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An Advertising-Sponsored Magazine Published by The Community Press/Recorder. West/Northwest • September 2009 CreativeLiving Retirement Planning Everything you need Maple Knoll Village Page 12 Out in the world Cedar Village Page 11

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Page 1: West/Northwest Creative Living

An Advertising-Sponsored Magazine Published by The Community Press/Recorder.

West/Northwest • September 2009

CreativeLiving

RReettiirreemmeennttPPllaannnniinngg

Everything you needMMaappllee KKnnoollll VViillllaaggee

Page 12

Out in the worldCCeeddaarr VViillllaaggee

Page 11

Page 2: West/Northwest Creative Living

If you’reone of the 78.2million babyboomers inAmerica, youare most likelythinkingaboutretirement. Inthis issue besure to checkout the articleon the ABCsof babyboomer retirement planning. There are somehelpful tips on how to meet the goals you’llneed to set for the ideal retirement.

Also in this issue, learn how to avoid astressful wedding day by taking care of someoften forgotten tasks.

Specialty Publications Editor

Creative Living is a monthly advertising-sponsoredmagazine published by the Specialty Publications

Department of The Community Press/TheCommunity Recorder.

Questions and comments can be sent to Editor Melissa Hayden c/o The Community Press/

394 Wards Corner/Loveland, OH 45140 or e-mail [email protected].

For advertising call 923-3111.

Contact

CreativeLivingFeatures

See page 8

DepartmentsHealth & FitnessMind • Body • Spirit

Specialty ShopsBoutiques

Funeral & EstatePlanningPre-planning • Wills

Senior LivingApartments • Care

3 13 Smile MakersGums • Teeth

BridalDress • Gifts

At HomeDecor • Repair

5

SSaavviinngg yyoouurr hhoommee,, lliiffee iinn ccaassee ooff aa ffiirreeSafety tips on how to keep safe if a fire breaks out in your home!

4

RReettiirreemmeenntt ppllaannnniinnggThe ABCs of baby boomer retirement planning.

8

5

14

WWoorrrryy--ffrreeee wweeddddiinnggSeven tips on how to make your wedding day stress free.

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Editor’s note

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Page 3: West/Northwest Creative Living

H E A L T H & F I T N E S S

3W e s t | N o r t h w e s t S e p t e m b e r 1 6 , 2 0 0 9

If you snore and haveexcessive daytimesleepiness, there is a

high probability that youhave Obstructive SleepApnea, a sometimes life-threatening sleep disorder.

According to theNational SleepFoundation’s “Sleep inAmerica” poll, 60 percentof Americans have drivenwhile feeling sleepy and37 percent admit to actu-ally having fallen asleepbehind the wheel in thepast year.

It has been reportedthat drowsy drivers areup to 10 times more likelyto have an automobileaccident, more dangerousthan drunk drivers.

An estimated 1 in 20Americans have sleepapnea, a condition wherethe airway collapses dur-ing sleep, causing the per-son to stop breathing andawaken multiple timesevery hour with a gasp.

This leads to chronicdaytime sleepiness and ifuntreated, greatly increas-es chances of a heartattack or stroke.

How do you know ifyou have sleep apnea? AtCincinnati Dental SleepMedicine, Dr. TimothyKitzmiller uses a numberof screening tools toassess the likelihood ofsleep disordered breath-ing. During your initialconsultation you will beasked the following ques-tions:

• Do you snore onmost nights?

• Has anyone reportedthat you stop breathing orgasp in your sleep?

• Is your neck sizelarge (men 17 inches/women 16 inches orgreater)

• Have you had, or areyou currently being treat-ed for high blood pres-sure?

They will also reviewyour score on theEpworth Sleepiness Scaleto determine your level ofdaytime sleepiness.

If you answer yes totwo or more of thesescreening questions andscore a 10 or greater onthe Epworth, Dr.Kitzmiller will put togeth-er a plan for your properdiagnosis and treatmentincluding CPAP alterna-tive Oral ApplianceTherapy.The Epworth Sleepiness Scale

How likely are you todoze off or fall asleep inthe following situations?Rate on a scale of 0 beingno chance of dozing, and3 being a high chance of

dozing, then add up yourtotal.

1. Sitting and reading2. Watching TV3. Sitting inactive in a

public place (e.g. a theateror a meeting)

4. As a passenger in acar for an hour without abreak

5. Lying down to restin the afternoon when cir-cumstances permit

6. Sitting and talking tosomeone

7. Sitting quietly after alunch without alcohol

8. In a car whilestopped for a few minutesin traffic

Save a life – share thissurvey with a familymember or friend andthen call Dr. Kitzmiller’soffice at 248-8848 withyour results.

