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YOUR 2017 COMMERCIAL METALS BENEFITS

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This Benefits Guide will help you assemble your benefits for 2017. At CMC we offer benefits to help you live your best, taking into consideration your physical and financial health, as well as your overall wellbeing and the need for work/life balance. That’s why the company offers you benefits such as medical coverage, life insurance, the 401(k) and the Employee Assistance Program.

Everyone has different needs, so build your personal benefits package for the life you live. Whether you’ve got a full mini-van or you’re enjoying the single life, CMC offers benefits that can meet your needs and your budget.

Table of Contents

Health, Wealth and Wellbeing in 2017

ENROLLMENT, ELIGIBILITY AND COVERAGE ....... 3

HOW TO ENROLL ............................................... 3

ELIBIGILITY ........................................................ 4

Eligible Dependents ........................................ 4

Dependent Audit ............................................. 4

WHEN COVERAGE BEGINS ................................ 5

IF YOU DON’T ENROLL ...................................... 5

CHANGING YOUR COVERAGE DURING THE YEAR ............................................ 5

MEDICAL BENEFITS .............................................. 6

COMPARE THE MEDICAL PLANS ....................... 6

BCBSTX BENEFIT VALUE ADVISORS ................. 8

MEDICAL PREMIUMS......................................... 8

PRESCRIPTION DRUG COVERAGE .................... 9

KAISER HMO PLAN – CALIFORNIA EMPLOYEES ONLY ......................10

SAVINGS AND SPENDING ACCOUNTS ....................... 11

More About the Health Savings Account (HSA) ...... 12

DENTAL ....................................................................... 13

VISION ......................................................................... 15

INCOME PROTECTION ................................................ 17

LIFE INSURANCE .................................................... 17

Update Your Beneficiaries ..................................... 17

ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE ............................................................ 18

SHORT TERM DISABILITY (STD) ............................ 19

LONG TERM DISABILITY (LTD) ............................... 19

CMC RETIREMENT PLAN – The 401(K) PLAN ........... 20

OTHER CMC-PROVIDED BENEFITS ............................ 21

CONTACTS ................................................................... 22

TEAR-OUT CONTACT CARD ....................... BACK COVER

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Enrollment, Eligibility and Coverage

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Current Employees: Oct. 31 – Nov. 19

New Hires: Within 30 days of your hire dateEnrollment Dates

How to EnrollEnrolling is a snap. Access CMC Benefits Connection to enroll for your benefits. There are three ways you can do it:

Click on the “Enroll Now” link from myCMCBenefits.com. It will take you to the enrollment tool.

Go to the CMC GlobalNet homepage. Click on “My Benefits” on the right to get started – look for the yellow star.

Log in to cmcbenefits.bswift.com. You’ll need your Employee Number to enroll (it’s on the top left of your paycheck). The first time you log in, your password will be the last four digits of your Social Security Number.

Once you’re logged into CMC Benefits Connection, follow the instructions. The site leads you through the steps to enroll. Carefully review your selections and save them. Once you’ve enrolled, keep a copy of your Confirmation Statement for your records.

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EligibilityAll regular, full-time employees at CMC who are regularly scheduled to work 30 or more hours per week are eligible for benefits.

ELIGIBLE DEPENDENTSYou can also cover the following dependents:

• Your legal spouse, including a same-gender spouse, or your common-law spouse (if you live in a state that recognizes a common-law spouse).

• Your children, who include:

» Natural children

» Stepchildren

» Legally adopted children

» Foster children

» Children of your common-law spouse

» Children for whom you have legal guardianship

You can cover your unmarried children:

• Up to age 26 for medical, dental, vision and life insurance coverage

• Up to any age for physically or mentally disabled children, as long as you provide proof of disability

CMC will have an upcoming dependent audit

to verify that all dependents covered under

CMC’s benefits are eligible for coverage under

our rules. If you cover an ineligible dependent,

you could face disciplinary action.Dependent Audit

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When Coverage Begins

CURRENT EMPLOYEES

NEW HIRES AND REHIRES

IF YOU ARE REINSTATED

You enroll for benefits each fall during Open Enrollment. Elections are effective the following Jan. 1.*

You enroll for benefits during your first 30 days of employment. Benefits begin the first of the month following 30 days of employment.* Note that if you are enrolling dependents, you must submit the required documentation within the 30 day election period.

