“Affordable and Equitable Life Insurance”

The Umanian Life Insurance Company Seal comprises of a padlock embedded within a ruby red crystal. The lock symbolizes the company’s never ending efforts to provide security to its consumers; creating a safe and dependable partner in life for all people. The ruby red crystal symbolizes the strong desire of the company to put forward and achieve its goals, all the while maintaining consumer security as its main priority.

Company Location-Vicinity MapThe company Main Office shall be located in 801 TRP Building,

G. Puyat Street Corner Quezon Boulevard, Quiapo Manila.

Company Location 1st

Floor Lobby

Company Location 2nd

Floor Atrium

Management ProfileA. Proponents

The proponents in this study resolved to meet and formulate this company in order to fulfill the requirements for the collegiate subject of (Feasibility Study) and in order to provide an affordable and reliable option for the people. They are all 4rth Year Students, all of whom are taking up the course of Bachelor of Science In Business Administration, Majoring in Financial Management in the University of Manila. These proponents shall consist the Board of Directors and the Executive Committee.Proponents Address Contact

Number% of Stock

Owned

Mecina, Meciel M. 4460 Block 8 Sawata Dagat-dagatanMaypajo Caloocan City

09232298586 10%

Solo, Cely C. 1A Magsaysay St. Tondo Manila 09997671516 10%

Sarreal, Glenalyn A. 21 Sampaguita St., Brgy. A. Samson, Quezon City

09308922188 10%

Campos, Jezil B. 25 1st Ave. Bagumbayan Taguig City 09215460854 10%

Quiňa, Mary Ann T. 283 Pipit St. Brgy. Commonwealth 09393341529 10%

Management ProfileB. Management

Management is the act of directing and controlling a large group of people for the purpose of coordinating and harmonizing the group towards accomplishing a goal beyond the scope of individual effort. Management encompasses the deployment and manipulation of human resources, financial resources, technological resources, and natural resources. Management also refers to the person or people who perform the act of management. The officers of the business, as assigned by the board of directors, comprise the main management body of the Umanian Life Insurance Company.

Management ProfileOfficers of the

BusinessQualifications

CEO Must hold a Ph.D.Must be an experienced business leader, business manager and business consultantMust have an entrepreneurial spirit and a bias for actionMust maintain an attitude of openness and flexibility, and have a consistent sense of urgency

Vice-President for Finance

Preferably have a masters degree in Accounting and is a CPAMust know how to control large amounts of money

Vice-President for Marketing

Preferably have a masters degree in AdvertisingMust have ample experience in dealing with the media

Vice-President forPersonnel & Management

Preferably have a masters degree in Human Resource ManagementMust know how to assert oneself and deal with personnel problemsMust be very good with associating with both employees and clients

Vice-President forTechnical Facilities

Preferably have a masters in engineering and must be a licensed EngineerMust be confident and know how to keep work efficiency

Vice-President forLegal Affairs

Preferably have a masters degree in Law and is a member of the BarMust be legally competent and must be aware of all current issues, especially those pertaining to the company

Financial Statements

CompetitionThe following companies are considered as

business competition:

Malayan Insurance Company Incorporated

Insular Life Incorporated

Phil-Am Life Incorporated

SunLife Company Incorporated

Standard Insurance Company Incorporated

Places, Products, Prices and Promotions

Place METRO MANILA BRANCHES

1. Alabang, Muntinlupa2. Balintawak, Kalookan City3. Binondo, Manila4. Cubao, Quezon City5. Makati City6. Marikina City 7. Paco, Manila8. Quezon Avenue, Quezon City

ProductsMalayan's Personal Accident Insurance Policies provide monetary compensation for expenses or loss of income brought about by death or bodily injury arising from an accident.Each of Malayan's accident policies has been designed to provide the following basic benefits: Accidental Death and Dismemberment Weekly Indemnity – Accident: This benefit is optional

and is intended to restore part of the loss of income of the insured during disability caused by an accident.

Medical Reimbursement: This benefit is optional except when it is included in the basic coverage. It reimburses the insured for actual medical expenses for injuries sustained as a result of a covered accident.

