#uaconvention2o15 july 2o15 - united american sheets v2/library...the deposit fund rider new...
TRANSCRIPT
The news and ideas magazine for the Independent Agents of United American and First United American Life Insurance Companies
July 2O15#UACONVENTION2O15
CONTENT SUPERVISORKaley Lockaby
EDITORSRoberta Boyd King
Gay Falkowski
GRAPHIC DESIGNERJohn Begg
to update information for Summit or to submit news for the Editor’s page.
HOME OFFICE972-529-5085
FIRST UA315-451-2544
AGENT SERVICE CENTER 800-925-7355 or email
WEBSITES unitedamerican.com
unitedamerican.com/logon firstunitedamerican.com
firstunitedamerican.com/office
Published regularly by United American and First
United American Life Insurance Companies for the dissemination of information to their Agents.
Prior permission must be obtained from the Home Office
for reproduction or other use of material herein.
CODE OF BUSINESS CONDUCT & ETHICSTorchmark and its affiliates are committed to maintaining a business atmosphere and working environment based on honesty, fair dealing, and sound business ethics. Please review The Torchmark Corporation Code of Business Conduct and Ethics by logging into the UAGA/First UA Agent websites and clicking the ‘Code of Business Conduct and Ethics’ link on the right side of the page. This Code of Conduct expresses the standards of integrity and business conduct that all Company directors, officers, employees, and independent contractors must uphold and follow. The Code is provided to help you understand what the Company expects of you and should be read carefully.
ATTN: UA AGENTS ONLYAs recently communicated, new ProCare HDF policyholders with a policy effective date July 1, 2015, and after, are required to pay only $1,680 in out-of-pocket expenses of the $2,180 annual deductible amount during the remainder of 2015 before policy benefits take effect. The full amount of the 2016 deductible is required beginning Jan. 1, 2016, before policy benefits are payable.
This ProCare HDF deductible reduction only applies to United American, not First United American. Please contact Agency Service at 1-800-925-7355 or email [email protected] with questions.
ATTN: MAINE AGENTS The state of Maine has extended the time period for guaranteed issue to:
y 90 days for loss of Medicare Advantage insurance or employer group coverage
y 36 months for Medicare Advantage ‘trial periods’
Maine also prohibits the following:
y Use of an appointment, which was made to discuss Medicare products or to solicit the sale of Medicare products, to solicit sales of life insurance, health insurance, or annuity products — unless the consumer requests such solicitation and the products to be discussed are clearly identified to the consumer in writing at least 48 hours in advance of the appointment.
y Soliciting the sale of Medicare products door-to-door prior to receiving an invitation from a consumer.
CONGRATULATIONS!!Tim Ahlbum of The Ahlbum Insurance Group, Inc., is all set for summer relaxation as the May winner of the Yeti cooler!
PRAISE FOR LIFE!
“ I’ve been nothing but pleased with UA. Thanks for another great webinar. I just moved to San Antonio from California and am looking forward to getting revved up and doing a one-two punch with Medicare Supplements and Final Expense. I made MDRT in the 1980s with a Universal Life product, but am now anxious to just pile on the Senior products since I’m in that age bracket. UA is great! Sorry I missed the Texas seminars; anxious for them to come around again. Keep up the good work. Cabo, here I come!”
~Agent Bob Brassard
VISITORS TO GLOBE LIFE PARK President’s Club members stopped by the Home Office before heading to the Torchmark suite at Globe Life Park for Major League baseball. From left: Edward Catron, Dave Oliver, Chuck Mankamyer, Paul Sheldon, and Robert Wroblewski.
INTEREST RATES SETThe Lifestyle Annuity rate for July 2015, is 3.00 percent. Rates are reviewed and adjusted accordingly. The Deposit Fund Rider new business interest rate for 2015, is 3.00 percent.
WORDS OF WISDOM
“ Far and away the best prize that life offers is the chance to work hard at work worth doing.”
~Theodore Roosevelt, 26th U.S. President
2 y July 2O15 y LIFE
As many times as I’ve been to Boca Raton, it never loses its attraction. There’s always something new and exciting to discover. It may be a new restaurant, a new resort, or the rediscovery of what’s always been here — its amazing architecture. As often as I’ve visited Boca, I don’t think I was ever so aware of what an architectural treasure this city is until this year’s Convention visit. If you read about the history of Boca Raton, you read about Addison Mizner’s Ritz-Carlton Cloister Inn built in 1926. This beautiful property, which was renamed the Boca Raton Resort & Club, is one of the few ‘5 star’ resorts in Florida, and the selected location for our Convention last month. Wasn’t it spectacular? I’ve attended a lot of Conventions and visited a lot of resorts, but the Boca Raton Resort & Club is definitely one of my favorites.
