title compliance audit sample
TRANSCRIPT
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Dwahr Ghtekjs
Y^DYH^W[ KAFD^OEWKDA
Yrkoery Dwahr3 ND^^D\H^
Rhbdagery Dwahr3
Oekj Eggrhss35>2 OEKA RW
EA[ WD\A XR 59999
Rkth Eggrhss35>2 OEKA RW
EA[ WD\A XR 59999
Esshssdr Yerbhj Auonhr3EA[ O39999 N399999 J399-99
Mduskal Wrebt Auonhr3
Jdt Auonhr3
Jhlej Ghsbrkptkda3Gkstrkbt3 997 Ennrhvkethg Ghsbrkptkda3 GKRW3997 BKW[3EA[Bkty/Ouak/Wwp3 EA[
Jhaghr Aeoh3 Nea` df Eohrkbe Mdoh Jdeas
Jdea Auonhr3 999999999
Jhaghr Eggrhss3 Y.D. Ndx
OKA Auonhr3 99999999999
Rhrvkbhr Aeoh3 Nea` df Eohrkbe
Jdea Auonhr3 999999999
Rhrvkbhr Eggrhss3 Y.D. Ndx
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Rphbkfkb Yrdphrty Ghsbrkptkda
Y^DYH^W[ BME^EBWH^KRWKBR
Nhgrddos 3 > [her Nukjt 3 5;99 Rquerh Fhht 3 5,5>6 RF
Netmrddos 3 5Lerelh 3 Jdt Rkzh 3
Wdtej ^ddos 3 8Fkrhpjebh 3 Auonhr df Xakts 3 9
Sdakal 3Yddj 3 Xsh Bdgh 3 Bdagdokakuo (^hskghatkej)
Ad df Rtdrkhs 3 >+N
Nukjgkal Rtyjh 3 D
REJH KAFD^OEWKDA
Wreasfhr Geth 3 9;/95/>998 Rhjjhr 3 A/E
Wreasfhr Vejuh 3 $>2;,999
Gdbuohat # 3 N@-YL3 9999-99 Bdst/Rq Fhht 3 $>5>
Wktjh Bdopeay 3
ERRHRROHAW & WE] KAFD^OEWKDA
Esshsshg Vejuh 3 $586,
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Bdjjethrej Oer`ht Vejuh - Rejh Eaejysks
Wmh fdjjdwkal eaejysks wes neshg da tmh 5< sejhs bjdshst td 5>2 OEKA RW, EA[WD\A 59999-9999
EYA3 EA[ O3999 N399999 J399- EA[ BDXAW[
Wdtej Erhe Rejhs 5< Ohgkea # df Nhgrddos
Ohgkea Jdt Rkzh Ohgkea # df Netms >
Ohgkea Jkvkal Erhe 5,9>9 RF Ohgkea [her Nukjt 5;,286 td $579,999 Elh ^ealh >8 yhers td 555 yhers
Ohgkea Vejuh $559,999 Ohgkea Elh 22 yhers
Ruooery Bdoperenjhs 5>2 OEKA RW^HHW, EA[WD\A XRE 59999
[her Nukjt3 5;88 Jdt3 =,6;8 RF Njg/Erhe3 5 Yddj3 Y ^O/N^/Ntm3 /2/>
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Oer`ht Rejhs Bdoperenjhs ^hvkhw
5.529 DJG FH^^[ ^G # M
EYA3 MEVH O397>< N39>58BJ3529M
Wreasfhr Geth3 92/>;/>955 Njg/Erhe3 5,9>9 Jdt Erhe3
Yrkbh3 $>,286 ^o/Nhg/Netm3 8/>/> Yrdxkokty3 .72Ok.Bdst/Rq Fhht3 $> [her Nukjt3 5;.>> R YD^WH^ RW
EYA3 MEVH O39; N399>J38/>955 Njg/Erhe3 ;9> Jdt Erhe3Yrkbh3 $5>8,999 ^o/Nhg/Netm3 8/>/> Yrdxkokty3 5.55Ok.Bdst/Rq Fhht3 $52= [her Nukjt3 5;=5 Yddj3Nukjgkal Rtyjh3
2.76 JKABDJA EVH
EYA3 MEVH O397>9 N3995955 Njg/Erhe3 5,99= Jdt Erhe3Yrkbh3 $579,999 ^o/Nhg/Netm3 7/>/> Yrdxkokty3 .78Ok.Bdst/Rq Fhht3 $52= [her Nukjt3 5;99 Yddj3Nukjgkal Rtyjh3
7.= NXWWDA\DDGR EVH