If you leave the company and are rehired within 30 days, your benefits begin as of the date you are rehired. CMC will reinstate the benefits you had in place as of your date of termination.

* If your election requires evidence of insurability, the effective date of coverage will be the date the insurance company approves insurability. The effective date of coverage may also be delayed if you are not actively at work or you or your dependent is hospitalized.

If You Don’t Enroll

CURRENT EMPLOYEESYour elections from last year will carry over, including HSA contributions (if applicable), except for Flexible Spending Account (FSA) contributions. You have to re-elect your FSA contributions each year, per IRS rules. If you do not re-elect your benefits during Open Enrollment, you will have to wait until the next Open Enrollment to change your benefit elections (unless you have a change in your family status – see Changing Your Coverage During the Year below).

NEW HIRES AND REHIRESIf you wish to elect benefits, you must enroll within 30 days of your hire date. If you do not enroll, you will be enrolled automatically ONLY in benefits paid 100% by CMC (basic life, basic accidental death and dismemberment, short term disability, long term disability, business travel accident and the employee assistance program). You will have to wait until the next Open Enrollment to elect optional coverage (medical, dental, vision, optional life, optional accidental death and dismemberment) or change your benefit elections (unless you have a change in your family status).

Changing Your Coverage During the YearYou can only make changes to your benefits during the year if you have a family status change (e.g., marriage, divorce, birth, adoption, death). If you have a qualified family status change, go to CMC Benefits Connection and click on “Family Status Changes” to make the updates. Your change and the required documentation must be submitted within 31 days of the event.

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Medical Benefits

CMC offers employees comprehensive, competitive and affordable medical benefits that provide both protection and value for you and your family. As part of our focus on total wellness in 2017, your health is a key component. When you are healthy, you are better able to focus on your overall wellbeing.

Compare the Medical PlansAs you build your benefits for 2017, you have two BlueCross BlueShield of Texas (BCBSTX) medical options to choose from: the Premium Plan and the Consumer Choice Plan. Both plans offer:

• Free in-network preventive care for eligible age appropriate exams

• Negotiated rates for all in-network services

In both plans, once you reach the out-of-pocket maximum, the plan pays 100% for all covered services through the end of the year. But, there are also some key differences between the plans:

PREMIUM PLAN CONSUMER CHOICE PLAN

Costs Lower out-of-pocket costs when you receive care, but higher payroll deductions.

Higher out-of-pocket costs when you receive care, but lower payroll deductions.

Copays • Primary care visits• Specialist visits• Urgent care visits • Prescription drugs

None

Go to www.bcbstx.com to find a network provider.

Need a Doctor?

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PREMIUM PLAN CONSUMER CHOICE PLAN

Coinsurance Yes, once you meet the deductible, you pay 20% for all covered services that are not subject to a copay.

Yes, once you meet the deductible, you pay 20% for all covered services.

Flexible Spending Account

Health Care Flexible Spending Account that you can use to pay for eligible out-of-pocket expenses, copays and coinsurance. See page 11.

Dental/Vision Flexible Spending Account that you can use to pay for eligible dental and vision expenses. See page 11.

Health Savings Account

No Yes, you and the Company can contribute funds (see page 12) that you can use to pay for eligible medical, dental and vision expenses.

The chart below shows what you’ll pay in-network. You can view out-of-network benefits in the “Library” section on CMC Benefits Connection.

IN-NETWORK COSTS

Coverage Description Premium Plan Consumer Choice Plan

PREVENTIVE CARE No cost to you No cost to you

ANNUAL DEDUCTIBLEIndividual $750 $3,000Family $2,250 $9,000

ANNUAL OUT-OF-POCKET MAX(Includes deductible and copays)Individual $3,000 $5,000Family $9,000 $13,100

CMC HSA CONTRIBUTION(You must set up your HSA with BenefitWallet to receive the contribution – see page 12 for more information)

N/AIndividual: $500Family: $1,000

COINSURANCE 20%1 20%1

PRIMARY CARE OFFICE VISIT $40 20%1

SPECIALIST OFFICE VISIT $60 20%1

URGENT CARE $90 20%1

EMERGENCY ROOM(If true emergency)

20%1 plus $250 copay (copay waived if admitted)

20%1

INPATIENT HOSPITAL(50% penalty if out-of-network care is not preauthorized)

20%1 20%1

OUTPATIENT 20%1 20%1

1 After you meet the annual deductible

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MEDICAL PREMIUMSYour medical premiums are included in the online guide on GlobalNet. You can also access the rates in the guide found in the “Library” on Benefits Connection. They are also included in the Open Enrollment guide mailed to your home for Open Enrollment.