CELEBRATE!Convention is a special time for all of us. I love having the opportunity to celebrate your success and spend time with you. We talk shop, but we also just enjoy each other’s company, renew longtime friendships, foster/create new relationships, and celebrate your achievements. Every year at
Convention I’m reminded once again that I’m associated with two wonderful Companies. UA and First UA have afforded me the opportunity and privilege of working with outstanding professionals in the insurance sales arena.
WORK TOWARD 2016If you didn’t make it to Boca, the 2016 Convention in Los Cabos, Mexico, is waiting with open arms. We’re more than half way through 2015, but you still have time to up your game and qualify for the 2016 Convention. With new whole life products, term life, Medicare Supplement insurance, cancer, critical illness, and accident policies, you have an outstanding portfolio of products to offer prospects and customers at any stage of their lives. And if you aren’t selling life, you’re leaving money on the table. Period!
If you aren’t yet e-App certified for Medicare Supplement insurance sales, sign up for an e-App certification webinar. E-App Director Dave Oliver holds several certification webinars each month and is happy to answer your questions. Remember, you can submit a Medicare Supplement insurance application up to six months*
before a Senior is Medicare eligible. And it’s never too early to think about the Medicare Annual Election Period that starts Oct. 15, 2015.
PLAY BALL!Our Globe Life Park recruiting and sales contests have pumped up your competitive spirits this summer. The ‘Second Grand Slam Recruiting’ contest is still going on and runs until Aug. 21, 2015. Bringing new talent into your Agency can win you a trip to Globe Life Park in Arlington, Texas, where you’ll enjoy a Major League baseball game and feel like an MVP yourself.
I’m excited about the remainder of 2015. There are so many avenues for you to travel, and they can all lead to success and to the 2016 Convention! Los Cabos … here we come!
*Three months in Wisconsin
3 y July 2O15 y LIFE LIFE y July 2O15 y 3
Charles Mankamyer Senior Vice President / General Agents
UNITED AMERICANAdamgbo, AnthonyAguilar, RobertAguirre, JavierAllen, LouAlley, Carole D.Alleyne, S. IvorAlli, HakeemAllison, RobertAl-Sweity, NaserAltier, Nicholas R.Amaefuna, EricAnderson, JanetAnderson, VaughnAndrews, Peter N.Ansley, Gregory H.Antallo, Abebe W.Archer, JoshArend, Christopher W.Bach, Gregory R.Bail, ShellyBailey, Ronald E.Bain, Vivian L.Baird, David E.Baisley, Robin D.Ball, Roger D.Bank, Colman H.Barczak, Robert E.Barend, Leonard M. Jr.Barge, Kenneth D.Barnes, John Louis Jr.Barson, HaroldBartee, David J.Basile, MattBass, Wanda R.Bauer, Robert E.Baxter, David W.Bell, Andre Q.Bender, Mark J.Beney, Dennis R.Bennett, Andrew F.Bennett, Charles N.Bentley, DannyBetz, James R.Bharat, Brian B.Bibus, Ernest F.Bilodeau, Edmund L. Jr.Bischoff, FrederickBlackman, AaronBlair, Renee A.Blair, Renee A.Borchardt, Charles O.Borgmeyer-Ducey, TarynBouthner, Christopher L.Bowers, RichardBrackett-Anderson, TristaBrandl, John J.Brinkman, Elmer P.Brittain, Wendy L.Broadus, Chandra C.Bromley, Robert E.Bruckman, Adam D.Bryant, Timothy L.Bucca, AntoninoBull, RobertBurk, Irvin J.Burke, Donald W.Buxton, CherieCadenas, Yohana I.
Calaway, Carmencita Protacio P.
