the power of giving together - woodmenlife · 2019-11-26 · life insurance that fits your...

MAGAZINE

The Power of Giving Together

December 2019

ALSO IN THIS ISSUE

My Choice IUL™ Designed for You

Scholarship Deadline Coming Soon

Our Mission: Uniting hardworking Americans to secure their financial future

while strengthening our communities and country.

President Dee Deleon, left, and Vice President San Juanita Gaza, right, presented Orange Grove High School Principal Gil Galazar with U.S. flags for the school.

A Season of GratitudeAs we enjoy the holiday season, it’s important that I extend the appreciation of the entire WoodmenLife family to you, our members. On behalf of our Sales associates, Home Office team, Board of Directors, and Executive Team — thank you.

Thank you for trusting us with your family’s financial future. As part of this, you also make a difference in your local community by supporting our programs through your membership. As we have evolved these programs, you’ve been fierce advocates for the difference WoodmenLife seeks to make every day.

Most recently, you’ve fully embraced the new My Choice Indexed Universal Life Insurance and welcomed our new WoodmenLife Impact® tool for online giving. We designed these offerings with you in mind. The feedback and support we’ve received continue to reinforce how fortunate we are to have such a dedicated, forward-thinking family of members.

Michele and I wish you and yours a bright and joyous holiday season.

Sincerely,

Patrick L. DeesPresident & CEO

2 WoodmenLife Magazine | WoodmenLife.org WoodmenLife.org | WoodmenLife Magazine 3

Patrick L. Dees

Chapter 3668

Orange Grove, TX

MESSAGE

PRESIDENT’S

In This Issue03 President’s Message

12 Equal Access Policy

13 Refunds

14 Life’s Perks®

14 Gary Sinise Foundation Snowball Express

15 Chapter Funding Changes

16 WoodmenLife Leadership Changes

20 Sales Fraternal Advisory Committee

21 WoodmenLife Impact®

26 Retirees on Mission for Fun

27 National Fraternal Committee

27 Community Outreach Advisors Committee

28 Partnership Helps Food Pantries

40 Fun Zone

42 In Memoriam

44 Chapter Calendar

Volume 135 • Number 1WoodmenLife, founded in 1890, is a not-for-profit life insurance company that also offers member benefits.Our nearly 700,000 members, who hold close to one million insurance and annuity certificates, belong to nearly 900 chapters throughout the United States. Local chapters sponsor family activities and conduct community projects. These projects include: presenting U.S. flags to civic and community organizations; donating equipment to police, fire and rescue units; providing assistance to senior citizens, the physically impaired and orphans; and providing monetary assistance.National Board of DirectorsPatrick L. Dees, Chairman, President & CEO, Omaha, NEDenise M. McCauley, Executive Vice President & Chief Operating Officer, Omaha, NERobert T. Maher, Executive Vice President & Chief Financial Officer, Omaha, NE Daniel W. Rice III, Kinston, NCDr. James W. Bosler III, Louisville, KYDr. James W. Shaver, Landis, NCMichael C. Shealy, Lexington, SCWesley A. Dodd Jr., Cornelia, GADaryl J. Doise, Frisco, TXDanny E. Cummins, Troup, TXRonald H. Aldridge, Jackson, MSMark L. Schreier, Papillion, NEDwayne H. Tucker, Brentwood, TNExecutive Vice President & Chief Marketing OfficerS. Kyle McMahanVice President, MarketingLori HowardMagazine Staff Managing Editor: Dana SawyerContent Editor: Jim BushDesign Editor: Joe BavarescoWriters: Liz Perry, Gary Peterson, Samantha Chaney, Abby KorinekDesigner: Janelle ArthurContributors: Carli Cominoli, Travis Kirsch, Jerry UnderwoodIf you have questions, comments or suggestions for articles, please direct them to [email protected]. Visit us at WoodmenLife.org.WoodmenLife Magazine (ISSN 1069-1790) is published quarterly for $2.00 per year by Woodmen of the World Life Insurance Society, 1700 Farnam St., Omaha, NE 68102. Periodicals postage paid at Omaha, NE, and additional mailing offices. Postmaster: Send address changes to WoodmenLife Magazine, 1700 Farnam St., Omaha, NE 68102-2025.Securities are offered through Woodmen Financial Services, Inc. (WFS), 1700 Farnam Street, Omaha, NE 68102, 877-664-3332, member FINRA/SIPC, a wholly owned subsidiary of Woodmen of the World Life Insurance Society (collectively “WoodmenLife”). Securities other than the WoodmenLife Variable Annuity are issued by companies that are not affiliated with Woodmen of the World Life Insurance Society. This material is intended for general use with the public. WFS is not undertaking to provide investment advice for any individual or any individual situation, and you should not look to this material for any investment advice. WFS has financial interests that are served by the sale of these products or services.Products that are not issued by WoodmenLife or offered and processed through Woodmen Financial Services, Inc., may be offered through Woodmen Insurance Agency, Inc., a wholly owned subsidiary of Woodmen of the World Life Insurance Society (”WoodmenLife“). These products are issued by carriers that are not affiliated with Woodmen of the World Life Insurance Society.Products are not available in New York and all products may not be available in all states. Not all Representatives are licensed to sell all products.Equal Access PolicyWoodmenLife is an Equal Access membership organization that promotes a culture of inclusion. It is the policy of WoodmenLife to seek qualified members on a nondiscriminatory basis and to provide all members with equal access to and allow their participation in WoodmenLife’s chapter system, chapter events, fraternal benefits, and all other fraternal activities on a nondiscriminatory basis. Membership is open to all individuals who share the values of family, community and country regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, military or veteran status, and/or any other classification or factor protected by federal, state or local law.It is also WoodmenLife’s policy that any form of harassment of any member for any reason, not just on the basis of any factor or protected status listed above, will not be tolerated.


On the CoverWoodmenLife member Pam Hobbs, left, jumped in to help Representative Teresa Crane with a Giving Together project in Mayfield, KY. Together their paint job gave a little life to adoption rooms at the Mayfield-Graves County Animal Shelter.Cover photo by Abrea Crackel Photography

15 Another Chance to Win $1,000! 30 Fraternal Spirit

06 My Choice IULTM

10 Prepping for His Future

13 WoodmenLife Focus Forward Scholarship® 22 Giving Together

New Product!

Flexibility & Financial Growth to Fit Your Life

Life Insurance That Fits Your PrioritiesTake a moment to think about what matters most to you. It changes throughout your life — your hopes, dreams, goals, and worries. These are unique to you, your family and the stage you’re at in life. Consider your priorities: What do you want to achieve based on what’s most important to you?

Whether you’re growing your family, deep into your career or enjoying retirement, one of your highest

priorities might be taking care of the ones you love. We designed My Choice Indexed Universal Life Insurance to help you do that, with the flexibility to adapt the product as your needs change.

How My Choice IULTM Meets Your NeedsMy Choice IUL offers two ways to grow cash value:

• A fixed account, which earns a competitive, current interest rate

• An indexed account, which earns interest linked to the performance of the S&P 500® Index1

The growth in your cash value, especially if you make contributions above the minimum required premium, could become a source of tax-deferred money in your retirement years.2

Having access to these choices gives you a variety of options. And, you can also adjust this life insurance along the way.3 For example, if one of your biggest concerns right now is cost, you can set up a premium payment within your budget and put in more money later. If you’re getting closer to retirement and want to work toward your retirement goals, you can put in more4 each

I0039 11/19

CONTINUED ON NEXT PAGE è

1. IUL is not an investment. It is a life insurance policy product that provides growth potential through index interest crediting. You cannot invest directly in an index. 2. The IUL product is not intended to serve as a primary source for retirement, pension income or deferral of taxable income. Loans and withdrawals will reduce the policy’s death benefit and available cash value. A loan, withdrawal or surrender may be a taxable event. For tax advice, consult with your professional tax advisor. Excessive loans or withdrawals may cause the policy to lapse. 3. Paying less may reduce your cash value and affect the period your certificate stays in force. 4. Subject to IRS limitations.


