the oklahoman real estate

FREAL ESTATESATURDAY, JUNE 19, 2010 THE OKLAHOMAN | NEWSOK.COM

INDEX

Stone 4FHarney 7FCarter 8FPermits 10-11F

The Coburg has the warm,welcoming appeal of atraditional Americancountry home.PAGE 3F

HOUSE PLAN

Warm, welcomingappeal

The Listing of the Weekis a Dallas-style homelocated on a corner lot inMoore’s Oak Ridgeaddition.

PAGE 3F

LISTING OF THE WEEK

Dallas-stylehome

When scaling downin a home, keep inmind that you can’ttake everything withyou. You’re going tohave to get rid ofstuff as soon aspossible.

PAGE 7F

IN BRIEF

COORDINATINGTHE BATHROOMMoen is helpinghomeowners createa coordinated bath-room by offeringlighting fixtures tomatch some of itsfaucets. The lightingis available in fourcollections in itshigh-end Show-House line: Waterhill,Felicity, Solace andSavvy. Various fin-ishes and config-urations are offered.Fixtures featurequick-connect wir-ing, and many can bemounted with thebulbs facing up ordown — or in thecase of Solace, verti-cally or horizontally.Suggested pricesrange from $163 to$427. To find a re-tailer, go to http://showhouse.moen-.com or call (800)289-6636.

BOOK AIDSGARDENERSOne of the mostchallenging parts ofgardening is choos-ing plants that willprovide interest allyear long. StephanieCohen and JenniferBenner make thatsimpler with “TheNonstop Garden: AStep-by-Step Guideto Smart PlantChoices and Four-Season Designs.”They argue against apurist’s approachand advocate cre-ating mixed bordersthat incorporatetrees, shrubs, peren-nials, annuals, trop-icals, bulbs, vinesand edible plants.They suggest low-maintenance plantsand offer strategiesfor putting themtogether artfully.“The Nonstop Gar-den” is by TimberPress, for $19.95 insoftcover.

FROM WIRE SERVICES

Despite America’s di-vorce rate, many people goon to remarry. And the ol-der the couple, the morelikely it is that they owntwo homes.

This means that afterthe wedding they’ll facethorny questions: Shouldthey sell one place andmove into the other? Orshould each sell and thenbuy a home together?

“These frustratingchoices have no easy an-swers,” said Andrew Jami-son, a certified financialplanner affiliated with theGarrett Planning Network(www.garrettplanning-network.com).

Although remarryingcouples face many com-plex money issues, he saidthe hardest ones aren’t al-ways financial.

Here are pointers forhomeowners who are re-marrying:

› Discuss your optionsbefore making any bigmove.

Because many peoplewho remarry have spentyears living independently,they’re accustomed tomaking decisions solo. ButJamison said it’s crucialthat couples discuss theirfinancial options thor-oughly before going for-ward.

“In every marriage,there seems to be onemoney-oriented personand one who is not mon-ey-oriented. Yet wheneverlarge financial decisionsare made, both peoplemust be involved, or re-

sentments will build later,”said Jamison, who encour-ages the partners to inter-view each other and posequestions about priorities.

If such a discussion failsto yield answers, the cou-ple might consider con-sulting a financial adviserwho works on an hourlybasis, he said. A compe-tent adviser will facilitateconversations that allowboth partners to expresstheir housing goals.

› Factor retirementplanning into your housingdecisions.

Research shows thatmany boomers have insuf-ficient savings to carrythem through their retire-ment years. That’s why fi-nancial planners such asJamison caution againstmaxing out on your mort-gage borrowing capacitybefore you’ve put awayenough savings for yourretirement.

“Obviously, how you’llpay for your retirement is amajor concern that shouldimpact on your housingplans,” he said. “The prob-lem is that many peoplethink they’ll need lessmoney in retirement. Intruth, they’ll probablyneed more, especially ifthey plan to take up newhobbies or travel.”

Determining whetheryou and your partner haveamassed enough money toretire requires analysis, Ja-mison said. You’ll need toestimate your probable lifespan, the number of yearsyou plan to spend in retire-ment, and your expectedreturn on investments.

To help get a handle onyour financial needs forretirement, Jamison sug-gested you start by listingyour aspirations and thenseeing what is plausible.

“When people retire,they suddenly have more

time on their hands,” hesaid. “And they don’t wantto twiddle their thumbs allday.”

› Consider selling bothhomes and buying anoth-er.

When people marry fora second time, there oftenare uncomfortable feelingsabout moving into theother’s place. And whileboth partners usually havestrong attachment to theirproperty, starting freshcould have many psycho-logical advantages for theirrelationship, Jamison said.

“I strongly encouragepeople who are gettingmarried a second time tobite the bullet, sell bothhouses and then buy a newone,” he said. “That giveseveryone a clear break anda new beginning.”

E-mail Ellen James Martin [email protected].

UNIVERSAL UCLICK

Communication vital when couples remarryEllenJamesMartin

SMARTMOVES

EDMOND — Here’s the best real estate deal inthe world: a 3,500-square-foot house in anupscale gated neighborhood that’s going for alittle under 3 cents a foot.

That’s right: 3 cents.For this year’s Oklahoma City St. Jude

Dream Home Giveaway, supporters of the St.Jude Children’s Research Hospital can pur-chase a $100 ticket for a chance to win thehome, custom built by Neal McGee Homes andvalued at $505,000.

The home is at 4417 Roundup Road in theIron Horse Ranch addition at Coffee Creek andColtrane roads. It will be open from 11 a.m. to 2p.m. today with free root beer floats for vis-itors, and will be open for a final week of toursfrom 9 a.m. to 9 p.m. Monday through June 26.

The winner of the home will be drawn dur-ing the St. Jude television special on KOKH-12(FOX 25) from 2 to 4 p.m. June 27.

All proceeds benefit St. Jude Children’s Re-search Hospital, a nationwide pediatric cancerresearch center in Memphis, Tenn., wherefamilies don’t pay for treatment not covered byinsurance. Sponsors include FOX 25, KKNG-FM 93.3, The Oklahoman, IBC Bank, LegacyCleaners & Laundry, Edmond Furniture Gal-lery and Epsilon Sigma Alpha International.

Tickets are available at IBC Bank and LegacyCleaners locations or by calling (800) 592-1596. Tickets also can be reserved by going towww.dreamhome.org.

Lindsey McGee, vice president of operations

for Neal McGee Homes, called building thehome “an awesome experience.” Her parents,Leah and Neal McGee, vice president and pres-ident of Neal McGee Homes, first heard aboutthe opportunity to support St. Jude by buildinga Dream Home through another family mem-ber, Realtor Brooke McGee, who is with KellerWillliams Realty.

The McGees knew they wanted to be in-volved with helping raise money for the re-search hospital “as soon as we got that first

call,” Leah McGee said.Bringing the St. Jude Dream Home to life was

almost a yearlong process, impeded at times by“a lot of obstacles, like ice, snow and rain,” shesaid. But with support from McGee’s network,the Dream Home got under way in late 2009.

Dee Greninger, a partner in Iron HorseGroup, got the ball rolling with what NealMcGee called “a huge donation” — a lot valued

TEAMWORK WAS VITAL FACTORIN DREAM HOME’S COMPLETION

Neal McGee Homes built the fourth annual Oklahoma City St. Jude Dream Home, a $505,000 home in Edmond’s Iron Horse Ranch addiitionat Coffee Creek and Coltrane roads. The home will be given away June 27. PHOTO BY DAVID MCDANIEL, THE OKLAHOMAN

BY TIM FALLSpecial [email protected]

Lindsey, Leah and Neal McGee of Neal McGee Homes all worked on the St. Jude DreamHome. PHOTO BY DAVID MCDANIEL, THE OKLAHOMAN

SEE HOME, PAGE 2F

Mi-LingStonePoole

ASKMI-LING

SCALINGDOWN; LETSTUFF GO

2F SATURDAY, JUNE 19, 2010 THE OKLAHOMAN | NEWSOK.COMREAL ESTATE

BUSINESS

BUSINESS NEWSP.O. BOX 25125,Oklahoma City, OK

73125Fax: (405) 475-3996NewsOK.comHomesOK.com

CLYTIE BUNYANBusiness Editor(405) 475-3284,[email protected]

RICHARD MIZEReal Estate Editor(405) 475-3518,[email protected]

VENETTE PERRYAssistant Classified Advertising Manager(405) 475-4155,[email protected]

FOR EDITORIALINQUIRIES:

Contact Richard Mize

FOR ADVERTISINGINQUIRIES:

Contact Venette Perry

at $70,000.Lindsey McGee worked

with Jay Holman of Ed-mond’s Jay Holman Design& Drafting to customizethe floor plan to fit on thelakeview lot.