Calin, Grant C.Camper, Derrick L.Cannon, Michael L.Capone, Robin E.Carbone, George R.Carmine, Cleveland D.Case, Gordon W.Casey, MichaelCashwell, Michael W.Castellano, Francis A.Castillo-Carpio, Raisa J.Chang, Seng C.Chavez, Raynaldo R.Chen, Meng L.Cioffi, Joseph A.Ciudad-Real, Jeannette G.Clees, William W.Cloke, CherylConlon, StephenCoogan, Bernard J.Cooley-Povolny, Robin R.Cooper, Natalie L.Corbi, FrankCornett, TracyCorrea, MilagrosCostilla, MarkCowen, Dylan J.Craig, StevenCrean, Charles B.Crook, Nathan P.Crossin, Casey P.D Ambruoso, Samuel H.Davenport, Wesley C.David, Lincoln T.Davis, Gary A.Davis, Roger E.Davis, Stephen M.De Los Santos, JaimeDear-Deweese, Sandera L.Delafuente, MauricioDelahanty, Marta A.Deleon, MariaDelgado-Lago, EstherDelorenzo, Paul A.Diaz, LuisDixon, Phyllis A.Doud, David L.Driggers, ConnieDube, Normand A.Dunn, Richard P.Earnest, LorenzoEdwards, Larry C.Edwin Ng Financial, Inc.Eichler, Ryan E.Ek, Richard G.Elbasani, JerryEpie, Kenneth E.Escobar, LinaEsposito, Gennaro M.Essad, Daniel M.Evans, DeleneEvans, Michael C.Evans, Steven G. Ewing, Thomas A.Fadal, Mitchell W.Fadel, Melic K. IIFarnum, Chad E.Faw, Barbara C.Fay, Sandra J.Ferdinand, Vanessa
Fickenscher, StephenFigueroa, MaribelFischer, Donald J.Florenz, NinaFlowers, Judy L.Floyd, MelvinFloyd, Ora D.Fowler, John P.Fox, John A.Francisco, Cesar A.Friman, Jeffry J.Fruin, Michael T.Gabiner, Layne A.Gambardella, Ronald S.Ginsburg, HarveyGiovanetti, Gary S.Glavan, ZdravkoGlica, Barbara J.Godfrey, Christy L.Golden, Michael N.Goldman, Jeffery S.Gomez, Rita M.Gonzalezramirez, Jose L.Gordon, Daniel E.Goss, Anita R.Goza, William A.Green, JeffreyGriffin, Bernice D.Grobstein, Jan L.Grooms, Freddie L.Guerrero, OscarGuild, James J.Hagan, Tamara D.Hagans, Phyllis A.Haig, Hiroko K.Hainsworth, Linda K.Hall, Theresa AnnHalman, Susan G.Hargreaves, NicoleHarnicher, David J.Harrelson, RandallHarris, JackHarrison, Walter L.Harvey, Robert MiltonHasty, Bradford L.Hatch, Kyle S.Hatterman, Ruth A.Hayes, Galen G.Heath, Cedric A.Heins, Christopher M.Henderson, April H.Henderson, Daryle L.Heupel, David E.Hill, Grant M.Hilyard, Gena D.Holt, Bryant L.Hommes, Carl D.Hornsby-Canady, Elsie J.Howe, Carl E.Hoyos, Edgar L.Hughes, CarrieHulett, ConnieHumphrey, Melissa M.Irwin, DavidJackson, KossiviJackson, Leslie D.Jefferson, Freddie L.Johnson Financial Group, Inc.Johnson, Kenneth H.Jones, Thomas W.Jordan, Daniel S.Joy, David M.
Judie, Ruthie T.Karussos, Michael S.Keeling, JamesKelly, PrinceKelsch, Jana G.Kenyhercz, StephenKidd, Kara M.King, GeorgeKlein, Phyllis A.Kleinbaum, Barry I.Kodaian, JasmineKoelsch, Sharron G.Kowalski, David L.Kowalski, ScottLado, Sandra L.Lamphere, LauraLandstrom, Gregory D.Lantefield, JohnLara, Todd R.Laramy, Scott AllenLaughlin, Robert G.Leal, EdibertoLee, Mary J.Lemmer, Pamela S.Lerma, ArthurLeung, Jean Wei-GingLewin, TammyLindsey, Julie O.Lindsey, Rosa J.Lloyd, Lorenzo N.Lo, KeithLopez, Armando M.Mack, Richard W.Mackey, SharonMadera, Wilthon A.Maloney, JohnMaragh, Ronald G.Marant, Curtis D.Maras, Carol J.Marcelin, Frank F.Marlow, Darren H.Martell, ChrisMartin, Hiram MichaelMartinez, Luis GonzaloMartinez, MathewMason, Clarke B.Mason, Malachi J.Mathur, Rupa A.Mayo, Frank TaylorMcalister, Daniel A.Mccall, Cary S.Mccarter, Steven G.Mcclure, Fred D.Mccoy, Michael S.Mccreary, Michael G.Mcdaniels, Jamie D.Mcdill, Mark S.Mckellar, Johnny P. Sr.Mellon, Megan B.Mendez, FranciscoMeneely, John J.Mercer, ShawnMerrill, Gwendolyn D.Merrix, Larry E.Meyer, Martha J.Michalke, Robert H.Miller, Neil H.Mitchell, Brian D.Moates, Carolyn D.Montgomery, Dale R.Mooney, PeterMoore, Benita K.