SPECIALFEATURE

month or add a lump sum when you have extra money, perhaps from a tax refund or pay raise at your job. If you’re enjoying your retirement years and want the potential to build more cash value while leaving something behind for your family and church, you can continue to add to your account(s).

The flexibility of the accounts also allows you to make changes based on the level of risk you want. You have the option to grow your funds in either the fixed or indexed account, or a combination of both. You also have the option to transfer these funds from one account to the other.5

Your My Choice IUL Questions AnsweredYour Representative is the ultimate resource for information about My Choice IUL. He or she will be your trusted partner, working with you to determine how My Choice IUL could be tailored to your life and goals. In the meantime, here are some general questions you may be asking yourself.

How does my money grow with My Choice IUL?Your indexed account will be credited, linked to the performance of the S&P 500® Index (excluding dividends) over a specific time period, up to a maximum cap rate. This gives you the ability to take advantage of an up market. If you prefer a more conservative approach to growing cash value, the fixed account could be right for you. Your account will earn interest at a competitive current interest rate that will never be lower than the minimum guaranteed interest rate. The fixed account may be outperformed by the indexed account in up markets, but provides an opportunity for steady, stable growth.

How can I use my cash value?As you near retirement, you may access the cash value in your My Choice IUL to supplement your other sources of retirement income. The cash value in your My Choice IUL also can be available when unexpected expenses come up.

How do I access these funds?Your cash value is available through a partial surrender or loan.6 Your Representative can tell you more about how this works.

What do you mean by flexible payments? This means if you get a raise, receive a tax refund or reach a point in your life where you have more available income, you can add more premium to your IUL.

Can I add a rider or additional coverage to this product? A rider is an adjustment to your insurance certificate that offers an additional benefit or benefits. Some of these riders are included at no cost, and some are available for a fee. My Choice IUL offers the Chronic and Terminal Illness Accelerated Death Benefit Rider7

at no additional cost. For an added cost, the Accidental

Death Benefit, Waiver of Monthly Deduction, Applicant Waiver of 2x Monthly Deduction, and Guaranteed Insurability Riders are available.

How does leaving something behind work? My Choice IUL can pay a death benefit to the people and/or organizations you love. You can choose a face amount starting at $25,000. When you’re gone, your beneficiaries will receive the death benefit.

How much does it cost? My Choice IUL offers a wide range of premiums. Your Representative will work with you to find the best one for your life right now, based on your budget, needs and goals. He or she will work side by side with you to find the best path to pursuing your dreams. For many members, this could cost as little as a few days’ worth of groceries.

5. Certain conditions apply. Limitations include no transfers within the first calendar year of owning the product, a limit of one transfer from the fixed account per year and no transfers from the indexed account until after a segment end date.6. Loans and withdrawals will reduce the policy’s death benefit and available cash value. A loan, withdrawal or surrender may be a taxable event. For tax advice, consult with your professional tax advisor. Excessive loans or withdrawals may cause the policy to lapse. 7. All contractual provisions apply and may vary by state. Benefit payments may affect eligibility for public assistance programs. Certain eligibility and age requirements apply. This rider is not long term care insurance, nor is it intended to replace long term care insurance. Not available in CA or NY. Universal Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods. This certificate could lose money. WoodmenLife will provide notification if the guaranteed monthly deductions and interests are expected to exhaust the plan’s cash values prior to the maturity date. This certificate is not guaranteed to stay in force until maturity based on minimum guarantees.Products are not available in New York and all products may not be available in all states.Flexible Premiums Adjustable Indexed Life Certificates ICC18 8730 4-18, 8730 4-18 (XX). Rider Forms: ICC18 8731 4-18, 8731 4-18 (XX), ICC10 8207 3-10, 8207 3-10 (XX), ICC11 8308 5-11, 8308 5-11 (XX), ICC11 8309 5-11, 8309 5-11 (XX), ICC11 8310 5-10 and 8310 5-10 (XX).The “S&P 500®”is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”), and has been licensed for use by Woodmen of the World Life Insurance Society (“WoodmenLife”). Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC, a division of S&P Global (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). It is not possible to invest directly in an index. WoodmenLife’s flexible premium adjustable indexed life insurance certificate (the “Certificate”) is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or any of their respective affiliates (collectively, “S&P Dow Jones Indices”). S&P Dow Jones Indices does not make any representation or warranty, express or implied, to the owners of the Certificate or any member of the public regarding the advisability of investing in securities generally or in this certificate particularly or the ability of the S&P 500® to track general market performance. Past performance of an index is not an indication or guarantee of future results. S&P Dow Jones Indices’only relationship to WoodmenLife with respect to the S&P 500® is the licensing of the Index and certain trademarks, service marks and/or trade names of S&P Dow Jones Indices and/or its licensors. The S&P 500® is determined, composed and calculated by S&P Dow Jones Indices without regard to WoodmenLife or the Certificate. S&P Dow Jones Indices has no obligation to take the needs of WoodmenLife or the owners of the Certificate into consideration in determining, composing or calculating the S&P 500®. S&P Dow Jones Indices is not responsible for and has not participated in the determination of the prices, and amount of the Certificate or the timing of the issuance or sale of the Certificate or in the determination or calculation of the equation by which the Certificate is to be converted into cash, surrendered or redeemed, as the case may be. S&P Dow Jones Indices has no obligation or liability in connection with the administration, marketing or trading of the Certificate. There is no assurance that the Certificate based on the S&P 500® will accurately track index performance or provide positive returns. S&P Dow Jones Indices LLC is not an investment or tax advisor. A tax advisor should be consulted to evaluate the impact of any tax-exempt securities on portfolios products and the tax consequences of making any particular purchase decision. Inclusion of a security within an index is not a recommendation by S&P Dow Jones Indices to buy, sell, or hold such security, nor is it considered to be investment advice.S&P DOW JONES INDICES DOES NOT GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS AND/OR THE COMPLETENESS OF THE S&P 500® OR ANY DATA RELATED THERETO OR ANY COMMUNICATION, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATION (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S&P DOW JONES INDICES SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. S&P DOW JONES INDICES MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY WOODMENLIFE, OWNERS OF THE CERTIFICATE, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE S&P 500® OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&P DOW JONES INDICES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THERE ARE NO THIRD PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN S&P DOW JONES INDICES AND WOODMENLIFE, OTHER THAN THE LICENSORS OF S&P DOW JONES INDICES.

Did you know you can make changes to your My Choice IUL over the phone?

When we say we designed My Choice IUL to be simple, we mean it. When you want to make changes, you don’t need to fill out a bunch of paperwork and go back and forth. First, contact a Customer Service Specialist to become phone authorized. You’ll do this by providing multiple pieces of identifying personal information and selecting a PIN or password. Once this is set up, all you need to do is call WoodmenLife Customer Service and provide the PIN or password you chose. A Customer Service Specialist can then help you with a number of changes over the phone, like changing how your funds are allocated between the indexed and fixed accounts, or depositing a sum of money and requesting that it automatically be distributed to your chosen account(s) over time.

For more information on My Choice IUL, contact your Representative or visit WoodmenLife.org/MyChoice to view a video about how the product could work for you and much more.


