HOUSEPeterborough, England

VARITY

UK

VARITY HOUSE VARITY HOUSEPeterborough, England Peterborough, England2 3

CONTENTS KEY FEATURES3. Product key features

4. Welcome to Colordarcy

5. We make property affordable

6. Varity House, Peterborough

8. Location

10. Amenities

12. Choose your affordable payment plan

15. Rental Assurance Plan

17. Let our figures do the talking

18. Floor plans & plot options

24. The Bigger Picture

26. Kitchen & bathroom specifications

28. Flat Types

What makes this investment unique?

is unte e t ua antee

The discounts we show are real; they are proven by what is selling

locally so we are confident, passionate even, that our prices

cannot be beaten – we guarantee you will not find the

same value for money and specification level elsewhere.

RentaAssu an e

Our product comes with a rental assurance, so you

never need to worry about rental voids.

Unique a ment ans

Our payment plans are designed to suit all of our

clients’ current circumstances. Deposits can be paid across the build period, eliminating lump sum requirements.

We take care of every aspect of your purchase, from property selection, management and updates throughout the build

period, mortgage arrangement and full rental management.

T u an s O nvestin

i e t e tnvestment

Owning the underlying property yet enjoying the

convenience of paying in a way suited to you, offers

valued reassurance that your money is safely tied into an income producing asset of which you have full control.

We offer our clients the very highest standards of service –

reliable, efficient and hassle-free. We are dedicated to supporting our clients through every step of

the property purchase.

e s na C ientE e ien e

VARITY HOUSE VARITY HOUSEPeterborough, England Peterborough, England4 5

WE MAKE PROPERTY AFFORDABLE

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6 7

Proposed Street View

Proposed Courtyard

VARITY HOUSE, PETERBOROUGHVarity House will comprise 97 one and two bedroom apartments with parking.

Set within landscaped grounds, this stylish conversion development is conveniently located just a mile from Peterborough city centre.

All homes will offer contemporary open plan living and dining space with oversized windows (where possible) ensuring maximum natural light. With hard wood veneer floors and stainless steel sockets throughout, these high grade specifications combined with custom built kitchens, integral appliances and stylish bathroom designs come as standard for Colordarcy clients, offering a home with style, luxury and comfort.

Varity House will offer a number of benefits to residents; not least the broad range of local amenities within walking distance but also the excellent

transport links close at hand. Just a 10 minute walk from the development lies Peterborough Train Station, where direct trains run on the hour to London’s Kings Cross in 45 minutes. Further services include Cambridge in 49 mins, Leeds in 1hr 20 mins, Birmingham in 1hr 20 mins, and Edinburgh in under 4 hours. A 10 minute drive from the A1 links Peterborough with the wider road network, accessing the A47 and A14 (East /West)

A number of grammar, comprehensive, independent schools and colleges can be found close by, with Varity House sitting within the catchment area of many.

BENEFITS:

• Close to all main shopping, retail and leisure areas

• 10 minutes to Peterborough’s main line train station

• Excellent commuter location – 45 mins direct train to central London

• Yields of over 7%

• 97 high specification one and two bedroom apartments - all with parking

• Properties starting from just 24 payments of £1025 per month (+reservation fees)

• Excellent schools and colleges in the local catchment area

• Strong capital appreciation predictions

Close, convenient pedestrian access to the Frank Perkins Gateway offering a short commute to the nearby Lychwood Business Park. Employers here and in the local area include :

BGL GroupBauerDiligenta

Norwich and Peterborough Building Society Caterpillar

Ideal World TV Tesco Distribution Centre

8 9

Located just off Junction 17 of the A1M, access to businesses, schools, leisure facilities –not to mention its close proximity to London make Varity House exceptionally well positioned to capitalise on this demand offering a first rate hands off investment to clients on a global scale. 