Moore, Charles J.Morris, BrianMozden, Patricia A.Mundt, MaryMurphy, StacyMurray, PaulNarkin, Michael H.Nean, Joseph C.Negron, ManuelNelson- Woodard, ClaudiaNelson, Robert E.Nevile, ParmodNguyen, Christopher T.Noe, TimNwaka, Charles E.Ochsner, Gina M.Olman, Gilbert M.Olsen, Norman K.Olson, Robin K.Ortiz, James R.Osborn, RebeccaPalczer, Christopher S.Palte, William D.Pampel, Eric J.Paradise, Aubrey O.Parham, TrevonParikh, Nayana P.Parker, Deshun S.Parrish, James N.Patel, PrevinPayne, HelenPearson, Sharon R.Peete, Teresa L.Petrandis, Michael N.Petri, De Wayne B.Pfleger, Alan H.Phillips, Mark S.Picone, Vincent J.Plas, Cheryl L.Polakof, StevenPreim, David L.Ramirez, Martha G.Ramon, DavidReed, Joseph D.Rhoden-Gocul, Beverley M.Ringsmith, Garnet DrewRipoll, Glenn A.Roberts, EdwardRobinson, Ellen L.Rochester Gant, Martha J.Rockwell, Gary L.Rodil, Rosalie E.Roller, Jerry W.Romesberg, Jeffrey R.Ronayne, John J.Rose, Anne C.Roston, TerriRoulidis, William C.Rountree, KelvinRutherford, Jerry W.Ruybal, Don J.Samuels, CindySandman, Marie J.Schloop, John V.Schneider, Robert G.Scholz, Gerard T.Schuth, Nancy J.Seard, Angela M.Sears, Roger L.Secretario, Nelson J.Secure West Insurance
Marketing
Settle, DennisShain, Charles W.Shaw, Martin L. IVShea, Richard P.Shearer, James S.Shelton, Phyllis R.Sherlin, Louis H.Silverman, Barry E. IIISimmons, Randy L.Simpkins, Christopher J.Simpson, Maria E.Simpson, Stephen C.Sintay, FrederickSkinner, JoySmids, William L.Smith, Kimberley R.Smith, MarkSokolosky, DuaneSpitzer, Jan H.St Firmin, FinanciaSt Preux, EliseeStallings, Darby C.Starr, MichaelSteinauer, Ona M.Steinberg, IdelleStier, John E.Storhaug, Leslie P.Stover, John D.Stursa, George C.Surendran, ElangovanSutherland, Mary L.Tan, Ling D.Tando, Stephen E.Tate, Jimmy D.Taxer, David Michael NelsoTaylor, Ivy E.Taylor, KimberlyThao, StanleyThorne, JasonThousand, Katherine C.Thousand, KathyTreptow, Bruce D.Trumbower, Douglas M.Tuite, Jean F.Turner, AllenUlrich, Michele A.Ulrich, Stephen N.Utah, FrankVazquez, Jorge C.Vear, Donald G.Vega, AlbertoVelez, GilVelez, Maria Tanya VictoriaWalbert, CarlWalsh, Kevin E.Walsh, Shawn P.Walton, Nicole F.Ward, Kenneth A.Ward, Kevin C.Warning, Judy A.Warren, James E. Jr.Wayne, GayleWeatherly, Tatiana S.Weeks, Marvin C.Wellens, Thomas L.Welner, Brenda M.Welner, Bruce F.Whelan, Andrew J.Whitaker, Harold D.White, James A.Wilhelm, Michael J.Williams, Micheal E.
Wilson, Andrew P.Wimer, Tammy S.Winker, Ronald J.Wither, Robert C.Zapp, Larry R.Zarley, Gary R.Zimmerman, Howard M.Zimmerman, Robert E.Zorn, Margaret D.
FIRST UNITED AMERICANAtkinson, Franklin G.Beaubrun, Jean R.Belvedere, MarieBrown, Robert P.Burt, Edward E.Castro, Oscar R.Cleare, Ronald R.Cormie, Peter W. Jr.Erdmann, Ronald E.Furman, RobertGalang, BenignoHavercome, SharonJenis, MartinKaur, JaspreetKiladitis, MichaelKirsch, Edward M.Lyness-Barratt, Carolyn B.Miller, MariaMonahan, Thomas J.Pugliese, LillianRivera, MarcusRobles, RichardRoffman, GaryRosso, ElioRuppell, Robert A.Santana, Jose Luis Jr.Schiffer, KevinSemryck, Patricia A.Sheth, Chandrakant F.Staniels, CynthiaYan, Nelson
4 y July 2O15 y LIFE
2014 UA/FIRST UA EAGLES CLUB
TOP PRODUCING AGENCY
TOP PRODUCING AGENT
Mizner dreamed of rivaling Deauville and Monte Carlo by “combining a monastic atmosphere with a modern hotel on a 16,000-acre tract with four golf courses, a Venetian lake with gondolas, a complete Spanish village and Irving Berlin’s Cabaret.”
Source: http://www.newyorksocialdiary.
com/across-the-nationacross-the-
world/2010/palm-beach-boca-raton-
social-diary
Mizner started his own business, Mizner Industries, to manufacturer and import the Spanish tiles, columns, wrought iron, carved wood, stained glass, and pottery that he wanted to feature in his work.
http://southfloridalandscapedesign.com/
featured/addison-mizner-big-man-big-
dream-big-impact/
A Celebration in Style
Those attending Convention 2015 may have noticed a unique flair to the South Florida resort that hosted our fabulous celebration. Designed by renegade
architect Addison Mizner, the Boca Raton Resort and Club displays a Spanish and Mediterranean-revival architecture that changed the area’s landscape in the early 1900s. It’s fitting that UA and First UA honored our highest achievers in
such a remarkable place. After all, each of you can make a lasting mark in your communities through the work you do. Give it a style all your own.