SPECIALFEATURE

SPECIALFEATURE

NEWS

Scholarship Helps Student Pursue Passion for Music

The WoodmenLife Focus Forward Scholarship® has freed up a lot of time for college student Andrew Crowell. Instead of working to pay

tuition, Crowell is hard at work on his studies for his music education degree. The junior at the University of Tennessee, Knoxville was awarded the $20,000 scholarship in 2017.

After he completes his undergraduate degree, he said he’ll pursue a master’s degree in conducting. His

sights are set on becoming a high school or college band director someday.

This year he’s getting some practice in for his future dream gig: Crowell is the new drum major for the Pride of the Southland Marching Band at UT. The position requires a mountain of his time. He spent his summer in Knoxville, preparing to conduct the 360-person band. During the school year, the marching band rehearses at least four days a week.

He also spends about five hours a week practicing and preparing for his role as drum major.

“I definitely wouldn’t be able to do this — to be involved, to be able to have these experiences and be able to be the best musician and music educator I can be — without the generosity of the company,” Crowell said.

In addition to marching band, he participates in a trombone ensemble. He said the scholarship has opened up lots of opportunities for him, one being an increased understanding of and love for his instrument of choice. He’s able to explore, he said.

“I just have grown to love playing the trombone, and I definitely think that’s due to the fact that I have more time to play,” Crowell said.

In high school, he often had to split his time among school, band, church, and choir. And now, because of the scholarship, he doesn’t have to throw a job into the mix. Crowell is still busy, of course, but he keeps a detailed calendar and budget of his time to ensure he gets everything done.

His family, who couldn’t be happier for him, echo that sentiment fully.

“We’re just so thankful that the funds have been there to allow him to focus on these things, as opposed to having to get a job and work to earn the money to be able to go to school,” said Andrew’s mother, Marsha Crowell.

Andrew Crowell’s family is incredibly supportive, especially on game days. From left are his dad, Todd; his sister, Elizabeth; his mother, Marsha; and his brother, Joshua.

MEMBER

NEWS


Member Highlights

Andrew Crowell

Lexington, TN

Chapter 49

Member Since 2012

Since the WoodmenLife Focus Forward Scholarship® was established in 2017, $1.41 million has been awarded to 2,470 students. The scholarship rewards students who prioritize volunteering and leadership.

For details on the 2019-2020 scholarship season, see Page 13.

You can also visit WoodmenLife.org/Scholarships for the latest information.

MEMBER

NEWS

1. Member benefits are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. These benefits are not contractual, are subject to change and have specific eligibility requirements.

The deadline to apply for a WoodmenLife Focus Forward Scholarship® is fast approaching. Apply by Jan. 15 for scholarships ranging from $500 to $25,000. Nearly $1 million is available this year.

Since the program began in 2017, every eligible applicant has received a scholarship that can be used at a trade or technical school, or a college or university. And since the program began, we’ve awarded 2,470 scholarships worth $1.41 million.

To be eligible to apply, you must be:

• A 2017, 2018, 2019, or 2020 high school graduate

• A good-standing WoodmenLife member1 for at least three years

• A member of a 100% WoodmenLife family

Your application will be reviewed based on how you better your community through volunteering or by pursuing education to become a leader, such as a teacher or health care worker. Your commitment to your studies, as shown by your GPA, will be taken into account, too.

Get started on your future now. Visit WoodmenLife.org/Scholarships for a chance at help with education expenses.

Apply Now: Scholarship Application Period Runs Through Jan. 15

2020 Refund Rates AnnouncedAs a member, you may be eligible to receive an annual refund on your certificate, which will be sent to you via mail or reinvested in your account, depending on the preference you have set.

During 2020, members holding certain life, accident and health certificates are expected to be paid approximately $34.3 million in refunds.

WoodmenLife.org | WoodmenLife Magazine 1312 WoodmenLife Magazine | WoodmenLife.org

To ensure that all members receive equal access to all of the benefits and privileges of membership, WoodmenLife has implemented and reaffirms its commitment to the following policy. Those persons considered “members” for the purpose of this policy include all Home Office associates, Regional Directors, Recruiting Sales Managers, Representatives, Community Outreach Advisors, and all Chapter officers and Chapter members.

WoodmenLife welcomes its members, regardless of background and beliefs. We respect every individual’s unique perspective and contribution. We are committed to creating an inclusive environment that values differences and creates opportunities for growth, leadership and service.

WoodmenLife is an equal access membership organization that promotes a culture of inclusion. Membership is open to all individuals who share the values of family, community and country, regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, military or veteran status, and/or any other status, classification or factor protected by federal, state or local law.

Within this policy, WoodmenLife has taken the position that any form of harassment of any member for any reason, not just those individuals who fall under one or more of the protected classes listed above, will not be tolerated.

Procedures for Handling Member Complaints: Any instances of discrimination or harassment involving any member of WoodmenLife should be reported immediately, in confidence, to WoodmenLife’s EEO Complaint Administrator, Michelle Walker, at

800-542-9756. Every effort will be made to promptly investigate all allegations of discrimination or harassment in as confidential a manner as possible, and take appropriate corrective action, if warranted. Members found to be engaged in discrimination or harassment in any manner against another member may be subject to fines, loss of member privileges and their good-standing member status with WoodmenLife. Likewise, chapters found to be engaged in discrimination or harassment against a member may be subject to charter revocation. WoodmenLife associates found to have engaged in discrimination or harassment will be subject to disciplinary action up to and including termination of their employment.

Responsibility for Monitoring Equal Access Policy: Vice President, Human Resources, Karla Gochenour serves as the EEO Officer and has primary responsibility for the implementation and enforcement of WoodmenLife’s Equal Access Policy and its communication to Chapter Officers, Regional Directors, Recruiting Sales Managers, Representatives, Community Outreach Advisors, and other WoodmenLife associates who may have some involvement in chapter activities.

Equal Access Policy

MEMBER

NEWS

Supporting Snowball Express Families Again This Year

For those who have lost a family member, the holiday can be a challenging time. This is particularly true for children.

Every December, the Gary Sinise Foundation Snowball Express hosts a five-day experience at Walt Disney World for more than 1,750 children of fallen military service members. Snowball Express works to inspire children, help them heal and help them make new memories.

Last year, WoodmenLife joined the effort by donating flags and flagpoles to the Heroes Garden. Each stood for one hero and contained his or her name, rank and branch of service. This year our members and associates returned to help set up and take each family to their loved one’s flag. Many were moved to tears by the experience and felt compelled to help.

Working with Snowball Express aligns perfectly with our shared commitment to family, community and country, by helping to support the families of those who made the ultimate sacrifice for our country.

You’ve made sure your loved ones are taken care of by joining WoodmenLife. Why not make sure your friends and family are as prepared as you?Connect us with them, and you could be eligible to win $1,000 cash.

Starting now, for every person you refer* to WoodmenLife, you will be entered into a random drawing for one of 30 $1,000 cash prizes.

For promotion entry form, details and rules, visit WoodmenLife.org/Share

Another chance to win $1,000!

*Limit 5 entries per member. This promotion is not open to New York residents.

There’s Still Time to Shop & SaveNeed the perfect gift for everyone on your list? How about something for your furry family member?

Check those boxes with our Life’s Perks® Gift Giving Guide. As a WoodmenLife member1, you can sign up today for our Life’s Perks discount program2 and get your savings now. Check out the gift guide on RealWoodmenLife.com

Visit lifesperks.perkspot.com and enter the code

SAVENOW

1 An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. 2 WoodmenLife has entered into sponsored marketing relationships with companies that agree to offer discounts to WoodmenLife members. WoodmenLife is not affiliated

with these companies and does not administer these discounts for products or services.