Dr. Kitzmiller and histeam are here to help youfeel the difference ahealthy night’s sleep canmake!

Don’t let this happen to you or a loved one

If you aren’t treating your sleep apnea, drowsy driving can kill.

Page 4: West/Northwest Creative Living

EH E A L T H & F I T N E S S

4 C o m m u n i t y p r e s s . c o mC R E A T I V E L I V I N G W e s t | N o r t h w e s t

very year morethan 500,000 fires occur inhomes across the nation. Tohelp protect your home andyour loved ones, theexperts have come up withthe following easy-to-fol-low tips that could make allthe difference.

Protect your homeAny home is susceptible to fire,

and the first step to keeping your fam-ily safe is to purchase two essentialitems.

• Fire alarms: Fire alarms are yourfirst line of defense when it comes tofires. Make sure that you have oneinstalled on every level of your home -even the attic. To get the most protec-tion, install one in, or near, every bed-room.

Fire alarms use three differentmethods to detect fire: photoelectric,which responds to smoke; ionization,which responds to smoke and gas; andthermal, which responds to heat.When choosing an alarm, select onethat utilizes more than one of theabove methods.

Once the fire alarms are installed,be sure to test them once a month andchange the batteries twice a year. Agood reminder is to change the batter-ies when you change your clocks fordaylight savings.

• Fire extinguisher: Every homeshould have a fire extinguisher, specif-

ically one that is labeled as “ABC”which means it can be used on alltypes of fires. Additionally, bigger isnot always better when it comes tothese products. It is important to selecta size that fits within your appropriatestorage location.

The experts also suggest keeping afire extinguisher within 10 feet of thestove, on the same side of the kitchenthat has the exit. Many fires occur inthe kitchen, such as grease fires, andkeeping an extinguisher nearby canhelp you contain the damage.

Once you have selected your fireextinguisher, purchase the desirednumber plus one additional extin-guisher for you to try out. Remember,you don’t want to have to learn howto use the extinguisher while there is afire in your home.

Stop fire before it startsWhile fires can start for any num-

ber of reasons, there are two commoncauses that are easy to fix.

• Fireplaces: There is nothing betterthan sitting in front of a warm fire on a

cold day, but unmaintained fireplacescan be a huge hazard.

Your chimney should be cleanedand inspected on a yearly basis.

After you get your fireplacecleaned, install a chimney sparkarrester that will prevent stray sparksfrom catching your roof on fire and afireplace screen that will keep straysparks from coming into your home.

• Appliances: Electrical fires canoccur out of nowhere, so if your appli-ance is emitting an unusual smell,unplug it and have someone repair itbefore using again. Additionally,replace frayed or cracked electricalcords and don’t overload extensioncords. Never run cords under rugs.

If you find you have too manyplugs going into one outlet (or exten-sion cord), purchase a surge protector,which will keep your appliances safeshould a surge occur, and keep over-loaded electrical systems from catch-ing fire.

Courtesy of ARAcontent

S e p t e m b e r 1 6 , 2 0 0 9

Tips to save your home, life in case of fire

Page 5: West/Northwest Creative Living

S P E C I A L T Y S H O P S / F U N E R A L & E S T A T E

5C R E A T I V E L I V I N GC o m m u n i t y p r e s s . c o m

Isn’t life sweet? It certainly has beento A Sweet Life, now celebrating itsone-year anniversary. The specialty boutique has been

called “a little touch of Gatlinburg all inone spot.”

A Sweet Life features works of 34local crafters, antiques and collectiblesand 30 different gourmet cup cake fla-vors, as well as chocolate pretzels andfudge. Yum!

To celebrate its first anniversary, ASweet Life owner Cheryl Cleary will

host an open house Friday and Saturday,Oct. 2-3 with refreshments and doorprizes. Be sure to bring in the coupon onthis page for 10 percent off your pur-chase.

With a background in retail thatincludes nine years as a manager forBath & Body Works, Cleary recognized aneed in the area for a specialty gift shopthat offered affordable items in a relax-ing atmosphere.

A Sweet Life is located at 9898Colerain Ave. Call 741-7800 for details.

A little touch of Gatlinburg in Cincinnati

For more than 100years, Mihovk-Rosenacker Funeral

Homes has been provid-ing families with person-al, compassionate funeralservices. Family-ownedand operated, they arededicated to serving fami-lies in their time of need.

Mihovk-RosenackerFuneral Homes offerstotal service from Pre-need to After Care.

They have a completeselection of all funeral andcremation productsincluding caskets, crema-tion urns, grave markers,and printing services.

