when banks say “no” we say “yes!”
TRANSCRIPT
TUESDAY, AUGUST 6, 2019 | A1THE MLS BROKER CARAVAN™
When Banks Say “No” We Say “Yes!” Why haven’t you called us?
Over $2.5 billion funded since 2012.
DAMON GERMANIDESBRE 01794261 | NMLS [email protected]
CHRIS FURIEBRE 01004991 | NMLS [email protected]
©2019 Insignia Mortgage, Inc. (1) Not all applicants will qualify. Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change without notice. Loan values (LTV) are based on bank appraisal. Actual closing time will vary based on borrower qualifications and loan terms. Insignia Mortgage, Inc., is a real estate broker licensed by the CA Bureau of Real Estate, BRE #01969620, NMLS #1277691. (2) With an interest-only mortgage payment, you will not pay down the loan’s principal balance during the interest-only period. Once the interest-only period ends, your payment will increase to pay back the principal and interest. Rates are subject to increase over the life of the loan. Contact your Insignia Mortgage, Inc. loan officer to determine what your payments might be once the interest-only period ends.
www.insigniamortgage.com 9595 Wilshire Blvd. #205, Beverly Hills, CA 90212
310-859-0488
Low rate ForeignNational loansto $5.1 million.Rates start at
3.375%(4.250% APR).
Niche Lending,Cross-collaterilizations,loans to LLCs, interest-only jumbo loan options
to 80% LTV.
Stated Incomebusiness purpose
loans to $10million.
No Tax Returns required.
Rates start at 2.875%
(4.136% APR).
Local Lenders: Fast Turn Times
10/1 ARM 3.500% (4.193% APR)
Zero Points
1031 Exchangesingle family
OK
Sampling of rates as of July 3, 2019
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THE MLS BROKER CARAVAN™A4 | TUESDAY, AUGUST 6, 2019
This is a business-to-business communication provided for use by mortgage professionals only and is not intended for distribution to consumers or other third parties. It is not an advertisement; as such term is defined in Section 1026.24 of Regulation Z. Homebridge Financial Services, Inc. 194 Wood Avenue South, 9th Floor, Iselin, NJ 08830. Corporate NMLS #6521. Rev. 10.04.18 (0117-0083); LR 2018-655
MIKE HARTUNIANVICE PRESIDENT MORTGAGE LOAN ORIGINATOR NMLS# 247330
Direct: (818) [email protected]
Follow us on social media:
HOME LOANS ARE A PUZZLE
LET ME PUT ALL THE PIECES TOGETHER ON YOUR NEXT SALE.
You need a local mortgage professional to help you fit the right pieces together.
n Works directly with you as well as your client
n Stellar support staff, always keeping buyers informed and engaged in every transaction
n No deal is too small, too big or too complicated
n A true team you can count on for all your escrows
15301 Ventura Blvd., Suite D210. Sherman Oaks, CA 91403 | Branch NMLS# 1674407
TUESDAY, AUGUST 6, 2019 | A5THE MLS BROKER CARAVAN™
ph. 310-777-5401 • fax 310-777-5410 • [email protected] • www.cohenfinancialgroup.comFor Real Estate Professionals Use Only©2017 Cohen Financial Group, a division of CS Financial, Inc. All rights reserved. Not all applicants will qualify. For professional use only.*By dollar volume according to Origination News, “Top 200 Originators,” 2018 and Scotsman Guide, “Top Originators,” 2012, 2013, 2014, 2015, 2016, 2017 and 2018.Rates, programs, and APRs subject to change at any time without prior notice. Please contact Cohen Financial Group for more details. All LTVs represented are based on appraised value. Examples of payments assume first-trust deed. Cohen Financial Group is a division of CS Financial, Inc., a broker licensed by the CA Bureau of Real Estate, Lic.# 01257559, NMLS# 31132.
Thank all of you for your continued business and for keeping Cohen Financial Group the Top Originator Nationwide. WE DID IT AGAIN!
Ask about our Exclusive Bank Statement Jumbo Loan ProgramNO TAX RETURNS - 12 MONTHS OF BANK STATEMENTS FOR QUALIFICATION - COMMON SENSE UNDERWRITING -
ONLY 3 MONTHS RESERVES REQUIRED - AGGRESSIVELY PRICED
INDUSTRY RECOGNIZES MARK COHEN AS #1 TOP LOAN ORIGINATOR FOR THE 7TH YEAR IN A ROW!
1 MARK COHEN COHEN FINANCIAL GROUP CA $505,513,757 $505,513,757 100% 451 451 58%/42% 30
TOP MORTGAGE BROKERS
2018
we make deals close and doors open
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Look who’s joining the team…INTRODUCING OUR NEWEST TEAM MEMBER
We’re very proud to welcome Doug Burton as our new Branch Manager for Guaranteed Rate in west Los Angeles/Beverly Hills.
Doug brings with him decades of proven experience as a leader and top originator to the team.
Welcome aboard, Doug!
Call today to learn about how you can join team GR.
JOINGRNOW.COM
Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law.