She said it’s crucial to beinvolved in interior design“from the very beginning”— not just as a finishingtouch. She and her moth-er, working as a team, se-lected fixtures and materi-als early on so the con-struction schedule couldaccommodate them.

St. Jude played host for a“Bricks and Sticks” lun-cheon at the onset of theDream Home project, toeducate and inspire thecraftspeople and subcon-tractors involved.

“Despite the economy,all of our subcontractorsmade substantial dona-tions of material and laborto get this house built,”Lindsey McGee said.

From Precision Pools’“spool” — that’s McGee-ese for the mid-size spa-pool just off the patio — toquality bricklaying fromJose Compian Masonry,crews “put in many, manylate hours” to finish thehome on schedule, shesaid.

The home opens into aspacious foyer flanked by astudy and formal diningroom.

An open kitchen withcustom cabinetry and pro-fessional-grade applianc-es, provided by Metro Ap-pliances in Moore, flowstogether with the livingroom, bathed in light fromthe wall of windows thatlook out to the patio,“spool” and outdoorkitchen.

Downstairs, the mastersuite has been thought outin every detail, from theriver rock floor of the spa-cious shower to luxuriousBrizo fixtures to the doublewalk-in closet/dressingroom.

Upstairs, it’s a true fam-ily home. Three bedrooms— two connected Jack-and-Jill style by a largeshared bath — are roomy,light and comfortable.

A media room — the up-stairs den that is almost afixture in modern homes— opens to a balcony that

overlooks the patio.When the home was

complete, St. Jude had an-other luncheon to con-gratulate and thank all theparticipants.

Lindsey McGee was“very exhausted,” she said.And “very emotional.”

She recalled the final

week of construction,when Jose Compian andhis masonry crew stayeduntil almost midnight fin-ishing the spiral columnson the patio.

Compian’s crew is “veryserious about their soccer,”McGee said. “I askedabout how the team was

doing, and he told me theywere 5 and 1.”

She said she askedCompian where the oneloss came from?

McGee said he told herwith a smile, “They for-feited the night theyworked late to finish theDream Home.”

FROM PAGE 1F

Home: Floor plan customized for lot

Left: Precision Pools installed what homebuilder NealMcGee calls the “spool” — a midsize spa-pool — justoff the patio of the home.

PHOTO BY DAVID MCDANIEL, THE OKLAHOMAN

The dream home’s master bedroom. PHOTO BY DAVID MCDANIEL, THE OKLAHOMAN

The dream home’s open kitchen, with custom cabinetry and professional-grade appliances flows into the livingroom. PHOTO BY DAVID MCDANIEL, THE OKLAHOMAN

Left: The home hasa second-story patiowith a view of theIron Horse Ranchneighborhood.

PHOTO BY DAVID MCDANIEL,THE OKKLAHOMAN

Right: Bruno’s Fur-niture furnishedthe dining room ofthe St. Jude DreamHome.

PHOTO BY DAVID MCDANIEL,THE OKLAHOMAN

THE OKLAHOMAN | NEWSOK.COM SATURDAY, JUNE 19, 2010 3FREAL ESTATE

The Coburg has thewarm, welcoming appealof a traditional Americancountry home. Short co-lumns accent the ponywall that rims a frontporch that spans the entirefront and wraps around onboth sides. A vaulted cen-tral section highlights thefront door.

Natural light washes in-to the two-story foyerthrough sidelights, a tran-som and an upper-leveldormer.

Double doors on the leftopen into a room thatcould be used as a den,study or home office.

The opening by thestairs, just past the coatcloset, leads into a largefamily room linked to thedining room and kitchen.

Double doors in the din-ing room offer direct ac-cess to the front porch.

The vaulted living roomis straight ahead, past thestairs and a hallway that

leads to the owners’ suite.Its gas fireplace is set be-tween stacked windowsand an atrium door with atransom. This door andanother in the mud hall of-fer access to the patio andgazebo outside.

In the passageway be-tween the living room andkitchen, an extra-largepantry fills the alcove op-posite a long counter withcabinets above and below.Other kitchen features in-clude a sunny eating nook,built-in appliances, aneating bar and a rectangu-lar work island with abuilt-in cooktop and prepsink.

Laundry appliances anda mud bathroom line themud hall, which links to athree-car garage.

The owners’ suite has alarge walk-in closet, over-sized shower and privatetoilet.

Three bedrooms are onthe upper floor of the Co-

burg, along with two bath-rooms, a bonus room and abalcony loft that overlooksthe foyer and vaulted livingroom.

For a review plan, in-cluding scaled floor plans,elevations, section andartist’s conception, send$25 to Associated Designs,1100 Jacobs Drive, Eugene,OR, 97402. Please specifythe Coburg 30-637 and in-clude a return addresswhen ordering. For moreinformation, call (800)634-0123.

HOUSE PLANS

Coburg has warmth,old country charmHOMES | TWO-STORY FOYER FEATURES SIDELIGHTS

The Listing of the Week is a Dallas-stylehouse on a corner lot in Moore’s Oak Ridgeaddition.

The 2,164-square-foot house has threebedrooms, two baths, one living room, onedining area, a study and an attached three-car garage. The living-dining room has afireplace and ceiling fan. The kitchen has abreakfast bar and pantry. The master bed-room has a ceiling fan, Australian closetand bath with a whirlpool tub. Secondary

bedrooms have walk-in closets and ceilingfans. The home has a covered patio and se-curity system.

The home, built in 2005, is listed for$219,000 with J.T. Brown of Century 21-Clinkenbeard Group. For more informa-tion, call 799-2100 or 604-7363.

Nominations for Listing of the Week are welcome. Sendinformation about single-family homes to The Oklahoman,Richard Mize, P.O. Box 25125, Oklahoma City, OK 73125.Nominations may be faxed to 475-3996.

The Listing of the Week is at 3320 Red Maple Lane in Moore.

Spacious Moore houseoffers sense of security

LISTING OF THE WEEK


Looking for a bargain? Actor EddieMurphy’s 30-room Englewood, N.J.,mansion, which went on the market in2004 for $30 million, can be yours for$12.75 million.

And hip-hop entrepreneur Russell Sim-mons’ 35,000-square-foot mansion inSaddle River, N.J., — offered for $23.9 mil-lion in 2007 — is now listed for $13.9 mil-lion, not much more than the $13.5 millionSimmons paid in 2001.

Although it once seemed that marketscatering to the richest Americans would beimmune to an economic downturn, there’sa different story in the luxury home marketof northern New Jersey, with its proximityto New York City. As stock portfoliosswooned last year and Wall Street cutthousands of jobs, wealthy people held offon buying multimillion-dollar homes. As aresult of the slower demand, prices haveplummeted, often by millions of dollars.

“I didn’t feel that at this level of income,people would be affected,” said StephanieRosken of Prominent Properties Sotheby’sInternational Realty in Tenafly, N.J. “Butthe market that I felt was not going to beaffected was very much affected by this vol-atile economy. Very, very little is selling.”

According to figures from the New Jer-sey Multiple Listing Service, sales of mul-

timillion-dollar homes fell sharply from2007 highs in wealthy Bergen County, N.J.Jeffrey Otteau, an East Brunswick apprais-er who tracks the real estate market state-wide, recently estimated that there is aseven-year supply of properties pricedabove $2.5 million in Bergen County.

Developer Stephen Sweeney has been

trying to sell a new 13,000-square-footchateau in Saddle River for more than twoyears. Despite high-end finishes and aprice cut from $8.5 million to just under $7million, the house is still for sale.

“It’s a prom queen with no date,” Swee-ney said. “At the end of the day, the mostbeautiful home is the home that’s sold.”

The sales slump was caused in large partby upheaval in the financial markets, start-ing with the collapse of Lehman Brothersin September 2008. Real estate agents saidthat even wealthy people were shaken, andpulled back on spending.

“Wall Street definitely affected us,” saidPeggy Mann of Prominent PropertiesSotheby’s International Realty, who has an$11.7 million home listed in Alpine, N.J.Even people with good jobs “didn’t knowwhat the future was holding,” she said.

“Those people went into hiding,” saidFrances Aaron, also of Prominent Proper-ties Sotheby’s, a nine-office agency thathas the largest share of the most expensivelistings in Bergen County. “People werejust shocked and just held on to everythingthey had. They lost lots of confidence.”

