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VH ZrH s [anmoQ ˆ gœ®™m: ""

– 1 –

g›pÐdV ›¾š™ nmbZ

^mHš AZwn-amœ¨ r™ AO–{dH šQ¨ –g Ó~œYZ gœšWmZ(g›VwÞ™ {d“d{dÍmc™)^maVr™ Hš {f AZwgœYmZ n[afX

›mboJmœd6 ~mam›Vr %"$ ""&6 nwUo6 ›hmamœ¨6 ^maVX‡aÏdZr õ !#""#7#&%!&(6 ‹– ‰g õ !#""#7#&%!&'

ZraO Hw ›ma

Ho Ho Hš ŒUmZr

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g›pÐdV ›¾š™ nmbZ 2#!"(3

VH ZrH s [anmoQ ˆ gœ®™m: ""

ÓH meHS m¥8 EZ8 nr8 qgh6 {ZXoeH^mHš AZwn 7 amœ¨ r™ AO–{dH šQ¨ –g Ó~œYZ gœšWmZ›mboJmœd6 ~mam›Vr6 nwUo 7 %"$ ""&6 ›hmamœ¨ 6 ^maVX‡aÏdZr: !#""#7#&%!&(6 ‹– ‰g: !#""#7#&%!&'do~gmBˆQ : www.niam.res.in

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CÏXaU : Hw ›ma ZraO6 Hš ŒUmZr Ho Ho 6 Hw amS o EZ nr6 nQ ob S r nr6 H mœ~bo AœHw e6 ›rZm Ama Eb6 {Z›ˆbo E dr6 qgh EZ nr8VH ZrH s [anmoQ ˆ gœ®™m: ""8 ^mHš AZwn7amœ¨ r™ AO–{dH šQ¨ –g Ó~œYZ gœšWmZ6 ~mam›Vr6 nwUo6 ›hmamœ¨ 6 ^maV8

– 3 –

g›pÐdV ›¾š™ nmbZg›pÐdV ›¾š™ nmbZ ›| Ob Hš {f6 ‹ gbm| H s IoVr6 ~mJdmZr Edœ

AÐ™ Óm{U™m| O–go ›wJu6 ~ÁmI6 ~H ar nmbZ Am{X Ho gmW ›Nbr nmbZ{H ™m OmVm h–0 Bg›| CnbÖY gœgmYZmoœ H m g›w{MV Cn™moJ hmoVm h–6 VWmß™Wˆ Edœ Adeof nXmWm] H m nwZ: Cn™moJ {H ™m OmVm h–0

bm^"8 gœVw{bV n™mˆdaU0

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$8 Amhma d CdâH na IMˆ ›| ~MV0

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'8 IoVr go Am™ ›| dšpÏX0

Ójo¿ H m {Z›mÛ• IoV g›Vb hmoZm Mm{hE0

• IoV go nmZr {ZH mbZo Ho {b™o ›O~yV Am–a OmbrXma XadmOo bJmZoMm{hE0

• ›Nbr Ho ~çm| H mo ~hma OmZo go amoH Zo Ho {bE ›hrZ Ombr H m Ó™moJH aZm Mm{hE0

• ‹ m›ˆ Ho ~mœY ›O~yV hmoZo Mm{hE0

• IoV Ho ~mœY ›O~yV hmoZo Mm{hE0

• YmZ H s Zgâr OyZ Ho ›mh ›| V–™ma H aZr Mm{hE 0

• YmZ Ho ~rO bJmZo Ho {b™o hb MbmH a IoV H mo V–™ma H aZm Mm{hE0

gœM™Z g›™ Edœ XoI^mbYmZ H s amonmBˆ Ho {bE hb MbmH a IoV H mo V–™ma H aZm Mm{hE0 OyZ

Ho ›mh ›| YmZ IoV ›| SmbZm Mm{hE0 Jhao nmZr ›| CJZo dmbo Ob{Y7#O–go Om{V™m| H s amonmBˆ H aZr Mm{hE0

