tourism economic development chinese american … · golden state canna, a medical and recreational...

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Jody Hudson Development director Girl Scouts of Central California South UPDATED DAILY www.thebusinessjournal.com APRIL 17, 2020 the EXECUTIVE PROFILE | 9 Tourism Economic Development Economists offer their assessment the FOCUS | 1, 8 This Week Online 6 Public Notices 16-17 Opinion 18 PERIODICAL: TIME SENSITIVE PRIORITY HANDLING BY EDWARD SMITH PAGE 8 BY FRANK LOPEZ PAGE 4 THE FOCUS AGRICULTURE How deep will it go? Economists eye dark times ahead as coronavirus spreads H igh times for the cannabis industry PHOTO BY FRANK LOPEZ | Jason Lu, owner of Lu Kitchen & Bath in Fresno, picks up a shipment of masks for local hospitals. Lu and other members of the Central California Chinese Cultural Association have collected thousands of masks for health care workers in the region. BY DONALD A. PROMNITZ PAGE 3 Chinese American businesses rally to donate masks thebusinessjournal.com FRIDAY, APRIL 17, 2020 ISSUE # 325688 $1.25 PER COPY USPS 145-100

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Page 1: Tourism Economic Development Chinese American … · Golden State Canna, a medical and recreational marijuana business based in Oakland that delivers to the Central Valley. “Not

Jody HudsonDevelopment directorGirl Scouts of Central California South

U P D AT E D D A I LYwww.thebusinessjournal.com

APRIL 17, 2020

the EXECUTIVE PROFILE | 9

Tourism Economic DevelopmentEconomists offer their assessment

the FOCUS | 1, 8

This Week Online 6Public Notices 16-17Opinion 18

PERI

OD

ICA

L:

TIM

ESE

NSIT

IVE

PRIO

RITY

HA

NDLI

NG

BY EDWARD SMITHPAGE 8

BY FRANK LOPEZPAGE 4

THE FOCUS AGRICULTURE

How deep will it go?Economists eye dark times ahead as coronavirus spreads

High times for the cannabis industry

PHOTO BY FRANK LOPEZ | Jason Lu, owner of Lu Kitchen & Bath in Fresno, picks up a shipment of masks for local hospitals. Lu and other members of the Central California Chinese Cultural Association have collected thousands of masks for health care workers in the region.

BY DONALD A. PROMNITZPAGE 3

Chinese American businesses rally to

donate masks

thebusinessjournal.com

FRIDAY, APRIL 17, 2020 ISSUE # 325688 $1.25 PER COPY USPS 145-100

Page 2: Tourism Economic Development Chinese American … · Golden State Canna, a medical and recreational marijuana business based in Oakland that delivers to the Central Valley. “Not

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Page 3: Tourism Economic Development Chinese American … · Golden State Canna, a medical and recreational marijuana business based in Oakland that delivers to the Central Valley. “Not

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As COVID-19 shuts down compa-nies across the country, the Chinese-American business community of the Central Valley has come together to provide much-needed supplies to the doctors and nurses currently fighting the pandemic.

To be more specific, it’s been a call to action to collect surgical masks for local health care workers. According to Harrison Song, president of the Central California Chinese Cultural Association (CCCCA) in Fresno, the decision to acquire masks was made in a group chat at the start of the pan-demic. With around 200 members, CCCA is the largest Chinese associa-tion in the Central Valley, Song said. It is home to more than 10,000 people of Chinese ancestry.

“It was not hard to make the deci-sion,” Song said. “It’s our community, so we have to do something.”

Since most masks are currently be-ing made in China, Song explained that they have access to some of the suppliers who sell the masks while

others have been donated to their cause. Saint Agnes Medical Center has been the main recipient so far, but the member of the CCCCA is also working with Valley Children’s Healthcare and Community Medical Centers

Jason Lu, the owner of Lu Kitchen & Bath in Fresno and member of the CCCCA, has emerged as one of the principal leaders of the effort. Since the decision was made to start col-lecting masks, he’s purchased 13,000 masks and received 4,000. On Tues-day, he picked up 6,000 more to go to local hospitals.

Lu arrived in the U.S. in 2001 and since he went into business, has opened up four locations in the Valley. For him, this was the opportunity to return the favor to a country that has allowed him to prosper.

“Friends and family in China, they suffered a horrible time during the pandemic, so what I heard was that the people who wore masks have less chance to get the virus,” Lu said. “Es-pecially in China, Korea and Japan, and we’re seeing it in the European countries, so why not the U.S.A.?”

Lu has received the masks from Universal Meditech, Inc., a Fresno company that manufactures in vitro diagnostic (IVD) devices. Universal, meanwhile, has gotten them from a sister company in Qingdao.

“The masks are from China and so we have a distributer’s license,” explained Karekin Khatchadoorian, Universal Meditech manager. “So now we’ve decided to distribute the masks while we’re manufacturing our IVD, so we’re partaking in mask distribution as well at the same time.”

Song also picked up masks from Universal, and there’s a further effort to purchase N95 respirators, with Lu already buying some, he said.

“As many masks as are needed and as they’re needed,” Lu explained. “And I try to do my best to do as I can in my capacity.”

Donald A. Promnitz – STAFF WRITER

Donald Promnitz | Writer can be reached at: 490-3461 or e-mail [email protected]

Jason LuOwner of Lu Kitchen & Bath in Fresno and member of the CCCCA

PHOTO BY DONALD A. PROMNITZ | Jason Lu and Universal Meditech Inc.’s Karekin Khatchadoorian load 3-ply facemasks into a minivan. Universal has been obtaining these masks from a sister company in China and members of the Chinese American community have been purchasing and distributing them to Fresno and Central Valley hospitals.

FRIDAY, APRIL 17, 2020 www.thebusinessjournal.com 3

Chinese American businesses rally to donate masks

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As many industries are suffering the financial brunt of the ongoing health crisis — most notably restaurants and travel — the cannabis industry is seeing an increase in business as more people are sheltering in place.

Daily sales of cannabis in California spiked 159% on March 16 over same-day sales in 2019, according to data provided by Headset, a cannabis industry analytics service provider based in Seattle.

Marijuana dispensaries that service the Central Valley have been receiving more orders since shelter-in-place orders were announced in March.

Sales and safety“We did see an explosion in orders

as soon as the shelter-in-place order came into effect, particularly in the first couple of days. It was like everything else — panic buying,” said Louis Daniel, an officer at Golden State Canna, a medical and recreational marijuana business based in Oakland that delivers to the Central Valley. “Not only did the order number go through the roof, but also the order size.”

Daniel said that before the “stay in shelter” mandates, the average order was about $80 per customer, and that soon after, the dispensary saw an increase per order of 100%, with some customers spending up to $400 per delivery.

Because there was initial uncertainty on whether marijuana dispensaries were going to be deemed an essential business or not, people were worried about the supply and wanted to stock up.

After the initial phase of people

panic buying, Daniel said that sales leveled out once marijuana dispensaries were deemed essential, but because more people are staying home, the order volume is still remaining higher than usual.

Along with higher sales for the marijuana, Golden State Canna has been seeing an equal rise in sales for oils, wax, and edibles.

Though the shelter-in-place orders have brought more profits to the dispensary, it does leave Daniel concerned over the safety of his employees.

“It's a fine balance where people are very relieved to still have work, and be able to help out their other friends and family because they are getting increased tips during this time, but they’re also exposing themselves to a lot of people, so I feel a strong obligation to go and get them safety equipment,” Daniel said.

Higher sales, more hiresGolden State Canna has set up

protocols that maximize social distancing and minimize customer contact. Its drivers clean their hands constantly.

Cannable Delivery, a Central Valley delivery service that opened last month, said that its businesses also saw a rise in sales after the shelter-in-place orders took effect.

Cannable is currently a recreational marijuana dispensary, but Jeff Tuel, VP of sales for the company, said it will soon transition to selling medical marijuana as well. Since it is a newer business, the company is sticking to a delivery radius of 60 square miles from its facility in Parlier.

“We will be opening further radiuses and into more suburbs, but now, just

to make sure that we can work the kinks out of everything, and that we are operating at the most efficient way possible, we are keeping the radius relatively tight to home,” Tuel said.

Because of the large amount of orders, Tuel said that he has had to hire more delivery drivers, and besides having to update health and cleanliness protocols, the delivery system has not been greatly affected.

Though there are plenty of growers in California to keep a steady supply of marijuana, Tuel is interested to see how this might affect prices and supply lines as COVID-19 precautions remain in effect.

While sales for many marijuana dispensaries are going up, Tuel said that he is aware that if this pandemic continues, people will be out of work for a long time and might not have the extra money for marijuana.

“We will continue to do what we can to price our products affordably and continue to have a range of different prices,” Tuel said. “Whether folks have a steady income or they don't, we will be able to still medicate and enjoy the lifestyle that they’re used to.”

ExHEMPtionsIn response to the current pandemic

shuttering businesses across the country, President Donald Trump signed a $2 trillion economic recovery package into law at the end of March.

The bipartisan legislation known as the CARES Act provides direct payments to Americans, expands unemployment and extends billions in loans to businesses and aid to hospitals.

Marijuana dispensaries may be deemed essential, but they are

ineligible for the federal stimulus package.

Marijuana sales are still illegal under federal law.

Tony Caudle, district manager for Valley Pure, a walk-in dispensary in Farmersville, said that even though the dispensary has seen more sales, marijuana dispensaries should be included in the stimulus package.

Valley Pure has locations in Woodlake, Farmersville and Lindsay.

“We want to be treated like a regular businesses,” Caudle said. “We’re allowed to pay taxes, we’re allowed to operate, we’re allowed to do everything, but when it comes to the benefits of a regular business, we’re not allowed. We don't want to be discriminated against.”

Besides wanting equal treatment, Caudle said he wants protection for the business as Valley Pure lost 80% of their staff due to people having to take time off to take care for children or other family members.

“A lot of companies have employees that are taking sick time off,” Caudle said. “They might not have the infrastructure and stability to stay open through these types of times, so they’re losing money, or they need help because they have an increase in demand and need more cash flow to pay their employees. Some people didn't prepare for this, and they’re losing employees, so it’s hard for them to stay operational.”