Products The Rajah Personal Accident Insurance

The Rajah is an accident insurance plan that provides the insured with 24-hour, year-round protection worldwide. It guarantees full insurance benefits for accidental death and dismemberment, full schedule of benefits for permanent disablement or dismemberment, indemnity for accidental loss incurred during air travel, protection against loss of income and medical expenses, murder or unprovoked assault or both. Plus, the insured gets a renewal bonus. Upon annual renewal of the policy, the original sum is increased by 5% each year up to five consecutive years for the first P100,000, whether a claim is presented or not.

Products Family Plan

This plan extends accident insurance protection to the insured and the immediate members of his family. Considered as immediate members of your family are: If the insured is single, his parents (not over 60) and his unmarried sisters and brothers (ages 1 to 19); If the insured is married, his spouse (not over 60) and unmarried children (ages 1 to 19).

Products Travel master Insurance

Travel Master provides the insured with the most comprehensive protection against accidents, sickness and other travel related problems. With just one call to any of the emergency service centers worldwide, he will be provided with immediate assistance for emergency medical evaluation, and even language interpreter services. He will also be protected against delays or loss of baggage.This policy is ideal for the frequent traveler. Coverages include Accidental Death, Dismemberment and/or Disablement, Medical Reimbursement, Hospital Expenses (Sickness), Strikes and Aircraft Skyjacking, Baggage Delay Benefit and Loss of Baggage. Plus, worldwide travel assistance through the AEA International SOS Assistance Philippines, Inc.

PlaceMetro Manila and GA Sales

HEAD OFFICE INSULAR LIFE CORPORATE CENTREInsular Life Corporate Centre Insular Life Drive,Filinvest Corporate City1781 Alabang, Muntinlupa CityTel: (632) 582-1818METRO NORTHMetro North Regional OfficeG/F, Crispina Bldg. 1589 Quezon Avenue, QCTel: 426-9734Quezon Avenue District Sales OfficeG/F, Crispina Bldg. 1589 Quezon Avenue, QCTel: 926-1357, 410-5117/5118, 426-9744, 926-1355, 929-5166 Fax: 926-1355Caloocan District OfficeInsular Life Bldg.,462 EDSA near Boni Serrano St., Kalookan CityTel: 367-6990, 362-4720, 361-8612Fax: 367-6991Greenhills District Office4/F Quadstar Bldg., 80 Ortigas Ave., Greenhills San JuanTel: 705-1611, 726-9922, 721-6908Fax: 721-6904

PlaceMETRO CENTRALMetro Central Regional Office 3/F Insular Life Bldg.

6781 Ayala Avenue, Makati CityTel: 878-1818 local 5617, 5618, 5132Fax: 817-2549

Chinatown Office7/F, Cu Unjieng Center,Dasmariñas cor. Quintin Paredes Sts.Binondo, ManilaTel: 243-8415, 241-5472Fax: 247-0865, 241-5439

Binondo District Sales Office7/F, Cu Unjieng Center,Dasmariñas cor. Quintin Paredes Sts.Binondo, ManilaTel: 247-7244, 247-7042

New Escolta District Sales Office7/F, Cu Unjieng Center,Dasmariñas cor. Quintin Paredes Sts.Binondo, ManilaTel: 241-5471

Manila Central OfficeUnit G2, G/F Marc 2000 Tower 1973Taft Avenue cor San Andres St.Malate ManilaTel: 525-7539, 525-2937, 536-5608, 522-7539Fax: 536-9049Malate District Sales OfficeUnit G2, G/F Marc 2000 Tower 1973Taft Avenue cor San Andres St.Malate ManilaTel: 526-2137

Makati Central Office2/F Insular Life Bldg.,6781 Ayala Avenue, Makati CityTel: 812-2683, 878-1818 local 4061, 4099, 5064, 4066Fax: 894-3638, 818-2362

Buendia Central Office2/F Insular Life Bldg.,6781 Ayala Avenue, Makati CityTel: 819-3776 Fax: 840-4044

Legaspi Village District Sales Office2/F Insular Life Bldg.,6781 Ayala Avenue, Makati CityTel: 817-9757 Fax:

ProductsI-Shield is an affordable and simple issue accident insurance plan that ensures

you are provided with the necessary cover on your life or limbs in case of accidents. The plan also ensures your family is left with an amount to cover expenses in case something happens to the insured due to natural causes.

Consider the advantages of I-Shield:

Easy on the budgetAt P8.00 per day, you and your family are covered against any lost income brought about by the insured's accident.*For Plan 300

Extensive accident coverageI-Shield provides benefits for hospital, ICU confinement, as well as surgery that may result from an accident.

Supplemental income protectionShould the insured's demise be due to a non-accident related event, a lump sum benefit will still be given to the beneficiaries to fund any immediate need.

Easy to availI-Shield is a simple issue product. There is no need to submit any documents or undergo any medical check to avail of the plan.

ProductsAng I-Assure Sulit ay nagbibigay ng lifetime protection sa halagang abot

kaya. Ito ay handog ng pinakamalaki at pinakamatatag na Filipino life insurance company, Insular Life. Sa I-Assure Sulit, makasisiguro kang nasamabuting kamay ang kinabukasan ng iyong pamilya.

Alamin ang maaaring idulot ng I-Assure Sulit:

Sulit sa bulsaSa halagang P35 kada araw*, protektado ang pamilya mo anuman ang

mangyari sa iyo.*Para sa face amount na P300,000, age 30.

Sulit sa proteksyonSa I-Assure Sulit, lifetime ang proteksyon mo. Wala ka nang aalahanin

pa dahil alam mong may nakalaan na pondo para sa iyong mga mahal sa buhayanuman ang mangyari sa iyo.

Sulit at maaasahanAng I-Assure Sulit ay produkto ng Insular Life, ang pinakamalaking

Filipino life insurance company na may 100 taong paninilbihan sa pamilyangPilipino. Patuloy nitong pinangangalagaan ang pinansyal na seguridad ngbawat Pilipino.

Place Sun Life of Canada (Philippines), Inc.

12/F, Tower 2, Enterprise Center6766 Ayala Avenue Corner Paseo de Roxas Makati City, PhilippinesTel. No. (632) 886-6188 (Trunk Line)Fax No. (632) 849-9686 (Marketing)

Sun Life Asset Management Company, Inc.15/F, Tower 2, Enterprise Center6766 Ayala Avenue Corner Paseo de Roxas Makati City, PhilippinesTel. No. (632) 886-6188 (Trunk Line)Fax No. (632) 849-9744/849-9758

Sun Life Financial Plans, Inc.12/F, Tower 2, Enterprise Center6766 Ayala Avenue Corner Paseo de Roxas Makati City, PhilippinesTel. No. (632) 886-6188 (Trunk Line)

Customer Care Center, Sun Link (Call Center)10th Flr., The Enterprise Center Tower 2,6766 Ayala Avenue cor. Paseo de Roxas, Makati CityTel. No. (632) 849-9888

Place Sun Life Financial Store Binondo

G/F Sun Life Financial Center Binondo, Dasmarinas corner Quintin Paredes Sts. Binondo, ManilaTel. No. (632) 247-9454Fax No. (632) 247-9426

Sun Life Financial Store CebuG/F Innove Plaza Building Panay Rd. cor. Samar Loop Cebu Business Park, Cebu City 6000Tel. No. (032) 415-8540Fax No. (032) 415-8564

Sun Life Financial Store GreenhillsG/F E Square Building 416 Ortigas Ave., San Juan, Metro ManilaTel No. (632) 719-3997

Sun Life Financial Store MakatiGround Flr, BA Lepanto Bldg.8747 Paseo de Roxas, Makati CityTel No. (632) 813-7229

Sun Life Financial Store Quezon CityG/F Orcel II Building1611 Quezon Ave, Quezon CityTel. No. (632) 448-6515

ProductsSun Life Philippines has a wide range of variable life insurance plans designed to meet both your insurance and investment needs. All our plans offer financial protection, but, depending on your needs you can choose a plan that either allows you to invest in selected global equities, choose where your premium payments will be invested depending on your risk appetite, and allows our investment professionals to maximize growth potential for your money.

Products Sun FlexiLink

The Sun FlexLink is a peso-denominated variable life insurance plan that provides financial protection PLUS the flexibility to choose where your premium payments will be invested. Our top-notch investment professionals will carefully invest a portion of the premiums you pay – so you get the best out of your hard-earned peso.

