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Page 1: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first

WELCOME!Retirement Seminar

0800-0830 Registration

Page 2: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first

AGENDA• 0830-0845 Introduction BG Steven Kremer• 0845-0945 TAA/VA Mr Foley & Mr Steben• 0945-100 20 Yr Ring/Records Melissa Shaver• 1000-1015 Break• 1015-1045 SGLI/VGLI Ken Andresen• 1045-1115 Funeral Honors Dean Brand• 1115-1215 Lunch On economy• 1215-1245 DEERS/ID Card Lynnette Tiedt• 1245-1345 Tricare Med & Dental TBA• 1345-1400 Break• 1400-1430 NGB 23/MyArmyBenefit SFC Marshall• 1430-1530 NOE/RCSBP-SBP/RSO Karla & Mike VanPelt• 1530 UTC Closing Remarks/Travel Karla Niemier

Page 3: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first

TAA & VA

Page 4: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first

TAA’S What We Do

Connecting you to:• Veterans Benefit Administration• Iowa Department of Veterans Affairs• County Veterans Affairs Director and Service Officer• To help you file a Disability Compensation Claim, and help

with Military Records retrieval• Secure VA subject matter experts to brief at Yellow Ribbon

Events

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TAA

• VA Benefits are life time benefits, some use, some do not. • Other Veterans signed up early, others waited, and now cannot

meet the qualification requirements.• VA Benefits are not necessarily retired benefits, like Retired Pay at

Age 60.• Vets do not get any benefits, unless application is made to the

corrects agency with the different VAs.• My job is to get the Vet to the agency for that benefit or Service

Officer to help make application for the benefit.

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VA Home Loan Guaranty

• Steps involved in obtaining a VA Home Loan:• Apply for a Certificate of Eligibility, apply on a VA Form 26-

1880 on line or by mail. Send DD Form 214, NGB form 23 and NGB Form 22 if out, VA Award Letter if have approved VA Disability Compensation claim.

• Obtain a pre-approval from a lender that participates with VA Loans.

• Find a property to buy, Lender obtains VA appraisal.• Close on the loan, and move in.

Page 7: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first

VA Home Loan Guaranty

Eligibility: • Generally, must serve24 months of continuous AD or the full

period for which called or ordered to AD.• Service must be at least 90 days during period of war(181

during peacetime), unless discharged earlier due to service connected disability.

• National Guard, least 6 years of honorable service, with 50 ret points each year, must be documented, Commander Statement of Service, if still in.

Page 8: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first

VA Home Loan Guaranty

• Provides housing credit assistance to veterans and service members to enable them to buy and retain homes.

• Lenders make the loan and VA guarantees it.• VA guaranty usually means no down payment.• Service member or Veteran must qualify for loan with

sufficient income and satisfactory credit score.• Limitations on closing costs and the right to repay without

penalty.

Page 9: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first

VA Home Loan Guaranty

• A VA Guaranteed Loan can be used to buy a home, buy a lot for a home, build/repair/improve a home and refinance an existing loan. Must be your primary residence, in the US and its territories or possessions.

• Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first time or second-time user.

• Fee can be included in loan.• Fee is waived for Veterans entitled to VA Disability Comp.

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Education

• Montgomery GI Bill-Active Duty (MGIB) * Prior Service only.• Montgomery GI Bill-Selected Reserve (MGIB-SR).• Reserve Education Assistance Program (REAP), Chapter

1607, 10 years from date of Active Discharge.• Veterans Education Assistance Program (VEAP).• The Post 9/11 GI Bill-, have 15 years to use if discharged

before 1 Jan 13, if discharged after 1 Jan 13 no time limit.

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Education

• Transfer of Entitlement Post 9/11 GI Bill:• Retention Program for DoD.• Must be a member of Uniformed Services when transfer.• Agree to serve at least four years per rules established by

DoD and DHS. • Effective 20 January 2020, new 16 years service time on

Transfer of Education Benefit (TEB).

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Education

• Contacts:• IA Department of Education, Michael Dommer 515-281-

3516.• IA ARNG Education Office, LTC Philip Turner 515-252-4517.

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Transition Assistance Advisor (TAA)

• Billy J. Foley• IA Transition Assistance Advisor (TAA)• Skyline Ultd Inc., Contractor• Building W41/3465, Camp Dodge• 7105 NW 70th Ave, Johnston, IA 50131-1824• 515-252-4150, e-mail [email protected]

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Iowa Department of Veteran Affairs

Executive Director, Steven F. LukanExecutive Officer, Bob StebenAppointed by the Governor of IowaOffice Number 800-836-4692 / 515-727-3444Fax Number: 515-727-3713Camp Dodge, Bldg, W41/34657105 NW 70th AvenueJohnston, IA 50131-1824

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Iowa Department of Veteran Affairs (IDVA)

Bob Steben will cover the following items, areas and benefits in no certain order:3 levels of VA, County VA, Iowa Veterans Benefits-IDVA List, IDVA Repository for DD 214s and IA Veterans Graves Registration, Injured Grant Program, Nursing Home Data Base, Iowa Veterans Cemetery, Trust Fund for Veterans and Spouses, Iowa Veterans Home, VA Compensation Claims with Hearing Loss and Hearing Aids, and Presumptives for Claims, Voc Rehab.

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Iowa Department of Veterans Affairs(IDVA)

• Bob Steben continued: Waiver of VA Disability Comp to draw drill pay and annual training pay, VA Pension Claims, VA Hospital, VA 10-10EZ enrollment form with DD Form 214 and VA Award Letter, DIC Claims for surviving spouse when Veteran dies of service connected condition, Burial Flag for Veterans Death, and Headstone or Marker for Veterans buried in private and public cemeteries.

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Veterans Benefits

QUESTIONS?

Edition 24 October 2019

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Twenty Year RingRetiree Database

Iowa National Guard Record CenterG1

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20 Year Ring Eligibility

• Twenty Years of satisfactory service in the Iowa National Guard

• Ring Options:• White Ultrium: Free• Gold: Call for Current Prices• Stone Choices: Birth Stone Black Onyx, Mother of Pearl

• Member will need to get sized by a local jeweler• Request initiated by unit in awards tracker

• POC: Ms. Shaver; [email protected](515)252-4313 or 800-294-6607 ext 4313

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Questions?Iowa National Guard Record Center

(515)252-4313

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Record Center

• Location: Building 3465/W41 (Old USPFO Building) • Co-Located with State Fiscal and State Veterans Affairs

Office• Fax Number: 515-252-4139

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Record Center POCs

• Karla Niemier (Administrator)• Phone: 515-252-4329 or 800-204-6607 ext 4329

DSN: 431-4329

• Melissa Shaver (Clerk Specialist)• Phone: 515-252-4313 or 800-204-6607 ext 4313

DSN 431-4313

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Purpose

To assist all Iowa National Guard Veterans with obtaining Personnel Records and Medical/Dental

Records

Assist the VA with claims, FBI with background checks and Funeral Homes with documentation for

those who served

Page 24: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first

Where to Obtain Military Records

• Iowa National Guard Record Center• Iowa Army National Guard service members who

retired/discharged from 1951 thru October 2002• Iowa Air National Guard members from the date the ANG

was established thru 2015• iPERMS

• Service Members who retired/discharged after October 2002

• IAARNG Record center can retrieve documents from the iPERMS systems

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Where to Obtain Military Records

• US Army Human Resource Command (HRC): https://www.hrcapps.army.mil/portal/

• Use DS Login, Click on Reserve/Retiree/Veteran Record• HRC, Fort Knox, KY, Phone 888-276-9472

• Use DS Login on eBenefits (https://www.ebenefits.va.gov)

• Phone number 800-827-1000

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Standard Form 180

• Used to request records from:• National Personnel Records Center• VA Records Center• Any other Military Component

• Obtain the SF 180• https://www.gsa.gov/reference/forms#• Google “Standard Form 180”• Contact the Iowa National Guard Records Center

Page 27: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first

Download iPERMS Record

• Must be done while still in uniform• 1. Log into iPERMS (https://iperms-ia.hrc.army.mil/)• 2. Click “Download” in upper right hand corner• 3. Save zip file to CD and keep safe

Page 28: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first

Questions?Iowa National Guard Record Center

(515)252-4313

Page 29: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first

SSLI/SGLIIOWA NATIONAL GUARD ASSOCIATIONS

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SGLI/VGLI CONVERSION• Becomes 5 year renewable term policy, EXPENSIVE

STARTING AT AGE 50• No dependent coverage after separation

SSLI: Offered by State Associations• Term and whole life available, difference• AFBA/USBA• Coverage up to $650K• Can cover dependents• Every Guard Member has 1k coverage (free)• Every “New” Guard Member has 10k coverage (free) for 1 yr

Pays claim within 24 hours of notification, without Death CertificatePossibly FEGLI if technician

LIFE INSURANCE OPTIONS

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• Should be enrolled now and carry it into retirement

• Payroll deduction during membership, pay directly after separation, ACH

• SGLI/SSLI only authorized payroll deductions

KEN ANDRESEN, POC, 515-883-0267, 515-270-6373

LIFE INSURANCE OPTIONS

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DEERS Database

D-DefenseE-Enrollment

E-EligibilityR-Reporting

S-System

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DEERS Database

Benefits database forSponsor IDDependent ID CardsTricare DentalVisionMWRCommissary

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DEERS Database

WHO SHOULD RECEIVE AN ID CARDSponsor

SpouseChildren ages 10 to 21– UNMARRIEDChildren age 21 – 23 if fulltime college memo is providedChildren age 21-26 if purchasing TRICARE Young Adult.

Children not living in the sponsor’s householdStep-Children living in sponsor household -

(Last name is different)

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DEERS Database

Incapacitated Children-Age 21+• DFAS Dependency Approval Required• Apply when child is age 20 – lengthy process

Online application process at:https://corpweb1.dfas.mil/askDFAS/custMain.action?mid=5340

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DEERS Database

DEERS Changes and updates:

ONLY the Sponsor or his/her Power ofAttorney (POA) holder can make changes toSponsor DEERS Database.

POA MUST have Power of Attorney Documentin their possession EVERYTIME they visit a DEERS Office, to make changes on behalf of theSponsor.

(DD Form 1172-2, change document, is required to be produced from a DEERSMachine by a credentialed operator.)

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DEERS Database

Changes/Updates/Additions/Terminations

Sponsor has 30 DAYS from event effective date toupdate their DEERS record to eliminate benefit

andand Tricare billing issues for Service Member andDependents.

Adding spouse or childrenAddress/phone changesRemoving ineligible dependents

.

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DEERS Database

Divorced Spouse – 20/20/20 Rule20 = At least 20 years of marriage20 = Sponsor at least 20 years creditable service 20 = Overlap of marriage and creditable serviceMust apply to DEERS National Office for determination. If approved has TRICARE for remainder of life as long as they do not remarry.(LOI on how to apply on our public website.)

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DEERS Database

Sponsor has FOUR options to assist dependent in ID Card renewal.

Sponsor and dependent visit ID Office together.

Sponsor visits ID Office in advance of dependent. Dependent has 90 days to have ID issued.

Sponsor grants a POA to dependent.

Sponsor uses DS Logon to access - ID Card Office Onlineand generates the digitally signed DD Form 1172-2 into dependents DEERS record. Dependent has 90 Days to have ID issued.

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DEERS Database

DS LogonAccess ID Card Office Online

https://www.dmdc.osd.mil/self_service/rapids/unauthenticated?execution=e1s1

Select “Renew/Replace Family ID Cards”and follow the instructions.

Process generates a digitally signed DD Form 1172-2 into your dependents DEERS Record.

