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Survey Research Center University of Michig

1986 SURVEY OF CONSUMER FINANCES

GENERAL CODING INSTRUCTIONS

1. Rounding rules: For ages, round fractional years down. For other ranges,

code the midpoint, rounding to the odd if necessary.

2. -PER" time period code: Code "DK" a s 9 ; c o d e 8 is used for NO REGULAR _

PAYMENTS.

3. For all Dollar fields except Income (J1,3,5), use code 9 999 997 for an answe

by R referring to a small but unspecified amount (for example, 'just a krt”;

"only a little"; "not very much".

4. When coding Dates, if R gives a season reference, but can't give exact month,

use the following convention:

"Winter" = 02

"Spring" = 05

"Summer" = 08

“Fall” = 11



SR C



Survey esearch e n t e r University f Michi

1986 SURVEY F CONSUMER FINANCES

(Facesheet; 0 - A7a)

VAR #

1 CASE ID 86

1001 - 4000 1986 Interview ases

5001 - 8000 1986Non-interview ases

0000 Inap: on-reinterviewample ases

COVERSHEET D 86

Five digits. First digit is same as SAMPLE YPE (see

V4). Last four digits are the 1983 CF Case ID for

this respondent.

1983 ID

l- 5000

SAMPLE YPE

1. Cross-section espondent

2. High Income espondent

3. Cross-section over-out

4. High income over-out

5. Cross-section ot selected or Leinterview

6. Cross-section xcludd from reinterview ample

CS RESPONDENT EX

1. Male2. Female

0 . Inap.



4 SR C

6

7

8

9

CS RESPONDENT AGE

15 - 95 Years

99 NA

0 0 I n a p .

cs SPOUSE SEX

1. Male

2 . F e m a l e

0 . I n a P

CS SPOUSE AGE

17 - 9 s y e a r s

9 9 N A

0 0 I n a p .

S P O U S EC O M P A R I S O N3//86

1 . S p o u s e f r o m 1 9 8 3 l i s t e d on c w e r s h e e t l a b e l ;s p o u s e l is t e d i n 1 9 8 6 h o u s e h o ld l is t i n g .

-. S p o u s e f r o m 1 9 8 3 l is t e d o n c w e r s h e e t l a b e l;n o s p o u s e l is t e d i n 1 9 86 h o u s e h o ld l is t i n g .

3 . N o s p o u s e fr a a 1 9 8 3 l is t e d o n c ov e r s h e e t

l abe l ; spous e l i s t& in 1966 hou seh o ld l i s t i ng .

4. No s p o u s e f r o m 1 9 83 l is t e d o n c w e r s h e e t

l abe l ; no spouse l is t ed in 1966 hou seh o ld l i s t i ng .

0. IMP



SRC

VAR *

1 0

11

12

13

SAME SPOUSE?

If spouse resent in both 1983 and 1986 (see V9), is

this the same person?

1. YES

5. NO

0 . Inap

MOVER-OUT AMPLE YPE 86

1. Cross Section over-Out, omplete nterview

2. High Income over-Out, omplete nterview

3. Cross Section over-Out, o Interview

4. High Income over-Out, o Interview

0 . Inap: o mover-out

M O V E R - O U T LINK 1983 ID

1983 CF Case ID for this mover out. (Not all mover-outs ave interviews n 1986; see Vll.)

l- 5000 1983 CASE ID

0 . IMP

MOVER-OUT FORM #

# assigned or field office or each mover-out ho did

not give an interview n 1986.

l- 4000

0. InaP



6 SRC

VAR #

14

15

16

17

18

19

MOVER-OUT ESULT CODE

1. Mover-out as found and completed nterview

5. Mover-out as found but refused nterview

75. Mover-out as not found

77. Mover-out as deceased or institutionalized

0 . Inap

INTERVIEWER D 86

# of interviewer ho completed nterview

._I-1. - 903

,?V.IMP

DATE INTERVIEW EGAN--MONTH

6-9

0. 1-p

DATE INTERVIEW EGAN--DAY

1 - 31

0. IMP

DATE INTERVIEW NDED--Mom

6-9

0. IM P

DATE INTERVIEW NDED--DAY

1 - 31

0. IMP



S R C 7

VAR #

20

21

22

23 EDIT LENGTH

DATE XNT TIME OF DAY

Time when last call was made.

1. Weekdays 9:oo am - 12:59 m

2. Weekdays 1:00 pm - 5:59 pm

3. Weekdays 6:00pm - 12:OO idnight

4. Saturdays O:OO m - 5:59 pm

5. Saturdays 6:00pm - 12:OO idnight

6. Sundays 12:OO oon - 5:59 pm

7. Sundays 6:00pm - 12:OO idnight

9. U A

0. InaP

IRT RESULT ODE

1.

5.

50.

75,

77.

78.

79.

80.

90.

95.

Complete nterview

Partial nterview

Found but refused nterview

Could not be located

Deceased r institutionalized

Respondent hysical nability

Language roblem

Overseas ntire study eriod

Household ot selected or reinterview

Household xcluded

.

IRTERVIEWLENGTR

# of minutes t took to do the interview

999. NA

000. InaP

# of minutes t took to edit the interview

999. NA

000. InaP



VAR #

24

25

a

RESIDENCE HANGE

SRC

1. Change in primary esidence ince 1983

5. No change in primary esidence

0 . map.

STATE

1. Alabama

2. Alaska

3. Arizona

4. Arkansas

5. California

6. Connecticut

7. Colorado

8. District f Columbia

9. Delaware

10. Florida

11. Georgia

12. Hawaii

13. Idaho

14. Illinois

15. Indiana

16. Iowa

17. Kansas

ia. Kentucky

19. Louisiana

20. Maine

21. Maryland

22. Massachusetts

23. Michigan

24. Minnesota

25. Mississippi

26. Missouri

27. Montana

28. Nebraska

29. Nevada

30. New Hampshire

31. New Jersey

32. New Mexico33. New York

34. North Carolina

35. North Dakota

36. Ohio

37. Oklahoma

38. Oregon

39. Pennslvania

40. Rhode Island

.



SRC 9

VAR #

26

27

28

29

41. South Carolina

42. South Dakota

43. Tennessee

44. Texas

45. Utah

46. Vermont

47. Virginia48. Washington

49. West Virginia

50. Wisconsin

51. Wyoming

00. Inap, id not move, high income sample

REGION

1. Northeast

2. North entral

3. South

4. West

0 . Inap, id not move, high income sample

STATE FIPS CODE

00. Inap, id not move, high income sample

COUNTY PIPS ODE

000. Inap, id not move, high income ample

ZIP/cow ASSIGNMENT

1. Assignment f FIPS code to major county ithin

the ZIP cod. area.5. No arrlgnumnt-- he entire I P c o d e w a s within a

slnglo ounty

0. IMP, did not move, high income ample



1 0 SRC

VA8 #

91

92

93

94

95

96

83R CROSS SETION OMPOSITE EIGHT

Revised 983 cross section eights.

0. Inap, high income sample, 59 missing ata cases.

83R HIGH INCOME OMPOSITE EIGHT

Revised 983 weights or the high income sample.

0. Inap, cross section ample

83R COMPOSITE EIGHT

Revised 983 composite eights or full sample.

0. Inap, 159 missing ata cases.

86 CROSS SETION OMPOSITE EIGHT (83 BASE)

1986 cross section eights or reinterview ample,

post stratified y 1983 population ounts.

0 . Inap, igh income sample, o reinterview

86 HIGH INCOME OMPOSITE EIGHT (83 BASE)

1986 weights or the high income einterview ample,


0. Inap, cross section ample, o reinterview

86 COMPOSITE EIGHT (83 BASE)

1986 composite eights or full reinterview ample,


0. Inap, no rernterview



11

97

98

99

100

86 CROSS SETION OMPOSITE EIGHT (86 BASE)

1986 cross section eights or reinterview ample,


0. Imp, high income sample, o reinterview

86 HIGH INCOME OMPOSITE EIGHT (86 ASE)

1986 weights or the high income einterview ample,


0. Inap, cross section ample, o reinterview

86 COMPOSITE EIGIIT 86 ASE)

1986 composite eights or full reinterview ample,


0 . InaP, o reinterview

AO. TIME BEGIN SECTION

Hours and minutes, em - 12 midnight n military

time:

8am 0800-0859

9am 0900-0959

10 am 1000-1059

11 am 1100-1159

12 noon 1200-1259

lpm 1300-1359

2pm 1400-1459

3 Pm 1500-1559

rpm 1600-1659

5pm 1700-1759

6pm 1800-1859

7pm 1900-1959

8pm 2000-2059

9pm 2100-2159

10 pm 2200-2259

11 pm 2300-2359

12 midnight 2400

9999. NA

0000. map



12

VAR #

SRC

1 0 1 Al. Not including ny children hat currently ive with

you, do you (or your husband/wife) ave any other

children hat are still living, ncluding hildrenfrom previous arriages nd adopted hildren?

102 Ala. How many children o you' and your husband/wife) ave

that do not live with you at the present ime?

Code # CHILDREN IVING LSEWHERE 01-20)

10 in 104-llll-01.

10 in 105-1111-02.

10 in 106-1111 03.

(0 in 107-1111 04.

10 in 108-lll(-05.

IO in 109-1111 06.

10 in llO-1111-07.

I in 111I

08.

98.

99.

O ne

TWO

Three

Four

Five

Six

Seven

Eight

DK

NA

00. Inap, 5 or 9 in 101



14 SRC

VAR #

114

115

116

117

A2b. What (is her/is is/are their) current

age(s)? - MOTHER

Code age (32-95)

98. DK

99. NA

3 0 . Inap, 1-4 in 112; 4 in 113

A2b. What (is her/is his/are their) current

age(s)? - FATHER

A3. In what month and year were you last (separated/divorced/widowed)? -- MONTH

Code Month (01-12)

98. DK

99. NA

00. Inap, 1, 5 or 9 in 112

A3. In what month and year were you last (separated/

divorced/widowed)?- YEAR

Code Y e a r (1910-1986)

9998. DK

9999. NA

0000. Inap, , 5 or 9 in 112



SRC 13

VAR #

103(#1)

104(#2)

105(#3)

106(#4)

107(#5)

108(#6)109(#7)

110(#8)

lll(t9)

Alb. What (is his or her/are heir) urrent ge(s)?

Code ge (01-95)

01. One year or less

95. Ninety five years or more

96. DK

99. NA

00. Inap, 5 or 9 in 101; no further persons listed

112 A2. Are you currently married, separated, divorced,

widowed or have*you never been married?

/O] 1. MARRIED

I 401-412

113 A2a. Is one or both of your parents till living? (Is that

your anther or ather? )

I I

1 0 in llSl_.

0 in 114 2.

3.

0 in 4.

MOTHER LIVING

FATHER IVING

BOTH LIVING

NO, NEITHER LIVING

DK

NA

Inap, l-4 m 112



16 SRC

VAR #

122(A)

128(B)

134(C)

123(A)

129(B)

135(C)

124(A)

130(B)

136(C)

125(A)

131(B)

137(C)

126(A)

132(B)

138(C)

A6a. In what month and year id your (first/next) marriage

begin? -- MONTH

Code Month (01-12)

98. DK

99. NA

00. Inap, 5 or 9 in 112; 1 in 120; no further

marriages

A6a. In what month and

begin? - YEAR

year did your (first/next)arriage

Code Year (1910-1986)

9998. DK

9999. NA


marriages

A 6 b . In what month and year did that marriage nd? -- MONTH

Use same code as for A6a--MONTH

A6b. In what month and year did that marriage nd? -- YEAR

Use same code as for A6a--YEAR

A6c. Did that marriage nd in divorce r were ou widowed?

3. DIVORCED

4. WIDOWED

9. N A


marriages



SRC 15

VAR #

118

119

A4. In what month and year were o u l a s t ma r r i e d ? - - MONT H

Code Month (01-12)

)I

98. DK

99. NA

00. Inap, 5 or 9 in 112

A4. In what month and year were you last married? - YEAR

Code Year (1910-1986)

9998. DK9999. NA

0000. Inap, 5 or 9 in 112

120 AS. (Is/was> his your first marriage, r (have/had) ou

been married efore?

0 in 121-130 1. FIRST MARRIJLGE

5. MARRIEDBEFORE

9. NA

0. Inap, 5 or 9 in 112

121

,

A6. Altogether, ow many times have you been married,

inciuding our current arriage?1

tzi-::4.

9.

0.

TW O

THREE

FOUR OR MORE

NA

Inap, 5 or 9 in 112; 1 in 120



17

VAR #

127(A)

133(B)

A6d. INTERVIEWER HECKPOINT

1. TW O MARRIAGES (A);

THREE MARRIAGES B)

5. THREE R MORE MARRIAGES A)

FOUR OR MORE MARRIAGES 8)

9. NA

0 . Inap, 5 or 9 in 112

139

jO/

A7. Is one or both of your parents still living? (Is thatyour mother r father?)

1. MOTHER LIVING

0 in 140 2

3:

FATHER IVING

BOTH LIVING

4. NO, NEITHER IVING

140-1418. DK

9. NA

0. Inap, 5 or 9 in 112

140 A7a. What (is her/is is/are heir) urrent

aget s)? -- MOT?IER

141

Code age (032-106)

998. DK

999. NA

000. Inap,5 or 9 in 112; 4 in

A7a. What (is her/is is/are heir) urrent

age(s )? -- FATHER

.



18 SRC



Survey esearch enter University f Michig

1986 SURVEY F CONSUMER INANCES

(A8 - A12)

vm #

201 A8. INTERVIEWER HECKPOINT

1. R CURRENTLY ARRIED R SEPARATED “1” OR "2"

CHECKED T A2)

/O in 202-2201 2. ALL OTHERS

0. Inap, 5 or 9 in 112

202 A9. Was your (current) husband/wife)arried efore?

1. YES

0 in5. NO

8. DK

9. NA

0 . Inap, 5 or 9 in 112; 2 in 201

203 AlO. Altogether, ow many times has your (husband/wife)

been married, ncluding his/her) urrent arriage?

10 in 210-2201-,2. TWO

L I

I 1

10 in 216-22Ol-3. THREE

4. FOUR OR MORE

0. Inap, 5 or 9 in 112; 2 in 201; 5, 8-9 in 202

204(A)

210(B)

216(C)

AlOa. In what month and year did your (husband's/wife's)

(first/nutt rriage begin? - MONTH

Code Month (Ol-12)

19



UM

UR #

205(A)

211(B)

217(C)

2 0 6 (A)

212(B)

218(C)

207(A)

213(B)

219(C)

208(A)

214(B)

220(C)

20

98. DK

99. NA

00. Inap, 5 or 9 in 112; 2 in 201; 5, 8-9 in 202;

no further marriages

AlOa. In what month and year did your (husband's/wife's)

(first/next) marriage egin? -- YEAR

Code Year (1910-1986)

9998. DK

9999. NA

0000. Inap, 5 or 9 in 112; 2 in 201; 5, 8-9 in 202;

no further arriages

SRC

AlOb. In what month and year did that marriage nd? -- MONTH

Use same code as for AlOa--MONTH

AlOb. In what month and year did that marriage nd? -- YEAR

Use same code s for AlOa--YEAR

~10~. Did that marriage nd in divorce r was (he/she)

widowd?

3. DIVORCED

4. WIDOWED

9. N A

0 . Inap,5 or 9 in 112; 2 in 201; 5, 8-9 in 202;

no further arriages



S R C 21

VAR #

209(A)

215(B)

1.

5.

9.

0.

AlOd. INTERVIEWER HECKPOINT

TWO MARRIAGES A);

THREE MARRIAGES 8)

THREE OR MORE MARRIAGES A);

FOUR OR MORE MARRIAGES (B)

NA

Inap, 5 or 9 in 112; 2 in 201; 5, 8-9 in 202;

no further arriages

221

I 1

All. Is one or both of your (husband's/wife's)arents

still living? (Is that (his/her) other r father?)

10 in 2231 1.

1

0 in 222. 2.

3.

4.

0.

222

223

MOTHER LIVING

FATHER LIVING

BOTH LIVING

NO, NEITHER IVING

DK

NA

Inap, 5 or 9 in 112

.

Alla. What (is her/is his/are heir) urrent

aget s)? -- MOTHER

Code ge (032-106) USE SAME CODE/

FOR V223 /

998. DKI

999. NA

000. Inap, 5 or 9 in 112; 4, 8-9 in 221

Al l a . What (is her/is i s / a re their) urrent

age(s)? - - FATHER



22 4

22

VAR #

A12. INTERVIEWER CHECKPOINT

1. R LAST DIVORCED IN 1983 OR LATER

0 in 301-333 2. ALL OTHERS

S R C

0 . Inap, 5 or 9 in 112



S u r v e y R e s e a r ch C e n t e r

1986 SURVE

U n i v e r s i t y o f M i ch i g

Y O F C ON S U M E RI N A N C E S

(Al3 - A23a)VAR #

3 0 1 Al3. I n y o u r (l a s t ) d i v o r ce , w a s t h e r e a d i v i s io n o f

fi n a n c ia l a s s e t s o r p r o p e r t y ?

1 . YE S

0 . I n a p , 5 o r 9 i n 1 1 2 ; 2 i n 2 2 4

3 0 2 A l3 a . W h a t w a s t h e t o t a l d o ll a r v a l u e o f t h e a s s e t s t h a t YOU

k e p t o r r e c e iv e d , i n c lu d i n g y ou r s h a r e o f t h e

f i n an c i a l a s s e t s , t h e h o m e a n d ot h e r r e a l e s t a t e , d Ma n y o t h e r p r o p e r t y t h a t y o u r e c e iv e d ?

Code D O L L A R S 0 0 0 0 0 0 1 - 9 9 9 9 9 9 5 )

9 999 996. Z er o ; n o t h i n g

9 9 9 9 9 9 7 . S m a l l b u t u n s p ec i fi ed a m o u n t zn e g a t i ve l os s a m o u n t

9 999 998. D K9 9 9 9 9 9 9 . R A

0 000 000. I n a p , 5 o r 9 i n 1 1 2 ; 2 i n 2 2 4 ; 5 , 8 o r 9

i n 3 0 1

2 3



24SRC

303 A14. Were you required o pay alimony, ere you supposed o

receive limony, r was no alimony volved in the

settlement?

0 in 308-313 1. REQUIRED O PAY ALIMONY

0 in 304-307

,E+;;

SUPPOSED O RECEIVE LIMONY

11 ALIMONY INVOLVED

0 . I-P, 5 or 9 in 112; 2 in 22

304 A14a. What was the dollar amount of alxmny you were

requrred o pay? (Was that per month, er ear, or

what?) -- AMOUNT

305

Code AMOUNT in DOLLARS (000 001 - 999 995)

999 998. DK

999 999. NA

000 000. Inap, 5 or 9 in 112; 2 in 224; 2, 6 or 9

in 303

AlOa. What was the dollar amount f alimony ou were

requited o pay? (War that per month, er year, or

what?) - PER

3. We8k

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0. Inap, 5 or 9 ln ::2; 2 in 224; 2, 6 or 9 in 303



S R C 25 t

VAR #

306 A14b. At the time of the s e t t l e m e n t , w e r e a l i m o n y p a y m e n t s

s ch e d u l e d t o l a s t a c er t a i n n u m b e r o f y e a r s , fo r life

u n l e ss y ou r (h u s b a n d / w i fe ) r e m a r r i e d , o r w h a t ?

8. DK

9. NA

0. I n a p , 5 o r 9 in 112 ; 2 in 2 24 ; 2 , 6 o r 9 i n 3 0 3

307 A U c . F o r h o w m a n y y e a r s w e r e a l i m o n y payments s c h e d u l e d t o

last?

308

C o d e # Y E A R S (01-25)

98. DK

99. NA

00. I n a P , 5 O r 9 i n 1 1 2 ; 2 in 224 ; 2 , 6 or 9 in 303 ;2 o r 7 -9 in 306

A15. W h a t w a s t h e d ol la r a m ou n t of a l i m o n y y ou w e r es u p p o s e d t o r e c e i v e ? (War hat p e r m on t h , p e r y e a r ,

o r w h a t ? ) - - A M O U N T

Code lURXlNT in DOLLARS (000 001 - 999 995)

999 998. DK

999 999. NA

000 000. I n a p , 5 o r 9 i n 112; 2 in 224 ; 1 , 6 or 9

in 303



26 SRC

VAR #

309

310

AX. What was the dollar amount f alimony ou were

supposed o receive?

or what?) -- PER

(Was that per month, per year,

3. Week

4. 2 weeks5. Month

6. Year

7. Other

8. Total--payment eriod not given

9. NA; DK

0 . Inap, 5 or 9 in 112; 2 in 224; 1, 6 or 9 in 303

A16. At the time of the settlement, ere alimony ayments

scheduled o last a certain umber f years, for life

unless ou remarry, r what?

rlin

8.

3119.

311

0.

CERTAIN UMBER F YEARS

FOR LIFE, unless ou remarry

OTHER (SPECIFY)

KKDUCED hen child reaches 8

DK

NA

Inap, 5 or 9 in 112; 2 in 226; 1, 6 or 9 in 303

A16a. For how many years were alimony ayments cheduled o

last?

Code # YEARS (01-25)

98. DK

99. NA

00. Inap, 5 or 9 in 112; 2 in 224; 1, 6 or 9 in 3C3;

2, 7-9 in 310



SRC 27

VAR #

312 A16b. Are the alimony ayments urrently p to d a t e or are

some back payments ow owed?

/O] 1. UPTODATE

313

314

5. BACKPAYMENTSOWED

0. DK

9. NA

0. Inap, 5 or 9 in 112; 2 in 224; 1, 6 or 9 in 303

A16c. What is the total dollar amount f alimony hat s

currently verdue?


999 998. DK999 999. NA

000 000. IMP, S Or 9 in 112; 2 in 224; 1, 6 or 9‘

in 303; 1 in 312

A17. Did you receive ustody f your children, id your

former (husband/wife)eceive ustody, o you have

joint custody, r were there no children nvolved n

the settlement?

1. RESPONDENT

2. SPOUSE

3. JOINT1

0 in 315-329 6. NO CHILDREN

9. NA

0. Inap, 5 or 9 in 112; 2 in 224



UM 28

VAR #

315 Ala. Were you required o pay child support, ere you

supposed o receive hild support, r was child

support ot required n the settlement?

0 in 322-329.

0 in 316-321,

1. REQUIRED O PAY CHILD SUPPORT

2. SUPPOSED O RECEIVE HILD SUPPORT _

p---L--- 1: 1 CHILDuppoRT

0. Inap, 5 or 9 in 112; 2 in 224

316 A18a. What was the dollar amount f child support ou were

required o pay? (Was that per month, per year, orwhat?) - AMOUNT

317


999 998. DK

999 999. NA

000 000. Inap, 5 or 9 in 112; 2 in 224; 6 in 314; 2,

6 or 9 in 315

A18a. What was the dollar amount f child support ou were

required o pay? ( w a s that per month, per e a r , orwhat?) -- PER

3. week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0. Inap, 3 or 9 in 112; 2 in 224; 6 in 314; 2, 6 or 9

in 315

.



SR C 29

VAR #

318 A18b. At the time of the settlement, were child support

payments scheduled to last a certain number of years,

until your youngest child reached a certain age, or

what?

0 in 320-321 1. CERTAIN NUMBER OF YEARS

10 in 3q 2. CERTAIN AGE

0. IMP, 5 Or 9 in 112; 2 in 224; 6 in 314; 2,

6 or 9 in 315

319 Al&. For how many years were child support payments

scheduled to last?

320


98. DK

99. NA

00. Inap, 5 or 9 in 112; 2 in 224; 6 in 314; 2, 6 or9 in 315; 2, 7-9 in 318

Al8d. How old will your youngest child be when child support

payments end?

Code AGE 'Oi-251

98. DK

99. NA

00. InaP, 5 Or 9 rn 112; 2 in 224; 6 in 314; 2, 6 or

9 ln 315; 1, 7-9 in 318



30

321

32 2

323

AlBe. HOW old was this child when child support ayments

began?

Code AGE (01-25)

96. Child not yet born when payments egan_

96. DK

99. NA

00. Inap, 5 or 9 in 112; 2 in 224;

9 in 315; 1, 7-9 in 318

A19. What was the dollar mount of child

supposed o receive? (Was that peror what?) --AMOUNT

6 in 314; 2, 6 or

support ou were

month, per year,

Code AMOUNT in DOLLAR5 (000 001 - 999 995)

999 998. DK

999 999. N A

000 000. Inap, 5 or 9 in 112; 2 in 224; 6 in 314; 1,

6 or 9 in 315

A19. What was the dollar amount f child support ou weresupposed o receive? (Was hat per month, er year,

or what?) -- PER

3. Week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0 . IMP, 5 or 9 in 112; 2 in 224; 6 in 314; 1, 6 or 9

in 315



31

VAR #

324 A20. At the time of the settlement, were child support

payments scheduled to last a certain number of years,

until your youngest child reached a certain age, orwhat?

0 in 326-327 1. CERTAIN NUMBER OF YEAR5

2. CERTAIN AGE

3. Until (youngest) child out of college/leaves home

/

7. OTHER (SPECIFY)

325

326

0. Inap; 5 or 9 in 112; 2 in 224;

6 in 314; 1, 6 or 9 in 315

A2Oa. For how many years were child support payments

scheduled to last?


98. DK

99. NA

00. IMP; 5 Or 9 in 112; 2 in 224; 6 in 314; 1, 6 5:

9 in 315; 2, 6-9 in 324

A20b. How old will your youngest child be when child SL;;Z."_

payments end?

Code AGE (01-25)

98. DK

99. NA

00. Inap, 5 or 9 in 112; 2 in 224; 6 in 314; 1. -

9 in 315; 1, 6-9 in 324



UM

VAR #

327

32

A20c. Ho w old was this child when child support ayments

began?

Code AGE (01-25)

96. Child not born yet

98.

99.

00.

DK

NA

Inap, 5 or 9 in 112; 2 in 224

9 in 315; 1, 6-9 in 324

328 A21. Are the child support ayments urrently p o date orare some back payments ow owed?

; 6 in 314 1, 6 or

SRC

0 in 329 UP TO DATE

RACK PAYMENTSOWED

DK

NA

329

0 . IMP, 5 Or 9 in 112; 2 in 224; 6 in 314; 1, 6 or

9 in 315

A22. What is the total ollar amount f child support hat

is currently verdue?

Code AMDUNT in DOLLARS (000 001 - 999 995)

999 998. DK

999 999. NA

000 000. Inap,5 or 9 in 112; 2 in 224; 6 in 314;

1, 6 or 9 in 315; 1, 8 or 9 in 328



S R C

VAR #

3 30

3 3

A23 . A r e t h e r e a n y f in a n c i a l a s p e c t s o f y o u r ( la s t ) d i v or c e

t h a t w e h a v e n o t y e t t a l k e d a b o u t , s u c h a s s p e c ia l

p r o v i s io n s c ov e r i n g e d u c a t i on a l a n d m e d i ca l e x p e n s e s ,s h a r i n g h o m e o w n e r s h i p , c la i m s o n fu t u r e p e n s i on

b e n e f it s , o r c la i m s o n a s s e t s t h a t a r e t o b e g i v e n o r

r e c e iv e d i n t h e f u t u r e ?

1. YES

‘

0 . I n a p , 5 or 9 i n 112 ; 2 i n 224



UM

VAR #

3 3 1

3 3 2

3 3 3

3 4 S R C

A23a. What ar e t h e y ?

0 1 .0 2 .

0 3 .

0 4 .

OS .

0 6 .

0 7 .

0 8 .

0 9 .

1 0 .

1 1 .

P e n s i on r i g h t s ; p a r t o f p e n s i onM e d i ca l e x p e n s e s ; h e a l t h i n s u r a n ce

Ch i ld ren ’s col l ege /edu ca t ion expen ses

L i fe i n s u r a n c e ( a x -s p o u s e / ch i l d b e n e f i ci a r y )

S p l i t u s e o f/r e n t f r om /s a l e p r o c e e d sf r o m h o u s e / p r o p e r t y

E x - s p o u s e s t i l l o w e s m o n e y ( n o r e f e r e n c e t oc on d i t i on o f d i v or c e u n d e r w h i ch t h i sm o n e y i s o w e d )

Divis ion of COmunity p r o p u t y - - n o t

f u r t h e r s p e c i f i e d

I n v e s t m e n t s ; I R A ’s

S u p p o r t p a y m e n t s d e p en d e n t on s a la r y

D i v id e p r o c e e d s f r o m l a w s u i tI n s u r a n c e -- N A w h a t k i n d

97. O t h e r

98. DK

99 . NA

00. I n a p , 5 o r 9 L . ? 112 ; 2 i n 224 ; 5 , 8 -9 in 330

.



Survey Research anter University of Michig


(A24 - A321

VAR #

A24. INTERVIEWER CHECKPOINT

1. R LAST WIDOWED IN 1983 OR LATER

(SEE A2 AND A3 3 A6b AND A6c)

. ALL OTHERS

0. Inap, 5 or 9 in 112

402 A25. How old was your (husband/wife)hen (he/she) ied?

403

Code AGE (17-95)

98. DK

99. NA

00. Inap, 5 or 9 in 112; 2 in 401

A26. Did your (husband/wife)ave a will?

1. YES

0 . InaP, 5 or 9 in 112; 2 in 401

35



UN

VAR #

36SRC

40 4 A27. Did your (husband/wife)eave ny money or property o

a church, niversity, edical, r other charitable

organization,s part of (his/her) ill?

1. YES

10 injP5* No

0 . Inap, 5 or 9 in 112; 2 in 401; 5, 8-9 in 403

405 A 2 7a . w h a t w a s the o t a l d o ll a r a m o u n t of these gifts?

406

Code DOLLAR AMOUNT (0 000 001-9 999 995)

9 999 998. DK

9 999 999. NA

0 000 000. IMP, 5 Or 9 in 112; 2 in 401; 5, 8-9 in

403 r 404

A28. As pa r t o f (h i s /her ) wi l l , d i t x r ( h u s b a n d / w i f e 1

l e a v e a n y m o n e y o r p r o p e r t y t . y on e w h o d o es n o tl iv e t h e r e w i t h y ou , s u c h a s r - t ch i l d r en , o t h e rfa m i ly m e m b e r s , o r fr i e n d s ?

1. YES

0 . Inap, 5 or 9 in 112; 2 in 401; 5, 8-9 in 403



S R C 37

VAR #

4 07

40 8

A 2 8a . W h a t w a s t h e t ot a l d o ll a r a m o u n t t h a t w a s l e ft t o

o t h e r f a m i l y m e m b e r s a n d fr i e n d s ?

Code DOLLAR AMOUNT (0 000 001-9 999 995)

9 999 998. DK

9 999 999. NA

0 000 000. I n a p , 5 o r 9 in 112 ; 2 i n 401 ; 5 , 8 -9 in

403 o r 40 6

A29. A s i d e f r o m a n y S o ci a l S e c u r i t y b e n e f i t s , d i d y o u r

( h u s b a n d /w i fe ) r e c e i v e , o r d i d ( h e /s h e ) e x p e c t t o

r e c e iv e , a n y b e n e f it p a y m e n t s f r om a n e m p l o y e rs p o n s or e d r e t i r e m e n t o r p e n s i on p l a n ?

1. YES

. 0 . I n a p , 5 o r 9 i n 1 1 2 ; 2 i n 4 0 1

409 A 3 0 . D o y o u n o w r e c e i v e o r d o y o u e x p e c t t o r e c e i ve b e n e f i t

p a y m e n t s fr o m t h i s r e t i r e m e n t or pe n s i on p l a n ?

1. YE S

0. In ap , 5 o r 9 i n 112 ; 2 i n 401 ; 5 , 8 -9 in 408



UM

VAR #

38 SRC

410 A30a. Once they begin, ould these payments ast for the

rest of your life or for a limited eriod f time?

0 in 411-412 1. REST F LIFE

411

_

2. LIMITED IME PERIOD

8. DK

9. NA

0. Inap, 5 or 9 in 112; 2 in 401; 5. 3-g in 408

or 409

A31. Did your (husband's/wife's)mployer ffer an option

that would make regular enefit ayments o surviving

spouses or the rest of their lives?

1. YES

0. Inap, 5 or 9 in 112; 2 in 401; 5, 8-9 in 408;

1 in 410

412 A32. Did you decide jointly ith your (husband/wife)ot to

have this option, r was this something our (husband/

wife) decided (himself/herself)?

1. JOINT DECISION

2. HUSBAND/WIFE ECIDED

8. DK

9. NA

0. Inap, 5 or 9 in 112; 2 in 401; 5, 8-9 in 408;

1 in 410; 5, 8 or 9 in 411



S u r v e y R e s e a r ch C e n t e r University of Michiga


(Bl - B27c)

VAR #

501 Bl,Blc. SUMMARY OF OCCUPATION STATUS AND WORKING NOW

Code Occupation Status Summary ptecoded in green by

editors

11. Worker only

13. Worker + retired/disabled

14. Worker + student

15. Worker + housewife

16. Worker + unemployed

17. Worker + unemployed +s t u d e n t18 . Working + temp. laid off

20 . T e m p o r a r i l y l a i d o f f

21 . Temporarily l a id off + student

22. Temporarily laid off + housewife

30. Unemployed and looking for work

31. Unemployed and looking for work + retired;

disabled

32. Unemployed and looking for work and retired;

disabled + housewife33. Unemployed and looking for work + housewife

50 . Retired/disabled--not working a t all now

51. Retired/disabled--and housewife

70. Studmt-- not working at all now

80 . Housewife:other not in labor force--not working

at aLi now

97. Other crncl. other combination)

99. NA

39



UM

VAR #

4 0 SRC

so2 Bl. We are interested n ou r present job status. Are youworking ow, temporarily aid off, unemployed nd

looking or work, disabled nd unable to work,retired, student, a housewife,) r what? (CHECX

ALL THAT APPLY, e.g.,RETIRED ND WORKING OW--ASK LL

FOLLOW-UP UESTIONS)

0 in 503-512 01. WORKING W; ON STRIKE; ICK LEAVE

02. TEMF'ORARILYAID OFF; ON EXTEND& DLEAVE

21. Combination ox land Box 2 checked

22. Other combinationsinclude

0 in

503-505

UNEMPLOYED ND LOOKING OR WORK

RETIRED;DISABLEDSTUDENT

HOUSEWIFE

OT?I&R including oluntarily ut of labor force) _

Other combination t 81 which includes ox #l

Other combinations t Bl E including ox #l

or #2

\s . NA--See upervisor efore coding this



41URC

VAR #

503 Bla. Do you expect to go back to work at this job?

0 in 506-512. 1. YES

i&J--;; ;; -

0. Inap, 01, 03-07, 96-97, 99 in 502

504

505

Blb. When did you last work on this job? -- MONTH

Code MONTH (01-12)

98. DK

99. NA

00. Inap, 01, 03-07, 96-97, 99 in 502; 5, 8-9 in 503

Blb. When did you last work on this job? -- YEAR

Code YEAR (1980-1986)

9998. DK

9999. NA

0000. Inap, 01, 03-07, 96-97, 99 in 502; 5, 8-9

in 503

506 Blc. Are you doing any work for pay at the present :::Q~

0 in 507-512 . YE S

5. NO

8. DK

9. NA

0. Inap, 01 in 502; 1 in 503



UM 42

VAR #

507 Bld. Do you expect to do any work for pay in the future?

1. YES

8. DK

9. NA

0 . Inap, 01 in 502; 1 in 503 r 506

508

509

Ble. In what month and year do you expect to begin working

for pay? -- MONTH

Code MONTH (01-12)

96. As soon as possible

97. Other

98. DK

99. NA

00. Inap, 01 in 502; 1 in 503 or 506; 5, 8-9 in 507

Ble. In what month and year do you expect to begin working

for pay? -- YEAR

CodeYEAR

(1986-2020)

9996. As soon as possible

9997. Other

9998. DK

9999. NA

0000. Inap, 1 in 502; 1 in 503 or 506; 5, 8-9 in 507

510 Blf. Have you done any work for pay since we talked o you

last in the Spring of 1983?

0 . Inap, 1 in 502; 1 in 503 or 506



SR C 43

VAR #

511 Big . In how many of the past 36 months have you done any

work for pay?

Code # MONTHS (01-36)

0 1 . One month or less

96. None

98. DK

99. NA

00. InaP, 01 in 502; 1 in 503 or 506; 5, 8-g in 510

512 Blh. Were you working hen we talked to you last in the

Sprrng of 1983?

0 in 513-536 1. YES

Oin L5* No

8. DK

9. NA

0 . IMP, 01 in 502; 1 in 503 or 506; 5, 8-g in 510

513

1 I

B2. Were you working hen we talked to you last in the

Spring of 1983?

0 in 514 1.

0 .

YES

NO

DK

NA

Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512



UM 44 SRC

VAR #

514

515

B2a. In how many of the past 36 months have you done any

work for pay?



98. DK

99. NA

00. InaP, 5, 8-g in 510; 1, 5, 8-9 in 512; 1 in 513

B3. Were you working or the same employor n your main

job in the Spring f 1983 s you have now, different

employer, r were you self-employed hen we talked o

you last?

0 in 516-518,1.

524-560

10 in 517-5231 2.

10 in 5161-3.I J

t I

10 in 517-5231-8.

IO in 516-5601-9.

516

0 .

SAME EMPLOYER

DIFFERENT MPLOYER

SELF-EMPLOYED

DK

.

NA

IMP, 5, 8-9 in 510; 1, 5, 8-g in 512; 5, 8-g

in 513

Bla In how many of the Past 36 months have you done any

work for pay?

Code # MONTHS tOi-36)

01. One month or less

98. DK

99. NA

00. IhaP,5, 8-g in 510;1, 5, 8-9 in 512; 5, 8-g in

513; 1, 3, or 9 in 515



UM 46SRC

VAR #

52 0

521

52 2

B5. About how much do you currently arn before a x e s o n

your main job?

what?)

(Is that per hour, week, month, r

-- CENTS

Code CENTS (00-96)

96. 96 c e n t s or more

98. DK

99. NA

00. Zero cents; IMP, 5, 8-9 in 510; 1, 5, 8-9 in

512; 5, 8-9 in 513; 2, 8-9 in 515;

5, 8-9 in 517

B5. About how much do you currently arn before axes n

your main job? (Is that per hour, week, month, rwhat?) - PE R

1: Hour

2. Day3. Week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0 . No

1,5,

B6. Do you

earnings rom main job; nap, 5, 8-9

5, 8-g-in 12;

8-9 in 517

5, 8-9 in 513; 2, 8-9

participate n

in 510;

in 515;

a 4OlK plan sponsoredby your' (employer/business)or some other tax deferred alary

reduction lan?

1. YES

5. NO

8. DK

9. NA

0 . InaP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 5, 8-9 in

513; 2, 8-9 in 515; 5, 8-9 in 517



SRC 45

VAR #

517 B4b. Are you now self-employed n your main job?

0 in 518, 1*

g-1;9.

0.

518

519

YES

NO

DK

NA

Inap, 5, 8-9 ir. 10; , 5, 8-:2 n 512; 5, 8-G in

513; l-2, .-9in 515

Btc. In how many f the past 36 months ave you done any

work for pay?

Code X MONTHS (01-36)


98. DK

99. NA

00. IMP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 5, 8-9 in

513; l-2, 8-9 in 515; 1 in 517

85. About how much do you currently arn before taxes on

your main job? (Is that per hour, week, month, or

what?) -DOLLARS

Code DOLLARS (0 000 001 - 9 999 995)

9 999 996. None; nothing

9 999 998. DK

9 999 999. NA

0 000 000. Inap, 5, 8-9 in 510;1, 5, 8-9 x 5.:.

5, 8-9 in 513; 2, 8-9 in 515;

5, 8-9 in 517



SRC

VAR #

52 3

52 4

52 5

52 6

47

B7. Are you covered y any (other) etirement r pension

plan sponsored y your (employer/business),ot

including ocial ecurity?

1. YES

5. NO

8. DK

9. NA

0. Inap,5, 8-9 in 510; 1, 5, 8-9 in 512; 5, 8-9 in513; 2, 8-9 in 515; 5, 8-9 in 517

B8. Next re some questions bout your current, ain job

Are you self-employedn your main job?

1. YES

5. NO

8. DK

9. NA

0. IMP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 in

515; 1, 5, 8-9 in 517

B9. (Next re some questions bout your current, ain

job.) What is the official itle of your job (the

title that your employer ses)?

B9a. What sort f work do you do on your main job?

B9b. Tell me a little ore about what you do. What are

your main duties r activities?

1970 CENSUS CCUPATION ODE

3 digits receded n green to left of question

000. Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 i

515; 1 in 517

B9c. What kind of business r industry o you work in--th

is, what do they make or do at the place where youwork?

1970 CENSUS INDUSTRY ODE

3 digits receded n green to left of question

000. Inap, 5, 8-9 in 510;

515; 1 in 517

1, 5, 8-9 in 512; 1 or 9 i



48 SRC

VAR #

52 7

52 8

529

53 0

BlO. In what month and year did you begin working or (this

employer/yourself)?- MONTH

Code MONTH (01-12)

98. DK99. NA

00. InaP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9

in 515; 1 in 517

BlO. In what month and year did you begin working or (this

employer/yourself)?- YEAR

Co d e YEAR ( 1 9 7 0 - 1 9 8 6 )

9998. DK

9999. NA

0000. IMP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 _

in 515; 1 in 517

811. How many weeks per year would you expect o work on

this job in a normal year, including aid vacations?

Code # WEEKS PER YEAR (01-52)

98. DK

99. NA

00. Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9

in 515; 1 in 517

B12. About how many paid hours o y o u work on this job in

an average eek?

Code HOURS PER WEEK (01-95)

96. More than 95 hours per week

98. DK

99. NA

00. Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9

in 515; 1 in 517



49

532

533

BU. About how much do you currently earn before taxes on

your main job? (Is that per hour, week, month, oryear?) -- DOLLARS

Code DOLLARS (000 001 - 999 995)

999 996. None; nothing

999 998. DK

999 999. NA

000 000. IMP, 5, 8-9 in 510; 1, 5, 8-9 in 512;

1 or 9 in 515; 1 in 517

B13. About how much do you currently earn before taxes on

your main job? (Is that per hour, week, month, or

year?) --CENTS

Code CENTS ( 0 0 - 9 5 )

95. 95 cents or more

9e. DK

99. NA

00. Zero cents; Inap, 5, 8-9 in 510; 1, 5, 8-9

in 512; 1 or 9 in 515; 1 in 517

BU. About how much do you currently earn before taxes on

your main job? (Is that pu hour, week, month, or

year?) -- PER

1. Hour

2. Day3. 'Week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0 . No earnings from main job; Inap, 5, 8-9 in 510;

1, 5, 8-9 ln 512; 1 or 9 in 512; 1 or 9 in 515;

1 in 517



5 0 SRC

VAR #

534

5 3 5

8 1 4 . Do you participate n a 4 Ol K p h n sponsored y your

(employer/business),r some other tax deferred alary

reduction lan?

1. YES

5. NO

8. DK

9. NA

0 . IMP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9

in 515; 1 LT; 17

815. Are you covered y any (other) etirement r pension

plan sponsored y your (employer/business),ot

including ocial ecurity?

1. YES

5. NO

8. DK

9. NA

0. InaP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9

in 515; 1 in 517

536 B16. INTEwfEWERCHECKPoINT

1. R WAS WORKING IN SPRING F 1983 (B2 CODED "1")

10 in 537-5601-2. ALL OTHERS

0 . Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 r 9

in 515; 1 in 517



SRC 51

VAR #

537

538

539

B 1 7 . T h e n e x t few questions are about the main job you had

when we talked to you last in the Spring of 1983. I n

w h a t m o n t h a n d y e a r d id y ou s t op w o r k in g f or t h a t

em p l o y e r ? - - MONTH

Code MONTH (01-X)

98. DK

99. NA

00. Inap, 5, 8-9 in 510 or 512;

1 in 517; 2 in 536

817. T h e n e x t few q u e s t i o n s a r e about

1 or 9 in 515;

t h e m a i n jo b y o u hadwhen we t a l k ed t o y o u last in the Spring of 1983. I n

w h a t m on t h a n d y ea r d i d y ou s t op working for that

employer? -- YEAR

Code YEAR (1980-1986)

9998. D K

9 9 9 9 . NA

0000. Inap , 5 , 8 -9 in 510 or 512; 1 or 9 in 515;

1 in 517; 2 in 536

B18. How much d i d y o u e a r n b e f or e t a x e s w h e n y ou l e ft that

job? (W a s t h a t p e r w e e k , p e r month, or

what?) -- DOLLARS

Code DOLLARS (000 001 - 999 995)

999 996. N o n e ; n o t h i n g

999 998. DK

999 999. NA

000 000. I n a p , 5, 8-9 in 510 or 512; 1 or 9

i n 5 1 5 ; 1 i n 5 1 7 ; 2 i n 5 3 6



UM

VAR #

52SRC

540

541

B18. How much did you earn before taxes when you left that

job? (Was that per week, per month, or

what?) -CENTS

Code CENTS C OO- 9 6 1


98. DK

99. NA

00. Zero cents; Inap, 5, 8-9 in 510 or 512;1 or 9in 515; 1 in 517;2 in 536

818. How much did you earn before taxes when you left that

job? (Was that per week, per month, or what?) -- PER

1. Hour

2. Day3. Week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0 . No earnings rom main job; Inap,5, 8-9 in 510 or512; 1 or 9 in 515; 1 in 517; 2 in 536



SRC 53

VAR #

542 B19. What was the reason for leaving he job you had in the

Spring f 1983? Did you retire r become isabled,

did you quit,wer e you la id o ff , was it a temporary r

seasonal ob, did the firm close, ere you fired, r

what?

0 in

543-545

RETIRED

DISABLED

QUIT

LAID OFF

TEMPORARY/SEASONALOB

FIRM CLOSED

FIRED

Transferred

R/family oved

Took leave (incl. or health); regnancy

O T H E R(SPECIFY)

1:4:15C5~~H; ;L,, 5, 8-g in

1 in 517;

543 B20. Were you required o

you became isabled,

retire t t h a t t i m e ?

510 or 512; 1 or 9 in 515;

2 in 536

retire, id you retire ecause

or did you voluntarily hoose o

544

1. REQUIRED

2. DISABLED

3. VOLUNTARY

8. DK

9. NA

0 . Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515;

1 in 517; 2 in 536; 02-07, 7-99 n 542

B21. Did your m p l o y e r offer you a bonus or any other

financial ncentive o retire hen you did?

1. YES

5. NO

8. DK

9. NA

0 . Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515;

1 in 517; 2 in 536; 02-07, 7-99in 542



54 SRC

545 B22. Has your employer rovided ny health insurance

coverage uring our retirement?

1. YES

5. NO

8. DK

9. NA

0 . IMP, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in

517; 2 in 526; 02-07, 7-99 in 542

546 B23. Not including ocial ecurity nd any severance ay,

did you receive enefit ayments from any type f

employer ponsored etiremmnt, isability, r pension

plan from the job you left, r do you expect to

receive ny such benefits n the future?

1. YES

0 . Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515;

1 in 517; 2 in 536

547 B24. Did you receive, r will you receive n the near

future, ny of these benefits n the form of a lump

sum payment?

1. YES

0 . Inap, 5, 8-9 n 51C x 512;1 or 9 in 515;

1 In 517;2 x. 536; 5, 8-9 in 546



SRC

VAR #

55 L

548

549

B24a. How much was or will that payment e?

Code DOLLARS (0 000 001 - 9 999 995)

9 999 998. DK

9 999 999. RA

0 000 000. Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515;

1 in 517; 2 in 536; 5, 8-9 in 546;

5, 0-9 in 547

B25. Do you now receive r do you expect to receive

(additional) egular onthly r yearly benefit

payments rom that pension?

0 .

550 B25a. In what month and year did you or will you begin

YES

NO

DK

NA

Inap, 5, 8-9 in 510 or 512;1 or 9 in 515;

1 in 517; 2 in 536; 5, 8-9 in 546

receiving egular ayments? - MONTH

Code MONTH (01-12)

98. DK

99. NA

00. Inap, 5, 8-9 in 510 r 512; 1 or 9 in 515; 1 in

517; 2 in 536; 5, 8-9 in 546 or 549



UM

VAR #

551

552

553

56 SRC

B25a. In what month and year did you or will you begin

receiving egular ayments? - YEAR

Code YEAR (1960-2036)

9998. DK

9999. NA

0000. Inap,5, 8-9 in 510 or 512; 1 or 9 in 515;

1 in 517; 2 in 536; 5, 8-9 in 546 or 549

B25b. How much (do/will) ou receive er month or

year? -- AMoLlNT


999 998. DK

999 999. NA

000 000. Inap,5, 8-9 in 510 or 512; 1 or 9 in 515;

1 in 517; 2 in 536; 5, 8-9 in 546

or 549

B25b. How much (do/will) ou receive er month oryear?-- PER

3. week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0 . Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515;

1 in 517; 2 in 536; 5, 8-9 in 546 or 549



SRC 57

VAR #

554 B26. INTERVIEWER HECKPOINT

7

A.

I I

10 in 555-5601 2.1 I

0.

R IS MARRIED R SEPARATED SEE A2)

ALL OTHERS

IMP, 5, 8-9 in 510 or 512; 1 or 9 in 515;

1 in 517;2 in 536; 5, 8-9 in 546 or 549

555 B27. If you were to die, would your (husband/wife)eceive

regular enefit ayments or the rest of (his/her)

life from that pension receive ayments or a limiteperiod of time, r would (he/she) eceive o benefit

payments rom that pension lan?

1 1

10 in 559-560~~ 1. REST OF LIFE

3.

5.

0 in

556-560

8. DK

9. NA

556

0 .

LIMITED ERIOD F TIME

NO BENEFITS include f R's benefits

would go to previous pouse)

Inap,5, 8-9 in 510 or 512; 1 or 9 in 515;1 in 517; 2 in 536; 5, 8-9 in 546 or 549;2 in 554

B27a. What percent f your pension ould your (husband/wif

receive? - PER CENT

Code PER CENT (001-100)

998. DK

999. NA

000. Inap, 5, 8-9 n 510 or 512;1 or 9 in 515;

1 in 517;2 in 536; 5, 8-9 in 546 r 549;

2 in 554;3, 5, 8-9 in 555;R answered

in dollars

.



UM

VAR #

557

558

559

58 SRC

B27a. What percent f your pension ould your (husband/wife)

receive? - DOLLAR MOUNT


999 998. DK999 999. NA

000 000. Inap, 5, 8-9 in 510 <orr 512; 9 in 515;

1 in 517;2 in 536; 5, 8-9 in 546

or 549; 2 in 554; 3, 5, 8-9 in 555;

R answered

B27a. What percent f your pension ould your (husband/wife)

receive? - PER (UNIT)

3. Week4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0. Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515;

1 in 517; 2 in 536; 5, 8-9 in 546 or 549;

2 in 554; 3, 5, 8-9 in 555; R answered

B27b. Did your employer ffer an option that would make

regular enefit ayments o surviving pouses or the

rest of their lives?

1. YES

0. Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515;

1 in 517; 2 in 536; 5, 8-9 in 546 or 549;

2 in 554; 1, 8-9 in 555



SRC

VAR #

560

59

B27c. Was this a joint decision with your (husband/wife) not

to have this option,

your elf?

or was it something you decided

1. JOINT DECISION

2. R DECIDED

8. DK

9. NA

0 . Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515;

1 in 517; 2 in 536; 5, 8-9 in 546 or 549;

2 in 554; 1, 8-9 in 555; 5, 8-9 in 559



6 0SRC



Survey esearch enterUniversity of Michi

1986 URVEY OF CONSUMER FINANCES

(B28 - B3S)VAR #

601 B28. Are you currently eceiving ny (other) enefit

payments rom an employer ponsorcdtirement or

pension lan, not including o c i a l Security?

I O in No

8. DK ,

9. NA

602 B28a. How much are you currently eceiving er month (from

all the other pension r disability

benefits)? - AMOUWT

603

604

Code AMOUNT in DOLLARS (000 001 - 999 995>

999 998. DK

999 999. NA

000 000. Inap, 5, 8-9 in 601

B28a. How much are you c u r r e n t l y r e c e iv in g p e r m o n t h (f r om

a ll the other pension r i s a b i l i t y benefits)? - PER

3. Week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0 . IMP, 5, 8-9 in 601

829. INTERVIEWERH E C KP O I N T

1. R IS MA R RI E D OR S E P A R A T E DSEE A21

61



LJM 62

VAR #

SRC

10 in 605-6101 2. ALL O T H E R S

0 . Inap, 5, 8-9 in 601

605 - B30. If you w e r e t o d i e , w o u l d y o u r (h u s b a n d / w if e ) r e c e i v e

r e g u l a r b e n e fi t p a y m e n t s fo r t h e r e s t o f (h i s /h e r )

l if e f r o m y o u r ( ot h e r ) p e n s i o n ( s ), r e c e i v e p a y m e n t sfo r a l im i t e d p e r i o d o f t i m e , o r w o u l d ( h e /s h e )

r e c e i v e n o b e n e f i t p a y m e n t s f r o m ( t h i s /t h e s e )

pens ion (s )?

1 0 1 . R E S T O F LIFE

0. Inap, 5, 8-9 in 601; 2 in 604

606 B30a. What p e r c e n t o f y o u r ( ot h e r ) p e n s i on ( s ) w o u l d y o u r(hu sba nd /wi fe ) r ece ive? - - PER C&NT


998. DK

999. WA

000. IMP, 5, 8-9 in 601; 2 in 604; 3, 5, 8-9 in 605;

R answered in dollars



SRC 63

VAR #

607

608

6 0 9

B30a. What percent of your (other) ension(s) ould your

(husband/wife)eceive? - DOLLAR MOUNT


999 998. DK

999 999. NA

000 000. InaP,5, 8-9 in 601; 2 in 604; 3, 5, 8-g

in 605; R answerti

B3Oa. Whet percent f your (other) ension(s) ould your

(husband/wife)eceive? - PER (UNIT)

3. Week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0 . IMP, 5, 8-9 in 601; 2 in 604; 3, 5, 8-g in 605;

Ranswered %

B3Ob. Did your ea@oyer offer an option that would ake


rest f their lives?

0. Inap, 5, 8-9 in 601; 2 in 604; 1, 8-9 in 605



lJ?4

VAR #

610

611

64 SRC

B30c. Was this a joint ecision ith your (husband/wife)ot

to have this option, r was it something ou decided

yourself?

1. JOINT DECISION

2. R DECIDED

8. DK

9. NA

0 . Inap, 5, 8-9 in 601; 2 in 604; 1, 8-9 in 605;

5, 8-9 in 609

B31. Are you (or any member of your family living here)

covered y an employer ponsored r a privately aid

health insurance lan, such as Blue Cross, Blue

Shield, r a Health aintenance rganization?

1. YES



SRC 65

VAR #

612

613 B3laB. ELF

614 B3laC. POUSE

615 B3laD. HILDREN including hildren way at college) -

616 B31aE. PARENT; arent-in-law

617 B3laZ. THER (including ersons utside U)

B31a. Which family embers re covered? (CHECK LL THAT

APPLY)

B3laA. LL

1. Checked

5. Not checked

9. NA or DK to entire uestion 3la

0. Inap, 6-9 in 611

1.2.

3.

4.

5.

6.

7.

8.

9.

0.

CheckedGrandchildren

Grandparents

Inlaws

Not checked

Siblings nd their children

Live-in artners nd their children

Pomer spouse

NA or DK to entire uestion 31a

Inap, 5, 8-9 in 611



66

VAR #

SRC

618

619

620

B31b.

B3lbA.

Is any part of this medical overage aid for by y o u r

employer or former employer, your u sba m j’s /wi fe ’s

employer r former employer,) ourself, r what?

(CHECK LL THAT APPLY.) (INCL. NION)

RESPONDENT FORMER) MPLOYER

1 . C h e c k e d5. Not checked

9. NA or DK to entire uestion 31b

0 . Inap, 5, 8-9 in 611

B3lbB. SPOUSE (FORMER) MPLOYER

B3lbC. YOURSELF includes and/or Spouse)

621 B3lbZ. THER SPECIFY)

01. Checked

02. Child r child's mployer

03. Parent or parent’s employer

04. Former spouse r former spouse's mployer

05. Not checked

06. State or government gency

07. Boyfriend/girlfriendr their employer

08. Siblings/spouse'siblings r their employer

10. Children's chool

99. NA or DK to entire uestion 31b

00. Inap, 5, 8-9 in 611



SRC 67

VAR #

622 B32. Are you (or any member of your family living here)

currently ligible o receive enefits rom

government ealth insurance rogram, uch s Medicare,

Medicaid, r Veteran's dministrationealth overage?

1. YES

0 in I5. NO

8. DK

9. NA

623

624

625

B32a. Which program S that? (CHECK LL THAT APPLY)

B32aA. EDICARE, ncluding .S.I.

1. Checked

5. Not checked

9. NA or DK to entire uestion

0. Inap, 5, 8-9in 622

B32aB. EDICAID

B32aC. A

B32a



68 SRC

VAR #

626 B32aZ. THER (SPECIFY)

627

0 1 .

02.

03.

04.

05.

10.

11.

12.

13.

14.

15.

16.

17.

18.

99.

00.

Checked

Military ealth insurance; HAMPUS

State health insurance; edi-Cal

"Welfare"; &; AFDC

Not checked

Medipac

Foster hildren's ealth are program

Civil service

Title 19 (son has Down's syndrome)

Narse

Medical s s i s t a n c e

Human research enefits

Indian ospital

Cold plus

NA or DK to n t i r e question 32a

Inap, 5, 8-9 in 622

B33. During the last 3 years, id you (or member of your

family iving here) ave a major illness r

disability hich required ospitalizationr cost more

than $3,000?

628 B33a. Not including he costs paid for by insurance, n

total how much did (you/your amily) ersonally ave

to pay during the last 3 years?


999 996. NONE

999 998. DK

999 999. NA

000 000. Inap, 5, 8-9 in 627



S K

VAR #

69

629 834. INTERVIEWER CHECKPOINT

1. R IS CURRENTLYMARRIED

2. ALL OTHERS

3. R XS MARRIED, BUT SPOUSE INSTITUTIONALIZED

630 B35. INTERVIEWER CHECKPOINT

1. R WAS LAST MARRIED BEFORE 1983

3. (Use only if instructed by Supervisor): R'sspouse/partner is same person interviewed as

spouse/partner in 1983--Code Section C.

ALL OTHERS

R separatd in 1983, now reunited with spouse.

Spouse new to SCF, so code Section D.

Inap, 2 or 3 in 629



70 SRC



Survey esearch enter University f Michig


(Cl - C27c)VAR #

701 Cl,Clc. SUMMARY OF OCCUPATION STATUS AND WORKING NOW

Code Occupation tatus unanaryreceded n green by

editors

11. Worker nly


14. Worker + student

15. Worker + housewife

16. Worker + unemployed

18. Worker + temporarily aid ff

20. Temporarily aid off

30. Unemployed nd looking or work

31. Unemployed nd locking or work + retired;

disabled

34. Unemployed nd looking or work + retired;

disabled student

50. Retired/disabled--notorking t all now

51. Retired/disabled--andousewife

70. Student--not orking t all now

80. Housewife/otherot in labor force--not t:*.

at all now

97. Other (incl. ther combination)

99. NA

00. Inap, 2 lh 629 or 630



UM

VAR #

72 SRC

702 Cl. We are n t e r e s t e d i n y o u r (h u s b a n d ’s /w i fe ’s ) p r e s e n t

job status. Is (he/she) orking o w , t e m p o r a r i ly l a i do ff , u n e m p l oy e d a n d l oo k i n g f or w o r k , d i s a b l ed a n d

u n a b l e t o work, e t i r e d , a student, a housewife,) r

what? (CHECK LL THAT APPLY, .g., RETIRED ND

WORKING OW--ASK LL FOLLOW-UP UESTIONS)

,

10 n 703-7121 01.I I

02.

21.

22.

I I

00.

WORKING OW: ON STRIKE; ICK LEAVE

TEMFORARIL"AID OFF; ON EXTENDED L E A V E

C o m b i n a t i : :x 1 a n d B o x 2 checked

Other come Lonsycluding 2

UNEMPLOYED LOOKING OR WORKRETIRED; 1 ALED

STUDENT

HOUSEWIFE

O T H E R(including oluntarily ut of labor force) -

Other combination t Cl which includes ox #1

Other combinations t Cl not including ox 81

or #2

NA--See u p e r v i s or b e fo r e c od i n g t h i s

S n a p , 2 in 6 2 9 o r 6 3 0



SR C

VAR #

73

703 Cla. Does (he/she) xpect to go back to work at this job?

0 in 706-712 1. YES

704-70s8. DK

-------9. NA

704

705

0 . Inap, in 629 or 630; 01, 03-07, 6-97, 9 in 702

Clb. When did (he/she) ast work on this job? -- MONTH

Code MONTH (01-12)

98. DK

99. NA

00. Inap, in 629 or 630; 01, 03-07, 6-97, 9

in 702; 5, 8-9 in 703

Clb. When did (he/she) ast work on this job? -- YEAR

Code YEAR (1980-1986)

.

9998. DK

9999. NA

0000. IMP, 2 in 629 or 630; 01, 03-07, 6-97, 9

in 702; 5, .-9 in 703

706

I

Clc. Is (he/she) oing any work for pay at the present

time?

I

(0 in 707-7121 1.

5.

8.

9.

0 .

YES

NO

DK

NA

Inap, in 629 or 630; 01 in 702; 1 in 703



UM 74 SRC

VAR #

707 C l d . D o e s ( h e /s h e ) e x p e c t t o d o a n y w o r k f or p a y in the

future?

0. Inap, 2 in 629 or 630; 01 in 702; 1 in 703 or 706

708 Cle. In w h a t m o n t h a n d y e a r d oe s (he/she) expect to begin

working for pay? -- MONTH

709

710

Code

96.

98.

99.

00.

M O N T H 01-12)

At s o o n a s possible

D K

N A

Inap, 2 in 629 or 630; 01 i n 702; 1 in 703

or 706; 5, 8-9 in 707

Cle . I n w h e t m o n t h a n d y e a r d o es (h e / sh e ) e r t p e c t t o b e g inw o r k i n g fo r p a y ? - - Y E A R

C o d e YEAR (1986-2020)

9996. As soon as poss i b l e

9998. D K9999. N A

0000. Inap, 2 rn 629 or 630; 01 in 702; 1 in 703

or 706; 5, 8-9 in 707

Clf . Ha s ( h e /s h e ) d o n e a n y w o r k f or p a y s i n c e w e t a l k e d to

you l a s t in the Sprrng of 1983?

1. YES



S R C

VAR #

71 1

75

0 . Inap, in 629 or 630; Oi in 702; 1 in 703 or 706

Clg . In how many of the past 36 months as (he/she) one

any work for pay?



96. None

98. DK

99. NA

00. Inap, 2 in 629 or 630; 01 in 702; 1 in 703

or 706; 5, 0-9 in 710;

712 Clh. Was (he/she) orking hen we talked o you last in the

Spring f 19833

0 in 1 5. NO

8. DK

9. NA

0 . Inap, in 629 or 630; 01 in 702; 1 in 703 or 706;

5, 8-9 in 710;

C2. Was (he/she) orking hen we t a lked to you last in the

Spring f 1983f

1. YES

0 . Inap, 2 An 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

- in 712



VAR #

714 C2a. In how many of the past 36 months as (he/she) one

an y work for pay?

715



98. DK

99. NA

00. Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-g

in 712; 1 in 713

c3. Was (he/she> orking or tt? same employer n (his/

her) main job in the Spring Df 1983 as (he/she) as

now, a different mployer, or was (he/she) elf-

employed hen we talked to you last?

3. SELF-EMPLOYED

8. DK

~;1&60/----1: NAnap,2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 5, 8-9 in 713

716 COa. In how many of the past 36 months as (he/she) one

any work for pay?



98. DK

99. NA

00. Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 5, 8-9 in 713; 1, 3, 9 in 715



S R C 7 7

VAR #

7 1 7 COb. IS (he/she) ow self-employedn (his/her) ain job?

0 in 718,

El

1. YES

724-760

0 . InaP, in 629 or 630; 5, 8-9 in 710; 1, 5, 8-gin 7 1 2 ; 5 , 8 - 9 in 1 3 ; l - 2 , 8 - 9 i n 715

718

7 1 9

c4c. In how many of the past 6 months has (he/she) one

any work for pay?



98. DK

99. NA

00. Inap, in 629 or 3 0 ; 5 , 8 - 9 in 1 0 ; 1 , 5 , 8 - 9

in 712; 5, 8-9 in 713; l-2,8-9 in 715;1 in 717

c5. About how much does (he/she) urrently arn before

taxes n (his/her) ain job? (Is that per hour, week,

month, r what?) -- DOLLARS

Code DOLLARS 0 0 0 0 001 - 9 999 995)

9 999 996. None; nothing

9 999 998. DK

9 999 999. NA

0 000 000. IMP, 2 in 629 or 630; 5, 8-9 n ' 1 : ;

1 , 5, 8-9 in 712; 5, 8-9 1~ '12,

2, 8-9 in 715; 5, 8-9 in 7:'

.



LP! 78 SRC

VAR #

72 0 C 5 . About how much does (he/she) urrently arn before

taxes on (his/her) ain job?

month, or what?) -- CENTS(Is that per hour, week,

Code

96.

98.

99.

00.

CENTS ( 0 0 - 9 6 )

96 cents or more

DK

NA

Zero cents; Inap, 2 in 629 or 630; 5, 8-9 in 710;

1, 5, 8-9 in 712; 5, 8-9 in 713; 2, 8-9 in 715;

5, 8-9 in 717

721 C5. About how much does (he/she) urrently arn before

taxes on (his/her) ain job? (Is that per hour, week,

month, or what?) -- PER

1. Hour

2. Day3. Week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0 . No earnings rom main job; Inap, 2 in 629 r 630;

5, 8-9 in 710; 1, 5, 8-9 in 712; 5, 8-9

in 713; 2, 8-9 in 715; 5, 8-9 in 717

722 C6. Does (he/she> articipate n a 4OlK plan sponsored y

(his/her) employer/business),r some other tax

deferred alary eduction lan?

1. YES

5. NO

8. DK

9. NA

0 . Inap, in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 5, 8-9 in 713; 2, 8-9 in 715;

5, 8-9 in 717



SRC

VAR #

723

724

725

79

c7. Is (he/she) overed y any (other) etirement or

pension plan sponsored by (his/her) (employer/

business), not including Social Security?

1. YES

5. NO

8. DK

9. NA

0 . Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in712; 5, 8-9 in 713; 2, 8-9 in 715;5, 8-9 in 717

C8. Next are some questions about your (husband's/wife's)

current, main job. Is (he/she) self-employed on (his/

her) main job?

1. YES

5. NO

8. DK

9. NA

0 . Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 1 or 9 in 715; 1, 5, 8-9 in 717

c9. (Next are some questions about your (husband's/wife's

current, main job.) What is the official title of

(his/her) job (the title that (his/her) employer

uses)?

C98. What sort of work does (he/she) do on (his/her) main

job?

C9b. Tell me a little more about what (he/she> does. What

are (his/her) main duties or activities?

1970 CENSUS CCUPATION ODE

3 digits preceded in green to left of question

000. Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 1 or 9 in 715; 1 in 717



UM 80

VAR #

SRC

726

727

728

729

c9c. what kind of business r industry oes (he/she> ork

in--that s, what do they make or do at the place

where (he/she) orks?

1970 CENSUS INDUSTRY ODE

3 digits preceded n green to left f question

000. Inap,2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 1 or 9 in 715; 1 in 717

ClO. In what month and year did (he/she) egin ork ing for

(this mployer/himself/herself)?- MONTH

Code MONTH (01-12)

98. DK

99. NA

00. Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-g -

in 712; 1 or 9 in 715; 1 in 717

ClO. In what month and year did (he/she) egin working or

(this mployer/himself/herself)?- YEAR

Code YEAR (1980-1986)

9998. DK

9999. NA

0000. Inap,2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 1 or 9 in 715; 1 in 717

cu. How many weeks per year would (he/she) xpect o work

on this job in a normal ear, including aid

vacations?

Code X WEEKS PER YEAR (01-52)

98. DK

99. NA

00. Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 1 or 9 in 715; 1 in 717



81 mlRC

VAR #

730

731

732

c12. About how many paid hours does (he/she) work on this

job in an average week?

Code HOUR5 PER WEEK (001-995)

998. DK

999. NA

000. Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-g

in 712; 1 or 9 in 715; 1 in 717

c13. About how much does (he/she) currently earn before

taxes on (his/her) main job? (Is that per hour, week,

month, or year?) -- DOLLARS

Code DOLLARS (000 001 - 999 995)


999 998. DK

999 999. NA

000 000. Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5,

8-9 in 712; 1 or 9 in 715; 1 in 717

c13. About how much does (he/she) currently earn before

tues on (his/her) main job? (Is that per hour, week,

month, or year?) -- CENTS

Code

96.

98.

99.

00.

CENTS (01-96)

96 cents or more

DK

NA

IMP, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 1 or 9 in 715; 1 in 717



UM

VAR #

82SRC

733

734

735

cu. About how much does (he/she) urrently arn before

taxes n (his/her) ain job?

month, r year?) -- PER (Is that per hour, week,

1. Hour

2. Day3. Week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0. Inap,2 in 629 or 630; 5, 8-9 in 710; 1, 8-g

in 712;5,

1 or 9 in 715; 1 in 717

c14. Does (he/she) articipate n a 4Ol.K lan sponsored y

(his/her) employer/business),r some other tax

deferred alary eduction :an?

1. YE S

5. NO

8. DK9. NA

0. Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9in 712; 1 or 9 in 715; 1 in 717

ClS. Is (he/she) overed y any (other) etirement r

Pension lan sponsored y (his/her) employer/

business), ot xcludlng Social ecurity?

1. YES

5. NO

8. DK

9. NA

0 . InaP,2 in 629 Of 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 1 or 9 in 715; 1 in 717



SRC

VAR #

03

736 C16. INTERVIEWER HECKPOINT

1. SPOUSE AS WORKING N SPRING F 1983 (C2CODED "1")

rin737-760) 2. ALL OTHERS

0 . Inap,2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 1 or 9 in 715; 1 in 717

737 c17. The next few questions re about the main job your

(husband/wife)ad when we talked o you last in the

Spring f 1983. In what month and year did (he/she)stop working or employer? - MONTH

738

Code MONTH (01-12)

98. DK

99. NA

00. Inap,2 in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; 1 in 717; 2 in 736

c17. The next ew questions re about the main job your(husband/wife)ad when we talked to you last in the

Spring f 1983. In what month and year did (he/she)

stop working or employer? -YEAR

Code YEAR (1980-1986)

9996. DK

9999. NA

0000. Inap,2 in 629 or 630;

1 or 9 in 715; 1

5, 8-9 in 710 or 712;

in 717; 2 in 736

.



‘ml 04 S R C

VAR #

739

740

741

Cl8 * How much did (he/she) arn before taxes when (he/she)

left that job? (Was that per week, per month, r

what?) - DOLLARS

Code DOLLARS (000 001 - 999 995)


999 998. DK

999 999. NA

000 000. Inap, 2 in 629 or 630; 5, 8-9 in 710 r 712;

1 or 9 in 715; 1 in 717; 2 n 736

cu. How much did (he/she) arn before taxes when (he/she)

left that job? (Was that per week, per month, or

what?) --CENTS

Code CENTS (01-96)


98. DK

99. N A

00. Inap,2 in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; 1 in 717; 2 in 736

CU. How much did (he/she) arn before taxes when (heishe)

left that job? (War hat per week, par month, or

what?)-- PER

1. Hour

2. Day

3. Week

4. 2 weeks

5. Month

6. Yaar

7. Other

9. NA; DK

0 . No earnings rom main job; Inap, 2 in 629 or

630; 5, 8-9 in 710 or 712; 1 or 9 in 715;

1 in 717; 2 in 736



SRC

VAR #

742

85

c19. What was the reason for leaving the job (he/she) had

in the Spring of 1983? Did (he/she) retire or becomedisabled, did (he/she) quit, was (he/she> laid off,

was it a temporary or seasonal job, did the firm

close, was (he/she) fired, or what?

I I 01.

0 in

RETIRED

DISABLED

QUIT

LAID OFF

TEMPORARY/SEASONAL JOB

FIRM CLOSED

FIRED

Transferred

R/Family moved

Took leave (incl. for health); pregnancy

OTHER (SPECIFY)

743

DK

HA

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712;1 or 9 in 715; 1 in 717; 2 in 736

c20. Was (he/she> required to retire, did (he/she) retire

because (he/she) became disabled, or did (he/she)

voluntarily choose to retire at that time?

1. REQUIRED

2. DISABLED

3. VOLUNTAUY

8. DK

9. NA

0 . Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712;1 or 9 in 715; 1 in 717; 2 in 736; 02-07,97-99 in 742



lJ?4

VAR #

-

86 SRC

744

745

746

c21. Did (his/her) mployer ffer (him/her) bonus or any

other financial ncentive o retire hen (he/she) id?

1. YE S

5. NO

8. DK

9. NA

0 . Inap,2 in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; 1 in 717; 2 in 736; 02-07,

97-99 n 742

c22. Has (his/her) mployer rovided ny health nsurance

coverage uring (his/her) etirement?

1. YES

5. NO

8. DK

9. NA

0. Inap,2 in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; 1 in 717; 2 in 736; 02-07,

97-99 in 742

C23. Excluding ocial ecurity and any severance pay , did

(ha/she) receive enefit ayments rom any type of

employer ponsored etirement, isability, r pension

plan from the job (he/she) eft, or does (he/she)

oxpect to receive ny such benefits n the future?

1. YES

I in

0. Inap, in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; 1 in 717; 2 in 736



SRC 87 u

VAR #

747 c24. Did (he/she) eceive, r will (he/she) eceive n the

near future, ny of these benefits n the form of a

lump sum payment?

HE;; .0.

748

749

YES

NO

DK

NA

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; 1 in 717;2 in 736;5, 8-9in 746

C24a. How much was or will that payment e?

Code DOLLARS (000 001 - 999 995)

999 998. DK

999 999. NA

000 000. Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; in 717;2 in 736;

5, 8-9 in 746 or 747

c25. Does (he/she) ow receive or does (he/she) xpect o

receive additional) egular onthly r yearly enefit

payments rom that pqirion?

1. YES

0 . Inap, 2 in 629 or 630; 5, 8-9 in 710 or ':Z;

1 or 9 in 715; 1 in 717; 2 in 736; i, 5-3

in 746



VAR #

88

750

751

752

C25a. In what month and year did (he/she) r will (he/she)

begin receiving egular ayments? - MONTH

Code MONTH (01-12)

98. DK

99. NA

00. Inap, in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9

in 746 or 749

C25a. In what month and year did (he/she) r will (he/she)

begin receiving egular ayments? - YEAR

Code YEAR (1980-2036)

9998. DK

9999. NA

0000. Inap,2 in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9

in 746 or 74 9

C25b. How much (does/will) he/she) eceive er month or

year? -- AMOUNT


999 998. DK

999 999. NA

000 000. Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; 1 in 717; 2 in 736;

5, 8-9 in 746 or 749



S R C

VAR #

75 3

89

C25b. How much (does/will) he/she) eceive er month or

year? -- PER

u?

3. Week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0. Inap, 2 in 629 or 630;

1 or 9 in 715; 1

5, 8-9 in 746 or

5, 8-9 in 710 or 712;

in 717; 2 in 736;

749



LR4

VAR #

90 SRC

755 C26. If (he/she) ere to die, would you receive egularbenefit ayments or the rest of your life from that

pension, eceive ayments or a limited eriod f

time, or would ou receive o benefit ayments rom

that pension lan?

0 in 759-760 1. REST F LIFE

._7. LIMITED ERIOD F TIME

5. NO BENEFITS

0. Inap,2 in 629 or 630; 5, 8-9 in 710 or 712;

1 , 8-9 in 715;1 in

717; 2 in 736;5, 8-9 in 746 or 749

756 C27a. What percent f (his/her) ension ould you

receive? - PER CENT

757


998. DK

999. KA

000. Inap,2 in 629 or 630; 5, 8-9in 710 or 712;. 1 or 9 in 715; 1 in 717; 2 in 736;

5, 8-9 in 746 or 749; 3, 5, a-9 in 755;

R answered n dollars

C27a. What percent f (his/her)

receive? - DOLLAR AMOUNT

pension ould you


999 998. DK

999 999. NA

000 000. Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; 1 in 717; 2 in 736;

5, 8-9 in 746 or 749; 3, 5, 8-9 in

755; R answered



SRC 91

VAR #

758

759

C27a. What percent f (his/her) ension ould ou


3. Week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0 . Inap, 2 in 629 or 630; 5, 8-9 in 710 712;r1 or 9 in 715; 1 in 717; 2 in 736;5, 8-9 in 746 or 749; 3, 5,R answered

8-9 in 755;

C27b. Did (his/her) mployer ffu an option that would akregular enefit ayments o surviving pouses or the

rest f their lives?

1. YES

0 . Inap, 2 in 629 or 630;

1 or 9 in 715; 1

5, 8-9 in 746 or

5, 8-9 in 710 or 712;

in 717; 2 in 736;

749; 1, 8-9 in 755

760 C27c. Was this a joint ecision ith you not to have this

option, or was it something our (husband/wife)

decided (himself/herself)?

1. JOINT DECISION

2. R DECIDED

8. DK

9. NA

0 . Inap,2 in 629 or 630; 5, 8-9 in 710 or 712;

1 or 9 in 715; 1 in 717; 2 in 736;

5, 8-9 in 746 or 749; 1, 8-9 in 755; 5, 8-9

in 759



92

-

SRC



Survey esearch anter

VAR #

801 C28,

University f Mickga


(C28 - 020)

Is (he/she) u r r e n t l y r e c e i v in g a n y ( ot h e r ) b e n e f i t

p a y m e n t s from an employer p o n s o r e d retirement r

pension lan, not including ocial ecurity?

1. YES

G---l 5. NO

8. DK

-9. NA

0. Inap, 2 in 629 or 630

802 c28a. How much is (he/she) receiving per month (from all the

other pension r disability enefits? - AMOUNT _

803

code At40uNT in DOLLARS (000 001 - 999 995)

999 998. DK

999 999. NA

000 000. Inap, in 629 or 630; 5, 8-9 in 801

.

c28a. How much is (he/she) receiving pu month (from ll the

other pension r disability enefits? -- PER

3. week

4. 2 weeks

5. Month

6. Year

7. Other

9. NA; DK

0 . Inap, 2 in 629 or 630; 5, 8-9 in 801

93



UM

UR #

94SRC

805 C 2 9 . I f (he / she ) were t o d i e , w o u l d y o u r e c e iv e r e g u l a r

b e n e f it p a y m e n t s f or t h e r e s t o f y o u r l ife f r om ( h i s /

h e r ) ( o t h e r > p e n s i o n s , r e c e i ve p a y m e n t s f or a l im i t e dpe r i od o f t i m e , or wou l d you re c e i ve no be n e f it

p a y m e n t s f r o m ( t h i s /t h e s e ) p e n s i on ( s )?

/Din - 1. REST OF LIFE

0. I M P , 2 i n 629 o r 6 3 0 ; 5, 8-9 in 8 01

8 0 6 C 3 0 a . wha parcmt of (hir/hu) (othu) pmsion(s> would you

rocaive? -- PER CENT

80 7

coda PER CENT (001-100)

998 . DK

999 . KA

000. I n a p , 2 i n 6 2 9 or 630; 5 , 8-9 in 8 0 1 ; 3, 5, 8-9i n 8 0 5 ; R a n r w u d dollars

C30a. B D M p u c en t o f (h i s / h e r ) ( ot h e r ) p e n s i on ( s ) w o u l d you

rocaive? -- D O L L A RA M O U N T

C o d e A M O U N Tn D O L L A R S 0 0 0 ~ 0 0 1 - 9 9 9 9 9 5 )

999 998. DK

999 999. N A

000 000. I n a p , 2 i n 629 o r 630; 5, 8-9 in 801; 3 , 5 ,8 -9 i n 805 ; R answud I



SRC

VAR #

95

808

809

3. Week

4. 2 weeks

5. Month

6. YeU

7.

9.

0.

Other

NA; DK

InaP, 2 in 629 or 630; 5, 8-9 in 801; 3, 5, 8-9

rn 805; R answered 8

C30a. What percent f (his/her) other) ension(s) ould ou

receive? - @ER (UNIT)

C30b. D i d (h i s /h m r ) e m p l oy e r offe r a n o p t io n t h a t w ou l d m a k e

r e g u l a r benefit ayments o surviving pouses or the

rest f their lives?

1.

0.

8 1 0

YES

NO

DK

NA

IMP, 2 in 629 or 630; 5, 8-9 in 801; 1, 8-9Ln 805

c3oc. W a s this joint ecision ith you not to have this

option, r was it something ou r (husband/wife)

decided (hmself/huself)?

1.

2.

0.

9.

0.

J O I N T 3tCISION

SPOUSE EC:DED

DK

NA

IMP, 2 An 629 r 630; 5, 8-9 n 801; 1, 8-9

in 805; 5, 8-9 in 809



-

UM

VAR #

611

96

D1,Dlc. UM¶ARY.OP CCUPATION TATUS AND WORKING OW

SR C

Code Occupation tatus Summary receded n green y

e d i t o r s

11. Worker nly


14. Worker + studmt

15. Worku + housewife

16. Worku + unemployed

20. Temporarily aid f f

30. UneUIplOyd nd looking or work

50. Retired/disabla+not working t all now

51. *I

--and Housewrfe

70. Student--not orking t all now

80. Housewife/othu ot in labor orce--not working

at all now

97. Other (incl. thu combination)

99. NA

00. Inap, 2 in 629; 1 in 63 0



SRC 97

VAR #

812

r

Dl. We are m t e r e s t e d i n y o u r C h u s b a n d ’s /w i fe ’s ) p r e s e n t

j o b s t a t u s . Is h e / s h e ) w o r k i n g n o w , t e m p o r a r r l y l a r d

o ff , u n a m p l o ys d a n d l oo k i n g f or w o r k , d i s a b l e d a n du n a b l e t o wo r k , r e t i r e d , a s t u d e n t , (a ousewife , ) or

what? ( C HE C X ALL THAT APPLY, e.g., RETIRED ND

WORKING O W - - A S KALL FOLLOW-UP UESTIONS)

I

10 n 813-8211 0 1 .

02.

21.

22.

0 in

813-815

WORKING OW; ON STRIKE; ICK LEAVE

TEMPORARILY AID OFF; ON EXTENDED EAVE

Combination ox land Box 2 checked

Other combinationsFncluding

UNDfPLOYED AND LOOKING FOR WORK

RETIRED;DfSABLEDSTUDENT

HOUSEWIFE

OTHER (including oluntarily ut of labor orce

Other combination t Dl which includes ox # l

O t h e r co m b i n a t i on s a t 01 not n c l u d i n g B o x # l

or #2

NA--Se e supervisor efore coding this

Inap, 2 in 629; 1 in 630



98 S R C

VAR #

813 Dla. Does (he/she) xpect o go back to work at this job?

I 4

10 in 816-8211 1. YES

814 Dlb. When did (he/she) ast work on this job? -- MONTH

815 Dlb. When did (he/she) ast work on this job? -- YEAR

NO

DK

NA

Inap, 2 in 629; 1 in 630;01, 03-07, 96-97, 9

in 812

code MoNT?i 01-12)

98. DK

99. NA

00. Inap,2 in 629; 1 in 630; 01, 03-07,96-97, 9

in 812; 5, 8-9 in 813

Code YEAR (1980-1986)

9998. DK9999. NA

0000. Inap,2 in 629; 1 in 630; 01, 03-07, 96-97, 9

in 812; 5, 8-9 in 813

Dlc. It (he/she) oing any work for pay at the present

time?

-3

10 in 817-8211-l.

816

I

YES

NO

DK

NA

5.

8.

9.

0. Inap, 2 in 629; 1 in 630; 01 in 812; 1 in 813



SR C

VAR #

817 D l d .

99U

Doe s (he / she ) e xpe c t to do any work for pay in t h e

future?

1 . Y E S

8 16

0 . I M P , 2 i n 6 2 9 ; 1 i n 6 3 0 ; 0 1 i n 8 1 2 ; 1 i n 8 1 3o r 8 1 6

Dl e . fn what month and year does (he/she) e xpe c t t o be g i nworking or pay? -- MONT?4

code MONTH (01-12)

98. OK

99. NA

00. Inap, in 629; 1 in 630; 01 in 812;1 n 813

or 816; 5, 8-9 in 617

819 Di e . I n w h a t month and year does (he/she) x p e c t t o b e g mworking for p8yP -- YEAR

Code YEAR (1986-2020)

9998. D K

9 9 9 9 . NA

0000. Inap, 2 in 629;1 in 630; 01 in 812;1 in 813

or 816; 5, 8-9 in 817



UM

VAR #

100 SRC

Dlf. Ha s (he/she) ver done any work for pay?

A. YE5

0. Inap,2 in 629; 1 in 630; 01 in 812; 1 in 813

or 816

821 Dlg. In how many f the past 36 months has (he/she) one

any work for pay?

822



96. "None"

98. DK

99. NA

00. Inap,2 in 629; 1 in 630; 01 L:. 12;1 in 613

or 816; , 8-9 in 820

D2. Nut are some,questionrbout your (husband's/wife's)

current, ain job. Is (he/she) elf-employedn (his/

hu) main job?

1. YES

5. NO

8. DK

9. NA

0. IMP, 2 in 629; 1 in 630; 1, 5, 8-9 in 820

.



104 SRC

vA.R t

834 D10. I s ( h e /s h e > c u r r e n t l y r e c e i vi n g a n y b e n e f it p a y m e n t s

fr o m a n e m p l o ye r s p o n s or e d r e t i r e m e n t o r p e n s i on p l a n ,n o t i n c lu d m g S o ci a l Security?

0. Inap, 2 in 629; 1 n 630; 5, 8-9 in 820

835 DlOa. How much is (he/she) urrently eceiving u

month? -- AMOUWT

836


999 998. DK

999 999. N A

000 000. IMP, 2 in 629; 1 in 630; 5, 8-9 in 820

or 834

DlOa. How much is (he/she) urrently eceiving u

month? -- PER

3. Week

4. 2 weeks

5. Month

6. Ye8r

7. Other

9. WA ; DK

0 . Inap, 2 i n 629 ; 1 in 630; 5, 6-9 in 820 or 834



SRC 105

VAR #

837 Dll. If (he/she) ere to die, w o u l d y o u receive egular

b e n e fi t p a y m e n t s fo r t h e r e s t of your life from (his/

her p e n s i o n , r e c e i ve p a y m e n t s f or a limited eriod ftime, r would you receive o benefit ayments rom

this pension?

-1 1. REST OF LIFE

0 in

cl3. LIMITED E R I O D F TIME

838-8405. NO BENEFITS

0 . Inap, 2 in 629; 1 in 630; 5, 8-9 in 820 r 834

838 Dlla. What percent f ( h i s /h e r ) p e n s i on w o u l d y o u

rece ive? - - PER CENT

C ode PER CENT (001-100)

998. DK

999. NA

000. I n a p , 2 tn 629; 1 n 630; 5, 8-9 in 820 or

3, 5, 8-9 in 837; R answered ollars

834;



Ln4

VAR #

839

84 0

841

106

Dlla. What percent f (his/her) ension ould you

receive? - DOLLAR MOUNT


999 998. DK

999 999. NA

000 000. Inap, in 629; 1 in 630; 5, 8-9 in 820

or 834; 3, 5, 8-9 in 837;

R answered

Dlla. What percent f (his/her) ension ould you


3. Week

4. 2 weeks

5. Month

6. Yu

7. Othu

9. NA; DK

0. 2 in 8-9 innap, 629; 1 in 630; 5, 820 or 834;

3, 5, 8-9 in 837; R answered

Dllb. Did (his/her) mployer ffer an option that would ake


rest f their lives?

0. Inap, 2 in 629; 1 in 630; 5, 8-9 in 820 or 834;

1, 8-9 in 837

.



107

042 Dllc. Was this a joint decision with you not to have this

option, or was it something your (husband/wife)

decided (himself/herself)?

1. JOINT DECISION

2. SPOUSE ECIDED

8. DK

9. NA

0. Inap, in 629; 1 in 630; 5, 8-9 in 820 r 834;

1, 8-9 in 837; 5, 8-9 n 841

843 012. How many diffuant mployus has your (husband/wife)

work& for in full-tima obs lasting ne year orlongu?

Coda t PULL-TIME OBS (01-50)

NEVER HAD FULL TIME OB; “Nom”

00. Imp, 2 in 629; 1 in 630; 5, 8-9 in 820

a44 013. Doer (he/she) cpect o work full-time n the future?

0 in 845-846 1. YES

0 . Inap, in 629; 1 in 630; 5, 8-9 in 820; ::-5:,

98-99 in 643



VAR t

845

846

847

108

D14. At what age did (he/she) egin working or pay at

(his/her)i r s t full-time ob lastmg one year or

longer ?

SRC

Code AGE (lo-701

98. DK

99. NA

00. Inap, 2 in 629; 1 in 630; 5, 8-9 in 820;

1, 5, 8 or 9 in 844

D15. About how many years in total ar (he/she) orked

full-time or pay?

Code # YEARS FULL-TIME 01-70)

98. DK

99. NA

00. Inap, in 629; 1 in 630; 5, 8-9 in 820;

1, 5, 8 or 9 in 844

016. At what ge does (he/she) xpect to completely top

working n any paid job, including art-time obs held

during retirement ears?

lA GE (18-90)

ALREADY STOPPED

NEVER STOP

00. Inap, in 629; 1 in 630; 5, 8-9 in 820; 5, 8-9

in 844



SRC 109

VAR #

848 D16a. At what ge did (he/she) top working or pay?

Code AGE ( M- 9 0 )

98. DK

99. NA

00. InaP, in 629; 1 in 630;5, 8-9 in 820; 5, 8-9

in 844; 18-90, 6, 98-99 n 847

a49 D17. what is the highest rade of school r year of colleg

your (husband/wife)ompleted?

(0 in 851~~01-12

I0 in 85Oc-----_13-17

"0. 00 grades; nap, 2 in 629; 1 in 630

850 D17a. Did (he/she) et a high school iploma r pass a high

school quivalerxy est?

1. YES

5. NO

8. DK

9. NA

0. Inap, 2 in 629; 1 in 630; 13-17, 8-99 in 849



110 SRC

VAR li

051

852

853

854

D17b. D o e s (he/she) ave a college egree?

1. YES

5. NO

8. DK

9. NA

0 . Xnap, 2 in 629; 1 in 630; 00-12, 8-99 in 849

Dl8. What is the month and ear of yocr (husband's/wife's)

birth?-- MONTH

Code MONTH (01-12)

98. DK99. NA

00. Inap, 2 in 629; 1 in 630

D18. What is the month and ymr of your (husband's/wife's)

birth7-- YEAR

Code YEAR (1890-1970)

9998. DK

9999. NA

0000. Inap, 2 in 629; 1 in 630

Dl9. II88he/she) evu bean in the military ervice?

1. YE S

5. NO

8. OK

9. NA

0. Inap, 2 in 629; 1 in 630



SRC

VAR #

855

111

D20. How would you describe (his/her) health--excellent,

good, fair or poor?

U

1. EXCELLENT

2. GOOD

3. FAIR

4. POOR

6. DK

9. NA

0. Inap, 2 in 629; 1 in 630



112SRC



Survey esearch enter Universityf Mlchl


(El - E25)

VAR #

901

I

El. Do you (and your family iving here) wn your home,

pay rent, r what?

I

0 in 902-906 . OWNS OR IS BUYING

X-iJ-2. PAYS RENT

NEITHER WNS NOR RENTS

DK

NA

902 E2. About how much rent do you pay per month?

Code AXOUNT (0001 9995)

9998. OK

9999. NA

0000. Imp, 1, 6, 6-9 in 901

113



VAR #

903

114

E 3 . C o u l d y ou t e ll m e m o r e a b o u t t h a t ?

S R C

0 1 . L i v e -i n s e r v a n t ; h o u s e k e e p e r ; g a r d e n e r ; farm

l a b o r e r ; o t h e r s f or w h o m h o u s i n g i s p a r t o f

j ob c ompe nsa t i on0 2 . H o u s i n g is a g i ft p a i d b y s o m e o n e o u t s i d e

H U ; o w n e d b y r e l a t i ve o u t s ld e H U ; R p a y s

t a x e s o n l y

03 . H o u s e s o ld b u t R h a s n ’t m o v e d y e t

04 . L i v in g i n h o u s e w h i ch w i l l i n h e r i t ; e s t a t e

i n p r o c e s s05 . L i vi n g i n t e m p o r a r y q u a r t u s (garage, s h e d )

w h i le h o m e i s u n d e r co n s t r u c t i on

0 7 . O t h e r

10 . R l iv e s i n p u b l ic h o u s i n g ( n o r e n t > or h a s r e n tp a i d b y p u b l ic h o u s r n g a u t h o r i t y

1 1 . R l iv e s i n n u r s i n g h o m e

1 2 . Over t h e r o a d d r i v u - -h a s n o r e s i d e n c e

1 3 . L i v in g w i t h p a r e n t s / in - l a w s

14 . L i v i ng wi t h s i b l ings

98 . DK

9 9 . N A

00. Ina p , 1 , 2 , 8 -9 i n 901

904 E 4 . H a v e y o u m o v e d s i n c e w e l a s t talkd t o y o u i n t h e

S p r i n g o f 1 9 8 3 ?

N O , b u t i n t e r v i e w co n d u c t e d a t 2 n d h o m e

N O ( in c lud e R’s away t e m p o r a r i l y b u t

h a v e r e t u r n e d t o s a m e r e s i d e n ce as i n 1 9 8 3 )

8 . DK

9. WA

0. IMP, 1, 8-9 i n 9 0 1



S R C 115

VAR #

905 E5 . S i n c e t h e S p r i n g o f 1 9 8 3 , h a v e y o u so ld a h o m e t h a t

was your r i m a r y r e s i d e n c e ?

1. YES

3 . NO , separated p o u s e l iv e s i n h o m e

4 . N O , r e l a t i v e o w n e d h o m e i n 1 9 8 3

0 . f-p, 1, 8-9 i n 901 ; 5 in 904

906

907

E5a. W h a t w a s t h e s e l li n g p r i c e o f t h a t home?

Code DOLLAR MOUNT (0 000 001 - 9 999 995)

9 999 996. None, home repossessad

9 999 998. DK

9 999 999. HA

0 000 000. I M P , 1 , 8 -9 in 901; -5 i n 9 0 4 ; 5 , 8 -9

i n 9 0 5

E6. Could you tell me the present a l u e of y o u r h o m e ?

Abou t how much would it bring if it were sold o d a y ?

Code DOLLAR KWNT (0 000 000 001 - 9 999 999 995)

-6 . Only a rsessd va lue g iv rn

-8 . DK-9 . NA

0 000 000 000. Snap, , 6 , 8-9 in 901



116 S R C

VAR #

908 E7. Have you moved since we last talked to you in the

Spring of 1983?

1. YES

2. YES, moved to home owned in 1983

3. YES, moved mobile home to new location

4. NO, buying ome previously ented

6. NO, but interview onducted t second ome

0 . IMP, 2, 6, 8-9 in 901

909 E7a. Da you now live in a house, an apartment,

condominium, mobile home, or what?

910

1. HOUSE

2. APARTMENT R CONDUMINIUM

3. MOBILE HOME

4. co-op

5. Duplex

6. Townhouse

7. OTHER (SPECIFY)

8. DK

9. NA .

0. IMP, 2, 6, 8-9 Fn 901; 3, 5, 6, 8-9 in 908

E8. In what month and year was this (house/apartment/

mobile ome> purchasd? -- MONTH

Code MONTH (01-12)

96. Date not given because inherited ome

98. DK

99. NA

00. Inap, 2, 6, 8-9 in 901; 3, 5, 6, 8-9 in 908



S R C 117

VAR x

911

912

913

EB. In what month and year was this (house/apartment/

mobile ome) purchased? - YEAR

Code YEAR ( 1 8 8 0 - 1 9 8 6 )

9996. Date not given because inherited ome

9998. DK

9999. NA

0000. Inap, 2, 6, 8-9 in 901; 3, 5, 6, 8-9 in 908

E9. How much did this (house/apartment/mobileome) cost

when it was purchased, ot including losing osts?

Code DOLLAR AMOUNT (0 000 001 - 9 999 995)

9 999 996. Rinhuited home

9 999 998. DX

9 999 999. NA

0 000 000. Inap ,6,8-g in 901; 3,5,6,8-g n 908

ElO, Since the Spring f 1983, ave you sold a home that

was your primary esidence?

1. YES3. NO, moved mobile home to new location

4. NO, relatives wned home in 1983

0 . Inap 2,6,8-g n 901; 3,5,6,8-g n 908



VAR t

914 ElOa. hat was the selling rice of that ome?

118 SR C


9 999 998. DK

9 999 999. NA

0 000 000. Inap 2,6,8-g in 901; 3,5,6,8-g in 908

or 913

915 Eli. Do you have a mortgage or a land cont-_xt on your

current home?

0. Inap 2,6,8-g in 901; 3,5,6, 8-9 in 908

916 E12. Do you have a mortgage or land contract on your

current home?

1. YES

0. IMP, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915



S R C 119

VAR t

917 E l 3 . D i d y o u e i t h e r r e f i n a n c e y o u r f ir s t m o r t g a g e o r t a k e

ou t a n e w fi r s t m o r t g a g e s m ce t h e S p r i n g of 1 9 8 3 w h e n

w e l a s t t a l k e d ?

E/h;: .9.

YES

NO

DK

N A

0 . InaP , 2 , 6 , 8 -9 in 901 ; 1 , 5 , 8 -9 in 915 or 916

918 El4. H o w m u c h a r e t h e p a y m e n t s fo r t h e f ir s t m o r t g a g e o r

l a n d contract, ot including a Y e s a n d i n s u r a n c e , a n d

h o w o ft e n a r e t h e y due? -- AMOUNT

, C cd e O O L L A R M O U N T0 000 001 - 9 999 995)

p /&&C; ;;; ;; I ; ; RE Gu LAR AyME N Ts -

0 000 000. IMP, 2, 6, 8-9 in 901; , 5 , 8-9 in 915or 916 ; 1 o r 8 i n 917

.



120 SR C

VAR #

919

920

E l 4 . How m u c h are h e p a y m e n t s f or t h e fi r s t m o r t g a g e o r

l a n d co n t r a c t , n o t i n cl u d i n g t a x e s a n d i n s u r a n c e , a n d

how of t e n are they due? -- PER

1. M o n t h - - i n c l u d e s

2 . Month--includes

3. Month--includes

4. Twice yearly

5. Month

6. Year

7. Other

t a x e s a n d in s u r a n c e

t a x e s b u t n ot or NA if i n s u r a n c e

i n s u r a n c e b u t n o t o r NA i f t a xe s

8. NO REGULAR PAYMENTS

9. NA; D K

0 . IMP, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915 r 916;

1 or 8 in 917

E14a. How much is still wd on the first mortgage r land

contract?


9 999 998. DK

9 999 999. NA

0 000 000. IMP, 2, 6, 8-9 in 901; 1, 5, 8-9 n 9 1 5

or 916; 1 or : :n 917; regular

paymant cdd in 918

921 El5. Do you also have a second mortgage on your home?

922

0 . IMP, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915 r 9 1 6 ;

1 or 8 i n 9 1 7

E16. Did you e f i n a n c e your second ortgage r take out a

new second ortgage ince the Spring f 1983?



S R C 121

VAR #

U

1 0 in 923-936) 1. YES

( 0 in 926-9451 5. NO

8. DK

9. NA

0. InaP, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915 r 9 1 6 ;

1 or 8 in 917; 5, 8-9 in 921

E17. How much are the payments or the second ortgage, nd

how often r e they due? -- AMOUNT

-'9 999 998. DK

9 999 999. NA

924

925

0 000 000. IMP, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915-

or 916;1 or 8 in 917;5, 8-9 in

921; 1, 8 or 9 in 922

E17. How much are the payments or the second ortgage, nd

how often re they ue? -- PE R

5. Month

6. Year

7. Other

8. NO REGULAR PAYMENTS

9. NA; DK

0. Inap, 2, 6, 8-9 in 901;

1 or 8 in 917; 5,

in 922

1, 5, 8-9 in 915 or 916;

8-9 in 921; 1, 8 or 9

E17a. How much is still wed on the second ortgage?


9 999 998. DK



UM

w? #

926(A)

937(B)

927 (A)

938(B)

92&(A)

939(B)

929(A)

940(B)

122

9 999 999. NA

0 000 000. Inap, , 6, 8-9 in 901; 1, 5, 8-9 in 915

or 916; 1 o r 8 in 917; 5, 8-9 in

921; regular payment oded in 923

E18. About the (first ortgage r land contract/second

mortgage) .in what month and e a r w a s At obtaaned r

last refinanced? - MONTX

Code MONTH (01-12)

98. DK

99. NA

00. Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916;

5, 8-9 Fn 922; (A only: 1 in 922)

SRC

E18. About the (first ortgage r land contract/second

mortgage) .in h a t month and ymr was it obtained r -

l a s t r e f i n a n c e d ? - - YE AR

Code YEAR (1910-1986)

9998. DK

9999. NA

occo. Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916;

5, 8-9 in 922; (A only: 1 in 922)

El9. H o w zu c h w a s borrowed r financed, ot including he

finance harges?

code DOLLAR AHDURT (0 000 001 - 9 999 995)

9 999 998. DK

9 999 999. NA

0 000 000. IuP, 2, 6, 8-9 in 901; 5, 8-9 in 915 or

916; 5, 8-9 in 922; A only:1 in

922)

E20. How much are the payments, ot including axes and

insurance, hd how oFtm are thw due? -- AMOUNT

Code DOLLAR AMOUNT t0 000 001 - 9 999 995)



S R C 123

VAR x

-i&q 1

8n 930/941

I9

0 in 932/9430 in 9331944

-:

0

930(A)

941(B)

931(A)

942(B)

932 (A)

943(B)

- 9 999 995.

999 996. NO REGULAR AYMENTS

99 9 998. DK

999 999. NA

000 000. Ihap, , 6, 8-9 in 901; 5, 8-9 in 9lj or

916; 5, 8-9 in 922; CA only: 1 in

922)

E20. How much are the payments, ot including axes and

insurance, nd how often are they due? -- PER

1. Month--includes2. Month--includes

5. Month

6. Year

7. Other

tams and insurancetaxes ut not or NA if insurance

8. NOREGULAR PAYMENTS

9. NA; DK

0. IMP, 2, 6, 8-9 in 901; 5, 8-9 in 915 or

916; 5, 8-9 in 922; (A only:1 in

922)

E21. How much money is still owed on this loan?

Code DOLLAR MOUNT (0 000 001 - 9 999 995)

9 999 998. DK

9 999 999. NA

0 000 000. Inap, , 6, 8-9 in 901; 5, 8-9 in 915 r

916; 5, 8-9 in 922; (A only:1 in922)

E22. How many years or what number f payments ere agreed

upon when the loan was aken out? -- YEARS



l

UM

VAR #

933 (A)

944(B)

934(A)

945(B)

124

Code # OF YEARS (01-95)

98. DK

99. NA

00. Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916;

5, 8-9 in 922; (A only: 1 in 922);

R answered payments

E22. How many years or what number f payments ?re greed

upon when the loan as taken out? -- PAYR f

Code # OF PAYMENTS (001-995)

SRC

998. DK

999. NA

000. Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916;

5, 8-9 in 922; (A only: 1 in 922);

98-99 in 932 or 943;

R answer& X years

E23. What is the current nnual percentage ate of interest

or finance harge on this loan?

Coda I to one decimal 001 - 995)

995. 99.5% or more

996. NONE

998. DK

999. WA

000. Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916;

5, 8-9 in 922; (A only: 1 in 922)



S R C

VAR #

935

125

E24. Does h i s m or t g a g e h a v e a n i n t e r e s t r a t e t h a t ca n r i s e

o r fa l l f r om t i m e t o t i m e d e p e n d i n g o n s o m e o t h e r

i n t e r e s t r a t e or i n d e x?

1 . YE S5 . N O

8. DK

9. NA

0. IMP, 2, 6, 6-9 n 901 ; 5 , 8 -9 in 915 or 916 ;1 , 5 , 6 -9 in 922

936 E 2 5 . Do you also have second mortgage o n y o u r home?

0 . Inap, , 6 , 8 -9 in 901 ; 5 , 8 -9 in 915 or 916;1, 5 , 8-9 in 922



126SRC



S u r v e y R e s e a r c h C e n t e r U n i v e r s i t y of M i c h i g

1 9 8 6 S U R V E Y F CONSUMER F I N A N C E S

( F l - F 9 a )VAR t

1001 Fl . D o y ou ( a n d y o u r f a m i ly l iv i n g t h e r e ) o w n a n y ( ot h e r )

r e a l e s t a t e , s u c h a s v a c a t i o n h o m e s , l ot s , o ra p a r t m e n t b u i ld i n g s , n o t i n cl u d i n g p r o p e r t y o w n e d b y ab u s i n e s s ?

1 . YE S

1002 Ph. W h a t i s t h e g r o s s m a r k e t v a l u e o f a l l y o u r ( f a m i ly ’s )

r e a l e s t a t e h o ld i n g s , n o t i n cl u d i n g y ou r p r i m a r yr e s i d e n c e ?

1003

Code AMOUNT (00 000 001 - 99 999 995 >

-8 . DK

-9 . NA

00 000 000. IM P , 5 , 8 -9 in 1001

Flb. D o y o u (o r a n y o n e i n y o u r f a m i ly l iv i n g t h e r e ) o w e a n

m o r t g a g e s o r d e b t s o n t h e s e (o t h e r > r e a l e s t a t eh o l d i n g s ?

1 . YE S

0 . Inap , 5 , 8 -9 in 1001

127



1 2 8 S R C

VAR #

1004 Flc. How much are the payments or these mortgages r debts

for (other) eal estate, ot including axes nd

Insurance, nd how often are the payments

due? -- AMOUNT

0 rn 1006I

Co d e A MOUNT ( 0 0 0 0 0 0 1 - 9 9 9 9 9 9 5 )

9 999 996. NO REGULAR AYMENTS

0 000 000. Inap, , 8-9 in 1001 or 1003

1 0 0 5 Flc. Ho w much are the payments or them mortgages r debts

for (other) eal estate, ot including axes nd

insurance, nd how often are the payments ue? -- PER _

1006

1. Month--includesaxes and insurance

2. Quarterly

3. Wetk

4. 2 weeks

5. Month

6. Year

7. Other

8. NOREGULAR PAYMENTS

9. NA; DK

0 . Inap, 5, 8-9 in 1001 or 1003

Fld. How much is still wed on all those mortgages r

debts?

code AMoum (0 000 000 001 - 9 999 999 995)

-8. DK

-9. NA

0 000 000 000. Inap, 5, 8-9 in 1001 or 1003;

l-9 999 995, DK or NA in 1004



S R C 129

VAR x

u

1 0 0 7 F 2 . S i n c e t h e S p r i n g o f 1 9 8 3 w h e n w e t a l k e d t o y o u l a s th a v e y ou ( or a n y on e In y ou r f a m i ly t h e r e ) p u r ch a s e d

a n y k i n d of ca r , t r u c k , v a n , o r m o t o r h o m e , n o t

i n c lu d i n g v e h i cl e s p u r c h a s e d b y a b u s i n e s s ?_

1. YE S

N O ( in c l. r e c e i ve d a s a g i ft )

1 0 0 8 Fta. H o w m u ch did t h e m v e h i c le s c os t i n t o t a l ?

1009

Code AMOUNT (000 001 - 999 995)

999 998 . DK9 9 9 9 9 9 . N A

000 000. I n a p , 5 , 8 -9 i n 1 0 0 7

F 3 . D i d y o u ( a n d y o u r fa m i ly l iv i n g t h e r e ) m a k e p u r c h a s e st o t a l i n g S 3 , O O O o r m o r e o f a n y f u r n i t u r e , a p p l ia n c es ,r e t c r e a t i on i t r r n r o r a d d i t io n s a n d r e p a i r s t o y ou r

h o m e ?

1. YES



UM

VAR #

130 SRC

LO10

1 0 1 1

F3a. How much did these item cost in total?

Code AMOUNT 0 0 0 0 0 0 1 - 9 9 9 9 9 9 5 )

9 999 998. DK

9 999 999. NA

0 000 000. IMP, 5, 8-9 in 1009

FO. Do you (or anyone in your amily

a n y credit cards?

liv. ; there) ave

1. YES

1012 FOa. After the last payment as made, what a s the total

balance till owed on all your (family's) redit

c a r d s ?

Code AMOUNT ( 0 0 0 001

999 996. Zero; one

999 998. DK

999 999. NA

- 999 995)

000 000. Inap, 5, 8-9 in 1011



131RC

VAR #

1 0 1 3 F 5 . A s i d e f r o m m o r t g a g e s a n d c r e d i t c a r d s , d o y o u ( ora n y on e in y ou r fa m i ly l iv in g t h e r e ) o w e m o n e y o n a n y

o t h e r l oa n s o r d e b t s ?

1 . YE S2 . Y E S t o F 5 a n d N O t o F 6 a -d a n d F 9

5 . N O

1014(a)

1 0 1 7 (b )1020(c )

1 0 2 3 ( d )

P 6 .

P6a.

F 6 b .

F 6 c .

F b d .

8. DON'T KNOW

9. NA

F i r s t , I w o u l d li k a t o a s k y o u a b o u t l o a n s or d e b t s

t h a t r e q u i r e r e g u l a r p a y u m t s . D o y o u ( or a n y o n e i ny o u r fa m i ly l iv in g t h e r m ) o w e a n y m o n e y f or a d d i t i on so r r e p a i r s t o y ou r h O P I e , n o t i n c lu d i n g m o n e y o w e d o nm o r t g a g e s a n d c r e d it ca r d s ? ( R E C O R D N F 6 BELOW AND

ASK F7 BEFORE CONTINUING TO NEXT ITEM.)

A D D I T I O N SAN D R E P A I R S

( D o y o u ow e a n y m o n e y ) f or p u r c h a s e s o f a u t o m o b i le s ,t r u ck s o r o t h u m h i cl es , n o t i n cl u d i n g l ea s e

p a y m e n t s ?

(D o y o u ow n a n y m o n e y ) fo r p u r ch a s e s o f fu r n i t u r e ,a p p l i a n c e s , r e c r e a t i o n , or h o b b y i t e m s ?D o y ou o w e m o n e y o n a n y o t h u l oa n s w i t h r e g u l a r

p a y m e n t s , i n c l u d i n g money owed for t r a v e l , m e d i ca l o r

e d u c a t i o n a x p m s e s , o r p e r s o n a l b o r r o w i n g f ori n v e s t m e n t p u r p o m s ?

1 . YE S

0. fn a p , 5 i n 1 0 1 3



LIZ4

VAR #

132 SRC

1 0 1 5 ( a )

1018(b)

1021(c)

1024(d)

1016(a)

1019(b)

1022(c)

1025(d)

1026

F7. How much are these payments, nd how often are they

due? (RECORD N F7 BELOW AND GO TO NEXT ITEM)

-- AMOUNT

Code DOLLARS (000 001 - 999 995)

999 998. DK

999 999. NA

000 000. Inap, 5 in 1013; 5, 2-9 in F6 for this item

F7. How much are these payments, nd how often are they

due? (RECORD N P7 BELOW AND GO TO NEKT ITEM) - PER

1. Quarterly

2. Balloon ayment

3. W e e k4 . 2 weeks

5. Month

6. Year

7. Othu

9. NA; DK

0 . Inap, 5 in 1013; 5, 8-9 in P6 for this item

F8. Now thinking f a l l t h e v a r i o u s t y p e s o f d a b t s w i t h

regular aymehtr, ue all the payments ade the way

they were schduld during the last year, or were

pa,Is on any of the o a n s sometimes ade later or

.

1. ALL PAID AS SCXEDULED R SOONER

5. XADE LATER OR I(:SSEDPAYMENTS

8. DK

9. NA

0. Inap, 5 in 1513



S R C 13 3

VAR #

1027 F 9. Do you (o r a n y o n e i n y o u r f a m i l y l iv i n g t h e r e ) o w e a n y

m o n e y o n a n y (o t h e r ) l oa n s w h i c h d o n o t r e q u i r e

r e g u l a r p a y m e n t s ; fo r i n s t a n c e , l oa n s o n a life

i n s u r a n c e p o l ic y, o r d e b t s t o s o m e o t h e r p e r s o n , ab a n k o r e m p l oy e r , a m a r g i n a c co u n t w i t h a b r o k e r , o r

o t h e r l oa n s u s e d t o p u r ch a s e y ou r h o m e t h a t y o u h a v e

n o t a l r e a d y m e n t i on e d ?

1 , YE S

Yoiie9; ;; ,

0. I n a p , 5 i n 1 0 1 3

1 0 2 8 F9a. H o w m u c h i s s t i l l o w d o n t h e s e o t h u d e b t s t h a t d o

n o t r e q u ir e r e g u la r p a y m e n t s ?