HELP TO KICK THE HABITBecause we care about your health and encourage healthy habits, our BCBSTX medical plans cover certain over-the-counter tobacco-cessation aids – such as gum, patches or lozenges – at 100% with a doctor’s prescription. Contact BCBSTX for more information.

Ever have a question about how your medical benefits work? Find yourself looking for a network doctor? Wonder if you’re getting the best care at the lowest price? BCBSTX Benefits Value Advisors can:

• Answer questions about benefits

• Find in-network providers

• Schedule office visits

• Compare costs and quality of care information on a variety of providers, services and supplies

• Handle any required pre-certification

Call 1-877-262-7977 to reach a BCBSTX Benefits Value Advisor.

BCBSTX BENEFIT VALUE ADVISORS ?

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Prescription Drug CoverageOur BCBSTX medical plan automatically includes benefits for prescription drugs. The amount you pay for prescriptions depends on the medical plan you choose and the type of prescription drug. You do not have a separate ID card for your prescription drug coverage – you use your medical plan ID card.

PREMIUM PLAN

CONSUMER CHOICE PLAN

Annual Deductible $0

There is no deductible

Once you meet the medical plan

deductible, you and the plan share the cost

of services

IN-NETWORK RETAIL (Up to 30-day supply)

Preventive Generic Maintenance1

$0 $0, deductible waived

Generic2 $7

20% after deductible

Preferred Brand-Name3

$40

Non-Preferred Brand-Name

$70

MAIL ORDER (Up to 90-day supply)

Preventive Generic Maintenance1

$0 $0, deductible waived

Generic2 $14

20% after deductible

Preferred Brand-Name3

$80

Non-Preferred Brand-Name

$140

1 To find out if a drug qualifies as a preventive maintenance drug (check before you purchase; the list changes from time to time), contact BCBSTX at 1-877-262-7977 or www.bcbstx.com.

2 If you choose a brand-name when a generic is available, you pay the difference in cost between the generic and brand-name drug, in addition to the appropriate coinsurance.

3 Drugs with no generic may be on the preferred brand-name drug list.

Copay: A flat dollar amount you pay the provider at the time you receive a service.

Deductible: The amount you pay for services before the plan begins paying some of the cost. The deductible may not apply to all services, including preventive care.

Coinsurance: The portion of covered expenses you and the plan share after you meet the deductible (listed as a percentage).

Out-of-Pocket Maximum: The maximum amount you pay out of your own pocket for covered expenses in a year. Once you reach the out-of-pocket maximum, the medical plan pays for all covered services for the rest of the year. The out-of-pocket maximum does not include premiums or services the plan does not cover.

TERMS TO KNOW

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REACH OUT TO BCBSTX BEFORE YOU FILL ITSave yourself some dollars and multiple trips to the pharmacy by visiting www.BCBSTX.com or calling 1-877-262-7977 before you fill a prescription to:

• Find out if a drug qualifies as a preventive maintenance drug

• Get a copy of the preferred brand-name list

• Fill a prescription through Mail Service or the Specialty Pharmacy (note that medications for complex conditions, such as cancer, multiple sclerosis and rheumatoid arthritis, must be filled through the Specialty Pharmacy)

• See if high-cost prescription drugs require step therapy (step therapy means you must try an alternative medication first before “stepping up” to a more costly treatment)

• Learn if your prescription requires your doctor to obtain prior authorization before you fill your prescription

Kaiser HMO Plan – California Employees OnlyIn this plan, you and your covered dependents must use Kaiser network providers (except in an emergency if you are away from home) to receive plan benefits. If you use providers outside the Kaiser network, your care will not be covered. Your prescription drug coverage is also through Kaiser. This plan is only available to California employees.