They also lost access to financing. Whilemany well-off people buy homes withcash, those who needed mortgages foundthem hard to get after the credit crisis ofautumn 2008. Many so-called jumbomortgages were financed by mortgage-backed bonds.

“The people who have wealth and liq-uidity are holding onto their money, andthe banks are doing the same thing.They’re not lending money,” Sweeney said.“You could lower your prices as much asyou want. It’s not a function of price; it’sthat there is no market.”

MCCLATCHY-TRIBUNE INFORMATION SERVICES

Luxury homes languish as wealthy pinchedBY KATHLEEN LYNNThe Record

“All last year, buyers were under a rock,” says Michele Kolsky of Coldwell Banker inFort Lee, N.J., who has four listings for more than $5 million including this one inAlpine, N.J. MCCLATCHY-TRIBUNE PHOTO

DEAR BARRY: Before Ibought my home, I askedmy inspector about thestrange insulating materialin the attic. He told me itwas used by “old-timers”for insulation.

He added that themining equipment used toquarry this insulation alsomay have been used tomine asbestos materials.As a consequence, theremight be a small amount ofasbestos fibers in the insu-lation. He assured me thatthe insulation was safe andthat any asbestos contam-ination would be at safelevels and hard to detect.

He is either ignorant orwas purposely misleadingme. After searching online,I believe I have Zonolite in-sulation, recognized to becontaminated with asbe-stos in most cases. Is myhome inspector liable fordownplaying the risks ofZonolite? By the way, hehad me sign a contractmaking him not liable forasbestos in the home.

PaulDEAR PAUL: Zonolite

was a brand name for a typeof insulation known as ver-miculite. It is a lightweightmineral that is mined fromthe ground and is com-monly mixed with pottingsoil to help retain moisture.

Most home inspectorsmay be unaware of vermic-ulite insulation because inmany areas of the country,it was rarely used. In 23years of inspecting homes,I have only seen it twice.

The first thing to re-member about asbestosmaterials is that they onlyrelease fibers into the airwhen disturbed. Therefore,you are unlikely to be af-fected if the insulation inyour attic is left as-is.

To determine whetheryour insulation definitelycontains asbestos, send asmall sample to an envi-ronmental laboratory foranalysis. According to theEnvironmental ProtectionAgency, about 70 percentof all Zonolite contains as-bestos. Therefore you havea 30 percent chance of be-ing asbestos-free, but defi-nitely it’s a possibility andworth investigation.

Asbestos disclosure isoutside the scope of a homeinspection, as stated in thehome inspection contractthat you signed. However,when a home inspectormakes disclosures involv-ing asbestos, as your in-spector apparently did, theasbestos disclaimer is nolonger credible. A home in-spector cannot reasonablydisclaim asbestos on onehand and then make disclo-sures and assurances aboutasbestos on the other.

When your inspectorstated that the insulationwas perfectly safe and thatany asbestos contamina-tion would be at safe levelsand hard to detect, he im-mersed himself in liability,especially if he made thosestatements in writing.

DEAR BARRY: Oursmoke alarm goes off atrandom times. We replacedthe battery, but that did nothelp. What could be caus-ing this, and what can wedo to stop it?

BrendaDEAR BRENDA: All

that is needed for a falsealarm is a small particle ofdebris in the detectionchamber of the smokealarm. Often, a small spiderwill get into that part of thefixture, causing the alarmto activate. The solution is

to buy a replacement alarmat the hardware store. Andwhile you’re at it, buy analarm that also detects car-bon monoxide.

To write to Barry Stone, go to hiswebsite, www.housedetective.com.

ACCESS MEDIA GROUP

Inspector downplays asbestosBarryStone

INSPECTOR’S IN THEHOUSE


PHILADELPHIA — Thestate of the U.S. housingmarket, and its immediatefuture, came into sharperfocus through economicreports centering on thenow-expired federal taxcredits for buyers.

April 30’s deadline forthe credits helped boostpending home sales for thethird consecutive month,the National Association ofRealtors said, citing datareflecting signed salesagreements rather thanclosings, which lag one ortwo months behind.

The index the Realtors’group uses to measurepending sales rose 6 per-cent in April, to 110.9. Thatwas just shy of the 112.4 re-corded in October, whenbuyers were rushing towardthe Nov. 30 deadline for thefirst tax credit, and 22.4percent above the April2009 level.

With large numbers ofpurchase contracts going tothe settlement table in Mayand June, home-sales fig-ures should remain elevat-ed at least through earlysummer, industry observ-ers said. But indications arethat post-credit activityalready has dropped offsubstantially.

Agents at Long & FosterReal Estate’s Blue Bell/Spring House office, in thePhiladelphia area, sched-uled 738 appointments toshow houses in May, com-pared with 1,216 in Apriland 1,242 in March, saidbranch administrator GregCressman. That figure,Long & Foster regional vicepresident Art Herling said,“predicts sales.”

The tax credits offer upto $8,000 for qualifiedfirst-timers and up to$6,500 for those who hadnot bought a house in fiveyears or more. LawrenceYun, chief economist forthe Realtors’ group, saidthe credits brought an ad-ditional 1 million buyers in-to the market.

“The housing markethas to get back on its ownfeet,” Yun said, “and nowappears to be in a good po-sition to return to sustain-able levels even withoutgovernment stimulus, pro-vided the economy contin-ues to add jobs.”

Foreclosure rates, how-ever, remain at historicallyhigh levels nationwide,even as efforts to help bor-rowers appear to be makingheadway.

As of April, a combina-tion of lender and govern-ment programs had com-pleted 642,000 permanentmortgage modifications

this year, according toHope Now, a private-sec-tor alliance of mortgageservicers, investors, mort-gage insurers, and non-profit counselors.

In addition, Bank ofAmerica said it had startedan “earned principal for-giveness” approach tomodifying troubled loans.The plan is being offered tohomeowners who oweconsiderably more than thecurrent value of theirhomes as the loans are be-ing considered for the gov-ernment’s Home Afford-able Modification Program.

As some economists pre-dicted, home sales resultingfrom the tax credits did notmeasure up to the 2 millionpurchases the government’s2009 incentive sparked.

But because of that, PatrickNewport of IHS Global In-sight and other economistsbelieve, dips in sales overthe next couple of monthswill be smaller than thoseoccurring in the first quar-ter of 2010.

The Mortgage BankersAssociation reported thatpurchase applications werealmost 40 percent belowtheir level of four weeksago. Applications for refi-nancing were up 74 per-cent, though, as 30-yearfixed rates remain well be-low 5 percent.

Financing issues are cre-ating problems for buyerswith signed contracts nowfacing the tax credits’ June30 closing deadline, andRealtors are asking Con-gress for help.

“Under normal circum-stances, two months wouldbe enough time from con-tract signing to settlementdate,” Yun said. “However,

the recent housing cyclehas brought long delays” inprocessing mortgages.

Yun said Congress is be-ing asked to provide clos-

ing-date flexibility forthose who bought underthe tax credits.


Analysts say tax credit boost not likely to lastBY ALAN J. HEAVENSThe Philadelphia Inquirer


WASHINGTON — The number of cus-tomers applying for a mortgage to pur-chase a property fell to the lowest level in13 years last week, a sign the housing mar-ket is struggling without government in-centives.

Purchase volume declined 5.7 percentand was at its lowest point since February1997, the Mortgage Bankers Associationsaid. Overall mortgage application vol-ume, which includes loans for purchasesand refinancings, dropped by 12.2 percentduring the week ending June 4, comparedwith the previous week. Refinance vol-ume tumbled 14.3 percent.

“Purchase applications are now 35 per-cent below their level of four weeks ago, ashomebuyers have not yet returned to themarket following the expiration of thehomebuyer tax credit at the end of April,”said Michael Fratantoni, the association’svice president of research and economics.

New buyers were offered a credit worthup to $8,000, while current owners whobought and moved into another homecould get one for up to $6,500. To receivethem, buyers had to have a signed offer byApril 30 and must close by the end of June.

The trade group said customers lookingto refinance homes accounted for 72.2percent of all applications, comparedwith 73.8 percent the previous week. Thatmarked the first decline in refinance sharein five weeks.

Interest rates have hovered near histor-

ical lows for the past month, and manyhomeowners have already refinanced re-cently. Others can’t qualify because theyowe more than their homes are worth,lack job security or have tarnished credit,Fratantoni said.

The average interest rate on a 30-year,fixed-rate mortgage fell to 4.81 percentthe first week of June from 4.83 percent aweek earlier.

