three case studies - ind.millenniumbcp.pt · meetings on the agenda: viseu, october 26, 2004...

Three case studies

The Millennium bcp Meetings

NovoBanco (Mozambique)

The Foundation

Each event provides the opportunity forunusual proximity, which is greatly valued,between the above mentionedstakeholders and the Bank’s topmanagement – including the chairmanand other members of the Board ofDirectors and senior managers – notforgetting the presence of localdignitaries, key elements in the success ofthese initiatives in particular and ofMillennium bcp in general in each place.Furthermore, strengthening the proximitybetween top management and thevarious employees in each region isanother aspect that deserves thecommitment of the Board, making eachevent the ideal moment to stimulate andto recognise the real contribution of

Social Responsibility [Three case studies]

Meeting the interested parties(stakeholders)The Millennium bcp Meetings, a uniqueinitiative that began in 2003, constitute amagnificent venue for dialogue betweenthe Bank and its stakeholders in eachregion.The aim is to bring Millenniumbcp closer to the local communities ofwhich it forms part.The naturalobjectives of these events is to gettogether with the main economic agents,the Bank’s shareholders, the customersand the staff, hearing their suggestionsand assessing what they expect ofMillennium bcp, making a realcontribution to the Bank’s performanceas a relevant financial institution in thevarious regions of the country.

The Millennium bcp Meetings

One of the great objectives of the Millennium bcp Meetings is to contribute to the development of thePortuguese financial system and of the Portuguese economy.

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each employee to the profits of theinstitution.

During 2003, Millennium bcp organisedeight Meetings in the districts of Vila Real,Viana do Castelo, Coimbra, Leiria, Braga,Funchal, Faro and Ponta Delgada. In 2004,the Bank has visited Évora, Aveiro,Santarém, Famalicão and Portalegre, andanother three similar events are plannedfor Viseu, Setúbal and Beja until the year-end.

Contributing to the development of the Portuguese financial systemOne of the main objectives of theMillennium bcp Meetings is to contributeto the development of the Portuguesefinancial system and of the Portugueseeconomy. Millennium bcp seeks totransfer to its interlocutors a deeperknowledge of their region, from thefinancial, economic and social standpoint,of the present situation and of thechallenges and potential facing it in thenear future.

To better achieve this objective,Millennium bcp has entered into apartnership with Universidade CatólicaPortuguesa.This renowned institution is

responsible for the analysis of eachdistrict or region, providing, among otherthings, a critical portrait of the localeconomy and its competitivenesscompared with that of the other regionsof the country and of the EuropeanUnion (EU25). At each Millennium bcpMeeting there is a presentation of thesocio-economic analysis made by theuniversity, which is later provided to allparticipants.

This greater knowledge and interactionwith the various regions of the countryallows the Bank to make a realcontribution to the local reality and to itseconomic development and, in parallel, to

optimise the concept and distribution ofinnovative, personalised financial productsand services, meeting the specific financialneeds and expectations of each regionand market segment.

Divulging the local offer of products and servicesDivulging the local offer of theMillennium bcp products and services isheld to be of vital importance both tothe Bank and to the regions in which itdoes business. Bearing in mind thatgeographic location plays a determinantrole in the search for financial productsand services, Millennium bcp endeavoursto provide a wide-range offer that takesinto account the specific needs of thevarious regions. Aspects such as theproperty profile and the life cycle ofpeople and companies, preferredchannels of access to the Bank, amongothers, condition the methods of actionand define the offer for each region.TheMillennium bcp Meetings contribute tothe disclosure of the offer provided bythe Bank from time to time and alsoallow its quality to be gauged in the lightof real needs, with regard both toindividual customers and to corporatefabric.

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Past Meetings

Viana do Castelo, July 1, 2003Over 200 people came to the Santiago daBarra Castle, including the mayors ofMelgaço, Ponte de Lima and Monção, andthe vice-president of the BusinessAssociation of Portugal (AEP).

Vila Real, May 20, 2003The Vila Real Meeting took place at the Great Hall of the University of Trás-os-Montes e Alto Douro. About320 people took part, including themayors of Mondim de Basto, Chavesand Alijó.

Coimbra, July 8, 2003This meeting took place at the Auditorium of the Deanery of the Coimbra University,attended by the dean of the university and by more than 300 others, including the civil governor and the mayors of Coimbra,Figueira da Foz, Soure, Penela and Tábua.

Leiria, September 24, 2003About 340 people attended the Leiria Meeting.Those present included, among manyother personalities, the Bishop of Leiria-Fátimaand the mayor of Alcobaça.

Braga, October 14, 2003Some 220 people were present at the GreatHall of the Faculty of Philosophy of theUniversidade Católica Portuguesa, includingthe Archbishop-Primate of Braga, the civilgovernor and the mayors of Braga,Guimarães and Vieira do Minho, as well asthe chairman of the Senior Board of theBank.

Faro, November 25, 2003About 340 people took part in the FaroMeeting, including the dean of the University ofthe Algarve, the civil governor of Faro and thepresident of the Algarve Tourism Region.

Funchal, November 3, 2003This meeting was held at the Maceira CongressCentre, attended by about 330 people, includingthe president and vice-president of the RegionalLegislative Assembly, the regional secretary forthe Plan and Finances, the dean of the Universityof Madeira, the mayors of Machico, São Vicente,Ribeira Brava, Santa Cruz and Porto Santo, aswell as a member of the Bank’s Senior Board.

Meetings on the Agenda:

Viseu, October 26, 2004

Setúbal, November 16, 2004

Beja, November 23, 2004

Ponta Delgada, December 5, 2003This meeting was held in the Great Hall of the University of the Azores, with the presence of the dean of the university.About 310 people attended, including thecommander of the Maritime Region of theAzores, the regional secretary for Financesand Planning, the mayors of Ponta Delgadaand Vila Franca do Campo and a member of the Senior Board of the Bank.

Évora, February 17, 2004The Évora meeting took place at theAuditorium of the University of Évora andwas attended by the dean and some 240others, including the mayors of Estremoz,Arraiolos, Portel, Reguengos de Monsarazand Évora.

Aveiro, March 16, 2004The Aveiro Meeting was held at the Culturaland Congress Centre. About 450 peopleattended, among whom the mayors of Vale deCambra, Ílhavo, São João da Madeira andSever do Vouga.

Santarém,April 14, 2004The Santarém Millennium bcp Meetingwas held at the National Exhibition Centre (CNEMA) and was attended by some 370 people.

Famalicão, May 18, 2004The Famalicão Meeting took place at theAuditorium of the Casa das Artes and wasattended by about 340 people, among whomthe mayors of Famalicão and Barcelos, thepresident of the Cupertino de MirandaFoundation and the chairman of the Bank’sSenior Board.

Portalegre, July 6, 2004This meeting was held at the Higher School ofTechnology and Management and about 150people were present, including representativesof the School and of the Polytechnic Instituteof Portalegre, the civil governor, the mayors ofPortalegre, Campo Maior, Crato, Marvão, Nisaand Fronteira, and a member of theSenior Board.