• YmZ H s amonmBˆ Ho EH ›hrZo ~mX AmBˆ8E›8gr8 q‹ JaqbJ H mo IoV ›|'!!! ZJ9 ho„Q o™a H s $:%:$ AZwnmV ›| Nmo…SZm Mm{hE0

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• gœM™Z go nhbo ~rO H mo Vmbm~ Ho nmZr Ho Vmn›mZ Ho AZwHy b H aZmMm{hE0

YmZ H m MmoH a d gagm| H s Ibr ":" Ho AZwnmV ›| {›bmH a ›NbrHo eara Ho dOZ Ho #7& Ó{VeV H s Xa go Amhma Ho Ý n ›| XoZm Mm{hE0

– 4 –

YmZ Ho gmW ›Nbr H s IoVr ›| H sQZmeH d AÐ™ ÓH ma Hohm{ZH maH agm™Zm| H m Cn™moJ Zht H aZm Mm{hE6 „™m|{H BgHo H maU›N{b™m¦ ›a gH Vr h—0

C¾nmXZ{Xgœ~a ›mh ›| IoV H m nmZr Yrao7Yrao H › H aZm Mm{hE d ›N{b™m|

H mo ‹ m›ˆ Ho ~mœY go bJo ›Nbr Vmbm~ ›| SmbZm Mm{hE0 BgHo ~mX YmZH s H QmBˆ H aZr Mm{hE0

• ›mZgyZ ›| H s JBˆ YmZ H s H QmBˆ go "#!! {H 8J m8 Ó{V ho„Q o™a ›NbrC¾nmXZ {H ™m Om gH Vm h–0

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• J rŒ›H mb ›| Bgr IoV ›| A{YH C¾nmXZ XoZo dmbo ‹ gb H s CÐZVerbÓOm{V™m| H mo Zha Ho nmZr go qgMH a A{YH C¾nmXZ ÓmÒV H a gH Voh—0

• Bg ›m–g› Ho Xm–amZ &8# go '8% go8 ›r8 AmH ma dmbr ›N{b™m| H mgœM™Z {H ™m Om gH Vm h–0

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h–0

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nmoÞQ¨ r ‹ m›ˆ Ho ÓH ma

qnOam nÈ{V›w{Jˆ™m| H s eoS Vmbm~ ›oœ ~mœYZo go Vmbm~ VH An{eœ nXmWˆ bo OmZo

Ho {b™o Cn™moJ ›| AmZo dmbo ›OX‡a d ™mVm™mV Ho IMˆ ›| ~MV hmoVr h–0

• ›w{Jˆ™m| Ho qnOao &!! 7 "!!! ‹ sQ VH EH bmBZ ›| aIo Om gH Voh—6 bo{H Z Ó¾™oH qnOao H mo AbJ aI|0

– 5 –

• Amhma VWm nmZr XoZo Ho {b™o nr8dr8gr8 Ho JmobmH ma nmBn qnOao Ho~mha bQH mH a aI| 0

• VrZ ›w{Jˆ™m| H mo EH qnOao ›| aI gH Vo h—0

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• VšU e–Ù™m nÏX{V H s VwbZm ›| "!7"& AœS o ´™mXm {›bVo h—0

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• ‹ m›ˆ H s XoIaoI AmgmZr go H a gH Vo h— VWm EH AmX›r EH hr g›™›| ´™mXm ›w{Jˆ™m| H s XoI^mb AmgmZr go H a gH Vm h–0

VšU e–Ù™m nÏX{V• ›w{Jˆ™m| H m nmbZ Vmbm~ Ho ~mœY na eoS ~mœYH a {H ™m OmVm h–0

• Bg nÏX{V ›| O›rZ na "& go8›r8 VH YmZ Ho VšU6 gwIo nÁmo6 ›yœJ‹ brHo {NbHo Am{X SmbH a {~NmdZ2JÇr3 V–™ma H s OmVr h–0

• gÒVmh ›| Xmo ~ma JX§Xo H mo nyar Vah {hbmZm Mm{hE0

• {~NmdZ Jrbm hmoZo go naOrdr VWm ‹ ‹y Xr Am{X n–Xm hmoVo h— Omo ›w{Jˆ™m|Ho {b™o hm{ZH maH hmoVm h—0

