underwritten by: national casualty company · 2020. 7. 13. · b. coverage b - bail bonds the...

UT-COVPG (6-19)

Underwritten by: National Casualty Company Home Office: One Nationwide Plaza • Columbus, Ohio 43215

Administrative Office: 8877 North Gainey Center Drive • Scottsdale, Arizona 85258 1-800-423-7675 • A Stock Company

In Witness Whereof, the Company has caused this policy to be executed and attested.

Secretary President

The information contained herein replaces any similar information contained elsewhere in the policy.

EP-D-7 (7-19)

ITEM 7. Policy and endorsements attached at inception:

Authorized Signature: Date: 7/13/2020

EP-SP-1 (1-00)

SCHEDULE OF FORMS AND ENDORSEMENTS

Policy No. Effective Date

12:01 A.M. Standard Time

POLICYHOLDER Agent No.

ADDITIONAL FORMS

EP-SP-1 1-00 Forms & Endorsement Schedule

EPO0000045 07/01/2020

PROFESSIONAL ASSOCIATION OF

GEORGIA EDUCATORS42511

EDUCATORS PROF LIABILITY FORMS

EP-P-6 5-19 Educators Professional LiabilityEP-4 9-93 Nuclear Energy Liab Excl EndtEP-28 8-01 Mold ExclusionEP-33 12-01 Asbestos ExclusionEP-60 7-18 Firearms Exclusion

UT-COVPG 6-19 Cover PageEP-D-7 7-19 Excess Ed PL DeclarationsExhibit A 7-19 Schedule of UL InsuranceEP-APP-R 7-19 Application

INSURED

EP-P-6 (5-19) Page 1 of 9

Underwritten by: National Casualty CompanyHome Office: One Nationwide Plaza Columbus, Ohio 43215

Administrative Office: 8877 North Gainey Center Drive Scottsdale, Arizona 852581-800-423-7675 A Stock Company

EXCESS POLICYEDUCATORS PROFESSIONAL LIABILITY

The Company agrees with the INSURED and the POLICYHOLDER, named in the Declarations and made a part hereof, in consideration of payment of the premium and in reliance upon the representations made in the application and subject to the limits of liability, exclusions, conditions, and other terms of this policy, as follows:

SECTION I - INSURING AGREEMENTS

A. COVERAGE A - EXCESS LIABILITY COVERAGE

1. The Company will pay, on behalf of the INSURED, all sums in excess of an EMPLOYER'S:

a. Errors and Omissions Liability Insurance; and

b. Any other valid insurance;

whether collectible or not, which the INSURED shall become legally obligated to pay as DAMAGES resulting from a CLAIM first made against the INSURED and reported to the Company as required under SECTION IX - A.

2. Such underlying insurance includes, but is not limited to, insurance, coverage or benefits provided by or through:

a. The Georgia School Board Association;

b. The National Education Association or its affiliate, the Georgia Association of Educators; or

c. An EMPLOYER'S self-insurance, trust, pool, risk retention group, captive insurance company, or any other insurance plan or agreement of risk assumption.

COVERAGE A applies only to OCCURRENCES which first took place during the POLICY PERIOD.

B. COVERAGE B - BAIL BONDS

The Company will pay the premium for bail bond(s) required in any suit defended by the Company, not to exceed the limit of liability stated in ITEM 3. of the Declarations, as applicable to COVERAGE B, per bail bond, per INSURED, but without obligation to apply for or furnish such bond(s). This policy applies only to any bail bond(s) required of the INSURED arising out of ACTIVITIES OF THE INSURED IN HIS/ HER PROFESSIONAL CAPACITY during the POLICY PERIOD.

C. COVERAGE C - ASSAULT-RELATED PERSONAL PROPERTY DA MAGE

The Company will pay up to the limit of liability stated in ITEM 3. of the Declarations, as applicable to COVERAGE C, per ASSAULT, for damage or destruction of the INSURED'S personal property or other people's personal property when being used, or in the care, custody or control of an INSURED, pro-vided the damage or destruction is caused by an ASSAULT upon the INSURED on or surrounding school property or while away from school property provided the INSURED is on an authorized school activity. This coverage is excess over any valid and collectible insurance available to the INSURED in-cluding Homeowners and Personal Property Floater policies. This coverage does not apply to damage or destruction of a VEHICLE of any kind. This coverage also does not apply to damage or destruction to property leased to, owned by or rented by an INSURED'S EMPLOYER.

INSURED

EP-P-6 (5-19) Page 2 of 9

SECTION II - DEFENSE

The Company will not be obligated to assume the investigation, settlement or defense of any CLAIM made or suit brought against the INSURED. The Company does, however, have the right to participate in the in-vestigation, settlement or defense of any suit or proceeding which relates to any OCCURRENCE that the Company feels may create liability on their part under the terms of this policy. The Company will not defend any suit after the Company has exhausted the applicable Limits of Insurance as shown in ITEM 3. of the Declarations.

As excess insurer, if no other insurer defends, the Company may undertake to do so, but the Company will be entitled to the INSURED'S rights against all those other insurers.

The Company may defend any suit seeking monetary damages which are payable under the terms of the policy, even if such suit be groundless, false or fraudulent; but the Company may make such investigation, negotiation and settlement of any CLAIM or suit as it may deem expedient.

The INSURED, except at his/ her own cost and for his/ her own account, shall not, without written consent of the Company, make any payment, admit any liability, settle any CLAIM, assume any obligation or incur any expense.

The Company shall have the right, but no duty, to appeal any judgment.

SECTION III - SUPPLEMENTARY PAYMENTS

The Company will pay in addition to the applicable limits of liability:

A. All expenses incurred by the Company, all costs taxed against the INSURED in any suit defended by the Company, and interest only on that part of any judgment which does not exceed the Company's limit of liability, which accrues after the entry of the judgment and before the Company has paid, offered to pay, or deposited in court that part of the judgment that does not exceed the Company's limit of liability;

B. Premiums on appeal bonds required in any suit defended by the Company and premiums on bonds to release attachments in any such suit, but in no event for an amount in excess of the applicable limit of liability of the policy. The Company shall have no obligation to apply for or furnish any such bond(s);

C. Expenses incurred by the INSURED for first aid to others for bodily injury resulting from an OCCUR-RENCE to which this policy applies; and

D. Reasonable expenses incurred by the INSURED at the Company's request in assisting the Company in the investigation or defense of any CLAIM or suit, including actual loss of earnings not to exceed one hundred dollars ($100) per day.

SECTION IV - DEFINITIONS

A. ACTIVITIES OF THE INSURED IN HIS/ HER PROFESSIONAL CAPACITY means activities of the IN-SURED in the course and scope of his/ her:

1. Employment as defined by his/ her EMPLOYER; or

2. Duties as a student teacher or student intern as defined by his/ her EMPLOYER and only in his/ her capacity as such.

B. ASSAULT means a physical attack on an INSURED. Proof of an ASSAULT shall be a report of such AS-SAULT to the appropriate civil police entity as soon as practicable.

C. CLAIM means an oral or written notice from any party whose intention is to hold an INSURED responsible for any acts or omissions of the INSURED arising out of an OCCURRENCE in the course and

EP-P-6 (5-19) Page 3 of 9

scope of ACTIVITIES OF THE INSURED IN HIS/ HER PROFESSIONAL C APACITY. CLAIMS can in-clude RELATED OCCURRENCES regardless of whether such CLAIMS involve the same or different claimants, INSUREDS or legal causes of action.

D. DAMAGES means any monetary judgment, award or settlement.

DAMAGES does not include:

1. Civil or criminal fines, sanctions, restitution or penalties, whether pursuant to any civil or criminal law or statute;

2. Equitable relief, injunctive relief, declaratory relief, or any other relief or recovery that is not mone-tary judgment, award or settlement; or

3. Fees, costs or expenses including, but not limited to claimant/ plaintiff attorney fees related to equi-table relief, injunctive relief, declaratory relief or any other relief or recovery that is not a monetary judgment, award or settlement.

E. EMPLOYER means the Georgia state public district school boards, charter schools and accredited pri-vate schools shown in ITEM 4. SCHEDULE OF UNDERLYING INSURANCE on the Declarations as employer of full-time, part-time and student teachers.

F. INSURED means a person who qualifies as an INSURED under SECTION V - WHO IS AN INSURED of this policy.

G. MEMBERSHIP TERM means:

1. The INSURED'S association membership period:

a. Commencing at the time and date the INSURED'S association membership application is re-ceived and approved by the Professional Association of Georgia Educators provided such membership application is received and approved during the POLICY PERIOD; and

b. Ending on the policy expiration date specified in ITEM 2. of the Declarations or, if this policy is terminated earlier, such lesser period.

2. If the INSURED'S association membership was received and approved by the Professional Associ-ation of Georgia Educators under the Company's policy to which this is a renewal, MEMBERSHIP TERM includes the INSURED'S association membership period:

a. Commencing on the policy inception date specified in ITEM 2. of the Declarations; and

b. Ending on the policy expiration date specified in ITEM 2. of the Declarations or, if this policy is terminated earlier, such lesser period;

provided that, during the POLICY PERIOD, such INSURED'S association membership renewal is received and approved by the Professional Association of Georgia Educators within thirty (30) days of expiration (within sixty [60] days of expiration for first-time members).

If an INSURED'S association membership is not renewed during the POLICY PERIOD, as stated above, their MEMBERSHIP TERM ends when their membership with the Professional Association of Georgia Educators expires.

H. OCCURRENCE means any negligent act, error or omission of the INSURED or any other person for whom the INSURED is legally responsible, while in the course and scope of ACTIVITIES OF THE IN-SURED IN HIS/ HER PROFESSIONAL CAPACITY.

I. POLICY PERIOD means the period shown in ITEM 2. of the Declarations or any shorter period result-ing from policy cancellation.

EP-P-6 (5-19) Page 4 of 9

J. POLICYHOLDER means the association named in ITEM 1. of the Declarations.

K. RELATED OCCURRENCE means any OCCURRENCE which is logically or causally connected by reason of any common fact, circumstance, situation, transaction, casualty, event, results, injury or decision.

L. VEHICLE means any:

1. Motor driven device designed for transport on or off public roads. This includes, but is not limited to, autos, buses, motorcycles, motor bicycles, dune buggies, snowmobiles and golf carts;

2. Trailer or other device being towed by or carried on a VEHICLE; or

3. Device which travels on fixed rails or crawler treads.

Wheelchairs are not considered VEHICLES.

SECTION V - WHO IS AN INSURED

Each of the following is an INSURED under this policy:

A. Any Professional member;

B. Support member; or

C. Student member;

of the Professional Association of Georgia Educators during their MEMBERSHIP TERM.

SECTION VI - LIMITED WORLDWIDE LIABILITY COVERAGE

This policy shall apply anywhere in the world with respect to an OCCURRENCE arising out of the covered activities of any INSURED permanently domiciled in the United States of America though temporarily out-side the United States of America, its territories or possessions, or Canada. The original suit or CLAIM for DAMAGES must be brought within the United States of America, its territories or possessions, or Canada.

SECTION VII - EXCLUSIONS

The Company shall not be obligated to make any payment or defend any lawsuit in connection with any CLAIM against the INSURED arising from:

A. Activities of the INSURED which are not ACTIVITIES OF THE INSURED IN HIS/ HER PROFES-SIONAL CAPACITY.

B. RELATED OCCURRENCES alleged or contained in any claim which has been reported, or in any cir-cumstances of which notice has been given, under any policy of which this policy is a renewal, replace-ment or successor.

C. Activities of the INSURED conducted in a private business or private professional endeavor.

D. The ownership, maintenance, operation, use, loading or unloading of:

1. Vehicles of any kind, other than farm tractors not operated on public highways;

2. Watercraft; or

3. Aircraft.

This exclusion does not apply to:

a. An INSURED driver training instructor while riding as a passenger in the course of duties as an employee of a school system;

EP-P-6 (5-19) Page 5 of 9

b. An INSURED vocational education instructor in the course of regular instruction carried on in a shop provided by the school; or

c. An INSURED while supervising students entering or exiting a school bus.

However, coverage does not apply to items a., b. or c. above when the INSURED has any other insur-ance of any kind whatsoever which affords coverage for such CLAIMS.

E. Liability assumed by an INSURED under any contract or agreement.

F. War, whether or not declared, civil war, insurrection, rebellion, revolution, or any act or condition inci-dental to any of the foregoing.

G. Any obligation for which the INSURED or any carrier may be held liable under Workers' Compensation, Unemployment Compensation, Disability Benefits or similar laws.

H. The rendering, failure to render, teaching or supervising of medical, surgical, dental, nursing, or other similar services, except, however, coverage would apply to:

1. First aid and regular nursing services rendered by a school nurse employed for the purpose of ren-dering such services;

2. First aid and regular nursing services rendered by a certified health aide employed for the purpose of rendering such services under the supervision of a school nurse;

3. Physical therapy rendered by a licensed physical or occupational therapist employed for the pur-pose of rendering such services;

4. The administration of oral prescription medicine to a student by an INSURED, provided the IN-SURED has received advance written authorization for such administration from the parent or guardian of the student;

5. Emergency first aid services rendered by an INSURED when a school nurse or other medically trained person is not readily available;

6. Psychological therapy or treatment:

a. Rendered by a counselor employed for the purpose of rendering such services; or

b. Provided during a practicum or internship required by or supervised by an INSURED'S EM-PLOYER as part of an advanced or specialized degree program, and provided in a clinical set-ting administered by the INSURED'S EMPLOYER; and

7. Health care services performed by the INSURED to students who are disabled within the meaning of the Individuals with Disabilities in Education Act, as amended, or within Section 504 of the Reha-bilitation Act of 1973, when the rendering of such health care services is required by the INSURED'S EMPLOYER, provided the parent or guardian of the student has provided advance written approval for the rendering of such services.

I. Criminal acts.

J. Liability as respects CLAIMS or suits brought by teachers or other employees of any school system against the INSURED. This exclusion does not apply to CLAIMS or suits brought by or on behalf of a minor or incompetent child of an employee of any EMPLOYER, if the CLAIM or suit arises out of an OCCURRENCE.

K. An intentional act by, or at the direction of, the INSURED, whether or not any resulting damages are in-tended or foreseeable, except for such damages resulting from corporal punishment of any student by or at the direction of the INSURED administered as permitted by the law governing corporal punish-ment in the jurisdiction where the school is located.

EP-P-6 (5-19) Page 6 of 9

L. Any action for equitable relief, injunctive relief, declaratory relief, or any other relief or recovery that is not seeking monetary judgment, award or settlement.

M. Any action for any fees, costs or expenses including, but not limited to claimant/ plaintiff attorney fees related to equitable relief, injunctive relief, declaratory relief or any other relief or recovery that is not seeking a monetary judgment, award or settlement.

N. Activities of an INSURED while acting as a member of any school board or similarly constituted body.

O. Actual or alleged sexual misconduct, regardless of whether such misconduct is alleged to be intentional or negligent.

P. Any CLAIM against an INSURED by the POLICYHOLDER or any parent, affiliate or subsidiary of the POLICYHOLDER.

SECTION VIII - LIMITS OF LIABILITY

We will pay DAMAGES only after the EMPLOYER'S limit has been exhausted by the payments provided by the underlying insurances indicated under SECTION I - A., but we will pay only DAMAGES in excess of the EMPLOYER'S limit up to the applicable limit of liability stated in ITEM 3. of the Declarations.

Regardless of the number of INSUREDS under the policy, persons or organizations who sustain damages payable under this policy, and/ or suits brought on account of coverage afforded by the policy, the Com-pany's liability is limited as follows:

A. The limit of liability stated in ITEM 3. of the Declarations, as applicable to COVERAGE A, per INSURED, per OCCURRENCE is the maximum limit of the Company's liability for any one INSURED arising from any one OCCURRENCE;

B. Subject to A. above, the limit of liability stated in ITEM 3. of the Declarations, as applicable to COVER-AGE A, per INSURED, per POLICY PERIOD is the maximum limit of the Company's liability for any one INSURED for the POLICY PERIOD;

C. Subject to A. and B. above, the limit of liability stated in ITEM 3. of the Declarations, as applicable to COVERAGE A, per OCCURRENCE is the maximum limit of the Company's liability for all INSUREDS arising from any one OCCURRENCE;

D. The limit of liability stated in ITEM 3. of the Declarations, as applicable to COVERAGE B is the maxi-mum the Company will pay for any one bail bond for any one INSURED; and

E. The limit of liability stated in ITEM 3. of the Declarations, as applicable to COVERAGE C is the maxi-mum the Company will pay for any one ASSAULT.

SECTION IX - CONDITIONS

A. INSURED'S Duties in the Event of Loss, CLAIM or S uit

1. In the event of an OCCURRENCE, written notice containing particulars sufficient to identify the IN-SURED and also reasonably obtainable information with respect to the time, place and circumstan-ces thereof, and the names and addresses of the injured and of available witnesses, shall be given by or for the INSURED to the Company or any of its authorized agents as soon as practicable.

2. If CLAIM is made or suit is brought against the INSURED, the INSURED shall immediately forward to the Company every demand, notice, summons or other process received by the INSURED or the INSURED'S representative.

3. The INSURED shall cooperate with the Company and, at the Company's request, consent to being examined and questioned by a representative of the Company, under oath if necessary, attend hearings, depositions and trials and shall assist in effecting settlement, securing and giving evi-dence, obtaining the attendance of witnesses in the conduct of suits, as well as in the giving of

EP-P-6 (5-19) Page 7 of 9

a written statement or statements to the Company representatives and defense. In the event of a CLAIM occurring likely to involve the Company hereunder, the INSURED shall not make any pay-ment, assume any liability or incur any expense without the consent of the Company first being ob-tained. The Company shall have full discretion in the handling of any CLAIM, and the INSURED shall give full information and assistance as the Company shall reasonably require.

B. Action Against Company

No action shall lie against the Company unless, as a condition precedent, the INSURED shall have fully complied with all terms of this policy, or until the amount of the INSURED'S obligation to pay shall have been finally determined either by judgment against the INSURED after actual trial or by written agree-ment of the INSURED, the claimant, and the Company. Any person or organization or the legal repre-sentative thereof who has secured such judgment or written agreement shall thereafter be entitled to recover under this policy to the extent of the insurance afforded by this policy. Nothing contained in this policy shall give any person or organization any right to join the Company as codefendant in any action against the INSURED to determine the INSURED'S liability. Bankruptcy or insolvency of the INSURED or the INSURED'S estate shall not relieve the Company of any of its obligations hereunder.

C. Other Insurance

1. This policy is excess over and shall not contribute with any EMPLOYER'S:

a. Errors and Omissions Liability Insurance; or

b. Any other valid insurance;

whether collectible or not, including, but not limited to, insurance, coverage or benefits provided by or through the Georgia School Board Association; the National Education Association (or its affili-ate, the Georgia Association of Educators); or an EMPLOYER'S self-insurance, trust, pool, risk re-tention group, captive insurance company, or any other insurance plan or agreement of risk assumption.

2. If other insurance is available to the INSURED covering a loss or claim also covered by this policy, then this policy shall apply in excess of, and shall not contribute with, such other insurance.

3. As excess insurance over other insurance, the Company will pay only their share of the total sum, after reduction for recoveries, or salvages collectible, that the INSURED becomes legally obligated to pay as DAMAGES by reason of judgments or settlement entered into with the Company's con-sent including defense expenses, if the EMPLOYER'S Errors and Omissions Liability Insurance specifies that limits are reduced by defense expenses, which exceed the sum of:

a. The total amount that all such other insurance would pay for the loss in the absence of the in-surance provided under this policy; and

b. The total of all deductible and self-insured amounts under all that other insurance.

D. Subrogation

In the event of any payment under this policy, the Company shall be subrogated to all the INSURED'S rights of recovery therefor against any person or organization, and the INSURED shall execute and de-liver instruments and papers and do whatever else is necessary to secure such rights. The INSURED shall do nothing after loss to prejudice such rights.

E. Changes

Notice to any agent or knowledge possessed by any agent or by any other person shall not effect a waiver or a change in any part of this policy or estop the Company from asserting any right under the terms of this policy, nor shall the terms of this policy be waived or changed, except by endorsement is-sued to form a part of this policy.

EP-P-6 (5-19) Page 8 of 9

F. Cancellation or Nonrenewal

This policy may be canceled by the POLICYHOLDER by surrendering the policy to the Company or any of its authorized agents, or by mailing to the Company written notice stating when thereafter the cancellation shall be effective. This policy may be canceled by the Company by mailing to the POLICY-HOLDER at the address shown in this policy, written notice stating when, not less than thirty (30) days for nonpayment of premium, or ninety (90) days for any other valid reason, such cancellation shall be ef-fective. The mailing of notice shall be sufficient proof of notice. The time of surrender or the effective date and hour of cancellation stated in the notice shall become the end of the POLICY PERIOD. Deliv-ery of such written notice either by the POLICYHOLDER or by the Company shall be equivalent to mailing.

If this policy shall be canceled by the POLICYHOLDER, the Company shall retain the customary short rate proportion of the premium hereon. Payment or tender of any unearned premium by the Company shall not be a condition precedent to the effectiveness of cancellation, but such payment shall be made as soon as practicable. If the period of limitation relating to the giving of notice is prohibited or made void by any law controlling the construction thereof, such period shall be deemed to be amended to be equal to the minimum period or limitation of such law.

In the event of cancellation by either the Company or the POLICYHOLDER, and with the consent of the Company, the coverage for INSUREDS for whom premium has been paid will continue for twelve (12) months following the commencement of their MEMBERSHIP TERM.

If the Company elects not to renew this policy at the end of the POLICY PERIOD, a written notice of nonrenewal stating the reason for such nonrenewal will be mailed or delivered to the POLICYHOLDER at least ninety (90) days before the expiration date of the policy. The notice will be mailed to the last known address of the POLICYHOLDER. If notice is mailed, proof of mailing is sufficient proof of notice.

G. Audit

The Deposit Premium shown in ITEM 5. of the Declarations is provisional and is based on the number of INSURED members at inception. The POLICYHOLDER will maintain a record of INSURED members as of the end of each month. These records shall be filed with the General Agent shown on ITEM 1. of the Declarations and the Company within forty-five (45) days after the end of the POLICY PERIOD. At the end of the POLICY PERIOD, the number of INSURED members as of the end of each quarter will be totaled and divided by four to determine the average number of INSURED members for the POLICY PERIOD and the premium will be adjusted accordingly. The final premium is subject to a Minimum Earned Premium as shown in ITEM 5. of the Declarations.

H. Severability Clause

It is agreed that the application and the Declarations are the basis of this policy and are to be consid-ered as incorporated in and constituting part of the policy. As respects the particulars and statements contained in the application, conditions and the exclusions set forth herein, this policy shall be con-strued as a separate agreement with each INSURED. Nothing in this paragraph shall be construed to increase the Company's maximum liability as set forth in ITEM 3. of the Declarations.

I. Sole Agent

By acceptance of this policy, the POLICYHOLDER will act on behalf of all INSUREDS with respect to:

1. The giving and receiving of notice of CLAIM(S) or cancellation;

2. Accepting any endorsement issued to this policy;

3. Paying premium when due; and

4. Receiving return premium.

EP-P-6 (5-19) Page 9 of 9

Each INSURED agrees the POLICYHOLDER will act on the INSURED'S behalf.

The POLICYHOLDER is charged with the responsibility of notifying the Company and all INSUREDS of any changes that might affect the insurance provided by this policy.

J. Terms of Policy Conformed to Statutes

Terms of this policy which conflict with the statutes of the state wherein this policy is issued are hereby amended to conform to such statutes.

EP-4 (9-93)

Page 1 of 2

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENTBROAD FORM

Includes copyrighted material of Insurance Services Office, Inc., with its permissionCopyright, Insurance Services Office, Inc., 1985

ENDORSEMENTNO.

ATTACHED TO ANDFORM ING A PART OF

POLICY NUM BER

ENDORSEM ENT EFFECTIVE DATE(12 :01 A.M . STANDARD TIM E)

NAM ED INSURED AGENT NO.

It is agreed that:

I. This policy does not apply:

A. to loss:

(1) with respect to which an INSURED under this policy is also an insured under a nuclear energy liability policy issued by the Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Liability Underwriters or Nu- clear Insurance Association of Canada or would be an insured under any such policy but for its termination upon its exhaustion of its limit of liability; or

(2) resulting from the HAZARDOUS PROP- ERTIES of NUCLEAR MATERIAL and with respect to which:

(a) any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954, or any law amendatory thereof; or

(b) the INSURED is, or had this policy not been issued would be, entitled to indem- nity from the United States of America, or any agency thereof, under any agreement entered into by the United States of America, or any agency thereof, with any person or organization;

B. to expenses incurred with respect to loss resulting from the HAZARDOUS PROPERTIES of NU- CLEAR MATERIAL and arising out of the operation of a NUCLEAR FACILITY by any person or organization; or

C. to loss resulting from the HAZARDOUS PROP- ERTIES or NUCLEAR MATERIAL , if:

(1) the NUCLEAR MATERIAL:

(a) is at any NUCLEAR FACILITY owned by, or operated by or on behalf of, an IN- SURED; or

(b) has been discharged or dispersed there- from;

(2) the NUCLEAR MATERIAL is contained in SPENT FUEL or WASTE at any time possessed, handled, used, processed, stored, transported or disposed of by or on behalf of an INSURED; or

(3) the loss arises out of the furnishing by an INSURED of services, materials, parts or equipment in connection with the planning, construction, maintenance, operation or use of any NUCLEAR FACILITY .

II. As used in this endorsement:

HAZARDOUS PROPERTIES include radioactive, toxic or explosive properties;

NUCLEAR MATERIAL means SOURCE MATERIAL, SPECIAL NUCLEAR MATERIAL or BY-PRODUCT MATERIAL ;

SOURCE MATERIAL, SPECIAL NUCLEAR MA- TERIAL and BY-PRODUCT MATERIAL have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof;

07/01/2020PROFESSIONAL ASSOCIATION OF

GEORGIA EDUCATORS42511EPO0000045

INSURED

/

EP-4 (9-93)

AUTHORIZED REPRESENTATIVE DATE

Page 2 of 2

Includes copyrighted material of Insurance Services Office, Inc., with its permissionCopyright, Insurance Services Office, Inc., 1985

SPENT FUEL means any fuel element or fuel com- ponent, solid or liquid, which has been used or ex- posed to radiation in a NUCLEAR REACTOR ;

WASTE means any waste material:

(a) containing BY-PRODUCT MATERIAL other than the tailings or wastes produced by the extraction or concentration of uranium or thorium from any ore processed primarily for its SOURCE MA- TERIAL content; and

(b) resulting from the operation by any person or organization of any NUCLEAR FACILITY included under the first two paragraphs of the definition of NUCLEAR FACILITY ;

NUCLEAR FACILITY means:

(a) any NUCLEAR REACTOR ;

(b) any equipment or device designed or used for:

(1) separating the isotopes of uranium or plutonium;

(2) processing or utilizing SPENT FUEL; or

(3) handling, processing or packaging WASTE;

(c) any equipment or device used for the processing, fabricating or alloying of SPECIAL NUCLEAR MATERIAL if at any time the total amount of such material in the custody of the INSURED at the premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any com- bination thereof, or more than 250 grams of uranium 235; and

(d) any structure, basin, excavation, premises or place prepared or used for the storage or disposal of WASTE;

and includes the site on which any of the foregoing is located, all operations conducted on such site and all premises used for such operations;

NUCLEAR REACTOR means any apparatus designed or used to sustain nuclear fission in a self-supporting chain reaction or to contain a critical mass of fis- sionable material.

ENDORSEMENTNO.


POLICY NUM BER



EP-28 (8-01)

AUTHORIZED REPRESENTATIVE DATE

/


MOLD EXCLUSION

The following exclusion is added to SECTION VI - EXCLU-SIONS:

This policy does not cover any loss, damage, cost, CLAIM or expense, whether preventative, remedial or otherwise, directly or indirectly arising out of or relating to:

1. any sums that the insured becomes obligated to pay as damages because of an OCCURRENCE arising out of, resulting from, caused by or contributed to by any mold, mildew, spores, fungus, wet or dry rot, or their scent or byproducts, or of any materials containing them, at any time. The Company shall have no duty to investigate or defend any CLAIM or suit seeking such damages.

2. any loss, cost, or expense, arising out of any:

a. request, demand, order, or statutory or regulatory requirement that any insured or any other person or organization test for, monitor, clean up, remove, contain, treat, detoxify, or neutralize, or in any way respond to, or assess the effects of any mold, mil-dew, spores, fungus, wet or dry rot, or any material containing them; or

b. CLAIM or suit by or on behalf of a governmental authority or any other person or organization for damages because of testing for, monitoring, clean-ing up, removing, containing, treating, detoxifying or neutralizing, or in any way responding to, or as-sessing the effects of, any mold, mildew, spores, fungus, wet or dry rot, or any materials containing them.

This exclusion also applies to:

a. any supervision, instructions, recommendations, warnings or advice given or which should have been given in connection with the above; or

b. any obligation to share damages with or repay someone else who must pay damages because of such injury or damage, either in equity or in tort; or

c. the duty to defend or pay sums, which may be owed under the Supplementary Payments provi-sions of this policy.

All other terms and conditions remain unchanged.

EPO0000045 07/01/2020 42511

INSURED


GEORGIA EDUCATORS

/AUTHORIZED REPRESENTATIVE DATE

EP-33 (12-01)

ENDORSEMENTNO.


POLICY NUM BER




ASBESTOS EXCLUSION

The following Exclusion is added to SECTION VI - EXCLUSIONS:

This policy does not provide coverage for any loss, damage, cost, CLAIM or expense from or in any way involving, directly or indirectly, asbestos in any form, whether airborne or not, including, but not limited to:

1. inhaling, ingesting, or prolonged physical expo- sure to asbestos or products containing asbestos;

2. the use of asbestos in construction or manufac- turing any good, product or structure;

3. the removal or abatement of asbestos from any good, product or structure; or

4. the manufacture, sale, transportation, storage or disposal of asbestos or goods or products contain-ing asbestos.

The Company shall have no duty to investigate, defend or indemnify any CLAIM or suit seeking such damages.

EPO0000045 07/01/2020 42511

INSURED


GEORGIA EDUCATORS


POLICY NUM BER



ENDORSEMENTNO.

Underwritten by National Casualty Company

EP-60 (7-18) Page 1 of 1

/AUTHORIZED REPRESENTATIVE DATE


FIREARMS EXCLUSION

The following exclusion is added to the EXCLUSIONS Section of the policy:

The Company shall not be obligated to make any payment or defend any lawsuit in connection with any CLAIM against the insured arising from:

1. The ownership, possession, maintenance, use (including the loading, reloading or use of ammuni-tion), threatened use, operation or entrustment to others of any FIREARM(S) by any insured; or

2. The negligent hiring or supervision of others by any insured with respect to the ownership, posses-sion, maintenance, use (including the loading, reloading or use of ammunition), threatened use, op-eration or entrustment to others of any FIREARM(S).

The following definition is added to the DEFINITIONS Section of the policy:

FIREARM(S) includes, but is not limited to, guns, handguns, revolvers, pistols, rifles, shotguns, semi-automatic weapons or stun guns or similar devices.

All other terms and conditions of this policy remain unchanged.

EPO0000045 07/01/2020 PROFESSIONAL ASSOCIATION OF 42511

INSURED

A Class Scholars Child Development

Abac

ABAC/Moultrie

ABLE Christian School

Academe of the Oaks

Academy for Classical Education

Agnes Scott College

Albany State University

Albany Tech

Alexsander Academy

All Stars Academy

Alleluia Community School

Alpharetta Christian Academy

Altamaha Tech

Altamaha Tech-Jeff Davis

Altamaha Tech-Jeff Davis

Altamaha Tech-Wayne Co

Amana Academy

AMCA - The Academy

Amodestri Childcare & Academy

Andrew College

Apple Tree Prep

AppleTree Academy

Appletree Academy

Appling Christian Academy

Appling County

Aquinas H

Archdiocese of Atlanta

Argosy University-Atlanta

Arlington Christian

Armstrong State University-Brunswick

Armstrong State University-Camden

Athens Academy

Athens Christian School

Athens Tech

Atkinson County

Atlanta Academy

Atlanta Adventist Academy

Atlanta Area School for the Deaf

Atlanta Charter M

Atlanta Classical Academy

Atlanta Country Day School

Atlanta Girl's School

Atlanta Heights Charter

Atlanta Metropolitan College

Atlanta Monessori International School

Atlanta Neighbohood Charter School

Atlanta North School of 7th Day Adventist

Atlanta Public Schools

Atlanta Speech

Atlanta Technical College

Atlanta Youth Academy-Campbellton Rd

Atlanta Youth Academy-Forest Park Rd

Augusta Christian

Augusta Preparatory

Augusta Preparatory Day

Augusta Seventh Day Adventist School

Augusta Technical College

Augusta University

Ault Academy

Ault Academy @ Bradfield Center

Aunbrook Academy/Towne Lake

Aurora Day School

Bacon County

Bacon County BOE

Baconton Community Charter

Bainbridge State College

Baker County

Baldwin County

Banks County

Barrow County

Bartow County

Baxley Wilderness Institute

Bedford School

Ben Franklin Academy

Ben Hill County

Benedictine Military School

Berean Christian Jr. Academy

Berrien County

Berry College

Berry College Elementary

Bethesda Academy

Bethlehem Christian Academy

Bibb County

Bible Baptist Christian School

Bible Baptist Day School

Bleckley County

Blessed Sacrament School

Blessed Trinity Catholic H

Brandon Hall School

Brantley County

Bremen City

Brenau University-Cherokee

Brenau University-Columbia

Brenau University-Dekalb

Brenau University-Fulton

Brenau University-Gainesville

Brenau University-Gwinnett

Brenau University-Jefferson

Brenau University-Richmond

Brenau University-Richmond

Brentwood School

Brewton-Parker College-Mount Vernon

Brewton-Parker College-Newnan

Briarwood Academy

Bridge Pointe Christian Daycare Academy

Bridgeway Christian Academy

Brighten Academy

Brookhaven Innovation Academy

Brooks County

Brookstone School

Brookwood Childcare II

Brookwood Childcare II

Brookwood Christian Language

Brookwood School

Brunswick College

Bryan County

Buford City

Bulloch Academy

Bulloch County

Burke County

Burwell Psychoed/GNETS

Butts County

Byne Memorial Baptist

Calhoun City

Calhoun County

Calvary Baptist Day

Calvary Christian School

Cambridge Academy

Camden County

Camp Kids Academy

Candler County

Carmen Adventist School

Carroll County

Carrollton City

Cartersville City

Cathedral Academy

Cathedral Academy Lower School

Catoosa County

Central Fellowship Christian

Central Georgia Tech

Champions for Children

Chapel Hill Christian

Charlton County

Chatham Academy

Chatham County

Chatham County Adult Education

Chattahoochee Christian School

Chattahoochee County

Chattahoochee Hills Charter

Chattahoochee Tech-Marietta

Chattahoochee Tech-Paulding

Chattooga County

Cherokee Charter Academy

Cherokee Christian School

Cherokee County

Chickamauga City

Childcare Network

Childcare Network #225

Children's Palace Early Leaning Center

Christ Lutheran School

Christ the King School

Christian Heritage School

Christian Life School

Chrysalis Academy

Chrysalis Academy

Cirrus Academy Charter School

Citizens Christian Academy

City Academy of Atlanta

Clark Atlanta University

Clarke County

Clay County

Clayton County

Clayton State University

Clearwater Academy

Cliff Valley School

Clinch County

Coastal Academy/GNETS/Camden

Coastal Empire Montessori

Coastal Plains Charter H

Cobb County

Coffee County

Collective Learning Academy of Atlanta

College Of Coastal Georgia

Colonial Hills Christian-West Campus

Colquitt County

Columbia County

Columbus State University

Columbus Tech

Commerce City

Community Christian Academy

Community Christian School

Cook County

Cornerstone Christian Academy

Cornerstone Christian Academy

Cornerstone Leadership Academy

Cornerstone Preparatory Academy

Cornerstone School

Covenant Academy

Covenant Christian Academy

Covenant Christian Ministry Academy

Covenant Christian School

Covenant College *

Coweta Charter Academy

Coweta County

Cozy West Learning Center

Crawford County

Creekside Christian Academy

Crisp Academy

Crisp County

Cristo Ray Atlanta Jesuit H

Crossroads Christian Academy

Cumberland Academy

Cumberland Christian Academy-Austell

Cumberland Christian Academy-Mableton

Cumberland Christian Academy-Marietta

Curtis Baptist High

Dade County

Dalton City

Dalton State College

Darlington School

Darton College

David Emanuel Academy

Davis Academy-Lower

Davis Academy-Middle

Dawson Christian Academy

Dawson County

Dawson Street Christian

Decatur City

Decatur County

Deerfield-Windsor School

DeKalb Academy of Technology and Enviornment

DeKalb County

DeKalb PATH Academy

DeKalb Tech South

Devereux Ackerman Academy

DeVry

Devry-Fulton

Diocese of Savannah

District 02 MSR

District 03 MSR

District 04 MSR

District 05 MSR

District 06 MSR

District 07 MSR

District 08 MSR

District 09 MSR

District 10 MSR

District 11 MSR

District 12 MSR

District 13 MSR

Dodge County

Dominion Christian Schools

Dooly County

Dougherty County

Douglas County

Douglasville SDA School

Downing Clark Academy

Drew Charter School

Du Bois Integirty Academy Charter

Dublin City

Due West Academy

Duluth Adventist Christian Academy

Eagle Ranch

Eagle Rock

Eagle's Landing Christian

Eagle's Nest

Early County

East Cobb Christian

East Georgia State College-Augusta

East Georgia State College-Statesboro

East Georgia State College-Swainsboro

Eastminster School

Eastside Christian School

Eaton Academy

Echols County

Edmund Burke Academy

Effingham County

Elbert County

Elbert Shaw RYDC

Emanuel County

Emily Lembeck Early Learning Center

Emmanuel College

Emory University

Episcopal Day School

Evans Christian Academy

Evans County

Excel Christian Academy

Faith Academy

Faith Christian Academy of Habersham

Faith Lutheran School

Fannin County

Fayette Christian School

Fayette County

Feed My Lambs Christian

Fellowship Christian Academy

First Baptist Christian

First Presby. Christian Academy

First Presbyterian Church Child Dev Center

First Presbyterian Day School

Five Forks Academy

Flint River Academy

Flint River Tech

Floyd County

Foothills Charter H-Madison Co

Foothills Education Charter - Jackson

Foothills Education Charter H-Madison Co

Forsyth County

Fort Valley State University

Foundations Christian Academy

Foundations for the Future

Franklin County

Frederica Academy

Friends School of Atlanta

Friendship Christian School

Fullington Academy

Fulton Academy of Science and Technology

Fulton County

Fulton Leadership Academy

Fulton Science Academy

Fulton Sunshine Academy-Roswell

Fulton Virtual Campus

Furlow Charter School

Furlow Charter School

Furtah Preparatory School

GA Independent School Assn

GA Professional Standards Comm

GA School for the Deaf

Gainesville City

Gatewood Schools

Geat Beginnings

George Walton Academy

Georgia Academy for the Blind