Guarda, September 14, 2004The Meeting took place at the Auditorium ofthe Guarda Polytechnic Institute. About 210people, including the president of the Institute,the civil governor and the mayors of Guarda,Trancoso, Pinhel, Celorico da Beira and Figueirade Castelo Rodrigo, attended it.

"Encounters gather Customers andEntrepreneurs"«Customers, Entrepreneurs andoutstanding figures of the region cametogether to hear about the bank’spresence in the region and about the localeconomy. But, more important, to takepart in a session of questions and answerswith speakers.This is, indeed, the mostexciting part of the meetings.»(Prémio, January 2, 2004)

"Aveiro attracts resident population"«The population of the Aveiro district has increased by nearly 15% during thepast two decades, and it also has aproportion of youths higher than thenational average.These were among the conclusions of the Millennium bcpMeeting that took place this week at the

Aveiro Cultural and Congress Centre.»(As Beiras, March 19, 2004)

"Greater purchasing power inBraga and Famalicão"«The study that was presented […]revealed that in recent decades Famalicãohas seen a considerable increase of itsresident population. Over a period of 21years, from 1980 to 2001, it has grown19.5%, while the population of Portugalincreased 5.5%.»(Diário do Minho, May 10, 2004)

"A bank in touch with the real country"«Through these Meetings, Millennium bcpseeks to establish direct contact betweenits employees, its customers and itsshareholders. Furthermore, they bring tothe various cities socio-economic

"I was greatly impressed by the way in which the Millennium bcpMeeting was organised in the Algarve and was pleasantly surprisedby the turnout of the leading entrepreneurs of the region.Theinformation provided on the economy in general and the statisticaldata on the Algarve (presented also in brochure form) by thevarious speakers was very good. I came to know that the Farodistrict has the country’s third biggest per capita GDP (after Lisbonand Oporto) and that tourism accounts for 50% of the activity. Ina friendly and very natural atmosphere, we had the opportunity totalk with the 3 directors present, during the interval and also

during the cocktail at the end of the meeting. As a long-standingcustomer I would like to put my pleasure on record and toexpress the hope that other meetings of the same kind will beheld every two or three years. It’s a way of keeping up to date and an opportunity for the bank to approach and identify with its customers, an opinion that I share with many otherparticipants."

Aníbal Sousa Guerreiro Businessman

information on the region (through theUniversidade Católica, which also takespart) and the products and services thatits group has to offer, receiving inexchange the doubts raised by those whofeel far from the country’s centres ofeconomic decision.»(Diário de Notícias, April 19, 2004)

"Services must be exported"«A focus on exporting services is theway for the centre region to recoupsome of its backwardness in relation toother regions of the country.This wasone of the conclusions of a meeting thatBCP held yesterday in Coimbra, duringwhich the economic panorama wassketched out of a district whosepopulation has increased less than thenational average.»(Jornal de Notícias, July 9, 2004)

In the words of a Customer

The Millennium bcp Meetingsare a landmark in the interaction

between a major domesticcompany and regional economiclife. To take part in the Meetingsis, for the Universidade Católica,

a challenge of evaluation of whatis local and specific, a way

of contributing to an analysis ofthe regions and of the country.

And it is therefore a part of the integration of the

universities into the society to which they belong.

João ConfrariaProfessor of Universidade

Católica Portuguesa


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The why and the whereforeof micro-finance

NovoBanco

Matope: mud; chapas: private passenge or good vehicles, used to a considerable extent as ‘public transport’;tchova: a word meaning to push. In this context it is a two-wheeled vehicle pushed by someone, used totransport loads. Its use is widespread, particularly near markets.

At a glimpseInside, in a rather unimpressiveenvironment, one can see a counter and amodest group of desks and chairs wherethe credit analysts deal with the customers.The dialogue is almost always in one of thelocal dialects; every detail has been thoughtout so that the customers, unaccustomedto being received in banks, will feel at ease.It proved possible to conceive personalisedattendance for this target group.

The originsNovoBanco opened its doors to thepublic on November 1, 2000, though itsorigins date back to 1995, when theBanco Comercial Português Groupprepared its move into the Mozambicanmarket with the inauguration of BancoInternacional de Mozambique (BIM).Wellaware of the reality of the country, whenthe Mozambican authorities authorisedBIM to set up – a universal bankingoperation directed at the emerging middleclass and at the medium and largecompany segment – they challenged BCPto set up a micro-finance operation.

The challenge was accepted.TheNovoBanco project was launched in 1999,four years after the BIM inauguration andafter BIM had achieved a firm and relevantposition within the Mozambican bankingmarket for its innovation and for thequality of service that it brought with it.

Aware of the specifics and of the risksinherent in a micro-finance operation,

Everything begins outside, outthere amid the colours of themarket, in the middle of thematope, of the noise of thechapas, and the hubbub of thekids of the tchovas.You can seethe care taken to ensure that thebranches do not stand out fromthe surrounding tones, that they‘rhyme’ with the outdooratmosphere. Even the brightcolours of the logo were carefullystudied: everything had to identifywith the country, with the people,with the suburb.

though also aware that neither BIM norBCP had the knowledge to develop it,it immediately became clear that thebusiness would have to rely on otherexperiences if it were to be developed.

During the year between the start of theproject and the official opening ofNovoBanco a number of entities joinedwith BIM as shareholders, building up theconfidence required to meet thechallenge. Of the initial group ofshareholders the following stand out:the IFC-International Finance Corporation(a member of the World Bank), the FMO(an organisation held and controlled bythe Dutch government, designed toprovide support to private initiatives inthe field of the socio-economicdevelopment of communities) and theGovernment of Mozambique itself,through the Housing Promotion Fund.

The lack of specialised knowledge ofoperations of this type was surmountedby the involvement of IPC (InternationaleProjeckt Consult), a German consultancycompany having vast experience andrecognition acquired throughimplementation of eighteen micro-financeoperations in various parts of the world.During the project stage and over aperiod of five years, the IPC will providefor the technical support necessary to theproper development of NovoBanco.

All the shareholders – mostly internationalinstitutions of significant dimension –

assumed that they expected from this project a sustainable, though notimmediate, return on the investment.They would focus on the skills of theemployees and on their intensive trainingto ensure that the service provided byNovoBanco would constitute an exampleof excellence for the market.

The groundsFifteen years of civil war turnedMozambique into one of the world’spoorest countries, relegated to thebottom positions of the ranking ofdevelopment. Nevertheless, the politicalstability that was achieved following thecivil war created the conditions to alterthe country’s economic path, involving theintroduction of a number of reforms andmeasures of an economic and legislativenature.

Despite these changes to the economicscenario, the vast majority of the

population still lives below the povertythreshold.The informal economy iswidespread and hugely important toMozambican society.To improve the livingconditions of the people a path must betaken that leads to the creation of wealthdistributed across every social level, aprocess that finds support in the aidgranted to the development of the privatesector by the government and by severalinternational organisations.

