Should your credit rating is relatively good and youhave a stable income, we would assist you insecuring a consolidation loan (combining all yourdebts into one) with smaller payments at acompetitive interest rate.

L O A N C O N S O L I D A T I O N

M O R T G A G E C O N S U L T I N G

We will look at the possibility of refinancing yourexisting mortgage to consolidate your debts, using theequity of your home. This could improve your cashflow for your monthly payment would be reduced.Because this is a secured loan, you would be paying alower interest rate compared to the interest charge bycredit card companies.

When loan consolidation and refinancing of yourexisting mortgage are not possible, we will considerDebt Negotiation, if proposal or bankruptcy could bemore of a problem than a solution relative to yourequity (assets less your liabilities) and income.

D E B T N E G O T I A T I O N

Should your circumstance be ideal for a ConsumerProposal, we will refer you to a Consumer ProposalAdministrator who is compassionate, caring, and respectfulof the confidentiality of each person’s situation.

C O N S U M E R P R O P O S A L

After exploring all alternative solutions (explainedabove) if none was applicable to your circumstance,because you have no or little asset and no income oryour income is barely enough to cover your basicneeds, as last resort, we would suggest that you mayconsider bankruptcy.

B A N K R U P T C Y

For Free Professionaland ConfidentialInitial Consultation

Reach Out Us At:

905­306­7572

adam@deptcliniccanada.ca    www.debtcliniccanada.ca

Ways Of Getting Out Of Debts