The

CXVIII Edition May 2009

Gasoline Retailers Association of Florida214 Stevenage Drive Longwood, Florida 32779

http://www.flagas.come mail pat@flagas.com

407-774-9700 SSDA/NCPR-ATPat Moricca President Member Service Station Dealers of America

INDEPENDENT BRANDS VISIT OUR WEB SITE FOR THE LATEST GASOLINE INDUSTRY INFORMATION AND BENEFITS www.flagas.co m

Gasoline Retailers Association of Florida is a non-profit association representing Independent Gasoline Retailers, Convenience Stores, Gasoline Service Stations, Repair Shops, Tire Retailers, Truck Stops and Associates throughout Florida. Our goal is to improve the interests of these independent businesses and the motoring public. Cooperation with insurance companies provides benefits for our members. These benefits include money-saving programs for group health, workers' compensation, casualty and property and gasoline tank liability insurance. Benefits also include financing to purchase your gasoline station property and much more.

The problems facing our industry today affect every dealer, no matter how large or small. And, since no one individual could possibly begin to solve these problems alone, it remains that each should join in a collective effort to protect his/her business investment.

Join the Gasoline Retailers Association of Florida and help in the fight to keep theMotor Fuel Marketing Practices Act of Florida (Below Cost) law.

Make an important investment in your business future for less than $1 a day.

Gasoline industry change, some fair and some not fairThe gasoline industry today has changed from past years. Years ago a hand shake was as good as a signed contract including your word. Today you need an attorney to explain the contract from your supplier. Today there are many battles; legal, legislation, environment, supply, prices, profits, benefits, employment, regulations, taxes (county, state, federal), insurance to name a few. I’m not against change if its fair and everyone is included; there are times when its not fair. Pat Moricca

Executive Order 09-81 is in effect expires June 1st 2009Governor Crist issued Executive Order 09-81. It was issued in response to the heavy rainfall in North Florida. This is NOT a statewide order. The following counties are included: Bay, Calhoun, Franklin, Escambia, Gadsden, Gulf, Hamilton, Holmes, Jackson, Leon, Liberty, Madison, Okaloosa, Santa Rosa, Taylor, Walton and Washington counties.

Both the Attorney General and the Department of Agriculture interpret that the issuance of any Executive Order automatically kicks in price gouging guidelines. If you operate in any of these counties please govern yourselves accordingly.I have mentioned on many occasions it is absolutely imperative that you maintain accurate records and have them available to respond to inquiries that will no doubt be made in advance of possible subpoenas. Those records should extend back to 30 days prior to the original declaration. Comply with any requests you may receive.

Exxon Mobil overtakes Wal-Mart to top Fortune 500Exxon Mobil Corp. unseated Wal-Mart Stores Inc. in the 2009 Fortune 500 list, shrugging off the oil price bubble and weathering what the magazine called the worst year ever for the country's largest publicly traded companies.Fortune's closely watched list, released Sunday, ranked companies by their revenue in 2008. Irving, Texas-based Exxon took in $442.85 billion in revenue last year, up almost 19 percent from 2007. The company also raked in the biggest annual profit, earning $45.2 billion.Bentonville, Ark.-based Wal-Mart had held the top spot for six of the last seven years but fell to No. 2 this year. Still, the retail giant's 2008 revenue climbed 7 percent to $405.6 billion, as the battered economy sent more consumers searching for bargains. The world's largest retailer took in $13.4 billion in annual profit, an increase of about 5 percent.Energy companies continued to dominate many of the top positions, as last summer's skyrocketing oil and gas prices more than compensated for their plunge later that fall. Chevron Corp. held on to third place with $263.16 billion in revenue, up 25 percent. ConocoPhillips climbed one place to fourth, with $230.76 billion in revenue.Three of the top 5 Fortune 500 companies were oil companies; ExxonMobil, Chevron Corp. and ConnocoPhillips.

