&views your auto loan experts keep your money in your community

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News Upcoming Events MARCH 2015 & Views American 1 Credit Union specializes in auto financing. Looking for a new or used vehicle? Our expertise and great loan rates, make it the perfect time to finance a vehicle with American 1. With rates as low as 1.59%*APR you can drive away with your vehicle knowing you got the best deal. Already financed a car with another bank or credit union? Save money by refinancing with American 1 Credit Union. Lower your monthly payment, take advantage of quality protection products and convenient payment options with home banking. Stop by your local branch and see why we are your Auto Loan Experts. Jackson Women’s Expo Saturday, March 14, 10am to 5pm Middle School at Parkside, Jackson Shred Day Saturday, May 9, 12:00 pm – 2:00 pm Milan Branch Spring Car Sale Thursday, May 14, 12pm to 8pm Friday, May 15, 12pm to 8pm Saturday, May 16, 10am to 4pm Sears Parking Lot, Jackson, MI Your Auto Loan Experts SHUTTLE LOCATIONS: K-Mart 3001 East Michigan Ave. Westwood Mall North side of Wal-Mart – off Brown St. Polly’s Country Market 2119 Ferguson Rd. Shuttle runs from 9am - 5:30pm March 14 10am – 5pm Free entry! 180+ BOOTHS! March 14 10am – 5pm Free entry! 180+ BOOTHS! Grab your friends, put on some comfy walking shoes and bring your purse – for a full day at the Women’s Expo packed with fun, education, shopping, and more! Gold Crown Jewelers will again offer three beautiful jewelry pieces for the Women’s Expo main drawing. Easy access to the expo with our free shuttle service - plus just for riding the shuttle you can enter to win $200 in prizes. Jackson Women’s Expo is back! web: www.american1cu.org | Facebook: www.facebook.com/american1creditunion | Phone: (517) 787-6510 or toll-free (888) 213-2848 ‡Refinance must come from another financial institution. *1.59% Annual Percentage Rate (APR) listed is based on credit score and term, and is subject to approval. Rate subject to change. Ask for details. Keep Your Money in Your Community When you buy local and finance local you strengthen your community. The simple act of using your American 1 Visa at a local, restaurant or store has a larger impact. It keeps a unique business operating and it allows American 1 to continue to give back to our members. That giving is translated into lower interest rates, less fees, free community events and more local sponsorships. SUPPORT Your Community

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Page 1: &Views Your Auto Loan Experts Keep Your Money in Your Community

News

Upcoming Events

M A R C H 2 0 1 5& Views

American 1 Credit Union specializes in auto financing. Looking for a new or used vehicle? Our expertise and great loan rates, make it the perfect time to finance a vehicle with American 1. With rates as low as 1.59%*APR you can drive away with your vehicle knowing you got the best deal.

Already financed a car with another bank or credit union? Save money by refinancing‡ with American 1 Credit Union. Lower your monthly payment, take advantage of quality protection products and convenient payment options with home banking.

Stop by your local branch and see why we are your Auto Loan Experts.

Jackson Women’s Expo Saturday, March 14, 10am to 5pmMiddle School at Parkside, Jackson

Shred DaySaturday, May 9, 12:00 pm – 2:00 pmMilan Branch

Spring Car SaleThursday, May 14, 12pm to 8pmFriday, May 15, 12pm to 8pmSaturday, May 16, 10am to 4pmSears Parking Lot, Jackson, MI

Your Auto Loan Experts

SHUTTLE LOCATIONS:

K-Mart 3001 East Michigan Ave.Westwood Mall North side of Wal-Mart – off Brown St.Polly’s Country Market 2119 Ferguson Rd.Shuttle runs from 9am - 5:30pm

March 1410am – 5pmFree entry!180+ BOOTHS!

March 1410am – 5pmFree entry!180+ BOOTHS!

Grab your friends, put on some comfy walking shoes and bring your purse – for a full day at the Women’s Expo packed with fun, education, shopping, and more!

