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K…ZÁZv¯^xKviWe Are New York g¨vMvwRb¸‡jv iPbv K‡i‡Qb Kayhan Irani Ges Anthony Tassi. wPÎv¼b I AjsKiY K‡i‡Qb Stedroy Cleghorne| Abyev` K‡i‡Q Eriksen Translations Inc. wWRvBb cwiPvjbv K‡i‡Qb: André M. Pennycooke.

we‡kl ab¨ev` Ávcb: Leslee Oppenheim, David Hellman, K. Webster, Fatima Ashraf, John Mogulescu, Dennis M. Walcott; Malvina Acevedo, Dan Apfel, Vanessa Bransburg, Caitlyn Brazill, Jennifer Chin, Courtney Collins, Deyanira Del Rio, Irene Dominguez, Demetric Duckett, Shaifa Farooqui, Lynn Fitzgerald, Brian Gately, Mae Watson Grote, Jeniffer Herrera-Andujar, Lai-Sheung Huie, Cathi Kim, Anja Luesink, Deborah Mack, Cathleen Mahon, Millard Owens, Pam Ownes, Rachel Pierre, Blondel Pinnock, Perquida Williams, The Neighborhood Economic Development and Advocacy Project, New York City Department of Consumer Affairs, New York City Offi ce of Financial Empowerment.

www.nyc.gov/LearnEnglish

WE ARE NEW YORK

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• 1 •

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2 • WE ARE NEW YORK • fv‡jvevmv I UvKv

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4 • WE ARE NEW YORK • fv‡jvevmv I UvKv

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6 • WE ARE NEW YORK • fv‡jvevmv I UvKv

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• 7 •

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8 • WE ARE NEW YORK • fv‡jvevmv I UvKv

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• 9 •

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6 me‡P‡q fv‡jv civgk© n‡jvt myLx nIqvi Rb¨ Avcbvi abx nIqvi `iKvi †bB

3 GKUv wdb¨vwÝqvj GgcvIqvi‡g›U †m›Uvi (Avw_©K ¶gZvqb †K›`ª) Lyu‡R †ei Kivi Rb¨ Avwg 311ÑG †dvb K‡iwQ| Avcwb Avcbvi UvKvÑcqmv m¤ú‡K© †mLvb †_‡K mvnvh¨ †c‡Z cv‡ib|

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5 Avwg †PK fvOv‡bvi †`vKv‡b hvIqv eÜ K‡i w`‡qwQ| Avgvi †PK¸‡jv fvOv‡bv Ges †`‡k UvKv cvVv‡bvi Rb¨ Zviv Avgvi KvQ †_‡K A‡bK †ewk wd wbw”Q‡jv|

Avgiv Kxfv‡e GUv Kijvg

10 • WE ARE NEW YORK • fv‡jvevmv I UvKv

Avwg wk‡LwQ †h Avgvi Rb¨ e¨vsK A¨vKvD›U Lyj‡Z Ab¨ KvD‡K ejv wVK bq| Avgvi wb‡R‡KB GUv Ki‡Z n‡q‡Q| e¨vsK A¨vKvD›U †Lvjvi Rb¨ Avcbvi A‡bK UvKvi `iKvi †bB| Ges Avcbvi UvKv wbivc` _vK‡e! GUv weQvbvi wb‡P UvKv ivLvi †P‡q wbivc`!

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Avgiv Kxfv‡e GUv Kijvg

• 11 •

Avcwb Kx Ki‡Z cv‡ib

GB g¨vMvwR‡bi Z_¨ Avcbvi cwievi I eÜz‡`i mv‡_ †kqvi Ki“b| Avcwb Zv‡`i Rxe‡b GKUv cwieZ©b Avb‡Z cv‡ib|

†jvKRb‡K Zv‡`i UvKvÑcqmv e¨e ’̄vcbvq mvnvh¨ Kivi Rb¨ GLv‡b wKQz aviYv †`qv n‡jv|

Avcwb GKUv e¨vsK A¨vKvD›U Lyj‡Z Pvb| 2. GKUv A¨vKvD›U †Lvjvi Rb¨ †Kvb ai‡bi AvBwW

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1. Avcbvi gnjøvi e¨vsK I †µwWU BDwbqb¸‡jv‡Z hvb| Avcbvi mv‡_ GKRb eÜz wb‡q hvb|

2. GKUv wdb¨vwÝqvj GgcvIqvi‡g›U †m›Uvi (Avw_©K ¶gZvqb †K› ª̀) Lyu‡R †ei Kivi Rb¨ 311ÑG †dvb Ki“b †hLv‡b Avcbvi UvKvÑcqmv m¤ú‡K© Avcwb mvnvh¨ †c‡Z cv‡ib|

1. GKUv ev‡RU ˆZwi Ki“b Ñ UvKv Rgv‡bv Ges Avcbvi LiP wbqš¿Y Kivi Rb¨ GKUv cwiKíbv|

2.

1.