IN-NETWORK COVERAGE ONLY

ANNUAL DEDUCTIBLE None

ANNUAL OUT-OF-POCKET MAX

Individual Family

$1,500 $3,000

PREVENTIVE CARE No copay

OFFICE VISIT Primary Care or Specialist

$20 copay

URGENT CARE $20 copay

EMERGENCY ROOM $100 copay (waived if admitted)

INPATIENT HOSPITAL No copay

OUTPATIENT HOSPITAL $20 copay (certain services not covered)

MEDICAL PREMIUMSYour medical premiums are included in the online guide on GlobalNet. You can also access the rates in the guide found in the “Library” on Benefits Connection. They are also included in the Open Enrollment guide mailed to your home for Open Enrollment.

FOR MORE INFORMATION

For more information or to find a Kaiser HMO network doctor, visit www.kp.org or call 1-800-464-4000.

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Savings and Spending Accounts allow you to put aside pre-tax dollars from each paycheck to pay for eligible expenses. They are an important tool that helps you stretch your hard-earned dollars and decide how you want to pay for your health care, a key component of being a smart health care consumer.

CMC offers three different Flexible Spending Accounts (FSAs) – the Health Care FSA, the Dental/Vision FSA and the Dependent Care FSA, as well as offering a Health Savings Account (HSA). FSAs do not carry over from year-to-year. Per IRS rules, you must re-elect your FSA each year. HSAs do carry over and you do not need to re-elect these accounts, and you can change your election at anytime through CMC Benefits Connection.

Here’s an overview of how each of these tax-savings accounts work.

Health Care FSA

Dental/Vision FSA

Dependent Care FSA

Health Savings Account (HSA)

Who Can Participate?

Only employees enrolled in the Premium Plan or Kaiser HMO medical plan or who waive medical coverage.

Only employees enrolled in the Consumer Choice Plan

All employees Only employees who enroll in the Consumer Choice Plan

Who Can Contribute?

You only You only You only You and the company; CMC automatically contributes $500 for individual coverage and $1,000 for family coverage when you open your account. See page 12.

What Is The Most I Can Contribute Each Year?

$2,550 $2,550 Single, head-of-household or married filing jointly: $5,000; Married filing separately: $2,500

$3,400 for individual coverage

$6,750 for family coverage

Includes both your and the company’s contributions – see page 12

Savings and Spending Accounts

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Health Care FSA

Dental/Vision FSA

Dependent Care FSA

Health Savings Account (HSA)

How Can I Use The Money?

Eligible out-of-pocket medical, dental, vision and prescription drug expenses

Eligible out-of-pocket dental or vision expenses

Eligible out-of-pocket child or adult dependent day care expenses - dependent medical expenses ARE NOT eligible

Eligible out-of-pocket medical, dental, vision and prescription drug expenses

What Money Can I Use When I Have An Eligible Expense?

Up to your entire annual election amount

Up to your entire annual election amount

Only the funds that are in your account at that time1

Only the funds that are in your account at that time1

How Do I Access My Money?

Debit card or file a claim2

Debit card or file a claim2

File a claim2 Debit card or file a claim1

What If There Is Money Left At The End Of The Year?

Unused dollars are forfeited

Unused dollars are forfeited

Unused dollars are forfeited

Carries over to next year and your balance grows

Can I Take My Money If I Leave CMC?

No, unused dollars are forfeited

No, unused dollars are forfeited

No, unused dollars are forfeited

Yes, the money is yours to keep

1 You can reimburse yourself for incurred eligible expenses later as your balance grows 2 You have until March 31 to file claims for eligible FSA expenses incurred (while participating) the previous calendar year

More About the Health Savings Account (HSA)To have an HSA, you have to set up the account with BenefitWallet. Go to www.mybenefitwallet.com and click on “First Time User.” If you do not set up an account, you will not receive the Company contribution and you will also not be able to contribute your own dollars.

THE COMPANY CONTRIBUTES TO IT… AND SO CAN YOUWhen you set up your HSA, you automatically receive a Company contribution. You can also contribute funds, up to the IRS limits. Your contribution is prorated if you enroll in the HSA after January 1.

