what a home warranty covers hq
TRANSCRIPT
HOME WARRANTYWhat a
covers.Home Warranty
Home InsuranceHome warranties and home insurance do not cover the same things. Home insurance covers damage from natural disasters, flooding and burglaries. Home warranties cover failed systems and appliances.
Systems and Appliances
Home warranty companies cover different systems and appliances, these are some of the most common. Make sure to read your home warranty contract throughly to make sure you know what is covered and what is not.
Limits and Exclusions
Improper Maintenance Not Covered
Sometimes home warranties have limits and exclusions on certain items. Read through the contract to see how much the warranty company will pay for certain repairs and replacements.
Home warranties repair and replace systems and appliances that fail from normal wear and tear, not improper maintenance. As long as a reasonable effort has been made to maintain the unit, and it was working when the homeowner purchased the home, when it fails the home warranty will cover any repairs and replacements needed.
The Home Warranty Process
If you have a home warranty and an appliance fails, call your home warranty company. They will send a contractor to your home who will repair or replace the system or appliance for a $60 service call fee.
Heating Cooling Electrical
Plumbing Appliances Add Ons
Appliance fails Call home warranty company
Contractor diagnoses applianceCompany approves repair
Homeowner pays $60 Contractor repairs appliance
$1500$1501
Home warranty company pays up to
They can’t pay more on certain systems or
appliances
Infographic provided by: