triennial report

National Association for Latino Community Asset Builders

2008-2010TRIENNIAL REPORT

togetherRestoring America’s Communities

togetherRestoring America’s Communities

2008-2010TRIENNIAL REPORT

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Our nation stands on the threshold of a new decade. Behind us there is increased poverty, joblessness and a tremendous loss of financial assets. Ahead of us are the opportunities to repair the damage and a chance to reclaim the American dream. Moving our communities forward from despair to optimism, from poverty to employment and from foreclosures to housing opportunities is a daunting task. Achievement will require earnest leadership, purposeful direction, strategic collaboration and an unwavering passion for maximum results.

The National Association for Latino Community Asset Builders (NALCAB) is a national network of over 70 community development organizations operating in 26 states, serving thousands of ethnically diverse families, businesses and communities with one goal– to rebuild and restore family assets.

NALCAB’s members are experts in implementing responsible, market-based strategies that create jobs, develop neighborhood assets and build family wealth. They are affordable housing developers, micro lenders, economic development corporations and consumer counseling agencies.

The tasks of rebuilding and reclaiming are being achieved through great teamwork, formulation of strategic partnerships, leveraging resources and implementation of sound financial management practices. Working together, we are moving the nation forward from survival to promise once again. Among our family of partners are loyal funders who understand that monetary support for community redevelopment is both meaningful and crucial. Special thanks go to my predecessors Pete Garcia and Beatriz Stotzer, who as former chairs have made immeasurable contributions to NALCAB.

This triennial report demonstrates how NALCAB supports our members and enhances their ability to respond to the urgent calls from our communities. Together we serve thousands of hardworking individuals and families who refuse to dwell on the past and instead are steadfast and focused on the future.

Sincerely,

Restoring America’s Communities Together

Raul RaymundoChair of the Board of Directors

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NALCAB represents and serves a geographically and ethnically diverse group of asset building organizations that serve tens of thousands of Latino families and communities nationwide. From Philadelphia to Los Angeles to the US-Mexico border region, our members are delivering culturally relevant programs that serve predominately Latino, urban and rural communities that were harmed in the recession. Our member organizations provide working families across America with tools and services to increase their financial literacy, to find jobs, to secure mortgages and to start their own businesses.

What is NALCAB’s role? Simply put, our role is to add value for our member organizations so they can do this critical work in their communities. We are the extra pair of hands that enables them to sustain and expand their services. How do we do that? First and foremost, we help them to access capital. We identify public and private grant resources and any other funding opportunities that best match intended outcomes. Our knowledgeable staff and consultants are able to provide research, data and even compose grant applications. We support program effectiveness and continuity by providing direct technical assistance and arranging peer-to-peer training. NALCAB leverages strategic partnerships and collaborations to enhance their program resources.

We create a national forum and set up systems to foster peer learning and innovation. Every year, NALCAB hosts national and regional events where members can meet and network with fellow practitioners, public partners and private funders. We keep our stakeholders informed on the most up to date trends and asset building success stories. Our goal is to develop a collective platform comprised of members’ ideas, lessons learned and best practices in the community development and asset-building fields.

We invest in leadership. The NALCAB Colegio fellowship program develops passionate leaders committed to asset building with business skills and hands-on training. Raising the bar for Latino leadership is one of our most important endeavors and we accomplish it by investing annually in a fellowship program that prepares up-and-coming practitioners for leadership positions. This triennial report describes our strategies in greater detail. Together we can help restore our nation’s communities.

Juntos somos más.

Noel A. PoyoExecutive Director

Our Partners are Our Strength

Our mission is to build financial and real estate assets as well as

human and technology resources for Latino families,

communities and organizations.

Our Mission

The National Association for Latino Community Asset

Builders represents and serves a geographically and

ethnically diverse group of Latino-led asset building

organizations, which include affordable housing

developers, micro lenders, economic

development corporations and consumer

counseling agencies.

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Our Core Values

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NALCAB was founded in 2002.

A group of passionate and experienced community and economic

development leaders representing rural and urban Latino communities

gathered to identify their most fundamental challenge: in order to build

assets and wealth, community development organizations that serve

Latino communities need greater access to capital and

technical resources.

NALCAB held its’ first national conference in 2003 entitled

“Accessing Capital to Create Wealth” in Albuquerque, New Mexico

and successfully engaged a national cross section of Latino-led

nonprofits and investors. In the years that followed, NALCAB

expanded its audience through a series of events and developed an

increasingly national membership base, representative of both urban

and rural communities.

In late 2006, the Board of Directors hired its first Executive Director,

Noel Andrés Poyo. NALCAB began to implement an integrated

program of grant making and technical assistance focused on accessing

capital, building organizational capacity and advancing the readiness of

asset building projects.

Our History

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In 2008, NALCAB launched a Border Community Development

Collaborative to serve nonprofit asset builders in the border region.

NALCAB hosted a national conference in San Francisco and the first

border community and economic development summit in

McAllen, Texas.

In 2009, NALCAB launched a regional collaborative in the

Northwestern U.S. to support local asset building efforts that serve

quickly growing Latino and immigrant communities. NALCAB also

organized national consortia among its members to respond to major

federal funding opportunities. NALCAB hosted its national conference

in Los Angeles and the second border summit in El Paso.

In 2010, a second emerging communities collaborative was

launched in the Deep South. NALCAB hosted its sixth national

conference in San Antonio, featuring high level representation from

seven federal departments and commissions. NALCAB launched a first

of its kind fellowship for leaders in community and

economic development.

Today, NALCAB serves a membership of more than 70 nonprofit

organizations operating in 26 states building community assets and

family wealth in predominately Latino and immigrant communities.

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NW

SW

+70.85%

Change in TotalHispanic Population

+45.45%


Average MedianHousehold Income

$54,842Hispanic Median

Household Income$42,416

AveragePoverty Rate

13.20%Average Hispanic

Poverty Rate20.64%


$51.886Hispanic Median


AveragePoverty Rate


Poverty Rate22.10%

+62.67%


The Population Our Members Serve

2000-2010

2000-2010

2000-2010

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+61%





AveragePoverty Rate


Poverty Rate21.37%

NE

MWMW

SE

+107.08%





AveragePoverty Rate


Poverty Rate25.23%




AveragePoverty Rate


Poverty Rate23.59%

All population data taken from 2010 US Census, all other data taken from 2005–2009 American Community Survey and are 5–year estimates.

The Population Our Members Serve

2000-2010

2000-2010

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STRATEGY ONE: Support Our Members ●Increase Access to Capital

●Build Organizational Capacity and Project Readiness

●Organize Consortia and Peer to Peer Learning

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NALCAB opens access to grants and investment capital for its members. Experienced staff and expert consulting partners assist members to secure public and private funds. NALCAB conducts extensive research, identifies funding sources, and helps members to develop clear strategies that align the organization’s mission with the funder’s goals. The NALCAB team supports members through the grant development process from start to finish. Customized services are provided on a case-by-case basis. NALCAB may play an advisory role and/or may provide direct services such as writing the entire grant, conducting the research and compiling the required documentation. NALCAB regularly connects members to a wide range of private and corporate funders, as well as government officials – facilitating direct access to decision-makers.

NALCAB enhances organizational capacity and project readiness among our membership. NALCAB provides high quality, culturally relevant technical assistance to asset building organizations. NALCAB develops a strong base of trust with member organizations which facilitates the delivery of authentic, results-oriented technical assistance. NALCAB provides hands-on technical assistance to strengthen organizational infrastructure, develop sound policies and procedures, train board of directors and

facilitate strategic planning. NALCAB also assists in the development of real estate projects and asset building programs. NALCAB structures peer-to-peer collaborations across member networks providing opportunities for business modeling and problem solving.

NALCAB builds coalitions when a collective creates a better opportunity for scaled investment and impact. This strategy is effective in federal grant opportunities that are results oriented and require leveraging initial investments. NALCAB builds a collaborative with broad impact and diverse geographical reach like the CPLC/NALCAB NSP2 Consortium which opened access to funding for the acquisition and rehabilitation of affordable housing in eight different states plus the District of Columbia.

Another example is the Latino Tech-Net collaboration which allowed 12 economic development organizations to secure funding for 17 computer labs and bilingual instruction for entrepreneurs in 11 cities and towns. These partner collectives have helped to ensure more equitable and effective investment in low to moderate income communities.

►The CPLC/NALCAB’s NSP2

Consortium was awarded $137 million from the U.S. Department of Housing and Urban

Development to revitalize foreclosed homes. The homes will be made available to

low-income families.

◄Angie Sanchez, owner of Angie’s Cutting Edge, is one of many small businesses that receive support and training from the Willmar Area Multicultural Market in Minnesota. In this photo, Angie practices on her daughter’s hair.