INDIVIDUAL FAMILY

Company Contributions $500 $1,000

Your Contributions $2,900 $5,750

Total 2017 Contributions $3,400 $6,750

If you are age 55 or older, you can contribute an additional $1,000. Once you reach age 65, you are no longer allowed to make contributions. Go to www.medicare.gov if you are over 65 and have questions about HSA contributions.

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Dental care is an important part of your health and wellness. Staying on top of your dental care means a bright, healthy smile and also can help prevent serious dental problems.

You have two dental options – the Premium Plan and the Basic Plan. The Premium and Basic Plans both cover preventive care at 100% with no deductible when you use a network dentist, but they cover basic restorative care at different levels. Only the Premium Plan covers major care and orthodontia.

After you meet your annual deductible, you and the plan share the cost of eligible expenses — even if your dentist isn’t a member of the Delta Dental network. Here’s how each plan covers care:

PREMIUM PLAN BASIC PLAN

ANNUAL DEDUCTIBLEIndividualFamily

$50$150

$50$150

ANNUAL MAXIMUM BENEFITS (per person) $1,500 $1,000

LIFETIME ORTHODONTIA MAX BENEFIT (per child under age 26)

$1,500 N/A

DIAGNOSTIC AND PREVENTIVE(Oral exams, routine cleanings, fluoride treatments, space maintainers)

No cost to you No cost to you

BASIC RESTORATIVE SERVICES(X-rays, fillings, sealants, denture repairs, endodontics, periodontics, oral surgery)

20% after deductible

50% after deductible

MAJOR SERVICES(Crowns, inlays, onlays, cast restorations, bridges, dentures)

50% after deductible

Not covered

ORTHODONTIA(Children under age 26)

50% Not covered

Dental

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DENTAL PREMIUMSYour dental premiums are included in the online guide on GlobalNet. You can also access the rates in the guide found in the “Library” on Benefits Connection. They are also included in the Open Enrollment guide mailed to your home for Open Enrollment.

FOR MORE INFORMATIONThe plan uses the Delta Dental provider network. You can find a network dentist online at www.deltadentalins.com; just select “Find A Dentist” or call 1-800-521-2651.

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Clear vision is another important part of your overall health. Not only do you need to see the world clearly, but vision exams can detect illnesses such as hypertension and cataracts.

You have two vision options, the Premium Plan and the Basic Plan. The Premium and the Basic Plans cover many of the same services, but at different levels. The Premium Plan has lower copays, but the Basic Plan has lower payroll deductions. The Premium Plan covers a variety of lens options, while the Basic Plan does not. Go to the “Library” section on CMC Benefits Connection for detailed information, including coverage for lens enhancements and out-of-network costs.

Here’s what you pay in-network.

PREMIUM PLAN BASIC PLAN

VISION EXAM (Once every calendar year)

$10 copay $15 copay

LENSES (Once every calendar year)

• Single vision • Bifocal

• Trifocal • Lenticular

$20 copay $25 copay

FRAMES (Once every two calendar years)

$20 copay + amounts over $150

$25 copay + amounts over $120

CONTACT LENSES (Once every calendar year instead of lenses and frames)

• Exam

• Visually necessary (prior authorization required)

• Elective lenses

Up to $60 copay

$20 copay

Amounts over $150

Up to $60 copay

$25 copay

Amounts over $120

Vision

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VISION PREMIUMSYour vision premiums are included in the online guide on GlobalNet. You can also access the rates in the guide found in the “Library” on Benefits Connection. They are also included in the Open Enrollment guide mailed to your home for Open Enrollment.

FOR MORE INFORMATIONThe plan uses the VSP Choice provider network. You can find a network doctor online at www.vsp.com; just select “Find A Doctor” or call 1-800-877-7195.

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Income Protection

Total wellness isn’t just about your physical health. It’s also about your financial health. Income protection benefits provide coverage if you or a covered family member dies or if you are seriously injured or disabled.

LIFE INSURANCECMC provides Basic Life coverage equal to two times your annual base pay for you at no cost, and you may purchase additional protection. Certain maximums apply to each level of coverage. An Evidence of Insurability (EOI) form may be required for certain higher amounts of life insurance, or if you or your dependents were not enrolled in the plan when you first became eligible. See CMC Benefits Connection for rates.