High times for the cannabis industryPHOTO CONTRIBUTED | The manager of Valley Pure dispensary in Farmersville is crying foul after cannabis businesses were excluded from SBA relief lending for COVID-19.

Frank Lopez – STAFF WRITER

Frank Lopez | Writer can be reached at: 490-3465 or e-mail [email protected]

4 www.thebusinessjournal.com FRIDAY, APRIL 17, 2020

Page 5: Tourism Economic Development Chinese American … · Golden State Canna, a medical and recreational marijuana business based in Oakland that delivers to the Central Valley. “Not

If you feel you have a claim to these Fresno Police Department Property/Evidence funds call 559-621-2460. All unclaimed monies shall become the property of the City of Fresno on May 31, 2020.

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Report: Central Valley Community Bank braces for loan losses

Central Valley Community Bancorp released its first quarter earnings re-port Wednesday, offering one of the first glimpses of how local banks will be touched by the COVID-19 crisis.

Q1 earnings were $6.62 million for the three months ending March 31, compared to $5.21 million for the same period last year.

Despite the increase in revenue, there were signs of harder times to come. Net loans decreased for the quarter by $15 mil-lion, or 1.61%. Central Valley Community Bank also recorded a provision for credit losses of $1.37 million in the first quarter “in anticipation of the potential economic effects of the COVID-19 pandemic on our loan portfolio,” according to a news re-lease.

"What began as a quarter with good momentum, coming off a strong year-end 2019, has been disrupted by a global health crisis that has set off an economic crisis which is now our highest priority. Central Valley Community Bank immediately put its pandemic plan into action in late Febru-ary to adjust to the impact of the COVID-19 pandemic on our communities and our clients," stated James M. Ford, President & CEO of Central Valley Community Bank and Central Valley Community Bancorp.

Ford went on to state, "We are here for our clients assisting them with loan pay-ment deferrals and maintaining service inside Banking Centers and through Drive-up locations, digital and electronic channels, all the while adhering to the ev-er-evolving State and Federal guidelines. Central Valley Community Bank is partici-pating in the Paycheck Protection Program launched by the Treasury and the Small Business Administration. We are also serv-ing clients and our communities through refocusing our charitable giving and assis-tance in these unprecedented times."

The COVID-19 pandemic has already impacted the local economy in the San Joaquin Valley and greater Sacramento area — the bank’s primary markets.

Central Valley Community Bank’s man-agement team evaluated its exposure to loan losses related to the pandemic, iden-tifying the following industry segments most impacted:

HospitalityOutstanding loan balance: $74.67 mil-

lionPercent of total loan portfolio: 8.04%

RetailOutstanding balance: $69.12 millionPercent of total portfolio: 7.45%

Assisted living facilities

Outstanding balance: $21.2 millionPercent of total portfolio: 2.28%

EntertainmentOutstanding balance: $20.02 millionPercent of total portfolio: 2.16%

RestaurantsOutstanding balance: $16.2 millionPercent of total portfolio: 1.75%

All together, the bank identified $214.25 million in outstanding loan balances among impacted industry segments, rep-resenting just shy of a quarter of the bank’s total portfolio.

As of March 31, loan customer requests to defer payments on loans totaling ap-proximately $115 million were granted. As a preferred SBA lender, the bank is par-ticipating in the SBA Paycheck Protection Program (PPP) to help provide loans to business customers to provide them with additional working capital. To date, the Company has received client applications of approximately $150 million, “and is working diligently with the SBA to qualify clients to receive PPP loans,” according to a news release.

Fresno’s PINC donates via ZoomPhilanthropy Inspired by the Needs of

our Community (PINC) took to telecon-ference technology to present a gift to an-other Fresno nonprofit devoted to helping people recover from addiction.

PINC presented a $5,000 check to Par-ent & Addicts in Need (P.A.I.N.) last Thurs-day via Zoom teleconference. The amount represents the proceeds from the second-annual PINC Takeover event held at The Elbow Room on March 11. Elbow Room owner Mike Shirinian donated the space for the event.

After the virtual presentation of $5,000 by Amy Prince, current PINC president, Flindt Anderson, founder and president of P.A.I.N., expressed the impact of donations such as this.

“This helps us tremendously right now as funding sources like Granville’s Home of Hope is on hold, these funds truly help us to keep our doors open and continue to reach more individuals,” he said in a state-ment. “Many of our sober living guys have lost their jobs and don’t have a means to pay for rent.”

P.A.I.N. provides family consulting, fa-cilitates support groups and conducts community outreach, speaking at schools, community service groups and town hall meetings.

To combat the threat of relapse during the COVID-19 isolation, P.A.I.N. is ramping up video check-ins with its addict clients and parents, helping to guide them during

an unnerving time.“We are doing video check-ins with

them around the clock,” said Anderson. “PINC is truly the best, and have helped so many nonprofits in our region. Thank you.”

The “PINC Takeover” is one of the an-nual events that PINC holds each year to raise funds for other deserving nonprofits. It’s “Once Upon A PINC Moon” fundraiser slated for May 30 benefiting the Family Healing Center has been postponed un-til further notice, but will be rescheduled when appropriate.

“At times like this, it becomes even more important for us to stay engaged and con-nected with nonprofits in our area that would benefit in some way from PINC,” said Prince. “We are brainstorming new ways to give back and support our com-munity as we collectively navigate the un-certainty of today’s environment.”

McClatchy laying off executives, fur-loughing employees

The publisher of The Fresno Bee is fur-loughing 115 employees in its advertising departments in 30 newspapers across the country, according to a report by The Sac-ramento Business Journal.

A McClatchy spokesperson confirmed to the paper that though no newsroom positions would be furloughed, four Mc-Clatchy executives are being laid off, and its CEO would take a 50% pay cut. An addi-tional five other members of McClatchy’s executive team will take cuts of 15%.

Nearly all the furloughs would be in advertising departments, reported The Sacramento Business Journal. About 4% of the workforce would take a “COVID-19 leave” for 90 days, according to the paper, but Sacramento-based McClatchy would “work hard” to rehire those employees when advertising rebounds.

Some employees are being put on an ex-tended leave of absence through June, al-lowing them to continue to be covered by health insurance.

“There was no impact to our colleagues in News as a result of last week’s announce-ment,” said Tim Ritchey, publisher for The Bee.

Currently, Tim and many others from the paper are working from home.

McClatchy had previously filed for bankruptcy protection in February.

Producers buys milk plantFresno-based Producers Dairy has pur-

chased a Nevada milk processing plant and the Berkeley Farms brand via an auc-tion of the assets of Dean Foods, the na-tion’s largest milk processor that filed for bankruptcy protection last year.

Producers Dairy agreed to purchase the Texas-based Dean Foods’ Reno, Nevada milk plant for $3.7 million, and also paid $3 million for the trademark and related intellectual property of Berkeley Farms for $3 million, according to an April 4 news release from Dean.

Berkeley Farms’ facility in Hayward is set to shut down operations by the end of this month, eliminating hundreds of jobs.

When Dean Foods filed for bankruptcy protection in November 2019, it had re-ported net losses for seven of its eight pre-vious quarters. A combination of factors — low prices, trade tensions, falling demand, labor worries, the emergence of nondairy milk alternatives and more – have rocked the dairy industry over the last decades.

Based in Dallas, Dean Foods had previ-ously been the largest dairy processor and direct-to-store supplier in the U.S. Its assets were sold through auction for nearly half a billion dollars.

Industry turmoil has reportedly be-come even more acute in the midst of the ongoing COVID-19 pandemic.

Founded in 1932, Producers Dairy is a third-generation family business run by the Shehadey family. Its corporate head-quarters is located at 250 E. Belmont Ave. just north of Downtown Fresno. Produc-ers is known for its iconic partnership with Hollywood actor William Boyd, who played fictional Western hero Hopalong Cassidy in a television series of the same name in the 1950s.

The company acquired a milk plant in Fairfield in 2018, also through an auction. The plant was previously owned by Sun-nyside Farms.

6 www.thebusinessjournal.com FRIDAY, APRIL 17, 2020

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CONTRIBUTED | Despite apparently lending itself to social distancing, drive-in movie theaters like the one in Madera aren’t anticipating opening any time soon. The theater’s owner believes cinema will be among the last industries to return to normal.

Even with customers separated by car doors and glass, Bob Gran Jr., op-erator of the Madera Drive-in, says he wouldn’t open even if he could.

“It comes down to this — it still puts your customers and employees at risk,” Gran says.

The outbreak of coronavirus de-buted on cue with the seasonal open-ing of the Madera Drive-In.

Gran, who is vice president of op-erations, operates four movie theaters and two drive-ins throughout the state. All six of the properties under Cal Gran Theaters LLC are closed, in-line with Gov. Newsom’s list of es-sential businesses. But from movie studios all the way to movie theaters, uncertainty regarding not only shel-ter-in-place orders but also movie re-leases has put a business operating on razor-thin margins up in the air about

when and how it will reopen.If it weren’t for coronavirus, Gran

would have opened March 27, looking forward to a “strong year.” While sales had been down 6% for the year com-pared to 2019, projections for block-busters from Disney and Paramount — among others — were forecast to put theaters 2% over the previous year, Gran says.

In the 50 years of doing business for Gran, he has never seen anything like this. Movie studios with millions of dollars tied up into their movies don’t know how or when to release their films.

Disney had slated “Mulan” to open in March. Theaters are now tenta-tively getting a date of July 24. The Pixar movie “Soul” moved from June 19 to November. A new “Purge” movie was to open in July and has also been pushed back. The newest chapter in the “Fast and the Furious” franchise

was rescheduled for next year, Gran says.

And in a “product dependent” in-dustry such as movie theaters and drive-ins, movie releases determine whether Gran can make money or not. “If they don’t give us good prod-uct to play, it’s pretty damn hard to get someone in the movie theater,” he said.