NEWSWORTHY NEWSWORTHY

Chapter Funding Changes Coming SoonW e’re soon implementing a

better way for your local chapter to consistently

maintain its level of funding. Early next year, WoodmenLife will begin providing monthly funding for chapters at a level consistent with historical amounts, instead of collecting dues in addition to monthly premium payments. Chapters will receive a notification of their 2020 monthly allocation amounts in December, so they can budget and plan for next year’s chapter activities and events.

As a result of this change, some members may see their monthly payment decrease slightly beginning in early 2020. Those impacted will be notified by the end of 2019.

This change does not impact any of the benefits you currently receive. All member benefits, including the Natural Disaster benefit, Orphan’s Care and the ability to apply for the WoodmenLife Focus Forward Scholarship®, remain. All members who maintain their certificates in good standing still have access to these benefits and more.

If you have questions about your account, please contact Customer Service or your Representative.

McMahan Brings Passion for Members to New RoleT hroughout his career at WoodmenLife, Kyle

McMahan has always given 100%, gone the extra mile to protect families and strived to do

the right thing in his community.

Maintaining ValuesNow, in his 31st year with the organization, McMahan finds himself in a position to further support these values for members. McMahan was recently promoted to Executive Vice President, Chief Marketing Officer and oversees the Sales, Marketing and Fraternal Divisions, which puts him in a perfect position to be a driving force in making a difference for WoodmenLife families.

“My goal is to make sure members are always getting more than just insurance,” he said. “We truly care about our members, and I’m passionate about providing a great experience for them.”

He leads teams committed to providing superior service to members and said that should

be the expectation, not the exception.

Protecting Families and Helping CommunitiesMcMahan has spent countless hours over three decades listening to families and helping them find solutions to maximize the protection for their loved ones. He believes that as the organization and its members cross into a new decade, it’s vital to provide fast, efficient service and the right products to suit the different needs of families.

“It’s our job as an organization to make sure we’re offering the best service possible and doing the right thing every time,” he said. “That’s why we’re constantly upgrading our systems and processes while maintaining our values,” he said.

In his new role, McMahan still stresses what’s at the heart of WoodmenLife — member involvement and community outreach.

“My goal is to make sure members are given the resources and guidance needed to be successful and work within their chapters for causes they’re passionate about,” he said. “The more active members are within their chapters, the more positive change you’re going to see in communities.”

New National Sales Manager Focuses on Better Member ServicePat Frappampina, appointed Senior Vice President, National Sales Manager in October, dedicates himself to the WoodmenLife mission and vision every day. He said such focus, along with follow-through on growth strategies for WoodmenLife, will allow the organization to better serve members.

“I strive every day to ensure the Sales team has the tools and skills to improve and grow,” he said. “Then we’re better able to provide members with quality service, products and benefits.”

Member BenefitsFrappampina came to the Home Office with more than 30 years of service with WoodmenLife, and his long tenure has given him plenty of opportunities to serve members. Among the high points of his experiences with chapters are patriotic events, like flag presentations and 9/11 commemorations, as well as connecting with members at Jurisdictional Conventions.

Natural disaster relief, too, moves him. He said it’s something he doesn’t hope to do often, but in those moments, it’s humbling to see how many people WoodmenLife helps. For example, he spent seven weeks on the Gulf Coast after

Hurricane Katrina and saw 70,000 people come through the food lines WoodmenLife helped organize.

Frappampina has been a member of Chapter 1 in Pensacola, FL, since 1987, and is a member of Chapter 7 in of Lawrenceville, GA.

Career AdvancementFrappampina started with WoodmenLife in 1987 as a Sales Representative in Florida. His subsequent success led to promotions — to Recruiting Sales Manager of Florida North in 2000 and to Regional Director, first of Mississippi South in 2003, and then Georgia North in 2006. He was awarded the Outstanding Sales Representative Award five times and the Outstanding Recruiting Sales Manager twice. He also has been a frequent member of the President’s Cabinet.

He is a Financial Representative with Woodmen Financial Services, Inc. and a Fraternal Insurance Counselor Fellow and Chartered Leadership Fellow.

He and his wife, Sherry, have three children: Marissa, Mark and Lisa.



Remembering Former National Director Willie ShaverThe WoodmenLife community is saddened by the passing of retired National Director Willie Alvin Shaver of Salisbury, NC. Shaver died Oct. 9 at age 92.

He was elected national trustee April 1, 1990, the same year the organization celebrated its 100th anniversary. At the time, he had more than 40 years of experience with WoodmenLife, including two terms as President of the NC Jurisdiction.

Shaver owned Salisbury Tractor Company, served in the U.S. Army Air Corps in World War II and was civic-minded throughout his life. Beyond WoodmenLife, he supported

Civitan, an association of community service clubs; the Knights of Pythias; and the Boy Scouts of America.

Willie Shaver is distantly related to former National Director Dr. Thomas Shaver and current National Director Dr. James Shaver. James said his father, Thomas, and Willie were close friends thanks to WoodmenLife.

He leaves behind two sons, a daughter, nine grandchildren, and 14 great-grandchildren.

Pat Frappampina

Kyle McMahan

Career HighlightsMcMahan began his WoodmenLife career as a Representative in October 1989 and was promoted to Recruiting Sales Manager in January 1991. McMahan was appointed Florida South Regional Director in July 2009 and then Tennessee East Regional Director in January 2014. He was promoted to Director, Sales in the Home Office in October 2016. He then was promoted to Senior Vice President, Chief Distribution & Marketing Officer in March 2018.

Personal LifeHe is a graduate of the University of Florida. Kyle and his wife, Amy, have six children and eight grandchildren. In their free time, they enjoy sporting events, golf and travel.

Willie Shaver

Powers Named South Georgia Regional DirectorDennis Powers has been appointed South Georgia Regional Director, effective Oct. 1, 2019.

Powers began his career with WoodmenLife as a Sales Representative in April 2009. He was promoted to Recruiting Sales Manager in the Lumber River area of East North Carolina in November 2012.

During his tenure as a Sales Representative, Powers attained Cabinet Status 2010 to 2012 and Superstar in 2011. As an RSM, he achieved Super Star status from 2013 to 2018, including three times as Super Star Elite, and Top 5 in New Recruit NAFYC from 2015 to 2018.

He previously served as a business services officer and executive in the banking industry. Powers earned his Bachelor of Science in Business Administration from the Kenan-Flagler

School of Business at the University of North Carolina at Chapel Hill.

Powers joined WoodmenLife as a member of the Shallotte chapter in 2005. He has since served in officer roles for Chapters 125, 1516 and 710.

He and his wife, Erika, have three children: son Maddox, 15; daughter Cooper, 13; and daughter Paxten, 9.

In his spare time, Powers enjoys spending time with his family and weekend getaways with his wife. He’s also active as a Rotary Club member and Sunday school teacher.

Wiley Assumes Leadership of North GeorgiaTodd Wiley has been appointed North Georgia Regional Director, effective Oct. 1, 2019.

Wiley began his career with WoodmenLife as a Sales Representative in May 1990. During his sales career, he has achieved Club or Cabinet status more than two dozen times. Wiley was promoted to Recruiting Sales Manager, Georgia North in September 1993 and to Georgia South Regional Director in January.

He is a member of Chapter 565 in Cleveland, GA, where he has supported fundraising activities for local schools to raise money for sports and band equipment. Wiley also volunteers with the Masonic Lodge and Fire Department

and donates his time preparing meals for Fishers of Men, a Christian outreach program for outdoorsmen.

Wiley and his wife, Kay, have two children, Eric and Laura; six grandchildren; and two great grandchildren.

In his spare time, Wiley enjoys golfing, hunting and cheering on the University of Georgia Bulldogs.