Many economists and developmentexperts see small and medium corporateinitiatives as the solid basis of economicgrowth and of job creation. Underpinningthis opinion is the fact that the middleclass that is growing up as a result ofthese initiatives plays an enormouslyimportant part in the stabilisation of society.

Access to capital and to financialinstruments is essential to the

development of these initiatives, thoughthe business of the greater part of thecommercial banks is not geared toundertakings of this sort, so characteristicsof a country such as Mozambique.Thereis considerable reluctance to extend thecredit policy to a socio-economically morebackward group and this is based onreasons – some more valid than others –that have to do with the inability of thesesmall entrepreneurs to provide sufficientguarantees, with the fact that they have noorganised accounts and with the excessiveoperating costs incurred in monitoringthese loan processes.

Consequently, the banks focus on theupper segments, leaving a void for aconsiderable number of economic agentswho, when addressed by specific banking‘technology’, show that the credit riskdoes not vary in inverse proportion tothe financial dimension of theentrepreneur.

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Credit meeting at NovoBanco.


CharacterisationThe NovoBanco operation is based on aclassic financial organisation structure, inwhich careful management of resources isthe dominant factor. In the structure, theposition of ‘loan manager’ is particularlyimportant for all the business hinges ontheir activity.These employees, to whom a large part of training time is devoted,are responsible for attracting newbusiness, for the preparation of the creditprocesses and, more importantly, for theconstant monitoring of the customersduring the life of the loan.Theirremuneration varies in direct proportionto the business brought in and to itsquality over time.

Another of the principle features of themicro-finance ‘technology’ lies in the loandecision process: the analysis is strict; theinformation concerning the beneficiariesand their business is exhaustive. In theabsence of quantitative information, finelytuned qualitative information becomesmore important.

The business line with which NovoBancostarted operations was based solely ongranting loans. At present, the portfoliostructure shows a predominance ofmicro-loans (of up to a thousand dollars),accounting for 93.8% of the totalportfolio. Loans of between one and tenthousand dollars account for 6.1% of thetotal, and just 0.1% of the loans involvemore than ten thousand dollars.

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Loans past dueby over 30 days

2002

2.14%

2001

0.54%

2003

2.17%

Total valueof loans (in USD)

2002

2,090,196

2001

802,309

2003

2,916,745

Deposits

2002

7,990

2001

296

2003

16,125

Loans

2002

7,277

2001

3,168

2003

8,178

Employees

2002

126

2001

58

2003

176

Shareholder Registered Office Share Capital invested (USD)

BIM – Banco Internacional de Moçambique (held by Millennium bcp in 66.67%) Mozambique 30.0% 900,000

IMI – Internationale Micro Investitionen AG Germany 25.0% 750,000

IFC – International Finance Corporation USA 13.3% 400,000

Stichting DOEN Netherlands 13.3% 400,000

FMO – Nederlandse Financierings-Maatschappij voor Ontwikkellingslanden Netherlands 13.3% 400,000

FFH – Fundo para o Fomento da Habitação Mozambique 5.0% 150,000

Share capital: USD 3,000,000

(September 2004)

Maputo: head office + four branchesBeira: one branchNampula: one branch

Shareholder Structure (October 2004)


Branches

Nampula

Beira

Maputo

NovoBanco is directed at low-income people who, in the case of Mozambique,

are mostly women.It is a bank that, by opening

up opportunities to access to resources by social groups that are usually marginalised

by traditional banking, is seen to be an instrument that can mitigate socialand gender imbalances. It promotes

equity and is undoubtedly an invaluable component

of the fight against poverty and social exclusion.

Graça Machel President of the

Community Development Foundation


At the end of 2003NovoBanco consolidated its leadership of the micro-finance market in Mozambique.Three years after itsfoundation, the Bank hasmanaged to successfullyestablish a relationship of trust with a significant partof its target market of microand small entrepreneurs,and this base is enlarging as the branch networkextends into other parts of Mozambique.

Growth and developmentDuring this period the range of productswas also carefully and progressivelyenlarged with a view to transformingNovoBanco into a platform for theprovision of universal banking services.Current accounts, term deposits andtransfers are already part of the availablerange. A large percentage of theNovoBanco customers is already makinguse of their third, fourth or even fifthconsecutive loan.

Construction MaterialsMr. Zevo sells construction materials and was one of NovoBanco’s firstcustomers.When, in December 2000,he took out a 410 dollar loan,Mr. Zevo rented the facilities where he carried on his business and he had three employees. Over the past three years he has taken out five loans. He is now using his sixth, in the sum of 3,300 dollars, and already owns three shops in Maputo and employs 16.

Clothes factoryMr. Mabote owns a small factory turning out uniforms and work clothes.His first loan in the sum of 2,080 dollarsdates back to the beginning of 2002 and it allowed him to buy more raw materials with a view to meeting the growing demand for his products.His loan now stands at twice the originalamount. Mr. Mabote is now included in the small and medium customerportfolio.

Street kioskMs. Mutemba and her sister have a small street kiosk in front of the house in which they live. Once a week,one of the sisters travels to South Africato buy goods at a supermarket near the border.They are now using their first 210 dollar loan.When asked abouttheir plans they say, "We now want to buy bigger quantities to save on costs".

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Success storiesNovoBanco

This is a simple bank for simple people. Different

from the luxuries and comfort of traditional banks. It’s a bank

for people without the ability to deal with the peculiar

characteristics of the banks to which we are familiar.

Mário Machungo Chairman of the Board

of Directors of NovoBanco and

of Banco Internacional de Moçambique


The Foundation and its fields of activityOne of the Bank’s missions has alwaysbeen to contribute to the preservationand promotion of the nation’s culturalheritage, particularly in the fields of architecture, archaeology and the arts, to the extent that it believes in cultural heritage as the commondenominator of the construction of the national identity.

On a par with its specific business,there is also a clear commitment to the development of the society of which it is a part.

The passing of time, the change of socio-economic reality and the evolutionof the concept of social responsibility haveprovided a new framework for theinstitution’s relationship with thecommunity. As a result of the Bank’sgrowing role in the various sectors ofsociety, a demand naturally arose forspecialisation and response capacity inview of the growing flow of requests.Faced with this situation, a project gainedground, involving the creation of an

adequate structure, under separatemanagement and with the financialcapacity to draw up and manage aprogramme of activities directed speciallyat sponsorship of areas selected inadvance.

The decision was taken to set up afoundation as the best option, as a resultof the combination of several factors,particularly:

• the regulations governing the link between the Foundation and the Bank, the entity responsible for the financial allocations, lendinggreater agility to the internalmanagement;

• greater operational strengths as a resultof the concentration of decision centres,in view of the diversified nature of therequests; and

• the stimulus given to institutionalsponsorship as a result, among otherthings, of the successive alterations ofthe law, with its progressive increase oftax benefits.

