FINANCE TIPS + INDUSTRY NEWS + COMPETITIONS + INTERIOR DESIGN

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February 9, 2019

SPONSORED BY

PERCEPTIONS LATEST DISPLAY KICKS OFF 2019 IN STUNNING MID-CENTURY MODERN STYLETHE REGENT

SAY ‘ALOHA’ TO GO HOMES NEW DISPLAY THE HONOLA BAY

ALL NOW LIVING HOMES ARE BUILT READY TO MOVE RIGHT IN

JOHN GELAVIS MASTER BUILDERS EXECUTIVE DIRECTOR

The dream of owning a home is getting harder to achieve as lending conditions and credit controls tighten, so we are extremely fortunate to have the

Keystart program in Western Australia to bring those dreams alive.

CONTENTS

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This commercial publication (“the Publication”) is sponsored by BGC Residential Pty Ltd / J Corp Pty Ltd (“the Company”). All material contained within the Publication has been approved by the Company. No articles found within the Publication should be viewed as being independent of the Company.

West Australian Newspapers Limited holds no liability whatsoever for the content of the Publication. Where required by law, the Company holds liability for the content of the Publication.

The information in the Publication is intended to provide readers with information only that is of interest. The Company has taken all reasonable steps to ensure the information is accurate, however it is not intended to be relied on. Aside from where required by law, the Company shall not be liable to any party as a result of any information, services, or advertisements contained within the Publication.

Any form of reproduction of any content of the Publication without the written permission of the Company is prohibited.

Welcome to the 18th edition of the monthly New Homes Plus, a sister product to New Homes and proudly sponsored by BGC Residential.

3 Industry Comment Keystart opens doors

4 Display Home The Honolua, Burns Beach

6 Industry News New three-storey designs go up

9 Industry News Forging relationships

10 Cover Story The Regent, Bennett Springs

13 Community News Junior Sports award proves popular

15 Finance Tips Debt repayment plan

17 Industry News Batteries ARE Included initiative

18 Interior Design Going bohemian

The dream of owning a home is getting harder to achieve as lending conditions and credit controls tighten, so we are extremely fortunate to have the Keystart program in Western Australia to bring those dreams alive.Keystart has enabled many Westerns Australians to build a new home or enter the property market when they have not been able to secure a loan with a major lending institution.

The program was established by the State Labor Government in 1989 to provide low-deposit home loans to Western Australians unable to meet the deposit requirements from mainstream lenders. Since then, Keystart has helped more than 100,000 Western Australians to own a home when they thought the goal was out of their reach.

Keystart has enabled many Westerns Australians to build a new home or enter the property market.

Keystart keeps home ownership dreams alive

Keystart’s offer is unique in the Western Australian home loan market:

1 A lower deposit scheme. The deposit required in the metropolitan area is two per cent of the property purchase price and up to seven per cent in regional WA depending on the property price and its location. For first homebuyers, the First Home Owner Grant can contribute toward the deposit.

2 No lenders mortgage insurance (LMI). LMI is typically required by other lenders if clients fall short of their deposit requirements. Keystart saves clients between $8000 and $10,000 by charging no LMI.

3 No ongoing monthly account-keeping fees.

Clients are exclusively Western Australian residents and typically those who cannot meet the deposit requirements from private lenders. In order for clients to

be successful with the home ownership journey, it is necessary for them to earn a sufficient income, usually from employment, to meet their home loan obligations comfortably.

Master Builders welcomes the recent announcement by Housing Minister Peter Tinley to extend the loan book of the Keystart scheme by $420.9 million as part of a suite of measures to improve housing affordability for Western Australians.

Keystart is a key component of the State Government’s Affordable Housing Action Plan. In this important plan, the Government commits to delivering 7700 homes for people on low to moderate incomes, as well as investing in new construction that will support $2.3 billion in economic activity and almost 6000 jobs over the three-year plan. It also increases the previous 2010-2020 target of 30,000 affordable housing opportunities to a minimum of 35,000 by 2020.

