the united states vs. melissa laliberte

UNITED STATES DISTRICT COURT

DISTRICT OF CONNECTICUT

UNITED STATES OF AMERICA CRIMINAL NO

v

MELISSA LALIBERTE

VIOLATIONS

18 USC sect 657 (Embezzlement from federal credit union) and 26 USC sect 7206(1) (Filing a false income tax return)

INFORMATION

The United States Attorney charges

COUNT ONE

1 That at all times relevant to this information MELISSA

LALIBERTE the defendant herein was employed as a bookkeeper by

the Meriden Franco-American Federal Credit Union (MFAFCU) located

in Meriden Connecticut

2 That at all times relevant to this information the accounts of

MFAFCU were insured by the National Credit Union Administration

3 That at all times relevant to this information MELISSA

LALIBERTES duties as bookkeeper included managing the daily

operations of MFAFCU posting transactions to customer accounts

depositing cash and checks into MFAFCU bank accounts processing

accounts payable on behalf of MFAFCU assisting in the loan

application process for customers and preparing financial reports for

the Board of Directors as needed

4 From between about January 2004 and July 2008 MELISSA

LALIBERTE did on approximately 161 occasions without

authorization divert MFAFCU customer-member cash deposits for her

own personal benefit and use

5 Between January 2004 and July 2008 MELISSA LALIBERTE

did on approximately 518 occasions without authorization make

checks payable to herself for her personal benefit or to her personal

creditors



teller cash withdrawals from MFAFCU accounts and purloin the money

for her own use

7 From on or about January 1 2004 to on or about July 16

2008 in the District of Connecticut and elsewhere MELISSA

2

LALIBERTE did with intent to defraud MFAFCU willfully embezzle the

sum of approximately $74376800 of the funds belonging to or

otherwise intrusted to the care of MFAFCU

All in violation of Title 18 United States Code Section 657

COUNT TWO

8 That on or about April 15 2006 in the District of Connecticut

defendant MELISSA LALIBERTE a resident of Wallingford

Connecticut did willfully make and subscribe a 2005 US Individual

Income Tax Return Form 1040 filed jointly which was verified by a

written declaration that it was made under the penalties of perjury and

was filed with the Director Internal Revenue Service Center at

Andover Massachusetts which said tax return she did not believe to

be true and correct as to every material matter in that she reported

taxable income of $6077000 whereas as she then and there knew

and believed her taxable income was substantially higher because

she failed to report $20975971 in embezzled funds

3

In violation of Title 26 United States Code Section 7206(1)

NORA R DANNEHY UNITED STATES ATTORNEY

MICHAEL J GUSTAFSON SUPERVISORY ASSISTANT UNITED STATES ATTORNEY

PAUL H McCONNELL ASSISTANT UNITED STATES ATTORNEY

4

US Department of Justice

United States Attorney District ofConnecticut

Abraham A RibicoffFederal Building (860) 947-1101

450 Main Street Room 328 Hartford Connecticul 06103 Fax (860) 240-3291

September 2 2009

Thomas Dennis Esq Chief Federal Public Defender 10 Columbus Blvd Floor 6 Hartford CT 06106

Re United States v Melissa Laliberte Criminal No 309CR (VLB)

Dear Mr Dennis

This letter confirms the plea agreement entered into between your client Melissa Laliberte (the defendant) and the United States Attorneys Office for the District of Connecticut (the Government) concerning the referenced criminal matter

THE PLEA AND OFFENSE

The defendant agrees to waive her right to be indicted and to

plead guilty to a two-count information charging her with embezzlement from a federal credit union in violation of 18 USC sect 657 and filing a false income tax return in violation of 26 USC sect 7206(1) She understands that to be guilty for these offenses the following essential elements must be satisfied

For embezzlement

1 That from January 2004 through May 2008 the defendant was an employee of the Meriden Franco-American Federal Credit Union (MFAFCU)