What will your legacy be?
From left: Bill Borosak, Devin Barta, Tim Ahlbum, Charles Mankamyer, Mike Majors, Ray Stevens,
Catherine Hatton, Ron Concklin, and Jon Ahlbum.
Not in photo: Mike Lemar, Scott Mednick, and Ed Shackelford
The Eagles Club is an elite group of Agency leaders representing the best of United American and First United American. They set the Company standard of excellence for field performance and are the leaders in production, retention,
recruiting, management development, and growth of in-force premium.
THE AHLBUM INSURANCE GROUP, INC.Under the leadership of Jon Ahlbum, The Ahlbum Insurance Group, Inc. ended the
year with more than $3.4 million in total net annualized premium with 96.5% net to gross. Jon’s been with United American since 1996 and has certainly found the key to success.
TIM AHLBUMCongratulations to #1 Producing Agent Tim Ahlbum of The Ahlbum Insurance Group, Inc. Since starting with
United American in Jan. 2003, Tim just keeps raising the bar year after year. Tim ended 2014 with $570,682 in net annualized premium with 95.15% net to gross. This has been the fifth year in a row he’s been UA’s top producing Agent. Keep up the great work, Tim!
5 y July 2O15 y LIFE LIFE y July 2O15 y 5
The following General Agents produced $350,000 or more in net annualized premium in 2014, earning them a place in the President’s
Club. Congratulations on an outstanding achievement!
PRESIDENT’S CLUB
Robert Wroblewski SOS Insurance Group
#1
Kerry Sachs Secure Retirement
Solutions, Inc.
#2
Paul Sheldon Paul Sheldon Insurance &
Benefits Planning
#3
Shawn Schroeder Jack Schroeder & Associates, Inc.
#4
Joseph Maisonet Maisonet Insurance Agency
#5
John Clark Senior Solutions
Insurance Agency
#6
Edward Catron Sunshine State Agency
#7
Scott Schwartz Insurance Protection
Services
#8
Christopher Graham, CLU Graham Financial Group
#9
Paul Sweeney Quality First Insurance
Agency, Inc.
#10
When the Cloister Inn (which would become the nucleus of the
Boca Raton Resort & Club) opened in February 1926, it was said to be the most expensive hotel of its size, with furnishings costing $10,000 per room.
http://www.pbchistoryonline.org/page/mizner-in-boca-raton
Considered the Cloister Inn’s most dramatic room, Mizner's dining room was modeled on a 15th-century Catalonian hospital, featuring wash basins built into the side walls allowing diners to rinse-and-wash during dinner.
http://www.newyorksocialdiary.com/across-the-nationacross-the-
world/2010/palm-beach-boca-raton-social-diary
6 y July 2O15 y LIFE
Members of the Pacesetters Club are Writing Agents who achieved the highest net annualized premium in 2014. Congratulations to these Writing
Agents who made the Club and qualified to attend convention!
PACESETTERS CLUB
Tim Ahlbum The Ahlbum Insurance
Group, Inc.
#1
Paul Sheldon Paul Sheldon Insurance &
Benefits Planning
#2
Kerry Sachs Secure Retirement
Solutions, Inc.
#3
Scott Schwartz Insurance Protection
Services
#4
Scott Schwartz Insurance Protection
Services
#4
Devin Barta The Ahlbum Insurance
Group, Inc.
#5
Jon Ahlbum The Ahlbum Insurance
Group, Inc.
#6
Christopher Graham, CLU Graham Financial Group
#10
Jackson Edwards IV The Ahlbum Insurance
Group, Inc.
#7
Ray Stevens Stevens & Associates
Insurance Agency, Inc.
#8
Edward Catron Sunshine State Agency
#9
#11 Robert Holzman Secure Financial Group
#12Fred Ulayyet Senior Care Insurance Services, Inc.
#13Jason Stevens Stevens & Associates Insurance Agency, Inc.
#14 Aaron Gordon Secure Financial Group
#15 Eugene Ranney The Assurance Group
#16 Mark Heller Heller Insurance Agency
#17Gary Kempler Futurity First Insurance Group, Inc.
#18 Dexter Saylor Senior Resource Group
#19Richard Sakharoff Security Benefits Group, Inc.
#20Joseph Jaffee Secure Future Financial Group
#21Jordan Vickers The Ahlbum Insurance Group, Inc.
#22Thomas Payant Payant Wealth Management Group
#23Timothy Rush Future Guardian Insurance & Financial Services
#24Beverly Kingsley Celedinas Insurance Group
#25Stephen Maisto Senior Health Care Solutions
#26Vincent Abbatiello Mainstay Retirement Solutions
#27Catherine Hatton Long Island Insurance Solutions
6 y July 2O15 y LIFE LIFE y July 2O15 y 7
&
#1#2#3#4#5
Q2 stands for Quality plus Quantity. Qualification for these awards is based on Net Annualized Premium written, and Net to Gross on that business from January thru December 2014. Congratulations
to these Top Q2 Agents and Agencies who made the grade!