JOHN GELAVIS Master Builders Executive Director

Master Builders has been calling on the State Government to assist first homebuyers and the residential building industry as it attempts to adjust to the dramatic fall in activity, so we are pleased to see this development and congratulate the State Government on this great initiative to increase the Keystart loan book.

Now this significant announcement has been made, it is critical to adjust the income level requirements of singles, couples and particularly families, which will allow many who do not qualify for either Keystart or a major financial institution to secure finance to build a home.

Master Builders will continue to work with Keystart and the State Government on behalf of its members and the Western Australian community to assist this process and the overall pursuit of affordable home ownership, which will contribute greatly to both the economic and social outcomes for all.

INDUSTRY COMMENT 3

With clever zoning across a 15m block, The Honolua Bay by GO Homes showcases a mixture of styles and was inspired by the freedom of the WA coastline.Named after the region in Maui, Hawaii, the home is based on another GO Homes’ design – The Treble. Its pale and fresh decor imparts an understated luxury all

Fresh, airy design delivers beachy vibe of Hawaii

the while channelling a feel of seaside tranquility.

GO Homes Sales Manager Rhys Watters said the design exuded glamour courtesy of the featured timbers, metals and crisp, white tones.

“The display has been designed to create a glamorous, modern and less conventional coastal vibe with a touch of bohemian and ethnic style – classic yet contemporary,” he said.

The main area of the home is open-plan, consisting of an extensive modern kitchen, scullery, dining and living area. The expansive area stretches upwards, with high ceilings and 28-course window glazing. Like all GO Homes, the kitchen is fitted with Smeg appliances, including 900mm stainless steel appliances. Sleek Essastone benchtops anchor this area.

A seamless flow from the indoor living area to the outdoors makes entertaining a natural option.

“It is the perfect design for

families looking for a well-planned, communal living and entertaining floor plan,” Mr Watters said.

For maximum privacy and quiet, the deluxe master bedroom and ensuite are situated at the front of the home.

This area features a walk-in robe and a freestanding bath. A rain shower head here and in the additional bathroom lend a streamlined sleekness.

Three additional bedrooms are situated at the back of the home, creating an ideal children’s zone. Each of them is served by double built-in robes with sliding doors.

There are other inclusions aplenty, with Fujitsu ducted reverse-cycle airconditioning, internal floor coverings, window treatments, feature internal doors and a six-star energy rating.

The location of this display – it is in the beachside estate of Burns Beach – complements its design.

“This display provides a luxurious, relaxed outdoor lifestyle,” Mr Watters said.

THE HARTLEY 4 2ADDRESS 89 Burleigh Drive, Burns Beach

PRICE Similar design available from $192,490 (Velocity Spec) or from $224,490 (Ultimate Inclusions)*

BUILDER GO Homes

CONTACT 6555 7510 (Perth Metropolitan), 9760 1902 (Bunbury to Margaret River) www.gohomes.com.au Visit the website for full list inclusions. *Prices may differ between Perth Metropolitan and South West. BC 9769.

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4 DISPLAY HOME

TERRACE is taking its home designs to lofty new heights.The builder has launched a new range of stunning three-storey house and land packages in the Shoreline Estate at North Coogee.

Located on Moonlight Street, this development features sleek, bold lines and gleaming interiors and is a collaboration between LandCorp and TERRACE.

Prices start at $638,400*, and buyers have a choice of three-bedroom or four-bedroom configurations. They can also choose from three different internal layouts – the Loft, the Void and the Roof Deck – each with its own distinctive features.

All three have marked points of difference in their approach to lifestyle but all offer gorgeous architecture and street presence as well as effortless connection between the indoor living areas and the outdoors.

“TERRACE has a diverse range of floor plans of three and four-bedroom designs available. The designs include rooftop terraces, beautiful voids, generous outdoor living areas, all entirely customisable to suit the purchaser,” TERRACE Sales and Business Development Manager Jessica Reid said.