They offer severalpackages for families tochoose from and workwith each family to honorall of their requests.

To take some of theburden off of loved onesand for peace of mind thattheir family members’wishes be granted,Mihovk-Rosenacker offersadvanced funeral plan-ning and services.

Pre-planning yourfuneral guarantees today’sfuneral prices, making it asmart financial move, aswell.

They have two state-of-the-art facilities that theyare constantly improvingfor increased family com-fort.

On the West side ofCincinnati, they are locat-ed in White Oak/MonfortHeights area on CheviotRoad near North Bend.

In the Blue Ash/Evendale/ Sharonville

area on Plainfield Roadthey are located on thegrounds of the RestHaven Memorial Parkand have a formal chapeland a large communityroom for luncheons afterservices.

The compassionate,friendly staff at Mihovk-Rosenacker is dedicatedto providing high qualityservices at affordableprices.

For four generationsthey have been buildingthe trust of families andare dedicated to the digni-ty of funeral service.

To learn more or toschedule an appointment,call 385-0511 or visitwww.mrfuneralhome.com.

Personal, compassionate service

W e s t | N o r t h w e s t S e p t e m b e r 1 6 , 2 0 0 9

www.communitypress.com

Page 6: West/Northwest Creative Living

E S T A T E & F U N E R A L P L A N N I N G

6 C o m m u n i t y p r e s s . c o mC R E A T I V E L I V I N G W e s t | N o r t h w e s tS e p t e m b e r 1 6 , 2 0 0 9

Estate planningallows you to decideto whom, when and

how your assets are dis-tributed, while minimiz-ing/avoiding estate taxesand attorney fees.

Additionally, it allowsyou to plan for the sup-port of your family andany disabled children aswell as plan for any chari-table contributions.

The type of estate plandepends upon many fac-tors – the value of yourestate, your personalestate planning goals andobjectives and privacyconcerns.

Assets are transferredprimarily in three man-ners. ContractualProvisions – You can placea “Transfer of Death” or“Payable on Death” provi-sion on bank accounts,investment accounts, realproperty and motor vehi-cles.

Statutory Provisions -Specific statutes of theOhio Revised Code pro-vide for the transfer of

property. Last Will andTestament – Your LastWill and Testament isyour instructions regard-ing the distribution ofyour probate estate.

An estate is taxable inthe state of Ohio if it isvalued at more than$338,333.

Currently, an estate istaxable at the federal levelif it exceeds $3,500,000. Ifan individual’s estate is

taxable, planning shouldbe utilized to minimizethe estate taxes.

Sue E. Gilkey, an attor-ney at Frank B.Rosenacker’s law office,focuses her practice inestate planning and pro-bate.

She is available for pre-sentations to communitygroups. Sue lives in WhiteOak with her husband,John, and their two sons.

How to avoid probate,minimize estate taxes

A widow wishes to divide her $300,000 estateequally between her three children. She names herchildren as beneficiaries on her bank accounts,annuities and IRA. Additionally, she executes aTransfer on Death Deed to transfer her home to herchildren at her death. By taking just a few steps,she’s transferred a majority of her assets without aprobate administration.

Example of a complex tax planning plan – Acouple whose assets total $600,000 wish to avoidtaxes and probate. They execute a MaritalDeduction Credit Trust, transfer their assets to thetrust and are able to avoid all estate taxes and pro-bate administration. If they did not execute thetrust, they owe approximately $18,300 in Ohioestate taxes.

Example of a simple estate plan

Call 923-3111 today to learn how to advertise in CreativeLiving.

Page 7: West/Northwest Creative Living

With a motto like, “Yourfamily is our family,”you can rest assured

that your loved ones are beingwell taken care of at JudsonVillage Retirement Community.

Their caring and professionalstaff is dedicated to meeting all ofthe residents’ health care, social,physical and spiritual needs.

Judson Village was founded in1948 in the heart of Western Hillsin a beautiful Victorian mansionas a charitable, Christian organi-zation.

Initially they housed eight res-idents but today they provideaccommodations for almost 200people. Judson TerraceApartments offer independentliving apartments. The JudsonCare Center building offersAssisted Living, the SedziolTherapy Unit, and the MatthewsUnit for Memory Impairment

and Skilled Nursing. They arefully approved by Medicare andMedicaid.

Situated amongst 30 rollingacres on Harrison Avenue,Judson Village offers many activi-ties and amenities to ensure theirresidents can maintain their inde-pendence and live with comfortand convenience.

There are many comfortablelounges throughout the facilityfor residents to socialize with oneanother or visit with family andfriends. There is a gift shop andsnack bar, a beauty salon andbarber shop and an activity cen-ter and wood shop.