2 That the accounts of the MFAFCU were federally insured by the National Credit Union Administration

3 That the defendant knowingly embezzled funds belonging to or entrusted to the care of MFAFCU

4 That the defendant acted with intent to injure or defraud the institution and

5 That the amount of money taken was more than $1000

For filing a false income tax return

1 That the defendant subscribed and filed a tax return

2 That the return contained a written declaration that it was made under penalty of perjury

3 That the defendant did not believe the return to be true and correct as to every material matter and

4 That the defendant acted willfully

THE PENALTIES

Embezzlement from a credit institution carries a maximum penalty of 30 years imprisonment and a $1000000 fine Filing a false income tax return carries a maximum penalty of 3 years imprisonment

and a $100000 fine In addition under 18 USC sect 3583 the Court may impose a term of supervised release of not more than 5 years to

begin at the expiration of any term of imprisonment imposed The defendant understands that should she violate any condition of the supervised release during its term she may be required to serve a

further term of imprisonment of up to 3 years with no credit for the time already spent on supervised release

The defendant also is subject to the alternative fine provision of

18 USC sect 3571 Under this section the maximum fine that may be imposed on the defendant is the greatest of the following amounts (1)

twice the gross gain to the defendant resulting from the offense (2) twice the gross loss resulting from the offense (3) $250000 or (4) the amount specified in the section defining the offense which is

$1000000 for embezzlement from a federal credit union

In addition the defendant is obligated by 18 USC sect 3013 to pay

a special assessment of $10000 on each count of conviction The

defendant agrees to pay the special assessment to the Clerk of the Court on the day of sentencing

Finally unless otherwise ordered should the Court impose a fine of more than $2500 as part of the sentence interest will be charged on the unpaid balance of a fine amount not paid within 15 days after

the judgment date 18 USC sect 3612(f) Other penalties and fines may be assessed on the unpaid balance of a fine pursuant to 18 USC sectsect 3572 (h) (i) and sect 3612(g)

Restitution

In addition to the other penalties provided by law with respect to the embezzlement from a federal credit union count (Count One) the

Court must also order that the defendant make restitution under 18

USC sect 3663A The defendant acknowledges as set forth in the

Stipulation of Offense Conduct attached to this letter that the amount of restitution that the court must order to the Victim National

Credit Union Administration is $743768 Restitution is payable immediately unless ordered otherwise by the Court

The order of restitution has the effect of a civil judgment against the defendant In addition to the court ordered restitution the court may order that the conditions of its order of restitution be made a condition of probation or supervised release Failure to make restitution as ordered may result in a revocation of probation or a modification of the conditions of supervised release or in the defendant being held in contempt under 18 USC sect 3583(e) Failure to pay restitution may also result in the defendants re-sentencing to any sentence which might originally have been imposed by the Court See 18 USC sect 3614 The Court may also order that the defendant give notice to any victim(s) of her offense under 18 USC sect 3555

Tax Restitution

With respect to the tax offense the Court may order that the defendant make restitution pursuant to 18 USC sectsect 3563(b)(2) as a condition of probation and 3583(d) as a condition of supervised release

Forfeiture

There is no known property subject to forfeiture in this case

THE SENTENCING GUIDELINES

1 Applicability

The defendant understands that although application of the United States Sentencing Guidelines is not mandatory they are advisory and the Court is required to consider any applicable Sentencing Guidelines as well as other factors enumerated in 18 USC sect 3553(a) to tailor an appropriate sentence in this case See United States v Booker 543 US 220 (2005) The defendant expressly understands and agrees that the SentenCing Guideline determinations will be made by the Court by a

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preponderance of the evidence based upon input from the defendant the Government and the United States Probation Officer who prepares

the presentence investigation report The defendant further understands that she has no right to withdraw her guilty plea if her

sentence or the Guideline application is other than she anticipated

2 Acceptance of Responsibility

At this time the Government agrees to recommend that the

Court reduce by 2 levels the defendants Adjusted Offense Level under sect 3E11(a) of the Sentencing Guidelines based on the defendants

prompt recognition and affirmative acceptance of personal responsibility for the offense Moreover the Government intends to file a motion with the Court pursuant to sect 3E11 (b) recommending that

the Court reduce defendants Adjusted Offense Level by 1 additional level based on the defendants prompt notification of her intention to

enter a plea of guilty This recommendation is conditioned upon the defendants full complete and truthful disclosure to the Probation

Office of information requested of the circumstances surrounding her

commission of the offense of her criminal history and of her financial condition by submitting a complete and truthful financial statement

In addition this recommendation is conditioned upon the defendant timely providing complete information to the Government concerning

her involvement in the offenses to which she is pleading guilty The defendant expressly understands that the Court is not obligated to accept the Governments recommendation on the reduction

The Government will not make this recommendation if the defendant engages in any acts which (1) indicate that the defendant

has not terminated or withdrawn from criminal conduct or associations (Sentencing Guideline sect 3E11) (2) could provide a basis for an adjustment for obstructing or impeding the administration of

justice (Sentencing Guideline sect 3C11) or (3) constitute a violation of

any condition of release Moreover the Government will not make this recommendation if the defendant seeks to withdraw her pleas of

guilty The defendant expressly understands that she may not

withdraw her pleas of guilty if for the reasons explained above the Government does not make this recommendation

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3 Stipulation

Pursuant to sect 6B14 of the Sentencing Guidelines the defendant and the Government have entered into a stipulation which is attached

to and made a part of this plea agreement The defendant understands that this stipulation does not purport to set forth all of the relevant conduct and characteristics that may be considered by the

Court for purposes of sentencing The defendant expressly understands that this stipulation is not binding on the Court The defendant also understands that the Government and the United

States Probation Office are obligated to advise the Court of any additional relevant facts that subsequently come to their attention

4 Guideline Stipulation

The Government and the defendant stipulate the defendants

applicable Sentencing Guidelines to be at a range of 51 to 63 months of imprisonment and a fine range of $10000 to $100000 The range was determined as follows

The counts are grouped together under sect 3D12(d) into a single

group because the offense levels are determined largely on the basis of the total amount of harm or loss See United States v Godon 291 F3d 181 189 (2d Cir 2002) USSG sect 3D12 comment (n6) The figure used to compute the adjusted offense levels under the applicable sections of the guideline is obtained by combining the losses due to the embezzlement count as well as the tax count that

is $743768 (approximate embezzlement loss) plus $218103 (approximate tax loss) The total loss is therefore $961871

For embezzlement from a federal credit union the base offense level under USSG sect 2B11 (a)(1) is 7 14 levels are added under

USSG sect 2B11(b)(1)(H) based on a loss of more than $400000 but less than $1000000 Another 4 levels are added under USSG sect 2B11 (b)(14)(B) because the offense substantially jeopardized the safety and soundness of a financial institution An additional 2 levels

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are added under USSG sect 3B13 for abuse of a position of trust Thus the defendants adjusted offense level for embezzlement is 27

For filing a false income tax return the base offense level under USSG sect 2T11 is 18 because the tax loss in sect 2T41 is more than

$200000 and less than $400000 2 levels are added under USSG sect 2T11(b)(1) because the defendant failed to report the source of

income exceeding $10000 in the relevant years from criminal activity Thus the defendants adjusted offense level total for the tax count is

20

Because these offense levels are determined on the basis of the total amount of the loss and pursuant to USSG sect 3D13(b) offense level 27 is the highest offense level based on the aggregate quantity of

the loss

When 3 levels are subtracted under USSG sect 3E11 for acceptance of responsibility as noted above the resulting total offense level is 24 A total offense level 24 with a criminal history

category I which the parties calculate the defendant to be results in a range of 51 to 63 months of imprisonment (sentencing table) and a

fine range of $ 10000 to $ 100000 USSG sect 5E12(c)(3)

The defendant expressly understands that the Court is not bound by this agreement on the Guideline and fine ranges specified above

The defendant further expressly understands that she will not be permitted to withdraw the pleas of guilty if-the Court imposes a

sentence outside the Guideline range or fine range set forth in this agreement

The defendant reserves the right to make any appropriate departure arguments under the Guidelines and to seek a nonshy