Three new three-storeys launched by TERRACE

“Each floor plan has a seamless transition from indoor to outdoor through the use of upstairs roof decks, balconies or courtyards and maximise the use of natural light and space.

“Perfect for a relaxed lifestyle, our three-storey houses are tailor-made to meet our clients’ needs, expectations and budgets.”

First up is the Loft, an affordable option that allows for an extra space in an otherwise standard TERRACE house plan. This area could be used as a retreat for adults or teenagers or as a children’s play space, thus leaving the downstairs clutter-free.

Next, the Void, with a layout that is perfect for a large or growing family as it maximises all the area in the home. It would also suit an older couple not wishing to compromise on living space. The wow factor here is the amount of

CONTACT TERRACE 6461 5461, www.terracewa.com.au

All three have marked points of difference in their approach to lifestyle but all offer gorgeous architecture and street presence.

light it allows in which creates an inviting ambience of openness.

Finally, the Roof Deck, which offers a multi-purpose space perfect for entertaining in style. This grand space could be used as a theatre, games room or quiet retreat to take in the beautiful views over the North Coogee area away from the hustle and bustle of the main house.

This release by LandCorp is the last chance for homebuyers to secure land in stage two of the highly sought-after Shoreline precinct, which is the first precinct launched in the Cockburn Coast Redevelopment Area. All other single residential lots in stages one and two have been sold.

You will be just a stone’s throw away from beautiful CY O’Connor beach. Shoreline is just 10 minutes away from the famous shopping, food and entertainment mecca of Fremantle.

Future development areas include a Main Street that will provide dining and entertainment. More than 3.5 hectares will be dedicated to parks, sports playing fields and community facilities.

“Our partnership with LandCorp in Shoreline provides an opportunity for Perth families to own an innovative product with a well thought out, unique development at an iconic site,” Ms Reid said.

*Starting price only. TERRACE is not the owner of the land and has entered into an agreement with the land owner to advertise the land as part of the package. TERRACE is not a reseller of the land but a home builder.

INDUSTRY NEWS6

Impressions the Home Builder has been building new homes for a variety of clients since 1997. Its portfolio of customers includes first homebuyers, second homebuyers and investors.When it comes to building second homes, there is often a different mindset.

At this level of the market, it becomes more about building creative solutions into new homes.

For this to happen, a building company

How relationships are building better homes

CONTACT Impressions the Home Builder 6461 5297, www.impressions.net.au

needs to focus much more on how it manages its engagement with its clients, according to Impressions the Home Builder Executive General Manager Paul O’Donnell.

Mr O’Donnell has been leading the team to strengthen this synergy between builder and client.

“Our 20-plus years of experience as part of BGC has helped us align our designs with our clients’ lifestyles,” Mr O’Donnell said. “We also appreciate that each client may still have their own unique requirements.”

At Impressions the Home Builder, this

means extending the client-builder relationship beyond the sales consultant to include the company’s team of experienced designers.

Mr O’Donnell speaks highly of the engagement his designers bring to the table, often liaising face-to-face with clients to get a first-hand feel for what they need.

This approach seems to be paying dividends, with feedback from clients

I think this is what homebuilding is really all about – the ability to deliver creative solutions easily and efficiently.

INDUSTRY NEWS 9

suggesting they experienced a more rewarding, solution-focussed design process.

“I think this is what homebuilding is really all about – the ability to deliver creative solutions easily and efficiently,” Mr O’Donnell said.

With a streamlined process which includes everything from design and drafting through to planning and estimating in-house, Impressions has realised their investment in people is adding real value to the clients’ homebuilding experience.

The Regent rules in standout display“The mid-century modern interior certainly offers a new design for clients to draw inspiration from and offers new materials, textures and selections,” Mr Barlow said. “It was definitely a theme we enjoyed bringing to fruition.”

The Regent’s interior pops with different tones and colours, from the neutral to the bold, and is interspersed with soft and earthy hues. The style is minimal and clean and never over the top.

There is an abundance of natural light and space, thanks to the full-height windows.

COVER STORY10 11

Perceptions has begun 2019 the right way with the launch of its latest display, The Regent, in Iluma Private Estate in Bennett Springs.The front elevation of this four-bedroom, three-bathroom beauty is a stunning combination of raw and natural materials, with a recycled brick facade on the right-hand side a standout feature.

“It has been a great start to 2019,” Perceptions Sales Manager Ashley Barlow said. “The Regent offers another fresh and on-trend look for Perceptions, finished to the highest standard.

“The home design is perfect for growing families, and would see buyers live in this home for many, many years with the option of a downstairs bedroom instead of upstairs and a private retreat as the kids grow older.

“The Regent’s elevation is definitely a striking one with its combination of red recycled brick, timber and white render. It really sets the tone for the house and brings a bit of modern and contemporary individuality to the display home.”

The warm tones of the brick set the stage for the interior, which features a mid-century modern aesthetic.

This theme is picked up with the use of timber and stones, which add warmth and texture.

Inside, there is an abundance of natural light and space, thanks to the full-height windows and the outstanding double-storey void that overlooks the dining area leading out onto the alfresco.

The dining and living areas are seamlessly connected as sliding doors open to the casual outdoor meals area. The kitchen is perfect for entertaining and boasts a scullery with plenty of bench space.

The Regent’s floorplan offers flexibility with the bedrooms. Whether you like to spend your time downstairs or out on the balcony of the master bedroom upstairs, the Regent has options to suit.

The spacious guest bedroom on the ground floor has its own ensuite, as does

the opulent master suite, which also has a large walk-in robe.

The two minor bedrooms are tucked away upstairs together with a sitting room that can be adapted to each stage of the family’s life.

Located just off the front entrance and away from the main living area is a theatre room that adds a quality touch to family movie nights and is big enough to accommodate everyone.

“The Regent design starts at $432,553* and includes four bedrooms, three bathrooms, theatre, open-plan living, sitting area, large kitchen and scullery,” Mr Barlow said.

“Our team of building and design consultants can definitely work with you to incorporate your style and design needs.

“All our floorplan designs can be custom-designed at no additional cost – it’s part of the Perceptions difference that we are so proud to offer all our clients.

“We understand everyone has different needs, lifestyles and budgets so we are happy to work from one of our designs and work up or start completely from scratch when designing dream homes.”

The Regent display is open Mondays from 2-5pm, Wednesdays from 4-7pm, Saturdays from 1-5pm and Sundays from 12-5pm.

THE REGENT 4 3

ADDRESS 23 Aquila Crescent, Bennett Springs

PRICE From $432,553*

BUILDER Perceptions www.perceptions.com.au

CONTACT 1800 014 440 sales@perceptions.com.au *Starting price only. For more information on pricing and inclusions, please speak to a Perceptions building and design consultant.

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HomeStart has received hundreds of entries from kids in Perth since launching the HomeStart Junior Sports Star competition in October on 6PR Radio. It’s an exciting opportunity to reward young sports stars aged 6-15 for their sportsmanship or sporting achievement in any sport.To enter, kids just need to tell HomeStart why they should win and they could be one of the weekly prize winners, with $250 going to the individual and $250 to their club or school.

Weekly winners will be announced Friday mornings on 6PR’s breakfast show so kids can listen out each week to see if they have won, or they can head to HomeStart’s Facebook page. Weekly winners will also have the option of receiving their prize with a special presentation from HomeStart at either their club or school.

Junior sports star awards program well-received

CONTACT HomeStart 6461 5300, www.homestart.net.au Terms and Conditions apply. BC 6415.

Olivia Webster (12) – gymnastics and trampoline. Rhys Cumming (12) – dirt karting.

Jarhmayne Ugle (15) – basketball.

Ava Latter (14) – swimming.

Tanekah Brock (12) – athletics.

Christopher Walker (8) – athletics.

Will Fountain (9) – taekwondo.

Callum Robertson (12) – cricket.

Recent winners include:

13COMMUNITY NEWS

The festive and new year period is usually a joyous occasion for everyone. However with the fun and frivolity also comes a tendency to spend a bit too much.This is all well and good while you are having the fun, but when the time comes to pay those bloated credit card bills in January and February, reality starts to hit home.

For most people racking up debt is a lot easier than paying it off, but being able to pay it off in a timely and effective manner is essential when looking to buy your first home.

The Loan Company General Manager Simon Kahl said saving for a deposit could be tricky and required dedication but with the right approach it was definitely possible. To help with the process he has identified his top seven tips for the best ways to pay back debt and save a deposit.

1. WORK OUT HOW MUCH YOU’RE SPENDINGCreate a spreadsheet and track your expenses for a month – record everything so you can see where your money is going.

“You may be spending much more than you think on some things – more than you can really afford,” Mr Kahl said. “Being able to see it in black and white really puts it into perspective.”

2. DECIDE WHERE YOU CAN CUT BACKWith a clear idea of how much you spend each month, you can figure out how much you really need to spend and where you can cut back.

“That second coffee every day could be costing you $20 a week – that’s $1000 a

Conquer debtyear,” Mr Kahl said. “Buying your lunch rather than bringing it from home could cost you $2500 a year. Buying one less bottle of wine a week could save you another $1200 a year.

“With a bit of commitment, you can rein in your spending and have more money available to start saving for that deposit.”

3. MAKE A BUDGETThe only way to get on top of your credit cards is to stop using them. Make a budget for the money you need to spend each week or fortnight, based on how much money is coming in and what your necessary expenses are, and stick to it.

“Calculate how much is left over after you’ve paid for the necessities, then figure

out how much you want for discretionary spending and how much you can put towards saving a deposit,” Mr Kahl said. “Also, put money into a contingency fund to cover unexpected expenses – such as car repairs – that could bust your budget and cause you to reach for the credit card.”

4. PRIORITISE YOUR DEBTWork out how much money you actually owe on all of your credit cards and loans – you may not realise how much the total is. When you know how much debt you’re in, you can think more realistically about repaying it.

“You need to pay at least the minimum amount due on all credit cards each month to avoid going backwards, and in some cases being charged fees and penalties,” Mr Kahl said. “But by paying only the minimum, you may never get the cards paid off; you need to pay more to make progress.

“Consider paying off high interest credit cards and loans first to save on interest, or paying smaller debts first to give you the sense you’re getting ahead, and that paying off your debts is possible.”

5. MAKE A REPAYMENT OR SAVINGS PLAN Armed with your budget and having worked out your priorities, you can plan which debts you will pay off over what period of time or what savings targets you are required to achieve to save a deposit.

Having a plan will increase your sense of control over your path to home ownership and sticking to it will increase your sense of achievement.

6. SET GOALS AND CELEBRATE THEM

The thought of paying off all your debt or saving a deposit may seem daunting, so breaking it down into milestones will help you see the way ahead. Set goals such as paying off 10 per cent, then paying off 25 per cent and so on.

“Don’t forget to mark and celebrate each time you reach a milestone – buy yourself lunch or go to a movie as a small reward for your achievement,” Mr Kahl said.

7. STICK TO THE PLAN – AND RIDE OUT THE SETBACKS

Keep going with your repayment plan or savings plan.

“If you have an unforeseen expense, stay positive,” Mr Kahl said. “Avoid feeling demoralised or derailed by looking forward to the next milestone – you can get there!”

The above is provided for information purposes only and is not intended as financial or legal advice.

Simon Kahl.

FINANCE TIPS 15

CONTACT The Loan Company Australian Credit Licence Number: 386355 1800 880 848, www.theloanco.com.au

More control.

Bluetooth Low Energy mechs offer smart functionality.

Learn all about the innovative Clipsal Iconic range at:

Clipsal Iconic Bluetooth Low Energy mechs include electronic switches, 24-hour timers, and 24/7 scheduling time clocks.