Todd Wiley

Dennis Powers

Gonzalez Appointed Nebraska/Iowa Regional Director Since Baldemar “Trae” Gonzalez III moved into his role as Nebraska/Iowa Regional Director in October, he’s worked to create a culture where growth-mindedness and community outreach will lead to success for everyone.

“We are all in this together,” Gonzalez said. “I have full faith that we can together accomplish anything put in our path.”

He came to the Nebraska/Iowa region with 10 years of service with WoodmenLife. He joined the organization after attending the University of Texas at San Antonio and owning multiple businesses.

Gonzalez, who has a Fraternal Insurance Counselor designation, has been a seven-time Incentive Trip winner and a four-time Super Star. He was promoted to Recruiting Sales

Manager in 2018 and named Texas West Rookie RSM of the Year the same year.

Community activities and connecting with families are important to him, and he was twice named Texas West Fraternalist of the Year. He’s worked to promote regional events, such as outings to Texas water parks, and local activities, such as tailgates at high school football games.

The tailgates — with food, music and giveaways — would culminate with WoodmenLife spreading out a 50-foot American flag at the 50-yard line for the national anthem. They often had high schools booking these events a year in advance.

During most of his time with WoodmenLife, Gonzalez has been a member of Chapter 406 in Lytle and Chapter 2619 in Weslaco, TX.

In his spare time, he enjoys time with wife, Christa Gutierrez, and son, Christian. He also enjoys working out, golfing, hunting, and working with hot rods.

Baldemar “Trae” Gonzalez III

Warneke Named Vice President of ActuaryBlake Warneke has been appointed Vice President Actuarial & Chief Actuary, effective Jan. 1, 2020. In this pivotal role, he will oversee developing the best products for our members at competitive prices. For example, he played a key role in developing the new My Choice Indexed Universal Life Insurance in his previous role as Director, Product Development. Warneke will also be responsible for helping WoodmenLife continue to grow financially and ensuring that the organization remains in excellent compliance standing in all states.

Warneke joined WoodmenLife in 2000 and has served in a number of actuarial leadership roles since 2005. A native of Norfolk, NE, he holds a bachelor’s degree

in Actuarial Science from the University of Nebraska-Lincoln. He is a Fellow of the Society of Actuaries and a Chartered Life Underwriter.

Warneke has held various Chapter 16 officer positions, including president. He earned the chapter’s Fraternal Spirit award in 2006 and continues to be active in community efforts. He has served as a Nebraska Jurisdictional delegate since 2007 and is currently president.

Warneke is a member of the American Academy of Actuaries and the Nebraska Actuaries Club. He served in several board and officer roles, including the board of directors for his church.

In his spare time, Warneke enjoys golf, college football, movies, and music. He and his wife, Cami, have two children: Zach, 22, and Taylor, 18.

Blake Warneke

Ryan Blake Kim Cannon

Richard York

Travis Horrell

Patrick Gonzalez

Denise Lowery

Ashley KlynstraKevin Hall

Celebrate Yet Another Win!WoodmenLife came in first place for Life/Health Insurance companies in Omaha Magazine’s Best of Omaha 2020 contest! This is the third consecutive year that WoodmenLife has been recognized by online voters as a top Omaha life insurance company. We couldn’t have done it without our members, whose tireless efforts improve countless lives in communities big and small. Learn more at OmahaMagazine.com/best-of-omaha

Updates to the Sales Fraternal Advisory CommitteeWoodmenLife places high value on input from members and created the Sales Fraternal Advisory Committee in September 2017 to gain insight and ideas about our programs and benefits.

“We need to keep our offerings current and engaging,” said President & CEO Patrick L. Dees. “Our Sales Representatives are closest to members, and it’s important for us to take their experiences into account in our decision-making.”

Ryan Blake Regional Director, VA

Kim CannonRecruiting Sales Manager, NC

Patrick GonzalezRepresentative, TX

Kevin Hall*

Representative, WV

Travis Horrell*

Representative, NC

Ashley KlynstraRepresentative, SC

Denise LoweryRepresentative, NC

Richard York*

Representative, GA

*Indicates a second term

Communities around the country are using WoodmenLife Impact to help raise money for their local causes, and yours can too!

As your chapter plans first-quarter community events, be sure to think about how Impact can help you.

For instance, if your chapter is doing a fundraising event for a local school that needs new technology equipment, you can set up an Impact campaign to help raise funds. In doing so, you extend the range of

your campaign beyond that of students and their families to the entire community.

Another example is if your chapter is hosting a Nurses Appreciation Event, you can create an Impact campaign to go along with it, so the chapter can donate to the local hospital. Share the campaign on your social networks and expand the reach of the campaign to the local area and beyond.

Small donations can make a big Impact on your community. Learn more at WoodmenLife.org/Impact

100% IMPACT

FEES FILL

ING A NEED GIVE BACK

LO C A LLY$

Your fundraiser will launch with a $50 donation from WoodmenLife!*

WoodmenLife.org/ImpactWoodmenLife

GIVES $50*

Give Community Projects a Boost With WoodmenLife Impact®

*Seed funds are granted as available on a first-come, first-served basis and are not guaranteed to all campaigns. Approval of campaign proposals is dependent upon certain conditions and requirements as determined by WoodmenLife.


Committee Members

NEWSWORTHY MEMBER

NEWS

Important Chapter Reward Program UpdatesWoodmenLife’s flagship service project program, the Five Star Common Bond Reward Program, is getting some updates for 2020:

• A Nurses Appreciation Event will be added to the list of eligible activities in Q1.

• The Teacher Appreciation Event in the same quarter will be renamed to Teacher and School Staff Appreciation Event, to recognize the many people who work in schools in addition to teachers. Classroom assistants and other staff work hard to make each school day run smoothly.

• Chapters must submit annual financial reports and chapter budgets by Feb. 15 to receive the first of five $400 cash rewards.

To learn more, speak to your chapter officers or Community Outreach Advisor.

Public spaces provide the landscape of community life, yet giving them the care and upkeep

they deserve can be challenging. This year, WoodmenLife introduced Giving Together, a new community outreach program that helps eligible Representatives initiate volunteer projects that improve public areas in their own communities. In 2019, 107 projects across nearly all regions were approved for Giving Together funding, and these small-scale projects have made a big difference.

Hope and PurposeRepresentative Teresa Crane of Mayfield, KY, is an animal lover

who used Giving Together support to benefit the Mayfield-Graves County Animal Shelter. “We don’t necessarily think about the impact that the animal shelter may have on our community,” said Crane, “but they provide a great service because they are able to connect animals with loving homes. Animals become family, so they are also part of our community.”

The shelter hadn’t had fresh interior paint in many years, so Crane and her team painted walls in the cat room, hallway and waiting area. Their work brightened neutral walls with color, breathing life into the

Giving Together Projects Tackle Often-Overlooked Needs and Improve Lives in the Process

CONTINUED ON NEXT PAGE è

WoodmenLife.org | WoodmenLife Magazine 23

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Bringing Beauty & Life to Community Spaces

Mayfield, KY Pitman, PA

Bullard, TX

Concord, TN Evergreen, AL

rooms where visitors spend time with animals who need a forever home. “Color gives life and hope to a place,” Crane said. “It says, ‘We’re not just going to exist here. We’re going to have a purpose.’”

A Place to Have FunThe Giving Together program helped Representative Angie Lattus bring joy to her community by helping her create a permanent photo booth at the Hickman Public Library in Hickman, KY. Along with a team of volunteers, Lattus painted a large wall with heavy chalkboard and magnetic paints, and installed wooden shelves with baskets that hold selfie sticks, magnetic letters, chalk, costumes, and props. The team celebrated the finished project by hosting a pizza party for patrons of all ages.