At the national level, rumors among investors are circulating that movie theater giant AMC will declare bank-ruptcy, according to Variety Magazine. AMC has $4.9 billion in debt. Cine-world, which owns Regal Entertain-ment, told investors if closures went on much longer, it could default on its loans, according to Movieweb.com.

Gov. Newsom gave six criteria to be met before stay-at-home orders would be lifted. And even then, Gran thinks movie theaters will be among the last to open, though drive-ins may be

come online quicker than his theaters, he thinks.

Even if his business opens in time for the releases of these movies, stu-dios will want time to market big releases. Which leaves open how he’ll operate for business. He doesn’t know if he’ll open, showing classic movies for a couple weeks or if he’ll wait for the blockbusters to premiere. He also has concession vendors chomping at the bit for him to reopen as well.

Regardless, because of coronavi-rus, he will have to reevaluate how to do business. He wants to be able to maintain safety with crowds and he’ll have to step up cleaning efforts for the future.

“We’re not going to be able to flip a switch and everything goes back to normal,” he said.

Because of the implementation of social distancing during the COVID-19 pandemic, health care providers are stepping up more remote means of seeing patients and answering and ad-dressing their needs.

While telehealth services were al-ready around well before the outbreak, networks across the country and in the Central Valley have expanded their operations dramatically, helping thou-sands by phone, computer and tablet. For hospitals, this helps patients avoid potential exposure to the novel coro-navirus — especially vulnerable people like the elderly and those with under-lying health issues.

It also keeps the waiting rooms from being filled up and their resources from being expended in hospitals and private clinics alike. In Clovis, for ex-ample, Peachwood Medical Group has made sufficient use of telemedicine in order to fulfill “stay home; save lives”

maxim of social distancing and shel-tering in place. Their website shows two ways that patients can connect from home: They can call for advice from a physician, or; they can request and receive an “E-visit” if they have MyChart, a doctor/patient communi-cation tool available online to Central California residents.

Dr. Ednann Naz, chief medical infor-matics officer for Saint Agnes Medical Center in Fresno, said that telehealth and telemedicine has long been part of the medical community, recalling his father’s use of it as a doctor in the 1990s, but now it’s taking on a life of its own. Previously, the main demo-graphics using it were young women between 31 and 40. Typically, they had some type of respiratory infection and about two-thirds of the time, they had two children. Now, the demographics are widening.

“If you look at consumer models, that’s the group that is generally more technologically savvy for a better lack

of terms,” Naz said. “And they have been using it for quite some time, but now as this pandemic ha TWO-CVCB-640x340.jpg TWO-CVCB-640x340.jpg TWO-CVCB-640x340.jpg TWO-CVCB-640x340.jpg s arisen, I think there’s a big spotlight on encouraging patients to use virtual care, especially for con-sultation before heading to a clinic.”

Naz added that telemedicine in Saint Agnes has branched out further to in-clude the mental and spiritual health of their patients. As visitation rules become stricter, morale can drop. Through Saint Agnes’ tablets, these pa-tients are able to safely connect with spiritual counselors and clergy, as well as the support network of friends and family.

To the south, Adventist Health Cen-tral Valley has been ramping up their telehealth as well. Since March 23, they’ve seen over 2,600 patients by phone and digital visitation using “vir-tual visits.” According to business de-velopment executive Sonja Reyna, 160

medical personnel have talked to their patients the last week-and-a-half. The visits rely on the Microsoft Team plat-form, which includes video.

These doctors and nurses are all local and Reyna added that it’s oftentimes the patient’s own physician who’s see-ing them. This will help, for example, patients in need of a prescription refill who still need a visit or consultation.

“This virtual care that we’re offering will allow them to have their appoint-ments and maybe not be concerned about things like exposing themselves to potential other infectious types of diseases,” Reyna said. “Virtual visits al-low us to practice — for all of our pa-tients — the better management of the practice of social distancing that we know will flatten that curve for the novel coronavirus.

Edward Smith | Writer can be reached at: 490-3448 or e-mail [email protected]

Edward Smith – STAFF WRITER

Lights, camera, stagnation

Telehealth services bridge distancing and health care

Drive-in movie theater owner reflects on a lost season

Donald A. Promnitz – STAFF WRITER

Donald Promnitz | Writer can be reached at: 490-3461 or e-mail [email protected]

FRIDAY, APRIL 17, 2020 www.thebusinessjournal.com 7

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8 www.thebusinessjournal.com FRIDAY, APRIL 17, 2020

Numbers to express the impact coronavirus and shelter-in-place orders have dealt to businesses are still pretty nascent, but early data and intuition suggests hospitality, leisure and health care have been the hardest hit. Job losses due to self-quarantining and diminishing consumer confidence may bring the Central Valley unemployment numbers back to numbers politicians have been fighting to bring down since the Great Recession.

Nationally, hospitality and leisure have experienced losses upward of 85%, according to Mark Vitner, senior economist for Wells Fargo, who focuses on U.S. and regional economies.

“In a deep recession, construction and manufacturing might be off 10-15%,” said Vitner. “But nothing is off 85%.” And he said he was being “kind” in that estimate, he added.

Unlike the “slow burn” during the Great Recession, hotels and restaurants were forced to shutter suddenly. In 2018, leisure and hospitality made up 5.6% of GDP in Fresno County. Preliminary data show workers at restaurants, hotels and bars add 35,000 jobs to the 364,000 non-farm jobs in Fresno County.

Hotels are running at occupancies between 6-12% and have laid off workers. Numerous restaurants have reported laying off upwards of 90% of their workforce, keeping only a chef, a cook and sometimes a food runner.

Since the outbreak, 17 major conventions/events have been cancelled, with a total of 31,591 attendees, according to Layla Forstedt, president and CEO of Visit Fresno County. Those scrubbed conventions would have brought in $4.67 million in economic impact to restaurants, bars and other retail.

Nationally, retail sales in March fell 8.7% — an “unprecedented decline,” according to the Associated Press.

In the worst drop of the Great Recession — November 2008 — that number only dropped 3.9%.

In Fresno County, retail trade makes up 6.3% of GDP.

Regional numbers for jobless claims come out Friday, before this

story went to print, but Vitner could see job losses reaching 37,000 — if Fresno’s share of unemployment in the past rings true when official March unemployment numbers come out. That could mean unemployment rates back to over 10%, sending the area back to unemployment numbers seen in the Great recession.

“All these numbers look really high when you look at them because we never really saw anything like this,” said Vitner. “I’ve been doing this since 1984. We’ve never had numbers like this.”

The CARES Act passed by Congress and signed by President Trump allocated $349 billion for small business through the Payroll Protection Program, executed by SBA-approved lenders.

“While it is difficult to pinpoint the immediate and prolonged economic impacts endured by COVID19, the destructive effect that this pandemic will have on our economy is already being felt,” said Will Oliver, vice president of business services for the Fresno Economic Development Corporation. “For those businesses having to close their doors, it is apparent that the outflows of federal relief dollars cannot come soon enough and are anemic at best.”

On April 14, 70% of that money had been claimed, with the remainder running out in the next few days, according to Axios.com.

A survey sent to Central Valley businesses by The Business Journal found that of the 27 businesses that replied and said they had applied for funds, one said they received funds. The survey was sent out April 9.

In other parts of the economy, commercial building in the Central Valley has plummeted. According to the Construction Monitor, commercial permit valuations totaled $5.55 million between April 2 to April 8. In the same week last year, the value of all commercial permits in Fresno, Tulare, Kings and Madera counties totaled $29.59 million.

Forty-three permits were filed to build single-family homes that week, compared to 87 in 2019. In all, construction in the Central San

Joaquin Valley totaled $36.96 million, compared to $60.72 million in 2019.

In residential real estate, there have been 538 closed sales in Fresno County, according to Danyelle Conner, Realtor with London Properties. In the same time last year, 675 homes closed. Most of these sales were from escrows that began before shelter-in-place orders, but home sales are still happening. Conner says she sold a home last week to a buyer who had only seen the home through Facetime and online.

Some bright spots are shining through, however. Initiative Foods, a baby food manufacturer in Sanger, opened a second shift and is also processing on Saturdays to keep up with demand, according to Oliver.

The T-Mobile Customer Experience Center in Kingsburg is still moving forward, which will reportedly bring 1,000 jobs, according to Oliver. T-Mobile and Sprint finalized their merger in March, a move the new call center was hinged on.

Global trade will fall to levels not seen since 1945, says Vitner. This will put pressure on manufacturers who rely on global trade.

Agriculture makes up 9% of Fresno County’s GDP. And while an initial rush at grocery stores helped boost produce sales, the close of foreign markets could make it harder to unload specialty crops such as citrus.

Vitner, as well as others predict that the economy will turn back around this year, perhaps as early as July. Half of jobs lost could be brought with the remainder being made up in coming years. But some things will change. For example, before the coronavirus outbreak, people spent more money eating out than buying food at grocery stores. “We’re not going to see it flip back,” said Vitner. Gov. Newsom said he was doubtful public gatherings could reopen this year.

“Odds are it’s going to get back on track some point this year,” said Vitner. “We’re not going to replace all the jobs that were lost.”

High school employment, 1948-present (seasonally adjusted)

SOURCE: BUREAU OF LABOR STATISTICS

the FOCUS ECONOMIC DEVELOPMENT

Edward Smith | Reporter can be reached at: 490-3448 or e-mail [email protected]

LAYOFF WARN NOTICESThe federal WARN (Worker Adjustment and Retraining Notification ) Act requires certain employers to provide 60 days advanced notice before terminating or laying off employees. That 60-day notice requirement can be waived in California under an executive order from Gov. Gavin Newsom if it is COVID-19 related.