Residents can take an exerciseclass, attend a morning concert,participate in a Bible study orjoin some friends for a pen palsocial. Judson Village’s objectiveis to make each day fun and ful-filling.

Judson Village is more thanjust a place to enjoy a relaxedlifestyle without the concerns ofhome ownership. It is a placewhere you choose accommoda-tions based on your individualneeds and desired level of inde-pendence.

You choose the living arrange-ment that makes you feel mostcomfortable. Residents canchoose from two different livingoptions. One- and two-bedroomapartments are available in assist-ed living for those who want asecure and independent lifestyle.

And for those who requiremore around-the-clock nursingcare they can choose the CareCenter.

Judson Village recently under-went a $1.4 million renovation inorder to add a short-term rehabil-itation unit, as well as Matthew’sUnit, a memory impairment unit.The Rehab Unit offers physical,occupational and speech therapyprovided through Genesis RehabServices. The staff is experienced

in orthopedics, stroke anddementia issues.

Patients are comprehensivelyevaluated upon admission allow-ing Judson Village to provideindividualized treatment plans toeach patient. Prior to discharge,each patient’s home is evaluatedfor safety and to assess equip-ment needs.

The Matthew’s Unit forMemory Impairment is located ina secure, locked area with a spe-cially equipped dining room onthe unit. The Matthew’s Unitstaff work with the dementia res-idents’ remaining capabilitiesusing a social model of care.

This model has proven suc-cessful in care facilities through-out the county in slowing theprogress of the disease whileenhancing the quality of life ofthe resident and their family.

To learn more about JudsonVillage Retirement Community,visit www.judsonvillage.com orcall 662-5880 to schedule anappointment to tour the facilities.

‘Your family is our family’S E N I O R L I V I N G

7W e s t | N o r t h w e s t C R E A T I V E L I V I N GC o m m u n i t y p r e s s . c o mS e p t e m b e r 1 6 , 2 0 0 9

Page 8: West/Northwest Creative Living

IAccording to the Social

Security Administration, today’sretirees count on corporate pen-sions and Social Security for 56percent of their retirementincome.

With a few minor adjust-ments, some careful planningand a positive attitude, theother 44 percent is attainable.

Consider the followingABCs of retirement planning:

AAAsssseessss yyoouurr ffiinnaanncciiaallppllaann aanndd bbuuddggeett

• Begin to assess your basicretirement income sources such

as a 401(k) plan, IRA, and lifeinsurance plans.

• How much will you needto retire? Determine this by cre-ating a budget that will enableyou to pay your monthlyexpenses such as food, heat,rent and transportation.

Consider expenses that mayincrease such as health insur-ance and prescription medi-cines. At the same time, consid-er those that may decrease, suchas work-related and educationalspending.

• Health care coverage is

necessary in supplementingyour financial foundation andthese costs can add up fast. It’simportant to have an adequateplan both before and afterretirement. After age 65 you areeligible for Medicare coverage.But what if you want to retire

before then? Your employermay offer a plan for retiringemployees, or you may have tolook into private coverage, so besure to consider this.

• Take into account variableexpenses such as tax liabilitieson your home, illness or the

care of elderly parents. Other,often underestimated, variablesinclude gifts, clothing, recre-ational expenses, and increasesin costs of living. For valuableretirement planning resourcesand projected trends in costs ofliving visit www.usa.gov.

S E N I O R L I V I N GS E N I O R L I V I N G

8 9C R E A T I V E L I V I N GC R E A T I V E L I V I N G W e s t | N o r t h w e s t

f you are one ofAmerica’s 78.2 million

baby boomers, you arelikely considering whatideal retirement will looklike, and the steps requiredto achieve it. With the cur-rent economic downturn,many boomers are findingit necessary to revisit theirinitial retirement goals.

The ABCs of baby boomer retirement plannings of baby boomer retirement planning

BBBeeggiinn ttoo eexxpplloorree ootthheerr rreettiirree--mmeenntt iinnccoommee ooppttiioonnss

• Determine the amount of guar-anteed retirement income youalready have. Examples of these arecash savings, corporate pensionplans, home equity, or annuity-typeinvestments.

• Are you married? If so, howwill that affect your retirement budg-et?

• Pay attention to how yourretirement funds are earning money.Are they structured for maximumreturns? It’s crucial that you continu-ally assess these funds.

• Decide when to begin SocialSecurity benefits. According toAARP, for each year you put off col-lecting your benefits between ages62 and 70, you increase your pay-ments by 8 percent.

