UTI Corporate Presentation

UTI Mutual Fund | Private and Confidential |March, 2017

Key Highlights

UTI’s Pedigree – Formation of UTI AMC, Shareholding

Pattern, Structure and key profiles

UTI’s Products and Assets Under Management

UTI’s Processes (Fund Management, Research, Risk Management,

Investor Services)

UTI’s Distribution Reach

UTI’s Initiatives

Key Highlights

UTI’s Pedigree – Formation of UTI AMC, Shareholding Pattern,

Structure and key profiles

UTI’s Products and Assets Under Management

UTI’s Processes (Fund Management, Research, Risk

Management, Investor Services)

UTI’s Distribution Reach

UTI’s Initiatives

Key Highlights

• UTI AMC traces its roots to the Unit Trust of India

• UTI Mutual Fund (MF) is the oldest and one of the leading MFs in terms of Assets Under Management (AUM) in India

• Sponsored by four top Financial Institutions – State Bank of India (SBI), Life Insurance Corporation of India (LIC), Bank of Baroda (BOB) & Punjab National Bank (PNB). International Partnership with T Rowe Price

• Total AUM of Rs. 3,01,852.94 crores across various Verticals and Subsidiaries*

• Mutual Fund Average AUM of Rs. 1,28,183.00 crores**

• Pan-India presence with 150 financial centers

• Experienced fund management team and a strong in-house research team

• Independent Risk Management function

• Bouquet of Products incl. Specialty products for diverse set of investors

• Range of Offerings through Subsidiaries – Portfolio Management Services (PMS), International funds, Venture Funds, Alternate Assets & Retirement Solutions

• Pioneer in introducing new initiatives like first MF to facilitate transactions through National Stock Exchange (NSE), micro-pension initiative, Unit Linked Insurance Plans & Children’s plan etc.

* As of March 31, 2017 (UTI MF quarterly AAUM considered, rest month end) ** For the quarter ended March 31, 2017

Key Highlights

UTI’s Pedigree – Formation of UTI AMC, Shareholding Pattern,

Structure and key profiles

UTI’s Products and Assets Under Management

UTI’s Processes (Fund Management, Research, Risk Management,

Investor Services)

UTI’s Distribution Reach

UTI’s Initiatives

Formation of UTI AMC*

Erstwhile UTI

Specified Undertaking of UTIUTI Mutual Fund

(All NAV linked schemes)

Sponsors SBI, PNB, BOB, LIC

Trustee Company

Asset Management Co.

US 64 & all assured return schemes of

erstwhile UTI transferred to it

*W.E.F 1st February 2003

Shareholding pattern

Shareholding pattern

18.5

18.5

18.5

18.5

Overview and advantage of T. Rowe Price (Strategic Investor)

Overview

• Independent investment management firm working with institutional and individual investors

• AUM of $861.6 billion (as on March 31,2017)

• Established in 1937 by Thomas Rowe Price, Jr.

• Headquartered in Baltimore, Maryland, USA with offices located in 16 countries around the world and 5,999 + Associates

Advantage

• Built on a solid foundation

– Organizational stability and a long-term orientation contribute to the business approach

• Disciplined by design

– Investment approach through Fundamental, bottom – up research

• Informed by multiple perspectives

– Effective idea generation for client portfolios by Integrating individual perspective of diverse professionals

• Sharing a common focus

– Associates are committed to excellence in service and guidance and to putting client interests first

T Rowe Price , 26%

Bank of Baroda (BOB), 18.24%

Punjab National Bank (PNB), 18.24%

Life Insurance Corporation of India

(LIC), 18.24%

Employees & Others , 1.04% State Bank of India

(SBI), 18.24%

Structure

Directors:

Mr. Ashok K. Kini, Chairman

Prof. P. G. Apte

Mr. S. Ravi

Mr. C E S Azariah

Mr. A Ramesh Kumar

Mr. Suhail Nathani

SPONSORSState Bank of India

Life Insurance Corporation of IndiaBank of Baroda

Punjab National Bank

UTI Trustee Co. Pvt. Ltd. UTI Asset Management Co. Ltd.

Directors:

Mr. Leo Puri, Managing Director

Mr. James Sellers Riepe

Mr. Flemming Madsen

Mr. P.N. Venkatachalam

Mr. M.V. Suryanarayana

Mr. Sachit Jain

Mr. Sumit Bose

Mrs. Uttara Dasgupta

Mr. N Seshadri

UTI AMC Structure

Support Services to SUUTI

Investment Manager to UTI Mutual Fund

Investment Manager to Offshore Funds

Portfolio Management Services

Manager for International (Offshore) Funds

Manager for Venture Funds

Manager for Pension Funds

UTI AMC Ltd.

UTI International Ltd.

UTI Venture Fund Management Co. Ltd.

UTI Retirement Solutions Ltd.