OPTIONAL LIFE INSURANCE COVERAGE OPTIONS

For You 1X – 7X YOUR ANNUAL BASE PAY

Maximum combined coverage amount for basic + optional life insurance is $2,500,000

For Your Spouse

$25,000 - $250,000 IN INCREMENTS OF $25,000

For Your Child(ren)

$5,000; $10,000; $15,000; $20,000

Has life changed? If you’ve gotten married or divorced or had a child, you may need to update your beneficiaries. Your beneficiary may receive benefits if you die, so take time to update this information. Here’s how:

1. Go to CMC Benefits Connection.

2. Click on “My Profile” from the top menu.

3. Click on “Beneficiaries” to add or make changes.

If you’re a new hire, you’ll be prompted to add beneficiaries as you go through the enrollment process.

UPDATE YOUR BENEFICIARIES

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ACCIDENTAL DEATH & DISMEMBERMENT INSURANCEYour accidental death and dismemberment insurance pays a benefit in the event of an accidental death or injury. CMC provides Basic AD&D coverage equal to two times your annual base pay at no cost to you, and you may purchase additional protection. See CMC Benefits Connection for rates.

OPTIONAL AD&D INSURANCE COVERAGE OPTIONS

For You 1X – 10X YOUR ANNUAL BASE PAY

Maximum combined coverage amount for basic plus optional AD&D is $2,000,000

For Your Spouse

60% OF EMPLOYEE COVERAGE IF NO CHILDREN ARE COVERED

50% OF EMPLOYEE COVERAGE IF CHILDREN ARE COVERED

Maximum coverage amount is $250,000

For Your Child(ren)

25% OF EMPLOYEE COVERAGE IF NO SPOUSE IS COVERED

15% OF EMPLOYEE COVERAGE IF SPOUSE IS COVERED

Maximum coverage amount is $25,000

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Disability Coverage

Facing a long term illness or injury can be stressful, which is why CMC provides company-paid Short Term Disability (STD) and Long Term Disability (LTD) coverage at no cost to you. As part of total wellness at CMC, disability coverage offers you financial support while you’re out of work.

SHORT TERM DISABILITY (STD)Benefits are paid if you can’t work due to an approved illness, injury or pregnancy. Weekly benefits start after seven days of absence and may continue for up to 26 weeks.

BENEFIT AMOUNT WEEKS OF PAYMENT

80% of eligible base pay 1-8

70% of eligible base pay 9-16

60% of eligible base pay 17-26

LONG TERM DISABILITY (LTD)Benefits are paid if you can’t work due to an approved illness or injury. Monthly benefits start after the later of 189 days or when STD coverage ends.

FEATURE AMOUNT

Benefit Amount 60% of eligible base pay

Monthly Maximum Benefit $10,000 per month

How Long Benefits Can Continue Until you are no longer disabled, or up to age 65 (longer if your disability begins after age 60)

FOR MORE INFORMATIONFor more information or to file a disability claim, contact Employee Services at employeeservices@cmc.com or call 1-877-262-8050.

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CMC Retirement Plan – The 401(K) Plan

As a full-time employee of CMC, you’ll be automatically enrolled in the CMC Retirement Plan on the first of the month following the first 30 days of your employment. Your deferral will begin 31 days after your eligibility date. Part-time employees are eligible after working 1,000 hours.

If you’re already in the plan, your contributions continue from year to year without any change in your elections. Take time to verify, and if necessary, update your beneficiaries through www.millimanbenefits.com.

Plan OverviewYou can contribute – from 1% to 50% of your eligible pay before tax or Roth after-tax, up to the IRS limit – beginning the first of the month after you complete 30 days of employment.

When first eligible, you’re automatically enrolled in the plan with a 6% pre-tax contribution. If you’re contributing less than 8%, your contribution will automatically increase by 1% each September 1 until your contribution reaches 8% of your eligible pay.

The Company MatchCompany matching contributions become 100% vested after two years of service. You are always 100% vested in your own contributions. How much the Company matches depends on how much you choose to contribute.