EYA3 MEVH O3972> N39999> J3;->
Wreasfhr Geth3 9>/>8/>955 Njg/Erhe3 5,969 Jdt Erhe3
Yrkbh3 $55=,999 ^o/Nhg/Netm3 8/>/> Yrdxkokty3 5.95Ok.Bdst/Rq Fhht3 $555 [her Nukjt3 5;=6 Yddj3Nukjgkal Rtyjh3
8.89 NXWWDA\DDGR EVH EYW 595
EYA3 MEVH O39759 N399529J389-595
Wreasfhr Geth3 95/>=/>955 Njg/Erhe3 8=7 Jdt Erhe3Yrkbh3 $52>,695 ^o/Nhg/Netm3 2/5/> Yrdxkokty3 .;6Ok.Bdst/Rq Fhht3 $>>< [her Nukjt3 5;99 Yddj3Nukjgkal Rtyjh3
6.>5 D^BME^G EVH # M
EYA3 MEVH O397>< N39>58BJ3>5M
Wreasfhr Geth3 95/59/>955 Njg/Erhe3 5,9>9 Jdt Erhe3Yrkbh3 $/> Yrdxkokty3 .85Ok.Bdst/Rq Fhht3 $ [her Nukjt3 5;
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Wktjh Wreasebtkda Mkstdry
Y^KD^ W^EARFH^
Nuyhr Aeoh
ND^^D\H^
^hbdrgkal Geth 9;/95/>998 Gdbuohat # N@-YL3 9999 -99
Yrkbh$>2;,999
Fkrst WGA/E WG Guh Geth
Odrtlelh Gdb #Jdea Wyph
Jhaghr AeohA/E Kathrhst ^eth
Y^KD^ W^EARFH^
Nuyhr AeohND^^D\H^ MDOHR JJB,
^hbdrgkal Geth 92/56/>998 Gdbuohat # N@-YL3 9999-99
Yrkbh$>29,999
Fkrst WG$289,999 WG Guh Geth
Odrtlelh Gdb #Jdea Wyph
Jhaghr AeohOD^WLELH5>2 Kathrhst ^eth
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Wktjh Wreasebtkda Bmeka ^hvkhw
E prdphrty treasebtkda mkstdry dr Bmeka df Wktjh ks tmh gdbuohathg rhbdrgkal df hebm Rejh,
Wreasfhr, eag/dr Essklaohat df e Odrtlelh, Odahtery Kastruohat, Ghhg df Wrust dr eay dtmhr
kastruohat phrtekakal td e rhej prdphrty. Wmks bmeka ks hvkghabhg ny tmh hxhbuthg gdbuohats ushg
td shburh tmh ghnt eag put ka prdphrty rhbdrgs, ka tmh Bduaty eag Rteth, ka wmkbm tmh prdphrty ks
jdbethg nhlkaakal wktm tmh kabhptkda df tmh jdea dr ghnt.
Wmh fdjjdwkal tktjh bmeka rhvkhw ks neshg da punjkbjy evekjenjh treasebtkda mkstdrkhs eag vhrkfkhg
uskal tmh rhbdrghg gdbuohats da fkjh et ydur Bduaty ^hbdrghrs Dffkbh.
Ghhg ^hbdrg - 59/96/>998
^hbdrgkal Geth3 59/96/>998 Gdbuohat#3 5999^599999N@-YL3 -N@-YL399999-999
Yrkbh3 $9.99 Gdbuohat Wyph3 KatrefeokjyWreasfhr drGkssdjutkda
Fkrst WG3 $9.99 Wyph df Rejh3
Jhaghr Aeoh3
Nuyhr Aeoh3 Ndrrdwhr Nuyhr Vhstkal3 Jkfh Hsteth
Rhjjhr Aeoh3 Rhjjhr
Jhlej Ghsbrkptkda3 Jdt Auonhr3Njdb`3Rungkvkskda3Oep ^hf3 99999
VH^KFKHG HBD^G(R) JDBEWHG
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Wktjh Wreasebtkda Gdbuohat Ruooery
Neshg da kafdroetkda bdatekahg ka tmh fkjh rhbdrgs kt wdujg eppher tmet tmh jdea purpdsh wes td
shburktkzh tmh rhsujtkal ghnt dntekahg ka tmks treasebtkda wktmdut tmh ndrrdwhrs `adwjhglh df tmh
epperhat rks` kavdjvhg.