UTI Capital Pvt. Ltd. Manager for Private Equity Funds

100% Subsidiaries

Organizational Structure of UTI AMC

Discussed next

Group PresidentHead, Equity

Research

Group PresidentHead, Fixed

Income

Fund Mgmt.

Dealing

Head, Compliance &

Risk Mgmt.

Compliance

Risk Management

Head, Legal

Legal

Vigilance

Human Resources

Head, Investor Service

Company Secretary

Head, PMS

Subsidiaries

Fund Accounts

AMC Accounts

Administration

Information Technology

Sales Channels

Marketing

Products

Group President(CFO)

Group President(Sales & Mktg)

Internal Audit

MD

CEO, UTI Capital

CEO, UTI Ventures

CEO, UTI Retirement Solutions

CEO, UTI International

Dealing

Fund Mgmt.

Research

Operating Risk

• 24+ years experience with UTI AMC in various capacities

• Previously worked with Aaina Exports Ltd. as a production coordinator and at Stenay Ltd. as a

Quality Control Inspector

• Completed MBA from FMS, Delhi and graduation from St. Stephens College, Delhi

• 30+ years experience working across UK, US and Asia

• Previously held positions of Director, McKinsey & Company and Managing Director, Warburg Pincus

– Advised leading financial institutions, conglomerates and investment institutions in strategy and

operational issues at McKinsey. Additionally, contributed to development of knowledge and

public policy through advice to regulators and government officials

– Led and managed investments across industries in India at Warburg Pincus. Also contributed to

financial services investments in the international portfolio as a member of the global

partnership

• Holds a Masters degree in P.P.E. from University of Oxford, and a Masters degree in Law from

University of Cambridge

• Has held non-executive board positions at Infosys, Bennett Coleman & Co., Max New York Life and

Max Bupa Health Insurance

Leo Puri,

Managing

Director

Amandeep

Chopra, Head –

Fixed Income

Key profiles

Key Highlights

UTI’s Pedigree – Formation of UTI AMC, Shareholding Pattern,

Structure and key profiles

UTI’s Products and Assets Under Management

UTI’s Processes (Fund Management, Research, Risk Management,

Investor Services)

UTI’s Distribution Reach

UTI’s Initiatives

Bouquet of schemes to take care of all the financial needs at different Stages of the Life Cycle

One Stop Fund House of Opportunities

Earning Years

Age – 22 years Age – 60 years

Marriage

Child’s birth

Child’s

Education

Child’s Wedding

Housing

38 yrs22 yrs

Education

Stage IIStage I Stage III

10-20 yrs

Post Retirement Years

• 219 domestic schemes /

Plans (as of 31st March

,2017) under various

Fund Categories like

– Equity Funds

– Index Funds

– Balanced Funds

– Income Funds

– Liquid Funds

– Interval Funds

• Schemes catering to the

whole gamut of

investment needs

Different types of products

UTI MF Products

Equity

Index Funds

Thematic & Sectoral

Diversified

Hybrid Debt

Pure Debt

Income

G-Sec

Retail Institutional

Provident Fund

Liquid

Cash Short Term

UTI Mutual Fund Products

Assets Under Management across UTI Group

* UTI MF AUM is quarterly Avg. AUM as of March, 2017. For detailed disclosure on bifurcation of the AUM into debt / equity / balanced, etc, and the percentage of AUM by geography (i.e. top 5 cities, next 10 cities, next 20 cities, next 75 cities and others) of the Fund, please refer to the website www.utimf.com. Other AUM is as of month end Matrch 31st , 2017 Source: UTI AMC, AMFI India

UTI Mutual Fund has a market share of 7.48% (as on quarter ended 31st March, 2017)

128,183.00

99,215.29

474.02

52,043.15

184.0021,753.48

301,852.94

UTI MF Schemes PMS UTI Capital UTI RSL UTI VentureFunds

UTI International Total

AuM split*

Rs crores, as of 31th March 2017

Key Highlights

UTI’s Pedigree – Formation of UTI AMC, Shareholding Pattern,

Structure and key profiles

UTI’s Products and Assets Under Management

UTI’s Processes (Fund Management, Research, Risk Management,

Investor Services)

UTI’s Distribution Reach

UTI’s Initiatives

Fund Management Structure

Control

Fund

Accounting

Execution

Decision

Making

Advisory

▪ Internal &

External Audit

team, Regular

Compliance

Check,

Dedicated Risk

Management

Team

▪ Accounting,

Valuation & Net

Asset Value (NAV)

▪ Corporate Actions,

Follow-up &

Recovery

▪ Equity Research

▪ Debt & Macro

Research

▪ Equity Dealers, Money

Market Dealers

▪ Debt Dealers &

Primary Market

Dealers

▪ Headed by : Equity

Head & Fixed

Income Head +

Fund Managers

Fund Management Process

• Keeping investors well informed

Reinforced investment processes• Rationalized equity fund portfolio• Focus fund approach• Strong processes related to investment

universe

• Monthly performance reporting system

• Benchmark compensation structure

• Effective fund management team• Constantly augmenting skills to adapt to the

evolving dynamic environment

Fund Management

Investment process

1

Performance tracking & incentives

2

Structure and

capabilities

4

Communica-tion plan

3

Fund Management and Research Resources

• UTI MF has an experienced Investment Management Team led by Head of Equity (HOE) and Head of Fixed Income (HOFI)