Lower Energy Prices Batter Industry’s Q1 Results ConocoPhillips The nation’s third largest oil company’s net profit for the January to March period was $840 millionfor the first quarter.First-quarter results for the entire oil industry are expected to be lower as the global economic downturn saps demand for energy. After peaking around $150 in July, the price of crude tumbled hard and fast, and today costs less than $50 a barrel, according to reports.Despite the difficult year-to-year comparisons, ConocoPhillips' first quarter results were actually much better than the fourth quarter 2008, when the company took $34 billion in asset write-downs linked in part to lower commodity prices. In January, Conoco announced 1,300 job cuts and, anticipating a difficult 2009.Many refiners have slowed production in recent months because consumers are driving less due to the bad economy. ConocoPhillips is the third-largest U.S. oil company in revenue, after ExxonMobil and Chevron. The company recently climbed a notch to fourth place on the Fortune 500 list of highest-revenue companies, with sales of $230.76 billion in 2008.ExxonMobil 1Q profitExxonMobil based in Irving, Texas, said net profits for the first three months of the year came to $4.6 billion from revenue of$64 billion. ExxonMobil spent $7.9 billion buying back its own shares during the quarter.Royal Dutch Shell Plc and BP PlcThe two largest oil companies in Europe reported net profit for the first-quarter of 2009; Shell’s was $3.5 billion and BP’s was $2.2 billion.

Lawsuit from 1990s is revived: alleges gasoline price-fixing by Arco, Chevron, othersLos Angeles - The U.S. 9th Circuit Court of Appeals on Friday revived a class-action lawsuit accusing Arco, Chevron and several other refiners of conspiring to fix gasoline prices during the mid-1990s, reported The Los Angeles Times. But the same panel expressed doubt that the plaintiffs would be able to prove their case.The ruling stems from a suit filed by William O. Gilley on behalf of other wholesale buyers of the cleaner-burning fuel that since 1996 has been required in California. Attorneys for Gilley contend that the defendants had violated the Sherman Antitrust Act by limiting the supply of gasoline to raise prices and keep them high, said the report.A federal judge dismissed the case in 2002, arguing that Gilley was precluded from re-litigating claims from a 1996 case that had determined no such conspiracy existed.Two members of the three-judge appeals panel ruled that the Gilley case explored a new area: whether the total effect of production-sharing agreements entered into individually by refiners could squeeze supply. The panel also ruled that the lower court had erred in not allowing the plaintiffs to argue that there could have been an anti-competitive effect on pricing even without evidence of collusion.Plaintiffs' attorney Timothy D. Cohelan said it was a major breakthrough for the case. "Now, we can analyze the combined effect of these contracts to determine whether or not they are having an anti-competitive effect," he told the newspaper.Judy Dugan of Consumer Watchdog, an advocacy group critical of the petroleum industry, said she was not sure whether the case could be proven, but added that "almost any gas station will tell you that the refiners are fixing the price to keep it

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high." Dugan told the Times that the state attorney general's office "ought to demand more and better information from refineries about what they pay and on exactly how they set their prices."

Drop in Gas Sales, Despite Lower Prices San Francisco – Despite the lowest gasoline prices in five years, California motor fuel sales decreased in December, reports the San Francisco Chronicle.Overall, Californians spent 6.3 percent less on gasoline in December 2008 than in December 2007. Annually, per-person consumption dropped 4.1 percent. "If you just look at price, you'd expect consumption to go back up," said Daniel Sperling, head of the UC Davis Institute of Transportation Studies. "People have lost income, and they're very nervous about the future, so we're seeing them drive less." He predicts that sales will remain flat until the economy picks up."As soon as people start feeling more hopeful about the future, we'll see gasoline sales rise," said Sperling. The sales drop continues a three-year trend. However, the previous decreases were attributed to high gas prices, which reached a high of $4.61 per gallon last summer. After the economic crisis hit and prices fell, though, sales continued to drop.Diesel sales suffered the greatest sales hit, plunging 9.2 percent in December and 8.3 percent for the year. The California dip stands in contrast to a nationwide decrease that has now leveled off. After decreasing 2.2 percent in 2008, national gas sales are only 0.4 percent less now than they were a year ago.

Running Out on Gas?Oil industry bracing for drop in U.S. thirst for gasolineDallas -- A growing number of industry players believe that era of ever-increasing gasoline volumes is over. Among those who say U.S. consumption of gasoline has peaked are executives at the world's biggest publicly traded oil company, Exxon Mobil Corp., as well as many private analysts and government energy forecasters, reported The Wall Street Journal.The reasons include changes in the way Americans live and the transportation they choose, along with a growing emphasis on alternative fuels. The result could be profound transformations not only for refiners, but also for state and federal budgets and for consumers, the report said. Much of contemporary America, from the design of its cities to its tax code and its foreign policy, is predicated on a growing thirst for gasoline.In the vast market for crude oil, American gasoline consumption matters. One of every 10 barrels of crude ends up in U.S. gasoline tanks, more than is used by the entire Chinese economy.Right now, the recession is curbing U.S. gasoline consumption, as laid-off workers stop commuting and budget-conscious families forgo long road trips. Drivers filled their cars with 371.2 million gallons of petroleum-based gasoline every day in 2007, according to the U.S. Energy Information Administration. It expects that to fall 6.9% to 345.7 million gallons in 2009, as demand at the pump declines and the use of plant-based ethanol increases. Even if usage climbs after the recession ends, it won't exceed 2007 levels, according to EIA forecasts.

Crude Oil Falls After IEA Cuts Demand Forecast to Five-Year Low April, crude oil declined after an International Energy Agency report showed that 2009 demand may slump to the lowest level in five years as factories shut and car sales tumble amid a deepening global recession. World consumption will fall 2.4 million barrels a day this year, about the same amount that Iraq produces, to 83.4 million barrels a day, according to the IEA report on April 10. “When the IEA makes a big cut in its demand forecast, the oil market has to notice,” said Phil Flynn, senior trader at Alaron Trading Corp. in Chicago. “It’s hard to sustain any rallies when demand is down.” Oil demand will shrink by 2.8 percent this year. “The pace of contraction is close to early 1980s levels, with a growing consensus that economic and oil-demand recovery will be deferred to 2010,” the Paris-based agency said in its monthly report.

C-store Chains Cashing In on Prepaid CardsNew York -- Branded and private-label prepaid card transactions are expected to hit $178 billion by next year, up from $113 billion in 2007, according to a study by Aite Group LLC.Mike Zielinski, president of Royal Buying Group, which represents 6,000 c-stores and petroleum marketers, said the cards would be a difficult sell for the suppliers, but he can see why some retailers would be interested in them. "There is a demand for that product and every retailer is looking for more sales," he said, "but they need to consider who their customers are and what pushback they'd get from shoppers who would take offense."If a retailer did offer them and were rigorously checking IDs before selling them, they could gain respect in the neighborhood for selling adult products only to adults. But where do you cross the line? Some companies think Playboy and Penthouse are pornographic, others consider those magazines as 'adult sophisticates' but would not sell Hustler."Online entertainment cards, including those used to access online gaming, virtual worlds and social networks, are gaining attention. "These categories are showing strong user growth, and with a young demographic that may not have access to credit, there's a demand for prepaid," said Mike Skinner, general manager, Coinstar E-Payment Services, based in Bellevue, Wash.

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Sales of gaming cards have grown more than 200 percent year over year, according to Thomas Solomon, vice president, sales, grocery and convenience for InComm, the Atlanta-based prepaid product provider.Reloadable debit card sales have grown at rates of more than 100 percent annually, as they become mainstream; consumers are looking for more ways to control costs and budget more effectively, Skinner added. "We are seeing these cards starting to stick among people who have chosen not to or are unable to have a traditional banking relationship. For convenience, a large number of individuals have their paychecks deposited to them."Consumers typically pay for the reloadable card, pay to reload it and may pay a monthly fee to keep the card activated. "Even though there are fees associated with the reloadable cards, it is still a less expensive option than how some are doing their banking today," Solomon noted.7-Eleven's Haynes sees reloadable debit cards as "a big opportunity for us in the near future."

Rex Tillerson: ExxonMobil to Invest $129B in Five Years IRVING, Texas -- Exxon Mobil Corp. Chairman and Chief Executive Rex Tillerson said the major energy firm is not planning to shrink its staff or cut back on investment due to the global economic downturn, and expects to spend $129 billion on new projects over the next five years, the Associated Press reported.The figure "spans across the entire scope" of the company's business, including oil and gas exploration as well as refining, he said earlier this week after the inauguration of a liquefied natural gas plant in Qatar."Our business plans are developed with a very long view in mind," Tillerson said. "So the fact that we're in a temporary economic downturn—and it will be temporary, it will turn—really does not affect our business plans at all."Exxon Mobil's capital spending would hit $29 billion this year, up from the $26.1 billion it spent in 2008, he said last month. At that time, he said spending levels would likely stay in the $25 billion to $30 billion range through 2013, according to the report.High oil prices and a cash-conserving strategy have left Exxon better positioned to weather the recession than other U.S. companies and industry peers, the AP reported.Exxon Mobil CEO Rex Tillerson gets $23.9 million in 2008 payExxon Mobil Corp., which set annual profit records in each of the last two years, rewarded its chief executive with a 10 percent raise that brought his total compensation to $23.9 million in 2008, according to an Associated Press analysis of a regulatory filing.