Tim Ahlbum The Ahlbum Insurance Group, Inc. $570,682 NAP 95.1% Net to Gross
Paul Sheldon Paul Sheldon Insurance & Benefits Planning $527,976 NAP 98.3% Net to Gross
Kerry Sachs Secure Retirement Solutions, Inc. $360,576 NAP 97.8% Net to Gross
Scott Schwartz Insurance Protection Services $341,385 NAP 97.6% Net to Gross
Devin Barta The Ahlbum Insurance Group, Inc. $330,942 NAP 93.5% Net to Gross
Jon Ahlbum The Ahlbum Insurance Group, Inc. $3,476,199 NAP 96.5% Net to Gross
Mike Lemar Sunshine State Agency $1,598,739 NAP 96.4% Net to Gross
William Borosak, Jr. Secure Financial Group $1,520,724 NAP 97.2% Net to Gross
Edward Shackelford The Assurance Group, Inc. $1,058,551 NAP 95.6% Net to Gross
Catherine Hatton Long Island Insurance Solutions $1,049,947 NAP 91.6% Net to Gross
AGENTS AGENCIES AGENTS AGENCIES
Today Mizner’s well-known love for monkeys is celebrated in a whimsical, stylish bar, located at the west end of the iconic Cloister building. It’s aptly named Mizner’s Monkey Bar. Mizner was often seen walking around the grounds of the resort with his pet monkey, Johnnie Brown, perched on his shoulder.
http://www.bocaresort.com/dine/
mizners-monkey-bar.html
8 y July 2O15 y LIFE
9 y July 2O15 y LIFE LIFE y July 2O15 y 9
#UACONVENTION2015
#5
PACE
SETT
ERS
CLUB
PRES
IDEN
T'S
CLU
B
#1 #2 #3 #4 #5
#2 #3 #4#1
STARS OF THE MONTH
6. RAY STEVENS Stevens & Associates Insurance Agency, Inc.
7. SCOTT MEDNICK Professional Insurance Systems of Florida
8. MARK GRAHAM AmeriLife
9. RON CONCKLIN Rosenberg-Concklin, Inc.
10. PAUL SHELDON Paul Sheldon Insurance & Benefits Planning
11. TIM AHLBUM
12. JOHN CLARK Senior Solutions Insurance Agency
13. ROBERT WROBLEWSKI SOS Insurance Group
14. DEVIN BARTA
15. DONNA AHLBUM
16. SCOTT SCHWARTZ Insurance Protection Services
17. KERRY SACHS Secure Retirement Solutions, Inc.
18. FRED ULAYYET Ulayyet Insurance Agency
19. AMERICAN EAGLE CONSULTANTS, INC.
20. SHAWN SCHROEDER Jack Schroeder & Associates, Inc.
21. PIERRE ABADJIAN Abadjian Insurance Group
22. CENTERSTONE INSURANCE & FINANCIAL SVCS.
23. MARC ZUM TOBEL Consolidated Insurance Group, Inc.
24. BENEFIT PLANS OF AMERICA, INC.
25. PAUL SWEENEY Quality First Insurance Agency, Inc.
26. SENIOR SERVICES OF NORTH AMERICA, INC.
27. RICHARD SCHWARTZ Insurance Center of S. Florida
28. MATTHEW MORASKI
29. NUR AHMED Ahmed Insurance Agency
30. JOSEPH MAISONET Maisonet Insurance Agency
Through June 2015, these top producing Agencies and Agents have the highest net combined annualized premium. They qualify to attend the annual Convention based on Company production and retention requirements.
JON AHLBUM The Ahlbum Insurance Group, Inc.
MIKE LEMAR Sunshine State Agency
WILLIAM BOROSAK JR. Secure Financial Group, LLC
CATHERINE HATTON Long Island Insurance Solutions
EDWARD SHACKELFORD The Assurance Group, Inc.