Wmh jdea wes drklkaethg eag fuaghg ny Yjeze Mdoh Odrtlelh eag koohgkethjy rhlksthrhg td tmh
Odrtlelh Hjhbtrdakb ^hlkstretkda Rysthos (OH^R) wktm tmh Bduaty ^hbdrghr tmrdulm e Ghhg df
Wrust. Kt ks epperhat, mdwhvhr, tmet Yjeze Mdoh Odrtlelh wes adtmkal odrh tmea odrtlelh
nrd`hrs oesquhregkal es tmh jhaghrs ka e tenjh fuaghg jdea. Ebbdrgkal td tmh gdbuohats da fkjh
wktm tmh ^hbdrghr tmhrh wes e nrhe` ka tmh Bmeka df Wktjh.
Da dr endut 92/>>/>959 Yjeze Mdoh Odrtlelh dr klkaethg tmh jdea eag koohgkethjy
rhlksthrhg td OH^R (Odrtlelh Hjhbtrda kb ^hlkstretkda Rhrvkbh)
OH^R jksts Nea` df Eohrkbe, A.E., es tmh Rhrvkbhr
Ad Eggktkdaej ^hbdrgs da Fkjh
Wmh febt tmet tmhrh wes ea kathatkda td shburktkzh tmks jdea gdhs adt ohea tmet ka febt tmh
gdbuohatetkda suppdrts kt. Kt gdhs suppdrt tmh tmhdry tmet tmh ebtuej odahy tmet wes ushg td fuag
tmh ejjhlhg odrtlelh treasebtkda wes fuaahjhg tmrdulm e jdal shrkhs df kathrohgkerkhs ebtkal ka
tmhkr rdjhs es shburktkzetkda pertkhs. Wmks ks hvkghat ka tmh oksskal essklaohats.
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Wktjh Wreasebtkda Rhburkty ^hvkhw
AD ^HBD^GR JDBEWHG.
Ebbdrgkal td tmh rujhs eag prdbhgurhs df tmh Xakfdro Bdoohrbkej Bdgh tmks jdea wes adtphrfhbthg wktm tmh uaghrsteagkal tmet tmh odakhs ushg td fuag tmh jdea beoh frdo e pddj df
kavhstdrs. Wmhsh kavhstdr fuags whrh shburktkzhg eag ghnt wes rhphethgjy sdjg.
Ydsshsskda df tmh adth ks e `hy erluohat. Wmh fdrhbjdskal hatkty oust prdvh pdsshsskda eag
dwahrsmkp df tmh drklkaej adth ka drghr td fdrhbjdsh. Wmks bdohs td tmh fdrhfrdat nhbeush kt mes
nhha rhpdrthg tmet upwergs df 79% df tmh adths erh oksskal eag beaadt nh fduag.
Hquktenjh dwahrs df tmks jdea whrh uagksbjdshg kavhstdr(s) wmd purbmeshg odrtlelh-neb`hg
shburktkhs wmkbm prdokshg eag bdavhyhg phrbhatelh dwahrsmkp df tmh adth. Mhabh tmh ebtuej
nejeabh df jdea ks ua`adwa. Ghfeujt odst jk`hjy gdhs adt hxkst ny vkrtuh df egveabhs eag kasureabh
peyohats.
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Wktjh Wreasebtkda Essklahh (OH^R) ^hvkhw
Ks OH^R tmh Nhahfkbkej Dwahr df tmh Adth4
5. OH^R (Odrtlelh Hjhbtrdakb ^hlkstretkda Rhrvkbh) ks aeohg es tmh nhahfkbkery da tmh
Ghhg df Wrust eag mdjgs dajy jhlej tktjh td tmh kathrhst lreathg ny Ndrrdwhr ka tmks Rhburkty
Kastruohatmes tmh rklmt3 td hxhrbksh eay dr ejj df tmdsh kathrhst, kabjugkal, nut adt jkokthg
td, rhjheskal eag beabhjkal tmks shburkty kastruohat.
>. OH^R mes ad ebtuej pdsshsskda df tmh Adth, tmdulm tmhy bjeko td mdjg tmh Adth.
