America’s 25 Most Successful Immigrants; Karma Comes Back to Life; Mexican Wines from Napa Valley

Checking China in Southeast Asia; How Foreigners are Buying American; How Thrive Markets Philanthropy

Embraer’s High Concept Planes; Givenchy Returns to the U.S.; Fall Fashion from Around the Globe

W O R K \ F I N A N C E \ L I F E

W O R T H . C O M

V O L U M E 2 5 | E D I T I O N 0 4

A T T H E P E O P L E , T R E N D S A N D I D E A S

S H A P I N G O U R F U T U R E

A N O P T I MI S T I C A N D U N E X P E C T E D L O O K

E

S T A B L I S H E D 1 9 9 2

WO

R T H M A G A Z I NE

WO43_Cover.7.13B.indd 1 7/14/16 3:51 PM

FEATURED ADVISORSJohn R. Mara, Wealth Management Advisor

Shaun M. Feldeisen, CFP®, CLU®, Wealth Management Advisor

ASSETS UNDER MANAGEMENTAvailable on request

FINANCIAL SERVICES EXPERIENCEJohn, 18 yearsShaun, 12 years

COMPENSATION METHODAsset-based fees and commissions (investment and insurance products)

MINIMUM NET WORTH REQUIREMENT$1 million (for planning services)

PROFESSIONAL SERVICES PROVIDEDPlanning and investment-advisory, risk-management and comprehensive wealth-management services

PRIMARY CUSTODIANS FOR INVESTOR ASSETSPershing, LLC

EMAILshaun.feldeisen@nm.comjohn.mara@nm.com

WEBSITEjohn-mara.comshaun-feldeisen.com

REVOLUTION WEALTH ADVISORS AT NORTHWESTERN MUTUAL

1 Beacon Street, 25th Floor, Boston, MA 02108 617.531.9589

L E A D I N G W E A L T H A D V I S O R | B O S T O N , M A

I L L U S T R A T I O N B Y K E V I N S P R O U L S

Going the distance: How can I build endurance for difficult markets ?B Y J O H N R . M A R A A N D S H A U N M . F E L D E I S E N

Top row, left to right: Facundo Zalazar, Kevin Fine; Second row, left to right: Mousami Pandey, Emily Hinderhofer, Meaghan Burke, Jonathan Caplan; bottom row, left to right: John R. Mara, Shaun M. Feldeisen

Revolution Wealth_WOR43.indd 136 7/13/16 4:27 PM

he Dow posts a record high . . . the markets tumble in heavy trading. It can be difficult to maintain a long-term perspective during challenging economic times. How can you avoid the distraction of short-term market moves, build endurance and take some of the emotion out of investing?

1. Take advantage of market oppor-tunities. In volatile markets, investors frequently question whether or not they should continue to invest. But, for long-term investors, falling stock prices shouldn’t be a large cause for concern. In fact, during market lows, you have the opportunity to add quality investments to your portfolio at attractive prices.

Corrections should be recognized as part of the normal market cycle. The market has experienced 20 percent or greater market corrections seven times since 1950. Despite this, had an investor invested $100 in the S&P 500 index in July 1951 and reinvested dividends, the initial investment would have grown to nearly $47,000 60 years later!

2. Don't try to time the market. Investors have a tendency to make investment decisions based on emotion, leading them to try to time the markets. However, successful market-timing requires consistent knowledge of when the high and low points have been reached. This is a talent beyond the capabilities of even the most seasoned professionals. The odds of successfully timing the market become even slimmer when you consider that, his-torically, the biggest market gains are often clustered into very short time periods.

So, even if you’re able to avoid significant downturns, missing just a portion of a re-covery can have a substantial impact on your portfolio’s long-term performance.

3. Build a well-diversified portfolio. Remember that the market is made up of many components: small-cap and large-cap stocks; growth and value stocks; domestic and international stocks; and bonds of differ-ent countries, maturities and qualities. Each of these asset classes has different risk and return characteristics. As such, the most widely accepted way to help reduce the risk of investing is diversification, utilizing a wide variety of asset classes and investments so that your portfolio is not tied to the fluctua-tions and performance of a single investment.

4. Be a consistent investor. While you can’t control how markets perform, you can control how much you invest, and when. The investor who moves steadily towards his or her goal will be more likely to succeed than the inves-tor who darts in and out of the market.