Avcwb fwel¨‡Zi Rb¨ UvKv Rgv‡Z Pvb|

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12 • WE ARE NEW YORK • fv‡jvevmv I UvKv

3. GKUv A¨vKvD›U cwiPvjbv Kivi Rb¨ Zv‡`i †h wd Av‡Q †mB me¸‡jv wdÕi GKUv wjwLZ e¨vL¨v †`qvi Rb¨ e¨vsK ev †µwWU BDwbq‡K ejyb|

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†P‡q Kg UvKv _vK‡j|• †PK fvOv‡bv|• Avcbvi A¨vKvD‡›U hZ UvKv Av‡Q Zvi

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4.

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5. Avcwb w`‡b 24 N›Uv 311ÑG webvg~‡j¨ †dvb Ki‡Z cv‡ib|

311 evsjvq K_v e‡j|

• 13 •

Avcwb Kx ej‡Z cv‡ib

hw` Avcwb mvnv‡h¨i Rb¨ 311ÑG †dvb K‡ib, Avcwb ej‡Z cv‡ibt

• Avwg AwR©Z AvqKi †µwWU (Earned Income Tax Credit, EITC) m¤ú‡K© Z_¨ Rvb‡Z PvB|

• Avwg GKUv e¨vsK Lyu‡R †ei Kivi Rb¨ mvnvh¨ †c‡Z PvB|

• Avwg Avgvi U¨v· m¤ú‡K© mvnvh¨ †c‡Z PvB|

• Avgvi gnj−vq wK †Kv‡bv wdb¨vwÝqvj GgcvIqvi‡g›U †m›Uvi Av‡Q hv gvbyl‡K UvKvÑcqmvi mgm¨v m¤ú‡K© mvnvh¨ K‡i _v‡K?

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e¨vsK ev †µwWU BDwbq‡b, Avcwb ej‡Z cv‡ibt

• Avwg GKUv A¨vKvD›U Lyj‡Z PvB|

• Avcbv‡`i Kx Kx ai‡bi A¨vKvD›U Av‡Q?

• AbyMªn K‡i Avgv‡K Avcbv‡`i †ewmK e¨vsK A¨vKvD›U m¤ú‡K© ejyb| Avwg Ggb GKUv A¨vKvD›U PvB hvi wd G‡Kev‡iB Kg ev †Kv‡bv wd †bB|

• Avgvi A¨vKvD‡›U Kx †Kv‡bv wgwbgvg (b¨‚bZg) e¨v‡jÝ ivL‡Z n‡e? KZ UvKv?

DËi¸‡jv wj‡L wbb Ges c‡i evwo‡Z wM‡q †m¸‡jv cozb| GwU Avcbv‡K e¨vsK I †µwWU BDwbqb¸‡jvi Zzjbv Ki‡Z Ges me‡P‡q fv‡jvwU †e‡Q wb‡Z mvnvh¨ Ki‡e|

e¨vsK ev †µwWU BDwbq‡b, Avcwb GQvovI ej‡Z cv‡ibt

• ATM KvW© e¨envi Kivi Rb¨ wK †Kv‡bv wd Av‡Q? Ab¨ e¨vs‡K ev Ab¨vb¨ RvqMvq Avgvi ATM KvW© e¨envi Ki‡j Kx n‡e?

• Avgvi A¨vKvD‡›U hZ UvKv Av‡Q Zvi †P‡q †ewk UvKvi †PK wjL‡j wK Avcbviv Avgvi KvQ †_‡K †Kv‡bv wd †b‡eb? KZ UvKv?

• GLv‡b GKUv A¨vKvD›U cwiPvjbv Kivi Rb¨ Avcbviv Avgvi KvQ †_‡K †h me wd †b‡eb Zvi GKUv wjwLZ ZvwjKv wK AbyMªn K‡i Avgv‡K †`‡eb?

evsjvq K_v e‡j Ggb †KD e¨vs‡K Av‡Q wKbv Avcwb ZvI wR‡Ám Ki‡Z cv‡ib|

14 • WE ARE NEW YORK • fv‡jvevmv I UvKv

UvKvÑcqmv Rgv‡bv Ges Avcbvi LiP wbqš¿Y Kivi Rb¨ GKUv cwiKíbv|

ev‡RU ev‡RU Avcbvi UvKvÑcqmv e¨e ’̄vcbv Kivi Rb¨ Avcbv‡K mvnvh¨ Ki‡Z cv‡i hv‡Z wbwðZ Kiv hvq †h Avcwb Avcbvi Av‡qi †P‡q †ewk LiP Ki‡Qb bv| meviB GKUv ˆZwi Kiv `iKvi|

Avcbvi UvKvÑcqmv ivLvi Rb¨ GKUv wbivc` RvqMv|

†µwWU BDwbqb †Kv‡bv †µwWU BDwbq‡b Avcbvi UvKvÑcqmv ivLvi Rb¨, Avcwb †mLv‡b †hvM w`b Ges m`m¨ nb|

Avcwb †h UvKv Avcbvi U¨v· †_‡K †diZ †c‡Z cv‡ib| A‡bK PvKwiRxex e¨w³ Ges Zv‡`i cwievi GB widvÊ †c‡Z cv‡i|

AwR©Z AvqKi †µwWU (Earned Income Tax Credit, EITC)

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Bill de BlasioMayor