Sun FlexiLink1Sun FlexiLink1 is a single pay peso denominated variable life insurance plan that provides financial protection PLUS the flexibility to choose where your premium will be invested. Our top-notch investment professionals will carefully invest a portion of the premium you pay – so you get the best out of your hard-earned peso.

Products Sun MaxiLink Prime

The Sun MaxiLink Prime is a peso denominated variable life insurance plan that provides financial protection PLUS a potential source of savings that can fund future needs like retirement income through its investment earnings. There are 5 funds to choose from where your premium payments will be invested in. These funds are managed actively and prudently by our top-notch investment professionals. Sun MaxiLink Prime is payable for at least 10 years*

* The premium paying period is not guaranteed. You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges.

Products Sun MaxiLink Bright

Sun MaxiLink Bright is a peso denominated variable life insurance plan that provides financial protection PLUS a potential source of savings. It enhances your money's growth potential to fund future needs like education through its investment earnings. There are 5 funds to choose from where your premium payments will be invested in. These funds are managed actively and prudently by our top-notch investment professionals. Sun MaxiLink Bright is payable for at least 5 years*

* The premium paying period is not guaranteed. You may be required to pay additional premiums after 5 years if the fund value is insufficient to pay charges.

Place Metro Manila

Alabang Alabang Regional Office

G/F Philam Life Bldg, Acacia Road, Madrigal Business Park, 1702 Muntinlupa CityTel Nos.: 807-4343; 807-4366; 807-4323 (Fax)

Caloocan Caloocan Automated Insurance Center

8/F Orange Bldg, 328 Edsa Monumento, Caloocan City, Metro Manila 1400Tel Nos.: 367-5701 to 03 (telefax)

Makati Makati Regional Office

2/F, Gammon Center Building, 126 Leviste Street, Salcedo Village, Makati CityTel Nos.: 754-4055; 754-4056; 754-4052 (Fax)

Manila UN Regional Office

UN Business Center, 1st Flr., Philam Life Bldlg, UN Ave, Ermita, ManilaTel Nos.: 526-9228; 526-9258; 526-9253; 526-9503 (Telefax)

Place Binondo Automated Insurance Center

G/F Paramount Bldg, 434 Quintin Paredes St., Binondo, Manila 1006Tel Nos.: 245-3620 local 236-237 (Fax); 241-3490

Quezon City Cubao Regional Office

2/F Philam Life Bldg, Aurora Blvd cor Araneta Ave, 1111 Cubao Quezon CityTel Nos: 423-6000; 423-6233 (Fax)

Rizal Antipolo Automated Insurance Center

2/F Megathon Bldg, Circumferential Rd, Antipolo City, Rizal 1906Tel Nos.: 650-7069; 650-0514 (Fax)

San Juan Greenhills Automated Insurance Center

G/F VAG Bldg., Ortigas Avenue Extension, San Juan, Metro Manila 1500

ProductsGuardian Life InsuranceGuardian provides maximum insurance protection for you and your family.You can add benefits to your Guardian to make it more comprehensive (i.e. optional Accident, Disability, and Hospitalization benefits).There is a Guardian designed to meet your needs:

Guardian 1 provides basic protection for 1 year and can be renewed up to age 84

Guardian 5 provides you with protection for 5 years by paying level premiums

Guardian 10 provides you with protection for 10 years by paying level premiums

Guardian 65 provides you with protection up to age 65 Guardian Home provides protection for your family’s mortgage

PlaceMetro Manila Branches

Alabang4/F JJACCIS Bldg., Acacia Ave.Madrigal Business ParkAlabang, Muntinlupa CityTel.No.: 772-6573 to 75Fax No.: 772-3720Jeffrey Joseph R. BobadillaVice-President/Branch Head

Head Office (formerly Ayala Branch)31/F Petron Mega Plaza, Sen Gil Puyat Ave., Makati CityTel.No.: 988-6388Joel Victor K. Delas AlasSenior Assistant Vice-President/Branch Head

BinondoUnit 1503, World Trade Exchange Building215 Juan Luna Street, Binondo, ManilaTel.No.: 241-1255/ 241-3481/ 241-3483Fax No.: 241-8081Alex S. SantiagoVice-President/Branch Head

Caloocan3/F Security Bank Bldg., 266 Rizal Ave. Ext.GracePark, Caloocan CityTel.No.: 365-0856/ 365-0830/ 365-0836Fax. No. 323-9783Romulo M. ManucomSeniorAssistant Vice-President/Branch Head

Place Manila 4/F Standard Insurance Tower999 P.Gil cor. Agoncillo St.