• Calculate your potentialmonthly retirement budget based onyour estimated income weighedagainst your expenses. At minimum,you need enough retirement income

to cover basic living expenses foryour lifetime.

• If your initial assessmentrequires additional income, considerpart-time work during retirement, orperhaps selling your larger home fora more comfortable, carefree condo.

CCCoonnssiiddeerr lliiffee iinnssuurraannccee –– tthheeffoouunnddaattiioonn ooff aa ssoolliidd rreettiirree--mmeenntt ppllaann

• If you don’t have a life insur-ance policy, get one. Life insurancenot only helps to leave a legacy forgenerations to come, it will protectyour loved ones and help providethem with financial security onceyou’re gone.

• Consult an expert in order tofind the right life insurance for you.

Start planning your retirementtoday. With a little strategy and theright attitude, you can build thefinancial security you need to live asuccessful, happy retirement.

Courtesy of ARAcontent

According to the Social SecurityAdministration, today’s retirees count oncorporate pensions and Social Securityfor 56 percent of their retirement income.

C o m m u n i t y p r e s s . c o m S e p t e m b e r 1 6 , 2 0 0 9 C o m m u n i t y p r e s s . c o m

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S E N I O R L I V I N G

10 C o m m u n i t y p r e s s . c o mC R E A T I V E L I V I N G W e s t | N o r t h w e s tS e p t e m b e r 1 6 , 2 0 0 9

Evergreen is here tooffer a beautifulopportunity for a life

of continued growth andfulfillment with freedom,privacy and security.

A rental communitywith no entrance fee offer-ing a complete range ofservices to create a bettersenior lifestyle for you.

The good life: court-yards, gardens, three-holegolf course, bowling onthe green, heated swim-ming pool, transportationand a dining room offersdelightful culinary experi-ences in a classic and ele-gant setting.

No wonder residentsand guests alike look forward to anEvergreen dining experience.

All one-bedroom, two-bedroomapartments and the country cottagesinclude individually-controlled centralair conditioning and heating, wall-to-wall carpeting, large closets and specialsenior living features.

Full-time nurses and the medical pro-fessional staff at Evergreen andWellspring Health Center provideround-the-clock care for Assisted Livingand skilled nursing needs.

Come in for a visit, open seven days aweek for tours. See how EvergreenRetirement Community can change yourlife!

Evergreen is a special place for your retirement

Clovernook providesquality nursingcare and rehabilita-

tion, as well as one of themost progressive, effectivewound care centers in theTristate.

Clovernook is nestledinto six park-like acres inthe residential neighbor-hood of North CollegeHill and its caring profes-sional staff is dedicated toserving the needs of theresidents and their fami-lies.

The Progressive

Wound Centre wasopened in 2004, due toClovernook’s successes inhealing vascular, venous,diabetic, surgical, pressureand complex wounds.

The Progressive WoundCentre team uses state-of-the-art products and inno-vative treatments.

With quality care, care-ful monitoring, and a uni-fied team approach, theprofessionals at TheProgressive WoundCentre advance healing indramatic ways. The

Progressive WoundCentre is like no other inthe region!

All rehabilitation thera-pies: Physical, occupation-al, speech, respiratory,and recreational are avail-able to their residents.Clovernook is Medicaidand Medicare certifiedand provides private pay,as well as some privateinsurances.

They provide long-term and short-term care,and skilled and intermedi-ate care.

Quality nursing care,rehabilitation at Clovernook

www.communitypress.com

Page 10: West/Northwest Creative Living

S E N I O R L I V I N G

W e s t | N o r t h w e s t S e p t e m b e r 1 6 , 2 0 0 9

By: Carol Silver ElliottCEO/President of Cedar Village

In 2007, Cedar Villagebecame the third seniorcare facility in the

nation to undertake a 10-day mission to Israel.

It was an extraordinaryundertaking to take sen-iors, with an average ageof 85, traveling interna-tionally and maintainingthe same intense scheduleof missions done withyounger participants.

From the top ofMasada to floating in theDead Sea and from a visitto Yad Vashem to a pri-vate audience with theU.S. Ambassador, theteam from Cedar Villagewas in constant motionand had constant learn-ing.

Just weeks from now,Cedar Village will becomethe first anywhere toundertake an entirely newkind of mission – a B’naiMitzvah Mission to Israel.What does that mean?

Cedar Village is cur-rently in its 13th year andas we thought about the

significance of that year inJewish tradition, we rec-ognized that is the timethat young people have aBar or Bat Mitzvah, con-firming their commitmentto their faith.

Why not, we thought,make the ceremony of Barof Bat Mitzvah, B’naiMitzvah, available to ourresidents?