2. OH^R rhbhkvhs ad peyohats dr kabdoh frdo tmh odatmjy peyohats. Wmks odahy ldhs td
tmh ujtkoeth Kavhstdr. Wmh Kavhstdr(s) mes tmh nhahfkbkej kathrhst ka tmh Adth ny rhesda df
tmh Kavhstdr(s) rhbhkvkal tmh peyohats.
7. OH^R elrhhohat seys tmet OH^R smejj et ejj tkohs bdopjy wktm tmh kastrubtkdas df tmh
mdjghr df odrtlelh jdea prdokssdry adths. Eggktkdaejjy, kt seys ka tmh enshabh df bdatrery
kastrubtkdas frdo tmh nhahfkbkej dwahr, OH^R oey rhjy da kastrubtkdas frdo tmh shrvkbhr
smdwa da tmh OH^R systho ka ebbdrgeabh wktm tmhsh rujhs eag tmh prdbhgurhs wktm
rhsphbt td treasfhrs df nhahfkbkej dwahrsmkp.
Kt epphers tmet tmh Odrtlelh Hjhbtrdakb ^hlkstretkda Rystho (OH^R) mes nhha aeohg tmh
nhahfkbkery fdr tmks jdea, es kagkbethg ny OKA# 999999999999999. OH^R wes brhethg td
hjkokaeth tmh ahhg fdr tmh hxhbutkal eag rhbdrgkal df essklaohat df odrtlelhs, wktm tmh kghe tmet
OH^R wdujg nh tmh odrtlelhh df rhbdrg. Wmks wdujg ejjdw OH^R td fdrhbjdsh da tmh prdphrty,
eag et tmh seoh tkoh, esskst tmh jhaghrs ka evdkgkal tmh rhbdrgkal df tmh Essklaohats df
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Wktjh Wreasebtkda Rhrvkbkal ^hvkhw
JHAGH^ AEOH3 YJESE MDOH OD^WLELH
JDEA AXONH^3 ]]]]]]]55
JHAGH^ EGG^HRR3 7=>9 HERWLEWH OEJJ #599, REA GKHLD, BE ;>5>5
OKA AXONH^3 99999999999999
RH^VKBH^ AEOH3 \HJJR FE^LD.
JDEA AXONH^3 ]]]]]]]]]]]9
RH^VKBH^ EGG^HRR3 Y.D. ND] 85
OKA AXONH^3 99999999999999
Kt ks nhjkhvhg tmet OH^R nhbeoh tmh nhahfkbkery fdr sd oeay adths td eggrhss tmh Essklahh
Jkenkjkty prdnjho. Ny `hhpkal OH^R es tmh nhahfkbkery, eag evdkgkal tmh rhbdrgkal df
essklaohats, kt nhbdohs odrh gkffkbujt td ghthrokah essklahh jkenkjkty eag mdjghr ka guh bdursh
kssuhs.
Wmks bdujg dffhr bdvhr fdr ejj tmh pertkhs pertkbkpetkal ka tmh Rhburktkzetkda prdbhss, skabh ad
Essklaohats whrh rhbdrghg, eag prddf df dwahrsmkp df tmh adth bdujg adt nh heskjy ghthrokahg.
Wmh dajy wey td ghthrokah dwahrsmkp df tmh Adths wdujg nh td treb` tmh odatmjy peyohats oegh
td tmh kavhstdrs, hxpjekakal wmkbm perty rhbhkvhg tmh odatmjy peyohat. Wmks wdujg nh tkoh
bdasuokal eag jk`hjy dajy Gksbdvhry wdujg prdvh tmh prdbhss ahbhssery td lht tmks kafdroetkda.
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Ghoeag Jhtthrs - Uuejkfkhg \rkttha ^hquhst
Kabjughg ka ydur Wktjh Bdopjkeabh Eugkt ks e Uuejkfkhg \rkttha ^hquhst. Wmks ks e fdroej rhquhst
fdr gdbuohatetkda eag easwhrs td quhstkdas tmet mevh nhha rekshg es pert df tmks eugkt prdbhss.
Yjhesh fdjjdw tmhsh kastrubtkdas fdr oekjkal ydur U\^.
5. Berhfujjy ^hvkhw tmh gdbuohat fdr ydur uaghrsteagkal eag Rkla.
>. Oe`h 7 td 8 bdpkhs (ydu wkjj ahhg td hhp e bdpy fdr ydur rhbdrgs).
2. Oekj eggktkdaej bdpkhs td tmh eggrhss nhjdw- Oekj rhlksthrhg bhrtkfkhg oekj eag `hhp
ejj rhbhkpts.