The Banco Comercial PortuguêsFoundation was set up by public deed inDecember 1991, its articles of associationdefining its foundational values. Article 2 ofthe articles of association sets out ingeneral terms the direction of the supportand co-operation to be provided:

• activities in the field of education,including those that contribute to an increase of Portuguese

language and culture and of theirdissemination;

• fostering scientific research;

• support to the provision of health,solidarity and welfare services and togeneral humanitarian works;

• support to entities promoting trainingand cultural development;

• restoration of the artistic andarchitectural heritage; and

• support to entities engaged in any ofthe above mentioned activities in

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The Foundation

Portuguese-speaking countries that canbenefit there from.

The Foundation and the Millennium bcp strategyHaving determined that the operationwould involve two major areas – Cultureand Solidarity – the Foundation isresponsible, through sponsorship, forimplementing the support to thedevelopment of society that the Bank hasalways intended to provide. It is thereforefundamental that the Foundation’s activity,in addition to being well planned, beproperly communicated. At overallcorporate strategy level this constitutes animportant contribution to a strongcorporate image.

One must, however, take into account thatthe legal rules governing sponsorship limitsthe established tax benefits that can bereceived by significantly excluding anyconsideration that could be considered asbeing of a commercial nature.

Selection procedures and criteriaIn selecting beneficiaries, proceduresadopted stem, in the first place, from theintrinsic value of the projects and theircompatibility with the frameworkprovided by the articles of association,in the pursuit of the Foundation’sobjectives.The necessary information isacquired regarding the applicants, theircredibility and capacity to act, so as toobtain assurance that proper use will bemade of the support granted.There is atall times a concern to safeguard theBank’s image, whether it acts alone or

selects as partners other renownedentities.

Evaluation procedures and criteriaMonitoring the events and activities thatare supported, particularly through newsin the press and through gathering activityreports, allows an evaluation of results tobe made. In-house awareness of thecompany’s social responsibility activities isfundamental, provided through the meanscurrently available. Externally, themotivation that underpins the socialintervention policy must be clearly andunmistakably transmitted.

EducationSupport to activities (publications,libraries, conferences), for every age group, promoting Education,including training teachers, using theschools as the prime vehicle and seeking decentralisation throughout the entire country.

ResearchConferences, seminars, congresses, thathave research & development as theirobject. Support to publication of works ofa scientific nature. Co-operation inresearch projects undertaken within thescope of universities.

Social actionThis concept has to be understood asactivity to be directed at society’s neediestpeople in order to contribute to theirintegration and to enable them to accessa better quality of life.There are countlessinstitutions engaged in the various areas of

social action that have insufficient means.The Foundation’s articles of associationhave regard to provide for support tosuch institutions, provided that theircredibility, standing and consequentcapacity to act are duly confirmed.

HealthSupport to hospitals and other institutionsin the acquisition and renovation of healthequipment.

CultureArt publications, scientific subjects,literature, history and exhibitioncatalogues.

Music, co-operating with entities andprojects having great impact andcredibility, and support to budding newnational values.

Theatre, supporting quality plays andencouraging, whenever possible, thedecentralisation of their staging to takethem to places other than the usual majorurban centres.

Museums, through support providedunder protocols that establish theconditions for the institutional support,including the time during which thesupport will be provided.

Art exhibitions and other cultural events,including didactic events, directed at theyounger population.

Restoration of heritage of provenarchitectural, artistic and historic interest,

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Archaeological site at the Millennium bcp building at Rua Augusta (Lisbon).


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including projects in financial partnershipwith the State.

Co-operation with Portuguesespeaking countriesIn addition to the scholarshipprogramme, co-operation with thePortuguese-speaking countries involves, inparticular, support to education, includingsending schoolbooks and works byPortuguese authors, as well as financialsupport for the creation of schools andtraining of teachers in needier areas.In this way, the objective of fosteringPortuguese is also met.

Support is also provided to socialsolidarity actions in general undertaken by non-governmental organisations and local institutions engaged in this area.

A different treasure in the basement of the BankThe restoration of the Millennium bcpbuilding located between Lisbon’s Rua Augusta and Rua dos Correeiros is an exemplary case of reconcilingtradition and modernity: due regard was had for the place and the historic and architectural heritage, and thecommunity (the city, the country) can access and enjoy a heritage that,to some extent is also theirs.

The preservation of the ArchaeologicalSite at Rua dos Correeiros provides

a view of 2,500 years of the history of Lisbon, from the Ibero-Punic period to Pombaline times.

Since it was opened to the public over60,000 visitors have rediscovered thisarchaeological treasure.The guided toursare free and take place on Thursdays from3 to 5 p.m. and on Saturdays from 9 a.m.to 1 p.m. and from 3 to 5 p.m.Wednesdaysare devoted to school visits.

Applications by telephone 213 211 700.Entrance through Rua dos Correeiros, 9,in downtown Lisbon.

Restoration of the Nossa Senhorada Encarnação Church Millennium bcp supported therestoration of the Nossa Senhora da Encarnação Church in Lisbon’s Chiado area. A notable example of Baroque architecture, this churchsuffered the effects of the 1755earthquake and subsequent fire.In 1802 another fire destroyed the ceiling of the church’s nave, decoratedwith paintings of very high quality.Despite the restoration carried out on previous occasions, the severedeterioration of the paintings of the ceilings of the nave and presbyteryrequired an urgent in-depth work,and Millennium bcp helped to make this possible. Concluded last May,the result is now worthy of admirationby the public.

The Safe Church ProjectWithin the scope of its policy in support of the defence and conservation of the national heritage, Millennium bcp supports the Safe Church Project.This project,designed to create the security and preservation conditions required for the systematic safeguard of the historic and artistic heritage of churches and other religious buildings,can be seen in detail at the multimediadisplay at the Mónicas Convent in Lisbon from September 27 toNovember 30, 2004.

Restoration of the Cloisters of the Jerónimos MonasteryHaving acquired considerable experiencein supporting the conservation of the building heritage, Millennium bcprecognised the importance and urgency of this work and help to make it feasible, restoring the cloister of Portugal’s most visited monument to its original beauty and dignity.

Restoration of the Presbytery RetableThe Presbytery of the Church of the Monastery of Santa Maria de Belém,or Jerónimos, was built between 1565and 1572 by order of queen Catherine of Austria (1507-78), the widow of king João III.The presbytery retablecomprises six beautiful, large oil paintingsattributed to Lourenço Salzedo, painted

ExemplarySafeguarding the past, providing

for the future, donating in the present – Cultural Sponsorship means acting

responsibly in the defence of the Heritage.Jerónimos Monastery, World Heritage,

is a landmark in which Memory has beensafeguarded by society.

Millennium bcp has been exemplary in providing unconditional support

to the preservation of this monument.

Isabel Cruz AlmeidaDirector of Jerónimos Monastery

and of Belém Tower, and Vice-president

of the World Monuments Fund – Portugal


on oak panels.The lower panels show TheAdoration of the Magi; the upper panelsdepict scenes from the Passion of JesusChrist: Christ carrying the Cross, Christ istaken down from the Cross, Flagellationof Christ.The advanced stage ofdeterioration of the paintings claimed for urgent in-depth, and Millennium bcpcontributed to making this possible.

