Top scoring companies in all four states

Connecticut New Hampshire New Jersey New York160 Travelers – commercial (tie) 169 MMG Insurance Co. 176 ACE/Atlantic Mutual 166 Sterling Insurance Co.

160 Vermont Mutual (tie) 165 Concord Group 174 ARI 165 Erie Insurance Group

159 Chubb – personal 165 Vermont Mutual 167 Chubb – personal 165 New York Central Mutual

157 Peerless – commercial 162 Peerless – commercial 165 Palisades Group 161 Chubb – personal

156 Travelers – personal 162 Acadia/W.R. Berkeley 165 Fireman’s Fund 161 Preferred Mutual

155 Harleysville 158 Progressive 165 Cumberland Group 161 Selective

153 Patrons Mutual 156 Commerce Group 165 Penn National – commercial 160 NGM/Main Street - personal

153 Progressive 156 Union Mutual of VT 164 Selective – commercial 158 Utica First

152 The Hartford – commercial 156 OneBeacon 163 Selective – personal 158 MetLife Auto & Home

151 OneBeacon – commercial 155 Mt. Washington 162 IFA 158 The Hartford – commercial

Theoretical top score=200 (10 points on each of 20 items).