The Importance of Fully Funding Petroleum Clean-UpsThe Inland Protection Trust Fund (IPTF) was created so that Florida could protect drinking water supplies. Over 90% of our drinking water comes from underground sources and it is absolutely imperative that we address existingcontamination.At the inception of the clean-up program, the state entered into an agreement with owners of contaminated property that their sites would be cleaned up. The constant irregularity in the funding of the program has producedunintended consequences.First, we have extended the program end date by decades. Secondly, we have harmed small business owners who either want to sell their property or borrow money against it for capital improvements. Uneven funding makes either onealmost impossible to achieve. Third, was the creation of an industry whose job it is to clean-up contaminatedsites. They are comprised primarily of professionals in the fields of engineering and geology. For the most part, they are small business entrepreneurs who have taken their education and expertise and applied it to a need. Improperfunding levels are causing some of these businesses to close or move from Florida. The state would be better served by having thriving businesses paying taxes and employing Floridians.While we believe there is certainly room for improvement, we acknowledge that the program will never be efficient or effective if we continue to under fund it. While we fully understand the current economic situation we face in Florida,we can’t exacerbate our problems with the potential for contaminating our most precious resource, drinking water. The revenue projections are $209 million and costs to run the program are around $50 million and continue to encourage them to protect ground water. Urge your legislators to fund the program at the highest level possible. The clean-up program must be properly funded with revenues generated by the IPTF, if not the issue of those unintended consequences will only get worse.

Cigarette Sales Down After Tax Increases Cumberland, R.I. and Treasure Coast, Fla. -- It's not a hard concept to grasp as taxes on cigarettes goes up, sales of cigarettes go down but the latest tax increases on the products are once again hitting many local convenience stores hard, according to area news reports in The Valley Breeze and Hometown News.  Rhode Island's latest tax increase on nicotine places the nation's smallest state at the top of the tax heap and the effect is hurting retailers including Steven Biron, who owns a Sunoco Gas station and Stop 'n Save Neighborhood Store in Burrillville, R.I. Biron told The Valley Breeze his weekly order was 25 cartons fewer than normal, following a slow weekend during which a pack of cigarettes hit a record price of $8.35, up from $6.50 in the state.

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Biron said it is too early for convenience store owners to know the true impact of a $1 increase in the state's excise tax—to $3.46 a pack because many of those who vowed to quit smoking due to the price hike. The increase has pushed Rhode Island's cigarette tax to nearly $1 more than neighboring Massachusetts, and $1.50 more than Connecticut, creating huge competitive disadvantage, which Biron and others said could put them out of business.  When a customer buys a pack of cigarettes, he or she most often also purchases coffee, soda, food and lottery tickets. The lottery is a huge source of revenue to the state, which could be hurt in the coming weeks as customers cross the border into neighboring states for gas and cigarette needs.Meanwhile, in Treasure Coast, Fla., some small c-store owners are seeing decreases in cigarettes sales ranging from 10 percent to 25 percent, following the new federal tax rate increase.  In Tallahassee, lawmakers in the Senate are considering raising the state cigarette tax from 34 cents per pack to $1.34 per pack.  A Senate committee of three Republicans and two Democrats approved the tax increase, but no date has been set for a full Senate vote, reported Hometown News. 

Wisconsin Governor: Raising Gas Tax Worth Considering Madison, Wis. -- Gov. Jim Doyle said raising the gas tax by three cents a gallon is an idea worth considering, according to a report by area television station WCCO.com, despite the fact he previously promised not to increase the tax during his second term in office.Doyle said he prefers to tax oil companies, instead of consumers, in order to fund road construction and deal with the $5 billion, two-year budget deficit, according to the report. Under his proposal, the oil companies would be prohibited from passing the tax onto consumers. However, convenience store retailers and others argue it wouldn’t survive a legal challenge.Wisconsin's gas tax is already among the top 10 in the nation at nearly 33 cents a gallon, and the federal gas tax adds another 18.4 cents.States looking at a gasoline tax increase plus cigarettes, beer, and fast foodIt looks like many states are raising their gasoline tax to balance their budgets. Also on the states agenda is a tax on cigarettes, beer, and fast food that are the foundation of the convenience and petroleum retailing industry.