Guidelines sentence In the event the Probation Office or the Court contemplates any sentencing calculations different from those

stipulated by the parties the parties reserve the right to respond to any inquiries and make appropriate legal arguments regarding the

proposed alternate calculations Moreover the Government expressly reserves the right to challenge or defend any sentencing

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determination other than that stipulated by the parties in any postshysentencing proceeding

5 Information to the Court

The Government expressly reserves its right to address the Court with respect to an appropriate sentence to be imposed in this case

Moreover it is expressly understood that the Government will discuss

the facts of this case including information regarding the defendants background and character 18 USC sect 3661 with the United States Probation Office and will provide the Probation Officer with access to its file with the exception of grand jury material

WAIVER OF RIGHTS

Waiver of Right to Indictment

The defendant understands that she has the right to have the

facts of this case presented to a federal grand jury consisting of between sixteen and twenty-three citizens twelve of whom would

have to find probable cause to believe that she committed the offense

set forth in the information before an indictment could be returned The defendant expressly acknowledges that she is knowingly and

intelligently waiving her right to be indicted

Waiver of Trial Rights and Consequences of Plea

The defendant understands that she has the right to be represented by an attorney at every stage of the proceeding and if necessary one will be appointed to represent her

The defendant understands that she has the right to plead not guilty or to persist in that plea if it has already been made the right to

a public trial the right to be tried by a jury with the assistance of counsel the right to confront and cross-examine the witnesses

against her the right not to be compelled to incriminate herself and the right to compulsory process for the attendance of witnesses to

testify in her defense The defendant understands that by pleading

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guilty she waives and gives up those rights and that if the pleas of guilty are accepted by the Court there will not be a further trial of any

kind

The defendant understands that if she pleads guilty the Court

may ask her questions about each offense to which she pleads guilty and if she answers those questions falsely under oath on the record

and in the presence of counsel her answers may later be used against her in a prosecution for perjury or making false statements

Waiver of Statute of Limitations

The defendant understands and agrees that should the

conviction following defendants pleas of guilty pursuant to this plea agreement be vacated for any reason then any prosecution that is not time-barred by the applicable statute of limitations on the date of the

signing of this plea agreement (including any indictment or counts the Government has agreed to dismiss at sentencing pursuant to this plea

agreement) may be commenced or reinstated against defendant

notwithstanding the expiration of the statute of limitations between the signing of this plea agreement and the commencement or

reinstatement of such prosecution The defendant agrees to waive all

defenses based on the statute of limitations with respect to any prosecution that is not time-barred on the date the plea agreement is signed

ACKNOWLEDGEMENT OF GUILT VOLUNTARINESS OF PLEA

The defendant acknowledges that she is entering into this

agreement and is pleading guilty freely and voluntarily because she is guilty The defendant further acknowledges that she is entering into this agreement without reliance upon any discussions between the

Government and her (other than those described in the plea agreement

letter) without promise of benefit of any kind (other than the concessions contained in the plea agreement letter) and without

threats force intimidation or coercion of any kind The defendant

further acknowledges her understanding of the nature of the offenses

to which she is pleading guilty including the penalties provided by law The defendant also acknowledges her complete satisfaction with

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the representation and advice received from her undersigned attorney The defendant and her undersigned counsel are unaware of any

conflict of interest concerning counsels representation of the defendant in the case

SCOPE OF THE AGREEMENT

The defendant acknowledges and understands that this agreement is limited to the undersigned parties and cannot bind any

other federal authority or any state or local authority The defendant acknowledges that no representations have been made to her with

respect to any civil or administrative consequences that may result from this plea of guilty because such matters are solely within the province and discretion of the specific administrative or governmental

entity involved Finally the defendant understands and acknowledges that this agreement has been reached without regard to any civil tax matters that may be pending or

which may arise involving her

As noted the defendant understands and acknowledges that this agreement has been reached without regard to any civil tax matters

that may be pending or which may arise involving her However the defendant does agree to meet with Revenue Agents of the Internal