The average rate for a 15-year, fixed-ratemortgage — which is often more popularfor refinancing a mortgage — rose to 4.26percent from 4.24 percent.

The survey provides a snapshot ofmortgage lending activity among mort-gage bankers, commercial banks andthrifts. It covers more than 50 percent ofall residential retail mortgage originationseach week.

DECLINE IS LOWEST SINCE FEBRUARY 1997; REFINANCE VOLUME ALSO DROPPED SHARPLY

Number of mortgage applications falls, survey findsBY THE ASSOCIATED PRESS

Left: A home in Mt. Lebanon, Pa.,shows a recent sold sign, but a Mort-gage Bankers Association surveyshows that mortgage applications havedropped to the lowest level in 13 years.

AP PHOTO

Interest rates havehovered near historicallows for the past month,and many homeownershave already refinancedrecently.


DEAR MI-LING: I am fi-nally going to downsize toa villa. The colors are earthtones, and my great roomis sand brown. I got an arearug with cream, sand anddark brown. My furnitureis leather. What color can Iuse to lift up the space? Idon’t like dark rooms.

Jacquie H.DEAR JACQUIE: You’re

in good company. I’ve

spoken to a number ofpeople who are planningto downsize to a smaller

home, townhome or villa.Here are some ideas to

open up your space.

› Paint the ceiling oneshade lighter or repaintthe entire room.

› Use drapes or blindsthat will allow light to fil-ter through.

› Accent with light-color tones.

› Cover your walls with

colorful artwork.

› Add a number of tablelamps and other lightingto the space.

One thing to keep inmind when scaling downin a home is that you can’ttake everything with you.You’re going to have to getrid of stuff as soon as pos-sible. Have a garage sale,donate items that youwon’t need and give the

rest to family and friends.When it comes to incor-

porating a color schemeinto your new home, youmight want to keep thingslight and airy.

Some of my favoritecolors to combine withbrown are light blue, teal,cream, gold, purple, lav-ender, orange or light cel-ery green.

Select a couple of the

colors and balance withdifferent shades of brownand cream.

Now go out and createyour own unique comfortzone!

Mi-Ling Stone Poole is the author of“Ask Mi-Ling! When You Want theTruth About Decorating.” You can listento her radio show, “Mi-Ling’s ComfortZone,” from noon to 1 p.m. Sundays onKTOK-AM 1000. If you have adecorating dilemma, e-mail her atwww.Mi-Ling.com.

LIGHTER COLORS, COLORFUL ARTWORK, MORE LIGHTING AMONG SUGGESTIONS TO BRIGHTEN ROOM

Lighten up! Dark rooms don’t have to beMi-LingStonePoole

ASKMI-LING

WASHINGTON — TheObama administrationwants to stir the pot on ahighly contentious issueinvolving homebuildersand their customers: Thelegality of the discounts,rebates, closing costs, up-grades and other lures thatbuilders often dangle infront of buyers — but onlyif they agree to use thebuilder’s affiliated mort-gage lender.

In the real estate busi-ness, the issue is known as“required use.” Under theReal Estate SettlementProcedures Act, consum-ers cannot be compelled touse the services of affil-iates of realty firms, titlecompanies, builders andother participants.

For example, a real es-tate broker cannot legallyforce you to obtain your ti-tle insurance or mortgagefrom one of its own affil-iates. It can inform you ofthe availability of affiliatedservice providers but maynot require you to do busi-ness with them.

In recent years, the De-partment of Housing andUrban Development,which administers the set-tlement procedures law,has received complaintsabout builders allegedlysteering purchasers to af-filiated lenders in ex-change for discounts offthe house price or otherincentives.

Some consumers com-plained that not only werethey pushed into mortgag-es with higher rates, feesand closing costs thanthose readily obtainable intheir local marketplace,but that when they object-ed, the builder either de-manded that they go toclosing with the affiliate orlose the discounts that at-tracted them in the firstplace.

In one case outlined byHUD enforcement offi-cials, a large builder can-celed a buyer’s contractand seized an $11,845good-faith deposit afterthe buyer’s refusal to usean affiliated mortgagelender. In another case, abuyer complained that abuilder seized her $10,000deposit when she rejectedthe high-cost loan dealproffered by the builder’smortgage affiliate. Ac-cording to HUD, not onlydid the affiliate’s loan offi-cer “fraudulently” alter fi-nancial documents, butthe terms of the deal itself“would have placed theconsumer in a home shecouldn’t afford.”

To prevent future abus-es, HUD broadened itsdefinition of “requireduse” to include economicduress — situations whereconsumers believe theymust use an affiliated orrecommended serviceprovider “to avoid an eco-nomic disincentive orpenalty.” HUD also saidany discount or rebatemust be bona fide, and“not made up by highercosts elsewhere in the set-tlement process,” such asabove-market loan terms.

The National Associ-ation of Home Buildersobjected to the change andfiled suit in federal court toblock HUD’s move. Thesuit charged that HUD hadnot performed adequateresearch before adoptingthe rule, and that it wouldunfairly cut consumers offfrom legitimate, valuablediscount programs offeredby many builders.

Rather than fight a pro-longed court battle, HUDwithdrew the rule changeand put the issue on ice.Now, however, the admin-istration wants a full pub-lic airing of the pros, consand mechanics of builderrebate programs that aretied into affiliated loandeals. In a Federal Registernotice June 3, the agencyinvited consumers, mort-gage market participants,realty agents, builders andother interested parties toprovide information ontheir experiences and whatthey know about the pro-grams’ operations.

For example, is thereany evidence that somebuilders tack the costs ofthe incentives — whetherupgrades, rebates or dis-counts — “into the cost ofthe home and are thereforenot true discounts”?

Is there hard evidencethat affiliate loans comewith higher rates or totalfees than those availableelsewhere in the local mar-ket? Since builders canearn hefty fees in the sec-ondary mortgage marketby selling loans with high-er-than-prevailing rates,is that a key source of prof-it? Do builder incentives

discourage or prevent con-sumers from shopping forbetter financing, therebycosting them more foryears down the road?

Roy DeLoach, chief ex-ecutive officer of the Na-tional Association ofMortgage Brokers, has nodoubt that builder affil-iates charge puffed-upfees and rates — and notcoincidentally take busi-ness away from his mem-bers. “We’ve gotten hun-dreds of complaints frombuyers who want to uselower-cost financing”available through brokers,he said, “but who can’tbecause they’re locked in-to contracts that effective-ly shut them out.”

David Ledford, seniorvice president for housingfinance at the National As-sociation of Home Build-ers, could not disagreemore strongly. Buildershave no economic or com-petitive reason to chargehigher mortgage rates orfees through their affil-iates, Ledford said in aninterview. That’s because“most builders do not in-tend their affiliates to be aprofit center” but rather ameans to a more efficient,dependable transaction.

The main purpose forthe affiliates, Ledford said,“is to make sure the fi-nancing process doesn’tfoul up the sale of thehouse.”

E-mail Ken Harney [email protected].

WASHINGTON POST WRITERS GROUP

Builders’ incentivesmay spur tussle

KennethHarney

THE NATION’S HOUSING

If You Have Something To SellClassified Can Do It — Call 475-3000


An nonprofit group ismaking sure that living in atop-rated, energy-effi-cient home isn’t just a lux-ury available at a premiumbut an affordable optionfor anyone.

Neighborhood HousingServices Oklahoma CityInc. received $550,000 infunding through the city ofOklahoma City to build 13green homes in a neigh-borhood called Mi Tierra.The homes will be LEED-certified. LEED stands forLeadership in Energy andEnvironmental Design, thestandard of the U.S. GreenBuilding Council.

Neighborhood HousingServices recently offeredpreviews of the first twohouses at an event at 1221SW 18. The Home Depotemployees helped withframing on a third house.Fitzsimmons Architectsdesigned the first two

homes and acts as con-sultant for the develop-ment, which is on propertyacquired from the LatinoCommunity DevelopmentAgency. Oklahoma Gasand Electric Co. acts asenergy adviser.

“While the cost of realestate is considerably low-er in Oklahoma than inmany other U.S. cities, ourstate still ranks toward the

bottom on median house-hold income,” said RolandChupik, executive directorof Neighborhood HousingServices. “It’s importantwe continue to build af-fordable housing to helppeople achieve the dreamof homeownership. Andgreen homes are an impor-tant part of sustaining theaffordability of a home.”

To qualify for the

homes, individuals orfamilies must be first-timehomebuyers and make lessthan 80 percent of themedian household incomeof $58,500 for a family offour. The nonprofit alsooffers $10,000 in down-payment assistance tothose who qualify.