Portuguese Museum InstituteMillennium bcp has entered into a protocolwith the Portuguese Museum Instituteunder which it sponsors some of the moreimportant of the country’s museums.

Soares do Reis National MuseumMillennium bcp is the sole sponsor of the Soares dos Reis National Museum,the country’s first museum. Founded in1833 it has been located in the CarrancasPalace since 1940.The museum’spermanent exhibition has a significantcollection of 19th and 20th centuryPortuguese painting and sculpture, on apar with displays of the decorative arts,including tin-glazed pottery, porcelain,glass, goldsmith art, jewellery, textiles and furniture.The gardens contain thestonework collection including 16th to 19th century items.

Chiado Museum – NationalMuseum of Contemporary ArtMillennium bcp is the institutional sponsor of the Chiado Museum,which houses the most important

national collection of contemporaryPortuguese art.The museum’s temporary exhibitions are also ofparticular interest.

National Tile MuseumMillennium bcp is the institutional sponsorof the National Tile Museum located atthe former Madre de Deus Conventdating from 1509.The museum sheltersthe old collection (15th to early 19th

century), and it has been successivelyenriched with new items, establishing apath between archaic tile work andcontemporary tile production.

The Millennium bcp Reading PrizeIn 2004, the jury decided to award the Millennium bcp Reading prize toJerusalem, a new work by Gonçalo M.Tavares.The prize ceremony took place at the São Carlos National Theatreon May 19, 2004.

The result of a partnership between the Círculo de Leitores Foundation and the Millennium bcp Foundation,the Millennium bcp Reading prize is intended to stimulate the disclosure of hitherto unpublished Portuguese fiction.

Through its association with a literaryprize of this importance and significance,the Bank wanted to give public visibility to its esteem for Portuguese literatureand for its authors, creating a reward

to materially enhance creative work.For its prestige and monetary value the Millennium bcp Reading prize hasbecome the most important literary prize in its field in Portugal.

Henrique Barrilaro Ruas at the National LibraryTogether with the heirs of HenriqueBarrilaro Ruas (1921-2003), Millenniumbcp donated to the National Library thecollection of one of the great figures ofcontemporary Portuguese culture.A collection was thus kept togethercomprising many thousand documents

(manuscripts and typed originals,correspondence, notes, long working files,documents concerning civic and politicalintervention). After having beencatalogued the collection will be madeavailable to researchers. Millennium bcpthus makes its contribution to allowing thePortuguese Library to continue its missionof preserving Portuguese documentaryand literary heritage, enriching itscollections and passing them on to future generations.

Pomar in SintraMillennium bcp is the main sponsor of‘Autobiography’, an exhibition of Pomarthat can be visited in Sintra (Museum ofModern Art – Berardo Collection) fromMay 8 to November 7, 2004. In aretrospective look at sixty years ofcreative work (1944-2004) you can

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An opera house is by nature a theatre of inevitable

international projection, a country’s visiting card that provides the possibility of exporting

the image of a living, ambitious cultural reality. In this sense,

the São Carlos National Theatre is an outstanding feature

of the nation’s cultural heritage. The co-operation with

Millennium bcp, in its capacity of sole sponsor, marks

a high point in relations between the "State" and

the corporate world.

It is now a given fact that since the beginning of this century interaction between the public and private sectors within the universe of culture has become an area

of potential to create new forms of co-operation.The relation of exclusivity between the São Carlos National Theatre

and the Millennium bcp Foundation during these five years has reflected this important fact. I am convinced that the support and financial contribution that the Millennium bcp Foundation has provided to

the São Carlos have not only been essential to its artistic activity but have also played a great part in encouraging the renovation and inclusion of principles of economy,

efficiency and efficacy in the management of the theatre,principles that the public sector should not ignore.

I welcome this co-operation with a sincere feeling of gratitude.

Paolo PinamontiDirector of the São Carlos National Theatre


admire the most remarkable works of Júlio Pomar, including some of thesubjects that interested him most.Dealing with the most importantmoments of the life of the artist and of the places where he worked, it couldbe said that the exhibition is ‘anautobiography written in painting’or ‘a history of a life told by the personthat painted it’.

Surrealism in PortalegreIn a context of relationships with otherentities, generating synergies that haveenabled the development of activitiesdirected at the community, it provedpossible, during 2004, to take fromFamalicão to Portalegre (to the Guy FinoTapestry Museum) one of the mostimportant collections of paintings byPortuguese artists of the surrealistmovement, the Cupertino de MirandaFoundation Collection.

Richter in the ChiadoMillennium bcp supported the firstindividual exhibition in Portugal byGerhard Richter at the Chiado Museum – National Museum of Contemporary Art – (from April 30 to June 27, 2004).Thirty of his more representative paintings were on display, revealing the multiplicity of directions of an artisticcareer – from deliberately abstractcompositions to others of photographicrealism.

Paula Rego at SerralvesMillennium bcp is the sole sponsor of this exhibition inaugurated at theSerralves Museum (Oporto) on October 15, 2004, with the objective of exploring the relationship betweenpainting and drawing in the work of Paula Rego, through her recent works(from 1977 to the present).

Opera and the São Carlos National TheatreMillennium bcp’s relationship with the São Carlos National Theatre is one

of sole sponsor, committed to playing a fundamental role in allowing what many consider to be the completespectacle par excellence to continue to be performed in Portugal with greatquality.

Northern OrchestraCreated in 1992, the Northern Orchestrahas played a major part in decentralisingmusical culture. Its repertory includesopera and ballet, symphonic and chambermusic. Millennium bcp supports theNorthern Orchestra in divulging eruditemusic to children and youth; the didactic-pedagogic concerts are intendedto provide training for the young,complementing their musical educationand creating student awareness of musicand its use as a mean of expression andcreation.

Of the 2004 programme attention is drawn to the following: ‘Music to tell a tale’ (Peter and the Wolf, by Sergei Prokofiev); ‘Study of the timbre of orchestral instruments’ (Britten’s The Young Person's Guide to the Orchestraand Ravel’s Bolero); ‘Strange instruments’(Mozart’s counter dance La Bataille); ‘Music to sing’ (last movement of Beethoven’s NinthSymphony); ‘Study of rhythm, form,dynamic and timbre’ (Bizet’s CarmenSuite n.º 1; Brahms’s Hungarian Dancen.º 5; Falla’s Fire Dance; Grieg’s Peer Gynt; Mendelssohn’s Mid SummerNight’s Dream; Mussorgsky’s Paintings at an Exhibition; Saint-Saëns Carnival of the Animals); ‘Ballet Suites’(Stravinsky’s Fire Bird, and Tchaikovsky’sNutcracker); ‘Music to be staged’(Hindemith’s Wir bauen eine Stadt, andStravinsky’s The Story of a Soldier).