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DEERS Database

Iowa National Guard Public Website.www.iowanationalguard.com

Click – ID Cards

Start at the top of page and scroll slowly to the bottom of the page. Read all about it!!

ID Card Locations:https://www.iowanationalguard.com/Family%20and%20Services/Page

s/Get-an-ID-Card.aspx.

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DEERS Database

Camp Dodge-Daily Public Voice MessageMessage is updated daily prior to 0730hrs.Message will inform you of the following:

) Hours of operation for that day) If ID/DEERS network is operational

) “First Come – First Serve” location) Call before you leave home and every

30 minutes on your way.

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DEERS Database

Questions ????????Questions ????????????

Questions ??????????????????????????

Questions ??????????????????????????

Questions ?????????????????????

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DEERS Database

Lynnette M. [email protected]

515-252-4728

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Page 46: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
Page 47: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
Page 48: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
Page 49: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
Page 50: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
Page 51: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
Page 52: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
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Page 54: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
Page 55: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
Page 56: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
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Page 58: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
Page 59: WELCOME! [] · 2020-03-06 · and its territories or possessions. •Law requires funding fee to be paid on VA Loans. Fee range from .5% to 3.33%, depending on loan type and if first
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How to Read the NGB 23Iowa Army National Guard

G1

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How to Read your NGB 23

• References:• AR 135-180, Retirement for Non-Regular Service, 28 April 2015• NGR 680-2, Automated Retirement Points Accounting System, 19 August

2011• Supporting Documentation

• DD 214• DD 215• LES• NGB 23

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How to Read your NGB 23

Anniversary YearEnding Date(Formerly Retirement Year Ending Date (RYE))

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How to Read your NGB 23

Basic ActiveService Date(Only Populates for Soldiers on Active Duty)

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How to Read your NGB 23

Indicates if a Soldier has received a 20 Year Letter

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How to Read your NGB 23

Highest Grade Satisfactorily held

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How to Read your NGB 23

Retired Pay Eligibility Date (usually 60th

Birthday, but can be less for Soldiers with qualifying periods)

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How to Read your NGB 23

Beginning / Ending of Anniversary Year

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How to Read your NGB 23

Military Membership Status Identifiers

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How to Read your NGB 23

Inactive Duty Training Points. Points earned by attending drill, RMP etc.

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How to Read your NGB 23

Membership Points. Points earned by being a member of a Reserve Component (15 Per year)

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How to Read your NGB 23

Army Correspondence Course Program Points

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How to Read your NGB 23

Military Funeral Honors Duty

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How to Read your NGB 23

Active Duty Points (AGR, ADOS, AT)

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How to Read your NGB 23

Verification Status: V: Valid documents were used to very service. B: No document is on file to verify.

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How to Read your NGB 23

Total of the IDT, MEM, ACCP, FHD and AD Points

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How to Read your NGB 23

Total points earned for Retired Pay

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Maximum Retirement Points for IDT, Membership & ACCP

Prior to 23 September 1996 Max of 60 points

23 September 1996 to 29 October 2000 Max of 75 points

30 October 2000 to 29 October 2007 Max of 90 points

30 October 2007 to present Max of 130 points

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How to Read your NGB 23

Total Years/Months/Days of creditable service for each AYE

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How to Read your NGB 23

Periods that do not count for eligibility for retired pay

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Questions?G1 Retirement/Separation NCO (515)252-

4526G1 RPAM NCO (515)252-4380

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Retirement Request ProcessIowa Army National Guard

G1

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Retirement Request Process

• Packet initiated by unit• Must be in receipt of 20 year letter or verification from G1• Packet includes

• DA 4187 with Soldier/Commander’s Signature• Exit, Educational and Retirement Counseling• 20 Year Letter and RCSBP

• Order is cut at G1• Request can be made up to one year out • Packets need to be complete NLT 90 days out from

retirement

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• Additional Considerations• Retirement Ceremony – 5x W’s• Retirement Awards (You and your spouse)• Presidential Letter Requests

• 30+ years of service are eligible• 9 month request process

• Change of Command/Responsibility timelines• Administrative Responsibilities prior to retirement

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Questions?G1 Retirement/Separation NCO (515)252-4526

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20 YEAR NOE INFORMATION

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• 20 year letters are ran around the 15th of each month, they are printed for the previous month (ie January letters are printed in February)

• They are sent out certified mail, so they require a signature upon delivery.