Listed below are WARN notices filed by local businesses after the COVID-19 pandemic hit:

Club One Casino in Fresno, 223 employees laid off temporarily

The Old Spaghetti Factory in Fresno, 83 employees laid off temporarily

Yosemite Ranch Steak House in Fresno, 70 employees laid off temporarily

Pismo’s of Fresno, 130 employees impacted by temporary closure

Cheesecake Factory in Fresno, 196 laid off temporarily

Westwoods BBQ in Fresno, 140 employees impacted by a temporary closure

Focus Vision in Fresno, 17 impacted by temporary closure

Lyons Magnus, LLC, 63 employees, layoff permanent

Radisson Hotel Fresno Conference Center, 57 laid off temporarily

BJ’s Restaurants in Fresno, 126, layoff temporary

Max’s Artisan Breads Fresno, 61, layoff temporary

Extreme Manufacturing, LLC, Selma, 75, layoff permanent

Victoria’s Secret in Fresno, 63, layoff temporary

Chukchansi Gold in Coarsegold, 1,065, closure temporary

Source: California Employment Development Department

How deep will it go?

Economists eye dark times ahead as coronavirus spreadsEDWARD SMITH - STAFF WRITER

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FRIDAY, APRIL 17, 2020 www.thebusinessjournal.com 9

What we do:

Girl Scouts is the world’s largest leadership development organization for girls since 1912. We build girls of courage, confidence, and character who make the world a better place, thus building the pipeline for future female leadership. The Alex Hudson Lyme Foundation is dedicated to spreading awareness for Lyme disease, while raising funds for proper testing and research specific to Mast Cell Activation Syndrome (MCAS).

How has your experience as a mother prepared you for work at Girl Scouts Central California South?

When I think of the core meaning of Girl Scouts, I think about preparing girls for the world — to be leaders in their communities and helping them discover the potential that they possess. This is similar to parenting. As a parent we are responsible for nurturing and educating our children, as well as guiding them and teaching them how to be productive and responsible adults. We help our children develop behavior that exudes confidence, strength, loyalty and honesty.

I look forward to blending my parenting skills with the five key aspects of Girl Scouts: developing a strong sense of self, seeking challenges and learning from setbacks, displaying positive values, forming and maintaining healthy relationships, and identifying and solving problems in the community. While I may have lost my 22 year-old-daughter, I now have inherited 12,000 girls. I am excited to pour into their hearts as I fill mine back up.

Motherhood will always be my greatest source of accomplishment. Being a mother to my son Garrett, and my daughter Alexandra, truly has fulfilled me and brought me joy. It has been, and always will be, my most important job here on earth.

What is it about the nonprofit sector that you find the most appealing?

My servant’s heart was developed at a very young age. My father was a teacher and a summer camp director. Most of my summers were spent on the shores of Lake Michigan working with underprivileged children from the inner city of Grand Rapids, Michigan. It broke my heart to see children jump off a school bus with only a grocery bag full of clothing for their two-week stay at camp. I literally ended up giving away most of my clothes. Those images stuck with me and formed my empathy and compassion for others. It is what we must do as a Christian. “To whom much is given, much will be required.” Luke 12:48. Someone will always have more than you or less than you. Whenever you can, you need to share whatever you can.

How do cookie sales prepare the girls for life in the professional world?

This was my first season with Girl Scouts of Central California South and their cookie season. Previously, I was just an avid lover of Girl Scout cookies and always thought of how cute the girls looked during their boothing season. After all, Girl Scout cookies are as American as apple pie and Fourth of July, right? Little did I know what goes into the selling of the cookies and how fruitful the cookie season can be.

Girl Scout cookie sales account for 80% of our Council’s revenue. In addition, cookie sales help troops fund their membership costs as well as provide revenue for their activities. The cookie program is an entrepreneurship program designed to teach our girls five key skills required to run their own business, including: money management, people skills, goal setting, business ethics and decision making.

The next time you purchase a $5 box of cookies from a Girl Scout, please take a minute to hear about her goals and dreams. You just might be surprised at her answer.

How has COVID-19 changed operations for GSCCS and the Alex Hudson Lyme Foundation?

These are unprecedented times as we continue to learn new information about COVID-19 and our communities, state, nation, and world work together to minimize its spread and impact. We have worked to be transparent as possible with our girls, troop leaders, volunteers, and donors.

Girl Scouts of Central California South closed offices and set up remote workstations immediately. We pivoted our troop meetings and activities to virtual online programming and worked with Girl Scouts USA to deliver educational and meaningful curriculum. I am proud of how our staff embraced new skill sets and provided increased opportunities for all girls, not just Girl Scouts. We also had to cancel our signature WIGS (Women Inspiring Girls Society) fundraising events and are looking at other ways to creatively fundraise during this time. This will be a challenge not only for our Council, but for all local non-profits who rely heavily on fundraising for revenue.

In respect to the Alex Hudson Lyme Foundation (AHLF) — I am disappointed that we will not be able to roll out our May Lyme Awareness campaign. We partnered with Girl Scouts of Central California South and developed Lyme curriculum that was to be rolled out as a national model for all Girl Scouts. We had grand plans with a scheduled press conference launching this new curriculum. We are now looking at alternatives and online opportunities to deliver this new program. We have also had to cease all fundraising activities, which will definitely hurt our budget for this year.

What do you like to do in your spare time?

What spare time… lol. Working two full time jobs as well as writing Alex’s memoir leaves little spare time. However, I am trying to find some balance in my life and keep the scales evenly balanced. Hitting the pause button, though, doesn’t come easy for me. I am very driven and want everything accomplished yesterday. I set goals and am quick to want to check them off my list. Just ask my friends. It drives them crazy.

I am a firm believer in nurturing mind, body, and spirit. I try to fill my head with positive podcasts from Brene Brown, Rachel and Dave Hollis, and John Maxwell. During this crazy time that we are living, it’s even more important to reduce the negative noise in your mind and fill it with positivity.

I workout and try to keep fit. I also have been digging deeper into my faith and have made it my goal this year to read the bible — every single page.

What was your first job and what did you learn from it?

Besides babysitting, my first job was an archery and BB gun instructor at my dad’s summer camp. I had zero experience with either position, so you can imagine the campers horror as I navigated my way to becoming an experienced instructor. This experience taught me that anything can be learned — you just have to keep at it and never give up. It also taught me about money management skills. I saved all summer and was able to buy my first bike with the money that I earned. I’ll never forget the feeling and thrill of walking into our local K-Mart store and walking out with a brand new purple bike. I was convinced that I was by far the coolest kid in town.

the EXECUTIVE PROFILE

JODYHUDSON

DEVELOPMENT DIRECTOR | GIRL SCOUTS OF CENTRAL CALIFORNIA SOUTHCEO AND FOUNDER | ALEX HUDSON LYME FOUNDATION

EDUCATION: B.S. DEGREE IN MERCHANDISE/RETAIL SALES FROM CENTRAL MICHIGAN UNIVERSITY | FAMILY: SON GARRETT, 27 YEARS OLD; DAUGHTER ALEXANDRA, 22 YEARS

OLD, WHO PASSED AWAY MARCH 24, 2018

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10 www.thebusinessjournal.com FRIDAY, APRIL 17, 2020

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FRIDAY, APRIL 17, 2020 www.thebusinessjournal.com 11

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Campbell

TRANSPORTATION

Craig Johannson will be president of Johannson Transportation Ser-vice, Logistics, a division of Johanson Transportation Service.

Randy Gabardi will be working alongside Johannson in his new po-sition of vice president of pricing & technologies, Johanson Transporta-tion Service, Logistics, a division of Johanson Transportation Service. He will manage customer bids, car-rier contracts, and negotiations for the Logistics Division and ensure JTS’ cloud-based TMS technology is com-petitive in the marketplace.

JTS plans to open a new logistics operations office in the Fort Worth, Texas area. It will be modeled after the Orlando, Florida, office, allowing them to have an operational presence equidistant from the other two logis-tics offices on each coast, and it will eventually be used to launch sales ef-forts in the Texas market.

In his new role, Gabardi will be based in the Fort Worth office. His move, and the opening of the new of-fice, will be on hold until the national health crisis has settled down.

MARKETING

John Shegerian, co-founder and executive chairman of ERI, the na-tion's leading fully integrated IT and

electronics asset disposition provider and cybersecurity-focused hardware destruction company, is a featured guest on the current episode of 'First Talk Compliance,' a podcast that cov-ers meaningful trends and advice for professionals in the health care space.

First Talk Compliance, hosted by Catherine Short and produced by 1st Healthcare Compliance, is broadcast nationally on Healthcare Now Radio and is also a featured podcast. Each episode of the 30-minute program has Short in discussion with leading experts about the hottest topics, pain points and learning opportunities re-lated to healthcare compliance man-agement in America.

The latest episode, featuring She-gerian, is titled "Hardware Hacking: The Overlooked CyberCrime. Is Your Data Safe?" Short interviews Shege-rian about how the health care sec-tor faces a huge obstacle in the form of digital privacy. In the discussion, Shegerian explains how things have changed in terms of data contained on end-of-life devices and what can and should be done about it. He also warns about the data that is still stored on devices even after those devices have been "wiped," and the kinds of devices that store data, and explores how responsible data pro-tection and sustainability need not be mutually exclusive.

PUBLIC SERVICE

The Fresno County Sheriff ’s Office is recognizing National Public Safety Telecommunications Week, which runs April 12th – 20th, 2020. At this time, it would like to introduce the 2020 Dispatcher of the Year award recipient Bre Campbell.

Bre began her career with the Fresno County Sheriff ’s Office in De-cember 2014. Since then, she’s estab-lished herself as a valuable employee and asset to our department. Bre cur-rently holds the rank of a Communi-cations Dispatcher III. Her peers and supervisors say she is a positive and pleasant presence in the Communi-cations Center.

Bre is a dedicated employee. She is one of the dispatchers with the least amount of sick time usage and always arrives early, prepared for her shift. Bre is a team player. She welcomes in people interested in becoming a dispatcher and has them sit-along to observe during her shift. She also helps out full-time with our training program.

During critical incidents in the Communications Center, Bre is one of the first ones to back up her peers. On July 2, 2019, one of our deputies, John Erickson, was involved in a dep-uty involved shooting in Tollhouse.

the PEOPLE ON THE MOVE

Gabardi

Johannson

Continued | Next Page

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12 www.thebusinessjournal.com FRIDAY, APRIL 17, 2020the PEOPLE ON THE MOVE

Bre was the first dispatcher to call in and ask if we needed additional per-sonnel. She was on her day off and prepared to go on an outing with her family. Instead, she had her family drop her off at headquarters and was the first relief dispatcher to arrive.