Prize for young pianistsMillennium bcp sponsored the 15th

edition of the Vianna da MottaInternational Piano Contest. In 2004 60 pianists of 31 nationalities competed.The finals were held at the Grand

Auditorium, of the Calouste GulbenkianFoundation in Lisbon from July 26 to 30.The final concert and the award of the prizes took place on July 31,the following pianists having received prizes this year : EleanoraKarpoukhova (2nd prize), Olga Monakh (3rd prize), Ketevean Sepashvili (4th prize),Maria Massytcheva (5th prize), Bei Lin Han (6th prize),Tristan Pfaff (7th prize),José Bagaría-Villazan (best interpretation of Chopin’s Nocturne) and Paulo Oliveira (best Portuguese pianist).As in previous editions, no first prize was awarded.The Vianna da MottaInternational Contest has been held since 1948 and, as from 1966,it has been included in the WorldFederation of International Music Contests (WFIMC) and has secured international recognition as one of the most important and demanding ones.

Contemporary DanceMillennium bcp supports the PortugueseContemporary Dance Company,which presented a new version of the Amaramália show.The tour by the Company took the show to more than sixty locations in mainlandPortugal, the Azores and Madeira,being also programmed presentationsabroad.

Coimbra Chamber OrchestraMillennium bcp has been the sponsor of the Coimbra Orchestra since it began in December 2001. Both for the quality that it has demonstrated and for the stimulus and warm welcomethat it has received, this orchestra is already a social and cultural landmark in Coimbra and throughout the whole ofcentral Portugal.

Of the programme for 2004 the focus isone the orchestra’s participation in theCoimbra International Music Festival, inaddition to its many concerts during theyear.

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A 180º TurnThe support provided by Millennium bcp

meant a 180º turn in my professional and academic life. After taking my degree,

it allowed me to take a training course at Portugal’s biggest private financial group,with branches in various parts of the world.

I thus made a start to my professional life and,more than the privilege, I felt responsibilitywhen faced with a number of professional,

academic and also personal challenges.

My scholarship provided me with the opportunity to frequent at the same time a postgraduate course at the Faculty of Law

of the University of Coimbra, in the field of Banking Law, stock marketsand insurance. Now, also with the support of Millennium bcp, I am taking

a master course in Legal and Commercial Sciences at UniversidadeCatólica Portuguesa (Oporto), a new stage of learning and of

consolidation of my theoretical and practical knowledge.

Joaquim Pedro MahandoMillennium bcp Foundation Scholarship


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Some Beneficiaries and Projects Supported

Support to the recovery of artistic and architectural heritage and to the acquisition of works of art by other entities

1996Restoration of the Frigate D. Fernando II e Glória.

1997Chapter House of Lisbon Cathedral (restoration of the vestments);Sintra Toy Museum;Jerónimos Monastery (restoration of the Presbyteryretable);Queluz Palace (restoration of the Lantern Room).

1998Jerónimos Monastery (restoration of the Presbyteryretable);Queluz Palace (restoration of the Lantern Room).

1999New Barcelos Bridge (working plans);Mafra National Palace (purchase of the Portrait of theChief Engineer of the Realm Manuel Azevedo Fontes);Ajuda National Palace (restoration of the GobelinsRoom);Jerónimos Monastery (restoration of the Presbyteryretable).

2000New Barcelos Bridge (Barcelona City Council);Ajuda National Palace (restoration of theGobelins Room);World Monuments Fund Portugal Association (restorationof the Cloisters of the Jerónimos Monastery).

2001Historic Centre of Barcelos (Barcelos City Council, LocalTechnical Office);Pena National Palace (Sintra) / IPPAR (restoration of thechapel retable);Ajuda National Palace / IPPAR (restoration of theGobelins Room);League of Combatants, Oporto Nucleus (restoration ofthe building);World Monuments Fund Portugal Association (restorationof the Cloisters of the Jerónimos Monastery).

2002Lisbon Cathedral (restoration of the retable);Diocese of Angra do Heroísmo, Azores (restoration of works of art);Ajuda National Palace (restoration of the GobelinsRoom);Encarnação Parish Church (restoration of the ceilingpaintings);World Monuments Fund Portugal Association (restorationof the Cloisters of the Jerónimos Monastery).

2003Lisbon Cathedral (restoration of the retable);Friends of the British Cemetery, Elvas (restoration of the church);Nossa Senhora dos Navegantes Church (works);Brotherhood of the Parish of Santa Maria Madalena(restoration of the church organ);Brotherhood of the Holy Sacrament of the Parish ofEncarnação (restoration of the ceiling paintings);

Monastery of Santos-o-Novo, Brotherhood of Our Lordof the Steps (restoration of religious works of art);Parish of Alfornelos, S. Francisco de Assis Church (works);Parish of São Mamede (restoration of statues);Parish of Santo Ildefonso (restoration works);Santa Casa da Misericórdia de Lisboa (restoration andrecovery of the document collection);Santa Casa da Misericórdia de Chaves (restoration ofreligious art).

Support to Research

2001Geophysical Institute of the University of Oporto, Serrado Pilar Observatory (IT equipment).

2002Centre for Bioethical Studies;Torre do Tombo (research of the history of religiousorders);Universidade Nova de Lisboa (research on Portugueseoverseas history).

2003 Centre for Bioethical Studies;Centre for Studies of the Religious History ofUniversidade Católica Portuguesa (support to thepreparation of the Guide to the Religious Orders inPortugal);Centre for Overseas History of the Faculty of Social andHuman Sciences of Universidade Nova de Lisboa (settingup a database on the Portuguese expansion).

Support to co-operation with Portuguese-speaking Countries

1994GAS’África (mission in Africa of the Social Action Groupof Universidade Católica Portuguesa).

1995VIDA – International Volunteers for African Development(working among the population of Mozambique);GAS’África, da Universidade Católica Portuguesa(working among the population of Angola);Movement in the Service of Life (working among theneedy population of North East Brazil);ASUL – Social Action of the Universidade Lusíada(working among the population of the Cape VerdeIslands).

1997Monitoring support to various non-governmentalorganizations operating in the social welfare area in thePortuguese-speaking Countries of Africa.

1998Oikos / Horresiha Resource Centre, Mozambique Island(economic and social development project);Support to the following pavilions within the scope ofExpo ’98: Mozambique, Guinea-Bissau, São Tomé ePríncipe,Community of Portuguese-speaking Countries,Timor,VIDA Project and Madeira Autonomous Region.

2001Amílcar Cabral Information and Documentation Centre,Santa Ana Home, Lubango, Angola.

2002Social Action Association of the Universidade Lusíada(social action in the Cape Verde Islands);UNESCO Portugal (support to action in favour ofMozambique);Community Development Foundation (Education inMozambique);Leigos para o Desenvolvimento – Laymen forDevelopment (Education and Social Action in thePortuguese-speaking Countries of Africa).

2003Maranatha Christian Solidarity Centre;Community Development Foundation;Leigos para o Desenvolvimento;Portuguese Province of the Franciscan order/FranciscanMissionary Union;VIDA – International Volunteers for AfricanDevelopment.

Scholarships

1995Scholarships for students from the Portuguese-speakingcountries of Africa.

1996ISCTE Centre for African Studies (award of a Masters’scholarship in Mozambique).

1997Universidade Nova de Lisboa (scholarship to fund aMasters course for an Angolan student).