• If a SM wants to retire right after they hit 20 years, the unit can request a Creditable Service Memorandum to be include in the retirement packet request, in lieu of the 20 year letter. (In this case, their 20 year letter would be mailed out the month after they actually hit 20 years of service.)

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• RCSBP’s are sent out with the 20 year letters. If the SM doesn’t return the RCBSP within 90 days of receipt, we will do an automatic election based on their dependents status in DEERS. The best method of returning the RCBSP is through their unit, so the unit can submit it to my RPAM container in iPERMS and I can get it coded in IPPSA. If they send it in the mail and we do not receive it within the allotted time frame, an auto-election will be done.

• 20 year letters are also put in the SM’s iPERMS record. It is recommended that they download their iPERMS files to a disc before they are discharged.

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RETIREMENT SERVICES

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RETIREMENT SERVICE OFFICE

We are located across from the PX in building B-75 or Bldg 3548 Service Member Support Center (SMSC)

We are co-located withDEERS / ID CARDS

POC: Michael Van Pelt

Comm: 515-252-4671 or 800-294-6607 Ext 4671 DSN: 431-4671

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RETIREMENT SERVICES OFFICE

PURPOSE: To assist ALL Retirees and there families with:

Retirement Processing

Administration for Retirees

Annuity processing

Pay issues

Disability Pay (CRSC / CRDP)

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RETIREMENT SERVICES OFFICE

Retirement ProcessingCompletion of Application Documents

ARMY NG www.hrc.army.mil

Submit packet for retired pay 9 months prior to date of anticipated beginning of eligibility

for retired pay.Receive benefits brief.

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RETIREMENT SERVICES OFFICE

QUALIFYING LIFE EVENTS:SBP / DEERS / TRICARE CHANGES

Such as:Divorce RemarriageDeathChildrenUnder age 18 or full time student up to age 22Incapacitated / Handicap

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RETIREMENT SERVICES OFFICEAnnuity processing

Assisting the surviving spouse or beneficiary with the transition of Annuity Pay and Survivor Benefit Pay and entitlements when the retiree dies.Retired Military PayTechnician Pay (OPM)DIC (Dependency Indemnity Compensation) for VA

Disability recipients Insurance (VGLI / SSLI)

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RETIREMENT SERVICES OFFICE• Disability Retirement Considerations

• (TDRL & PDRL)

• If Mil Disability less than 30% rating• Severance Pay - NO Retirement pay or Tricare

benefits• Severance Pay may be recouped if VA Disability

approved.

• If Mil Disability rating 30% or higher• Eligible for Retirement pay and Tricare benefits• Retired pay offset dollar for dollar by VA Disability

unless:• CRSC or CRDP approved

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RETIREMENT SERVICES OFFICE

• Contact Information:RSO (Camp Dodge) - 1-515-252-4671RETIRED PAY & SBP

PRE 60 – 1-800-318-5298 or 502-613-8950 (FT KNOX, KY)

AFTER 60 – 1-800-321-1080 or (216) 522-5955 (DFAS)

TRICARE – Pre 65 – 1-844-866-9378Post 65 – 1-866-773-0404 (TFL)

DEERS – 1-800-538-9552

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RETIREMENT SERVICES OFFICE

•Questions???

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Contact Roster• TAA Office 515-252-4150• VA Exec Officer 515-727-3438• Records Center 515-252-4313• Funeral Honors 515-252-4421• Tricare West Region 844-866-9378• East Region 800-444-5445• G1 Strength Team NCOIC 515-252-4526• Retirement Service Office 515-252-4671/4329