Georgia Center for Youth

Georgia Christian Academy

Georgia College And State Univ-Laurens

Georgia College And State Univ-Milledgeville

Georgia College And State University-Macon

Georgia Connections Academy

Georgia Cyber Academy

Georgia Cyber Academy

Georgia Department of Education

Georgia FFA-FCCLA Ctr

Georgia Gwinnett College

Georgia Highlands College-Acworth

Georgia Highlands College-Cartersville

Georgia Highlands College-Cartersville

Georgia Highlands College-Douglasville

Georgia Highlands College-Floyd

Georgia Highlands College-Paulding

Georgia Military College



Georgia Military College-Lowndes

Georgia Mountain Christian

Georgia Northwestern Technical College-Floyd

Georgia Northwestern Technical College-Gordon

Georgia Northwestern Technical College-Walker

Georgia Piedmont Technical College

Georgia Preparatory Academy - Waycross

Georgia Preparatory Academy-Macon

Georgia School for Innovation and the Classics

Georgia Southern University-Dublin

Georgia Southern University-Savannah

Georgia Southern University-Statesboro

Georgia Southwestern State University-Americus

Georgia Southwestern State University-Tifton

Georgia State University-Alpharetta

Georgia State University-Atlanta

Georgia State University-Atlanta

Georgia State University-Brookhaven

Georgia State University-DeKalb

Georgia State University-Dunwoody

Georgia State University-Gwinnett

Georgia State University-Newton

Georgia State University-Newton Co

Georgia State University-Rockdale Career Academy

Georgia State University/Clarkston

Georgia State University/Dunwoody

Georgia Tech

Georgia Virtual School

Georgia-Cumberland Academy

Gilead Christian Academy

Gilmer County

Glascock County

Glynn County

Golden Isles YMCA

Gordon County

Gordon State College

Goshen's Learning Center

Grace Baptist Christian School

Grace Christian Academy-Cobb

Grace Christian Academy-Decatur

Grace Christian Academy-Fayette

Grace Christian School

Grace Christian School

Grace Point School

Graduation Achievement Charter HS

Grady County

Great Beginnings

Greater Atlanta Adventist Academy

Greater Atlanta Christian

Green Acres Preschool

Greene County

Greenfield Hebrew Academy

Greenforest/McCalep Christian

Griffin Christian High

Gwinnett Christian Academy

Gwinnett County

Gwinnett Tech

GYSTC-Chattahoochee/Flint

GYSTC-Shenandoah

GYSTC-State

Habersham County

Hall County

Hallie Turner High

Hancock County

Hancock Day School

Hapeville Charter Career Academy

Hapeville Charter M

Haralson County

Harris County

Hart County

Harvest Baptist Church

Harvester Christian Academy

Heard County

Heartland Academy/GNETS

Hebron Christian

Heirway Christian Academy

Henry County

Heritage Academy-

Heritage Christian Academy

Heritage Preparatory Academy

Heritage Preparatory School

Hidden Lake Academy

High Meadows School

Highland Christian Academy

Highlands School

Hillcrest Baptist School

Hillside Conant School

Holy Ground Baptist Academy

Holy Innocents' Episcopal

Holy Redeemer Catholic School

Holy Spirit Preparatory-E

Holy Spirit Preparatory-M/H

Hope Christian School

Horizon Christian Academy

Horizon Christian School

Horizons School

Houston County

Imagine Charter/Smyrna

Immaculate Conception School

Immaculate Heart of Mary

Inner Harbour Hospital

International Academy

International Charter School of Atlanta

International Community School

International Preparatory Institute

Irwin County

Ivy Prep

Jackson County

Jasper County

Jeff Davis County

Jefferson City

Jefferson County

Jenkins County

Jo Wells Ctr

John Hancock Academy

John L. Coble E

John Milledge Academy

Johnson County

Johnson Ferry Christian Academy-Cobb

Jones County

Joseph Sams School

Kennesaw Charter Math & Science Academy

Kennesaw Charter Math & Science Academy

Kennesaw Charter Science & Math Academy

Kennesaw State University-Kennesaw

Kennesaw State University-Paulding

Kid's University at Mirror Lake

Kid's World Learning Center #1

Kids and Company PreK

Kids R Kids #27

Kids World Learning Center-Rome

Kidz of Destiny Christian Academy

Killian Hill Christian

KinderCare Learning Center-Atlanta

Kindercare-Gwinnett

Kindezi Schools

King's Ridge Christian School

Kings Way Christian

KIPP Charter Schools

LaFayette Christian School

LaGrange Academy

Lagrange College

LaGrange Seven Day Adventist

Lakeview Academy

Lamar County

Landmark Christian School

Lanier County

Lanier Tech

Latin College Preparatory

Latin Grammar School

Laurens County

Leadership Preparatory Academy

Leap Academy

Learning Junction Preschool

Learning Tree School

Lee County

Legacy Christian Academy

Legacy Community Academy

Liberty County

Liberty Eagle Academy

Liberty Tech Charter School

Life Christian Academy

Lighthouse Christian School

Lighthouse School

Lincoln County

Lithia Christian Academy

Little House Academy

Little Wildcats Academy

Live Oak Morning School

Loganville Christian Academy

Long County

Lowndes County

Lumpkin County

Lyndon Academy

Macon County

Madison County

Main Street Academy

Maranatha Christian Academy

Marietta Charter School

Marietta City

Marion County

Marist School

Massie Heritage Center

McClarin Success Academy

McDonough Methodist Academy

McDonough Methodist Academy

McDuffie County

McGinnis Woods Country Day

McIntosh County

MDE School

Memorial Day School

Mercer University-Atlanta

Mercer University-Crawford

Mercer University-Douglasville

Mercer University-Eastman

Mercer University-Fayette

Mercer University-Henry

Mercer University-Macon

Mercer University-Thomaston

Mercer University-Walton

Meriwether County

Middle Georgia Christian

Middle Georgia State College-Cochran

Middle Georgia State College-Dublin

Middle Georgia State College-Macon

Middle Georgia State College-Warner Robins

Middle Georgia Tech-Pulaske

Mill Springs Academy

Miller County

Miller Prep for Boys

Mitchell County

Mohammed Schools

Monroe County

Monsignor Donovan Catholic H

Montgomery County

Morehouse College

Morgan County

Morris Brown College

Moultrie Technical College

Mount Bethel Christian Academy

Mount Carmel Christian

Mount De Sales Academy

Mount Paran Christian

Mount Pisgah Christian-HS

Mount Pisgah Christian-LS

Mount Pisgah Christian-MS

Mount Vernon Presbyterian

Mountain Area Christian Academy

Mountain Education Charter Schools

Murphy-Harpst Children's Services

Murray County

Muscogee County

Nathanael Greene Academy

Nature's Way Child Enrichment Center

Nelson Price Treatment Center

New Birth Academy

New Horizons Christian

New Life Academy

New Life Academy of Excellence

Newnan Christian School

Newton County

Noonday Baptist Academy

North Cobb Christian

North Georgia Christian Academy

North Georgia Christian School

North Georgia Tech

North Learning Center

North Metro Academy of Performing Arts

North Point Christian Academy

Northwest Georgia Ed Prog/GNETS RESA

Notre Dame Academy

Oak Mountain Academy

Oakwood Christian Academy

Ocmulgee Christian Academy

Oconee County

Oconee Fall Line Tech

Odyssey Charter Schools

Odyssey Charter Schools

Ogeechee Technical College

Oglethorpe County

Oglethorpe University

Okefenokee Tech-Ware

Old Suwanee Baptist School

Ombudsman Educational Services

Open Bible Christian

Our Lady of Assumption

Our Lady of Lourdes Catholic

Our Lady of Mercy Catholic

Our Lady of Victory Catholic

Our World School

Out of State

Pace Academy

Pacelli H

Paideia School

Paine College

Pataula Charter Academy

Pathways Academy

Paulding County

Peach County

Peachtree Academy-Conyers

Peachtree Academy-Covington

Peachtree Baptist Academy

Peachtree Presb. Cdc

Peachtree Presbyterian Preschool

PEAK Academy

