Top 5 Best Credit Cards in India 2014Credits cards have become a popular method of payments these days and rather a necessary instrument for the high or upper middle class society. The main advantage of credit card is that it prevents the risk of carrying huge amount of money in your pocket and allows you shop according to your convenience. There are many benefits attached to the credit cards such as discounts, offers, points, and more. If you are looking for a reliable credit card option then see below the list of top 5 best credit cards in India.

Top 5 Best Credit Cards in India 2014Credit Cards :

1. ICICI

2. HDFC

3. SBI Credit Card

4. Canara Bank

5. Standard Chartered Bank

Top 5 Best Credit Cards in India 20141. ICICI : Besides providing excellent banking service to its customers, ICICI is considered to be one of the best credit card service providers in India. If you already have an account with the bank, you may get a credit card instantly and enable you enjoy all the attached benefits immediately. Another great feature of ICICI is its low interest rate. Keeping in mind the use and needs of customers, ICICI offers three types of credit cards; gold, platinum, and titanium. Moreover, each time you use the card for payment, you receive payback points which can be deemed later.

Top 5 Best Credit Cards in India 20142. HDFC : With approximately 28 percent share in the market, HDFC is one of the leading company in terms of credit card providers. To get a HDFC credit card, you are required to have an account with this company and maintain the minimum balance of Rs. 20,000. On registration, the bank will process the card within 7 to 14 working days. Moreover, there are several types of credit card available wherein each card is customized according to your lifestyle and attached with several benefits. For example, women can use solitaire credit card that is designed especially for them or business people can use corporate platinum, Business Platinum, and Corporate Visa Signature.

Top 5 Best Credit Cards in India 20143. SBI Credit Card : If you are a regular user of credit card, then the SBI credit card can be suitable choice. State Bank of India has designed credit cards to meet the growing demands of the customers. There are wide range of credit card such as Premium Cards, Classic Cards,Travel Cards, Exclusive Cards,value-added payment products, and shopping cards. On application, the customer may receive the card within two weeks. Besides, the dedicated support team is at your service 24 x 7 to ensure smooth operability.

Top 5 Best Credit Cards in India 20144. Canara Bank Credit Card : This bank requires an income tax return file to apply for the credit card. On registration and application, the customer may receive the card in few days. Besides, you need to validate your documents. The waiting period is little long but it ensures that you are happy with the service.

Top 5 Best Credit Cards in India 20145. Standard Chartered Bank Credit Card : At number 5, we have the standard Chartered bank. When you use a credit card for petrol or telecom service, you are rewarded with 5 percent cashback and 1 percent cashback on retail purchase. What’s more, you get two rewards points on spending Rs. 100.

For More Information visit the given source link - http://www.bankbazaar.com/credit-card.html or http://www.todaytoptrends.com/2014/05/top-5-best-credit-cards-in-india/