NMLS ID #2611 For licensing information, go to nmlsconsumeraccess.org • AK - Lic#AK2611 • CA - Licensed by the Department of Business Oversight, Division of Corporationsunder the California Residential Mortgage Lending Act Lic #4130699 • HI - Lic#HI-2611 • OR - Lic #ML-3836 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • WA - Lic #CL-2611 •
John StewartSVP, Divisional Manager
[email protected](310) 612-6001AK, CA, HI, OR, WA
Doug BurtonVP of Business Development
[email protected](310) 620-229812121 Wilshire Blvd Ste 350, Los Angeles, CA 90025
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“Opportunity Is Nothing Without The Capital To Seize It.”
Macoy Capital is a boutique lender located in
Beverly Hills. With over $100 Million in closed
deals in 2018, our trusted and experienced team
can provide niche lending, quick closings, and
innovative funding solutions. We specialize in
Bridge loans, mid-construction loans, fix-and-
flips, and new construction.
M | CMacoy Capital Partners, Inc.
9301 Wilshire Blvd, Suite 502
Beverly Hills, CA 90210
NMLS# 33866 | CalDre#01851634 | Macoy Capital Partners, Inc. is an equal opportunity lender
Direct: 310.424.3588
www.macoycapital.com
Fix & Flips
• Non-owner occupied residential and commercial
• Up to 90% loan-to-cost financing (purchase + rehab)
• Rates from 7.99%
• Interest-only payments
• Stated income
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This material is based upon information which we consider reliable but because it has been supplied by third parties, we cannot represent that it is accurate or complete and it should not be relied upon as such. Sotheby’s International Realty and the Sotheby’s International Realty logo are registered (or unregistered) service marks used with permission. Operated by Sotheby’s International Realty, Inc. Equal Housing Opportunity. Source: SimilarWeb 6.1.18 - 5.1.19, graph refl ects actual data. Thorsby, D. (2017, Jan). How to Defi ne Luxury Real Estate in Today's Market retrieved from https://realestate.usnews.com/real-estate/articles/how-to-defi ne-luxury-real-estate-in-todays-market
MORE VISITS TO OUR WEBSITE THAN THE NEXT LEADING LUXURY REAL ESTATE BRAND IN CALIFORNIA
3X
Featured: The Barrington Residence
For thoseseeking themost views
MORE VISITS TO OUR WEBSITE THAN THE NEXT LEADING LUXURY REAL ESTATE BRAND IN CALIFORNIA
3A L M O S T
S O T H E B Y S R E A L T Y . C O M
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150 El Camino Drive Suite 150Beverly Hills, CA 90212
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23622 Calabasas Road, Suites 230 & 33, Calabasas, CA 91302NMLS ID #2611 (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic #4130699“Real Approval” means an automated underwriting system approval based upon credit information supplied by applicant and subject to Guaranteed Rate’s review of loan documents. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.
Contact us today to experience the Guaranteed Rate difference.
So do we.You want the best for your clients? Work with the best lending team in the business.
You hold yourself to the highest standards for your clients.
• Direct lender with in-house underwriting and closing—including jumbo loans to $3MM!
• Jumbo financial experts
• Online REAL loan approval–quick and easy
• Direct lender with Fannie Mae and Freddie Mac
• 20+ broker wholesale lenders available for loans that don’t “fit in the box”
Joey ParisiO: (747) 242-2481 C: (818) 687-6046 [email protected]
NMLS# 399398, CA - CA-DBO399398 - 413 0699
Joe Parisi(818) 280-4057 • [email protected]
NMLS ID: 255572; CA - CA-DOC255572 - 413 0699
Jonathan KimO: (747) 242-2485 C: (818) 805-4238
NMLS ID: 1509487; CA - CA-DBO1509487 - 413 0699
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SeanLandon
22333 Pacific Coast Hwy Suite 100Malibu, CA 90265
DRE# 01981562
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DOUGLAS ELLIMAN CALIFORNIA WELCOMES
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Number TEN TEAM IN THE nation . Five Hundred twenty eight MilLION IN SALES In twenty eighteen . number one team in LA sixty five agents . Number TEN
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Number TEN TEAM IN THE nation . Five Hundred twenty eight MilLION IN SALES In twenty eighteen . number one team in LA sixty five agents . Number TEN
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nation . Five Hundred twenty eight MilLION IN SASALES In twenty eighteen . number one team in LA sixty five agents . Number TEN TEAM IN THE nation . Five
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ty eight MilLION IN SALES In twenty eighteen . number one team in LA . sixty five agents . Number TEN TEAM IN THE nation . Five Hundred twenty eight Mil
number one team in LA
Five Hundred twenty eight MilLION IN SALES In twenty eighteen
number ten Team in the NATION
sixty five agents
SARAH SCHEPER
949.636.6261 | [email protected] 01898592
AARON KIRMAN GROUP WELCOMES
Compass is a real estate broker licensed by the State of California and abides by Equal Housing Opportunity laws. License Number 01866771. All material presented herein is intended for infor-mational purposes only and is compiled from sources deemed reliable but has not been verified. Changes in price, condition, sale or withdrawal may be made without notice. No statement is made as to accuracy of any description. All measurements and square footage are approximate.