Credit, debit cards ‘skimmed’ at Raceway station in Georgia; investigation underway A skimming device was recently recovered at a Raceway gas station in West Bibb, Ga., the Bibb County Sheriff’s Office said in a press release. The device is being held at the Atlanta Field Office of the U.S. Secret Service while the Sheriff's Office, Macon police, and the Secret Service conduct an investigation of cases in which debit and credit cards were skimmed in the Macon-Bibb County area, the Sheriff’s office said.Investigation results indicate that unknown suspects may have also used similar devices at one other Raceway location in the city of Macon as well as a Murphy USA location, according to the Sheriff’s office. All three locations have since been checked and were found to be free of skimming devices. The suspects have used the stolen account information to retrieve money from various accounts through bank branches located in the North Atlanta area, the Sheriff’s office said. The suspects were last seen in a late model black or dark blue Honda Odyssey mini van.Be sure to check your pumps for tampering and investigate anything suspicious. Debit Card Use Takes Over New York – In today’s economic climate, it appears that consumers are getting more conservative about their method of payment. Recent Visa information suggests that consumers are turning to debit to make purchases, therefore only spending what they know they have. The Wall Street Journal wrote yesterday that Visa Inc. reported the “the total dollar volume of purchases made using its branded debit cards surpassed credit card purchases for the first time during the last three months of 2008” and that the $206 billion debit card transactions in the U.S. that were processed by Visa were up 50.4% of the company’s total transaction volume that same time period, which is up from about 40% in 2003.

Join the Gasoline Retailers Association of Florida and help Keep Below Cost law “Lifeline of the Gasoline Industry, the Independent Gasoline Dealer.”

Luis Konski, P.A. Petroleum Marketing Practices Act Federal Statute (PMPA)Fowler Rodriguez Valdés-Fauli Motor Fuels Marketing Practices Act Florida Statute (MFMPA)355 Alhambra Circle, Suite 801 Coral Gables, FL 33134 Direct: 786.364.8418lkonski@frvf-law.com Fax: 786.364.8401

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Barry S. Balmuth, P.A.Centurion Tower-Eleventh Floor1601 Forum Place, Suite 1101West Palm Beach, Florida 33401 For complete information go to www.floridaeminentdomainlawyer.comor contact toll free 866-452-9400Residents trying to hang onto their homes in a working-class neighborhood of New London, Conn., are waging a battle in the Supreme Court over their city government's attempt to seize property for private economic development. Susette Kelo and several other homeowners filed a lawsuit after city officials announced plans to bulldoze their residences to clear the way for a riverfront hotel, health club and offices. The residents refused to move, arguing it was an unconstitutional taking of their property.

MEADOWBROOK INSURANCE GROUP WORKERS’ COMPENSATION DIVIDEND PROGRAMThe Gasoline Retailers Association of Florida proudly sponsors Meadowbrook Insurance Group as its source for workers’ compensation insurance. Meadowbrook Insurance Group

Workers’ Compensation is available to the Gasoline Retailers Association of Florida membership.For more Information contact:Cindy Winternitz 800-575-1816 or Pat Moricca 407-774-9700.

Gasoline Retailers Association of Florida-Meadowbrook Group Workers’ compensation dividend program has produced a dividend on paid premiums for eight out of the last nine years.

7% Dividend for Gasoline Retailers Association of Florida – Meadowbrook Workers’ Compensation program on paid premiums

Membership Does Not Cost, It Pays

Compatible Software Systems of Florida

*How would you like to raise the ACTUAL PROFIT in your store by 10%?*How would you like to know EXACTLY how much you are making in your store every day?*How would you like to be able to say good-bye to monthly accounting fees?*How would you like to do all of this and more and have it pay for itself in just 90 days?

We are your complete service station and convenience store back room scanning systems provider. Let us show you how easy these things can be.For more information contact Kevin Headlee today.E mail: cssfl@verizon.net or 941-650-8920

Wayne Dresser Gasoline Station Maintenance and RepairWayne Services Group (WSG) is an Authorized Service Organization that provides maintenance and repairs for Wayne dispensers and POS systems at retail gasoline stations throughout Southeast Florida for many years. Working on both Wayne and non-Wayne equipment Wayne Services Group of dedicated and certified Service Technicians help station owners and managers keep their fueling equipment and POS systems up and running 24/7. WSG is certified on all Wayne dispensers and POS systems and many other manufactured products used by today’s service stations. Pricing and monthly service contracts, contact Ryan D’Souza at: 954-742-1735.

ryan.dsouza @dresser.com

Gilbarco Veeder Root Gasoline Station Maintenance and RepairGuardian Fueling Technologies is an Authorized Service Organization that provides maintenance and repairs for Gilbarco Veeder Root and POS systems at retail gasoline stations. Working on Gilbarco Veeder Root and non- Gilbarco Veeder Root Equipment and Project Sales Guardian Fueling Technologies certified Service Technicians help station owners and managers keep their fueling equipment and POS systems up and running 24/7. For information contact Carlos Fox at: 954-432-0622 Cell: 954-536-6145