Gold Crown Jewelers will again offer three beautiful jewelry pieces for the Women’s Expo main drawing.

Easy access to the expo with our free shuttle service - plus just for riding the shuttle you can enter to win $200 in prizes.

Jackson Women’s Expo is back!

web: www.american1cu.org | Facebook: www.facebook.com/american1creditunion | Phone: (517) 787-6510 or toll-free (888) 213-2848

‡Refinance must come from another financial institution. *1.59% Annual Percentage Rate (APR) listed is based on credit score and term, and is subject to approval. Rate subject to change. Ask for details.

Keep Your Money in Your CommunityWhen you buy local and finance local you strengthen your community. The simple act of using your American 1 Visa at a local, restaurant or store has a larger impact.

It keeps a unique business operating and it allows American 1 to continue to give back to our members. That giving is translated into lower interest rates, less fees, free community events and more local sponsorships.

SUPPORT Your Community

Page 2: &Views Your Auto Loan Experts Keep Your Money in Your Community

News & Views

Board of Directors

Executive Committee:Chair: Allen EichenbergVice Chair: Chester RadabaughTreasurer: Randy Wrozek Secretary: Jerry Tremaine

Directors:Jerry SiskBishop Ira CombsTerry KriegPhilip E. Hoffman

Federally Insured by NCUA.

Home Office - 718 E. Michigan Ave. - JacksonParnall Branch - 1521 Parnall Rd. - JacksonNorth St. Branch - 930 W. North St. - JacksonVandercook Branch - 1238 E. McDevitt Ave. - JacksonHillsdale Branch - 3192 Carleton Rd. - HillsdaleGrass Lake Branch - 670 E. Michigan Ave. - Grass LakeBattle Creek Branch - 530 Main St. - Battle CreekMilan Branch - 108 W. Main St. - MilanBrooklyn Branch at Country Market - 11301 Brooklyn Rd. - BrooklynChelsea Branch at Country Market - 1255 S. Main St. - ChelseaSouthfield Branch - 27650 Franklin Rd. - SouthfieldSterling Heights Branch - 38169 Utica Rd. - Sterling HeightsMelvindale - *DTE Employees Only - 17150 Allen Rd. - Melvindale

Branch Listing

Like us on FacebookGet the inside scoop on everything American 1. See prize winners, event photographs and find out what American 1 is doing in your community.

www.facebook.com/american1creditunion Let American 1 help you eliminate the stacks of high-interest rate credit cards to one, simple low monthly payment. An American 1 Visa Gold Card has great low rates, with an in-house card program and local service. No balance transfer fees means you can consolidate with ease knowing there are no hidden fees.

Already have an American 1 Visa? A credit limit increase can help you consolidate bills and save. It’s simple to apply or request an increase, just go to our website or stop by any branch today.

Consolidate and Save.With an American 1 Visa.

• No Annual fee• No balance transfer fees• No cash advance fees

• Local, in-house service• Rewards program• Fraud monitoring

Features:

The Great Loan Giveaway has begun!

Dave

Dan

American 1 Credit Union made over $2,000 worth of loan payments for 10 lucky members. That’s just the first month of the Great Loan Giveaway as it continues through all of 2015! It’s our way of saying thanks to members for keeping dollars local and financing with American 1.

If you have a closed-end loan, like an auto loan, you’re automatically entered to win.* It’s that simple.

We celebrated with Dave and Dan in January, and we’ll be celebrating with 10 members every month this year. It’s how we thank members for supporting American 1 Credit Union, the best way to bank.

*See branch for complete details.

The American 1 GAP Advantage American 1 Credit Union is your auto loan expert, and our Guaranteed Asset Protection (GAP) is another aspect that sets us apart.

If your vehicle is totaled or stolen, GAP covers the difference between what your insurance company pays and the balance of your loan - that’s typical. The advantage with GAP from American 1 is when you use it, we give you $1,000 towards your next vehicle purchase that you finance with us. The GAP advantage doesn’t come with a big price tag, it’s often more affordable than at other credit unions, banks and dealerships.

Find out more at your local branch.