Precious Metals IRA

3500 WEST OLIVE AVE., SUITE 730, BURBANK, CA 91505 | (800) 355-2116 | WWW.BIRCHGOLD.COM

Precious Metals IRA

With so many questions surrounding the state of the stock market, the economy and the U.S. dollar, more Americans are making the decision to secure their retirement savings with a Precious Metals IRA.

But, what exactly is this type of retirement account, and how do you know if it’s right for you?

Before converting your retirement funds to investments in precious metals, it’s important to understand what makes this type of account so unique, how you can benefit from it and how to properly open your account.

Here’s what you need to know:

3500 WEST OLIVE AVE., SUITE 730, BURBANK, CA 91505 | (800) 355-2116 | WWW.BIRCHGOLD.COM

What is a

What makes it different from a conventional IRA?

Precious Metals IRA?A Precious Metals IRA is a self-directed individual retirement account that is backed by investments in physical gold, silver, platinum or palladium. Like a conventional IRA, it is a government-approved account that is designed to provide tax benefits to those who save for retirement – with the added benefit of allowing investments in precious metals.

Typically, most IRAs are heavy with paper assets, like stocks, mutual funds and bonds. But having a primarily paper-backed portfolio can also carry a lot of risk. When the stock market tumbles, your nest egg can take a substantial hit. This is particularly serious for those who are preparing to retire or those who are already withdrawing from a retirement account and can’t afford to lose their savings.

A Precious Metals IRA allows for greater diversification – a crucial investment strategy, particularly for retirement accounts. Diversifying your portfolio with precious metals removes the anxiety of keeping all your eggs in a single paper basket, while enabling you to experience all the other benefits of buying gold, silver and other metals.

In other aspects, a Precious Metals IRA is essentially no different from a conventional IRA. The rules for annual contribution limits and withdrawals, for example, are the same, as determined by the Internal Revenue Service.

3500 WEST OLIVE AVE., SUITE 730, BURBANK, CA 91505 | (800) 355-2116 | WWW.BIRCHGOLD.COM

Benefits of aPrecious Metals IRA

Investors buy gold and other precious metals to add unique protection to their retirement savings, wealth and purchasing power in retirement. In addition to stock market volatility, there are numerous other factors that threaten Americans’ money, including inflation and the declining dollar. Gold and other precious metals are seen as hedges against each of these risks, helping Americans to preserve their wealth through an uncertain future.

A variety of metals are approved for placement in a Precious Metals IRA. American Gold Eagle bullion and proof coins are popular options, but you’re not limited to just U.S.-produced metals. Several other gold and silver coins and bars from around the world are also eligible, allowing you to create a diverse mix of assets in your account. To be eligible, the precious metals must meet certain criteria set by the IRS.

Since your IRA will be self-directed, you have more control over your investment decisions and freedom to diversify as much as you wish. Precious Metals IRAs are not limited to just precious metals. You can also add stocks, bonds, mortgage-backed securities and many other types of investments.

When buying precious metals for placement in an IRA, the metals must be stored by an approved metals depository. When you choose to take possession of the metals, this is considered by the IRS as a withdrawal from your account.

Eligible precious metals

Other eligible types of investments

Storage

As with any other retirement savings plan, there are some fees associated with the opening and management of a Precious Metals IRA: a one-time setup fee, ongoing custodial fees, storage fees for your precious metals and insurance for your metals. The amount of each of these fees depends on a number of variables. To learn what yours may be, talk to your precious metals dealer about your particular situation.

Opening a Precious Metals IRA is simple. An experienced precious metals company can assist you each step of the process, including the paperwork. Funds from other types of existing retirement accounts, such as a 401k, 403b, 457, Thrift Savings Plan (TSP) or IRA, may also be eligible to be rolled over into a Precious Metals IRA.

Fees

Opening your account

3500 WEST OLIVE AVE., SUITE 730, BURBANK, CA 91505 | (800) 355-2116 | WWW.BIRCHGOLD.COM

Over the years, as governments have fallen and stock markets have tumbled, precious metals have remained a bedrock of stability and security. To learn more about protecting your

financial future with investments in gold, silver, platinum and palladium, take the first step today:

Request our free investment kit. Visit www.birchgold.com

or call (800) 355-2116