walnut hill - private lender overview

Private Investor Overview 2016

© 2016 – Walnut Hill Holdings LLC

•  Locate Motivated Sellers / Discounted Properties •  Provide Solutions Through Speed and Ease of

Transaction •  Use Cash from our funds and Private Investors to Buy

Property at Deep Discounts •  Wholesale, Retail Flip or Lease/Option properties •  Rinse and repeat •  LT Goal: Build cash short-term and acquire multi-unit

rentals, refresh portfolio as needed

–  Use income from existing rental units for cash flow and operations

Business Model

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"I invested with Clint / Walnut Hill Holdings and the business always meets their obligations. We are getting great return on our

money. Documentation is straight forward, the checks come every month on time and as promised. Clint always takes the time to explain the property opportunities and this is a very attractive investment alternative to consider.” - Northeast based investor

"I began investing with Clint / Walnut Hill Holdings in 2011 and he provides great customer service and all monthly payments on

time. We are using our low interest home equity line and getting a consistent high return, just like clockwork. I would recommend

him to anyone.“ - New York based investor

Testimonials

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Welcome to the World of Private Lending


•  Purchase Price: $122,500 •  Sold Price: $230,000 •  Rehab Costs: $65,000 •  Total Loan: $165,000 •  Interest Rate: 10% •  Time Lapsed: 10 months •  Annualized Interest: 10%

Lender Profit: $13,750

2643 Sepviva St., Phila, PA 19125

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Sepviva St. - Before and After

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Before After


Sepviva St. - After

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This is the a Great Time

to Buy Real Estate!

Why? We are Buying Houses at 45 to 50 Cents on the Dollar


Who is a Private Lender?

• An Individual Who Loans Their Money from Their Investment Capital or Retirement Account

• Not a Partner • One-on-One Transaction


Why Would You Be Interested?

•  Earn Up to 14 Times More Than With

Traditional Sources •  No Volatility! (Your Principal

Remains the Same and You Earn a Reliable and Certain Return, Unlike the Stock Market)

•  You Can Get Your Principal Back in Case of Emergency

•  Your Money is Secured and Safe


How Can We Pay Such High Rates of Return?

• We Buy at 40-50% of the Value • There is No Middle Person • We Sell at Full Appraisal Price • We Get Properties Occupied /

Sold Fast


Why Would I Be Interested?

• We Can Close a Deal Much Quicker with You!

• We Can Do An Unlimited Number of Deals with Private Lenders

• We Can Negotiate More Profitable Deals Since We Can Move Faster


Where to Get the Money for High Rates of Return?

• Certificates of Deposit • Money Market Accounts • Savings Accounts •  Investment Capital •  IRA and Retirement

Accounts (SDIRAs) • Home Equity Lines • Brokerage Accounts


How to Use Your Retirement Account

• Open an Account at CAMAPlan

– This is a Self-Directed IRA – Complete a “Application Kit and

Transfer Form” www.camaplan.com

Ryan Fischer / Carl Fischer 1-866-559-4430

215 283-2868 [email protected]


How to Use the Equity in Your Home to Get High Rates of

Return

• Do Business Like the Bank and “Pocket the Spread”

• What is the “Spread”?


How to Use Your Stock Without Selling

• Borrow on Margin if the Rate is

Low Enough and “Pocket the Spread”


Let’s Discuss Our Private Lending Program

•  Interest Rate • Loan-to-Value • Term • Payments • Early Withdrawals • Your Minimum Return


How Are You Protected?

• The Deed of Trust (Mortgage)

•  If I Don’t Pay You, You Get the Property and the Equity, Which is More Money Than You Would Have Made from Interest


Do We Pool My Private Lenders’ Money?

• No! Each Loan for a

Property Stands on its Own

• There May be More than One Private Lender per Property, but the Combined Loan-to-Value Ratio Will Not Exceed Our Criteria


Are We Concerned About Market Conditions and Not Being Able to

Sell a House?

• No! Because… – We Buy at 40 to 50 Cents on the

Dollar – Our Buyers are Not Shopping Price – You are Well-Secured by a Low

Loan-to-Value Ratio (We Could Drop the Price Significantly and You Would Still Get All Your Money)


The Private Lender’s Documents

• Promissory Note • Deed of Trust

(Mortgage) • Hazard Insurance Policy • Title Policy


How Do We Move Forward?

• Tell Us How Much You Want to Invest

• We’ll Go Find Us a Deal • We’ll Schedule Closing with the

Title Company


•  Funding Range - $50K and up •  Time Frames:

–  Short Term –12 months

•  Payment Terms* –  Balloon payment –  Principal returned at end of Loan Term when house is

sold or refinanced

Investment / Funding Opportunities with WHHS LLC

* Terms negotiable – let’s talk about your goals and structure what makes sense

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Clint Files Principal / Founder

Walnut Hill Housing Solutions LLC

office: 267 217 3157 mobile: 215 527-4507

[email protected]

CONTACT INFO

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After a successful and varied career as an aviator in the U.S. Navy, corporate life in marketing and marketing research with Johnson & Johnson, and in small

entrepreneurial companies - Clint began investing in real estate in 2009. A University of Pennsylvania BA and Northwestern/Kellogg MBA, Clint applies

the managerial and business lessons of 30 years to drive his real estate company business forward.

Clint and his team create value for his company and his investor clients by

identifying undervalued real estate in gentrifying neighborhoods, improving it (creating the equity in the property) and selling it at market retail prices. His

company also executes rehab and rent projects and matches up lease-purchase tenant buyers with people having difficulty selling their homes,

creating a win-win-win for all.

In early 2016, Walnut Hill’s portfolio was valued at $1,425,000 and growing, producing $126,000 in annual revenue.

About Clint

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•  Marketing Muscle –  SEO, Web CRM provider, list providers, mail and web fulfillment services, Virtual Assistants,

targeted Direct Mail campaigns •  Property Finders

–  Relationships with wholesalers and agents •  Real Estate Agents

–  Relationships with 4 in Phila market •  Property Managers

–  Relationships with 2 in Phila market and 2 in Baltimore market •  Gen. Contractors

–  Relationships with 4 in Phila market and 2 in Baltimore market •  Bankers / Funding Sources

–  Credit Unions, M&T Bank, BofA, Wells Fargo and Private Lenders

•  Legal –  Retained counsel + 1 RE attorney in Phila and 1 in Baltimore

•  Accountant –  5 year relationship on the business

It takes a team to succeed

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