• An{eœ nXmWˆ Am{X {~NmdZ na {JaVo h—6 BZHo g…SZo Ho ~mX A³NrImX V–™ma hmoVr h–0

• Óm–…T ›w{Jˆ™m| H mo H sQZmeH Xdm XoZm OÝ ar h– VWm MyO| H m n[a{O{d™moœgo ~Mmd H aZm Mm{hE0

qnOao H m AmH ma

bØ~mBˆ "& BœM

Mm–S mBˆ "# BœM

nrN o H s CœMmBˆ "' BœM

AmJo H s CœMmBˆ ") BœM

gœM™ZEH ho„Q o™a Vmbm~ Ho {b™o $!!7&!! VH ›mœg dmbr ›w{Jˆ™mœ H m‹ s

hmoVr h—0 EH ›wJu H mo H › go H › "8& dJˆ ›r8 OJh H s OÝ aV hmoVr h–0ewÝ ›| Xmo gÔmh VH ~çm| H mo aIZm Mm{hE0 EH ho„Q o™a Vmbm~ Ho {b™o$!!7&!! VH AœS o XoZo dmbr ›w{Jˆ™mœ H m‹ s hmoVr h—0 EH ›wJu H mo H ›go H › $ ‹ sQ Mm–8 OJh H s OÝ aV hmoVr h–0

MyO| H m nmbZEH MyO| H mo # dm¥Q H s J›u H s OÝ aV hmoVr h–0 ~ ySa H m Cn™moJ

MyO| H mo J›u XoZo Ho {b™o H aZm Mm{hE0 bJ^J #!!7#&! MyOm| H mo ~ ySa›| aIm Om gH Vm h–0 ~ ySa H m AmH ma JmobmH ma VWm "8& ‹ sQ Jham Edœ% ‹ sQ H m Koam hmoVm h–0 J›u XoZo Ho {b™o BÐ‹ maoS ~Þ~ A{YH Cn™moJrhmoVo h—0

– 6 –

~ ySa Ho {b™o {ZØZ{bpIV Vmn›mZ aI|

nhbm gÔmh *& !‹ maoZhmBQ

X‡gam gÔmh *! !‹ maoZhmBQ

Vrgam gÔmh )& !‹ maoZhmBQ

Mm–Wm gÔmh )! !‹ maoZhmBQ

AmhmaAœS o XoZo dmbr ›w{Jˆ™m| Ho {b™o (# gÔmh H m Amhma 2AZw›m{ZV ›wJu3

!7) gÔmh {MH Z ›–e "8& {H 8J m8

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"!! {H 8J m8Amhma Ho KQH

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Joh‡œ Ho Qw H …S o &! &!

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›¾š™ Amhma "( "& "!

Z›H !8& !8& !8&

qenbo H m Myam 7 7 %8&

– 7 –

XmoZm| ÓH ma Ho "!! {H bmoJ m› Amhma ›| #&! J m› H s Xa go{dQm{›Z Ór{›„g {›bm™o 0

gmam {XZ ›w{Jˆ™m| H mo n™mˆÒV ›m¿m ›| nmZr VWm ImX§™ CnbÖYH am™m OmZm Mm{hE0

C¾nmXZVmbm~ na eoS ~mœYZm hmo Vmo nmZr Ho šVa go !8& ›r8 D œMmBˆ na hmoZm

Mm{hE0 Bggo EH ‹ m™Xm ™h hmoVm h– {H nm–ÞQ¨r H m Amn{eœ nXmWˆ ›NbrHo Vmbm~ ›| g›mZ Ý n go {~Ia OmVm h–0 Bg Ó™moJ go ›¾š™ ImX§™ EdœCdâH Ho {bE bJZo dmbo A{V[a‰V ß™™ H s ~MV hmoVr h–0

Ï™mZ XoZo ™mo°™ ›h¾dnyUˆ ~mV|• ›w{Jˆ™m| H s IarX Ó{V{ŠV d A{YHš V nm–ÞQ¨ r H| Ã go hr H a|0