Watching different people make new connections while enjoying the photo booth was deeply rewarding for all the volunteers. “Whether you were a small child or whether you were 80 years old,” Lattus said,

“it brought everybody together as one, and we had fun. It brought out the kid in everyone.” The photo booth can easily be customized for seasonal fun and is accessible to all members of the community, including those with special needs.

A Fun Follow-Up to Hard WorkGiving Together projects also benefit WoodmenLife members and others who volunteer their time. Deborah Gwon, a member of Chapter 6 of East

Los Angeles, LA, helped Regional Director Tyler Lawrence with his efforts to clean up trash in a park near Dodger Stadium. Gwon and the volunteer team were then invited to bring their families to a Dodgers game for a Family Event sponsored by WoodmenLife.

That night the volunteers, both members and non-members, enjoyed free meals, great seats and good company during an exciting game. “From the beginning of cleaning up the park, and later to enjoying the game and the unlimited food provided, from the beginning to the end, it was very memorable,” she said.

A Worthy Cause, a Lasting ImpactRepresentative Fran Gierasch of Mint Hill, NC, recognized an opportunity to use the Giving Together program to support a meaningful public event. Gierasch spent a year working with the Military Order of Purple Hearts, the local Police and Fire Departments, and her WoodmenLife chapter to bring a traveling replica of the Vietnam Memorial, known as The Moving Wall, to Mint Hill. In addition, Gierasch received Giving Together funds to beautify the wall location in the Mint Hill Veterans Memorial Park.

The improvements — extra mulch, new paint and freshly planted flowers — enhanced the mood during a touching opening ceremony. The Moving Wall honors those who lost their lives while serving in Vietnam, including 105 fallen heroes from the Mint Hill area. Gierasch takes pride in the way her project brought together Veterans, First Responders, and community members. “Everybody wanted to do their best. Everybody wanted to give 150%,” Gierasch said. “You could feel the emotion when we were done … We were just in awe of how great it felt

to do this for a worthy cause. And that takeaway will stay with me forever.”

Future FocusedThe Giving Together program is continuing in 2020, with plans to expand the focus of the program in future years. That means members of many more communities will have the opportunity to engage with their neighbors while bringing beauty and joy to the spaces they share.

MEMBER

NEWS

MEMBER

NEWS

*Information current as of Nov. 15


Project Types

Community Beautification64

Clean-Up 9

Painting14

Combination of Types 5

Total Projects Reported92

Adding up All the Good

Volunteers Involved1,158

Average Hours per Project5.26

Total Project Hours484

Total Hours6,091.08

Giving Together by the Numbers*

Almost all regions hosted projects. Louisiana and North Carolina East had the most with 11 projects each.

Money put back into the community $46,745.56

Hickman, KY

Los Angeles, CA

Murrells Inlet, SC

Jasper, GA

Five Appointed to National Fraternal CommitteeWoodmenLife President & CEO Patrick L. Dees recently appointed five top community-minded members to the National Fraternal Committee. Members serve a four-year term, so they will serve until Sept. 1, 2023. The committee members make suggestions for new community outreach projects, review projects in progress and encourage local chapters to conduct outreach activities in their communities.

The new members are:Iris (Libby) Bedenbaugh of Newberry, SC; James Garrett of Robinson, TX; Cathryn (Cat) Mobley of Appomattox, VA; Amanda Olivier of Bayou Vista, LA; and Eric Sauvage of Omaha, NE.

They join these current members whose terms will expire Sept. 1, 2021:Lynda Leonard of Maringouin, LA; Debbie R. Johnson of Hampstead, NC; Mike S. McElyea of Norman, OK; John K. (Kevin) Martin of Lufkin, TX; and Becky L. Baffuto of Petersburg, VA.

COA Committee Welcomes New MemberWoodmenLife’s Community Outreach Advisors (COAs) are the bridge between our members and the Home Office. Through their work with chapters across the country, they gain valuable insight about our member volunteers, the work they do and the benefits they receive. Now in its second year, the COA Advisory Committee reviews and provides recommendations on new and current community outreach programs, procedures and projects that impact their fellow COAs, chapter members and the Sales force.

Kaysi Bell (TX SE) is the latest COA appointed to the committee and will serve into 2023.

Other members and their terms of service are:

• Russ Fox (VA), 2018 to 2022

• Karen Hebert (LA), 2018 to 2021

• Steve Kowalski (MS S), 2018 to 2020

If you have additional questions about the COA Advisory Committee, contact Robby Molony, Director, Community Partnerships, at [email protected].

Kaysi Bell

Amanda Olivier Eric Sauvage

Iris Bedenbaugh James Garrett Cathryn Mobley


MEMBER

NEWS

NEWSWORTHY

SAFER Packs in Four Days Full of Fun Each YearFor one group of WoodmenLife retirees, the

connection to our organization hasn’t ended. Going on for nearly 30 years now, a few dozen

retirees from across the country have gotten together for four days of activities and reminiscing. They’ve dubbed their group SAFER — Service Association of Fraternal Employees, Retired — and fun is their mission.

Tommy Satterwhite, a WoodmenLife Sales Representative for 33 years and now president of SAFER, said the retirees have a hoot at destinations across the country and beyond.

In September, the crew went to Lancaster, PA, and packed the four days with fun. High on the list were a Bavarian tour; visits to a pretzel factory, a chocolate factory, a Harley-Davidson factory, and Kitchen Kettle Village; and a musical production of “Jesus” at the Sight and Sound Theater.

In the past, they’ve been to the Caribbean for a cruise; the Pigeon Forge, TN; Myrtle Beach, SC; Nashville, TN; the Bahamas; Omaha, NE; Louisville, KY; Williamsburg, VA; Biloxi, MS; and Las Vegas, NV.

“Camaraderie is the biggest draw,” Satterwhite said. “We’re all thankful for our connection to WoodmenLife — we love the organization — and we’ll never forget our roots.”

On this year’s SAFER outing, the retirees went to attractions in and around Lancaster, PA.

“We’re all thankful for our connection to WoodmenLife — we love the organization — and we’ll never forget our roots.”

— Tommy Satterwhite Retired WoodmenLife Sales Representative

When school started this year, Chapter 930 decided to hold the drive again, and Lowery expanded the program to another chapter he helps, Chapter 15 in Butler County.

Members there partnered up with W.O. Parmer Elementary School in Greenville, and the response exceeded all expectations. Most classes at the school collected between 40 and 80 pounds, and three topped 100 pounds on their own. Together, the classes collected about 1,500 pounds of food, which was donated to the food pantry at the First United Methodist Church in Greenville.

The food drive at W.O. Parmer was such a success that Chapter 15 ended up rewarding the top three classes. The winning class, which collected 152 cans, got $250 for supplies, and the second- and third-place classes were rewarded with $150 for supplies.

Chapter 1057 in Monroeville saw the potential in its community and teamed up with Representative Rodney Pairrett and the three fifth-grade classes at Excel Public School to host a similar food drive. The three classes worked together to collect 750 pounds of food for Feeding the Gulf Coast and split the $300.

“Those three teachers decided to split the $300 to go toward supplies because the classes were helping each other out with their cans,” said Community Outreach Advisor Ashley Pruitt. “They had a blast! It’s amazing that only three classrooms brought in that much.”

Lowery plans on continuing this project next year, and educators at W.O. Parmer have already asked to take part. Projects like these strengthen relationships between WoodmenLife and local communities and help our members become better friends and neighbors.Partnership Fills

Food Pantry ShelvesT here’s nothing quite like the can-do spirit of kids to catapult a community

project to success. WoodmenLife Sales Representative David Lowery knows it well and has the proof — and it looks like stocked food pantry shelves.