Support Our Members

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In January 2010, Chicanos Por La Causa, Inc. (CPLC), as the lead applicant for a national consortium of 13 high-capacity, nonprofit affordable housing developers was awarded $137 million in funding from the US Department of Housing and Urban Development (HUD) under the Neighborhood Stabilization Program (NSP) to revitalize neighborhoods in eight states and the District of Columbia that have been negatively impacted by foreclosures and abandoned properties. All of the member organizations provide bilingual-bicultural services in predominately Latino communities. NALCAB organized this consortium and is now under contract with CPLC to support the management and implementation of the grant. This award represents one of the largest single federal investments ever made that specifically targets predominately Latino, low-income communities.

The collaborative approach of the CPLC/NALCAB Neighborhood Stabilization consortium represents a new model for community development investment on a national scale. Providing direct access to capital for community-based nonprofits is speeding up efforts to address the corrosive effects of foreclosures in a highly cost effective manner while also strengthening the capacity and accountability of participating organizations through a well developed system of peer learning and review.

The expected key outcomes of the CPLC/NALCAB NSP2 Consortium include a total of 940 homeownership units, 797 rental units, demolition of 150 vacant units and 183 land banked properties.

▲The house was fully rehabilitated with NSP2 funding and was leased in May 2011. ▲Community Resources and Housing Development Corporation (CRHDC), a CPLC/NALCAB consortium partner purchased this foreclosed home in Alamosa, CO with NSP2 funds.

About The Neighborhood Stabilization Program

Support Our Members

Before After

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In March 2010, the National Telecommunications

and Information Administration (NTIA) awarded a

$3.7 million grant under the Broadband Technology

Opportunities Program (BTOP) to the Mission

Economic Development Agency (MEDA), as a lead

applicant for a consortium of 12 NALCAB members

in 11 cities and towns. Once again, NALCAB was

central to organizing this consortium and contributed

significantly to drafting the application. Through the

Latino Tech-Net (LTN), NALCAB members have

established 17 computer centers across the country

with the equipment, software, and training resources

to provide digital literacy training to low and moderate

income Latinos. LTN’s outcomes include creating 2,100 jobs, training 9,000 entrepreneurs and providing basis computer services and training to 45,000 community residents.

About The Latino Tech-Net (LTN)

▲Chicanos Por La Causa, Inc., one of the 12 Latino Tech-Net partners provides a standardized bilingual curriculum both basic digital literacy and more targeted modules specific to micro-entrepreneurs, including Quickbooks, Excel for budgeting, e-commerce, and online marketing in Phoenix, AZ.

LTN partner, Avenida Guadalupe Association opened three computer centers in the West side community of San Antonio, TX to provide bilingual training to the community and small business owners. ▼

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STRATEGY TWO: Create a National Forum ●Host National Conferences and Regional Summits

●Maintain a National Network and Inform Stakeholders

●Publish Best Practices and Foster Innovation

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Create a National Forum

NALCAB hosts national conferences and regional summits to address policy and practice in the community development and asset building fields. These gatherings provide the executive leaders of our member organizations with opportunities to network, to contextualize their local work and engage with industry experts, policy makers and funders. NALCAB’s events attract federal, state, local officials, public and private foundations and charitable organizations. They create a space for structured training, peer learning and dissemination of best practices, allowing NALCAB and its Board of Directors to assess member’s needs and concerns. Members hear the most up-to-date public policies and trends affecting the communities they serve. NALCAB creates an open and dynamic environment where members find inspiration, the latest research data, new knowledge and support.

NALCAB maintains a national network and informs stakeholders through a variety of communications channels. Keeping our members updated on the latest governmental, business and nonprofit trends is vital. Members are provided information on the latest news and trends via electronic newsletters, webinars, and public presentations. NALCAB captures the experience-based learning of our members and communicate these lessons to funders, federal officials and other industry practitioners. NALCAB maintains an online resource library that includes regularly updated information on professional development opportunities, job openings and industry-leading research.

NALCAB fosters best practices and innovation by showcasing the work of our members by creating and distributing a series of “Best Practices in Latino Asset Building” publications, creating online feature spotlights, and by presenting case studies at our national conferences. NALCAB raises the profiles of its members by nominating their work for national industry awards and recognition.◄ U.S. Department of Commerce’ Deputy Assistant Secretary, Anna M. Gomez, of the National Telecommunications and Information Administration joins the launch of Latino Tech-Net in San Francisco.