Account Access • Website: www.millimanbenefits.com

• Login ID: Social Security Number

• Password: The first time you log on to the website, your password will be your month and year of birth (MMYY)

If you have questions, call the Milliman Benefits Service Center at 1.866.767.1212. Representatives are available Monday through Friday, from 7 a.m. to 7 p.m. Central time. You can also connect with a representative through Web Chat on www.millimanbenefits.com.

IF YOU CONTRIBUTE …

CMC MATCHES …

1% 1%

2% 2%

3% 3%

4% 3.5%

5% 4%

6% and over 4.5%

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Other CMC-Provided Benefits

In addition to the benefits you enroll in each year, CMC provides other company-paid benefits and resources.

• Employee Assistance Program (EAP)

• Paid Time Off

• Travel Assistance

• Tuition Reimbursement

• Employee Stock Purchase Program (ESPP)

To learn more about the EAP, go to CMC Benefits Connection. To learn more about the other CMC-provided benefits listed here, contact Employee Services.

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If you have a benefit-related question, go to CMC Benefits Connection or contact CMC Employee Services.

BENEFIT WEBSITEPHONE NUMBER/

EMAIL

Enrollment, Changes In Family Status, Benefit Details, Enrollment Tools and Resources

CMC BENEFITS CONNECTIONwww.cmcbenefits.bswift.com

myCMCBenefits.com

CMC EMPLOYEE SERVICES 1-877-262-8050

employeeservices@cmc.com

Benefit Advice and Pricing BENEFIT VALUE ADVISORSN/A

1-877-262-7977

Medical and Prescription Drug Coverage

BCBS: www.bcbstx.com

KAISER: www.kp.org

BCBS: 1-877-262-7977

Kaiser: 1-800-464-4000

Health Savings Account BENEFITWALLETwww.mybenefitwallet.com

1-877-472-4200

Flexible Spending Accounts WAGEWORKSwww.wageworks.com

1-877-924-3967

Dental Coverage DELTA DENTALwww.deltadentalins.com

1-800-521-2651

Vision Coverage VISION SERVICE PLANwww.vsp.com

1-800-877-7195

Contacts

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BENEFIT WEBSITE PHONE NUMBER/EMAIL

Life Insurance and AD&D

N/A 1-877-262-8050

employeeservices@cmc.com

Disability N/A 1-877-262-8050

employeeservices@cmc.com

Employee Assistance Program (EAP)

RESOURCES FOR LIVING www.resourcesforliving.com

User ID: CMC

Password: EAP

1-866-486-4334

Travel Assistance

STARR ASSIST 1-877-984-7437 (U.S.)

305-459-2482 (Outside U.S.)

starrassist@assist-card.com

COBRA bswift COBRA 1-866-365-2413

401(K) Plan MILLIMANwww.millimanbenefits.com

Login ID: Social Security number

Password: The first time you log on to the website, your password will be your month and year of birth (MMYY)

1-866-767-1212

BENEFIT ADVICE AND PRICING

BENEFIT VALUE ADVISORS1-877-262-7977

MEDICAL & PRESCRIPTION DRUG COVERAGE

BCBSwww.bcbstx.com1-877-262-7977

HEALTH SAVINGS ACCOUNT

BENEFITWALLETwww.mybenefitwallet.com 1-877-472-4200

FLEXIBLE SPENDING ACCOUNTS

WAGEWORKSwww.wageworks.com 1-877-924-3967

DENTAL COVERAGE

DELTA DENTALwww.deltadentalins.com 1-800-521-2651

VISION COVERAGE

VISION SERVICE PLANwww.vsp.com 1-800-877-7195

LIFE INSURANCE AND AD&D

employeeservices@cmc.com 1-877-262-8050

DISABILITY

employeeservices@cmc.com 1-877-262-8050

EMPLOYEE ASSISTANCE PROGRAM (EAP)RESOURCES FOR LIVING www.resourcesforliving.comUser ID: CMC Password: EAP1-866-486-4334

TRAVEL ASSISTANCESTARR ASSISTstarrassist@assist-card.com 1-877-984-7437 (U.S.)305-459-2482 (Outside U.S.)

COBRABswift COBRA1-866-365-2413

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24

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Keep this Card in Your Wallet for Reference.

Tear off at perforation and fold in thirds.