Google’s new £1 billion UK headquarters at London’s King’s Cross will open its doors in 2016 to over 4,500 employees. Alongside these, this highly attractive employment destination will demand a further wealth of facilities management and peripheral service resource, in total attracting a vast number of young professionals, executives and families to the area. With its high speed rail line linking to King’s Cross in just 45 minutes, Peterborough is now a major contender for those commuters seeking more affordable living outside of London.

Described as one of England’s ‘most interesting places to live’, Peterborough is a vibrant and dynamic city which is building a reputation as a city with long-term sustainable growth capability. As one of the UK’s fastest growing, greenest and most historic cities, it has an incredibly vibrant arts, culture and heritage community with levels of activity not typically found in communities of comparable size. This is thanks to a year-round events and festival calendar. Peterborough’s city centre offers the total shopping experience from top designer brands to independent retailers, high street favourites as well as the famous Farmers Market held once a week in the city centre. Its fantastic eateries, relaxing cafés and stylish restaurants mean there is always a huge choice; a culinary scene truly reflecting the city’s multiculturalism.

Anglia Ruskin University (ARU) is one of the largest universities in the East of England. It is just one of the institutions contributing to the 30,000 young academics living and working in the area. Peterborough’s excellent transport links makes it an attractive proposition for overseas students, with ARU campuses in Cambridge and Chelmsford, University Centres in King’s Lynn, Peterborough and Harlow and collaborative partnerships with institutions in a variety of locations throughout the world. These include London, Berlin, Budapest, Athens, Basel, Kuala Lumpur, Singapore and Trinidad.

LOCATION PETERBOROUGHEast of England, Peterborough sits just 80 miles north of London and continues to capitalise on its reputation as a long term sustainable growth area. Already a key player within the ‘London-Stanstead-Cambridge-Peterborough Corridor’- a priority growth area defined by CLG, Peterborough’s investment opportunities have been widely documented

on an international scale, with a number of high profile businesses relocating to the area. Eight years into a fifteen year, £1 billion redevelopment, the city’s transformation grows from strength to strength; its efforts validated by a massive rental demand - currently outweighing supply by 2:1. 

Only 45 minutes to Central London

Anglia Ruskin University

10 11

Designers Unisex Hairdressers 1a Market Place, Oundle, Peterborough PE8 4BA

Ethos Hair & Beauty 44 New Road, Woodston Peterborough PE2 9HA 

Judith Day Optometrist 5 Market Place, Oundle Peterborough PE8 4BA 

Definition Gym Unit 10-11 Maxwell Road Peterborough PE2 7HU

Fengate Health & Fitness Centre Fengate, Peterborough PE1 5XB

Fitness First Health Centre Lime Kiln Close, Peterborough PE3 9TA

Stanground Library Southfields Avenue, Peterborough PE2 8RZ

Peterborough City Hospital Edith Cavell Campus, Bretton Gate, Peterborough PE3 9GZ

Queensgate Shopping Centre Peterborough PE1 1NT

Park Medical Centre 164 Park Road, Peterborough PE1 2UF

Peterborough Dental Access Centre 5 Midgate, Peterborough PE1 1TN

LOCALAMENITIES

Key Theatre Embankment Road, Peterborough PE1 1EF

Stamford Arts Centre 27 St. Mary’s Street, Peterborough PE9 2DL 

Stahl Theatre West Street, Peterborough PE8 4EJ

Stamford Corn Exchange Theatre Broad Street, Peterborough PE9 1PX

Peterborough Museum & Art Gallery Priestgate, Peterborough PE1 1LF

Thorney Heritage Museum The Tank Yard, Station Road, Peterborough PE6 0QE

Fusion Bistro Ltd Bistro restaurant, 23 Chisenhale, Orton Peterborough PE2 5FP

Candlesticks Restaurant Speciality cuisine, 1 Church Lane, Peterborough PE9 2JU

Prezzo Restaurant Italian cuisine, 2 Cowgate, Peterborough PE1 1NA

Beijing Rendezvous Chinese cuisine, 59 Napier Place, Peterborough PE2 6XN

Taj Mahal Restaurant Indian cuisine, 37-39 Lincoln Road, Peterborough PE1 2RH

Antonino’s Pizzeria Speciality & traditional pizzas 149 Main Street, Peterborough PE7 3LD