1998Scholarships for students from the Portuguese-speakingcountries of Africa;Creation of the Lima Félix Scholarship.

1999Protocol with the City of Lisbon Foundation (to providelodging for Foundation scholarship students having noaccommodation in Lisbon).

2003Parish of Nossa Senhora da Conceição, Maputo,Mozambique (grant of a scholarship to the parish priestto take his Masters).

Support to Publications

1994Edition of the Spanish magazine Poesía, dedicated toAlmada Negreiros (in co-operation with the SpanishCulture Ministry).

1995Book about the 250th anniversary of the Embassy of the marquis of Fontes to the Holy See(commemoration of the 90th anniversary of the National Coach Museum);Observatório de Relações Exteriores, a work aboutPortugal’s foreign relations (published by UniversidadeAutónoma de Lisboa).

1996Présence du Portugal en Belgique (published by thePortuguese embassy in Brussels);


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A iluminura de Santa Cruz no tempo de Santo António(published by Comissariado das ComemoraçõesAntonianas);O recinto amuralhado de Évora (published by EstarEditora);Código Civil, Penal e Comercial de Moçambique (threevolumes, published by Lisbon Faculty of Law);Observatório de Relações Exteriores (published byUniversidade Autónoma de Lisboa).

1998Mestre Escultor Soares Branco;Histórias da História da Guiné-Bissau (published byComissariado-Geral da Guiné-Bissau para a Expo 98),

1999Actas das VI Jornadas de Direito Canónico (Fátima);Lusitana Sacra Magazine,Tome X (UCP Centre forReligious History Studies);Revista de Museologia;Pavilhão de Portugal, by Álvaro Siza and Eduardo Souto deMoura.

2000Museu de Serralves (Editideias);"Portucale Collection", within the scope of ‘Oporto,European Capital of Culture - 2001’ (Edições Inapa);História e Retábulo-Mor do Mosteiro dos Jerónimos(published by IPPAR).

2001Publication by the Portugal – Germany Co-operationAssociation Publication by Edições Colibri;"Portucale Collection", within the scope of ‘Oporto,European Capital of Culture - 2001’ (Edições Inapa);Publication of the Éditions Chandeigne;Instituto da Empresa Familiar (support to publishingactivity);Parish of São Pedro de Penaferrim;Publication by Quetzal Editores;Publication by Cooperativa de Formação e AnimaçãoCultural, CRL (Universidade Lusófona);Centre for Canonic Law Studies of the UniversidadeCatólica Portuguesa (support to publishing).

2002Commemorative publication (Madeira Chamber ofCommerce and Industry);Publication of the Congress minutes (UniversidadeCatólica Portuguesa);Publication of Doctorate thesis (Faculty of Letters ofCoimbra University);Institute for Tropical Scientific Research (publication on anAfrican theme).

2003Publication of a commemorative book (MadeiraChamber of Commerce and Industry).

Support to Music and Dance

1993Sintra Music Festival (Sintra Town Council).

1994Music Festival at São Roque (Santa Casa da Misericórdiade Lisboa).

1995Évora Classical Music Festival (the House of Cadaval);Music Festival at São Roque (Santa Casa da Misericórdiade Lisboa).

1996Sintra Music Festival (Sintra Town Council).

1997Choir of the Oporto Cathedral;German choir at Universidade Católica (Oporto);Estoril Coast Music Festival;5th Coimbra Music Festival.

1998São Carlos National Theatre (support within the scopeof the sponsorship protocol);Sintra Music Festival (Sintra Town Council).

1999São Carlos National Theatre (support within the scopeof the sponsorship protocol);Sintra Music Festival (Sintra Town Council).

2000Summer Concerts 2000 (Afonso Pais Sousa);Sintra Music Festival (Sintra Town Council);Portuguese Musical Youth (Tao Chang tour);Living Music Festival 2000 (Pedro Rebelo);São Carlos National Theatre (support within the scopeof the sponsorship protocol).

2001Sintra Music Festival (Sintra Town Council);Portuguese Contemporary Dance Company;Choir of Santa Maria de Belém;Nova Filarmonia Portuguesa, cond. Álvaro Cassuto (CDof Portuguese composers);Coimbra Music Festival (Papagueno, Lda.);Musical initiative support (Produções Tito Celestino daCosta, Lda.);Music Festival at São Roque (Santa Casa da Misericórdiade Lisboa);Sintra Music Festival (SintraQuorum, E.M.);São Carlos National Theatre (support within the scopeof the sponsorship protocol);Vianna da Motta International Music Foundation;XIV International Music Festival of the Azores Franciscode Lacerda.

2002Sintra Music Festival (Sintra Town Council);Coimbra Chamber Orchestra (support for the year’sactivities);Estoril Coast Music Festival;Choir of the Former Coimbra University Choral Singers(support for the show);São Carlos National Theatre (support within the scopeof the sponsorship protocol);Portuguese Contemporary Dance Company.

2003Estoril Coast Music Festival;Évora Classical Music Festival (House of Cadaval);Santa Maria de Belém Choir (Christmas Concert);Choir of the Former Coimbra University Choral Singers(20th anniversary commemoration);Coimbra Chamber Orchestra;The Violins of the Metropolitan (gala concert);Sintra Music Festival (SintraQuorum, E.M.);São Carlos National Theatre (support within the scopeof the sponsorship protocol).

Support for exhibitions

1994Eight Centuries of Portuguese Missionary Work (at theSão Vicente de Fora Monastery, at the initiative of thePortuguese Episcopal Conference).

1996Eight Centuries of Portuguese Missionary Work (in theVatican City, with sponsorship of the catalogue).

1998From the Cross of Christ to the Rising Sun (in Aveiro andLisbon; organised by the Portugal-Japan FriendshipAssociation).

1999From the Cross of Christ to the Rising Sun (at Idanha-a-Nova and Oporto; organised by the Portugal-Japan Friendship Association);The First Century in Brazil (in Lisbon, at the SociedadeHistórica da Independência de Portugal).

2000Association of the Friends of the Museums of Portugal(support to activities);From the Cross of Christ to the Rising Sun (itinerantexhibition, organised by the Portugal-Japan FriendshipAssociation);Lugar aos Novos, at the Dr. António Cupertino MirandaFoundation;The Torre do Tombo at the Turn of the Millennium (in Lisbon,at the Torre do Tombo);The Romans (in Lisbon, at the Sociedade Histórica daIndependência de Portugal).

2001Portuguese Association of Companies with Museums;Friends of the Museums of Portugal Federation;Gravura – Sociedade Cooperativa de GravadoresPortugueses, CRL;National Archives Institute – Torre do Tombo;Portuguese Museum Institute – Chiado Museum;Alberto Sampaio Museum;The Romans (in Lisbon, at the Sociedade Histórica daIndependência de Portugal);Higher School of Arts and Design (exhibition directed atyouths / Vestígio, Lda.).

2002Oeiras Town Council (exhibition);Friends of the Museums of Portugal Federation;Museum of the Presidency of the Republic.

