(NAPSA)—Financial profes-sionals at Primerica say that car-rying credit card debt leaves youvulnerable to fluctuating ratesand fees that can affect yourmonthly budget—and the totalamount you ultimately pay on acard. Visit www.primerica.com formore information and financial

tips. ** ** **

DogTime.com has created pow-erful tools in the fight againstabandoned and neglected dogs. Tohelp determine what kind of dog isright for you based on your person-ality, you can link to “DogFinderMatchUp.” For more information,visit http://www.dogtime.com.

** ** **West Nile virus, malaria and

dengue fever, which are all poten-tially fatal if untreated, are trans-mitted to humans and animalsthrough the bite of an infectedmosquito. For information aboutmosquitoes and other pest issues,visit www.pestworld.org andwww.whatisipm.org.

** ** **Preparing for the SAT doesn’t

have to be an expensive or over-whelming experience, accordingto a revealing and groundbreak-ing new SAT guide. In “Hack TheSAT,” Eliot Schrefer reveals thewell-kept secrets of the SAT,uncovering strategies and little-known tips that have until nowbeen accessible only to those withprivate tutors. For more informa-tion, visit www.eliotschrefer.com.

** ** **It’s always wise to give your

roof a quick checkup before the badweather season. Today, severalmanufacturers offer asphalt shin-gles designed to withstand highwinds and other hazardousweather conditions. For moreinformation on impact-resistantroofing shingles, call (800) 782-8777 or visit www.certainteed.com.

** ** **Two skin care treatments—

Pomegranate Super Anti-OxidantCream and PomegranateOvernight Recovery Serum—aremade with natural ingredients tohelp hydrate skin and protect itagainst free radicals, which causeit to visibly age. They’re availableexclusively at Kohl’s departmentstores or www.kohls.com.

** ** **The Dietary Guidelines for

Americans and MyPyramid rec-ommend making half of all grainservings whole. The other grainservings for the day can comefrom enriched grains, such asenriched white rice, which isenriched with folic acid, or wholegrains. For more recipes, visitwww.usarice.com/consumer.

6

(NAPSA)—Everyone deserveshealthy relationships. That’s whythe National Multiple SclerosisSociety’s Relationship Mattersprogram helps people with MSand their partners learn how towork with this unwanted realityin their lives—before a crisis hits.The program’s goals are:• Improving communication

and problem solving;• Having greater fulfillment in

the relationship;• Managing MS as a team;• Helping the relationship

thrive.Relationship Matters gets dra-

matic results because it teachestechniques that are based onresearch but that are not com-monly taught in school or at home,said Greg Thiel, a facilitator.“Listening has been called one

of the great time-savers. Five min-utes of effective listening preventsfive hours of fighting and 50 hoursof being mad and distant fromeach other,” he said.Relationship Matters is a free

program made possible by fundingfrom the U.S. Department ofHealth and Human Services,Administration for Children andFamilies. Classes are deliveredonline, in person and over thephone. Subjects include:• Eight Hours to a Lifetime

of Relationship Satisfaction.This fun and interactive classhelps people enhance communica-

tion and problem-solving skills,helping them tackle even the mostdifficult issues.• Adapting: Financial Plan-

ning for a Life with MSTogether. MS can be an expensivedisease. Couples learn to plan fortheir financial future togetherthrough classes in budgeting, debtmanagement and building savings.• Intimacy: Enriching Your

Relationship. Not knowing howto talk about the tough issues canget in the way of true intimacy.This class teaches creative waysto address and overcome theseissues.• Staying Connected: Hav-

ing Fun Together. MS can inter-fere with the things couples enjoydoing together. Fun can still behad—in new and adaptive ways.• Career Choices: Managing

Your Options Together. Employ-ment issues cause concern in anyrelationship. MS can exacerbatethose worries. This class teacheshow to manage potential employ-ment issues as a couple.The National MS Society

addresses the challenges of eachperson affected by MS by fundingcutting-edge research, drivingchange through advocacy, facili-tating professional education, col-laborating with MS organizationsaround the world and providingprograms and services designed tohelp people with MS and theirfamilies move their lives forward.

Relationship Matters: Learning To Live With MS

Couples can learn to get past the issue of MS to build a strong, thriv-ing relationship.