Bluetooth Low Energy mechs deliver smart functionality with in-room configuration and on/off control via the Wiser Room App on your phone or tablet.

Simple point-to-point pairing and configuration between smart devices and Bluetooth Low Energy mechs requiring no routers or network hardware.

With Bluetooth Low Energy pushbutton mechs, all settings are stored on the mech itself, and time clocks automatically adjust for sunrise, sunset and daylight savings.

clipsal.com/iconic

Iconic and Clipsal Iconic are trademarks of Schneider Electric (Australia) PTY Limited.

THE NEW CLIPSAL ICONIC™ RANGE

From the internal painting to the washing line, Now Living homes include quality finishes and all that is needed to move into a brand new home.Buying a home is a large investment and the shiny and expensive aspects of the home are often the focus, without much consideration of what is truly needed in a newly built home.

All Now Living homes are built ready to move in with “batteries included” meaning homes are complete with internal painting throughout, LED down-lights, flooring, the letterbox, the washing line plus more.

In addition to Batteries being included, Now Living have access to an in-house financial advisory, The Loan Company to assist each homebuyer into their home allowing for little to no genuine savings options.

With house and land packages from $285,000* and $40,000* worth of quality finishes there is no need to worry about hidden costs or surprises.

To showcase Now Living’s stand-out feature that batteries ARE included, Nova 93.7 together with Now Living will give listeners the chance to win $1000 both on-air with

Perth’s #1 Breakfast Show – Nathan, Nat and Shaun, and online, during February.

Contact Now Living to find out more about the Batteries included and see if you qualify to get into a brand-new home.

Now Living homes, batteries ARE included

CONTACT Now Living 6461 5471, www.nowliving.com.au

*Terms and Conditions apply. BC6415

INDUSTRY NEWS 17

February competitions

Wake up to Nova 93.7 – play Nathan, Nat & Shaun’s Garage Band, from February 23 to March 1, 2019. If you can guess the song being played by the band before the Now Living home garage door closes, you could win.

Or, you can hit up the win page at nova937.com.au and register your details to go in the draw to win $1000 from February 11-24, 2019.

Now Living home inclusions:

• Internal painting throughout the home

• Internal LED down-lights throughout

• Window coverings throughout

• Quality flooring throughout

• Clipsal Iconic smart technology ready

• Freestanding letterbox

• All-inclusive site works

• Choice of designer elevations

• Clothesline and 500mm paving and more.

19

Meet The Honolua Bay by GO Homes. This dreamy four-bedroom, two-bathroom home with large scullery, theatre and dressing room is in Burns Beach Estate, a premium beachside development.

The design concept for this home is ‘refined bohemian’. We wanted to produce a home that had a less conventional coastal vibe, with a touch of bohemian and ethnic style, yet also mixes the use of classic and contemporary features.

A sense of luxury and glamour has been added throughout the home using interior accessories from Kim Soo, Concreate panels to the theatre available through Trevors Carpets, rattan and timber furniture pieces and iconic art pieces by Danielle Cross to both the master suite and the dining areas.

A fantastic way to generate a free-flowing

INTERIOR DESIGN18

Check out our Instagram (@studio.cult) to stay in the loop with our current residential interior projects.

coastal vibe is to repeat either a light vinyl plank or timber laminate throughout. We chose Polaris – Glimmer Vinyl Plank from Trevors Carpets.

Sheers have been used throughout all bedrooms and living areas, adding a soft textural element to each room. We chose Filagree – Odin Marble sheers from ABC blinds. A great tip is to place the track to the underside of the cornice, in lieu of the top of the window to generate the illusion of added height to each room.

The Honolua Bay is at 89 Burleigh Drive, Burns Beach and is open for viewing on Mondays and Wednesdays from 2-5pm and Saturdays and Sundays from 12-5pm.

Studio Cult Creative Directors Courtney Young (left) and Tayla Hampson.

A rhapsody of bohemian design