▲Mercedes Márquez, Assistant Secretary for Community Planning and Development, U.S. Department of Housing and Urban Development addresses Latino asset building leaders at NALCAB’s 2010 summit in San Antonio, TX.

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STRATEGY THREE: Invest in Leadership ● Provide Professional Training and Development

●Support the NALCAB Colegio: A Fellowship Program

●Implement a Community Development Internship

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Invest in Leadership

NALCAB provides unique training opportunities, facilitates access to industry-leading training and supports the delivery of unique culturally relevant curriculum developed by members all in response to the expressed needs of our member organizations and the communities they serve.

The NALCAB Colegio: a fellowship for leaders in community and economic development is a premiere fellowship program developed to address the pressing need to train executive leaders for nonprofit community development and asset building organizations.

Identifying and training next-generation leadership is crucial for the ongoing health of the field and crucial to the sustainability of individual organizations. Individuals selected are passionate and committed to building assets in Latino communities in innovative, cost effective and culturally relevant ways.

NALCAB invests in three formal training sessions across the country for fellows and supplements with monthly virtual discussions and educational webinars led by experienced industry and government partners. The program concludes with their individual assessments of their respective communities and an analysis of challenges and solutions moving forward.

NALCAB’s internship opportunities provide college seniors and graduate students with their first exposure to the community development and asset building industries, shaping future careers toward public service.

NALCAB provides interns with a minimum paid ten week work experience that includes specialized onsite trainings in industry related topics such as affordable housing, asset building and small business development.

Interns acquire tools needed to develop research based projects and gain an understanding in demography and policy mapping tools.

◄NALCAB Colegio Fellows Inaugural Class (L to R), Yvonne Perez from the Latino Economic And Development Center in Blackfoot, ID with Claudia Montaño from The Next Door, Inc. in Hood River, OR.

▼NALCAB Colegio Fellows Class of 2010 are (L to R) Paul Morris, Jaime Arrendondo, Leon Berrios, Roberto Valdez, Daniel Bonilla, Claudia Montaño, Lorena Vazquez, Claudia Cantu, Lucas Diaz, and Yvonne Perez. (Not pictured Susana Jerez.)

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Our Accomplishments

Strategy One: Support Members• Increase Access to Capital

Secured $137 million by coordinating a consortium of 13 of members to apply for federal funding from the U.S. Department of Housing and Urban Development under the Neighborhood Stabilization Program Round 2. The funds will revitalize neighborhoods in eight states and the District of Columbia negatively impacted by foreclosures and abandoned properties

Secured approximately $6 million by supporting nine member organizations to apply for funding from the Community Economic Development and Jobs Opportunities for Low-Income grant programs under the U.S. Department of Health and Human Services. These grants will create or save more than 365 jobs.

Secured $3.7 million through the Broadband Technology Opportunity Program to establish the Latino Tech-Net, a network of 17 public computer centers across 11 cities and towns that will provide technology access and training for low-to moderate income Latinos

Secured $550,000 by supporting four member organizations to submit 13 grant applications to the U.S. Department of Agriculture and U.S. Department of Housing and Urban Development to improve community facilities in rural low-income communities

Connected members with a wide range of private and corporate funders resulting in more than $500,000 in grants

Granted $360,000 to organizations in both urban and rural communities to strengthen organizational capacity and specific asset building projects, including consumer education, small business development, cooperative businesses and affordable housing development

• Build Organizational Capacity and Project Readiness

Provided technical assistance to more than 45 organizations, in 21 states and the District of Columbia in support of a wide range of affordable housing and economic development projects

Developed the strategic systems for the collaboration and management of the NSP Consortium and the Latino Tech-Net Project

Engaged 12 member organizations in three year evaluations of economic development projects funded by the U.S. Department of Health and Human Services

►Community Services Agency of South Texas, Inc.

received federal funding from the U.S. Department of Agricultural to improve its Head Start program facilities.

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►NALCAB members assists first time homeowners and small

business owners with financial literacy and budgeting workshops.

• Organize Consortia and Peer to Peer Learning

Implemented a peer support effort through which consortium members support each other’s projects, allowing them to engage one another in problem solving, capacity building and disseminating best practices

Operated the Border Community Development Collaborative to advance affordable housing and economic development efforts in the U.S.-Mexican border region

Developed a program of grant-making and technical assistance for asset building organizations in emerging Latino communities in the Northwest area and across the Deep South

Strategy 2: Create a National Forum•Host National Conferences and Regional Summits

Organized an annual national conference where all NALCAB members have the unique opportunity to connect with their peers from around the nation. The agenda typically includes a combination of nationally-recognized presenters, training opportunities, and plenary panels, attracting executive level asset building practitioners, funders and public policy makers from across the country

Organized the border community and economic development summit which provided community development practitioners, funders and policy makers the opportunity to address economic development and recovery in the border region with specific focus on the colonia communities

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Our Accomplishments

• Maintain a National Network and Inform StakeholdersEngaged with federal departments to deepen understanding between policy makers and practitioners in the field.

Collaborated with other national organizations to shape messaging and practices that better reflect the needs and realities of asset building practitioners.

• Encourages Best Practices and Fosters InnovationEncouraged and documented best practices and accomplishments of our members to showcase culturally-relevant and effective methods of service delivery to communities of color.

Nominated members for national and industry awards and has leveraged media attention that has profiled their work.

Strategy 3: Investing in Leadership• Provide Professional Training and DevelopmentProvided trainings by webinar and in classroom settings to more than 150 practitioners on resource development planning, responding to specific federal Notices of Funding Availability and supporting Latino entrepreneurship.

• Support the NALCAB Colegio: A Fellowship for Leaders in Community and Economic DevelopmentLaunched the inaugural class of the NALCAB Colegio Fellowship, which includes eleven fellows from across the country. This class of fellows will graduate in 2011 at NALCAB’s National Conference in Washington, DC.

• Implement a Community Development InternshipProvided paid internships to 10 college seniors and graduate students from local universities. NALCAB hired four of these interns to fill full-time, entry level positions.

◄Tierra del Sol Housing Corporation in Albuquerque, NM received federal funds from the U.S. Department of Agricultural (USDA) to assist New Mexican residents in purchasing homes. (L to R) Maria Lerma, new homeowner visits with Rose Garcia, Executive Director at Tierra Del Sol, and USDA Rural Development Housing Administrator, Tammye Trevino.

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Our Financial Statements

Operating Revenues

Earned IncomePrivate and Corporate Grants including Net Assets- Released from RestrictionFederal Funding and Sub-recipient Agreements

Total Operating Revenue

Operating ExpensesSalaries and BenefitsContractual ExpensesTravelOffice Expense and OccupancyPass-through Grants & Scholarships

Total Operating Expenses

2010 2009 2008

$67,556 $44,341 $54,877

$682,394 $486,168 $309,244$393,750 $20,000 $45,917

$1,143,700 $550,509 $410,038

$525,739 $235,524 $151,014$168,411 $89,268 $130,644$33,047 $9,928 $6,981$92,419 $39,918 $30,670

$308,452 $167,308 $35,480

$1,128,069 $541,947 $354,789

For the Years Ending December 31st

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2010 National Board of Directors

Front Row (L to R ): Fernando Lemos, Roberto Barragan, Bea Stotzer, Rafael Torres, Raul Raymundo Back Row (L to R): Vanessa Calderón-Rosado, Luis Granados, Veronica Barela, Edmundo Hidalgo, Rose Garcia, Larry Garcia, Sonia Martinez, Ramón León, Not Pictured: John Herrera, Bernado Ramirez

Veronica BarelaCEO, NEWSED Community Development Corporation Denver, CO

Roberto BarraganCEO, Valley Economic Development Center Van Nuys, CA

Vanessa Calderón-RosadoCEO, Inquilinos Boricuas en Acción Boston, MA

Larry GarciaExecutive Director, El Paso Affordable Housing Credit Union Service Organization El Paso, TX

Rose GarciaCEO, Tierra del Sol Housing Development Corporation Las Cruces, NM

Luis GranadosExecutive Director, Mission Economic Development Agency San Francisco, CA

Edmundo HidalgoCEO, Chicanos Por La Causa Phoenix, AZ

John HerreraBoard of Directors, Latino Community Credit Union Durham, NC

Fernando Lemos – SecretaryExecutive Director, Mi Casa, Inc. Washington, D.C.