Although past performance doesn’t guar-antee future results, historically, investing on a regularly scheduled basis can reduce the impact of market fluctuations on your overall portfolio and take advantage of market downturns.

Dollar-cost averaging is an investment strategy in which a fixed dollar amount is in-vested at regular intervals—no matter which direction the market is headed in. As a result, more shares are bought when markets are down and fewer shares are bought when the market is up.

5. Let rebalancing work for you. During difficult markets, some investments will perform better than others. As this occurs, the asset allocation and risk profile of your portfolio will shift away from your target. It is important to systematically rebalance your portfolio to account for these changes. Rebalancing your holdings brings your port-folio back to target and back in line with your risk tolerance. While it may seem diffi-cult to sell when a fund has performed well, or conversely, to purchase a fund that has underperformed, such moves are important to maintain your target allocation. l

Revolution Wealth Advisors is a marketing name for John Robert Mara and Shaun M. Feldeisen in their capacity as representatives of Northwestern Mutual and is not a legal business name. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) (life and disability insurance, annuities and life insurance with long-term care benefits) and its subsidiaries. John Robert Mara and Shaun M. Feldeisen are Representatives of Northwestern Mutual Wealth Management Company® (NMWMC), Milwaukee, WI (fiduciary and fee-based financial planning services), a subsidiary of NM and federal savings bank. All NMWMC products and services are offered only by properly credentialed Representatives who operate from agency offices of NMWMC. Representatives are Insurance Agents of NM, and Northwestern Long Term Care Insurance Company, Milwaukee, WI (long-term care insurance), a subsidiary of NM, and a Registered Representative of Northwestern Mutual Investment Services, LLC (NMIS) (securities), a subsidiary of NM, broker-dealer, registered investment adviser and member FINRA and SIPC.

R E V O L U T I O N W E A L T H A D V I S O R S A T N O R T H W E S T E R N M U T U A L

REVOLUTION WEALTH ADVISORS AT NORTHWESTERN MUTUAL PROVIDES

FINANCIAL SERVICES TO HIGH NET WORTH AND EMERGING HIGH NET WORTH

INDIVIDUALS, FAMILIES AND BUSINESSES. The team at Revolution Wealth

Advisors serves clients nationwide, helping them achieve their financial goals related

to accumulation, protection and distribution of wealth. Our process for reaching our

clients' financial goals involves identifying their needs, presenting potential solutions,

monitoring their progress and respecting their assets. l

A B O U T U S

The odds of successfully timing the market become even slimmer when you consider that, historically, the biggest market gains are often clustered in very short time periods.T

137WO R T H .CO M AU G U S T- S E P T E M B E R 2 0 1 6

Revolution Wealth_WOR43.indd 137 7/13/16 4:27 PM

Revolution Wealth Advisors at Northwestern Mutual is featured in Worth® 2016 Leading Wealth Advisors™, a special section in every edition of Worth® magazine. All persons and firms appearing in this section have completed questionnaires, have been vetted by an advisory group following submission by Worth®, and thereafter paid the standard fees to Worth® to be featured in this section. The information contained herein is for informational purposes, and although the list of advisors presented in this section is drawn from sources believed to be reliable and independently reviewed, the accuracy or completeness of this information is not guaranteed. No person or firm listed in this section should be construed as an endorsement by Worth®, and Worth® will not be responsible for the performance, acts or omissions of any such advisor. It should not be assumed that the past performance of any advisors featured in this special section will equal or be an indicator of future performance. Worth®, a publication of the Worth Group LLC, is a financial publisher and does not recommend or endorse investment, legal or tax advisors, investment strategies or particular investments. Those seeking specific investment advice should consider a qualified and licensed investment professional. Worth® is a registered trademark of the Worth Group LLC.

John R. Mara Wealth Management Advisor

Shaun M. Feldeisen, CFP®, CLU® Wealth Management Advisor

Revolution Wealth Advisors at Northwestern Mutual1 Beacon Street, 25th Floor

Boston, MA 02108Tel. 617.531.9589

john.mara@nm.com shaun.feldeisen@nm.com

www.john-mara.com www.shaun-feldeisen.com

R E P R I N T E D F R O M

®

T H E E V O L U T I O N O F F I N A N C I A L I N T E L L I G E N C E