FinTechs and all PSPs operating in the UK can now connect to UK Faster Payments using the New Access Model to o�er competitive, instant payment services to their customers.

Learn about real-time payments customer uses cases, market opportunities and how to easily enable UK Faster Payments within your business during ACI's on-demand webinar.

ACI paves a simpler path to UK Faster Payments. Discuss your best way there with an expert today.

They deliver convenience to everyday people.

THE ROAD TO FASTER PAYMENTS

Faster Payments change the game for your customers...

Meet unmet needs

61% of millennials said they would switch accounts for the o�er of Faster Payments.6

Simpler wage payments

99% of UK businesses are SMEs.3 95% say Faster Payments would be useful to their business.4They improve payment processes for businesses.

…and for your business, too.

The market is ripe.

Now is the time to claim your share ofFaster Payments revenue.

Faster Payments present a clear path to growth.

Low cost transfers

Disrupt opportunity sectors

75% of all ‘alternative finance’ investment went towards P2Plending in 2015.5

Unwritten or unapproved SME loans amount to $240 billion.5

Customers are looking for their next fastest payment options

110M UK Faster Payments are processed monthly.7

UK Faster Payments adoption rates are tripling every 6 months.7

The global movement towards immediate payments is strong

51% of respondents in a real-time readiness survey expect to be able to send real-time payments globally within 5 years.8

82% believe real-time payments will displace existing payment types.8

Following it is simple…

…with ACI to guide you each step of the way.

You’re only a few steps away from Faster Payments. Getting there is simple.

1 2 3

Gain ACCESS to Bank of England through a sponsor bank

ACI will secure your sponsor introductions

• 40 years of payments expertise • A partner to 18 of the world’s top 20 banks and 7 of the top 10 banks in the UK

CONNECT toUK Faster Payments

ACI’s Aggregator Service for UK Faster Payments connectsyou in less time, at a lower cost

• Certified to meet the UK Faster Payments connectivity requirements• SaaS model simplifies onboarding and maintenance

MAINTAIN participation

ACI continuously manages yourparticipation in UK Faster Payments

• IT and compliance management • Flexible platform for meeting changing needs • Economies of scale keep transaction costs down • 24x7 uptime, 365 days a year

The payments ecosystem is rapidly transforming.

We position your businessto keep pace with the changing market...

…and to capitalize on future payment trends and disruption. ACI's Universal Payments approach can help your

business capture the next new opportunity.

ANY-TO-ANY

OPENAPIs

GLOBALCOMMERCE

CYBERSECURITY

SOURCES:1. YouGov Plc., 2015 Consumer survey | 2. YouGov Plc., 2015 SME survey | 3. YouGov Plc., 2015 Consumer survey. Millenials aged 25-34 | 4. UK Department of Business & Innovation Skills, 2015 Statistical Release | 5. Facts apply to the Australian lending market. Research by Reserve Bank Data | 6. Faster Payments Scheme Limited | 7. Global FinTech Survey, 2016, pwc. | 8. Banking Technology, NETS & ACI Worldwide global, real-time readiness survey, 2016

When someone else is ina pinch

66% want to make immediate payments to friends and family.2

When in a pinch to pay bills

65% want instant payment of utility bills.1

Better supplier payment terms

Or when extra funds are suddenly needed

2016

Customers’ choice of payments is in 'anywhere, anytime'.

By 2025

30% of payment revenues will be at risk due to disruptions such as augmented reality, virtual reality and Internet of Things. 2017

SEPA Inst. will provide opportunity for real-time payments growth in the EU.

ACI

ACCESS WEBINAR

The barriers are down.

The ‘New Access Model’ makes it easier for PSPs to compete

The New Access Model was launched to provide an e�cient means for all providers to directly access Faster Payments and o�er instantaneous transactions, 24X7x365.

Learn more during ACI’s Faster Paymentson-demand webinar, featuring The London FinTech Podcast.

ACCESS WEBINAR

Stand apart from the competitive crowd

Faster Payments ranked as second most important trend in UK finance by banks and FinTechs.

They win market share when used to create innovative real-time o�erings.

Emergency payouts and loan funding

UKFASTER

PAYMENTSPSP

Processor

FinTech

Lender

Challenger Bank

Insurer

Big Bank

Small Bank