what a home warranty covers hq

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HOME WARRANTY What a covers. Home Warranty Home Insurance Home warranties and home insurance do not cover the same things. Home insurance covers damage from natural disasters, flooding and burglaries. Home warranties cover failed systems and appliances. Systems and Appliances Home warranty companies cover different systems and appliances, these are some of the most common. Make sure to read your home warranty contract throughly to make sure you know what is covered and what is not. Limits and Exclusions Improper Maintenance Not Covered Sometimes home warranties have limits and exclusions on certain items. Read through the contract to see how much the warranty company will pay for certain repairs and replacements. Home warranties repair and replace systems and appliances that fail from normal wear and tear, not improper maintenance. As long as a reasonable effort has been made to maintain the unit, and it was working when the homeowner purchased the home, when it fails the home warranty will cover any repairs and replacements needed. The Home Warranty Process If you have a home warranty and an appliance fails, call your home warranty company. They will send a contractor to your home who will repair or replace the system or appliance for a $60 service call fee. Heating Cooling Electrical Plumbing Appliances Add Ons Appliance fails Call home warranty company Contractor diagnoses appliance Company approves repair Homeowner pays $60 Contractor repairs appliance $1500 $1501 Home warranty company pays up to They can’t pay more on certain systems or appliances Infographic provided by:

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Page 1: What a home warranty covers hq

HOME WARRANTYWhat a

covers.Home Warranty

Home InsuranceHome warranties and home insurance do not cover the same things. Home insurance covers damage from natural disasters, flooding and burglaries. Home warranties cover failed systems and appliances.

Systems and Appliances

Home warranty companies cover different systems and appliances, these are some of the most common. Make sure to read your home warranty contract throughly to make sure you know what is covered and what is not.

Limits and Exclusions

Improper Maintenance Not Covered

Sometimes home warranties have limits and exclusions on certain items. Read through the contract to see how much the warranty company will pay for certain repairs and replacements.

Home warranties repair and replace systems and appliances that fail from normal wear and tear, not improper maintenance. As long as a reasonable effort has been made to maintain the unit, and it was working when the homeowner purchased the home, when it fails the home warranty will cover any repairs and replacements needed.

The Home Warranty Process

If you have a home warranty and an appliance fails, call your home warranty company. They will send a contractor to your home who will repair or replace the system or appliance for a $60 service call fee.

Heating Cooling Electrical

Plumbing Appliances Add Ons

Appliance fails Call home warranty company

Contractor diagnoses applianceCompany approves repair

Homeowner pays $60 Contractor repairs appliance

$1500$1501

Home warranty company pays up to

They can’t pay more on certain systems or

appliances

Infographic provided by: