uti long term equity fund (tax saving)

RiskometerThis product is suitable for investors who are seeking*:• Long term capital appreciation• Investment in equity instruments of companies that are believed

to have growth potential

* Investors should consult their financial advisers if in doubt aboutwhether the product is suitable for them

UTI Long Term Equity Fund (Tax Saving)(An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit)

SCHEMECATEGORY

STOCKCONCENTRATION

INVESTMENTSTYLE

RISK / REWARDPOTENTIAL

BENCHMARK

LOWER RISKLOWER REWARD

MODERATE RISKMODERATE REWARD

HIGHER RISKHIGH REWARD

LowConcentration

(> 60 stocks)

Moderate

Concentration(40 - 60 stocks)

HighConcentration

(<40 stocks)

Market Cap based Fund

Style basedFund

Dividend Yield Fund

Sector Fund ELSS

Growth Blend Value

S&P BSE 100 Nifty 500

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS,READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

About Our Equity Investment Team

2

Vetri SubramaniamHead Equity & Fund Manager

Collective Work

Experience of

Investment Team

Over 260 Years

Average Work

Experience of

Fund Managers

Over 21 Years

Average Work

Experience of

Analysts

Over 10 Years

Sanjay DongreFund Manager

Swati Kulkarni, CFAFund Manager

Ajay Tyagi, CFAFund Manager

Sachin Trivedi, CFAHead of Research &Fund Manager

Amit Premchandani, CFAFund ManagerBanks, NBFCs, Cement

Kamal Gada, CFAFund ManagerOverseas InvestmentEnergy, Fertilizer, Media,Chemicals, Pharma

Vishal Chopda, CFAFund ManagerFMCG, QSR, Retail, Consumer Durable, Telecom

Parag Chavan, CFAResearch Analyst

Metals & Mining, Utilities, Building Materials, Sugar, Healthcare, Hotels

Preethi R SResearch AnalystAuto Ancillaries,Insurance, HFC & NBFCs

Sharwan Goyal, CFA Fund Manager

Deepesh AgarwalResearch AnalystCapital Goods, TextilesInfra - Construction

V SrivatsaFund Manager

Rajeev Kumar

GuptaFund Manager

Akash ShahResearch Associate

Ayush

HarbhajankaResearch Associate

Nitin JainResearch AnalystIT, Internet Sector,Oil & Gas

Ankit AgarwalFund Manager

FMCG – Fast-Moving Consumer Goods; QSR – Quick Service Restaurants; IT – Information Technology; HFC – Housing Finance Company; NBFC – Non-banking Finance Company

What are your Investment Objectives?

CAN I ALSO

SAVE TAXUPTO

` 46,800/-*

*As per the prevailing tax laws for FY 2020, eligible investors (Individual/ HUF) are entitled to deduction from their gross total income, of the amount invested in

equity linked saving scheme (ELSS) upto ` 1,50,000/- (along with other prescribed investments) under Section 80C of the Income Tax Act, 1961. Tax savings of

` 46,800/- shown above is calculated for the highest income tax slab. Tax benefits are subject to the provisions of the Income Tax Act, 1961 and are subject

to amendments, from time to time.3

Wealth

Creation

Income

Generation

Life

InsuranceLiquidity /

Emergency

How much TAX do you SAVE?

Income estimates for an individual less than 60 years of age. The above simulation is for illustration purpose only. As per the present tax laws, eligible investors(individual/ HUF) are entitled to deduction from their gross total income, of the amount invested in equity linked saving scheme (ELSS) upto `1,50,000/- (alongwith

other prescribed investments) under Section 80C of the Income Tax Act, 1961. Tax benefits are subject to the provisions of the Income Tax Act, 1961 and are

subject to amendments, from time to time.

Illustration on Investments across Tax Slab

Assumed Income Tax Rate - 30%Tax RebateNot Availed

(`)

Tax RebateAvailed

(`)

Gross Income 15,00,000 15,00,000

Investment in UTI LTEF (Tax Saving)Tax Rebate under Sec 80C of IT Act, 1961

- 1,50,000

Net Taxable Income 15,00,000 13,50,000

Net Tax Liability 2,62,500 2,17,500

Health & Education Cess @ 4% 10,500 8,700

Total Tax Liability 2,73,000 2,26,200

Tax Saved Nil 46,800

Save up to

` 46,800/-per annum by investing under Section 80C of the

Income Tax Act, 1961

4

Multiple Options: Under Section 80C of Income Tax Act, 1961

PPF- Public Provident Fund, EPF- Employees Provident Fund, VPF - Voluntary Provident Fund,

NSC - National Savings Certificate, Tax Saving Bank FDs – Tax Saving Bank Fixed Deposits

Equity Linked Savings

Schemes (ELSS)

USE THE RIGHT DOOR TO MEET YOUR FINANCIAL GOAL!

Wealth Creation +

Tax Saving

EQUITY FIXED INCOME OTHERS

PPF/EPF/VPF/NSC

Tax Saving Bank FDs,

PO Time Deposits,

Senior Citizen Savings

Income +

Tax Saving

Insurance & Pension Plans

(by MFs & Insurance Co.)

Life Cover,

Retirement etc,FOCUS

PRODUCT

5

How does it compare with other tax saving options?

Tax Saving optionsMinimum

Investment

Amount (Rs.)

Tenure / Lock in

period

Interest / Return

SIP Facility Maturity Amount Taxability

Equity Linked Savings Scheme (ELSS)

500/- 3 YearsMarket linked *

YesDividends & Long Term

Capital gains are tax free, subject to STT

Public Provident Fund (PPF)

500/- 15 Years** Fixed# Not available

Interest accrued is Tax-free

Tax-Saving Term Deposit withScheduled Banks

100/- 5 Years FixedNot

available

Interest is added to income and Taxed

accordingly

Infrastructure Bonds 5,000/- 3-10 Years FixedNot

available


accordingly

National Savings Certificate (NSC)

100/- 5 Years Fixed# Not available


accordingly##

* Market linked – Returns are subject to market risk.

** Premature withdrawal under PPF is available from 7th financial year. However, the full amount can be withdrawn after 15 years.# Reviewed periodically. ## The interest portion reinvested is also eligible for tax rebate u/s 80C of IT Act, 1961

Tax benefits are subject to the provisions of the Income Tax Act, 1961 and are subject to amendments, from time to time.

For more information on the tax provisions, please refer to prevailing IT laws .

SIP – Systematic Investment Plan, STT - Security Transaction Tax6

ELSS – A tax-efficient Multicap tool to optimize your portfolio

ELSS

Tax benefits underSection 80C

Only 3 years lock-in period

Benefit on Long term capital gains

High Return potential*

SIP Facility

* Subject to market risk.

**Tax free dividends as per the prevailing tax laws, pursuant to payment of dividend/issue of Bonus units, the NAV of the respective

options of the Schemes would fall to the extent of payout and statutory levy (if applicable)

ELSS – Equity Linked Saving Scheme, SIP – Systematic Investment Plan

Tax benefits u/s 80C under the Income Tax Act, 1961, exemptions are subject to prevailing tax laws 7

Holding equity investments over time reduces the downside risk

Rolling Returns with daily frequency of S&P BSE Sensex at different time frame as illustrated above (Data: January 1, 1981 to March 31, 2019).

CAGR – Compounded Annual Growth Rate. Source: MFI Explorer

Long term investment reduces the probability of negative returns

267%

In P

erc

en

tag

e

AverageReturns

Rolling returns of S&P BSE Sensex

8

-56%

-19%

-8%-3%

5%

7% 8%

83%

55%

35%26%

22% 20%19% 16% 16% 16%

15% 14% 15%

-60%

-40%

-20%

0%

20%

40%

60%

80%

100%

1 Year 3 Years 5 Years 10 Years 15 Years 20 Years 25 Years

Lowest Returns Highest Returns Average Returns

29% 13% 9% 1% 0% 0%

Rolling Returns

Probability of Negative

Returns0%

Product Positioning

Return Level

Ris

k L

ev

el

Arbitrage Fund

Aggressive Hybrid Fund

Large Cap Fund

Large & Mid Cap Fund

Multi Cap Fund (with Tax Benefits*)

Dividend Yield Fund

Multi Asset Fund

Mid Cap Fund

Thematic Fund

Sector Fund

UTI Long Term

Equity Fund

(Tax Saving)

9

*As per the prevailing tax laws for FY 2020, eligible investors (Individual/ HUF) are entitled to deduction from their gross total income, of the amount invested in

equity linked saving scheme (ELSS) upto ` 1,50,000/- (along with other prescribed investments) under Section 80C of the Income Tax Act, 1961. Tax savings of

` 46,800/- shown above is calculated for the highest income tax slab. Tax benefits are subject to the provisions of the Income Tax Act, 1961 and are subject

to amendments, from time to time.

Not more than 9.5% in a given stock and

not more than 50% in the top 10 stocks

10% of the portfolio

Not more than 7% of company’s equity .

Cash Limit

Cap Exposure

Company Exposure

Stock Weights

Sector Weights

35% or Benchmark plus 12%

(Whichever is Lower)

Fund Digest

An Equity Linked Saving Scheme (ELSS) provides a

dual benefit of sound return potential by investing in

equity securities and also avail tax exemptions.

ELSS also offers shortest lock-in period compared to

the traditional tax savings avenues (statutory lock-in

period of 3 years).

The lock-in period minimises the risk of market

volatility in the short term, thus ensures the focus on

wealth creation over long periods.

The Fund attempts to invest in businesses having

healthy return ratios, cash flows and sound

management, with an aim to provide superior risk

adjusted return.

The Fund has a flexibility to position itself actively

across the market cap spectrum

Investment Framework

Above limits are internal prudential norms

Healthy balance between

Large caps (65%-55%) & Mid/Small caps

10Tax benefits are subject to the provisions of the Income Tax Act, 1961 and are subject to amendments, from time to time.

UTI Long Term Equity Fund (Tax Saving) – Fund Facts

An open ended equity linked

saving scheme with a statutory

lock in of 3 years and tax benefit

Type of scheme

15th December, 1999

Fund Inception

Fund Manager

Nifty 500

Benchmark

` 500/- and in multiples of `500/-

Subsequent min. investment,`500/- and in multiples of `500/-

Minimum Investment

Mr. Vetri Subramaniam, B. Com., PGDM

(Managing since Sep 2017)

Mr. Vishal Chopda, CFA, BE, PGDM

(Managing since Aug 2019)

Investment Objective

The primary objective of the scheme is to invest predominantly

in equity and equity related securities of companies across the

market capitalization spectrum. Securities shall also include

fully/ partly convertible debentures/ bonds.

Asset Allocation

Instruments

Indicative Allocation (% of total assets)

Risk ProfileMinimum

Allocation (%)

Maximum Allocation

(%)

Equity and Equity Related Instruments 80 100

Medium

to High

Money Market

instruments and other

liquid instruments

0 20Low to

Medium

Fund Size:

Monthly Avg. AuM : ` 1,288 Crores

Last Day AuM : ` 1,309 Crores

No. of Unit Folios : 1,72,096

Fund Snapshot

Market Capitalisation (%)

Quantitative Indicators

66

No. of Stocks32.11% / 43.97%

Top 5 / Top10 Stocks

Fund Facts (contd.)

OCF

C1 : 87%

C2 : 13%

C3 : 0%

ROCE

R1 : 55%

R2 : 36%

R3 : 9%

Portfolio Composition#

Fund BM

Beta : 0.97 1.00

SD (3 Years) : 12.54% 12.36%

PTR (Annual) : 44.00% -

Sharpe Ratio : 0.47% -

Fund BM

Large : 65 81

Mid : 25 13

Small : 10 6

Nifty 500UTI Long Term Equity

Fund (Tax Saving)

Active Share : 61.22%

12

Price to

Earnings

Price to

Book

Return on

Equity

Avg. AuM – Average Asset under Management, SD – Standard Deviation, PTR – Portfolio Turnover Ratio, Market cap – Market Capitalisation, ROCE – Return on

Capital Employed. # Operating Cash Flow Tiers (C)- 3 Tiers based on the number of years in which they have generated positive operating cash flows in the previous 5

years (for manufacturing companies). RoCE/ Implied RoE Tiers (R) - 3 Tiers based on the previous 5 year average return on capital (for manufacturing companies &

non-lending non banking finance companies (NBFCs)) & based on the previous 5 year average return on asset for banks & NBFCs (including housing finance

companies). All data are as of December 31, 2019

5.76 4.71

32.37 32.21

17.03 15.97

Portfolio

Equity Top 20 Holdings

STOCK NAME SECTOR % to NAV Act. Wt %

ICICI BANK LTD FINANCIAL SERVICES 8.74 3.84

HDFC BANK LIMITED FINANCIAL SERVICES 8.65 0.91

AXIS BANK LTD. FINANCIAL SERVICES 5.71 3.35

INFOSYS LTD. IT 5.50 1.74

ITC LTD. CONSUMER GOODS 3.51 0.59

INDUSIND BANK FINANCIAL SERVICES 3.05 1.77

GUJARAT GAS LTD ENERGY 2.58 2.52

MUTHOOT FINANCE LTD. FINANCIAL SERVICES 2.22 2.10

BHARTI AIRTEL LTD. TELECOM 2.12 0.90

NTPC LTD. ENERGY 1.89 1.14

MARUTI SUZUKI INDIA LTD. AUTOMOBILE 1.87 0.49

PETRONET LNG LTD. ENERGY 1.81 1.53

ESSEL PROPACK LTD. IND. MANUFACTURING 1.77 1.76

C G CONSUMER. ELEC. CONSUMER GOODS 1.72 1.58

JUBILANT FOODWORKS LTD. CONSUMER GOODS 1.67 1.49

ADITYA BIRLA FASH. & RETAIL CONSUMER GOODS 1.59 1.49

PHOENIX MILLS LTD CONSTRUCTION 1.54 1.47

EICHER MOTORS LTD AUTOMOBILE 1.50 1.06

LARSEN & TOUBRO INFOTECH IT 1.49 1.39

SHREE CEMENT LTD. CEMENT & PRODUCTS 1.48 1.10

Portfolio above shows Top 20 equity holdings under the scheme, for detailed portfolio visit www.utimf.com

Act. Wt % - Active Weight % (as compared to the Benchmark Index – Nifty 500)

Data as of December 31, 2019

Small Cap Holdings

STOCK NAME SECTOR % to NAV

ESSEL PROPACK LTD IND. MANUFACTURING 1.77

SHEELA FOAM LTD. CONSUMER GOODS 0.81

ESCORTS LTD. AUTOMOBILE 0.77

CARBORANDUM UNIVERSAL IND. MANUFACTURING 0.73

MULTI COMM. EXC. OF INDIA FINANCIAL SERVICES 0.72

TUBE INVESTMENTS OF INDIA AUTOMOBILE 0.70

VARDHMAN TEXTILES LTD. TEXTILES 0.62

EQUITAS HOLDINGS LTD FINANCIAL SERVICES 0.56

JYOTHY LABS LTD. CONSUMER GOODS 0.55

CHALET HOTELS LTD SERVICES 0.54

CERA SANITARYWARE LTD. CONSTRUCTION 0.51

HERITAGE FOODS LTD. CONSUMER GOODS 0.50

CHAMBAL FERT. & CHEM. LTD FERTILISERS & PESTICIDES 0.39

WONDERLA HOLIDAYS LTD SERVICES 0.32

VOLTAMP TRANSFORMERS LTD. IND. MANUFACTURING 0.31

KNR CONSTRUCTIONS LTD CONSTRUCTION 0.26

13

http://www.utimf.com/

Portfolio Snapshot

Sectoral Breakdown (%)(As compared to Benchmark)


Active Stock Position(As compared to Benchmark)

Overweight (Top 5)

Underweight (Top 5)

STOCK NAME SECTOR% to

NAV

Act. Wt

%

ICICI BANK LTD FINANCIAL SERVICES 8.74 3.84

AXIS BANK LTD. FINANCIAL SERVICES 5.71 3.35

GUJARAT GAS LTD ENERGY 2.58 2.52

MUTHOOT FINANCE LTD. FINANCIAL SERVICES 2.22 2.10

INDUSIND BANK FINANCIAL SERVICES 3.05 1.77

STOCK NAME SECTOR% to

NAV

Act. Wt

%

RELIANCE INDUSTRIES LTD. ENERGY - 6.88

HDFC LTD. FINANCIAL SERVICES - 5.85

TATA CONS. SERVICES IT - 3.19

KOTAK MAHINDRA BANK FINANCIAL SERVICES - 3.17

LARSEN & TOUBRO LTD. CONSTRUCTION - 2.25

14

Active Weight

1

2

2

2

2

3

3

3

5

7

9

11

14

34

0

0

1

-1

0

1

1

0

1

1

-1

-1

0

-3

0 10 20 30 40 50 60

TEXTILES

SERVICES

FERTILISERS & PESTICIDES

METALS

TELECOM

CEMENT & CEMENT PRODUCTS

INDUSTRIAL MANUFACTURING

CONSTRUCTION

PHARMA

AUTOMOBILE

IT

ENERGY

CONSUMER GOODS

FINANCIAL SERVICES

UTI Long Term Equity Fund ( Tax Saving )

Portfolio Snippets

Portfolio Commentary

Major Portfolio Changes (over the previous quarter)

• HDFC Bank Ltd.• Petronet LNG Ltd.• Torrent Power Ltd.

Increase in Allocation(Top 3 Stocks)

Decrease in Allocation(Top 3 Stocks)

• Financial Services• IT• Consumer Goods

Increase in Allocation(Top 3 Sectors)

Decrease in Allocation

• Essel Propack Ltd.• Bajaj Finance Ltd.• Jyothi Labs Ltd.• Cera Sanitaryware Ltd.• Heritage Foods Ltd.

Stocks Entered(Top 5 Stocks)

• Reliance Industries Ltd.• Siemens India Ltd.• Acc Ltd.• Trent Ltd.• Cipla Ltd.

Stocks Exited(Top 5 Stocks)

• Vedanta Ltd.• Equitas Holdings Ltd.• Maruti Suzuki India Ltd.

• Cement Products• Automobiles• Metals

15

OW – Over Weight, UW – Under Weight, NCLT - National Company Law Tribunal, QSR – Quick Service Restaurant,

IT – Information Technology, PV – Passenger Vehicle, 2W – 2 Wheelers, CV – Commercial Vehicle


Fund is OW private sector banks and UW public sector banks. Fund expects credit

costs to normalize going ahead with large slippages behind us and resolution of

few NCLT cases. Structural trend of market share shift from public sector banks to

private sector banks is expected to continue and can accelerate in near term as

some of the public sector banks will be occupied with managing the mergers.

Fund is OW consumer discretionary and UW consumer staples. The sector,

especially staples, has seen slowdown in growth led by weakness in rural demand.

Small ticket discretionary purchases (QSR, Apparel, Multiplexes) have not seen any

material slowdown due to combination of low penetration levels and exposure

largely to urban India.

Fund is OW gas companies and UW petchem and refining. Fund remains positive

on increasing gas penetration in India led by regulatory support. Petchem and

refining segment is currently going through cyclical downturn led by global

demand supply mismatch.

Long term growth outlook for the IT sector remains positive but there are near term

headwinds in banking and retail verticals. Sector has seen margin decline over the

last few years and the fund expects margins to remain stable over near term.

Auto sector has gone through sharp downturn with all sub sectors (PV, 2W, CV,

Tractor) seeing volume decline which is sharpest in many years. Fund expects

recovery in sector gradually as manufacturers transition from BS4 to BS6 technology.

Fund has a mix of PV, 2W, Tractor, B2C ancillaries and B2B ancillaries in the portfolio.

-56%

-12%-2%

6%

90%

43%

19% 16%

-70%

-50%

-30%

-10%

10%

30%

50%

70%

90%

1 Year 3 Years 5 Years 10 Years

Lowest Highest Median

Rolling Return Analysis

16

Rolling Returns with daily frequency of UTI Long Term Equity Fund (Tax Saving) at different time frame as mentioned above.

CAGR – Compounded Annual Growth Rate. Data period: December 1, 2009 to December 31, 2019. Different plans have a different expense

structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future.

Rolling Returns of UTI Long Term Equity Fund (Tax Saving) – 10 Years Period

Median Rolling Returns(CAGR)

11% 10% 10%12%

Probability of

-ve Returns

Over 8%

24% 9% 3%

57% 58% 73%

0%

86%


The above value is calculated on the basis of the return from growth option of the scheme. Past performance may or may not be sustained in

future. CAGR - Compounded Annualized Growth Rate. Inception of UTI Long Term Equity Fund (Tax Saving) : December 15th, 1999

One time investment of ` 10,000/- made at the time of launch of the Scheme i.e., December 15, 1999

Total Value of investment under UTI LTEF (Tax Saving) – ` 1,44,949/- as against ` 1,22,382/- under Nifty 500 TRI as on 31/12/2019

` 10,000 Invested at Inception: UTI Long Term Equity Fund (Tax Saving) Vs Nifty 500 TRI

Performance Track Record

17

UTI Long Term Equity Fund (Tax Saving) Performance Vs Benchmark as of 31/12/2019

Period

Fund Performance Vs Benchmark Growth of ` 10,000/-

NAV (%)

Nifty 500 TRI (%)

Nifty 50 TRI(%)

NAV (`)

Nifty 500 TRI (`)

Nifty 50 TRI(`)

1 Year 10.35 8.97 13.48 11,035 10,897 11,348

3 Years 11.17 13.65 15.65 13,739 14,679 15,468

5 Years 7.80 9.11 9.38 14,561 15,468 15,660

Since Inception 14.26 13.30 12.95 1,44,949 1,22,382 1,15,018

Performance of other funds managed by the Fund Managers (as of 31/12/2019)

18

Performance of other open-ended schemes managed by the Fund Manager Mr. Vishal Chopda

SchemeInception

Date

Managing the

Fund SinceBenchmark

1 Year (%) 3 Years (%) 5 Years (%)

Fund Benchmark Fund Benchmark Fund Benchmark

UTI India Consumer Fund 30-Jul-07 Aug-19Nifty India

Consumption5.78 0.55 11.03 13.43 6.75 9.43

a. Mr. Vishal Chopda manages 4 open-ended schemes of UTI Mutual Funds. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement.c. Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan).

Performance of other open-ended schemes managed by the Fund Manager Mr. Vetri Subramaniam

SchemeInception

Date

Managing the

Fund SinceBenchmark



UTI Value Opportunities Fund(along with Mr. Amit Premchandani)

20-Jul-05 Feb-17 Nifty 500 TRI 10.40 8.97 11.61 13.65 6.05 9.11

a. Mr. Vetri Subramaniam manages 4 open-ended schemes of UTI Mutual Fund. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement.c. Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan).

Performance of other open-ended schemes managed by both Mr. Vetri Subramaniam & Mr. Vishal Chopda

SchemeInception

Date

Managing the

Fund SinceBenchmark



UTI CCF – Savings Plan 12-Jul-93 Aug-19

CRISIL Short Term

Debt Hybrid 60+40

Fund Index

3.20 10.03 5.64 10.38 6.78 8.94

UTI CCF – Investment Plan 30-Jan-08 Aug-19 Nifty 500 TRI 6.89 8.97 12.25 13.65 8.00 9.11

Why Invest in UTI Long Term Equity Fund (Tax Saving)?

Tax Advantage*

Investment of up to Rs. 1.50 lakh in the scheme is eligible for tax benefits under sec 80C of theIncome Tax Act 1961

Performance Track Record

Over 20 years of performance track record across market cycles

Active Portfolio Management

Scheme follows a well defined investment criteria that limits excessive concentration at sectorand stock level

Dividend Track Record#

Fund has given a total of 374.50% (cumulative) dividends since 2001

* Tax benefits u/s 80C under the Income Tax Act, 1961/ exemptions are subject to prevailing tax laws

# Pursuant to payment of dividend, the NAV of the respective options of the schemes would fall to the extent of payout and statutory levy (if

applicable). Distribution of dividend is subject to trustee’s approval and availability of distributable surplus. Data as on December 31, 2019 19

Thank YouThe information contained in this document is for general purposes only and is not an offer to sell or a solicitation to buy/ sell any mutual fund units /

securities. The information / data here in alone are not sufficient and should not be used for the development or implementation of an investment

strategy. The same should not be construed as investment advice to any party.

REGISTERED OFFICE: UTI Tower, ‘Gn’ Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051. Phone: 022 – 66786666. UTI Asset Management Company

Ltd (Investment Manager for UTI Mutual Fund) Email: [email protected] . (CIN-U65991MH2002PLC137867). For more information, please contact the nearest

UTI Financial Centre or your AMFI/NISM certified UTI Mutual Fund Independent Financial Advisor (IFA) for a copy of the Statement of Additional

Information, Scheme Information Document and Key Information Memorandum cum Application Form.

Disclaimers: The information on this document is provided for information purposes only. It does not constitute any offer, recommendation or solicitation

to any person to enter into any transaction or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future

movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration. Users of this

document should seek advice regarding the appropriateness of investing in any securities, financial instruments or investment strategies referred to on

this document and should understand that statements regarding future prospects may not be realized. The recipient of this material is solely responsible

for any action taken based on this material. Opinions, projections and estimates are subject to change without notice.

UTI AMC Ltd is not an investment adviser, and is not purporting to provide you with investment, legal or tax advice. UTI AMC Ltd or UTI Mutual Fund

(acting through UTI Trustee Company Pvt. Ltd) accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including

special, incidental or consequential loss or damage) from your use of this document, howsoever arising, and including any loss, damage or expense

arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this document, its contents or associated services, or due

to any unavailability of the document or any part thereof or any contents or associated services.

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

uti long term equity fund (tax saving)

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