2003Coimbra City Council (exhibition of paintings);Friends of the Museums of Portugal Federation;Exhibition of the Sacred Art of the South of Portugal (in Rome, at the Santo António Portuguese Institute);José Moreira da Silva (exhibition of paintings);Eero Aarnio (Vestígio – Consultores de Design, Lda.);A Polyhedron in the School (Visionarium, EuroparqueScience Centre, Santa Maria da Feira).

Support to the organisation of congresses and colloquia

1995Lisbon Vascular Institute (organisation of InternationalMedical Congress).

1997IPPAR (colloquium on the History of Lisbon).

1999Management in Culture (cycle of conferences organisedby the António Cupertino de Miranda Foundation withthe support of the FoundationInternational Colloquium on Christianity in Japan.


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2001Retinopathy Association of Portugal (congress);Portuguese Archaeology Institute (congress).

2003Portuguese Urology Association (congress);Women in Action Association (support to organisationof congress).

Support to entities promoting training thecultural development

1994 a 1999Project to develop the ‘Patrimatic’ database (MultimediaInformation System, for cultural heritage and regionaldevelopment) by the National Culture Centre (CNC);sub-products were created: CDs, handbooks, guides andstudies).

1999Initiation in Engraving and Theory of Colour Courses(organised by ‘Gravura’, the Portuguese Engravers Co-operative).

2000Guerras do Alecrim e da Manjerona (Arsenal, Support toArtistic Creation);CNC (Young citizen on wheels);CNC (Lisbon-Oporto Cultural Bridge).

2001Cultural programme for youths (CNC);Eça de Queiroz Foundation (acquisition of furniture);Sponsorship protocol with the Portuguese MuseumInstitute;Support for culture (RTP, Channel 2).

2002Sponsorship protocol with the Portuguese MuseumInstitute.

2003Valadares Choral Singers Association (support to musicalactivities);CNC (contribution as ‘Golden Sponsor’);Eça de Queiroz Foundation;Sponsorship protocol with the Portuguese MuseumInstituteInstitute for Tropical Scientific Research, CEFA (trainingcourses in the Cape Verde Islands).

Support to activities in the field of education

1995Post-graduate courses for physicians (Department ofMedical Education of the Lisbon Faculty of Medicine).

1996ISCTE Centre for African Studies (support to scientificresearch and preparation of studies on the Portuguese-speaking Countries of Africa).

2000Maria António Barreiro Foundation (award ofscholarships for the Montes Claros University School);West Lisbon Rotary Club (award of 2 scholarships);Summer Course Abroad (Former Students Associationof the Faculty of Economic Sciences of UniversidadeCatólica Portuguesa);Universidade Lusíada (prize for the best students);Universidade Lusófona (award of twelve scholarships).

2001A’Aparte, Oficina de Arte;Arsenal, Support to Artistic Creation;Portuguese Youths European Parliament Association(participation in Parliament sessions by youths);Cooperativa de Ensino Universidade Lusíada, CRL,Oporto (prize for the best students);Santo António Diocesan School, Portalegre (award ofannual scholarships);National Youth Council (higher education studentmeeting);Lisbon Higher College of Music (educational activity);Fomento – Cooperativa de Centros de Ensino, CRL(scholarships for young students);National Administration Institute (award of scholarships);Diocesan Secretariat for Religious Teaching of the LisbonPatriarchate (training courses);Aveiro University (support to the organisation of aconference);Universidade Católica Portuguesa Beiras Regional Centre(support for a colloquium on economics);Universidade Católica Portuguesa / Oporto RegionalCentre (support for the training programme);Universidade Católica Portuguesa Faculty of Law(acquisition of books);Universidade Católica Portuguesa Faculty of Theology(acquisition of books).

2002Actions for a United World (scholarships);Maria António Barreiro Foundation (award ofscholarships for the Montes Claros University School);Training Course Programme;Universidade Lusófona (scholarships);Yehudi Menuhin Foundation Friends Association(education through music).

2003AR.CO, Art and Visual Communication Centre(acquisition of didactic equipment);Cooperativa de Ensino Universidade Lusíada, CRL, Porto(prizes for the best students);Boavista University School (support for pedagogicactivities);Crinabel – Cooperativa de Ensino Especial eSolidariedade Social, CRL (special teaching);Restelo Secondary School (support for new evaluationprogrammes);International Institute for Asian Studies and Interchange(support for pedagogic activities);Planeta Maravilha (pedagogic activities directed atchildren).

Provision of health services, solidarity, socialwelfare and humanitarian measures in general

1995Le Patriarche Association (financing drug-addictiontreatment).

1996Portuguese Red Cross (for the Higher College ofNursing).

1997Le Patriarche Association (financing drug-addictiontreatment).

1998São Tomé e Príncipe Polytechnic Institute.

2000Life Defence and Support Association;Santo Tirso Solidarity and Welfare Association;Association for the Promotion of the Teaching of theBlind / António Feliciano Castilho Institute (Walking StickWorkshop).

2001Ajuda Association for Rehabilitation and Integration(Aria);Association of Welfare Works of the Society of SaintVincent de Paul;Leiria Life Defence and Support Association;Family and Friends of the Deaf Association;Social Emergency Association;‘Clube Gaivotas da Torre’ Youth Association (socialwelfare);Association for Psychosocial Study and Integration;Portuguese Association of Friends and Relations ofAlzheimers Patients;Life and peace Community (support for the homeless);Crinabel – Cooperativa de Ensino Especial eSolidariedade Social, CRLFrei Manuel Pinto Fonseca Foundation/ São FielTreatment Centre;Portuguese Community Against Aids Foundation;Defence of Life Movement;Protective Parents;Life Support Point (support for pregnant women indifficulty);Santa Casa da Misericórdia de Vale de Cambra.

2002Drug-addiction Treatment Association (ATT);Diocese of Baucau – Timor (support for social welfarefor the needy population);Family and Society Foundation – family support in thesocial and health area;Portuguese Community Agaisnt Aids Foundation;Curry Cabral Hospital (acquisition of medicalequipment);Life Support Point (support for young pregnant womenin difficulty).

2003Universidade Lusíada Social Welfare Association (travel bygroups of youths to provide welfare service in Africa);Actions for a United World (training for teachers inAngola);Acreditar – Association of Parents and Friends ofChildren with Cancer (support for the Acreditar Home);Mothers’ Help (welfare association);Childhood and Old Age Friendship Association (SantoAntónio Home);Leiria Life Defence and Support Association;Social Emergency Association (welfare work among theneedy);‘Clube Gaivotas da Torre’Youth Association.Drug Addiction Treatment Association;Santo Estêvão Social Well-being Centre (support forusers);Life and Peace Community (support for the homeless);Helen Keller Centre;Help the Church that Suffers Foundation;Ronald McDonald Child Foundation (construction of asupport home for sick children undergoing hospitaltreatment);Parish of Nossa Senhora da Conceição, Oleiros;Sol Sem Fronteiras.

three case studies - ind.millenniumbcp.pt · meetings on the agenda: viseu, october 26, 2004...

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