Ermita, ManilaTel.No.: 400-7777 loc. 164/172/194/185Direct: (02) 522-4472/ 404-3875Telefax: (02) 525-6731Elia B. AkolVice-President/Branch Head

MakatiSecurity Bank Building6776 Ayale Ave., Makati CityTel.No.: 891-1041 / 812-4417/ 891-1012/ 810-9441Telefax: 891-1042/ 840-5621/ 810-9441Severo L. Santillana Jr.Senior Vice-President/Branch Head

Ortigas2/F Hyatt Center, Brgy. Wack-WackOrtigas Ave., MandaluyongCityTel.No.: 724-4026/ 722-7011/ 724-4025/ 727-4992Telefax: trunklineloc. 108Fax No.: 727-4991Antonio B. EspejoSenior Vice-President/Branch Head

West AvenueUnit 201 West Life Bldg. 107 B West Ave., Quezon CityTel.No.: 415-3772 to 73/ 373-5193/ 371-2016Telefax: 374-1640Antonio L. CastilloVice-President/Branch Head

ProductsPersonal Accident Personal Accident Insurance can ease the family's financial and emotional burdens by providing monetary benefits at a time when finances are greatly strained because of an accident. Depending on your requirements, we have the ideal coverage that best fits your needs

Unlimited Personal Accident Insurance(For Individuals)It provides benefits/indemnity in cases of losses to the person which

arises out of an accident UPA Insurance affords basic protection for the income of the Insured

Group Unlimited Personal AccidentA Group Insurance that covers an employee/member of a group for a

whole year. It covers the said employee/member against injuries sustained 24 hours a day, 365 days a year at home, in the office or at play, anywhere in the world. The plan indemnifies on death or dismemberment directly and proximately caused by violent, accidental, external visible means.

Products Special Student Accident Insurance (SSAI)

A group insurance that covers students inside and outside the school premises from whole year, inclusive of summer vacation. It covers the student against injuries sustained 24 hours a day, at home, in school or at play, anywhere in the world. The plan indemnifies on death or dismemberment directly and proximately caused by violent, accidental, external or visible means.

Travel Accident InsuranceCovers death, dismemberment or bodily injuries caused by an accident

while insured is traveling during the period disclosed on the policy. It indemnifies the full principal sum for accidental death or dismemberment. With medical reimbursement of 10% of the principal sum stated in the schedule.

Total Standard Take One, Take AllInsures you and your family or a maximum of six (6) family members for

P100,000 each against death and permanent disablement exclusive of medical reimbursement due to accident.

Competition’s PromotionThe competition employs the following promotional methods in disseminating information about their company and products:

Inter-Group Advertising

Television Commercials

Corporate Proposal Meetings

Seminars in Job Fairs and Business Symposia.

Billboards

Individual and Small-scale Advertising

“What we can offer”

Life PlansThe Umanian Life Insurance Company proudly

offer the following policies for the perusal of our clients:

CashBackProtect

LifeTimeLink

FlexiPlans

CashBackProtectThis product provides a twofold plan that consists of:

An anticipated endowment policy which allows you to quickly acquire a lump sum of your investments, ideal for meeting milestone expenses like a child’s marriage, expenses for a child’s higher education or purchase of an asset.

Standard life assurance inclusive of critical illness hospitalization benefit, ICU benefit, surgical allowance benefit and, Death and Maturity benefit.

CashBackProtectCashBackProtect offers a modest Face

amount of 100,000-300,000 pesos upon maturity. Plan duration can be 5 or 10 years. A monthly premium of 2800 shall be charged and 96% of all payments tendered shall be released upon request for lumpsumat anytime; after which, the plan shall be terminated.

LifeTimeLinkThis product is a plan that is market linked whole life

insurance which offers the following:

Standard life assurance inclusive of critical illness hospitalization benefit, ICU benefit, surgical allowance benefit and, Death and Maturity benefit.