• 15 member Equity Team comprising of HOE, Fund Managers & Research Analysts

• 8 member Fixed Income Team comprising of HOFI, Fund Managers & Analysts

• Strong in-house Research Team with expertise in Equities and Fixed Income research to track, research and evaluate macro economic indicators as well as sectors / companies

• Allocation of work on sectoral basis for the Research Team

• Recruited from leading Business Schools & lateral recruits with years of research experience

• Independent Risk Management team covering Credit Risk, Liquidity Risk and Market Risk

• Separate Dealers for Equity and Fixed Income

Investor Services

• Running the largest MF Investor Education programme – Swatantra

• Paperless Online investing even for New Investors

• Investors can also Purchase, Redeem & Switch through SMS

• B2B App called UTI Buddy for Distributors

• Facilities like Real Time Gross Settlement (RTGS), National Electronic Fund Transfer (NEFT),

National Automated Clearing House (NACH) and Direct Credit

• Online Login for Corporate Investors to view and download Statement of Account (SoA)

anytime through website

• Transactions through Emails and Fax for Corporate Clients

• Mobile Enabled Services – NAV & Scheme information on mobile phones.

• Contact Center – Inbound contact center catering to customers 24x7

• Monthly disclosure of Portfolio

• Investor communication through UTI Equity Watch, UTI Treasury Watch, UTI Advantage &

Wealth Wise.

• Regional Language SoA

• A feature content rich website – www.utimf.com

Key Highlights

UTI’s Pedigree – Formation of UTI AMC, Shareholding Pattern,

Structure and key profiles

UTI’s Products and Assets Under Management

UTI’s Processes (Fund Management, Research, Risk Management,

Investor Services)

UTI’s Distribution Reach

UTI’s Initiatives

Retail Presence

Geographic presence

Number

15Regions

150UTI Financial Centres

390BDAs* and CAs**

473Cities having direct

presence

558Districts covered

(out of 611)

40,000+AMFI certified agents

▪ International Offices at London, Dubai and Singapore through UTI International▪ PSU Banks, Private Banks, leading distribution houses and India Post marketing UTI MF Products

across the country

Metric

*BDA – Business Development Associate, *CA – Chief Agents

Key Highlights

UTI’s Pedigree – Formation of UTI AMC, Shareholding Pattern,

Structure and key profiles

UTI’s Products and Assets Under Management

UTI’s Processes (Fund Management, Research, Risk Management,

Investor Services)

UTI’s Distribution Reach

UTI’s Initiatives

UTI MF has been a pioneer in introducing

new initiatives

UTI Mutual Fund – Pioneer in introducing new initiatives

Transactions through NSE

• Single statement of holdings under secondary market transaction and also Mutual Fund transaction held under same DP ID/client ID

• Paperless transaction: Holding in dematmode

• Reach through NSE terminals at more than 1,400 locations

• Separate Know Your Customer (KYC) is not required

• Single window for Mutual Fund units as well as secondary market transactions

• Investing in Mutual Fund units becomes as simple as investing in secondary market through demat mode

• First to facilitate transactions through NSE (Launched in November 2009)

• Micro-pension initiative (launched in 2006) through UTI Retirement Benefit Pension Fund

• UTI Unit Linked Insurance Plan (ULIP) with Life and Accident cover (Launched in 1971).

• UTI Children’s Career Plan enabling financial planning specifically for Child’s future (Launched in 1993).

• India’s First Offshore Fund - India Fund (Launched in 1986).

• India’s First True Mutual Fund scheme –UTI Master share (Launched in 1986)

Social Initiatives

• Scheme for Overseas Indian Workers in collaboration with Ministry of Overseas

Indian Affairs

• Teachers Pension Yojana for teachers in Bihar in association with the

Government of Bihar

• Micro Pension initiative for unorganized Sector workers with SEWA Bank,

COMPFED, SHEPHERD, MAANDESHI

• Mukhyamantri Kanya Suraksha Yojna with Government of Bihar

• Mukhyamantri Balika Sambal Yojana with Government of Rajasthan

• Launched ‘CanServe’ initiative with St. Jude India Child Care wherein investors

can donate their Dividends / Capital appreciation to destitute for their medical

aid for treatment of Cancer

Thank You

REGISTERED OFFICE:

Registered Office: UTI Tower, 'Gn' Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051. Phone: 022 – 66786666.

UTI Asset Management Company Ltd. (Investment Manager for UTI Mutual Fund) E-mail: invest@uti.co.in,

(CIN-U65991 MH2002GOI137867).

Mutual Fund investments are subject to market risks, read all scheme related documents carefully