On November 30, 2019, one of our local judges was skiing at China Peak when he fell and lost a ski on an iso-lated run. He became stuck in the snow, alone in 20° weather. He was able to call his wife, who then called our dispatch center for assistance. Bre was the call-taker for this inci-dent. Deputies responded and safely rescued the judge. Bre kept in con-stant contact with his wife, updating her on the search and ultimately of the fact he was found safe and un-harmed.

EDUCATION

Colleen Busby’s 4-year-old broth-er, Ian, was killed in a drunk driving crash in Visalia 26 years ago.

When the woman who caused the crash came up for parole, Busby, who was then a high school senior, ac-companied her mother to the hear-ing. That day changed her life.

“It was a very transformative mo-ment for me,” Busby said. “It was the day I decided I wanted to be an at-torney. Seeing the legal process first-hand was invigorating, and I was in love with the idea of representing those who did not have a voice. As our attorney was speaking for us, he was able to truly represent our feel-

ings about what happened and what that meant to us.”

This May, Busby will graduate from Fresno State with a bachelor’s degree in political science. She will also be the first in her family to graduate with a college degree. Then it’s on to law school. The Visalia native was accepted to 11 graduate schools, in-cluding the University of Southern California, University of California, Berkeley, UCLA, UC Davis, UC Irvine, Duke University and Georgetown.

“I’ve had the same goal since I was in high school — going to law school — and I’ve been actively working to-wards it,” Busby said. “My brother’s death in a drunk driving accident was a direct reason or cause for me to pursue the study of law because I got to see how it helped my mother seek justice.”

COVID-19 RELIEF

California Gov. Gavin Newsom is-sued Executive Order N-33-20 last month, declaring a state of emer-gency ordering all individuals living in the State of California to stay home “except as needed to maintain con-tinuity of operations of the federal critical infrastructure sectors.”

Agriculture is considered one of the 16 critical infrastructure sectors, with agricultural workers critical to keeping our daily lives functioning. The hardworking members of the Central Valley who work in the fields, packing houses, processing plants, dairies, animal farms, and other sup-

porting industries make up this criti-cal infrastructure.

Unified super lightweight world champion and Central Valley native Jose Ramirez and his team are part-nering with area Farmers, Packing Houses, Farm Labor Contractors, Dr. Juan Bautista and Dr. Ignacio Guz-man, County Supervisor Richard Val-le, Nisei Farmers League, Waste Man-agement, Fresno State, Super Mer-cado, and Chukchansi Gold Resort & Casino to provide these unsung heroes with appreciation boxes that include essential household items such as toilet paper, facial tissue, detergent, cleaning supplies, other non-perishable items, and preventa-tive health items and educational in-formation.

Ramirez and his team have com-mitted to a minimum of 1,000 boxes and have a goal of producing at least 5,000 boxes. In addition, 10,000 face masks have been secured for workers and their families.

On April 15 Rotarians from the Ro-tary Club of North Fresno came to-gether to give to a valuable cause of feeding the Valley's needs at the Cen-tral California Food Bank.

The North Fresno Rotary presented a check in the amount of $5000 to the food bank in hopes of encour-aging other organizations to do the same. This check will be able to prove 35,000 meals for our community.

Mark III Construction, Inc. an-nounces the availability of self-con-tained and self-maintained portable hand-washing stations amid a state-

wide hand-washing station shortage.Sacramento-based Mark III, which

has an office in Fresno, is selling the units to essential businesses at cost through the end of April to ensure they have the resources they need to keep their employees and customers clean and safe. Each unit is custom built in their Sacramento based MEP Manufacturing Facility. Units can be shipped anywhere in California.

Specs:• Stainless steel• Double or single-sink model• Easy-to-use foot pump• Wheel frame (optional)• Side handles for loading & un-

loading• 6-gallon clean water capacity per

station• Separate units for clean water and

grey waterAs Mark III adapted to social dis-

tancing policies, they, like many oth-ers quickly realized that hand-wash-ing stations were either unavailable

RamirezBusby

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Rapid Response is a proactive business-focused and flexible strategy designed to respond to layoffs and closings by quickly coordinating services to provide immediate aid to companies and their affected workers.

The Fresno Regional Workforce Development Board’s Business Services Center is diligently working to respond to the needs of our businesses and employees during the Coronavirus (COVID-19) pandemic.

Please join us for a series of NO COST webinars where we have gathered representatives from various organizations to bring you information about resources and services available to support you during these uncertain times.

All webinars can be accessed at:https://zoom.us/j/457586963 OR www.fresnobsc.com

Contact: Martha Espinosa, Business Services/Rapid Response Coordinator [email protected] | (559)490-7147

Hosted by Fresno Regional Workforce Development Board’s Business Services Center Staff Receive information about:• Unemployment Insurance, Disability Insurance, Paid Family Leave• Veterans Services• Mental Health Services• CalFresh• Health Insurance: Medi-Cal/Covered CA• Low Cost Auto Insurance• Job Training Services• Job Search Assistance

“Layoff Assistance for Employees”Tuesday, April 21st at 1PM | Thursday, April 23rd at 10AM

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You have big business goals. We have big business solutions.

Branches throughout Northern and Central California, including Fresno, Chowchilla and Visalia.

Member FDIC 1-800-982-2660 | TriCountiesBank.com

Your business is agile, nimble and ready to take on any challenge coming your way. Your bank should do the same.

Our Relationship Managers take the time to truly understand your goals and provide customized products and services that can help your business grow at any stage.

We call it Service With Solutions®, a come-to-you style of banking that seamlessly blends a breadth of financial services, local expertise and personalized attention to create solutions uniquely designed for your business.

Treasury Management SolutionsCommercial FinancingCommercial Real Estate LoansBusiness Loans & Lines of Credit, including SBA LendingEquipment FinancingMerchant Services

21553-17 TCB20 Fresno BJ 9.875x6.5.indd 121553-17 TCB20 Fresno BJ 9.875x6.5.indd 1 4/3/20 2:46 PM4/3/20 2:46 PM

the PEOPLE ON THE MOVE

or did not meet hygiene require-ments to ensure user safety.

Many older hand-wash stations are made of porous plastics. Addition-ally, it was reported that many times the trucks servicing those units were also servicing portable toilets.

Supporting the needs of the com-munity during the COVID-19 crisis, Fresno-based RV Country is provid-ing a motorhome as a rest and meet-ing location for frontline health care workers at Kaweah Delta Medical Center in Visalia. RV Country has donated the use of a 37-foot-long, fully outfitted "Thor Challenger" mo-torhome as a place to rest and meet for nurses, doctors and assistants. Located outside the testing area, the RV comfortably seats six and has the capacity to serve as a command cen-ter in an emergency.

EDUCATION

Westlands Water District is pleased to announce applications are avail-able for the District’s annual scholar-ship for college-bound high school seniors. This is the fourteenth year the District has awarded these schol-arships, and the District is proud to recognize and reward exceptional ac-ademic achievement and leadership.

College-bound high school seniors from the following westside high schools are eligible to apply for the District’s scholarship: Coalinga, Fire-baugh, Lemoore, Mendota, Riverdale and Tranquillity. Each scholarship recipient will receive $1,000 to be

used for college expenses. Applicants will be judged on their academic per-formance, school activities, and com-munity leadership.

NONPROFITS

The James Irvine Foundation Board of Directors has approved $135 mil-lion in grantmaking over seven years to support five cities’ efforts to build local economies that work for all residents. Priority Communities be-comes the third multiyear initiative to advance the Irvine Foundation’s goal of a California where all low-in-come workers have the power to ad-vance economically.

The cities are Fresno, Salinas, Riv-erside and San Bernardino.

The initiative builds on two prior years of pilot grantmaking in Fres-no and Salinas. It adds to and deep-ens Irvine grantmaking in the cities of Riverside and San Bernardino in 2020, and the Foundation expects to phase in grantmaking to Stockton in 2021. Priority Communities con-tinues more than 15 years of Irvine grantmaking, previously called Pri-ority Regions, focused on inland and rural communities in California.

PHOTO CONTRIBUTED | Mark III Construction is offering to sell self-contained hand-washing stations at cost to businesses in California.

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14 www.thebusinessjournal.com FRIDAY, APRIL 17, 2020

Retirement is an important milestone that often comes after years (or decades) of careful planning. For those who’ve saved diligently and are nearing the end of their careers, the mere thought of market volatility can send shivers down their spines. Will a sudden drop in the value of their portfolios impact their ability to retire? Will they really have enough money to live off of for the rest of their lives? Should they put their retirement plans on hold so they can maintain a steady paycheck?

If you are in this situation, now’s a good time to assess whether you have the right plan in place to help you transition confidently into retirement, no matter what happens in the broader market. Here are some tips to keep in mind.

1. Pick your retirement date.If you haven’t already, take time

now to decide the year and month when you (and potentially your spouse or partner) want to retire. You may find it is closer than you think, just a few years away. Or you may decide you want to extend your time in the workforce – whether it’s continuing your current career or moving into a new full or part-time role. Either way, your answer can have a big impact on your investment decisions from this point forward.

2. Ensure your investments are diversified.

Various parts of the market react to headlines and economic drivers differently. For those nearing retirement, the recent spike in volatility is a reminder of how having a broadly diversified portfolio can help reduce your investing risk. The goal of diversification is that if some of your investments lose value, those losses could be offset by gains with other investments.

How do you know if you’re properly diversified? The simplest answer is to check to see that your portfolio contains a mix of stocks, bonds, mutual funds, short-term cash investments, savings and other investing vehicles that take into

account your goals and comfort-level with risk. Going a step further, ensure you understand how each asset or investment in your portfolio is helping you reach your financial goals. If you’re unsure or want a second opinion, consider consulting a financial advisor for guidance.