“I retired from the school system, so I know all the teachers and administrators,” Lowery said. “So we decided to try and do something where the teachers could get some money for supplies and the kids could donate to the food bank. Kind of a win-win.”

Lowery helped connect a few Alabama chapters with school students who could help make a couple of food drives a whopping success.

Last year Lowery and Chapter 930, in Brantley, AL, partnered with Brantley School, the school where Lowery retired from, to host a school-wide food drive. As an incentive, the chapter also offered $250 for school supplies to the winning classroom. The drive got the whole school — pre-K to 12th grade — involved and was hugely successful, collecting close to 600 pounds of food.


CHAPTER

NEWS

Sales Representative David Lowery with Amber Callis and Steve Smith from First United Methodist Church in Greenville.

“We decided to try and do something where the teachers could get some money for supplies and the kids could donate to the food bank.”

— David Lowery, WoodmenLife Sales Representative

That’s Smart! That’s Smart! Members from Chapter 1057 partnered with Excel School to donate over 750 pounds of food to the Feeding the Gulf Coast food bank.

Chapter HighlightsChapter 930

Brantley, AL

721 Members

Founded in 1916

Chapter Founded

Chapter HighlightsChapter 1057

Monroeville, AL

449 Members

Founded in 1918

Chapter Founded

Members donated $275 to buy food from the North Georgia Food Bank and worked with volunteers from Ebenezer United Methodist Church and others from the community to pack more than 200 bags of food. They will be distributed to elementary students in Habersham County so they can eat on the weekends.

Members presented the Flag of Heroes to the Altus Police Department.

From left, Chapter President Cathy Holsapple, Representative Brodi Sutton and member Jerrell White helped with a food and school supply drive at Lyon County Schools.

Chapter Secretary Connie Smith, right, presented a check to the Feed My Sheep Soup Kitchen. Accepting it were Pastor Rob Morris and Lois Cooper, who founded the soup kitchen.

Members packed more than 450 snack packs for Nourish NC, a program that sends food home with children on weekends and school breaks.

Dec. 31 Jan. 1 Jan. 15 Jan. 20 Jan. 31 Feb. 17

Deadline to hold 2020 Officer Elections and enter them on the Officer RosterDeadline to submit spring quarterly events to Community Outreach AdvisorDeadline to submit Five Star Common Bond Reward Applications to the Home Office

Home Office closed for New Year’s Day

WoodmenLife Focus Forward Scholarship® application deadline

Martin Luther King Jr. Day of Service

All post-event reporting for 2019 National Community Focus events due

Home Office closed for Presidents Day

UPCOMING

Dec. - Feb.DATES


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SPIRIT

Chapter 143Clarkesville, GA

Chapter 455Altus, OK

Chapter 484Eddyville, KY

Chapter 635Fairfield, IL

Chapter 6Wilmington, NC

Members, along with Sales Representatives, stuffed backpacks and donated money to restock the shelves at Warren Dupree Elementary School in Jacksonville, AR.

Members and Sales Representatives donated food to the backpack program at Fairview Elementary School and helped load up the backpacks.

Members hosted a food drive for Washburn Community Outreach, which provides assistance with food, clothing and other basic needs.

Members donated supplies and helped

stock shelves at Hope Ministry of

Pointe Coupee, Inc.


The board presented a check to The First Tee of West Virginia, an international youth development organization that introduces golf and promotes its values to youth. From left are Community Outreach Advisor Russ Fox, The First Tee Director Ashley Hamilton and Harold Payne, an amateur golfer who helps promote the sport around the area.

Answer key from word search on Page 40

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Chapter 5North Little Rock, AR

WV/OH WoodmenLife Corporation Board

Chapter 19Camden, AR

Chapter 925Ellenboro, NC

Chapter 1154New Roads, LA

G J X U L Y Z K N C T W K R P K E XQ F S Z U T V S N O W A N G E L Z NT H N Z G V O M A G F F N B S R P TR O O M K K G T N S R A F A F E I GP T W P R L T I N A M Y P P I N V RX C D X D R D E C W F U A X M R O PL O A K B D T S O G R H J T W E K MJ C Y F E T R N A Y U U A Y Y E A AB O V L I G S T S E M H M N V B E RA A S M O H R E K S V D A U A S W SM O V I E S L A I L A C S L U P P HD Z G M Y P L W N L F A R O K Q G MQ X H G A F D Q H D G C H A M A R AC P R M W U F F N A M D O I F N L LQ L J O U D N T F G A A P O Z T K LW B N D C F M X N E K E S W K I S OV S W K L L D I R E W H E H E I G WF S I Q E T K B N O S C H O O L E SA K K P I A R W Q J F M X M C U G SB P P Z B E N C Y I X X D M Q C S VZ O V Q G F P S A Q V M J C T O I EL L Y N M B P P A N C A K E S Z U YV W I B P Q M Q Z P V B E K I Y D XM G E M P I L L O W F O R T P R T TM R Q F C Q S N O W B A L L S A D T

Chapter Secretary Sherry Curry, right, presented a flag to Principal Keeta Neal at Gentry Elementary School.

U.S. Congressman Jody Hice of Georgia’s 10th District presented a flag flown over the U.S. Capitol to the City of Edge Hill, the state’s smallest incorporated city. The WoodmenLife members provided the flagpole.

Members joined with others in the community to host an In Honor & Remembrance Ceremony at the Orleans Volunteer Fire Department.

Members hosted a First Responders Appreciation Event for the Hickman County Volunteer Rescue Squad. They presented a flag to the main station, $200 to buy gear for the new swift-water rescue team, snacks for the four stations and cooling towels for each volunteer.


Members worked with the Regional Food Bank of Oklahoma and Highland Church of Christ in Tecumseh to provide food to about 400 people.

Chapter 68Shawnee, OK

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Chapter 12Fayetteville, AR

Chapter 982Stapleton, GA

Chapter 650Centerville, TN

Chapter 6Cumberland, MD

Representative Rocky Beck, right, presented a flag to Jim Spain of First United Methodist Church in Tuscumbia.

Chapter 8Florence, AL

Answer key from Sudoku on Page 41

7 2 1 5 3 4 8 6 96 5 3 9 8 1 2 4 79 8 4 6 7 2 1 5 31 7 8 4 5 3 6 9 25 4 6 1 2 9 3 7 83 9 2 7 6 8 5 1 48 6 9 3 4 5 7 2 12 1 7 8 9 6 4 3 54 3 5 2 1 7 9 8 6

Members donated 378 pounds of food and hours of their time to Wesley House, a food-assistance program run by the First United Methodist Church.

The chapter presented a state flag for Central Middle School in Charlotte, VA. At the presentation were, from left, Assistant Principal Jessica Pillow, Representative Robert Clowdis, and Principal Michael Haskins.

Members worked with volunteers from SECU Family House to feed those in need. The organization provides affordable lodging and support services for adult patients and/or their caregivers who travel to the area for medical treatment.

Members hosted an In Honor & Remembrance Ceremony in their community.

Members presented First Baptist Church with a Christian flag and an American flag.

Members joined volunteers from The Way Community Church to cook hamburgers for the first meeting of the Louisville Municipal School District. From left are Marvin Tucker, Joey Holdiness, Recruiting Sales Manager Jerry Hemphill, and Sam Reed.

New Photo Submission GuidelineTo have your chapter

event published in

WoodmenLife Magazine,

submit photos to WoodmenLife.org/photos


Volunteers packed four dozen backpacks with snacks for children in need at three area schools.