On Oct. 12, nine resi-dents, both from ourHealth Care Center andapartments, will begin thisunprecedented journey.

And on Oct. 15, atRobinson’s Arch inJerusalem, they will takepart in the B’nai Mitzvahceremony. Some of theparticipants did not havethe opportunity to do thiswhen they were youngpeople, others will bedoing it for the secondtime.

All will have a chanceto say the blessings overthe Torah, to read or chanta section and to delivertheir own words of com-mentary.

The B’nai Mitzvah cer-emony will be broadcastlive, via U-Stream, to fam-

ilies here at home and willbe recorded for futureviewing.

It will be followed by aspecial luncheon whichwill certainly celebratethis incredible achieve-ment.

Of course, this is not allthat will happen duringthe Mission. There is a fullschedule for the rest of thetrip including visits to theKnesset, Masada, theDead Sea, Yad Vashemand more. Residents willbe in Jerusalem, Haifa andspend two nights on akibbutz.

Throughout the mis-sion, we will be sendingphotos and bloggingdaily. Why? Because thismission is not just aboutthose who are a part of it,rather it is for everyone atCedar Village.

Those who cannot trav-el are still engaged andinvolved in the experienceand they will have theopportunity to participateto whatever extent is pos-sible for them.

You can follow themission too at http://cedarvillageblog.blogspot.

Cedar Village goes into the world

11

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S E N I O R L I V I N G

12 C o m m u n i t y p r e s s . c o mC R E A T I V E L I V I N G W e s t | N o r t h w e s tS e p t e m b e r 1 6 , 2 0 0 9

Maple Knoll Village, aContinuing CareRetirement Community,

located on 54 acres in Springdale,is designed for those 55 and bet-ter. Maple Knoll Village has allthe amenities and activities youneed, every day!

This facility offers the continu-um of care providing the security,and care needed in your retire-ment years.

Maple Knoll is a pet-friendly,non-profit retirement communityoffering exceptional amenitieslike a club room, café, bank, theHemsworth Wellness Center andconvenient access to restaurants,shopping, physicians’ offices,major thoroughfares, places ofworship, parks and local attrac-tions.

At Maple Knoll Village, resi-

dents experience a dynamicatmosphere where they live life!

The moment you step foot oncampus, you realize our residents

love to call Maple Knoll Villagehome. With 279 residential livingaccommodations, 60 assisted liv-ing apartments, and the 186-bed

nursing facil-ity and

rehabili-tationcenterthere is a

newhome per-

fect foreveryone. With

everything you need you can cer-tainly Live Life At Maple KnollVillage!

New funding options are nowavailable, including a plan thatguarantees 70 percent of yourentrance fee is refundable so youcan leave a legacy to those youlove.

If you would like more infor-mation about living at MapleKnoll Village, please call 782-2717or visit www.mapleknoll.org.

Experience living life at Maple Knoll VillageMaple Knoll

VillageEverything You

Need to Live Life!Call today782-2717

Leave a legacy with Maple Knoll Village

Page 12: West/Northwest Creative Living

On your first visit to theAnderson Ferry DentalCenter, you will be treated

like family, not just a patient. Anderson Ferry Dental is

unique in that its two main objec-tives are to provide the highestquality dental care available andto provide what they call “FiveStar” service.

They offer all types of den-tistry. In the last 31 years the staffhas established a non-compro-mising attitude when it comes totreatment and patient care.

Every person working in theoffice is dedicated to these princi-ples. The staff is here to help youwith everything, from arranginga payment to scheduling anappointment to answering anyquestions you may have.

The caring and gentle staffwill make your experience at the

Anderson Ferry Dental Center astress-free one.

The doctorsDr. Patrick O’Connor is a 1976

graduate of the Ohio StateUniversity College of Dentistry.

After graduation from dentalschool, the Cincinnati nativeserved as a captain in the U.S.Army dental corps. He openedthe practice upon his return tothe West side in 1978.

His personal motto is to:

“Treat patients as if they are myfamily.”

Dr. Steven Levinsohn is a 2002graduate of the Ohio StateUniversity College of Dentistry.

He received a perfect score onall clinical sections of his licens-ing board examination and grad-uated in the top of his class withspecial recognition in his researchof implant dentistry. He prideshimself in having a gentle touchwith nervous adults and worksexcellently with children.

Dr. Amanda Levinsohn is a2001 graduate of the Ohio StateCollege of Dentistry.

She sees both children andadults in her practice and enjoystaking the time to care for eachpatient as if she, too, were caringfor a member of her own family.

