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    PHILIPPINE SAVINGS BANK,

    Petitioner,

    - versus -

    SPOUSES ALFREDO M. CASTILLO

    AND ELIZABETH C. CASTILLO, and

    SPOUSES ROMEO B. CAPATI and

    AQUILINA M. LOBO,Respondents.

    G.R. No. 191!"

    Present:

    CARPIO,J., Chairperson,

    NACHURA,PERALTA,

    ABAD, and

    ENDO!A,

    Pro"u#$ated:

    a% &', ('))

    x-------------------------------------------------------------

    -----------------------x

    DECISION

    NACHURA,J.#

    T*is is a petition +or revie

    on certiorari)under Ru#e /0 o+ t*e Ru#es o+ Court,

    see1in$ to partia##% re2onsider and "odi+% t*e

    De2ision(dated Au$ust (3, (''4 and t*e

    Reso#ution& dated Au$ust /, (')' o+ t*e Court o+

    Appea#s 5CA6 in CA-7.R. C8 No. 9//0.

    Respondent spouses A#+redo . Casti##o and

    E#i;a

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    THOU>AND PE>O> ONL

    5P(,0'','''.''6, P*i#ippine 2urren2%, it*

    interest at t*e rate o+ seventeen per 2entu"5)36 per annu", +ro" date unti# paid, as

    +o##os:

    P

    /&,//4./) 5prin2ipa# and interest6"ont*#% +or +i+t% nine 5046 "ont*s startin$

    Fune '3, )443 and ever% 3 t*da% o+ t*e"ont* t*erea+ter it*

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    Respondents re$u#ar#% paid t*eir a"orti;ations

    unti# De2e"

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    A+ter tria#, t*e RTC rendered its de2ision dated

    Fu#% &', (''0, t*e dispositive portion o+ *i2* reads:

    HERE?ORE, ud$"ent is *erepouses A#+redoand E#i;apouses Ro"eo

    Capati and A=ui#ina . Loavin$s Ban1

    is adud$ed to pa% p#ainti++s t*e

    a"ount o+ P*p0','''.'' as "ora#da"a$es P*p0','''.'' as ee"p#ar%

    da"a$es and attorne%Gs +ees in t*ea"ount o+ P*p&','''.'' and

    P*p&,'''.'' per appearan2e.

    /. De+endantsG 2ounter2#ai"s are*ere

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    Tria# Court is *ere

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    SO ORDERED.)'

    Hen2e, t*is petition an2*ored on t*e 2ontention

    t*at t*e CA erred in: 5)6 de2#arin$ t*at t*e

    "odi+i2ations in t*e interest rates are unreasona

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    e disa$ree. T*e aAND THREE

    HUNDRED ?I?T EI7HT AND &9@)''5P09,&09.&96.

    I understand t*at t*e present interest

    rate is #oer t*an t*e #ast "ont*Gs(3. Hoever, it does not $ive our

    2o"pan% an%

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    P*i#ippine 8i##a$e Hote#, Puerto A;u#

    Bea2* Hote#, 7rand Air Caterer, to na"e a

    +e, did not sett#e t*eir oavin$s Ban1 it* an

    outstandin$ AND EI7HT ?OUR and 3&@)''5P(,/&&,'9/.3&6 at an interest rate o+

    ((.0 per annu" 5as per Apri# (/, )449"e"o +aed to us6 and it* a "ont*#%

    a"orti;ation o+ ?I?T TOTHOU>AND ?I8E HUNDRED ?I?T

    EI7HT AND ')@)'' 5P0(,009.')6.

    >u2* redu2tion o+ interest rate is ane++e2t o+ our 2urren2%Gs deve#op"ent. But

    avin$s Ban1 it* an

    http://sc.judiciary.gov.ph/jurisprudence/2011/may2011/193178.htm#_ftn14http://sc.judiciary.gov.ph/jurisprudence/2011/may2011/193178.htm#_ftn15http://sc.judiciary.gov.ph/jurisprudence/2011/may2011/193178.htm#_ftn14http://sc.judiciary.gov.ph/jurisprudence/2011/may2011/193178.htm#_ftn15
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    outstandin$ AND EI7HT

    HUNDRED ELE8EN and '&@)'' 5P*p(,/'',9)).'&6 at an interest rate o+ ()

    per annu".