“We’ve been able to in-corporate green featuresinto past affordable hous-ing projects, but this is thefirst LEED-certified devel-

opment our organizationhas built,” Chupik said.“The energy-efficient fea-tures will help keep utilityand maintenance costs lowfor the homeowners,something we feel is vitalwhen building housing forlow- to moderate-incomefamilies.”

The typical energy costfor a 1,500-square-foothome is between $200 and$250 a month based onvarious factors. It is esti-

mated that these homeswill shave that cost in half.

The Mi Tierra homeswill range from 1,200 to1,800 square feet and fea-ture energy-efficient fea-tures including walls withspray foam insulation toreduce heat loss in winterand heat penetration insummer; geothermaltechnology to circulatewater from the earth toheat and cool the home;and windows with the bestenergy performance rat-ings available.

“We are dedicated to in-creasing the quantity ofhomeowners in Okla-homa,” Chupik said. “Wethink everyone deserves tobe equipped with the toolsthey need for budgeting,financing and maintaininga home.”

For more informationabout NeighborhoodHousing Services Okla-homa City, go to www.nhsokc.org or call 231-4663.

Nonprofit group building affordable green homesFROM STAFF REPORTS

Fitzsimmons Architects designed two homes inNeighborhood Housing Services’ Mi Tierra neigh-borhood in southwest Oklahoma City.

PHOTOS PROVIDED BY NEIGHBORHOOD HOUSING SERVICES

Volunteers from metro-area Home Depot stores helpframe a house in the Mi Tierra addition.

Q. I’m in Miami, Fla, andwas going to buy a prop-erty for $167,000. I wasapproved for a mortgagewith a 4.5 percent ratebecause I have goodcredit. I spent about $700for the loan applicationand inspection.

I was waiting for the ti-tle to come throughwhen it came out thatthe owner has a lien of$214,000. He never dis-closed this. The ownertold me there was somekind of “hold” and that hewanted me to close be-fore April 30 and move inJune 20 because “law-yers were working on it.”Two days later, I found

out the apartment wasappraised for $150,000.

I canceled the pur-chase. My real estateagent forwarded me thecancellation after it wassigned. Now the sellersays he is going to sub-mit a claim for me to givehim $1,000 from the “ear-nest money deposit.” ButI never gave that money;

my real estate agent saidsince she knew me, sheknew I was going to buy.

On the same day, thebank gave me a “declina-tion” saying it would notapprove the sale. The ti-tle lady said that wasenough to get the ear-nest money deposit back.

I don’t want this guy toruin my good name or mycredit. I fear it is muchmore expensive to get alawyer involved.

My real estate agenthas told me she doesn’twant to work with meanymore because I wasinfluenced by the banknot to buy this placewhen it was a great deal.

I have a paper trail of allthis. I haven’t heard fromthe seller since I was giv-en the cancellation April28. Should I worry? Hesays he is filing for “fail-ure to purchase con-tract.”

A. Here’s my standardcaveat: I’m not licensed topractice law in Florida.That said, I would donothing. I can tell you thelegal defenses: It was an il-legal contract since theseller couldn’t give you de-cent title at the beginning,and it was fraudulent. Thefirst defense makes thecontract void; the seconddefense makes it voidable.

What the broker is do-

ing is awful. You thoughtshe was on your side. Thehousing market in SouthFlorida is bad, and brokerswithout good conscienceonly care about their com-missions. The bank is skit-tish, which in this casemakes it the only party onyour side. The appraiserprobably undervalued thehouse a little.

Be thankful that littlemoney changed hands. I’dsay you’re owed for the$700 and that the sellermade you expend it underfalse pretenses. But I don’tknow if prosecutors wouldwant to get involved.

These people should bereported to state and local

authorities. But if they arescammers, they will bewise to the process. If youcomplain to the FloridaDepartment of Businessand Professional Regula-tion, it’s easy for the otherside to lie. Then the statemay write you saying thereis a factual conflict andthat they won’t pursue it.

Check your credit scoreand see if it has changed. Ifanything bad happens,write these agencies ex-plaining the facts.

Charles Carter, Ph.D., specializes in realestate analysis after years as aprofessor, real estate lawyer andappraiser. Send questions [email protected].


Cutting ties not easy after home buy goes awryCharlesCarter

REAL ESTATE Q&A


The Oklahoma City PlanningCommission approved the finalplats of Featherstone AdditionSection 4 and Section 5, north ofSW 164 and west of WesternAvenue, at its June 10 meeting.

Other items approved:› Application by Independent

School District No. 89 to closeSW 30 extending east from theeast right-of-way line of SWalker Avenue to the west rightof way line of S Hudson Avenue.

› Application by MichaelMcCoy to rezone 319 NW 23from the R-4 General Residen-tial/HL Historical Landmark/UCD Urban Conservation/C-4General Business/UD Urban De-sign/TT Twenty Third StreetUptown Overlay Districts to theSPUD-560 Simplified PlannedUnit Development District.

› Application by C&C Vor-derlandwehr to rezone 3740 NW

166 from the PUD-737 PlannedUnit Development District to theSPUD-561 Simplified PlannedUnit Development District.

› Application by CommercialPermits Express to rezone 3701 SPennsylvania Ave. from theSPUD-476 Simplified PlannedUnit Development District to theSPUD-562 Simplified PlannedUnit Development District.

› Application by Brian Fitz-simmons, Fitzsimmons Archi-tects, to rezone 1210, 1214, 1220and 1224 NW 18 from the R-3Medium Density Residential/Gatewood Urban ConservationDistrict to the SPUD-563 Sim-plified Planned Unit Develop-ment District.

› Final Plat of Shire Lea Vil-lage Phase 2, south of NW 10 andeast of Cemetery Road.

› Application by MI#1 LLCfor a Special Permit to operateMining and Processing: Mineralsand Raw Materials use in thePUD-1372 Planned Unit Devel-

opment District at 6224 SW 8.› Application by Cinnabar In-

vestment LLC to close the northhalf of SW 134 extending half amile west of S Council Road(closed) and close all of SW 134extending east half a mile from SCouncil Road (closed) and a por-tion of SW 134 beginning half amile east of S Council Road ex-tending east a distance of 435feet.

› Application by ProducersCooperative Oil Mill to close allof S Central Avenue between SE4 and SE 6 and close SE 6 ex-tending east from S Walnut Ave-nue to the east line of theAmended Plat of McCornack’sFactory Addition.

Deferred to June 24› Application by Newey Fam-

ily Partners LLC to rezone 3442 SDouglas Blvd. from the R-1 Sin-gle Family Residential District tothe PUD-1416 Planned Unit De-velopment District.

› Application by SheridanRedevelopers LLC to close sever-al platted alleyways in Block 62,Original Townsite of OklahomaCity Addition, west of N HudsonAvenue and north of W SheridanAvenue.

› Application by Brian andTeresa Anderson to rezone 3737E Hefner Road from the AAAgricultural District to the R-ASingle Family One-Acre RuralResidential District.

› Preliminary Plat of CoyoteRanch, north of Hefner Road andwest of Interstate 35.

› Application by Nest HomesLLC to vacate a portion of the Fi-nal Plat of Preston to delete PlatNote No. 12, south of MemorialRoad and east of N MacArthurBoulevard.

› Application by RiverportPark Ltd. to rezone 1547 and 1601S Portland Ave., 4000 and 4001SW 15 and 4100 and 4101 SW 15from the PUD-35A Planned UnitDevelopment District and R-1

Single Family Residential Dis-tricts/SRODD Scenic RiverOverlay Design District/AE-2Airport Environs Zone TwoOverlay District to the PUD-1417Planned Unit Development Dis-trict.

› Final Plat of Forest GlenCommons, north of SE 29 andwest of Hiwassee Road.

Deferred to Aug. 12› Application by Crafton Tull

Sparks to rezone 11510 W Inter-state 40 from the C-HC Com-mercial Highway and PUD-1337Planned Unit Development Dis-tricts to the PUD-1415 PlannedUnit Development District.

Planning Commission reviews applicationsFROM STAFF REPORTS


Oklahoma CityElliott & Co. Architects Inc.,

3308 SW 44, apartments, remodel,$1,270,000.

Lingo Construction ServicesInc., 222 NW 15, church, remodel,$1,000,000.

Mark Timbrook, 100 N MustangRoad, office, remodel, $364,500.

Mark Timbrook, 100 N MustangRoad, office, remodel, $364,500.

Real Property Construction, 11801Bravada Drive, residence, erect,$350,000.

Rice Custom Homes LLC, 325NW 150 Court, residence, erect,$350,000.

G.L. Cobbs & Co. LLC, 11720Sawgrass Road, residence, erect,$300,000.

Davenport Homes LLC, 1317 NW192 Terrace, residence, erect,$275,000.

G.L. Cobbs & Co. LLC, 11120Treemont Lane, residence, erect,$270,000.

Brookfield Custom Homes LLC,10817 NW 95, residence, erect,$245,000.

Remington Builders Inc., 9313NW 133 Court, residence, erect,

$230,000.ACC Construction & Mainte-

nance Inc., 2905 Mirage, residence,erect, $220,000.

Mike Metcalf Construction LLC,3425 SW 123, residence, erect,$220,000.

Mike Metcalf Construction LLC,12401 Jasper Ave., residence, erect,$220,000.

Authentic Custom Homes LLC,2813 NW 173, residence, erect,$200,000.

Joseph E. Camp, 5500 NW 130,residence, erect, $200,000.

Robin Ridge LLC, 2408 NW 154,residence, erect, $195,000.

Blue Ribbon Construction, 8513NW 112 Terrace, residence, erect,$190,000.

SWM & Sons Inc., 12640 SE 44,residence, erect, $189,350.

Authentic Custom Homes LLC,2712 NW 173, residence, erect,$185,000.

SWM & Sons Inc., 10101 SE 54,residence, erect, $175,420.

Castlebrook Crossing HomesLLC, 2704 Wyatt Way, residence,erect, $175,000.

Robin Ridge LLC, 2404 NW 154,residence, erect, $175,000.

Taber Built Homes LLC, 19213Garden Creek Lane, residence,erect, $175,000.

Taber Built Homes LLC, 5001

NW 153, residence, erect, $175,000.David Young, 13712 Brutus Blvd.,

residence, erect, $175,000.Authentic Custom Homes LLC,

2237 NW 195, residence, erect,$170,000.

D.H. French Construction Co.Inc., 5201 S Peebly Road, residence,remodel, $165,819.

Dodson Custom Homes LLC,3224 NW 192 Terrace, residence,erect, $151,900.

Elliott & Co. Architects Inc., 901NW 13, apartment, remodel,$150,000.

Western Construction, 2401 NW23, business, remodel, $150,000.

Ideal Homes of Norman LP, 2420SW 137, residence, erect, $131,000.

Taylor Associates, 1449 W Inter-state 240 Service Road, retail sales,remodel, $120,000.

Ideal Homes of Norman LP, 18301Carillo Road, residence, erect,$111,000.

Wilson Chacko Custom Homes,1400 Hollyhead Terrace, residence,erect, $110,000.

Ideal Homes of Norman LP, 401Durkee Road, residence, erect,$103,000.

Ideal Homes of Norman LP, 13817Kysela, residence, erect, $101,000.

Foster Design & ConstructionLLC, 15813 Prairie Run Drive, resi-dence, erect, $100,000.

Foster Design & ConstructionLLC, 15929 Prairie Run Drive, resi-dence, erect, $90,000.

Ideal Homes Of Norman LP,2820 NW 184, residence, erect,$87,000.

Wampler Co., 6001 S Air DepotBlvd., office, remodel, $85,000.

Dodson Custom Homes LLC,2224 NW 158, residence, erect,$84,000.

Ideal Homes of Norman LP, 16105Raindust Drive, residence, erect,$81,000.

Ideal Homes of Norman LP,14328 Marbleleaf Drive, residence,erect, $69,000.

Ideal Homes of Norman LP, 1709NW 144 Terrace, residence, erect,$65,000.

Hoyer Enterprises Inc., doingbusiness as Hoyer Construction,2508 NE 16, residence, fire restora-tion, $64,600.

Evans Building Concepts, 1440Dorchester Drive, residence, re-model, $60,000.

Brad Edgar, 6201 Northwest Ex-pressway, restaurant, remodel,$60,000.

Bronco Steel Co., 7535 SW 119,storage, erect, $47,000.

Leonard Construction, 5615 Sun-set Ridge Road, residence, remodel,$45,000.

Durham Steel Buildings Inc., 300

NE 102, storage, erect, $40,500.Virginia Y. Hickman, 20701 SE

74, manufactured home, move-on,$40,000.

Joyce Landwehr, 100 E Interstate240 Service Road, retail sales, re-model, $40,000.

Homayoon Ahmadirahdari,5400 Pleasant Hill, residence, re-model, $37,500.

Jack Williams, 3808 SW 23 Place,manufactured home, move-on-mobile home park, $35,000.

Ramon Blanco, 11801 SW 15 Ter-race, manufactured home, move-on-mobile home park, $33,000.

Callahan Steel Buildings (Curt),11600 Pamplona Way, storage,erect, $30,000.

Commercial Express Permits,1617 S Agnew Ave., retail sales, re-model, $25,000.

K.D. Sauer, 6701E Wilshire Blvd.,storage, erect, $23,800.

Callahan Steel Buildings (Curt),13115 N Midwest Blvd., storage,erect, $23,000.

Richard and Lana Church, 3004Cashion Place, residence, fire res-toration, $22,000.

Allen Bumgardner, 14408 Pied-mont Road, storage, erect, $12,000.

Marshall Tyler, 14201 S HiwasseeRoad, barn, erect, $10,000.

Permits

SEE PERMITS, PAGE 11F


WASHINGTON — Buyers rushedto sign sales contracts on previ-ously owned homes in April be-fore a tax subsidy expired, ac-cording to a survey by an indus-try trade group.

The pending home sales indexrose 6 percent in April after anupwardly revised 7.1 percent in-crease in March, the NationalAssociation of Realtors reported.The benchmark covers signedcontracts, not final sales, which

usually lag by a month or two.“Tax incentives have made the

housing market look better thanit really is,” wrote Neil Dutta, aneconomist for Bank of America’sMerrill Lynch.

The federal government hasbeen subsidizing home saleswith tax credits of up to $8,000for qualified buyers who signed asales contract by the end ofApril. Transactions must closeby June 30 to qualify.

The association warned thatsome buyers would not be able toclose by June 30 because of

backlogs. The group has askedCongress for flexibility in meet-ing the deadline.

The pending sales index is atthe highest level since October,just before a previous tax creditexpired. The index is up 22 per-cent compared with April 2009.

The tax credit brought morethan 1 million buyers into themarket, said Lawrence Yun,chief economist for the NationalAssociation of Realtors.

Other economists have saidthe tax credit likely acceleratedpurchases but probably didn’t

lure many additional buyers intothe market.

Economists for Barclays Cap-ital agreed that underlying de-mand was strengthening. De-mand is being boosted by lowmortgage rates, more affordableprices and a general improve-ment in the economy.

The sales rate for existinghomes jumped 36 percent in thesix months before the earlier taxcredit expired at the end of No-vember. Sales then plunged 23percent over the next threemonths, even though the credit

was ultimately extended and ex-panded.

“The housing market, despitethe improvement, remains chal-lenged by the usual host of mac-ro factors” such as low jobgrowth and tight credit, said DanGreenhaus, chief economicstrategist for Miller Tabak & Co.

Dutta said, “Our forecast isthat housing remains weak for anextended period of time, and atrue recovery only comes as theforeclosure process nears an end.That suggests the real recoveryin housing is at least a year away.”

Pending home sales index rises ahead of subsidy’s endBY MCCLATCHY-TRIBUNEINFORMATION SERVICES

Real Property Construction,7420 NE 119 Place, storage, erect,$10,000.

Jess Brown, 9721 Kelly John Lane,accessory, erect, $10,000.

Rice (Mike) Construction, 6433N Olie Ave., office, remodel,$9,875.

Daniel Escamilla, 705 SE 43, resi-dence, remodel, $9,000.

Tuff Shed, 621 Brookwood Drive,storage, erect, $8,722.

David Ledbetter, 4104 N PortlandAve., restaurant, remodel, $8,500.

Steve Garcia/Steve Associates,2812 W Country Club Drive, busi-ness, remodel, $8,000.

Christopher S. Bristol, 1312 SW132, residence, remodel, $5,000.

Lam Nguyen, 1317 SE 44, restau-

rant, remodel, $5,000.Smartsafe Enterprises, 2809 SW

135, storm shelter, install-stormshelter, $4,695.

James C. Tucker, 10701 CondorTerrace, storm shelter, install-storm shelter, $4,300.