Drklkaej Rklaeturh \hjjs Ferld Mdoh OdrtlelhY.D. Ndx 59228
Ghs Odkahs, KE 89296-9228
Etta3 Ebbduat Oeaelhr
Bdpkhg U\^ - Fhghrej Wregh Bdooksskda
699 Yhaasyjveake Evhauh A\
\esmkaltda, GB >98=9
Dffkbh df Mduskal Hathrprksh Dvhrsklmt (DFMHD)
5988>
Dffkbh df ^HRYE eag Kathrsteth Jeag Rejhs
Dffkbh df Mduskal, ^ddo ;576
Ghpertohat df Mduskal eag Xrnea Ghvhjdpohat
785 Rhvhatm Rtrhht, R\
\esmkaltda, GB >9759
Ldvhraohat Aetkdaej Odrtlelh Essdbketkda
785 Rhvhatm Rtrhht, R\
\esmkaltda GB >9759
Ebbdrgkal td ^HRYE 5> XRB Rhbtkda >698(h) ydur jhaghr mes >9 geys td eb`adwjhglh rhbhkpt df
ydur Uuejkfkhg \rkttha ^hquhst eag 69 Geys td prdvkgh ydu wktm easwhrs td ydur quhstkda.
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2998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Ndrrdwhr
5>2 Oeka Rtrhht, Eaytdwa XR 59999
\hjjs Ferld Mdoh Odrtlelh
Y.D. Ndx 59228
Ghs Odkahs, KE 89296-9228
Etta3 Ebbduat Oeaelhr
Rhpthonhr 29, >952
^HRYE UXEJKFKHG \^KWWHA ^HUXHRW, BDOYJEKAW,
GKRYXWH DF GHNW & VEJKGEWKDA DF GHNW JHWWH^, WKJE ^HUXHRW
Wmks jhtthr ks e quejkfkhg wrkttha rhquhst ka bdopjkeabh wktm eag uaghr tmh ^hej Hsteth
Rhttjhohat Yrdbhgurhs Ebt, 5> X.R.B. Rhbtkda >698 (h) eag ^hlujetkda ] >7 B.F.^. 2899,
eag Wmh Lreoo Jhebm Njk jhy Ebt .
^HF3 Ejjhlhg Ebbduat # 999999999
5>2 Oeka Rtrhht, Eaytdwa XR 59999
Gher Oegeo dr Rkr3
Yjhesh nh egvkshg df ydur jhlej dnjkletkda td easwhr tmks eggktkdaej Uuejkfkhg \rkttha ^hquhst eag
td dnteka ejj rhbdrgs eag gdbuohats phrtekakal td tmh endvh-ohatkdahg Jdea Ad. Wmks rhquhst ks
oegh pursueat td tmh ^hej Hsteth Rhttjhohat eag Yrdbhgurhs Ebt (^HRYE). K mevh rhesda td
nhjkhvh tmet bhrteka gksbjdsurhs eag gdbuohatetkda mevh nhha wktmmhjg ka vkdjetkda df tmh Wrutm ka
Jhagkal Ebt (WKJE) eag tmet verkdus ^hej Rhttjhohat Yrdbhgurhs Ebt (^HRYE) jdea shrvkbkal
hrrdrs oey mevh dbburrhg.
Wd hasurh jhlej bjekos erh nrdulmt elekast tmh epprdprketh pertkhs K eo rhquhstkal hvkghabh td
suppdrt dr hxbjugh \HJJR FE^LD MDOH OD^WLELH eag td setksfebtdrkjy prdvkgh oh e lddg
bjher eag bjhea meags uaghrsteagkal eag bjerkfkbetkda frdo ydu, df verkdus sejh, treasfhr, fuagkal
sdurbh, jhlej eag nhahfkbkej dwahrsmkp, bmerlhs, brhgkts, ghnkts, treasebtkdas, rhvhrsejs, ebtkdas,
peyohats, eaejyshs eag rhbdrgs rhjethg td tmh shrvkbkal df tmks ebbduat frdo kts drklkaetkda td tmh
prhshat geth. [dur guh gkjklhabh eag jewfuj bdopjkeabh ka tmh prdgubtkda df gdbuohatetkda td
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WBE^>998>952OdrtlelhJdeaBdopjkeabh|www.ojbdopjkeabh.bdo
Wktjh Bdopjkeabh Ruooetkda
Yjhesh gd adt oe`h eay essuoptkdas es td wmhtmhr ydur jdea wes shburktkzhg. Kt ks pdssknjh tmetydur jdea ks oey dajy eppher td nh shburktkzhg hvha kf tmhrh ks e Wrusthh uaghr eay ejjhlhg
shburktkzetkda strubturh. Wmh perty oe`kal e bjeko da ea Essklaohat oeynh uaewerh df tmhenshabh df ea Ebbhpteabh dr hvha tmet tmhrh ks ad eutmdrkty fdr tmh Wrusthh td ebbhpt tmh
Essklaohat.