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cfox@guardianfueltech.com

American Equipment Finance258 King George Road

Warren, NJ 07059

American Equipment Finance LLC is an innovative and rapidly expanding commercial finance company, operating in multiple locations across the United States to serve your needs. American Equipment Finance LLC provides instant access to capital for businesses - both large and small seeking to acquire assets necessary to expand and grow.In addition AEFLLC develop, implement, and manage Customer Finance Programs (CFP’s) for Manufacturers, Dealers and Distributors that wish to offer their customers instant access to funds for the purchase of their products and services (finance underground tanks, dispensers, POS systems & the related construction costs that go along with an upgrade, renovation or re-imaging of a service station or a C-store?)For information contact Len Baccaro @ (800) 785-3060 ext 202E mail lbaccaro@AEFLLC.COM Web site www.aefllc.com

Affordable ‘Health Insurance’ Program LOOKOur partnership with Benefits Now LLC is based on the mutual goal of bringing value and service to participating Gasoline Retailers including automotive repair shops, automotive suppliers and specialty business, tire dealers, towing operators’ truck stops and associates throughout the state of Florida and

their employees.I am confident that you will find Benefits Now LLC programs and services beneficial to you.For Information, contact Sharon W. Cockrell @ Toll free1-800-253-8036 ext 200 or Pat Moricca @ 407-774-9700

WatchDogPump Calibration LL

Florida-New Jersey-Connecticut-Maryland-PennsylvaniaSimple Pump Calibration Identify Bad Meters

*Stop Losing Money! *Why is WatchDog Different From All The Rest *What is “Real Time” Calibration?

*What is The Definition of Calibration? *Why is “Real Time” Pump Calibration Important? *Does Simple Pump Calibration Identify Bad meters? *Calibration is NOT new, it is the high cost of fuel that’s new!

How Much is Your Station Losing The Solution! Contact Kevin Madison 800-322-0106

P.O. 138426 Clearmont, Florida 34713 Petrofuse USA Your Tank & Piping Double all SolutionFYI our process can be used on ASTs as well as USTs.Petrofuse ZP LTD established in 1995 in the UK, commenced approvals in 2001 in the US and works in 2006.We are one of the industry leaders in the relining of existing fuel storage tanks.Petrofuse ZP double wall piping system is one of the finest in the world.Petrofuse ZP coat four lining system for USTs works with fiberglass or steel tanks.Petrofuse ZP double walled tanks system (secondary containment) is designed to contain leaks from the inner tanks.Petrofuse ZP includes leak detection monitors.All Petrofuse ZP products are warranted.Compliant with API1631 and compatible with E85 (85% Ethanol) For additional information please contact: Roger Rolewicz, VP of Sales rogerrolewicz@petrofuseusa.com Cell: 813-240-1560 www.petrofuseusa.com

U.S. Department of the TreasuryFinancial Crimes Enforcement Network

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FenCEN’s Web site is located at: http://www.fincen.gov

FOR IMMEDIATE RELEASE (703) 905-3770December 4, 2006

FinCEN Announces Launch of FinCEN Updates E-mail Subscription News ServiceThe Financial Crimes Enforcement Network (FinCEN) today announced the launch of FinCEN Updates – a new, free e-mail subscription management service designed to keep the financial industry, the media and the public informed of news, rulemakings, advisories and other developments at FinCEN. This new secure e-mail subscription management service permits users to customize their updates, which enables them to receive e-mails related to the topics to which they have subscribed.

FinCEN Updates allows users to choose their subscription preferences. Subscription items include advisories, guidance, news releases, rulings, enforcement actions, and current career opportunities at FinCEN. Users can add or delete subscription items themselves, and have the option to password protects their accounts for increased security. Users can opt to have FinCEN Updates sent immediately, daily, weekly, or monthly to their e-mail accounts or directly to a wireless device.FinCEN selected the GovDelivery® E-Mail Subscription Management service to monitor designated website content and to send an e-mail to alert subscribers when there is new information posted on FinCEN’s public websites. Subscribers will receive e-mails from the Financial Crimes Enforcement Network at the address fincenupdates@govdelivery.com.To subscribe to FinCEN Updates, visit FinCEN’s website at www.fincen.gov or subscribe directly at http://service.govdelivery.com/service/multi_subscribe.html?code=USFINCEN.