1 0 2 9

Code AMOUNT ( 0 000 0 0 1 - 9 999 995)

9 999 998. D K

9 9 9 9 9 9 9 . NA

0 000 000. I n a p , 5 i n 1 0 1 3 ; 5 , 8-9 i n 1 0 2 7

C o m p l e t e n e s s f o r V l O l 2

1 . I n f o r m a t i o n m i s s i n g f o r s p o u s e o n l y2 . I n f o r m a t i on m i s s in g fo r faxu iy m e m b e r ot h e r t h a n

s p o u s e3 . I n f o r m a t i o n m i s s i n g f o r s p o u s e o t h e r f a m i l y

m e m b e r

5 . N o i n d i ca t i on t h a t in f o r m a t i on i s m i s s in g fo r a n y

f a m i l y m e m b u

0. I M P , V l O l2 n o t a s k d o r D K / N A



134SRC



survey Reseuch

1101

1102

1103

center

1 98 6 S U R V E Y F C O N S U M E RI N A N C E S

U n i v e r s i t y o f M i c h i g

(Gl - G13)

G l. P e o p l e h a v e d i ff e r e n t r e a s o n s f or s a v i n g . W h a t a r ey o u r ( fa m i ly ’s ) m o s t i m p o r t a n t r e a s o n s fo r s a v i n g ?

( An y o t h e r r e e s o n s ? )

0 1 .

0 2 .

0 3 .

0 4 .

0 5 .0 6 .

1 1 .1 2 .

1 3 .1 4 .

1 s .

1 6 .

C h i ld r e n ’s e d u c a t i o n ; g r a n d c h i l d r e n ’s education

Own/spouse’s e d u c a t i on ; e d u c a t i o n - -N A f o r w h o m

“For t h e c h i l d re n / fa m i l y”- -N F S; “t o help the kids

out” ; to h a v e c h i l d r e n / b a b y

G i ft s t o p e r s o n s o u t s i d e F U o r t o c h a r i t i es /c h u r c h

T o g e t m a r r i edT o get c h i i d r e n b a c k

B u y i n g o w n h o u s e (c od e s u m u co t t a g e i n 12 )P u r c h a s e o fz n d h a m e o r cot tage fo r o w n u s eB u y a c a r / t r u c k

H o m e i m P r o v em n t /r e p a i r sT o t r a v e l ; t a k e v a c a t i o n s

B u y d u r a b l e h o u s e h o ld g o od s , a p p l i a n c es , h o m e

fu r n i s h i n g s ; h o b b y i t em s ; for o t h u p u r c h a s e s

n o t c od e e b l e a b o v e or n o t s p e c ifi e d ; “b u y t h r n g sw h e n w e n o d /w a n t t h a w ”

1 7 .

1 6 .

2 1 .

22 .

2 3 .24 .

2 s .

2 6 .

2 7 .

B u r i a l ; funeral e x p e n s e s

M o v i n g e x p e n s e s

2 8 .

B u y i n g (i n v e s t in g i n ) o w n b u s i n e s s /fa r m ;

e q u q x n e n t f o r b u s i n e s sR e t i r e m e n t ; o l d ag e

R e s e r v e s i n case of u n e m p l o y m e n t

I n case o f i ll n e s s ; m d i ca l /d e n t a l e x p e n s e s

E m e r g e h c ie s ; “r a i n y d a y ” ; o t h u u n e x p e ct e d n e e d s ;fo r “secx::y”

I n v e s t m e n t r e a s on s (t o e a r n i n t e r e s t , t o b e

d i vus l f : d , to b u y o t h u fo r m s o f a s s e t s )

T o a m e t co n t r a ct u a l ca m n i t m e n t s ( d e bt r e p a y m e n t ,

r n s u r a n c e payment, t a xes , e t c .) ; “to pa y off

h o u s e ”

“To ge t a h e a d ”; “for t h e fu t u re ” ’ t o a d va n c e

s t e n d a r d O S l iv i n g ; l iv e c om f or t a b l y /a n l oy l if e

2 9 .

3 0 .

Ordmary l ov i ng e xpe nse s / b i l l sB e i n d e p e n d e n t / s e lf -s u f f ic ie n t - -n o r e f e r e n c e

t o r e t i r e m e n t (2 2 ) o r cu r r e n t l iv i n g e x p e n s e s

(29)

3 1 . T a x a d v a n t a g e s

3 2 . R e c r e e t r o n f 3 B o t f u r t h u s p e c i f i e d



13 6

VAR #

SRC

1 1 0 1

1102

1103

G l . C o n t i n u e d

90.

91.

93. C o n v e n i e n t t o s a v e (a u t o m a t i c d e d u c t io n )

94. F o r a ne w wil l

96. D on t/can ’ t save

97. O t h e r

98.99.

R o n l y s a y s : H a d e x t r a i n co m e ; saved b e c a u s e h a dt h e m o n e y l e ft over--no o t h u p u r p o s e

spec i f idm /p r u d e n t t h i n g t o d o ; g o a d d i s ci p li n e t o save

D KN A

00. I n a p , n o fu r t h u m e n t i on.



SRC 137

VAR #

1104

0 in

1105

G2. Do you (or anyone rn your family iving here) ave an

individual etirement ccount--an RA or a Keogh

account?

1. YES

5. NO

8. DK

9. NA

G2a. In total, ow much is in all your (family's) RA and

Keogh accounts?

1105

Code DOLLARS 0 000 001 - 9 999 995)

9 999 998. DK9 999 999. NA

0 000 000. Inap, 5, 8-9 in 1104

1106 G3. Do you (or anyone in your family iving here) ave

any money mrket accounts r certificates f deposit?

1107 G3a. How much 1s in all your (family's) oney market

accounts nd certificates f deposit?

Code DOLLARS ( 0 0 0 0 0 001 - 99 999 995)

-8. DK

-9. NA

00 000 000. Inap, 5, 8-9 in 1106



139 U

VAR #

1111

1112

G5a . Altogether, ow much do you (and our family) h a v e ln

a ll these m p l o ye r s p o n s o r e d p r o f it s h a r i n g , thrift,

and other savrngs lans?

Code DOLLARS (0 000 001 - 9 999 995)

9 999 996. Ze ro ; nothing

9 999 998. D K

9 9 9 9 9 9 9 . N A

0 0 0 0 0 0 0 . Inap,5, 8-9 n 1 1 1 0

G6. Do you (or anyone in y o u r family living h e r e ) h a v e

a n y s a v i n g s b on d s , m u n i ci p a l , c or p o r a t e , o r a n y other

b o n d s ?

1113 G6a. What i s t h e total face value of all your ( fa m i l y ’s )s a v i n g s b o n d s , m u n i c i p a l , corporate o r o t h e r b o n d s ?

1114 Gf .

0 incl115

.

Code WLLARS (000 000 001 - 999 999 995)

-8. DK

-9. NA

000 000 000. Inap, 5, 8-9 in 1112 .

D o y o u ( o r a n y o n e in y o u r f a m i l y l iv i n g there) ave

any ubl ic ly traded t o ck s o r m u t u a l fu n d s , n o t

i n cl u d i n g m o n e y m a r k e t or IRA c c o u n t s ?

1 . YE S

5. NO

8. DK

9. NA



1 4 0 SRC

w4R #

1115

1116

G7a. w h a t is t h e cu r r e n t t ot a l m a r k e t v a l u e o f all your

( fa m i ly ’s ) s t o ck s o r m u t u a l fu n d s ?

Code DOLLARS (00 000 001 - 99 999 995)

-8. DK

-9. NA

00 000 000. I M P , 5 , 8 -9 in 1 1 1 4

G 8 . D o you (or anyone n y o u r fa m i ly l iv in g t h e r e ) o w n a n yo t h e r financial ssets, such as trusts r m a n a g e d

i n v e s t m e n t a c co u n t s , o r n o t e s o r l a n d c on t r a c t s o w e d

t o y o u ?

. YES

. NO

. DK

. NA

1117

1118 G Q .

G8a. How much d o y o u /d o e s y o u r fa m i ly ) h a v e i n a l l t h e s e

o t h e r f in a n c i a l a s s e t s , i n c lu d i n g a m o u n t s s t r l l o w e dt o y ou on n o t e s o r l a n d contracts?

Code DOLLARS (00 000 001 - SG 999 995)

-8 . DK

-9 . NA

00 000 000. Inap, 5 , 8 -9 i n 1116

D o y o u (o r a n y o n e in y o u r fa m i ly l iv i n g t h e r e ) o w n a n

i n t u e s t i n a n y p r i v a t e ly h e l d business, farm, or

p r o fe s s io n a l p r a c t i ce o r p a r t n u s h r p t h a t y ou h a v e not

a lrudy m m t i o n e d ?



SRC 14i

VAR #

1119

1120

1121

G9a. W h a t is the e t m a r k e t v a l u e o f y ou r (family's)

i n t e r e s t i n a l l t h e s e b u s m e s s h o l d i n g s ?

Code DOLLARS 00 000 001 - 99 999 995)

-8 . DX

-9. NA

00 000 000. I n a p , 5 , 8 - 9 i n 1 1 1 8

GlO. C o n s i d e r i n g a l l of (your/your family's) avings nd

r e s e r v e funds, verall n h e past three ears, id

you put more m o n e y i n o r t a k e more money out?

1. PUT MoREmNEY I#

3. NO CHANGE

5 . T O O KM O R EM O N E Y U T

6 . N O S A V I N G S

8. DX

9. NA

CU . I f t h e r a t e of i n t e r e s t ( y ou / y o u r f a m i l y ) c ou l d e a r no n 8 1 1 y o u r s 8 v in g r a n d i n v e s t m e n t s w e n t u p b y five

p u c m t a g e p o in t s , w o u l d y o u d e c r e a s e the amount ou

spud so that you o u l d s a t a s id e m o r e to s a v e , or

would you uake no change in y o u r spending habits?

1. DECREASE PENDING; INCREASE SAVING

3. Increase p u r d i n g (w i ll e a r n m o r e s o will spend

more

5. NO CHANGE

8. DX

9. NA



UN

VAR 0

142

G12. If (you/your family) w on a cash prize equal to about

three months of your usual (family) mcome, would you

save all of it, most of it, some f it, a little of

it, or none of it?

4. A LITTLE

5. NONE

8. D K9 . N A

1123

1124

SRC

Gl2a. w o u l d y o u use any of the money to repay ebts?

1. YES

5. NO

8. DK

9. NA

0. Inap, l-2 in 1122

G13. There seem o b e t w o d i ff e r e n t m e t h o d - x o p le u s e t b

s 8 v e . S o m e p e op l e f ir s t p u t a s i d e a c a r t a l n a m o u n tfor savings and then s e t h e r e s t f or e x p e n s e s , w h i l e

o t h u p e o p l e first pay all t h e i r expanses and then use

tha rest fo r savings. Which of h e s e t w o . w a y s c om e sc loses t t o you r (fa r m ly ’s ) saving habits? ( P R O B EWhich comes c losu? )

1 . F I R S T PU T ASIDE SAVINGS

2. FIRST PAY EXPENSES

6. DOES NOT SAVE

8. DK

9. NA



SRC 143

VAR #

1125

1126

Completness or VU05

1. InformatLon issing or spouse nly

2. Informatlor.issing or family ember ther than

spouse

3. Information issing or spouse other f-i ly

member

5. No indicationhat information s missrng or any

family ember

0 . Inap, U05 not asked or NA

Completeness or VU09

Use same code as for V1125, except:

0. Inap, 1109 not asked or NA



Survey esearch enter University f Michs

1 9 8 6 S U R V E Y F CONSUMER INANCES

( H l - H14b)

VAR #

1201 Hl. Do you (or your husband/wife)ave any children ho

a t t e n d e d c ol le g e o r t r a d e s ch o o l d u r i n g t h e p a s t t h r e e

years?

1 . YES

0 in

I--202-1209

1 2 0 2

5. NO (including no children")

H2. HOW nmy of your or your husband's/wife's)hildren

have attended ollege r trade school uring he past

three years?

Code II N SC?IOOL l-7)

1. One

0 in 12OGJ 2. Two

0. DK

9. NA

0 . IMP, 5, 8-9 in 1201

1 4 5



146 SRC

VAR 0

1203(#1)

1205(#2)

1207(#3)

1204(#1)

1206(#2)

1208(#3)

H2a. About the (oldest/next ldest) hild who attended

college n the past three ears--was his a public

four year college, private our ear college,

junior r community ollege, trade school, r what?

01.

02.

03.

04.

05.

PUBLIC OUR YEAR

PRIVATE OUR YEAR

JUNIOR/COMMUNITY

TRADE SCHOOL

Training n military ncluding ollege n

military

06. Religious/theologicalchool/training

07. oT?IER SPECIFY)

10. Four ear/grad/law school--NA ublic r private

11. Private aw school--NA f attached o university

12. Combmation 1 + 2--NA which is current chool

98. DK

99. NA

00. Inap, 5, 8-9 in 1201; o (further) hildren

attended ollege

H2b. How many years of college as this child completed?

Code # YEARS (l-7)

1. One year or less

7. Seven r more

8. DK

9. NA

0. Inap, 5, 8-9 in 1201, no (further) children

attanded ollege



S R C lb7

VAR #

1209

1210

1 2 1 1

H3 . D u r i n g t h e p a s t t h r e e y e a r s , h o w m u c h i n t ot a l d i d y o u

( a n d y o u r h u s b a n d / w i fe ) p e r s o n a l l y p a y f or y o u rc h i l d ( re n ) ‘s c ol l e ge e du c a t i on , i n c l ud i n g a n y l oa ns

y o u h a v e t a k e n o u t ?

C o d e D O L L A R S 0 0 0 0 0 1 - 9 9 9 9 9 5 1

999 996. NONE

999 998. D K

9 9 9 9 9 9 . N A

000 000. I n a p , 5 , 8 -9 in 1 2 0 1 ; n o ( fu r t h e r > childrena t t e n d e d c o l l e g e

HO. D o y o u e x p e c t t o h a v e a n y c h i ld r e n a t t e n d c ol le g e

d u r i n g t h e n e x t t h r e e years?

1 . YE S3 . P O S S I B L Y5 . N O

8 . DK

9. NA

H 5 . During the past threa ears, id you (and ou r

h u s b a n d / w if e) p a y a n y ( ot h e r ) t u i t i on e x p e n s e s f or a

p r i v a t e o r p u o c h f a l school o r your children?

1. YES

1 2 1 2 H 5 a . In total how much did you pay during the past :.~eo

years for r i v a t e o r p a r o c h i a l s c h o o l t u i t i on

e x p e n s e s ?

Code DOLLARS (000 001 - 999 995)

999 998. DK

999 999. NA

000 000. I n a p , 5 , 8 -9 in 1 2 1 1



UM

VAR t

140 SRC

1 2 1 3 H6. Th e next few questions re about the support amily

members nd r i e n d s give to and receive rom eachother. During the past three ears, have you iand

your husband/wife) hared iving uarters or three

months r more with adult children, randchrldren,r

other relatives r friends?

1. YES

1214

H6a. With whom have you shared iving uarters? (Anyoneelse?) (CHECK LL THAT APPLY.)

H6a. A. ADULT CHILDREN incl. tepchildren)

1215

1.

5.

9.

0.

H6a. B. PARENTS (parents-in-law)

1216 H6a. C. GRANDPARENTS grandparents-in-law)

Checked

Not checked

NA to entire uestion 6a

IMP, 5, 8-9 ir 1213

USE SAME ODE

FOR 1215-1219

1217 H6a. 0. GRANDCHILDREN

1218 H b a . E. SIBLINGS incl. n-laws)

1219 Hba. F. F R I E NDS



SRC

VAR ?#

1220

149

H6a. 2. OTHER (SPECIFY)

1. Checked

2. Nieces/Nephews

3. Cousins

4. Aunt/Uncle6. Ex-spouse r partner

7. N o n - r e l a t i v e s

8 . Other relatives

5. N o t c h e c k e d

9. N A to e n t i r e q u e s t i o n H6a

0. Inap, , 8-9 in 1213

H6b. Thinking bout the most recent ime you shared i v i n g

q u a r t e r s , did you live in your (triend's/relatives

home, in your own bane, r w h a t ?

0. Inap, , 8-9 in 1213

1222 H6c. Did any of these r o la t i v e r /F r i e n d s ) h a v e a n y sources

of n c om e , s u c h a s l job, Social ecurrty, r public

assistance?

1. YES

5. NO

8. DK

9. NA

0. Inap, , 8-9 in 1213; 2, 7-9 in 1221



UM

VAR #

1 5 0SRC

1223 H6d. Did any of them make a contribution oward he

additional ousehold xpenses?

0 . Ihap, 5, 8-9 in 1213; 2, 7-9 in 1221

1224 H6e. Did this contribution over ll of the additional

household xpenses most of the additional xpenses,some, r a small part?

1. ALL

2. MOST

3. SOME

4. SMALLPART

8. DK

9. NA

us federal reserve: srccdbk86

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