PAUL SHELDON TIM AHLBUM TIMOTHY RUSH SCOTT SCHWARTZ KERRY SACHS
6. FRED ULAYYET
7. JASON STEVENS
8. RAY STEVENS
9. JON AHLBUM
10. LISA ROSATI
11. DEVIN BARTA
12. EDWARD CATRON
13. BRIAN GILBERT
14. EUGENE RANNEY
15. JOSEPH JAFFE
16. CATHERINE HATTON
17. CHRISTOPHER GRAHAM, CLU
18. DARRIN DIBISCEGLIE
19. MICHAEL WOODARD
20. AARON GORDON
21. BEVERLY KINGSLEY
22. JULIA LEMBCKE
23. CHRISTOPHER DAENZER
24. JACKSON EDWARDS IV
25. DEXTER SAYLOR
26. PETER GRATZON
27. XIOMARA OTTOVEGIO
28. JORDAN VICKERS
29. ROBERT HOLZMAN
30. DANI CHARD
1. JON AHLBUM $1,947,305 2. MIKE LEMAR $880,569 3. WILLIAM BOROSAK JR. $793,766 4. CATHERINE HATTON $624,894 5. EDWARD SHACKELFORD $614,020 6. RAY STEVENS $580,748 7. SCOTT MEDNICK $467,912 8. MARK GRAHAM $362,789 9. RON CONCKLIN $355,454
10. PAUL SHELDON $347,508
1. PAUL SHELDON $347,508 2. TIM AHLBUM $235,410 3. TIMOTHY RUSH $224,865 4. SCOTT SCHWARTZ $188,518 5. KERRY SACHS $174,810 6. FRED ULAYYET $162,074 7. JASON STEVENS $144,873 8. RAY STEVENS $137,930 9. JON AHLBUM $137,255
10. LISA ROSATI $136,138
Through the month of June 2015, these top 10 General Agents and Writing Agents have the highest net combined annualized premium.