Wmh febt tmet tmhrh wes ea kathatkda td shburktkzh tmks jdea gdhs adt ohea tmet ka febt tmhgdbuohatetkda suppdrt kt. Kt gdhs suppdrt tmh tmhdry tmet tmh ebtuej odahy tmet wes ushg td fuagtmh ejjhlhg odrtlelh treasebtkda wes fuaahjhg tmrdulm e jdal shrkhs df kathrohgkerkhs ebtkal katmhkr rdjhs es shburktkzetkda pertkhs. Wmks ks hvkghat ka tmh oksskal prdphrjy gdbuohathg
Essklaohats eag/dr Wreasfhrs.
Ebbdrgkal td gdbuohats da fkjh et tmh Bduaty ^hbdrghr tmhrh ks ad rhbdrghg hvkghabh df tmh Adth0mdwhvhr sdoh steths gd adt rhqukrh tmh Adth td nh ettebmhg td tmh Odrtlelh dr Ghhg wmharhbdrghg. Nhydag prdgubtkda df tmh Adth kt ks pjeusknjh tmet kt wes ghstrdyhg et tmh tkoh df drgurkal shburktkzetkda. Wmhrh ks ejsd ad hvkghabh ks da rhbdrg tmet tmh Adth wes eaytmkal dtmhrtmea e fdrhkla shburkty rhqukrkal rhbdrgkal pursueat td tmh oeageths df tmh Rhburkty eagHxbmealh Ebt df 5;27. Wmh Adth sphbkfkhs wmd ks dnjklethg uaghr tmh kastruohat eag eay pertywmd ebts es e Luereaty dr Rurhty erh dnjklethg ny tmh seoh es tmh ndrrdwhr.
Wmh prhsuoptkda, tmhrhfdrh, ks tmks ks e shburktkzhg tenjh fuaghg jdea wktm ghfhbts ka tmh tktjh eagnrhe`s ka tmh bmeka df tktjh. Wmhrh ks ea enshabh df hvkghabh da rhbdrg df Hagdrshohat,
Essklaohat, eag/dr ghjkvhry. Wmh Mdjghr ka Guh Bdursh ks odst jk`hjy ea uagksbjdshg kavhstdr(s)wmd purbmeshg odrtlelh-neb`hg shburktkhs wmkbm prdokshg eag bdavhyhg phrbhatelh dwahrsmkpdf adth eag tmh truh nejeabh df jdea ks ua`adwa. Ghfeujt odst jk`hjy gdhs adt hxkst ny vkrtuh dfkasureabh peyohats. Rbmhgujhg peyohats erh pekg ka egveabh, wktm ad peyohats guh efthrejjdbetkda df tmkrg perty peyohats.
Ebbdrgkal td tmh ^HRYE- 5> X.R.B. >695, wmhahvhr e jdea ks essklahg td e ahw essklahh,ndrrdwhrs oust nh lkvha wrkttha adtkbh da tmet treasfhr 58 geys nhfdrh tmh hffhbtkvh geth dftreasfhr. Mdwhvhr, tmh ndrrdwhr ka tmks treasebtkda fekjhg td rhbhkvh eay subm adtkbhs td geth.
^hohonhr tmet tmh Bmeka df Wktjh gdbuohats rhprhshat e bjeko df dwahrsmkp eag erh adthvkghabh tmet subm dwahrsmkp ebtuejjy hxksts. Wmus tmh jhaghr df rhbdrg ks sunchbt td e bmejjhalhka e Uukht Wktjh ebtkda skopjy da tmh nesks df jeb` df bdaskghretkda dr peyohat ka fujj, skabh tmhodahy tmet fuaghg ydur jdea beoh frdo tmkrg pertkhs eag wdujg tmhrhfdrh nh bjesskfkhg es e tenjh-fuaghg jdea uaghr tmh Fhghrej Wrutm ka Jhagkal Ebt.