• nm–ÞQ¨ r ‹ m›ˆ ›| ghr Vmn›mZ d dm™w gœMma na {deof Ï™mZ aI|0

• nm–ÞQ¨ r ‹ m›ˆ H mo šd³N aI| VWm g›™ 7 g›™ na Xdm {N …SH s OmE6BgHo gmW hr H › OJh ›| A{YH n{j™m| H mo Z aI| 0

• ›w{Jˆ™m| H mo Amdl™H d gœVw{bV Amhma {X™m OmE0

• ›w{Jˆ™m| H mo g›™ go amoJ Ó{VamoYH QrH m bJm™m OmE0

• ~mha C…SZodmbo njr6 Hw ¾Vo6 {~Þbr6 Myho6 VWm amoS|Q 2Hš V ÓmUr3 H moeoS Ho AœXa AmZo go amoH| 0

• ›wJu ›a OmZo na Cgo X‹ Zm™m ™m Obm™m OmE0

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• Z™o ›w{Jˆ™m| H mo nwamZo ›w{Jˆ™m| Ho gmW Z {›bmEœ0

• MyZo H m nmZr ™m {‹ ZmBb eoS Ho ~mha aIm OmE6 {Oggo Omo AœXa OmEdh AnZm n–a YmoH a hr AœXa OmE0

• nm–ÞQ¨ r {deofkm| H s ghm™Vm go ›w{Jˆ™m| H mo Xdm {X™m OmZm Mm{hE0

• nm–ÞQ¨ r ß™dgm™ ewÝ H aZo go nhbo Ó{ejU Adl™ b|0

›Nbr d ~ÁmI nmbZbm^• ›Nbr Ho Amhma Edœ CdâH na hmoZo dmbm IMˆ H › hmoVm h–0

• Obr™ dZšn{V H s AZmdl™H ~TV H mo ~ÁmI {Z™œ¿U ›| aIVo h—0

• ~ÁmIm| Ho V–aZo go Vmbm~ Ho Vb H s {›¸r Trbr hmoH a nmZr ›| {›bOmVr h–6 {Oggo Vmbm~ H s CdâVm ~…TVr h– Am–a Bgr Ho gmW nmZr ›|Am¥p„gOZ H s ´™mXm go ´™mXm ›m¿m Kwb OmVr h–0

• ~ÁmI Ho Ka {Z›mÛ Ho {bE A{V[a− OJh H s OÝ aV Zht hmoVr h–0

~ÁmI eoS Ho ÓH ma• Vmbm~ Ho ›Ï™ ›| ~ÁmI H m Ka ~Zm gH Vo h—0

• Vmbm~ Ho ~mœY na ~ÁmIm| H m Ka {Z›mÛ H a gH Vo h—0

– 8 –

›¾š™ 7 ~ÁmI IoVr ›| ~ÁmI H s Cn™moJr ÓOm{V™mœ• "!!! dJˆ8 ›r8 jo¿‹ b Ho Vmbm~ ›| $! ~ÁmI H m‹ s hmoVo h—0 $!

~ÁmIm| Ho {bE "$ 7 "% ›r8 Mm–8 H s OJh n™mˆÒV h—6 ewÝ AmV ›|$7% ›hrZo Ho ~çm| H mo Cn™moJ ›| bmZm Mm{hE0

• ~ÁmI NmoQr ›N{b™m| H mo Im OmVr h— Bg{bE Vmbm~ ›| "# go8›r8go ~…Sr ›Nbr™m hr Nmo…S |0

• V–aVo g›™ ~ÁmI nmZr ›| hdm Ódm{hV H aVo h— Bg{bE BÐho O–{dHdm™w {›lH ^r H hm OmVm h—0

›Nbr {ZH mbZm• Vmbm~ ›| ~ÁmIm| Ho An{eŠ nXmWˆ go CdˆaH ~ZVm h–0 ~ÁmI ›erZm|

H m H m› H aVr h—0 Vmbm~ ›| CdˆaH ~ZmZo H s Bg Ó{H ™m d A{V[a−Amhma H s ~MV Am{X ›| Hw b ß™™ H m '! / VH H m ~MV hmoVm h–0