Chapter 3Santa Fe, NM

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Chapter 6035Pittsburg, KS

Chapter 179Wylliesburg, VA

Chapter 6025Winston-Salem, NC

Chapter 444Church Point, LA

Chapter 592Marlow, OK

Chapter 102Louisville, MS

Members presented food to Charleston’s Men’s Emergency Shelter.

Members presented a flag to the Brookshire Police Department.

Members hosted a harvest day and picked corn at First Fruits Farm, a nonprofit in Freeland, MD, that produces about one million pounds of produce for Pennsylvania, Maryland, Delaware, and nearby states.

Members presented an American flag to the Flomaton Fire Chief for the Flomaton Public Library at the flagpole dedication ceremony.

Members presented flags to line Dover’s Main Street. Also at the event were Regional Director Spencer Owen, National Director Danny Rice and Representative Keith Kidwell of the North Carolina General Assembly.

Members partnered with the United

Methodist Church to serve 600 meals in

the Ada community. They also donated

$200.

Northeast Region Event

Chapter 1872Atmore, AL

Chapter 695Dover, NC

Chapter 1228Allen, OK

Members Kitty and Ted Seaton and others volunteered at the Crowley Christian Care Center, bagging fruit and doing other tasks for families in need.

Chapter 6Crowley, LA

Just before 9/11, members presented 94 flags to the Omaha Fire Department to fly at its stations and behind some of the fire rigs.

Chapters 16 and 704Omaha and Bellevue, NE


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Chapter 4657Katy, TX

Chapter 254Charleston, WV

1. Frozen 2. Home Alone3. Ice Age 4. Little Women5. Eight Below

Sudoku Puzzle

(Find answers on page 35.)

7 2 5

5 8 4

9 4 2 1

1 8 5

6 1 9 3

6 5 4

9 3 7 1

1 9 3

7 8 6

No school

Snow day

Snowflake

Hot cocoa

Pajamas

Marshmallows

Snow angel

Pancakes

Maple syrup

Snowballs

Baking

Cozy

Movies

Pillow fort

Cookies

Sledding

Nap

Snowman

Crafts

Grandma’s house

Gingerbread house

Mittens

Scarf

Fun Zone

Word BankWordfind

Want a snow day? Put a spoon under your pillow and put your pajamas on backwards. The silly superstitions might just get the kids out of school! Then check out these fun snow day activities. (The answers are on Page 33.)



Snow Day Movie Marathon Scramble (The answers are below.)

1. rzoefn __________________________

2. ohme nlaoe __________________________

3. eic gae __________________________

4. ittell omwen __________________________

5. gieht wloeb __________________________

Snow Ice Cream Ingredients1 can sweetened condensed milk 1 tsp. vanilla extract

6 cups clean snow Sprinkles (optional)Directions

1. Combine sweetened condensed milk and vanilla. Whisk until smooth. 2. Pour mixture over snow, and fold until combined.3. Freeze for 30 minutes to 1 hour or until almost solid. 4. Scoop into bowls, top with sprinkles and enjoy.

Get in the Kitchen! Get in the Kitchen!

Lillian Lane BradfordAge 88Chapter 3Monroe, NC

Ouida BishopAge 79 Chapter 60Booneville, MS

Travis Ferguson Sr.Age 85Chapter 897Greenville, MSFormer National Representative

Johnny Marvin JarrellAge 92Chapter 641Cochran, GA

Dianna Lee MooreAge 69Chapter 36Middleton, TN

Jacqueline PersingerAge 73Chapter 338Phenix City, AL

Velma Eudore “Doodle” RiddleAge 87Chapter 254Scott Depot, WV

Janice “MeeMee” RuddAge 74Chapter 722West Liberty, KY

Larry SessionsAge 74Chapter 338Phenix City, AL

Joseph SquiresAge 72Chapter 704Aynor, SC

Jack Wesley TurnerAge 92Chapter 217Beckley, WV

Jerry VickAge 77Chapter 1893Tuscaloosa, AL

Paul WallaceAge 76Chapter 82Milan, TN

Turn their passion into opportunityDoes your child or grandchild enjoy volunteering? Is he or she patriotic? If so, they could be eligible for the WoodmenLife Focus Forward Scholarship®.

Scholarships will be considered for students who: • Make a difference in their community through volunteerism • Want to make their community a better place to live • Want to pursue a career as a leader in their community • Demonstrate their academic performance by providing their transcripts and GPA

Applications accepted through Jan. 15, 2020WoodmenLife.org/Scholarships

Visit WoodmenLife.org/Scholarships for more information on eligibility requirements, application process and deadlines, and selection criteria. Member benefits are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. These benefits are not contractual, are subject to change and have specific eligibility requirements. CD1432 10/19 Woodmen of the World Life Insurance Society: Omaha, NE

In Memoriam

In Memoriam Submission Guidelines: The editors of WoodmenLife Magazine want to give your departed loved ones the most respectful and complete recognition possible. To aid us in doing this, please upload the information at WoodmenLife.org/photos. Include your loved one’s full name as you would like it printed, age, chapter number, and hometown. Also let us know if he or she served as a Jurisdictional Officer, a National Committee member, a Regional Director, or a National Representative. Please submit photos of the highest possible quality to assure adequate printing. Thank you.

42 WoodmenLife Magazine | WoodmenLife.org

PERIODICALS

December 2019

Please note: If members in your household belong to different chapters, the magazine will be sent to the oldest member and will feature events for his/her chapter of record. You can access other chapters’ events on WoodmenLife.org. Information concerning events and activities is subject to change. Visit your chapter’s website for the most current information.

Woodmen of the World Life Insurance Society (WoodmenLife) is an Equal Access fraternal benefit society. It is the policy of WoodmenLife to seek qualified members on a nondiscriminatory basis and to provide all members with equal access to and allow their participation in WoodmenLife’s chapter system, chapter events, fraternal benefits, and all other fraternal activities on a nondiscriminatory basis. If you would like an additional calendar printed, please contact your Community Outreach Advisor.

1. Frozen 2. Home Alone3. Ice Age 4. Little Women5. Eight Below

Sudoku Puzzle

(Find answers on page 35.)

No school

Snow day

Snowflake

Hot cocoa

Pajamas

Marshmallows

Snow angel

Pancakes

Maple syrup

Snowballs

Baking

Cozy

Movies

Pillow fort

Cookies

Sledding

Nap

Snowman

Crafts

Grandma’s house

Gingerbread house

Mittens

Scarf

Fun Zone

Word BankWordfind

Want a snow day? Put a spoon under your pillow and put your pajamas on backwards. The silly superstitions might just get the kids out of school! Then check out these fun snow day activities. (The answers are on Page 33.)


7 2 1 5 3 4 8 6 96 5 3 9 8 1 2 4 79 8 4 6 7 2 1 5 31 7 8 4 5 3 6 9 25 4 6 1 2 9 3 7 83 9 2 7 6 8 5 1 48 6 9 3 4 5 7 2 12 1 7 8 9 6 4 3 54 3 5 2 1 7 9 8 6


Snow Day Movie Marathon Scramble (The answers are below.)

1. rzoefn __________________________

2. ohme nlaoe __________________________

3. eic gae __________________________

4. ittell omwen __________________________

5. gieht wloeb __________________________

Snow Ice Cream Ingredients1 can sweetened condensed milk 1 tsp. vanilla extract

6 cups clean snow Sprinkles (optional)Directions

1. Combine sweetened condensed milk and vanilla. Whisk until smooth. 2. Pour mixture over snow, and fold until combined.3. Freeze for 30 minutes to 1 hour or until almost solid. 4. Scoop into bowls, top with sprinkles and enjoy.

Get in the Kitchen! Get in the Kitchen!

the power of giving together - woodmenlife · 2019-11-26 · life insurance that fits your...

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