Fishtastic Fish cuisine, 23 Oakleigh Drive, Peterborough PE2 7BG

Carluccio’s 52-53 Cumbergate, Peterborough PE1 1YR

The Bull Hotel and Restaurant Westgate, Peterborough PE1 1RB

The Talbot Hotel 1 New Street, Oundle Peterborough PE8 4EA

Greyfriars Taverns Ltd The Eldern, Peterborough PE2 5NQ

The Dragon Fly Herlington Centre, Peterborough PE2 5PN

Cross Keys 279 Oundle Road, Peterborough PE2 9QS

The Woodston Belsize Avenue, Peterborough PE2 9HX

Cherry Tree 9 Oundle Road, Peterborough PE2 9PB

Posh Pub London Road, Ground, Peterborough PE2 8AL

SCHOOLS & UNIVERSITIES

ARTS & ATTRACTIONS

RESTAURANTS

PUBS & BARS

AMENITIES

Peterborough Cathedral Square

Talbot Hotel

Orton Goldhay Primary School Peterborough PE2 5RF

Orton Longueville Playgroup Lakeside Centre, Orton Longueville, Peterborough PE2 7EA

Antler Languages Ltd - Language School The Old Town Hall, Market Place Oundle, Peterborough PE8 4B

University of Peterborough Park Crescent, Peterborough PE1 4DZ

Peterborough Regional College Park Crescent, Peterborough PE1 4DZ

Laxton Junior School E Road, Oundle, Peterborough PE8 4BX

Oundle School Church Street, Oundle, Peterborough PE8 4EE

The Peterborough School Thorpe Road, Peterborough PE3 6AP

Anglia Ruskin University (ARU) Guild House, Swain Court, Oundle Road, Peterborough PE2 9PW

Peterborough CentreCarluccios Restaurant

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The Monthly and Mortgage PlanCHOOSE YOUR

AFFORDABLE PAYMENT PLAN

OPTION 1

This option is perfectly suited to clients without large lump sums accessible or those who’d prefer to keep existing investments where they are. Payments are made across an average build term of 24 months.

GBP £93,995.00

£3,000.00 £500.00 £3,500.00

£28,198.50 £1,174.94

£65,796.50 £939.95 £500.00 £1,439.95

Per month £580.00 / Per annum £6,960.00 7.40%

£900.00 £150.00 £668.16 Per month £143.18 / Per annum £1,718.16

Per month £436.82 / Per annum £5,241.84

Per month £235.77 / Per annum £2,829.25 Per month £362.20 / Per annum £4,346.36 Per month £428.18 / Per annum £5,138.15

Per month £201.05 / Per annum £2,412.59 Per month £74.62 / Per annum £895.48 Per month £8.64 / Per annum £103.69

Pay a 3% Developer Access Amount (minimum of £3000) plus £500 legal fees. Your 30% deposit is then divided by the number of build term months and paid on a monthly basis.

SUMMARY Purchase Price

Reservation and Exchange OPTION 1 - ‘Monthly and Mortgage Plan’ Developer Access Amount - 3% (minimum £3000) Legal Fees (50% of + disbursements) Reservation / Exchange stage total due

30% monthly payment stage 30% deposit divided by 24 months build schedule

Completion Stage 70% of purchase price by way of mortgage Mortgage arrangement fee (1% estimated) Legal Fees (50% balance of + disbursements) estimated Amount due at completion stage

Income Estimated Gross Rental Income Estimated Gross Rental Yield based on above

Expenses Service Charge (estimated) Ground Rent (estimated) Tenant Management Fees @ 8% + vat Total Expenses

Income net of expenses subject to mortgage

Mortgage Information Mortgage (interest only) Mortgage (repayment 25 years) Mortgage (shortest repayment period) Shortest repayment term 19 years

Net cash flow on Interest Only basis Net cash flow on repayment basis - 25 year term Net cash flow on repayment basis - Shortest term

ASSUMPTIONS Mortgage Amount 70.00% Mortgage Rate (pa) 4.30% Loan Term (25 & 19 years)

Let’s look at how a two bedroom property at Varity House can be purchased using one of our payment plans...