• ~ÁmIm| H mo A{YH Va Amhma Vmbm~ Ho Obr™ dZšn{V™m|6 bmdmˆ6Ord7OœVw Am{X go {›bVm h–6 Bg dOh go CÐhoœ ~h†V hr H › ›m¿m ›|A{V[a− Amhma H s OÝ aV n…SVr h–0

• ›Nbr {~H s Ho bm™H hmoZo na nhbo Vmbm~ H m nmZr H › H a| Am–a{‹ a Omb go ›Nbr {ZH mb|0

C¾nmXZ• ~ÁmI H m ›mœg &!!7'!! {H 8 J m89 ho8

• ›Nbr C¾nmXZ $!!! 7 $&!! {H 8 J m89 ho8

• ~ÁmI Ho AœS o ")!!! 7 ")&!!

›Nbr VWm ~H ar nmbZ• ~H ar nmbZ Jm™ H s Anojm H › IMubr hmoVr h– VWm Amhma H mo X‡Y

›| ~XbZo H s j›Vm ^r Jm™ H s Anojm ~H ar ›| A{YH hmoVr h–0

• bJ^J )!/ {H gmZm| H s Hš {f H ›mBˆ H › hmoVr h–6 Bg{bE CZHoImZo ›| X‡Y H s ›m¿m H › hmoVr h–0 AJa {H gmZ ~H ar H m nmbZ H a|Vmo do AnZo Amhma ›| X‡Y H s ›m¿m ~…Tm gH Vo h—0

• AÐ™ newAm| H s VwbZm ›| ~H ar H mo "9& Amhma H s Amdl™H VmhmoVr h– d ~H ar H mo {H gr ^r dmVmdaU ›| nmb gH Vo h—0

• ^maV ›| ~H ar Ho ›mœg H s A{YH ›mœJ h–6 „™m|{H CgHo ›mœg ›oœ Ma~rH s ›m¿m H › hmoVr h–0

• ~H [a™m| H m J^ˆ H mb {g‹ˆ & ›hrZo H m hmoVm h–6 Bg{bE ~H ar Xmogmb ›| $ ~ma 2EH g›™ na # ™m $ ~³Mo3 ~³Mm| H mo OÐ› Xo gH Vrh—0

• ~H ar EH ~{bŠ OmZda h–0 Bg›| Jm™ H s Anojm amoJ Ó{VamoYH e− sA{YH hmoVr h–0

– 9 –

• ~H ar nmbZ AmgmZ h–0 ›{hbmEœ VWm ~³Mo ^r BgH s XoI aoI H agH Vo h—0 ~H ar nmbZ Ho {b™o nyœOr ^r ~h†V H › bJVr h–6 ›{hbmAm|H mo Ka ›| hr amoOJma {›b OmVm h–0

• ~H ar nmbZ Ho {b™o A{YH OJh H s OÝ aV Zht hmoVr0

• ~H ar H s brX ~m™moJ–g ~ZmZo Ho {b™o A³Nr hmoVr h—0 ~H ar H s brX›| ~m™moJ–g hoVw $ {H 8J m8 nmZr ›| " {H 8J m8 ~H ar H m brX {›bmZmMm{hE0

• #! ~H [a™m| H s brX $ ß™{− ™m| H m ImZm nH mZo Ho {b™o n™mˆÒV J–gC¾nÐZ H aZo hoVw H m‹ s hmoVr h—0

gmZoZ OÞXr ~…Sr hmoZo dmbr ~H [a™m| ›| go EH h–

C¾nmXZ• ~H ar Ho X‡Y go X†JˆÐY AmVr h—0 Eogm Za ~H am| H m ›mXm ~H [a™m| Ho

gmW ahZo go hmoVm h–0 Bg{bE Za ~H ao H mo PwœS ›| Z aIo6 Bggo X‡Y ›|X†JˆÐY Zhr Am™oJr Am–a Za H m Cn™moJ Ho db ÓOZZ hoVw hr H a|0