    Letters o+ re2onsideration ere2onstant#% sent to %ou to $rant us #oer

    interest rate. Hoever, no assistan2e it*re$ard to t*at re=uest *as i"i#ar#%, 2ontra2t 2*an$es "ust

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    Navarro)4 t*at t*ere s*ou#d

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    re=uire"ent. T*us, t*e aard o+ "ora# and ee"p#ar%

    da"a$es is unarranted. In t*e sa"e vein,

    respondents 2annot re2over attorne%Gs +ees and

    #iti$ation epenses. A22ordin$#%, t*ese aards s*ou#d

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    D E C I S I O N

    LEONARDO DE CASTRO, J.#

    Assai#ed

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    La$era, t*e i+e o+ ?e#ipe La$era and 5/6 A#"aTa$pis, t*e dau$*ter o+ ?e#ipe La$era and "ot*er o+

    Rani# Ta$pis, Fr.

    Dr. Pro+etana testi+ied t*at s*e 2ondu2ted apost-"orte" ea"ination on t*e *e a#so2ondu2ted a post-"orte" ea"ination on t*e *e as t*en inside t*e *ouse it* ?e#ipeand *er to %oun$er *e as sittin$ a*e insisted t*at Rani#

    http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn6http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn7http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn8http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn9http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn10http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn11http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn6http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn7http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn8http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn9http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn10http://sc.judiciary.gov.ph/jurisprudence/2011/july2011/182551.htm#_ftn11
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    as indeed 2arried *e said t*at no +i$*t or

    a#ter2ation o22urred *et*en "et a person #oo1in$ +or *er "ot*er *o as

    a*e as1ed?e#ipe *o *a21ed *i", *e as a

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    )4 and 56 E*i

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    Arnu#+o A#

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    t*e% ere

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    La$era *o as t*en *o#din$ in *is ar" *is$randson, one and *a#+ %ears ) o#d, Ra"i#

    Ta$pis, Fr.

    T*e "anner

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    THE COURT A UO 7RA8EL ERRED IN

    ?AILIN7 TO APPRECIATE INTOMICATION

    A> A ITI7ATIN7 CIRCU>TANCE IN?A8OR O? THE ACCU>ED-APPELLANT.

    I8

    THE COURT A UO 7RA8EL ERRED IN

    APPRECIATIN7 THE A77RA8ATIN7

    CIRCU>TANCE> O? DELLIN7, ABU>EO? >UPERIOR >TREN7TH AND

    INORIT./)

    T*e a22used-appe##ant ad"its to t*e 1i##in$ o+?e#ipe

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    T*e appea# #a21s "erit.

    Basi2 is t*e ru#e t*at in order to a++ir" t*e

    2onvi2tion o+ an a22used person, t*e prose2ution "ustesta

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    t*e" on t*e stand, t*e tria# ud$e is a. TORRE8ILLA>:

    : Do %ou *ave a

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    : as %our $rand+at*er ar"ed t*at ti"eQA: He *as *is on o, %ou ere p#a%in$ t*at to% 2a"erainside t*e roo" o+ %our papo ?e#ipeQ

    A: No sir, I as p#a%in$ t*en at t*e side o+

    t*e 2*i21en 2a$e.

    : Is t*at 2*i21en 2a$e as inside oroutside t*e *ouse o+ %our papo ?e#ipeGs

    *ouseQ

    A: Inside t*e *ouse o+ "% $rand+at*er.

    : as %our

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    : But %ou are sure t*at *en %our un2#e

    Endo entered as %ou said t*at %our

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    2ourt. T*e testi"on% o+ Dr. Pro+etana and t*e s1et2*o+ t*e *u"an anato"% o+ ?e#ipe, *i2* as "ar1ed

    as E*i

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    (''&. Under t*e Revised Ru#es o+ Cri"ina#Pro2edure, *i2* too1 e++e2t on De2e"EC. 9.&esignation of the offense. - T*e

    2o"p#aint or in+or"ation s*a## state t*e

    desi$nation o+ t*e o++ense $iven

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    and vice versa. As t*e +a2tua# "i#ieu o+ t*e 2ase at

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    As re$ards t*e "iti$atin$ 2ir2u"stan2e o+

    i""ediate vindi2ation o+ a $rave o++ense, t*e sa"e

    2annot #i1eise

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