Our payment structures are unique to the market, each plan designed to ensure clients own the underlying property, yet have the convenience of paying for their investment in a way that suits them. Particularly suited to investors wishing to acquire second properties for children or family members, our short term payment plans mean you can receive the rental income against the property until such a point it is required to be passed on – one of the reasons why 56% of our clients go on to purchase a second property after 2 years.

See how our Varity House development can be purchased across the following examples.

14 15

The Lump Sum Purchase PlanOPTION 2

As a savings plan for the sale option it’s a great way to access UK property directly over the next two years and sell on completion - gaining the discounted purchase equity plus capital appreciation combined with funds invested. Or the client can take income in the usual way.

For property investors keen to trade property yet remain at arm’s length from the process, this option presents a great alternative. Similarly, those wishing to receive the rental income can enjoy a full letting and management service as part of this plan.

GBP £93,995.00

£3,000.00 £500.00

Pay 8 payments of 12.5% across a scheduled two year period.

An innovative, ’fully asset backed savings plan’ that presents an appealing alternative to a traditional savings plan. Across 8 scheduled lump sum payments, clients acquire the property where at the 24th month, they have the choice between keeping hold of the property and receiving the rental income, or selling the property on. Both options are handled by Colordarcy, where still the client benefited from the discipline of the saving plan model.

SUMMARY Purchase Price

Reservation and Exchange OPTION 2 - ‘Lump Sum Purchase Plan’ Developer Access Amount - 3% (minimum £3000) Legal Fees (50% of + disbursements) Reservation / Exchange stage total due £3,500.00

12.5% £11,749.38 5 Stage Q5 12.5% £11,749.38 12.5% £11,749.38 6 Stage Q6 12.5% £11,749.38 12.5% £11,749.38 7 Stage Q7 12.5% £11,749.38

Payment Stages 1 Stage Q1 2 Stage Q2 3 Stage Q3 4 Stage Q4 12.5% £11,749.38 8 Stage Q8 12.5% £11,749.38

£500.00 Completion Stage Legal Fees (50%) of + disbursements) Amount Due at Completion Stage

Income Estimated Gross Rental Income Estimated Gross Rental Yield based on above

Expenses Service Charge (estimated) Ground Rent (estimated) Tenant Management Fees @ 8% + vat Total Expenses

Income net of expenses

£500.00

Per month £580.00 / Per annum £6,960.00 7.40%

£900.00 £150.00 £668.16 Per month £143.18 / Per annum £1,718.16

Per month £436.82 / Per annum £5,241.84

Who is offering my rental assurance?

Using a typical two bedroom Colordarcy development, this table has been created to show the cost differences between LetMe and a traditional lettings agent:

Colordarcy is excited to be working with leading financial firm, The Richmond Group (TRG) on a deal we believe is set to revolutionise the lettings industry. All Colordarcy clients now have the option to receive an agreed 12 month rental fee in advance, across a 5 year renewable period.

LetMe, property arm of TRG’s £180 million business will pay 12 months rent to you on the day LetMe receive the keys - with no fees and a written guarantee on the property’s return condition. Further strengthening Colordarcy’s existing benefits this fast, efficient rental guarantee is ideally suited to those would-be-landlords who’ve previously been deterred by the threat of loss of income through rental voids or disputes.

Rental levels have been agreed across all of Colordarcy’s current developments with the agreed rental amount paid upfront.

Key benefits : No tenant sourcing fees No management fees No rental voids No maintenance fees

..and a written guarantee on the return condition of the property.

All monies are underwritten by the Richmond Group . With net assets of over £180 million, this offers clients excellent covenant strength.