Contact Larry G. Schmaltz, P.E. @ 813-248-8558, ext 305

Insurance Office of AmericaInsurance Recommendations, the last minute policy renewal quotes: By waiting till the very last minute it will prevent the insured (you) from being able to shop for a lower cost policy. Below are a couple tips to help you get the best deal on insurance.

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Liability: At least six weeks before your policy expires, seek out competitive quotes from at least one additional agent/company. You will need to know your current policy coverage and terms to get competitive information. Gasoline Retailers Association of Florida’s/Insurance Office of America’s money saving programs and a complete insurance package to meet your business responsibility. Contact Glen Esbjorn from the Insurance Office of America for your insurance needs @ (800) 242-6899 (407) 788-3000 or Pat Moricca @ (407) 774-9700

“The Official Insurance Broker of the Jacksonville Jaguars”

Any eligible businessman or woman, who joins, and participates in on-going programs, will find that his/her savings in overhead costs will more than justify the dues that each member pays.

Membership Does Not Cost, It Pays S. O. S.Safehouse of Seminole Domestic violence is a social issue, which crosses all boundaries and threatens the very fabric of our society. At Safehouse of Seminole, we are dedicated to breaking this cycle of violence through our shelter and community outreach programs. Our crisis line and shelter programs provide victims and their children with the resources they need to begin healing from past and preparing for their future. Believing that education and awareness are vital tools for change, we provide educational programs in Seminole County Schools and other community organizations. 24-Hour Crisis Line 407-330-3933.

Safehouse of Seminole needs your donationsYour contribution to Safehouse may be tax deductible on your annual tax return, as Safehouse is an organization of the type described in section 509(a)(1) and 170(b)(A)(vi) under the Internal Revenue Code.

Our registration number is SC-05086.

Safehouse of Seminole Wish List:Personal Needs – Bedding Needs – Baby Food & Needs -- School Needs – Grocery/Kitchen/Cleaning Needs – Holiday Needs – Miscellaneous Items for everyday Needs! Contact the Safehouse of Seminole @ 407-302-5220 for a copy of their Wish List.

Please make checks payable to and mail to Safehouse of Seminole PO Box 471279, Lake Monroe, FL, 32747-1279 Name__________________________________Telephone_______________________

Address_______________________________________________________________

City______________________State_________________________Zip______________

INVESTIGATIVE SERVICESCorporate Defense Strategies Inc. / Information Research Specialist Inc.Corporate Defense Strategies / Information Research Specialist provides national and worldwide services. We are a full service private investigation firm that is licensed, bonded and insured. Our principle investigator has over twenty-five years experience in loss prevention and corporate security.  Our investigators are also experts in corporate theft investigations, background checks, interview & interrogations / skip tracing and major asset investigations / judgment recovery.  In addition, CDS is a member of many national investigative associations. Toll free (888) 361-3800 Fax - (407) 324-9856 e-mail- CDSInvest@aol.com Web Site- Corporate Defense Strategies Inc.

INDEPENDENT DEALER PURCHASING SERVICECars NewTrucks WholesaleFor the lowest possible cost of buying and selling your next vehicle; utilize our service to save hundreds to thousands on your next vehicle purchase or lease. No gimmicks or games, IDPS will utilize our network of dealers and work the deal from start to finish. IDPS guarantees a savings to the buyer or there is NO CHARGE. 250 FLAT RATE FEE Office: (888) 248-1013 * (407) 324-5422 * Fax: (407) 324-9856 E-mail: idpsgrp@aol.com

Equipment for SaleAll items except the water filter are used but in good condition.

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$10____ $15____

$20____ $50____

$100____other____

1. Wall mounted Elkay water coolers Model EBFSA81D 2. 3 Head Bunn Cappuccino Machine Black Cabinet Model FMD3 3. Qty 5 Coffee Air pots with stands Luxus 1 Gallon Model L35-10 4. Creamiser 2 product refrigerated cream dispenser Model 200 5. Countertop Stainless Steel Cup Dispenser with cup holder tubes 6. Bunn 2 flavor Gourmet Ice frozen slush dispenser Model CDS 2----Sold 7. Everpure Model EV9328-06

Water Filter System for a combination of drink machines, ice maker and coffee this will treat the water for an entire store setup! Combination system provides quality ingredient water for fountain, coffee and ice machines.New and improved MC2 cartridges feature Micro-Pure media II with antimicrobial protection to inhibit any potential bacteria growth.System features three quick-change MC2 filter cartridges, a 20" coarse prefilter, and an SR-X Scale Reduction Feeder.Manifold features water shut-off, flushing valve, inlet and outlet pressure gauges.Capacity:  27,000 gallons (102,600 L) Flow Rate: 5.7 GPMCertifications: NSF 42, NSF 53 This item is new in box

