A sales-oriented web suite designed to help advisors grow their business

WealthElements is a comprehensive, customizable and fully integrated suite of tools designed to help financial advisors manage every element of their clients’ wealth.

INVESTMENTS FINANCIAL PLANNING INSURANCE

■■ Ideal for use with existing clients or as part of a client acquisition strategy.

■■ Streamlined process that couples comprehensive analysis with speed and efficiency.

■■ Client data import through back-office integration.

■■ Connectivity to insurance illustration systems.

■■ Aggregation of a broad range of investment product data including mutual funds, ETFs, stocks, bonds and SMAs.

■■ Configurable at the corporate and individual level.

■■ Supports multiple currencies.

■■ Simple, multi-lingual interface.

■■ Customizable, client-friendly reports and proposals.

INTE

GRAT

ED NAVIGATION DATA SH

AR

ING

Retirement Needs

Asset Allocation Analyst

Cash Flow

Insurance Illustrations

Investment Policy Statement

DisabilityInsurance Needs

Life Insurance Needs

Education Needs

Critical Illness Insurance Needs

Net Worth

Electronic Application

INTEGRATED REPORTING

Each of the WealthElements modules can be used on its own or in conjunction with any number of integrated modules to create a customized proposal that is right for your client.

Create an Investment Policy Statement (IPS) outlining general portfolio objectives and strategies as agreed to with your client. This important document helps set appropriate portfolio expectations and reduces the likelihood of any misunderstandings with your client.

Investments

Financial planning

Create a detailed assessment of your client’s assets (investable and non-investable), liabilities and net worth – a key measure in tracking financial well-being.

A simple 4-step portfolio construction and analytics process that helps build a compelling case for your investment recommendations.The Asset Allocation Analyst module’s comprehensive list of analytics range from a simple investment growth chart to Alpha, Sortino and Monte Carlo metrics, allowing you to create a proposal that is as simple or complex as required.

1

3

2

4

ABC111 Fund 1

ABC111 Fund 1

ABC222 Fund 2

ABC222 Fund 2

ABC333 Fund 3

ABC333 Fund 3

ABC444 Fund 4

ABC444 Fund 4

ABC555 Fund 5

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MARK BOKER

MARK BOKER

MARK BOKER

Using the information collected throughout the various modules, WealthElements can automatically complete application, investment instruction and transfer forms.

Insurance

USE THIS FORM TO START OR CHANGE YOUR RRSP INVESTMENT INSTRUCTIONS

A listing of all incomes and expenses helps determine how much more your client can contribute towards their financial objectives.

Calculate post-secondary education savings needs by considering such variables as a child’s current age, expected numbers of years of post-secondary education, expected costs and the relevant government grants. Use the alternate scenario sliders to immediately assess the impact of changes to the current plan.

Calculate retirement savings needs by considering such variables as investor age, target retirement date, life expectancy, current and future incomes and expenses and retirement savings. With a clear projection of the investor’s current retirement plan, use the alternate scenario sliders to immediately assess the impact of changes to the current plan.

Calculate the amount of income required should a disability prevent your client from working.

Calculate the amount of critical illness insurance your clients may need by considering their current incomes and other expenses they would want to cover by a lump-sum benefit payment.

Instantly obtain insurance premium quotes through insurance illustration system integration.

Calculate life insurance needs by considering such variables as an investor’s current age, expected retirement age, net income, liabilities and existing insurance coverage.

MARK BOKER

MARK BOKER

www.wealthelements.com | info@wealthelements.com | 1-866-790-3141

About EquiSoft

EquiSoft specializes in the design and development of digital business solutions for the financial and insurance industries. To find out more about our products, custom solutions or our expertise on demand, please visit our website: www.EquiSoft.com

ASSETS & LIABILITIES DETAILS

The following values have been provided by you and should reflect your best estimate of your total assets and liabilities.

Home$550,000

Retirement Account$415,644

Jill's TFSA$13,750

Junior's RESP$9,756

Home Mortgage$257,900

Personal Line of Credit$54,236

Investable$439,150

Non-Investable$550,000

Assets Liabilities

Name Amount Owner Type

Assets

Registered Investments

Retirement Account $415,644.00 Example, Jack RRSP/RRIF

Junior's RESP $9,756.00 Example, Jack RESP

Non-Registered Investments

Jill's TFSA $13,750.00 Example, Jill TFSA

Personal Properties

Home $550,000.00 Example, Jack Residence

Liabilities

Long-Term Liabilities

Home Mortgage $257,900.00 Example, Jack Mortgage

Liabilities

Personal Line of Credit $54,236.00 Example, Jack Line of Credit

REPORT PREPARED FOR MR JACK EXAMPLE AND MRS JILL EXAMPLE ON 05/24/2012

SEE DISCLAIMER PAGE.

Page 6 of 32

YOUR RETIREMENT NEEDS - CURRENT PLAN

You are not on target to achieve your goal.

The estimated total value of the selected account(s) will be $1,179,728 at the time of retirement. Based on theassumptions provided, this will result in a shortfall of $1,993,718 at the end of the projection period.

Based on this scenario, the household will experience a retirement income shortfall when Jill Examplereaches 70.

The projection below displays the calculated change in the value of your investments year by year for theduration of your estimated life expectancy.

($2,000,000)

$0

$2,000,000

50 60 70 80 90

Life expectancy (Jill Example)

Retirement year (Jill Example)

Life expectancy (Jack Example)

Retirement year (Jack Example)

Registered Investments

Non-Registered Investments

Shortfall

This projection displays your various incomes sources, your retirement income objective and an achievablegoal year by year for the duration of your estimated life expectancy using the assumptions you provided.

$0

$100,000

$200,000

70 80 90

Age of Jack Example

Income Goal

Shortfall

Other Income

Earned Income

Pension Benefits

Gov. Benefits

Sav. Withdrwls

Loans

This report is provided for illustration purposes only. The ability to forecast your future financial situation is impacted by a wide variety of factors many of whichcan change significantly over time and not all of which can be included in this calculation. You should regularly review your current financial position andfuture goals to improve the likelihood of achieving success.

REPORT PREPARED FOR MR JACK EXAMPLE AND MRS JILL EXAMPLE ON 05/24/2012

SEE DISCLAIMER PAGE.

Page 12 of 32

YOUR EDUCATION NEEDS - CURRENT PLAN

You have identified the current investments listed below as investments that will be used to fund your child/children's post-secondary education.

Example, Junior

Investments

Name Type Total Expected Return Owner

Junior's RESP RESP $9,756.00 5.00% Example, Jack

You are not on target to achieve your goal.

Based on the assumptions provided, Junior Example will require savings of $96,945.11 at the time post-secondary education begins in order to meet education related expenses.

Based on the current savings strategy, the estimated value of the education savings at the time this childbegins post-secondary education will be $12,451.40.

$96,945

$12,451

($84,494)

($100,000)

($50,000)

$0

$50,000

$100,000

Projected Costs

Projected Savings

Shortfall

This report is provided for illustration purposes only. The ability to forecast your future financial situation is impacted by a wide variety of factors many of whichcan change significantly over time and not all of which can be included in this calculation. You should regularly review your current financial position andfuture goals to improve the likelihood of achieving success.

REPORT PREPARED FOR MR JACK EXAMPLE AND MRS JILL EXAMPLE ON 05/24/2012

SEE DISCLAIMER PAGE.

Page 20 of 32

Reports & ProposalsWealthElements provides you with the tools you need to efficiently generate industry-leading reports and proposals customized to any client’s particular needs.

INVESTMENTS FINANCIAL PLANNING INSURANCE