“Having successfully let my property with Richmond Group I would definitely recommend their service to other landlords. The transaction

was straightforward, communications excellent and payment was prompt. I will certainly consider them again in the future.”

- Hugh Lambourne

RENTAL ASSURANCE

5 yearpre-paid

rental guarantee

Empty(void)periods

Agency letting commission

Agency management fees

VAT

Arrears

TOTAL CASHTO YOU

-£480

-£400

-£960

- £272

- £160

£7,328OVER 12 MONTHS

£7,680FULL CASH

PAYMENT UPFRONT

£0

£0

£0

£0

£0

Traditional Letting Agent

Agreed rental rate based on local market

LetMe

Agreed rental rate based on local market

Withastrongerfinancialbacking than traditional letting agents, LetMe can

pass savings onto our clients by paying more overall for

each property and paying it in advance.

16 17

Here’s an example of a client purchasing a two bedroom apartment in our Varity House development:

OPTION 1, The Monthly and Mortgage plan

Purchase price: Two bedroom apartment with parking -

£93,995.00

Reserve your property with £3000, plus £500 legal fees

There are now only 24 payments of £1174.94 to be paid

This creates a 30% deposit with a 70% mortgage arranged on completion

The mortgage is then covered by rental income from completion

You own an income producing asset for life.

LET OUR FIGURESDO THE TALKINGLocal market sales and rental values

New build apartments within Peterborough are currently achieving an average of £225 per sq. ft.

This figure is generated based on evidence from certified valuations of at least four comparable properties within a one mile radius of Varity House. Varity House, is available to Colordarcy clients, after discount, at values averaging £174 per sq. ft. – a minimum saving of over 20%.

Whichever local property you choose to compare against the values presented for Varity House, we guarantee you will not find the same value for money. The discounts we show are real; they are proven by what is selling locally so we are confident, passionate even, that our prices cannot be beaten.

RESEARCH THEVALUE IN OUR PRICESFOR YOURSELF AT THE

UK’s LARGEST PROPERTYFOR SALE WEBSITE:

www.rightmove.co.uk

Purchase prime UK stock at discounted

property fund prices

Rental assurance protection

No lump sum required

Fully suited to non UK citizens

Tangible asset of which you have full

control

Pay deposit on monthly basis

across build term

Pay 8 payments of 12.5% across

scheduled 2 year period

Fully asset backed payment plan

Access UK property directly over next

2 years and sell on completion

3 3

3 3

3

3

3 3

3

3 3

3

3 3

The Monthly andMortgage Plan

The Lump SumPurchase Plan

18 19

FLOORPLANSGROUNDFLOOR

20 21

FLOORPLANSFIRSTFLOOR

22 23

FLOORPLANSSECONDFLOOR

24 25

INCOME PRODUCED IN RETIREMENT BASEDON£25,000INVESTMENT

INVESTMENT CAPITAL REQUIRED TO PRODUCE£25,000OFINCOME

*returns exclude fees and charges, information provided by Bloomberg

THE BIGGER PICTUREIncreasing life expectancies, faltering annuities and a huge deficit have forced the UK Government into revolutionising the UK pension system. Studies already underway have revealed that almost 20% of those pensioners cashing in their pensions will use the money to fund a property purchase. (Ipsos Mori research) Since the birth of the buy-to-let mortgage 18 years ago, the average returns produced froma buy-to-let investments have significantly outstripped those of other major asset classes.Additionally, UK landlords are

benefiting from falling mortgage charges and longer fixed rate deals, as competition between mortgage lenders hots up. Our product is perfectly positioned to capitalise on this, delivering secure long term investment, eliminating risk with the reassurance of a tangible asset. By comparing property to the other most popular investment and savings plans, it’s clear to see the added value and security it brings to a traditional savings plan. Take a look for yourself. . .

This graph compares the level of income generated by the five main pension investment classes. In this example, UK property is represented by a one bedroom unit at our recently allocated Orton Plaza development. Based on a capital investment of £25,000, it clearly produces

the highest level of income compared to all of the other investment classes. Based on exactly the same level of investment by the client,with an annual income of £7,150, Orton Plaza produces £5,893 per year more income than the next best alternative, the UK pension.

This graph compares the typical amount of investment required in order to generate £25,000 of income per year, across the 5 main pension investment classes. With UK property represented by a standard one bedroom unit

at our Orton Plaza development, this example clearly highlights the staggering difference in investment required by all of the other classes in comparison, only to produce exactly the same amount of income per year.

26 27

Image indicative of a one bedroom apartment Image indicative of bathroom in 2 bed apartment

KITCHEN SPECIFICATIONS BATHROOM SPECIFICATIONSFixtures and Fittings Schedule Fixtures and Fittings Schedule

OVEN BASIN

BASIN MIXERCUPBOARDS

FRIDGE / FREEZER VANITY UNIT

LIGHTINGRANGE HOOD

SPLASHBACK TOILET

SHOWER SHELFONE & HALF SINK

COOKER TOP SHOWER ROSE

TOWEL RAILSINK MIXER WORKTOP

*In some cases alternative equivalent grade and specification items will be used.

FLAT TYPES

FLAT TYPE A

FLAT TYPE D

FLAT TYPE BFLAT TYPE E

FLAT TYPE C

VARITY HOUSE Peterborough, England VARITY HOUSE Peterborough, England28 29

For further information please contact Colordarcy Investment

HEAD OFFICE

Colordarcy Investment Ltd,

30th Floor, 40 Bank Street, Canary Wharf,

London, E14 5NR, United Kingdom

Telephone: +44 (0) 207 100 2393

Email: info@colordarcy.com

We site: .colordarcy.com

THE LEGAL STUFFThe following is a summary of the full text of our disclaimer set out in and accessible at www.colordarcy.com/terms-conditions and www.colordarcy.com/privacy-policy.

You acknowledge that: (i) the information contained in this document and such other material issued in connection therewith (the “Content”) are provided for information purposes only and will not be regarded as advice on securities or collective investment schemes or other financial or investment advice; (ii) the Content is not intended for the purpose of advice, dealing or trading in securities or collective investment schemes; (iii) the Content may include certain information taken from property surveys, stock exchanges and other sources from around the world; (iv) the Content is provided on an “as is” basis and by way of a summary and we do not guarantee the accuracy, completeness, or timeliness of the Content; (v) the Content may be subject to the terms and conditions of other agreements to which we are a party; (vi) none of the information contained in the Content constitutes a solicitation, offer, opinion, or recommendation by us to buy or sell any security, or provision of legal, tax, accounting, or investment advice or services regarding the profitability or suitability of any security or investment; (vii) you should not rely on the Content as the sole means of making any investment decision relating thereto and you should seek professional, independent and specific advice on any such investment decision; (viii) the property market is volatile and illiquid and property prices and rental yields may fluctuate widely or be affected by a broad range of risk factors; (ix) all plans and specifications in the Content are intended as a guide only and are subject to such variations, modifications and amendments as may be required by the relevant authorities or the relevant developer’s consultants or architects; (x) all renderings and illustrations in the Content are artists’ impressions only and all measurements are approximate subject to final survey and confirmation; (xi) the Content is not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation; and (xii) the Content has not been authorised or approved by the Financial Conduct Authority (FCA) or any regulatory body of competent authority whether in the United Kingdom or elsewhere.

Accordingly, you assume all responsibility and risk for reliance upon and the use of the Content and, we, our agents, directors, officers, employees, representatives, successors, and assigns expressly disclaim any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (i) the use of the Content, (ii) reliance on any information contained in the Content, (iii) any error, omission or inaccuracy in any such information including, without limitation, financial data, forecasts, analysis and trends, or (iv) any action or non-performance resulting from the foregoing. This exclusion clause shall take effect to the fullest extent permitted by applicable laws.

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