Revenue Service within two weeks of the entry of her guilty plea to ascertain the tax penalties and interest due and owing for the years

under investigation 2004-2008 and to establish a payment schedule In addition the defendant acknowledges that she is aware that the

government intends to prepare tax returns which reflect both her W-2

wages and the embezzled income for the years in which the defendant did not file accurate tax returns (2004 2005 2006 and 2007) and that the burden is on the defendant to establish that she is entitled to any

deductions or other adjustments for each of these tax years

COLLATERAL CONSEQUENCES

The defendant further understands that she will be adjudicated

guilty of each offense to which she has pleaded guilty and will be deprived of certain rights such as the right to vote to hold public

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office to serve on a jury or to possess firearms The defendant understands that pursuant to section 203(b) of the Justice For All Act

the Bureau of Prisons or the Probation Office will collect a DNA sample from the defendant for analysis and indexing Finally the defendant understands that the Government reserves the right to notify any state

or federal agency by which she is licensed or with which she does business as well as any current or future employer of the fact of her

conviction

SATISFACTION OF FEDERAL CRIMINAL LIABILITY BREACH

The defendants guilty pleas if accepted by the Court will satisfy the federal criminal liability of the defendant in the District of Connecticut as a result of her participation in embezzlement from a federal credit union and filing a false income tax return which forms

the basis of the information in this case

The defendant understands that if before sentencing she

violates any term or condition of this agreement engages in any criminal activity or fails to appear for sentencing the Government

may void all or part of this agreement If the agreement is voided in

whole or in part defendant will not be permitted to withdraw her pleas

of guilty

NO OTHER PROMISES

The defendant acknowledges that no other promises

agreements or conditions have been entered into other than those set forth in this plea agreement and none will be entered into unless set forth in writing signed by all the parties

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This letter shall be presented to the Court in open court and

filed in this case

Very truly yours

NORA R DANNEHY

UNITED STATES ATTORNEY

PAUL H McCONNELL

ASSISTANT UNITED STATES ATTORNEY

The defendant certifies that she has read this plea agreement

letter and its attachment(s) or has had it read or translated to her that

she has had ample time to discuss this agreement and its

attachment(s) with counsel and that she fully understands and

accepts its terms

MELISSA LALIBERTE Date

Attorney for the Defendant

I have thoroughly read reviewed and explained this plea

agreement and its attachment(s) to my client who advises me that she

understands and accepts its terms

THOMAS DENNIS ESQ Date


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STIPULATION OF OFFENSE CONDUCT

The defendant Melissa Laliberte and the Government stipulate and agree to the following offense conduct that gives rise to the

defendants agreement to plead guilty to the information

The Meriden Franco-American Federal Credit Union (MFAFCU)

was located in Meriden Connecticut and chartered by the National Credit Union Administration (NCUA) in 1954

The defendant was employed by MFAFCU as a bookkeeper from

January 2004 to May 2008 Her responsibilities included managing the

daily operations of MFAFCU posting transactions to customer accounts depositing cash and checks into MFAFCU bank accounts processing accounts payable on behalf of MFAFCU assisting in the loan application process for customers and preparing financial reports

for the Board of Directors as needed

While employed as a bookkeeper by MFAFCU the defendant

embezzled approximately $743768 She accomplished this by (1) taking unauthorized cash from MFAFCU members that was intended to

pay down loan balances (2) making unauthorized withdrawals from

the MFAFCU accounts (3) drawing her salary multiple times a month when she was only entitled to be paid once per month and (4) the unauthorized use of MFAFCU checks to pay for personal bills including

but not limited to credit card bills home equity line of credit bill utilities and insurance bills As part of the course of misconduct the defendant failed to post cash withdrawals and loans to her and her

husbands share accounts Additionally she presented false reports to MFAFCUs Board of Directors and falsified deposits to her own account