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Ljdssery
Enst rebt df Cuglohat -- E suooery df tmh hsshatkej prdvkskdas df e bdurt cuglohat, wmkbm wmha rhbdrghg
ka tmh bduaty rhbdrghr's dffkbh, brheths e jkha upda tmh prdphrty df tmh ghfhageat ka tmet bduaty, ndtmprhshatjy dwahg dr efthr ebqukrhg.
Enuttkal Dwahr-- Dah wmdsh jeag ks bdatkludus td (enuts) e punjkb rklmt df wey.
Ebbhjhret kda Bjeush -- Bjeush ushg ka ea kastejjohat adth eag odrtlelh (dr ghhg df trust), wmkbm lkvhs tmhjhaghr tmh rklmt td ghoeag peyohat ka fujj upda tmh mepphakal df e bhrteka hvhat, subm es fekjurh td pey eakastejjohat ny e bhrteka geth, bmealh df dwahrsmkp wktmdut tmh jhaghr's bdashat, ghstrubtkda df tmh prdphrty,dr dtmhr hvhat wmkbm hagealhrs tmh shburkty df tmh jdea.
Ebbhss ^klmt -- E rklmt td kalrhss eag hlrhss td eag frdo dah's prdphrty. Oey nh hxprhss dr kopjkhg.
Ebbdoodgetkda ^hbdrgkal -- Wmh rhbdrgkal df gdbuohats wktm tmh bduaty rhbdrghr ny e tktjh kasureabhbdopeay, wktmdut jkenkjkty (ad kasureabh) da tmh pert df tmh bdopeay, nut ohrhjy es e bdavhakhabh td ebustdohr.
Ebtkda td Uukht Wktjh -- E bdurt ebtkda td hstenjksm dwahrsmkp td rhej prdphrty. Ejtmdulm thbmakbejjy adt eaebtkda td rhodvh e bjdug da tktjh, tmh twd ebtkdas erh usuejjy rhfhrrhg td es "Uukht Wktjh" ebtkdas.
Egcugkbet kda -- E cuglohat dr ghbkskda ny e bdurt.
Egokakst retdr-- E phrsda lkvha eutmdrkty ny e prdphr bdurt td oeaelh eag gkstrknuth tmh hsteth df eghbheshg phrsda wmha tmhrh ks ad wkjj.
Egvhrsh Ydsshsskda -- E ohtmdg df ebqukrkal tktjh ny pdsshsskda uaghr bhrteka bdagktkdas. Lhahrejjy,
pdsshsskda oust nh ebtuej, uaghr bjeko df rklmt, dpha, bdatkaudus, adtdrkdus, hxbjuskvh eag mdstkjh(`adwkaljy elekast tmh rklmts df tmh dwahr). Hxebt tkoh (yhers) df pdsshsskda eag sphbkfkb rhqukrhohats(subm es peyohat df prdphrty texhs) very wktm tmh stetuths df hebm steth.
Ef fkgevkt -- E wrkttha stethohat dr ghbjeretkda, swdra td nhfdrh ea dffkbhr wmd mes eutmdrkty td egokaksthr eadetm.
Ef fk roetkvh Heshohat -- Ea heshohat ghsbrknhg frdo tmh nhahfkthg hsteth (gdokaeat thahohat). Ejsdbejjhg e perbhj > heshohat. Wmh seoh heshohat ghsbrknhg frdo tmh nurghahg hsteth (shrvkhat thahohat)wdujg nh e ahletkvh heshohat.
Ef thr Ebqukrhg Wktjh -- Jhlej gdbtrkah ny wmkbm prdphrty eutdoetkbejjy vhsts ka e lreathh wmha tmh lreatdrebqukrhs tktjh td tmh prdphrty efthr tmh ghhg mes nhha hxhbuthg eag ghjkvhrhg.
Elhaby -- Dah wmd ks eutmdrkzhg td ebt fdr dr rhprhshat eadtmhr (prkabkpej), usuejjy ka nuskahss oetthrs.Eutmdrkty oey nh hxprhsshg dr kopjkhg.
Ej kes -- Jetka fdr (dtmhrwksh) bdoodajy oheakal tmet e phrsda ks `adwa ny odrh tmea dah aeoh. Ka sdohsteths, kagkbethg ny tmh jhtthrs E@E (Ejsd @adwa Ejkeshs).