Pelham City

Perimeter Christian School

Philadelphia Christian School

Pickens County

Pickens Mountain Ed

Piedmont Academy

Piedmont College-Athens

Piedmont College-Demorest

Pierce County

Pike County

Pinecrest Academy

Pinewood Christian Academy

Point University-Atlanta

Point University-West Point

Polk County

Porter Academy

Praise/TLC Christian School

Primrose School/Alpharetta

Primrose School/Dacula

Primrose School/Suwanee

Prince Avenue Christian

Promise Christian Academy

Providence Christian Academy

Providence Christian Academy

Providence Christian School

Pulaski County

Purpose Built Schools

Putnam County

Queen of Angels School

Quitman County

Rabun County

Rabun Gap-Nacoochee School

Rambam Atlanta Day

RamBam Day School

Randolph County

Randolph Southern School

Reflections Learning Academy

Reinhardt University-Fulton

Reinhardt University-Waleska

RESA-Central Savannah River Area RESA

RESA-Chattahoochee-Flint RESA

RESA-Coastal Plains RESA

RESA-First District RESA

RESA-Griffin RESA

RESA-Heart of Georgia RESA

RESA-Heart of Georgia RESA/East Central GLRS

RESA-Metro RESA

RESA-Middle Georgia RESA

RESA-North Georgia RESA

RESA-Northeast Georgia RESA

RESA-Northwest Georgia RESA

RESA-Oconee RESA

RESA-Okefenokee RESA

RESA-Pioneer RESA

RESA-Southwest Georgia RESA

RESA-West Georgia RESA

Richmond County

Ridge Creek School

RISE Grammar School

RISE Prep School

River Green Academy

River Green Academy

Riverside Military Academy

Robert Toombs Christian Academy

Rock Springs Christian Academy

Rockdale County

Romar Academy

Rome City

Ron Clark Academy

Sacred Heart Parish School

SAIL-School for Arts Infused Learning

Sandersville Technical College-Washington Co

Sandersville Technical College-Washington Co

Savannah Christian Preparatory

Savannah Classical Academy

Savannah College of Art & Design

Savannah Country Day

Savannah State

Schenck School

Schley County

Scintilla Charter Academy

Screven County

Seminole County

Sheltering Arms

Sherwood Christian Academy

Shiloh Hills Christian School

Shoal Creek SDA School

Shorter University-Duluth

Shorter University-Rome

Shorter University/Atlanta

Shreiner Academy

Sinclair Christian Academy

SISU

Skyview High School

Skyview HS

Social Circle City

Solid Rock Academy

Solidarity School

Sophia Academy

South Georgia State College-Douglas

South Georgia State College-Waycross

South Georgia Technical College

South Georgia Technical College-Muscogee

South Georgia Technical College-Sumter

Southeastern Tech-Tattnall

Southern Crescent Tech-Spalding

Southern Crescent Tech-Spalding

Southern Regional Technical College

Southern Tech

Southland Academy

Southwest Atlanta Christian Academy

Southwest GA STEM Charter

Southwest GA Tech-Thomasville

Southwest Georgia Academy

Spalding County

Special Needs Schools of Gwinnett

Spelman College

Sprayberry Academy

Springmont

St. Andrews School

St. Anne School

St. Benedict's Episcopal Day School

St. Catherine of Siena Catholic

St. Francis H

St. Francis School

St. Francis Xavier

St. George's Episcopal

St. James Catholic

St. John Neumann Catholic

St. John the Evangelist

St. John's Catholic

St. Joseph's Catholic

St. Josephs Catholic

St. Josephs Catholic School

St. Jude the Apostle School

St. Luke's School

St. Martin's Episcopal School

St. Mary's on the Hill School

St. Marys Catholic School

St. Michael's Catholic School

St. Nicholas Orthodox Academy

St. Paul Lutheran School

St. Pauls Baptist School

St. Peter Claver

St. Peter Claver Reg. Catholic

St. Peter Claver Regional

St. Peter the Apostle

St. Pius X Catholic High School

St. Rose Academy

St. Teresa Catholic

St. Thomas More Catholic

St. Vincents Academy

State University-Alpharetta

Stephens County

Stepping Stone-Spalding

Stewart County

Stratford Academy

Strayer Univ

Strong Rock Christian

Success Kids Learning Center

Sugar Hill Christian Academy

Sumter County

Sunbrook Academy/Towne Lake

Sunbrooke Academy

Superkids Early Learning Center

Swainsboro Tech-Swainsboro

Swift School

Tabula Rasa-The Language School

Talbot County

Taliaferro County

Tallulah Falls School

Tattnall County

Tattnall Square Academy

Taylor County

Telfair County

Terrell Academy

Terrell County

The Academy of Scholars

The Bridge of Georgia

The Children's School

The Cottage School

The Epstein School

The Galloway School

The Global Academy

The Globe Academy

The Grant Academy

The Heiskell School

The Heritage School

The Howard School

The Lionheart School

The Little School

The Lovett School

The Main Street Academy

The SAE School

The Sunshine House

The Sunshine House #103

The Sunshine House #167

The Swift School

The Trinity School

The Waldrof School

The Weber School

The Wood Acres School

Thomas County

Thomas Jefferson Academy

Thomas University

Thomaston-Upson

Thomasville City

Tift County

Tiftarea Academy

Toccoa Falls College

Toombs County

Torah Day School of Atlanta

Towns County

Treutlen County

Trinity Chapel Academy

Trinity Christian Academy

Trinity Christian M/H

Trinity Christian-Bulloch

Trinity Christian-Coweta

Trinity Christian-Laurens

Trinity Classical School

Trion City

Troup County

Troy University-Albany

Troy University-Muscogee

Troy University-Richmond Co

Truett University

Turner County

Twiggs Academy

Twiggs County

Union County

Unity Christian-Lower Campus

Unity Christian-Main Campus

Universities

University Of Georgia-Athens

University of Georgia-Fayette

University Of Georgia-Gwinnett

University Of Georgia-Spalding

University Of Georgia-Tifton

University Of North Georgia-Cumming

University Of North Georgia-Dahlonega

University Of North Georgia-Gainesville

University Of North Georgia-Oconee Co

University Of West Georgia-Bartow

University Of West Georgia-Carrollton

University Of West Georgia-Coweta

University Of West Georgia-Douglas

University of West Georgia-Fayette

University Of West Georgia-Floyd

University of West Georgia-Whitfield

Urban Christian Academy

Valdosta City

Valdosta State University

Valdosta State University-Camden

Valdosta State University-Camden Co

Valdosta State University-Decatur

Valdosta State University-Ware

Valdosta State University-Ware

Valwood School

Victory Christian School

Vidalia City

Vidalia Heritage Academy

Virginia College

Walker County

Walker School

Walton County

Walton Creative Learning Center

Ware County

Warren County

Washington County

Waverly Hall Christian

Wayne County

Webster County

Welcome Christian School

Wesley International Charter

Wesleyan College

Wesleyan School

West Central Tech

West Central Tech

West Cobb Prep. Academy

West Georgia Technical College-Carroll

West Georgia Technical College-Troup

Westfield School

Westminster Christian Academy

Westminster Schools of Atlanta

Westminster Schools of Augusta

Westwood Christian Academy

Westwood School

Wheeler County

White County

White Creek Christian

Whitefield Academy

Whitfield Academy

Whitfield County

Wilcox County

Wildwood Christian Academy

Wilkes County

Wilkinson County

Windsor Academy

Wiregrass Georgia Technical College-Lowndes

Wiregrass Technical College

Wiregrass Technical College-Coffee

Woodfield Academy

Woodfield Academy

Woodward Academy

Woodward Academy-Busey Campus

Woodward Academy-North Campus

Worth County

Worthy's Christian Academy

Wynnbrook Christian School

YDC-Richmond

YDC-Sumter

Yeshiva High School

Young Americans Christian

Young Harris College

Youth Christian School

Zion Baptist Academy

underwritten by: national casualty company · 2020. 7. 13. · b. coverage b - bail bonds the...

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