In addition the defendant successfully solicited five other credit

unions to invest in Certificates of Deposit with MFAFCU This resulted

in a cash infusion into MFAFCU of over $400000 and kept the MFAFCU from collapsing earlier MFAFCU incurred audit expenses of

approximately $12455 as a direct result of the defendants scheme in

order to rebuild the financial records for a bond company On July 16 2008 the NCUA placed MFAFCU into liquidation At the time of

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liquidation MFAFCU served 206 members and had assets of approximately $337968

The defendant did not report any of the $743768 as taxable

income This resulted in unpaid taxes totaling approximately $218103

The written stipulation above is incorporated into the preceding

plea agreement It is understood however that the defendant and the Government reserve their right to present additional relevant offense conduct to the attention of the Court in connection with sentencing

MELISSA LALIBERTE PAUL H McCONNELL

The Defendant ASSISTANT UNITED STATES ATTORNEY

THOMAS DENNIS ESQ


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depositing cash and checks into MFAFCU bank accounts processing

accounts payable on behalf of MFAFCU assisting in the loan

application process for customers and preparing financial reports for

the Board of Directors as needed

4 From between about January 2004 and July 2008 MELISSA

LALIBERTE did on approximately 161 occasions without

authorization divert MFAFCU customer-member cash deposits for her

own personal benefit and use



checks payable to herself for her personal benefit or to her personal

creditors



teller cash withdrawals from MFAFCU accounts and purloin the money

for her own use

7 From on or about January 1 2004 to on or about July 16

2008 in the District of Connecticut and elsewhere MELISSA

2





COUNT TWO












3





4





September 2 2009



Dear Mr Dennis





For embezzlement











THE PENALTIES














Restitution







Tax Restitution


Forfeiture



1 Applicability


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3 Stipulation













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20


the loss











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WAIVER OF RIGHTS













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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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COUNT TWO












3





4





September 2 2009



Dear Mr Dennis





For embezzlement











THE PENALTIES














Restitution







Tax Restitution


Forfeiture



1 Applicability


-4shy




















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3 Stipulation













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20


the loss











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WAIVER OF RIGHTS













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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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4





September 2 2009



Dear Mr Dennis





For embezzlement











THE PENALTIES














Restitution







Tax Restitution


Forfeiture



1 Applicability


-4shy




















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3 Stipulation













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20


the loss











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WAIVER OF RIGHTS













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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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September 2 2009



Dear Mr Dennis





For embezzlement











THE PENALTIES














Restitution







Tax Restitution


Forfeiture



1 Applicability


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3 Stipulation













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20


the loss











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WAIVER OF RIGHTS













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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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For embezzlement











THE PENALTIES














Restitution







Tax Restitution


Forfeiture



1 Applicability


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-5shy

3 Stipulation













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20


the loss











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WAIVER OF RIGHTS













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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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Restitution







Tax Restitution


Forfeiture



1 Applicability


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3 Stipulation













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20


the loss











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WAIVER OF RIGHTS













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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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Tax Restitution


Forfeiture



1 Applicability


-4shy




















-5shy

3 Stipulation













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20


the loss











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WAIVER OF RIGHTS













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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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3 Stipulation













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20


the loss











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WAIVER OF RIGHTS













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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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3 Stipulation













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20


the loss











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WAIVER OF RIGHTS













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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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20


the loss











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WAIVER OF RIGHTS













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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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WAIVER OF RIGHTS













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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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kind




















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conviction








of guilty

NO OTHER PROMISES



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filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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conviction








of guilty

NO OTHER PROMISES



-11shy


filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








-12shy





















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THOMAS DENNIS ESQ


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conviction








of guilty

NO OTHER PROMISES



-11shy


filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








-12shy





















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THOMAS DENNIS ESQ


-14shy


filed in this case

Very truly yours

NORA R DANNEHY


PAUL H McCONNELL






accepts its terms








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THOMAS DENNIS ESQ


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THOMAS DENNIS ESQ


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THOMAS DENNIS ESQ


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the united states vs. melissa laliberte

Documents

accounts of mfafcu

mfafcu accounts

united states code

united states attorney

defendant melissa laliberte

melissa laliberte violations

behalf of mfafcu

care of mfafcu