We would sell all as a package or individually.Contact Kevin Headlee * Creekwood Crossing BP * Cell 941-650-8920 * Office 941-756-2458 * Fax 941-755-8521creekwoodbp@verizon.net

SUPPORT ASSOCIATE MEMBERS WHO SUPPORT OUR ASSOCIATION

Benefits Now LLC Health Ins. for information contact Sharon W. Cockrell @ Toll free1-800-253-8036 ext 200

*Meadowbrook Insurance Group Workers’ Comp. Dividend Program Contact: Cindy Winternitz (800) 575-1816

*Insurance Office of America Property & Casualty Liability Underground Storage Tank Insurance Contact: Glen Esbjorn (800) 243-6899-1855 W.S.R. 434-Longwood, FL 32750

*Chokshi Accounting & Tax Services, Inc. 682 Maitland Avenue Altamonte Springs, FL 32701 407-332-8311

*RPM inc. Receipts-Printing-Marketing 1536 Bonair St. Clearwater, FL 33755 1-800-398-0987

American Equipment Finance 258 King George Road Warren, NJ 07059 Len Baccaro @ (800) 785-3060 ext 202

WatchDog Pump Calibration LLC P.O. 138426 Clearmont, Florida 34713 Contact Kevin Madison 800-322-0106

Wayne Services Group (WSG) Wayne Dispensers 5150 NW 109th Ave Suite 1 Sunrise, Florida 33351 Ryan D’Souza 954-742-1735

Guardian Fueling Technologies Gilbarco Dispensers 1883 W. State Road 84 Suite 106 Ft. Lauderdale, FL 33315Carlos Fox (954) 432-0622

Petrofuse ZP Tank Systems Roger J Rolewicz 813-240-1560

GASOLINE SUPPLIERSArt McKee Lewis & Raulerson, Inc. P. O. Box 59Waycross, Georgia 32502 (863) 401-3937

Eduardo RodriguezMacmillan Oil Company Of Fl. Inc. 2955 east 11 avenueHialeah, Fl. 33013 Office (305) 691-7814Cell (305) 283-8580

GASOLINE RETAILERS ASSOCIATION of FLORIDAWELCOMES ALL NEW MEMBERS

MEMBERSHIP DOES NOT COST, IT PAYS

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Down Syndrome Association of Central Florida The Down Syndrome Association of Central Florida is the leading voice for individuals with Down syndrome and their families. We offer hope, encouragement and acceptance through advocacy, education and awareness so that each may realize their potential as members of our community.For information, 407-540-1121 web site www.dsacf.org

Altamonte Springs Special Needs Cheerleading - Sparklers Through successful sports training and competition, City of Altamonte Springs Special Needs Cheerleading - Sparklers develop physically, socially, and physiologically. The positive experiences the athletes have and ongoing, City of Altamonte Springs Special Needs Cheerleading - Sparklers programs builds confidence and self image, which carries over into all aspects of their lives.Altamonte Springs Sparklers information contact Ranwa Nin El-khoury C(407)929-7254 W(407)571-8814 F(407)571-8809

St. Mary Magdalen Catholic Church Altamonte Springs Florida

A Unique Stars Theatre Program Fr. Tom Smith’s

“Angels Among Us”With 29 Unique Special Angels of all Ages

Katie Byrnes Terry McDonaldKatie Moricca Eileen JeffersonJoe Nasehi Erin MaciarzMeggan Van Loon Eddie PenedoKristin Costanzo Lisa RamosShawn Seaver Nataly HernandezAngel Resende Kimberly CulleyCourtney Coil Adriana KenneyJohn Ferry Alicia CeperoPatti Wittick Bret JonesMichael Martin Mark PrestonJoshua Borbolla Dustin ParramoreDavid Chernega Charbel ElkhouryEden Fulmer Tammy Schlier

Krystn Faller

CASTFather Tom - Diane Della PiazzaLisa Cioffi - Frank CorsoProduced and Directed by Elsie Doughty

A must-see! For information, please contact Father Tom Smith @ (407) 695-1720

‘Angels Among Us’ shows have received GREAT REVIEWS. Comments from people; I never saw any performance like it; I was moved by the special angels; Everyone should see the show; It brought tears of joy to my eyes; It is a heart-warming experience that makes you feel better as a human being; A classic and much more.

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