S M I L E M A K E R S

13W e s t | N o r t h w e s t C R E A T I V E L I V I N GC o m m u n i t y p r e s s . c o mS e p t e m b e r 1 6 , 2 0 0 9

Family from your first visit at Anderson Ferry Dental

Anderson see page 14

0000

3552

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Dental hygienists, assistantsThe dental hygienists are well-trained

and very gentle when they clean your teeth.They are great with children and even themost nervous of adults.

The dental assistants are professionaland friendly. They help to make your expe-rience at Anderson Ferry Dental easy andcomfortable.

Front office staffThe front office staff strives for

“knock your socks off” service. Theattentive staff wants you to feel comfort-able at the center.

They work hard for you in manyways: Insurance filling, maximizingyour benefits, getting you scheduled for

your dental needs, making financialarrangements, and much more behindthe scenes.

Massage therapistTina Bedinghaus, licensed massage

therapist, graduated in 2001 from theCincinnati School of Medical Massage.Make an appointment with Tina in herown private, state-of-the-art treatmentroom at the center.

Some of the services she providesinclude Swedish massage, hot stone mas-sage, therapeutic massage, and therapeu-tic body work. Gift certificates are alsoavailable.

For more information about theAnderson Ferry Dental Center visitwww.andersonferrydental.com or call922-8500 for an appointment.

B R I D A L

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Awedding atVinoklet Winery isdifferent from any

other venue in Cincinnati. The atmosphere, the

views, the food and wineare all truly unique to thisHamilton County vine-yard situated on 30 acresof rolling hills.

Vinoklet has been host-ing outdoor weddings,wedding ceremonies andreceptions and rehearsaldinners for many years.

Many brides dream ofan outdoor wedding in aromantic setting, surround-ed by their family and clos-est friends.

At Vinoklet, outdoorceremonies take place nearthe vineyard and overlook-ing the scenic heart-shapedlake. The scenery is a mag-nificent backdrop for wed-ding pictures.

Wedding parties canthen conveniently movethe celebration into theVeritas Room on thegrounds that comesequipped with private restrooms, a dance floor andits own private courtyard.

The reception package

is reasonably priced andthe outdoor wedding isdiscounted if you havethem both at VinokletWinery.

Packages include fourhours in the banquet room,linens, china and flatware,a full wait staff, setup andclean-up and cake cutting.

You are offered a choice oftwo different menusincluding beef, chickenand fish options, four sidedishes and tossed saladand dinner rolls.

The package alsoincludes soft drinks, allbottled beer, and theVinoklet’s own award-win-ning wines. Liquor is avail-able at a cash or open bar.

Rehearsal dinners fea-turing the “Grill toPerfection” can be accom-modated in several differ-ent areas at VinokletWinery.

Guests will be treatedto delicious menu itemsthat cater to all individualtastes and will, of course,get to enjoy all of thegreat wines.

Vinoklet features sevendifferent wines ranging intaste from a dry, robustred wine to a light and

delicate white wine to asweet and flavorful redwine.

Vinoklet Winery islocated on ColerainAvenue and can be conve-niently accessed fromInterstate 275 at exit 33.

Weekend dates forwedding receptions andrehearsal dinners fillquickly, so they suggestthat you call far inadvance.

To schedule a meetingto tour the facilities youcan call 385-9309 or visitwww.vinokletwines.net.

Winery hosts beautiful weddings

“Rehearsal dinners featuring the ‘Grill to Perfection’ canbe accommodated in several different areas at VinokletWinery. Guests will be treated to delicious menu items

that cater to all individual tastes …”

Anderson from page 13

Call 923-3111 today to learn how to advertise in CreativeLiving.

Page 14: West/Northwest Creative Living

YB R I D A L

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ou can hear the wedding bells

already. Friends and family gathered

together to witness your big day. The

limousine ride, the toasts, wedding cake

and the first dance – it’s all coming

together for the perfect day. But wait!

Before you say “I do,” there are a num-

ber of important things that you and

your future spouse must do to become

officially married.

Seven tips to ensure a worry-free wedding day

Many newlyweds overlook the fact thata marriage is a legal contract. Two individ-uals merge all they have into a new legalentity or partnership.

While many couples often focus on thebig day and all of the events surroundingthe ceremony and reception, there are anumber of legal steps that newlyweds mustconsider as part of the process, according toFindLaw.com, the world’s leading onlinesource of legal information for consumers.

To help you and your partner have aworry-free wedding day, here’s a prenup-tial checklist from FindLaw.com with legalitems to consider as you merge your house-holds into one.

Changing namesIt’s often one of the first big dilemmas

facing a new bride: Keep your maidenname, or take his last name? It’s a big deci-sion, because if you decide to change yourlegal name, it means changing your nameon everything from your driver’s license tostock certificates. While thinking thisthrough, also think about the last names ofchildren you may have in the future.