Brock Kaveny, 621 Moore EstatesDrive, manufactured home, move-on-mobile park, $4,000.

Ground Zero Shelters Inc., 4905NW 18, storm shelter, install-stormshelter, $4,000.

Joyce Urban, 11133 NW 150, stormshelter, install-storm shelter,$3,675.

Sequoyah Engineering Inc., 7301Crown Point Road, storm shelter,install-storm shelter, $3,200.

Flat Safe Tornado Shelters, 528SW 164 Terrace, storm shelter, in-stall-storm shelter, $3,150.

Marion David Murphy, 10833NW 34, storm shelter, install-storm shelter, $3,150.

Flat Safe Tornado Shelters, 2904Fennel Road, storm shelter, install-

storm shelter, $3,000.Ground Zero Shelters Inc., 2700

SW 137, storm shelter, install-stormshelter, $3,000.

Hausner, 2800 SW 91, stormshelter, install-storm shelter,$2,912.

Ground Zero Shelters Inc., 13224Moccasin Lane, storm shelter, in-stall-storm shelter, $2,800.

Ground Zero Storm Shelters,11505 Copper Trails Lane, stormshelter, install-storm shelter,$2,800.

Smartsafe Enterprises, 2906 NW160, storm shelter, install-stormshelter, $2,800.

Smartsafe Enterprises, 17824 SMidwest Blvd., storm shelter, in-stall-storm shelter, $2,800.

Smartsafe Enterprises, 17308 To-ledo Drive, storm shelter, install-storm shelter, $2,800.

Smartsafe Enterprises, 4100 NE142 Court, storm shelter, install-storm shelter, $2,800.

Smartsafe Enterprises, 1512 NW

126 Court, storm shelter, install-storm shelter, $2,800.

Kimberly Brown, 2741 NW 110,storm shelter, install-storm shelter,$2,800.

Dayna J. Reust, 8500 CrestlineDrive, storm shelter, install-stormshelter, $2,800.

Sam Smith, 1609 EdinburgDrive, storm shelter, install-stormshelter, $2,500.

Jamie Crosby, 4600 S Triple XRoad, storm shelter, install-stormshelter, $2,400.

Ideal Homes of Norman LP,18500 El Greco Drive, storm shelter,install-storm shelter, $2,100.

Ideal Homes of Norman LP, 2636NW 183, storm shelter, install-storm shelter, $2,100.

DemolitionsMidwest Wrecking, 15425 SE 71,

house.Midwest Wrecking, 15401 SE 71,

house.Duane Allen, 1619 S Central Ave.,

vacant.Pious Forshee, 408 N Lindsay

Ave., residence.Duane Allen, 117 NW 24, vacant.Duane Allen, 125 SW 26, vacant.Ray’s Trucking, 2717 S Goff Ave.,

residence.Ray’s Trucking, 2132 NE 16 Ter-

race, residence .Mike Addington, 1433 NW 97,

residence.Tuff Shed, 621 Brookwood Drive,

residence.Brookside Excavation & Demoli-

tion, 7601 Valley Creek Drive, resi-dence.

L & S Demolition, 638 SE 21, resi-dence.

Marshall Tyler, 14201 S HiwasseeRoad, barn.

Midwest Wrecking, 6300 BeanBlossom Drive, residence.

Washita Construction & Reno-vation, 9300 S Anderson Road,church.

PermitsFROM PAGE 10F

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HOMES FOR LEASEwww.executivehome

rentalsokc.com3-4BRs $1000-$3000

Welcome Home877-884-7434




$300-345/monthFurnished 1bd & Efficiency2820 S Robinson 232-1549

Sheriff's Saleof Real Estate

20 acres, 4 mi. W. ofCrescent, on S. side ofCrescent Dover Rd in

Logan County, atKingfisher County line.

To be sold at LoganCounty Courthouse in

Guthrie, June 22 at 2pm.For further information,contact Frank W. Davis,Attorney, 405-282-1420

Putnam Heights Plaza1 & 2bd, ch/a, Dishwasher1830 NW 39th 524-5907

1bd 1ba apt $340/mostove, fridge, clean, quiet1441 NW 92nd 227-8202

New Rivendell ExecHome 408-4168

Luxury indoor pool & spaFully equip'd media &wrkout rooms $5500/moOpenhouseok.com

Harrah 5 acres & MHNice 3 BR 2 B MH, 5 Ac.61,500 *405-413-2577

AUCTION$5,000 Opening Bid

Mon June 28th, 6:30 pm2208 Glen Ellyn St, OKC

Open HousesJune 19th & 27th2 bedroom, 1 bathEast of Capital on

NE 23rd St. to GlenEllyn, & S to property

www.20bid30.com918/639-7653

Grand AmericanKeller Williams Realty

FREE RENTGated, 1bed, all new appli-

ances & tile. 525-1177MOMENTUM PROP MGMT

IT'S SUMMER VACATIONAt Drexel on The Park-$1391ST MO- 1BED 946-0588»» ALL BILLS PAID »»






Welcome Home877-884-74341N to 10A, E. of OKC,

pay out dn. before 1st pmt.starts, many are M/H readyover 400 choices, lg trees,some with ponds, TERMS

Milburn o/a 275-1695paulmilburnacreages.com

$201 Total Move-In CostEnergy Efficient

$1 First Week RentWeekly Avail: Effic $115

1bd $125, 2bd $165Disability & Social Security

recipients welcome616 SW 59th, between

Western&Walker634-4798Drug free environment

Not all bills paid

•ABC• Affordable, Bugfree, Clean » 787-7212»

$99 Move-In Special1bd 1ba $295-350, stove,fridge, very clean 625-5200

I BUY HOUSESAny condition. No cost

to U 495-5100

AUCTIONTues. June 29 • 7 PM

152 Acres of Versatility!Offered in 3 Tracts

3 Miles W. ofWeatherford, OK» Easy Access »

» Great Homesites »UNITED COUNTRY

ENTZ AUCTION4 0 5 - 6 6 3 - 2 2 0 0

www.entzauction.com

Owner Finance, 2 acres,home, barn, detachedgarage, 12113 Edna.$175,000 808-3888

Furn 1BD most billsPaid + EMSA, no sec 8and no pets, 524-2730

3928 NW 25th St. 2 bed,1 bath, 1 car, CH&A,

$550 month 755-1316

8 LAKE FRONT CABINS/ #9 LANDING AREALAKE EUFAULA, OK In-vestment opportunity w/income. 8 lake front fullyfurnished cabins. 3docks. PACKAGE DEAL.$875,000 Karen @ ERAReal Estate 918-617-3901 or 918-452-3900Owner/Assoc.

MAYFAIR GARDENS His-toric Area! Secure, wash/dry hardwd flrs 947-5665

Move Incentive of $2500Oak Ridge Estates

Edmond 3 4 1 - 9 2 0 9

AUCTIONTues. June 29 • 7 PM

152 Acres of Versatility!Offered in 3 Tracts

3 Miles W. ofWeatherford, OK» Easy Access »

» Great Homesites »UNITED COUNTRY

ENTZ AUCTION4 0 5 - 6 6 3 - 2 2 0 0

www.entzauction.com

$199 MOVE IN SPECIAL2BED Townhomes $599

Windsor Village 943-9665

HANDYMAN SPECIAL820 SW 28th fixer upper$32K • Travis 408-5250

[email protected]

The Merryfield Centerin Mustang has

office/warehouse space,$675 month. Executiveoffice space for lease,

$800 mo. Another smalloffice for $350 mo.

(405)-376-4238

Franchisegrowth.comMaster & Single units

available 405-887-5222

NW OKC, Quiet 2bd, 2.5ba, all appls, most billspd, fp, PC Schls 720-1419

Spotless 3021 N Utah, 3bed, 1K bath, largebackyard, near schools,shops & highway, $750mo + $500 dep, 751-2859

OPEN HOUSE, Sun. 2-4,2333 SW 135th, 3 bed,

2 ba, 2 car gar, 863-1376

1 bed duplex, water paid,$350 month, $200 de-posit, 1327 SW 26th, callVickie at 615-4526.

