History of ClementsHistory of Clements• In 1947, Robert Clements and M. Juanita Guess-Clements founded a domestic insurance business.

While she and her husband managed Clements & Company, Guess also worked at the U.S. State Department. One day, she referred her husband to a colleague who needed life insurance and happened to manage the U.S. State Dept.’s claims office. After purchasing a policy from Clements, the happy client remarked, “If only you could help me with all this!” as he pointed to the insurmountable pile of claims in his office submitted by U.S. Foreign Service officers. At the time, not a single company provided international personal insurance products and Clements immediately realized the potential.

• The Washington, D.C. based firm’s proximity to the U.S. State Department and Foreign Service headquarters positioned Clements to quickly become the preferred provider of personal property and auto insurance to government personnel living and working abroad.

• In the late 1970’s, under Guess’ direction, the company began addressing the needs of expatriate clients outside the Foreign Service. By 1981, when the founds’ son, Jon B. Clements, joined the firm, Clements had become a thriving agency. To reflect its growth as a global brand, the company changed its name to Clements International in 2001. In 2011, the company underwent a brand transformation and became Clements Worldwide to better reflect its organizational and strategic goals.

• Today, Jon is CEO and Chairman of Clements Worldwide, and with the support of his leadership team, he continues to guide the company with the same entrepreneurial sprit of his beloved parents.

Products & ServicesProducts & Services

Commercial Insurance (CI)•World Auto Fleet Insurance•Property Coverage•General Liability•Professional Liability Coverage•D&O, E&O, and EPLI•Group Medical•Long Term Disability •Group Life•Political Evacuation & Salary Continuation•War Risk & Terrorism Insurance •Personal Accident Coverage•Workers Compensation •Defense Base Act Cover •Kidnap & Ransom •Travel Medical

CI Areas of Expertise•Defense and Government Contractors•Non-Governmental Organizations•International Education – K-12 International Schools & Universities•Oil, Gas and Energy Sector•Construction Firms•Transpiration & Logistics

Personal Insurance Programs GlobalCare Missions Abroad Professionals Abroad Educators Abroad US Coverage

Health and Life Insurance GlobalCare Travel Global Care USAID Life

Clements Vision & ValuesClements Vision & Values

• Vision: To Provide Peace of Mind and Financial Protection, Worldwide.

• Values:

Integrity

Customer

Achievement

Relationships

Enjoyment

Clements Value SystemClements Value System• INTEGRITY

We will adhere to a code of morale and ethical conduct in which all business will be in full compliance with the commitments made to our employees, our co-workers, our clients, our partners and other regulatory bodies.

Honest|Fair|Reliable|Trustworthy|Accountable

• CUSTOMERWe will exceed the service expectations of our employees, co-workers, clients and partners and remain a service-oriented, trustworthy, caring and financially stable organization

Helpful|Responsive|Timely|Accurate|Professional|Loyal

• ACHIEVEMENTOur steady growth is built upon an entrepreneurial culture that encourages our employees to apply innovative solutions to business challenges and opportunities.

Organized|Planned|Growth|Development|Efficient|Resolve

• RELATIONSHIPSWe will continue to build long-term relationships with reputable organizations, partners, vendors, co-workers and employees which are based upon mutual honesty, respect and a strong understanding and belief in our value system

Respectful|Honest|Fair|Positive|Teamwork

• ENJOYMENTWe are committed to fostering a prosperous environment, where our employees share the Clements’ value system and are able to achieve the highest quality of life, both at work and at home.

Satisfied|Fulfilled|Balanced Work and Life

Employee BenefitsEmployee Benefits

• Health

• Short Term Disability (STD)

• Long Term Disability (LTD)

• Life Insurance

• Reimbursement Accounts

• 401K

• Tuition Reimbursement

• Holidays

• PTO

• Transportation

• Town Hall and Celebrations

• Employee Recognition

• Casual Dress