10 y July 2O15 y LIFE
WRI
TIN
G A
GEN
TS
WRI
TIN
G A
GEN
TS
GEN
ERA
L A
GEN
TS
GEN
ERA
L A
GEN
TS
1. SHELDON REID
2. ENSURITY GROUP, INC.
3. OWEN METTS Metts Insurance Agency
4. GLEN DOERNBERG Doernberg Insurance Agency
5. RAY STEVENS Stevens & Associates Insurance Agency, Inc.
6. MIKE LEMAR Sunshine State Agency
7. HENRY VAZQUEZ Vazquez Insurance Agency
8. LOREN OLGUIN Olguin Insurance Agency
9. JOHN CLARK Senior Solutions Insurance Agency
10. KAYLEIGH OLIVER Affiliated Health Insurances of FL
11. JAMES CRAIG Craig Insurance Agency
12. LEE JERNIGAN Jernigan Insurance Agency
13. NEAL STACY Stacy Insurance Agency
14. FREDRIC HISSONG Hissong Insurance Agency
15. TAIWANA HIXON Hixon Insurance Agency
16. JOSEPH IANNELLI Iannelli Insurance Agency
17. JUAN MENDEZ Mendez Insurance Agency
18. SAMUEL COREY III Corey Insurance Agency
19. RICHARD SAKHAROFF Security Benefits Group, Inc.
20. FRED GITTENS Gittens Insurance Agency
21. DAVID DANIELS David K. Daniels & Associates
22. DEBORAH WALKER Walker Insurance Agency
23. DANIEL SHEA Shea Insurance Agency
24. BENEFIT PLANS OF AMERICA, INC.
25. MICHAEL JOHNSON Johnson Insurance Agency
26. RONALD WOODLIEF Woodlief insurance Agency
27. ROSE MARIE REY Rey Insurance Agency
28. MICHAEL STEVENS Farm & Ranch Healthcare, Inc.
29. TIM DOYLE Doyle Insurance Agency
30. HAROLD STIFFLER Stiffler Insurance Agency
1. BRYAN MCGHEE
2. OWEN METTS
3. GRACE EVANS
4. GLEN DOERNBERG
5. ARLINE LOUX
6. DAVID MILLER
7. ROSE MARIE REY
8. BERTHA REED
9. FITO MENARD
10. JAMES CRAIG
11. FREDERICK MENSLAGE
12. LEE JERNIGAN
13. SHELDON REID
14. EDWARD CODY
15. TIM DOYLE
16. FREDRIC HISSONG
17. TAIWANA HIXON
18. IGOR SPASOJEVIC
19. FABIAN RAMIREZ
20. CHARLES HALL
21. TIMOTHY STYER
22. RICHARD SAKHAROFF
23. FRED GITTENS
24. KEITH WHITE
25. DEBORAH WALKER
26. WALTER ROSS
27. VICTOR CABRERA
28. RICHARD COLADO
29. DANIEL SHEA
30. MICHAEL JOHNSON
1. JON AHLBUM The Ahlbum Insurance Group, Inc.
2. MIKE LEMAR Sunshine State Agency
3. WILLIAM BOROSAK JR. Secure Financial Group, LLC
4. CATHERINE HATTON Long Island Insurance Solutions
5. EDWARD SHACKELFORD The Assurance Group, Inc.
6. RAY STEVENS Stevens & Associates Insurance Agency, Inc.
7. SCOTT MEDNICK Professional Insurance Systems of Florida
8. MARK GRAHAM AmeriLife
9. RON CONCKLIN Rosenberg-Concklin, Inc.
10. PAUL SHELDON Paul Sheldon Insurance & Benefits Planning
11. TIM AHLBUM
12. JOHN CLARK Senior Solutions Insurance Agency
13. ROBERT WROBLEWSKI SOS Insurance Group
14. DEVIN BARTA
15. DONNA AHLBUM
16. SCOTT SCHWARTZ Insurance Protection Services
17. KERRY SACHS Secure Retirement Solutions, Inc.
18. FRED ULAYYET Ulayyet Insurance Agency
19. AMERICAN EAGLE CONSULTANTS, INC.
20. SHAWN SCHROEDER Jack Schroeder & Associates, Inc.
21. PIERRE ABADJIAN Abadjian Insurance Group
22. CENTERSTONE INSURANCE & FINANCIAL SVCS.
23. MARC ZUM TOBEL Consolidated Insurance Group, Inc.
24. PAUL SWEENEY Quality First Insurance Agency, Inc.
25. BENEFIT PLANS OF AMERICA, INC.
26. SENIOR SERVICES OF NORTH AMERICA, INC.
27. RICHARD SCHWARTZ Insurance Center of S. Florida
28. MATTHEW MORASKI
29. NUR AHMED Ahmed Insurance Agency
30. JOSEPH MAISONET Maisonet Insurance Agency
1. PAUL SHELDON
2. TIM AHLBUM
3. TIMOTHY RUSH
4. SCOTT SCHWARTZ
5. KERRY SACHS
6. FRED ULAYYET
7. JASON STEVENS
8. RAY STEVENS
9. JON AHLBUM
10. LISA ROSATI
11. DEVIN BARTA
12. EDWARD CATRON
13. BRIAN GILBERT
14. EUGENE RANNEY
15. JOSEPH JAFFE
16. CATHERINE HATTON
17. CHRISTOPHER GRAHAM, CLU
18. DARRIN DIBISCEGLIE
19. MICHAEL WOODARD
20. AARON GORDON
21. BEVERLY KINGSLEY
22. JULIA LEMBCKE
23. CHRISTOPHER DAENZER
24. JACKSON EDWARDS IV
25. DEXTER SAYLOR
26. PETER GRATZON
27. XIOMARA OTTOVEGIO
28. JORDAN VICKERS
29. ROBERT HOLZMAN
30. DANI CHARD
1. PAUL SHELDON $347,508 2. TIM AHLBUM $235,410 3. TIMOTHY RUSH $224,865 4. SCOTT SCHWARTZ $188,518 5. KERRY SACHS $174,810 6. FRED ULAYYET $162,074 7. JASON STEVENS $144,873 8. RAY STEVENS $137,930 9. JON AHLBUM $137,255
10. LISA ROSATI $136,138
10 y July 2O15 y LIFE LIFE y July 2O15 y 11
LIFEW
RITI
NG
AG
ENTS
GEN
ERA
L A
GEN
TS HEALTH
CONVENTION
it’s your JOURNEY
FUN IN THE SAND
#UACONVENTION2016
WH
AT Y
OU
NEE
D T
O Q
UA
LIFY
IF
YO
U A
RE A
GEN
ERA
L A
GEN
T:
MONTH LIFE ONLY HEALTH ONLY COMBINED
$180,000 NAP $350,000 NAP $350,000 NAP
JAN. $15,000 $29,167 $29,167
FEB. 30,000 58,333 58,333
MAR. 45,000 87,500 87,500
APR. 60,000 116,667 116,667
MAY 75,000 145,833 145,833
JUNE 90,000 175,000 175,000
JULY 105,000 204,167 204,167
AUG. 120,000 233,333 233,333
SEPT. 135,000 262,500 262,500
OCT. 150,000 291,667 291,667
NOV. 165,000 320,833 320,833
DEC. 180,000 350,000 350,000
WH
AT Y
OU
NEE
D T
O Q
UA
LIFY
IF
YO
U A
RE A
WR
ITIN
G A
GEN
T:
MONTH LIFE ONLY HEALTH ONLY COMBINED
$100,000 NAP $150,000 NAP $150,000 NAP
JAN. $8,333 $12,500 $12,500
FEB. 16,667 25,000 25,000
MAR. 25,000 37,500 37,500
APR. 33,333 50,000 50,000
MAY 41,667 62,500 62,500
JUNE 50,000 75,000 75,000
JULY 58,333 87,500 87,500
AUG. 66,667 100,000 100,000
SEPT. 75,000 112,500 112,500
OCT. 83,333 125,000 125,000
NOV. 91,667 137,500 137,500
DEC. 100,000 150,000 150,000
Hyatt Ziva ✿ Los Cabos, Mexico ✿ juNE 22-25, 2016
Agents who contract after Feb. 1, are prorated for Convention qualification. For example, contract in March and the Agent life/health requirement is 10 months or $125,000 of combined NAP. Minimum NAP for an Agent who contracts in June is six months or $75,000
combined NAP. Agents must be contracted and produce at a six-month minimum production level to be eligible for Convention.