(NAPSA)—The Internet has in -creasingly become a primarysource for video content—rangingwidely in both subject matter andquality. But for many people,there’s just too much to siftthrough in order to find what theyneed—especially when whatthey’re looking for is useful, edu-cational, “how-to” type material.Fortunately, there’s now a Web

site that not only serves as astorehouse for instructional videoson subjects ranging from basicdance steps to building a barbe-cue, but also gives producers ofsuch videos the opportunity toreach a worldwide audience. Sim-ply put, the site has collected thebest instructional videos availableonline and has made them avail-able—for free—in the easiest pos-sible way.Graspr is the only site where

learners, users and creators ofvideos can edit, watch, collaborateon and syndicate to make moneyfrom instructional videos. Sinceits launch in September 2007, thesite has sourced and filtered over20,000 high-quality instructionalvideos—across 17 categories, up -dated all the time—from leadingproducers and experts acrossmajor lifestyle markets.Graspr’s proprietary technol-

ogy lets producers upload multi-ple videos simultaneously, editthem online and easily makethem available for syndicationworldwide. The site’s uniquevideo player streams a collectionof videos, lets you jump to differ-ent scenes within a video, play inslow motion, add a note within

the video or add an attachment toit.“Graspr is like having a pro-

duction assistant, agent and pub-licist wrapped into one,” says sitefounder Teresa Phillips, a formerexecutive at both Yahoo! and TimeWarner. “You provide us with yourvideos; we help people noticethem, use them and help youmake money from them.”Members of the Graspr net-

work, which is free to join, earnincome in three ways: by upload-ing and syndicating videos, byembedding videos on their Websites or blogs and by referring newmembers who subsequently up -load or embed videos. The goal of Graspr is to help

consumers realize everybody is anexpert in something and to sharetheir knowledge using the powerof video. This site is playing animportant role in challengingvideo enthusiasts to reveal theexpert in each of us and make theworld a smarter place. To learn more, visit www.

graspr.com.

An Online Network Of Instructional Videos

Whether you want to learn how tocook, train your dog or play theguitar, there are useful instruc-tional videos available online.

(NAPSA)—On a walk througha typical American neighborhood,one might be hard pressed to finda barefoot kid chasing down atoad, or building a tree fort in thewoods, or walking to a favoritefishing hole with a rod and a canof worms. Organized play at thesoccerplex has replaced unstruc-tured play down at the creek. As American childhood has

moved indoors, research showsthat many of today’s children areactually gaining weight duringtheir summer break. And as elec-tronic entertainment replacesboth structured and unstructuredoutdoor experiences, many chil-dren are being raised so cut offfrom their natural world that theyare not developing a connectionwith nature. Not only is this con-nection an important quality-of-life issue by contributing to emo-tional and physical well-being, italso forms the cornerstone of anenvironmental stewardship ethic.

Connecting our children tonature through outdoor experi-ences pays clear dividends: Chil-dren who play outside are moreactive and more physically fit; timein nature improves children’s acad-emic performance, concentration,balance, coordination and self-esteem; and playing outside evenreduces the severity of symptomsof Attention Deficit/HyperactivityDisorder (ADHD), which affectsmillions of American children.

The National Wildlife Federa-tion, home of Ranger Rick, is warn-ing that one of the contributors tothe childhood obesity epidemic inAmerica may be this lack of out-door play. Kids today are spending50 percent less time outdoors thanthey did just 20 years ago. Ranger Rick and his crew have

put together a great report full ofideas and solutions for gettingkids to “go outside and play.” Someof these include connecting kids tonature through environmentaleducation, promoting outdoor playthrough our public health systems,and encouraging parents to buildin regular time for outdoor playthrough the NWF online parentresource, Green Hour.To get that helpful report, just

go to Ranger Rick’s Web site atwww.nwf.org/kidsreport.

Where Are All The Kids?

Getting your child outdoors paysclear dividends, such as im -proved academic performanceand physical fitness.

If you were in Windsor, Ontario, Canada, and traveled due north, thefirst foreign country you would hit would be the United States. Detroit,Michigan, is just across the Detroit River from Windsor.

Snails travel on “roadways” that they make themselves. A snailproduces a sticky liquid on the underside of its flat foot. The rim of itsfoot skids along on the liquid with a rippling motion. Wave after waveof this motion pushes the snail along.