Ramón LeónExecutive Director, Latino Economic Development Center Minneapolis, MN

Sonia MartinezFounder and Board Member, Latino Economic And Development Center Idaho Falls, ID

Bernardo Ramirez –TreasurerExecutive Director, Hispanic Economic Development Corporation Kansas City, MO

Raul Raymundo – ChairCEO, The Resurrection Project Chicago, IL

Bea Stotzer – Former ChairChair of the Board of Directors, New Economics for Women Los Angeles, CA

Rafael Torres – Vice ChairExecutive Director, Azteca Economic Development & Preservation CorporationLaredo, TX

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Our Member Organizations

ALABAMAHispanic Interest Coalition of AmericaCALIFORNIACabrillo Economic Development CorporationCHISPA, Inc.EARNEl Centro del Pueblo Habitat for Humanity of San Fernando/ Santa Clarita ValleysHousing Authority of the City of Los AngelesMission Asset FundMission Economic Development AgencyNew Capital LLCNew Economics for WomenTELACUTemplo Calvario Community Development CorporationValley Economic Development CenterCOLORADOColorado Rural Housing Development CorporationDel Norte Neighborhood Development CenterNEWSED Community Development CorporationNortheast Denver Housing Center, Inc. DCLatino Economic Development Corporation of DCMi Casa, Inc.IDAHOLatino Community Economic And Development CenterILLINOISHispanic Housing Development CorporationThe Resurrection ProjectLOUISIANAPuentes New OrleansMASSACHUSETTSInquilinos Boricuas en AcciónMARYLANDCenter for Leadership InnovationNeighborhood Housing of BaltimoreMINNESOTAImmigrant Development CenterLatino Economic Development CenterMAFO, Inc.Neighborhood Development CenterWillmar Area Multicultural MarketMISSOURIGuadalupe Center, Inc.Hispanic Economic Development CorporationMISSISSIPPIMississippi Immigrants Rights Alliance

NORTH CAROLINAEl Pueblo, Inc.Latin American CoalitionLatino Community Credit UnionNEBRASKAMidlands Latino Community Development CorporationNEW MEXICOHELP New MexicoSiete del Norte Community Development CorporationSouthwest Neighborhood Housing Services, Inc. Tierra del Sol Housing CorporationYes Housing, Inc.OREGONAdelante MujeresFarmworker Housing Development CorporationHacienda Community Development CorporationThe Next Door, Inc.PENNSYLVANIANorris Square Civic AssociationSOUTH CAROLINASouth Carolina Hispanic Outreach/Acercamiento Hispano de Carolina del SurTENNESSEEConexión AmericasTEXASACCION Texas-LousianaAffordable Homes of South Texas, Inc. Alianza Para El Desarrollo ComunitarioAvenida Guadalupe AssociationAzteca Economic Development and Preservation CorporationBrownsville Affordable Homeownership CorporationCommunity Development Corporation of BrownsvilleCommunity Services Agency of South Texas, Inc.EDCO VenturesEl Paso Affordable Housing CUSOFuturo Communities, Inc.Harlingen Community Development CorporationLa Fe Community Development CorporationLower Valley Housing CorporationSan Antonio Housing AuthorityWestside Development CorporationWASHINGTONEl Centro de la RazaOffice of Rural and Farmworker Housing Rural Community Development Resources

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Adelante! U.S. Education Leadership Fund

Annie E. Casey Foundation

Bank of America

Bank of the West

BBVA Compass

Capital One

Citi

Enterprise Community Partners

Evelyn and Walter Hass Jr. Fund

Fannie Mae

Federal Home Loan Bank of Dallas

Federal Home Loan Bank of San Francisco

Friedman Family Foundation

Housing Authority of the City of Los Angeles

Levi Strauss Foundation

Local Initiatives Support Corporation

The Marianist Fund

Mary Reynolds Babcock Foundation

McCormack Baron Salazar

National Telecommunications and Information Administration

Northwest Area Foundation

Southwest Airlines

The Meadows Foundation

U.S. Department of Health and Human Services, Office of Community Services

U.S. Department of Housing and Urban Development

United Commercial Bank

United States Department of Agriculture

Wachovia

Wal-Mart Stores, Inc.

Walter and Elise Hass Fund

Washington Mutual

Wells Fargo

Our Funding Partners

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“We cannot seek achievement for ourselves and forget about progress and prosperity for our community. Our ambitions must be

broad enough to include the aspirations and needs of others, for their sakes and for our own.” --Cesar Chavez

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1313 Guadalupe St., Suite 203 • San Antonio, TX 78207 • Phone: 210-227-1010 • Fax: 210-227-1014 [email protected] • www.nalcab.org

triennial report

Documents

latino families

rural communities

diverse families

member organizations

working families

family assets

national association

community redevelopment