3. Balance your need for protection with growth.

Protecting your portfolio from current or future market downturns becomes more important as you approach the day when you start living off your savings. Consider investing the money you plan to use for income in the first few years of retirement more conservatively in liquid vehicles that are easy to access. This can help give you peace of mind that you are prepared to handle upcoming expenses should the markets swing.

It’s also important to remember that your retirement could last 20, 30 or even 40 years. Balance your need for protection with continuing to grow your nest egg. Assets you won’t need for some time could be more aggressively positioned. At a minimum, ensure your assets can keep on pace with rising inflation.

When the market moves, it’s an opportunity to compare your investment strategy to your goals. Are you on track? No matter the answer, there are steps you can take to feel more confident about your ability to retire when and how you want to. For additional help talk to a financial advisor who is willing to discuss your personal circumstances and provide guidance on how to manage your money for today’s market.

Nicolas Allen, CFP® is a Private Wealth Advisor with Ameriprise Financial Services, Inc. in Fresno, CA. He specializes in fee-based financial planning and asset management strategies and has been in practice for 12 years. To contact him, consider http://www.ameripriseadvisors.com/nicolas.j.allen, (559) 490-7030 option 2, or 7433 N. First Street, Suite 102 Fresno, CA 93720.

How to Deal with Volatile Markets as You Approach Retirement

GUESTVIEW

Nicolas Allen, CFP

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16 www.thebusinessjournal.com FRIDAY, APRIL 17, 2020

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PublicNoticesPAGE 16 APRIL 17, 2020

READERS INDEX Public notices contain information that must, by law, be published in order to make that information available to the general public. First-time publications will be designated with a (1) in the top left corner of the listing. Publication dates appear in the lower left corner of the notice beginning with the first publication and ending with the last.

Trustee Sales 16 Probate 16Fictitious 16Miscellaneous 17

copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.Attorney for petitioner:MARVIN T. HELON - #081885Baker Manock & Jensen, PC5260 N. Palm Avenue #421Fresno, California 93704(559) 432-540004/03/2020, 04/08/2020, 04/17/2020-----------------------------------

FICTITIOUS FICTITIOUS BUSINESS NAME STATEMENT File No. 2202010001691The following person(s) is (are) conducting business asReal Property Management PlatinumRPMRPM Platinum at 2565 Alluvial #162, Clovis, CA 93611, Fresno County, Phone (559) 324-9400:Full Name of Registrant:PLATINUM COAST INC., 2565 Alluvial #162, Clovis, CA 93611Registrant commenced to transact business under the Fictitious Business Name listed above on: 7/18/2011This business conducted by: CORPORATIONArticles of Incorporation Number: C3194225Barbara Godfrey, President.This statement filed with the Fresno County Clerk on: 03/20/2020 (Seal)BRANDI L. ORTH,COUNTY CLERK.By: SONYA SOY, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”04/03/2020, 04/10/2020, 04/17/2020, 04/24/2020-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2202010001527The following person(s) is (are) conducting business asWONDER MEDIA GROUP, LLC. at 7405 N FARRIS AVE, FRESNO, CA 93711 FRESNO COUNTY:Mailing Address:7405 N FARRIS AVE, FRESNO, CA. 93711;Full Name of Registrant:XEBEC TRADE COMPANY LLC, 7405 N FARRIS AVE, FRESNO, CA 93711.Registrant commenced to transact business under the Fictitious Business Name listed above on: 03/10/2020.This business conducted by: LIMITED LIABILITY CO.Articles of Incorporation Number: 201835310859MATTHEW GOOSEV, MANAGER.This statement filed with the Fresno County Clerk on: 03/11/2020. (Seal)BRANDI L. ORTH,COUNTY CLERK.By: JESSICA MUNOZ, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”04/03/2020, 04/10/2020, 04/17/2020, 04/24/2020-----------------------------------

outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on this property.NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www.alt isource.com/MortgageServices/DefaultManagement/TrusteeServices.aspx using the file number assigned to this case 2019-02877-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.Date: April 2, 2020Western Progressive, LLC, as Trustee for beneficiaryC/o 1500 Palma Drive, Suite 237Ventura, CA 93003Sale Information Line: (866) 960-8299 http://www.altisource.c o m / M o r t g a g e S e r v i c e s /DefaultManagement/TrusteeServices.aspxTrustee Sale AssistantWESTERN PROGRESSIVE, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.04/10/2020, 04/17/2020, 04/24/2020-----------------------------------

PROBATENOTICE OF PETITION TOADMINISTER ESTATE OFReynolds A. Jensen, also known as Reynolds Jensen, also known as Ren Jensen, also known as Reynolds Andrew JensenCASE NO: 20CEPR00278To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of Reynolds A. Jensen, also known as Reynolds Jensen, also known as Ren Jensen, also known as Reynolds Andrew JensenA Petition for Probate has been filed by John L. Jensen in the Superior Court of California, County of FRESNO.The Petition for Probate requests that John L. Jensen be appointed as personal representative to administer the estate of the decedent.The petition requests the decedent’s will and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court.The petition requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.A hearing on the petition will be held in this court as follows:June 11, 2020, 11:00 A.M., Dept.: 3041130 “O” Street, 3rd Floor Fresno, California 93721Central Division - Probate Dept.If you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a

IMPORTANT NOTICE TO PROPERTY OWNER:YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/10/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.Trustor: ARMEN KGLYAN,A Married Man as his sole and separate PropertyDuly Appointed Trustee: Western Progressive, LLCDeed of Trust Recorded 11/21/2006 as Instrument No. 2006-0245887 in book --, page-- and of Official Records in the office of the Recorder of Fresno County, California,Date of Sale: 06/10/2020 at 09:00 AMPlace of Sale:WEST ENTRANCE TO THE COUNTY COURTHOUSE BREEZEWAY FRESNO SUPERIOR COURTHOUSE, 1100 VAN NESS AVENUE, FRESNO, CA 93724Estimated amount of unpaid balance, reasonably estimated costs and other charges: $ 103,700.10NOTICE OF TRUSTEE’S SALETHE TRUSTEE WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, A SAVINGS ASSOCIATION OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE:All right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described as:More fully described in said Deed of Trust.Street Address or other common designation of real property: 6933 North Rowell Avenue, Fresno, CA 93710 A.P.N.: 410-281-02The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above.The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is:$ 103,700.10.Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt.If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.The beneficiary of the Deed of Trust has executed and delivered to the undersigned a written request to commence foreclosure, and the undersigned caused a Notice of Default and Election to Sell to be recorded in the county where the real property is located.NOTICE OF TRUSTEE’S SALENOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of

said Deed, advances thereunder, with interest as provided therein, and the unpaid principal balance of the Note secured by said Deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and the trusts created by said Deed of Trust. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 877-375-8174Error! Hyperlink reference not valid. for information regarding the trustee’s sale or visit this Internet Web site: www.lpsasap.com for information regarding the sale of this property, using the file number assigned to this case. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 04/07/2020 LENDERS T.D. SERVICE, INC., as said Trustee 24422 AVENIDA DE LA CARLOTA, #280 LAGUNA HILLS, CA 92653 (949)855-1945Error! Hyperlink reference not valid. By: Jeffrey L. Prather President A-4723237 04/17/2020, 04/24/2020, 05/01/202004/17/2020, 04/24/2020, 05/01/2020-----------------------------------

T.S. No.: 2019-02877-CA A.P.N.:410-281-02Property Address: 6933 North Rowell Avenue, Fresno, CA 93710NOTICE OF TRUSTEE’S SALEPURSUANT TO CIVIL CODE § 2923.3(a) and (d), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED

TRUSTEE SALES

(1)NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST LOAN: 6001999 OTHER: 05940810 FILE:7947 JLP A.P. NUMBER 443-293-07-2 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED June 21 2006, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that LENDERS T.D . SERVICE, INC., as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by PATRICIA ANN GENTRY, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded on 06/29/2006 as Instrument No. 2006-0135974 in Book Page of Official records in the office of the County Recorder of FRESNO County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 01/06/2020 in Book , Page , as Instrument No. 2020-0001051 of said Official Records, WILL SELL on 05/07/2020 at THE VAN NESS AVENUE EXIT FROM THE COUNTY COURTHOUSE 1100 VAN NESS FRESNO, CA at 10:00 A.M. AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at the time of sale in lawful money of the United States), all right, title and interest conveyed to and now held by it under said Deed of T rust in the property situated in said County and State hereinafter described: As more fully described on said Deed of Trust. The property address and other common designation, if any, of the real property described above is purported to be: 2445 NORTH ADOLINE AVE. FRESNO, CA 93705 The undersigned Trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $97,449.89 NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST LOAN: 6001999 OTHER: 05940810 FILE: 7947 JLP A.P. NUMBER 443-293-07-2 In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right. Said sale will be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by

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Continued | From 16FICTITIOUS (1)

NOTICE TO CREDITORS OF BULK SALE(Notice pursuant to UCC Sec. 6105)NOTICE IS HEREBY GIVEN that a bulk sale is about to be made.The name(s) and business address of the seller are:Sak Khounthep and Anola Khounthep, 4793 E. McKinley Avenue, Fresno, CA 93703Doing business as: SAKI TERIYAKIAll other business name(s) and address(es) used by the seller(s) within the past three years, as stated by the seller(s) are: (if none, so state):Pho 76 Restaurant and Bakery 4793 E. McKinley Avenue, Fresno, CA 93703The location in California of the chief executive office of the seller is:4793 E. McKinley Avenue, Fresno, CA 93703The name(s) and business address of the buyer(s) are:Anchalee Teerawuttorn, 9213 Wystone Avenue, Northridge, CA 91324The assets being sold are generally described as: ALL INVENTORY, STOCK IN TRADE, FIXTURES, EQUIPMENT AND GOODWILLand are located at:4795 E Mckinley Avenue, Fresno, CA 93703The bulk sale is intended to be consummated at the office of:CalAtlantic Title, Inc., 7555 N. Palm Ave., Ste 210, Fresno, CA 93711and the anticipated sale date is May 5, 2020.The bulk sale is not subject to California Uniform Commercial Code Section 6106.2.The name and address of the person with whom claims can be filed is:CalAtlantic Title, Attn: Erica Osborne, 7555 N. Palm Avenue, Suite 210, Fresno, CA 93711, Escrow No. 155601-001730The last day for filing claims by any creditor shall be May 4, 2020 which is the business day before the anticipated sale date specified above.Dated: 03/30/2020Buyer(s)Anchalee Teerawuttorn04/17/2020-----------------------------------

(1)PUBLIC NOTICEADOPTED ORDINANCE NO. 20-007SUMMARYNOTICE is hereby given that at its regularly scheduled meeting on April 14, 2020, the Fresno County Board of Supervisors adopted Ordinance No. 20-007, an Ordinance of the County of Fresno, State of CaliforniaSUMMARY OF ORDINANCEAmend the Ordinance Code of Fresno County by amending Title 11, Chapter 11.24, sections 11.24.040, 11.24.050, 11.24.060, 11.24.070 and 11.24.080, which relate to and list the prima facie speed limits for certain highways (or roads) or portions thereof within the unincorporated area of the County of Fresno.The full text of this Ordinance is available online at https://fresnocounty.legistar.com/Calendar.aspx under the April 14, 2020 meeting date, or at the office of the Clerk of the Board of Supervisors, 2281 Tulare Street, Room 301, Fresno, California. This Ordinance was adopted by the following vote:AYES: Supervisors Brandau, Magsig, Mendes, Pacheco, QuinteroNOES: NoneABSENT: NoneABSTAINED: NoneATTEST:Bernice E. SeidelClerk, Board of Supervisors04/17/2020-----------------------------------

(1)In accordance with Sec. 106 of the Programmatic Agreement, AT&T plans a 140’ Lattice Tower at 6700 S ANCHOR AVE., ORANGE COVE, CA 93646. Please direct comments to Gavin L. at 818-898-4866 regarding site CVL02170.4/17, 4/20/20CNS-3359626#FRESNO BUSINESS JOURNAL04/17/2020, 04/20/2020

FICTITIOUS BUSINESS NAME STATEMENT File No. 2202010001774The following person(s) is (are) conducting business asFresno Chrysler Dodge Jeep Ram & Fiat at 6162 N. Blackstone Ave., Fresno, CA 93710; Fresno County:Full Name of Registrant:Fresno Chrysler Jeep, Inc., 6162 N. Blackstone Ave. Fresno, CA 93710Registrant has not yet commenced to transact business under the Fictitious Business Name listed above.This business conducted by: CorporationArticles of Incorporation Number: C0767689823058 (Delaware)Tim Finegan, Sr., PresidentThis statement filed with the Fresno County Clerk on: 04/02/2020 (Seal)BRANDI L. ORTH,COUNTY CLERK.By: MARTHA GARCIA, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”04/10/2020, 04/17/2020, 04/24/2020, 05/01/2020-----------------------------------

FICTITIOUS BUSINESS NAME STATEMENT File No. 2202010001773The following person(s) is (are) conducting business asEmployer Comp Solutions at 401 West Fallbrook Avenue, Suite 201, 202, 204 & 205, Fresno, CA 93711, Fresno County:Mailing Address:401 West Fallbrook Avenue, Suite 205, Fresno, CA 93711;Full Name of Registrant:Prime Administrators, Inc., 401 West Fallbrook Avenue, Suite 201, 202, 204 & 205, Fresno, CA 93711.Registrant has not yet commenced to transact business under the Fictitious Business Name listed above.This business conducted by: Corporation.Articles of Incorporation Number: C3941962Daniel Hernandez, President.This statement filed with the Fresno County Clerk on: 04/02/2020 (Seal)BRANDI L. ORTH,COUNTY CLERK.By: MARTHA GARCIA, DEPUTY. “NOTICE - THIS FICTITIOUS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME.”04/10/2020, 04/17/2020, 04/24/2020, 05/01/2020-----------------------------------

MISC. (1)Telecommunications FacilityEco-Site, Inc. has submitted a request to the FCC to register an approx. 100’ tall monopole telecommunications tower with no marking or lighting system located at 19536 West Jayne Ave in Huron, CA 93234; coordinates of 36-8-31.54 N, 120-8-55.06 W. Interested parties may review the application by going to the FCC’s Antennae Structure Registration (ASR) website and entering the ASR application #A1163088. Members of the public may raise environmental concerns about the structure by filing a Request for Environmental Review with the FCC. The FCC strongly encourages interested parties to file such requests online and instructions to do so can be found on the FCC’s Environmental Request page (http://www.fcc.gov/asr/environmentalrequest) or send to: Ramon Williams, Federal Communications Commission, 445 12th Street, SW, Washington, DC 20554. Requests should also be sent to: FDH Infrastructure Services, ATTN: Richard Brainerd, 6521 Meridien Drive, Raleigh, NC 27616. In order for your comments to receive full and timely consideration, they should be received at the addresses above within 30 days of the date of this notice and reference FCC ASR file #A1163088.04/17/2020-----------------------------------

PUBLIC NOTICES

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18 www.thebusinessjournal.com FRIDAY, APRIL 17, 2020

The National Federation of Independent Business, the nation’s leading small business advocacy organization, issued the following statement from NFIB President Brad Close in response to the rollout of the Paycheck Protection Program loans:

“We are hearing from far too many small businesses, today, that they are being shut out of the Paycheck Protection Program forgivable loan program. Small businesses make up half of our economy and employ nearly half of all workers, but this has the potential to be the last straw for many small businesses and their employees.

“NFIB research out this week indicates that half of all small businesses cannot last more than one to two months under current conditions. Banks and other financial institutions need to do everything in their power to get these loans out the door to Main Street businesses now, whether or not the small business is an existing customer, or a new customer. And our government agencies have to ensure that all banks

and financial institutions have the guidance they need to make these loans immediately.

“Every day without access to the PPPL program means more lost jobs and more shuttered businesses. America’s small businesses are facing an economic crisis that is not of their making. These small businesses did their due diligence and were ready this morning, but are hearing “no.” The current delays are unacceptable, and hurt those that need the help most – very small businesses that find themselves in the worst of financial circumstances.

“We urge banks and government agencies to get this problem solved immediately, so they can stem the tide turning against small businesses and their employees.”

Founded in 1943, and headquartered in Nashville, Tennessee, the National Federation of Independent Business is America’s leading small-business advocacy association.

Gov. Gavin Newsom says he sees light at the end of the coronavirus tunnel, when Californians regain “a semblance of normalcy,” emerge from their homes, converse verbally rather than electronically and return to their jobsites.

The date of that happy day is still very uncertain. Moreover, true recovery also will require Newsom and the state he governs to traverse another dark tunnel of severe economic recession and state and local government budgets swollen by crisis-related spending while experiencing declining tax revenues.

Last week, Newsom’s Department of Finance released a preliminary report on the state budget. “The economic disruption from the pandemic is expected to result in a recession and have significant negative effects on state revenues,” it said. “Concurrently, the drop in the stock market may cause further revenue declines.”

the OPINION

Should people face $1,000 fines for violating shelter-in-place orders?

WEB POLL

“This impact is expected to be immediate, affecting fiscal year 2019-20, and will continue in to fiscal year 2020-21 and additional years depending on the pace of recovery of local, state and national economies.”

The Legislature gave Newsom $1 billion to fight the pandemic and his budget staff anticipates that another $6 billion will be needed this year. Much of it is likely to be reimbursed by the federal government, but the fiscal impact will still be heavy — especially since revenues are also expected to drop sharply.

During the Great Recession, the state saw about a 20% revenue decline and ran up multi-billion dollar deficits, creating a “wall of debt” that Jerry Brown confronted upon returning to the governorship in 2011.

The revenue hit from the virus-induced recession could be even heavier this time because the state is now even more dependent on the wealthiest 1% of income taxpayers, whose taxable incomes are largely investment profits. The one-percenters account for about a third of the state’s general revenues.

The 2020-21 budget that Newsom

GUESTVIEWDan Walters

CalMatters Columnist

A dark economic and fiscal tunnel ahead for California

Race against time for Paycheck Protection Program loans

proposed in January has been set aside. His budget staff is now drafting a replacement to be unveiled in May, the traditional time for fine-tuning the annual plan prior to final negotiations and legislative adoption by the June 15 constitutional deadline.

While an entirely new budget will be offered, one to include the massive new spending for virus-related activities, officials will not have a clear idea of revenues because of another new development — postponement of the income tax filing deadline from April 15 to July 15.

The May budget revision traditionally reflects revenue information from April 15 tax filings, but the three-month delay will compel Newsom and legislators to base the budget on estimates of recession’s impact rather than hard data.

The June 15 deadline will be met — legislators will lose their salaries if they miss it — but their budget will likely be a placeholder to be updated repeatedly as outgo and income wax and wane.

Still another fiscal factor is the effects of pandemic and recession on the budgets of school districts,

cities, counties and other units of local government, many of which were already hurting because of rapidly increasing, mandatory payments into public employee retirement systems.

Those systems, especially the California Public Employees Retirement System (CalPERS) and the Californian Teachers Retirement System (CalSTRS), also are being hammered by declines in stocks and other investments and may be compelled to seek even more money from employers.

Schools and local governments will be looking to Sacramento, as they did in the Great Recession, for relief while the “nation-state of California,” as Newsom often describes it, will be looking to Uncle Sam — or Uncle Donald — to avoid a fiscal meltdown.

CalMatters is a public interest journalism venture committed to explaining how California’s state Capitol works and why it matters. For more stories by Dan Walters, go to calmatters.org/commentary

Both Fresno and Clovis recently updated their shelter-in-place orders to include possible fines of $1,000 for citizens who violate shelter-in-place orders. Officials from both cities have been careful, though, to clarify such fines would only be for the most egregious offenders. A majority (57%) of responders believe people should not face such steep fines, while 36% believe they should face fines and 7% are unsure. One hundred fifteen votes were cast.

NO 57%YES 36%NOT SURE 7%

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FRIDAY, APRIL 17, 2020 www.thebusinessjournal.com 19

Each week, The Business Journal ranks the Valley’s hottest growth industries from tourism to health care to mortgage lenders. To be considered for one of our lists, please contact Edward Smith at 559.490.3448 or e-mail: [email protected].