Increase the value of your policy anytime by adding premium additions called top-up premiums as you desire. Plus, you have the option to avail of protection against accidental death, dismemberment or disablement.

Control over where the your broker invests your money. This allows you to allow growth for your money and still stay secured.

LifeTimeLinkThe price of the life time link is payable in

ten (10) years. It provides lifetime insurance protection and cash payouts. The payouts, equal to 3% of the face amount, will be given starting at the end of the 3rd year and every 3 years thereafter for life. Standard premiums (of a client at age 30)are 3500 pesos monthly with the option of paying for top-up premiums at any amount, anytime! Face amount reaches 150,000 pesos up.

FlexiPlansThis is a term life insurance that shows

its flexibility through its various add-ons and its capability to evolve into the company’s other plans. This plan initially offers:

Standard term life protection covering final expenditure benefit (funeral and burial)

FlexiPlansFlexiPlans payment options come in many forms.

There are annual payments, quarterly payments or monthly payments. Standard Flexiplan rates for 5 years terms are only 600 per month. Add-on prices increase this premium to either SilverFlexiPlan 800 (with hospitalization allowance and post-hospitalization benefit), GoldFlexiPlan (with full hospitalization benefit including ICU benefit) 999, or PlatinumFlexiPlan 2000 (with full hospitalization benefit including ICU and death benefit paid to beneficiaries.)

Advantages Missed premium payment?

The Umanian Life Insurance company has provisions that allow a grace period (31 days or more), during which the policy lapses. However, the LifeTimeLink plan provides certain benefits such as cash dividend values which can be collected in cash, or used to continue insurance coverage limited in either amount or duration.

Advantages Expired FlexiPlan insurance?

The Umanian Life Insurance Company offers a renewable term life insurance, allowing you to continue your policy for another term without having to take another medical examination. Though the premium for the renewed term would be increased based on your age at the time the policy is renewed, availing of the term life insurance renewal still allows you an assured and happy lifestyle.

“Spreading the word”

PromotionThe Umanian Life Insurance Company has

selected various promotion techniques in order to “spread the word”, so to speak, of the options and advantages of the Filipino people upon availing our plans:

Pamphlet Distribution Network

Group Discussion / Seminar

Direct Selling Method

Pamphlet Distribution NetworkThe pamphlet shall contain the aims of the

company along with the Company profile. It shall also

contain the various life plans available with attractive

explanations and price brackets. These pamphlets

shall be distributed throughout Luzon, providing an

effective means of promotion throughout a wide area.

Group Discussions / SeminarsThe company shall hold group discussions and

corporate seminars through corporate contacts, job fairs and corporate symposia. These shall target large private businesses, small-scale businesses, schools and other various organizations. These discussions shall acquaint the masses on the principles and goals of the company, and explain the various plans and packages available to both large and small scale consumers. This shall also provide the prospect of recruiting commission-based sales agents to fuel the individual scale opportunities and promotion through direct selling.

Direct Selling MethodThis is a individual-scale promotion method

wherein the recruited sales agent uses his/her own

business and personal contacts in order to sell

individual packages of the company’s products and

propagate information of about the company through

their contact’s contacts and so on, creating a network

of individuals who are well informed of the company’s

plans and advantages.

UMANIAN LIFE INSURANCE COMPANY

COMPETITOR COMPANIES

The UmanianInsurance Company envisions itself to be an industrial institution that upholds integrity, embodies trust and performs with empathy and compassion throughout all of its endeavors.

Vision SunLife: To be an international leader in protection and wealth management.Philam Life: “To be the preferred provider of financial security for all Filipinos.”Standard: “The Insurance Standard”Malayan: MALAYAN EQUALSINSURANCEInsular Life: We are Insular Life, the pioneering and largest Filipino life insurance company. We enable our professional, customer-oriented employee and agency force to render service of the highest quality.

UMANIAN LIFE INSURANCE COMPANY

COMPETITOR COMPANIES

Our company’s mission is to provide competent quality insurance products through equitable programs, well-though out partnerships and useful, trustworthy life insurance plans in order empower our clients to fulfill their dreams and live a full, happy life.