• hao n¾Vm| dmbo nm–Ym| H mo Ka Ho nmg CJmZm Mm{hE6 {Oggo ~H ar H moEH gmb VH hao nÁmmo H m Amhma {›b gHo 0

• Iwbr OJh H s VwbZm ›| ~H ar H m nmbZ EH ~œX jo¿ ›| 2"! 7"&‹ sQ bœ~mBˆ 3 H aZm Mm{hE6 {Oggo ~H ar H m gmam brX h›| ÓmÒV hmoJmVWm ~H [a™m| H mo amoJ ›w‰V aIm Om gHo Jm0

• ~H ar Ho {bE PmS Ho n¾Vo6 ~H ar H s brX Jmo~a J–g Ho {b™o6 CdˆaHPmS Ho {b™o0

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›| &!/ H s ~MV hmoVr h–0

• gyAa H m eoS h›oem Vmbm~ Ho ~mœY na Bg Vah ~ZmZm Mm{hE {HgyAa H m An{eœ nXmWˆ d ›y¿ Vmbm~ ›| Zbr go {Jao 0

• gyAa H m eoS Vmbm~ Ho ~mœY na ~mœYm Om gH Vm h–6 {Oggo BZHo eoSHo {b™o A{V[a− OJh H s OÝ aV Zhrœ n…SVr0

• ›N{b™m¦ gyAa Ho An{eœ nXmWˆ H mo ngœX H aVr h–6 Bg›| '! 7(!Ó{VeV nmMZ ™w‰V Amhma ahVm h–0

– 10 –

• Eogo gyAam| H m MwZmd H a| {OZH s ~TV OÞX hmo d ÓOZZ Ó{H ™mA³Nr hmo Am–a h›oem bœ~o VWm ›O~yV CXa dmbo gyAa Ho ~çm| H mMwZmd H a|6 Ó{V ho„Q o™a &!!! 7 '!!! H s Xa go ›¾š™ AœJw{bH mAm|H m gœM™Z H a| 0

• EH ho„Q o™a Vmbm~ ›| ›Nbr Ho {b™o bJZo dmbr ImX $% gyAam| HoAn{eœ nXmWˆ go ÓmÔ H s Om gH Vr h–0 & go ' ›hrZo Ho ~mX gyAa{~H s Ho bm™H hmo OmVo h—6 Bg ÓH ma Ho g›pÐdV ›¾š™ nmbZ ›|›N{b™m| Ho ~…TV H m H mbmd{Y "!7"# ›hrZo hmoVm h–0 ›Nbr H sEH ‹ gb Ho gmW gyAa H s Xmo ‹ gb nm gH Vo h—0 ha gyAa H mo "7"8& dJˆ8›r8 OJh hr bJVr h–0

• O~ Vmbm~ ›| H mBˆ ´™mXm ~T OmVm h— V~ An{eœ nXmWˆ Vmbm~ ›|Z NmoSH a JS§Tm ›| BH Q§Rm H aZm Mm{hE0

"!!{H 8 J m8 gyAa ›–e H m gœKQZ

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# 7 % " 7 "8&

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Amhma• gyAa H mo eoS Ho ~mha ImZo Ho {b™o Zht Nmo…SZm Mm{hE0

• CÐhoœ ImÍ Ho Ý n ›| {nJ ›–e VWm Kaoby Mmam XoZm Mm{hE0

• gyAa Ho gm›Zo gmam {XZ n™mˆÔ ›m¿m ›| ^moOZ VWm nrZo H m nmZr aI|0

C¾nmXZgyAa H m ›mœg #&!! 7 $!!! {H 8 J m8 Ó{V dfˆ ›Nbr H m C¾nmXZ$!!! 7 %!!! {H 8 J m89 ho„Q o™a 9 dfˆ

– 11 –

›Nbr Edœ Jm™ nmbZVmbm~ Ho ~mœY na Jm™ nmbZ H m Cn™moJ X‡Y Edœ CdâH Ho {b™o

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VrZ ÓOm{V™m| H m gœdYˆZ

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– 12 –

Mma ÓOm{V™m| H m gœdYˆZ

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