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Upcoming FOCUS TOPICS Upcoming LISTSEach week, The Business Journal takes an in-depth look at an industry or an issue facing the Valley with its Focus section. We welcome input from the business community. If you would like to be considered as a source for an upcoming focus, please call the editorial department at 559.490.3400 or e-mail: [email protected].

2006

(2005)

Name of association

Address

Web site or e-mail address

Telephone

Fax

Local activity

• members

• chapters

• staff

Membership criteria

Membership area

–––––––––––––

Annual Dues

Organization publication

2006 budget

–––––––––––––

Year founded locally

Location of

headquartersTop local executive

1(1)

Fresno County Farm Bureau

1274 W. Hedges Ave.

Fresno, Calif. 93728

www.fcfb.org

[email protected]

237-0263

237-3396

• 5,000

• 1• 5

Those wishing to support agriculture in Fresno

County

Fresno County

–––––––––––––

$75 sustaining

$125 voting

Agriculture Today, Friday Follow-up

WND

–––––––––––––

1917

Fresno

Karla Kay Fullerton

2(3)

Better Business Bureau

2519 W. Shaw Ave., Ste. 106

Fresno, Calif. 93711

www.bbb.org

222-8111

228-6518

•3,734

• 1

• 28

Commitment to ethical business

San Joaquin Valley

–––––––––––––

$380

Newsletter, annual member roster, consumer

publications

$2,011,058

–––––––––––––

1950

Fresno

Doug Broten,

CEO

3(2)

Fresno Association of Realtors

6720 N. West

Fresno, Calif. 93711

www.fresnorealtors.com

490-6400

490-6464

•3,731

• 1• 9

Valid real estate license

Fresno County

–––––––––––––

WND

Grapevine, Realtor Magazine

WND

–––––––––––––

1905

Fresno

Mary Van Ness

4(4)

Greater Fresno Area

Chamber of Commerce

2331 Fresno Street

Fresno, Calif. 93721

www.fresnochamber.com

495-4800

495-4811

• 1,900

• N/A

• 12

Business in Fresno and surrounding counties

Fresno County

–––––––––––––

WND

Membership Directory, Guide to Fresno

$990,000

–––––––––––––

1895

Fresno

Al Smith,

presidet/CEO

5(5)

Fresno County Bar Association

1221 Van Ness Ave., Ste. 300

Fresno, Calif. 93721

www.fresnocountybar.org

264-2619

264-8726

• 1,200

• N/A

• 3

Member in good standing with the state bar of

California

Fresno County

–––––––––––––

$115

The Bar Bulletin

WND

–––––––––––––

1882

Fresno

Bobbie Lee,

executive director

6(6)

Visalia Chamber of Commerce

220 N. Santa Fe

Visalia, Calif. 93292

www.visaliachamber.org

[email protected]

734-5876

734-7479

• 1,130

• WND

• 8

Businesses and civic minded individuals

Tulare County

–––––––––––––

Varies

Monthly newsletter, annual membership,

directory, annual Visalia map

$1,000,000

–––––––––––––

1899

Visalia

Mike Cully, president/CEO

7(7)

Clovis Chamber of Commerce

325 Pollasky Ave.

Clovis, Calif. 93612

www.clovischamber.com

[email protected]

299-7363

299-2969

• 1,100

• WND

• 6

Businesses in good standing

Central California

–––––––––––––

$185 and up

Clovis Chamber monthly newsletter, annual

chamber directory

WND

–––––––––––––

1912

Clovis

Jim Ware,

president/CEO

8(10)

California Society of Certified Public Accountants

(CalCPA)

P. O. Box 729

Sanger, Calif. 93657

www.calcpa.org

[email protected]

876-3800

876-3880

• 864

• 1• 1

Licensed CPAs, CPA candidates, students, and

non-CPA associates

Fresno, Madera, Kings and

Tulare counties

–––––––––––––

varies

California CPA Magazine, CalCPA Fresno

Chapter Bulletin, CalCPA Clips (online)

$71,000

–––––––––––––

1970

Redwood City

Anthony Forestiere, CPA/chapter

president

9

(12)

California Apartment Association

516 W. Shaw Ave., Ste. 200

Fresno, Calif. 93722

www.caanet.org

[email protected]

221-2533

221-2503

• 800

• 1• 1

Ownership or management of residential rental

housing

Fresno, Madera, Kings and

Tulare counties

–––––––––––––

$113 base

plus $1.35 per unit

Perspective Magazine

WND

–––––––––––––

WND

Sacramento

Stephanie Espinosa

10

(NR)

Fresno Builders Exchange

1244 N. Mariposa St.

Fresno, Calif. 93703

[email protected]

www.fresnobuildersexchange.com

237-1831

264-2532

• 785

• 1• 9

Firms involved in, or associated in or with the

construction industry

WND

–––––––––––––

$250

Weekly newsletter, monthly safety newsletter,

annual membership directory, various

educational books and reference material

WND

–––––––––––––

1922

Fresno

Roxanne Greenwood,

executive director

11

(NR)

Porterville Chamber of Commerce

93 N. Main St.

Porterville, Calif. 93257

[email protected]

www.chamberporterville.com

784-7502

784-0770

• 540

• N/A

• 3

Open to all

Central Valley

–––––––––––––

varies

Chamber CONNECT, local map, community

and business resource guide

$310,000

–––––––––––––

1907

Porterville

Donnette Silva Carter

12

(NR)

Central California Hispanic Chamber of Commerce

2331 Fresno St., Ste. 114

Fresno, Calif. 93721

www.cchcc.net

[email protected]

495-4817

495-4811

• 513

• 1• 2

Businesses

Central Valley

–––––––––––––

$150 - $500

Business Link, travel guide

$250,000

–––––––––––––

1984

Fresno

Lorena Martinez

13

(NR)

Fresno-Madera Dental Society

371 E. Bullard Ave., Ste. 120

Fresno, Calif. 93710

www.fmds.com

438-7284

438-7287

• 450

• 1• 2

WND

Fresno and Madera counties

–––––––––––––

$255

The Grapevine Bulletin

WND

–––––––––––––

1912

Sacramento

Valjean Xaiz

14

(13)

Selma District Chamber of Commerce

1821 Tucker St.

Selma, Calif. 93662

[email protected]

www.cityofselma.com

891-2235

896-7075

• 352

• N/A

• 2

WND

Central Valley

–––––––––––––

$25 - $250

18 brochures, membership directory, monthly

newsletter, promotional flyer, economic profiles

$150,000

–––––––––––––

1929

Selma

Cindy Howell,

executive director

Roseann Galvan,

president

15

(15)

Fresno Area Hispanic Chamber of Commerce

1456 W. Shaw

Fresno, Calif. 93711

[email protected]

www.fahcc.org

222-8705

222-8706

• 300

• WND

• 3

Business, individuals, students

Fresno

–––––––––––––

$250 - $500

Directory, newsletter, brochures, flyers, micro-

loan information

$350,000

–––––––––––––

2001

Fresno

Dora C. Rivera

16

(17)

Downtown Association of Fresno

2014 Tulare St., Ste. 713

Fresno, Calif. 93711

www.downtownfresno.org

490-9966

490-9968

• 275

• 1• 2

Anyone with an interest in the revitalization of

downtown Fresno

unrestricted

–––––––––––––

$25 - $2500

What’s Up Downtown

$476,000

–––––––––––––

1955

Fresno

Stanley Kooyumjian,

executive director

17

(14)

Lemoore Chamber of Commerce

300 E St.

Lemoore, Calif. 93245

www.lemoorecofc.com

924-6401

924-4520

• 270

• WND

• 3

Individuals, businesses, churches, students

Lemoore

–––––––––––––

$185 - $920

Lemoore Lifestyles

$200,000

–––––––––––––

1929

Lemoore

Lynda Lahondy,

CEO

18

(18)

Kingsburg District Chamber of Commerce

1475 Draper St.

Kingsburg, Calif. 93631

[email protected]

www.kingsburgchamberofcommerce.org

897-1111

897-4621

• 200

• WND

• 1

Various categories

Kingsburg and surrounding

areas

–––––––––––––

$125 - $275

Sweedish Village Voice

$165,000

–––––––––––––

1922

KingsburgJess Chambers, executive director

19

(19)

National Association of Insurance & Financial

Advisors-Fresno

(NAIFA-Fresno)

4747 N. First St., Ste. 140

Fresno, Calif. 93726

www.naifafresno.org

439-4087

227-1463

• 182

• 1

• WND

Life insurance industry

Fresno/Madera Counties

–––––––––––––

$387

Lifewire Newsletter

WND

–––––––––––––

1921

Falls Church, Va.

Vicki Von Tersch,

RHU, LUTCF

20

(NR)

Dinuba Chamber of Commerce

210 N. L St.

Dinuba, Calif. 93618

www.dinubacommerce.org

[email protected]

591-2707

591-2712

• 150

• WND

• 3

WND

WND

–––––––––––––

WND

WND

WND

–––––––––––––

1912

WND

Ralph H. Hinds

PPrrooffeessssiioonnaall AAssssoocciiaattiioonnss

In the Central San Joaquin Valley – ranked by number of local members; if tied by number of staff.

RReesseeaarrcchh:: Robin D. Ogle

Lee Onna Maciel

OOrriiggiinnaall ppuubblliiccaattiioonn ddaattee:: March 17, 2006

KKeeyy:: WND: Would not disclose.

NR: Not ranked.

Not all sources responded to phone or fax inquiries.

Source: Representatives from each association. The Business Jo

urnal assumes all information given is correct. Not all respondants ra

nked on this list. Fresno-Madera Medical Society, Kings

County Farm Buerau, Central California Association of Health Underwriters and The Advertising Federation, did not respond for this years lis

ting.

The Business Journal OnlineLog onto www.thebusinessjournal.com for the Valley's most comprehensive business news. Check our calendar, add an event, submit information for our People on the Move section, take our poll, write a Letter to the Editor, and more.

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