Marriage requirementsEach state has its own requirements for

couples wishing to be married, some ofwhich include: marriage licenses, bloodtests or residency requirements. Make sureyou and your future spouse know what therequirements are in your state, and havefulfilled all marriage requirements before

the big day. If either you or your futurespouse has been married before, make sureyou have obtained all legal documents toensure that your new marriage is valid andlegal in the eyes of your state.

Marriage ceremoniesMost states have legal requirements per-

taining to the marriage ceremony itself,including who may perform the marriageceremony and whether witnesses arerequired. Check with your county or stategovernment Web site about these require-ments.

Prenuptial agreementsA prenuptial or pre-marriage agreement

can help define the property and financialrights and obligations of marrying spouses,including what will happen if the marriageends. If you are considering entering into aprenuptial agreement, you should be awareof the legal requirements that must be metin order for the agreement to be consideredvalid and enforceable.

Marriage, money and propertyIn a recent, national consumer survey

by FindLaw.com, the topic of money camein second, tied with having and raisingchildren, as the topic that most led to afight among married 18- to 34 year-olds.When you get married, your property andfinances will, to a certain extent, mergewith those of your spouse. Based on the

laws of the state in which you marryand/or intend to establish your permanentresidence, you should become familiar withwhat is and is not considered marital or“community” property, and understandhow to keep certain assets as separate prop-erty. You also should become familiar withyour obligations as a new spouse in takingon the debts and tax liabilities of your part-ner, and agree on how you’re going to han-dle finances as a newly married couple.

Wedding day contractsIn preparing for your big day, you will

sign a number of contracts for items such aswedding day photos, the reception hall anda honeymoon package. Now is a good timeto start working together as a team to care-fully identify credible wedding day ven-dors, to negotiate these contracts together,and to decide in advance how you willhandle a problem if something goes wrong.

Will and health care directivesAs you and your new spouse work

together on merging your finances andassets, now is a good time to write a willtogether that also incorporates end-of-lifehealth care directives. This is especiallyimportant for previously married individu-als who may be merging families together.

For more information about preparingto get married, visit findlaw.com.

Courtesy of ARAcontent

Page 15: West/Northwest Creative Living

Do you love thosebeautiful customwindow treat-

ments in model homesand on HGTV? Don’t letthe high price of custom-made window treatmentskeep you from enjoyingsuperb quality in yourhome.

Go direct to the skilledcraftsmen at TheDecorators Workroom.They create exceptionalwindow treatments at sur-prisingly affordableprices... direct to you,with no middleman

adding extra charges.“I priced custom cor-

nices with an interiordesigner and also at ashop specializing in win-dow treatments,” saidAnna Rumsey ofAnderson.

“The prices were justtoo high. Then a friend ofmine told me about TheDecorators Workroom.Their prices were so rea-sonable and the qualitywas top-notch. Best of all,everything was tailor-made for my windows!”

A designer from The

Decorators Workroom willcome to your home for ano-cost consultation.She’ll listen to what you

want, offer lots of ideasand fabrics to choosefrom, and show you sam-ples of their beautifulworkmanship.

Check out the beautifulresults for Anna’s kitchenwindow in the ad on thispage. Her fully-uphol-stered classic cornice fea-tures two fabrics in coor-dinating checks andstripes with jute rope trim

and a playful tassel detailat the bottom edge.

Anna’s total cost forfabrics, trims and labor

was just $199. Comparethat to her quote of $425from a retail store.

“I was almost ready tosettle for readymade win-dow treatments, but theylooked like everyoneelse’s windows and werereally a bit skimpy,” saidAnna. “Then I discoveredThe DecoratorsWorkroom!”

In addition to cornices

and valances, TheDecorators Workroom cancreate any type of win-dow fashion for yourhome including draperies,side panels, Romanshades and more.

They also designupholstered headboardsand ottomans to add thattruly custom touch... all atsurprisingly affordableprices.

Each window creationfrom The DecoratorsWorkroom is made byhand right here inCincinnati with top-of-the-line fabrics, expertconstruction, and qualitydressmaker-style detailslike covered buttons, lushfringe, covered piping andcontrasting borders.

Call 515-1138 today toschedule a free, no-obliga-tion appointment with aninterior designer from TheDecorators Workroom.

A T H O M E

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Decorators Workroom gives windows the treatment

“Each window creation from TheDecorators Workroom is made by handright here in Cincinnati with top-of-the-

line fabrics, expert construction, andquality dressmaker-style details.”

Call 923-3111to advertise in

Creative Living.