Mission Sunlife: To help customers achieve lifetime financial security.Philam Life: committed to provide excellent service to identify and meet the financial needs of the Filipino people.Standard: Standard Insurance Co., Inc. is committed to continuously improve the quality of service to the insuring public by raising the standard of competency and professionalism, and through integrity. Malayan: Malayan guarantees to provide its policyholders the best non-life insurance protection and fair and prompt settlement of valid claims at all times.Insular Life: Our mission is to provide a full-range of high-value insurance products and other financial services that empower families to fulfill their dreams, thus helping build a stronger Philippines.

UMANIAN LIFE INSURANCE COMPANY

COMPETITOR COMPANIES

As a life insurance company, UIC does not simply intend to offer life insurance to ourclients—instead, we aim to better their lives and futures through plans that will last. Also, in our mission to make your life better; we aim to ease clientele life choices by offering trustworthy life plans; we aim to uphold Filipino values in lieu with our own core values of integrity, obligation and compassion; we aim to provide unique quality service that is both affordable and expedient to all our clients.

Goals Sunlife: To provide sound financial solutions for our customers and always work with their interests in mind. And to deliver value to the customers and shareholders we serve and to the communities in which we operate.Philam Life: To put forth “The Power of WE”Standard: To instill a quality culture that promotes the values of professionalism, integrity, discipline, teamwork and productivity. To maintain profitability and other financial targets and sustain competitiveness of the company in the non-life insurance business. To consistently give our customers value for their money. To recruit and retain competent people committed to perform at their best in delivering quality service to our customers. To promote employees' continuous professional and personal development.Malayan: To work with passion for excellence, sense of urgency, Professional discipline, teamwork and loyaltyfor our customers.Insular Life: We optimize stakeholder value by pursuing strategic opportunities, and by achieving sustained growth through dynamic marketing, prudent investments, and exceptional service.

4P’s UMANIANLIFE

SUNLIFE PHILAM LIFE

STANDARD MALAYAN INSULAR LIFE

Product Life insurance with coverage from 150,000 to 1,000,000 pesos

Life insurance with coverage from 500,000to 1,000,000 pesos

Life insurance with coverage from 300,000to 5,000,000 pesos

Personal Accident Insurancewith coverage from 100,000 to 1,000,000 pesos

Personal Accident Insurancewith coverage from 100,000 to 5,000,000 pesos

Life insurance with coverage from 300,000 to 3,000,000 pesos

Price Prices range from 150,000 to 500,000 pesos

Prices range from 150,000 to 1,000,000 pesos

Prices range from 150,000 to 1,000,000 pesos

Prices range from 150,000 to 3,000,000 pesos

Prices range from 150,000 to 5,000,000 pesos

Prices range from 150,000 to 1,000,000 pesos

4P’s UMANIANLIFE

SUNLIFE PHILAM LIFE

STANDARD MALAYAN INSULAR LIFE

Place 801 TRP Building, G. PuyatStreet Corner Quezon Boulevard, QuiapoManila.

12/F, Tower 2, Enterprise Center6766 Ayala Avenue Corner Paseo de RoxasMakati City, Philippines

G/F PhilamLife Bldg, Acacia Road, Madrigal Business Park, 1702 MuntinlupaCity

31/F Petron Mega Plaza, Sen Gil Puyat Ave., Makati City

Alabang, Muntinlupa

Insular Life Corporate Centre Insular Life Drive,FilinvestCorporate City

Promotion •PamphletDistribution Network•Group Discussion / Seminar•Direct Selling Method

•Inter-Group Advertising•Television Commercials•Corporate Proposal Meetings•Seminars in Job Fairs and Business Symposia.•Individual and Small-scale Advertising

•Inter-Group Advertising•Television Commercials•Corporate Proposal Meetings•Seminars in Job Fairs and Business Symposia.•Billboards•Individual and Small-scale Advertising

•Seminars in Job Fairs and Business Symposia.•Individual and Small-scale Advertising

•Inter-Group Advertising•Corporate Proposal Meetings•Seminars in Job Fairs and Business Symposia.

•Inter-Group Advertising•Television Commercials•Corporate Proposal Meetings•Seminars in Job Fairs and Business Symposia.•Billboards