7405 Kings Manor Ct2bd/2bth, 2car, CH/A,

FP, No Pets, no smoking$750+dep. Call 568-9112

Open Sun 2P-3P, 3 bd, 1ba, 1 car, $750 mo, 1049SW 103rd Terr, 641-7196

167 acres, 30 minutesW. of OKC on I-40. excel-lent hunting, fishing and

livestock facilities.405-795-7537

Tinker/Carl Albert3/1/1 good credit only$650. 405-474-7594

$100 MOVE IN SPECIAL!plus $500 dep. 1161 NW81st 3bd $675 229-7437

2737 SW 60th, 3/1/1,$650/$500. OKC Homes4 Lease. 996-8987

Open Today 2-4. 3/2/2,709 N. Markwell. 1850sf

Must Sell $123,500,B& L Ent. 996-8987

738 Willow Run. 3 bd,2 ba, 2 car garage, $800-

mo, $800 dep. 474-6503

Nice 1 bed downstairs,ch&a, NW 23rd &

MacArthur, $475/$200deposit, 370-0278

WATERFORD 2 bd (up),2K ba, 2 car, bar, w/d,

frig, fp, pools, gated, sec.$1400 avail 7/1 842-9699

2 BED 1BATH, TOTALELEC. CH&A $575 SEC 8OK »» 370-1060 »»

6421 NW 63rd2bd 2ba, 1100 sf, $800mo, $800 dep 200-1786

Large 2-3 bed, 2 bath,2 car garage, TH,

all appls, gated, pool.Yukon Schools

from $800/mo. 789-3705

343 SE 44th, 1 bedfurn quiet, $325/150 dep+elec. Refs req 321-4773

For Sale or Rent'02 Dbl Wide 28x48, inpark. 1109 Apricot Ct,3bd, 2ba, kitc. island,ch&a, fncd bkyard, FP,Yukon Schls. $46,000

OBO (405) 227-1375

1-2K acre lots, $10,000+SE of Tuttle, TuttleSchools, 405-381-2617

1 bed, 750 sq ft, ch&a,fp, appl's, new remod,non-smoke, 3 year lease,$450 + dep, 250-2770.

$ FREE RENT 1ST MO $2BR $350+, 3BR $495+,

MWC NO PETS 427-0627

432 NE 115th2bd 1ba 2 car no pets $525

TMS Prop 348-0720

MOVE IN NOW!Pd. water/garbage Quiet.Try Plaza East•341-4813

¡Quiet Casady¡Low rents $440 751-8088

TENKILLER lake lots forsale. Call 918-640-8556

or see our web site:pinecreekestates.net

3 bed, 1 bath, 1 car,fenced, OKC schools,$450+$250 dep. 733-8973

HEFNER ROAD & MAY2/2/2, 2531 W Hefner Rdappt only $850¡843-5853

FOR SALE: 3 bd 2 ba DblWide on acreage, HarrahSchools 405-412-6236

Contemp 1 story, 4 bd, 2ba, 3 car gar, frml din,FP, close to communityplaygrounds, shops &schls $1600 mo + dep, byappt only, 405-478-2264.

160 acres, 5000 sq fthome, irrigation system,25 minutes to downtown

OKC, 850-0532.

Guthrie, family com-pound, (2) 3 bed, 2 bath,5 acres, 850-0532.

Need lot to build myhome on, prefer NWOKC, 405-607-2232.

The Vinyard Cottages,gated community, 2 bd, 2ba, 2 car, excellent cond,$150,000 924-4266

OPEN HOUSE Sunday2-4pm. 608 NW 34th,

in Newcastle. New 2416Sq Ft, 4 bed, shop on1 Acre, 405-306-5137

2bd 1ba 3012 W Hill,also Mobile homes in

SE& NE 733-8688

NEW COUNTRY HOMES3/4-1.5 acres. Tuttle/NewCastle/Blanchard.

$132K-$169K. JudyRonck Realty 820-5839

Repo 16x80 3x2, new paint$21,900 301-2454/517-5000

Repo triplewide $45,900301-2454/517-5000

4 bd, 1.5 ba, 1 car gar,1200sf 608 W Carson$695 + $600dep 376-5680

OWNER FINANCING$2000 down No Credit Ck2516 Murray 2/1 $49,0001221 SE 23 4/2 $56,000

596-4599, 410-8840

» Nice large 1 bed, 2 din,2729 NW 19, $415.

» Great deal 2bed, 2343NW 15, $450. 557-1288

Both w/appls, w/d hk-upch&a. No sec 8, no pets

516 Mary Lee Ln 2/2/2 $825341 Abilene 2/2/2 $8251905 NW 172 3/2/2 $1095Express Realty 844-6101www.expressrealtyok.com

2064 NW 48th 2/2 $210010604 Sunrise 3/2/2 $1195Express Realty 844-6101www.expressrealtyok.com

REDUCED TO SELL!Cash Flow Rental Prop.

Handyman Special.Owner financing avail.

1224 NE 19th $28,000107 SE 41st $40,0002118 N Prospect $25,000740 NE 36th $28,500Price Negotiable Kruger Inv.Call Jim 235-9332/812-1657

BUILDING SITES PIED-MONT 3/4 and 1 AcreLots. Close In-Good

Streets. Leon 373-4820Overland Ex Realty

OPEN SUNDAY 2-43771 Washington Ave E.3 Bd, 3 Ba, 1 Liv, 2 Din

Office $297.5K, 1/2 mi Eof Sara Rd on Washington(164th). Leon 373-4820

Overland Exp Rlty

6708 Every Ave N.W.5Ac, 4Bd, 2K Ba, 2 Liv,1 Din, 4 Stall Barn +Storage Barn, $271.9KLeon 373-4820 OverlandExpress Realty, Inc

$99 FIRST MONTHnear St. Anthony’s. 1bd,upscale, gated 525-1177MOMENTUM PROP MGMT

SUMMER SPECIAL$149 1st mo. 525-1177Near OU Med Center

MOMENTUM PROP MGMT

11260 acres of ranchWest of Mangum, 7 acreSpringfed Lake 1.5 milelive water. New cabin,excellent hunting andfishing, $1500 per acre,405-207-8211 CunninghamCountry.com

Oxford Park AptsNice Remod 1 BD $3751701 NW 29th 202-8142

Doublewide on acreage w/pond. Possibly owner carryw/$20k down 405-631-3600

$99 Special1 & 2 BD & Townhouses•City bus route/Shopping•Washer/Dryer hookupsValencia Apts

2221 N. Meridian

946-6548

No credit check!Foxcroft Apartments»»» 787-6655 »»»

3bd 2ba, 2.2 ac pre-rec-ed info 24/7 1-800-279-7027 ext 1001 ThisERA 3817 NW 52nd, 3 bd, 1ba

1 car, newly remodeled$750, dep $400, 831-8577

PIEDMONT OPEN SAT 2-4& SUN 2-5. Model home.New hms on K ac lots.

Info also available for newhms in other additions.

From NW Expwy &Sara Rd go 4.5 mi N

Cleaton & Assoc 373-2494

5 ACRES 13001 Savage/Cemetery Rd 3 huge bd, 2bamany blt ins, 2009 roof,approx 1900' $190,000

Marian 850-7654Cleaton & Assoc 373-2494

MUSTANG SCHLS208 Woodgate Dr remod-eled w/huge whirlpoolopen liv, din & kit, tile &laminate flrs 3 bd 2 baapprox 1269' $120,000.

Marian 850-7654Cleaton & Assoc 373-2494

1 AC LOT in EastwindEstates, Piedmont $42,000

Builders welcome.Marian 850-7654

Cleaton & Assoc 373-2494

3 Bed, study, 2 Bath,1915 Sqft, Gramercy

Park, Memorial & Rock-well. Open Sun. 2-5 PM.

Agent 417-3583

FSBO, 1531 SW 52, OKCBrick, 2-1-1. ch&a, movein ready. 405-826-7156

$39K/YR INCOME ON 6Houses in Shawnee. Seeinfo: www.fsbo.vox.com

1500 SW 81st 3bd, 2c,CH&A, no sec. 8, $850/mo; $600 dep. 631-5695

Lease/Purch, Nice 3/1/1low dn, no credit chk CarlAlbert Schools, 630-0649

Lease/Purch, Nice 3/2/2brick, ch&a, fenced, lowdn, no credit chk 630-0649

2bd 2ba duplex $6503bd 2ba 2-car 1500sf,fireplace $950Executive 3/2K /2 2100sffireplace, pool $1200Home&RanchRlty794-7777

Briargate 1718 N Indiana800sf 1bd 1ba, cha, all elec,wood floor, $475mo, $200dep. No sec 8 409-7989

The Plaza 1740 NW 17th1bd, 1ba 750sf, woodfloors, all elec, $450 mo,$200dp. No sec8 409-7989

640 NW 109th, 3bd 2ba2car 1300sf $875mo

$800dp 409-7989 no sec8

Walford Apts 518 NW 12MIDTOWN District

Amazing! All electric,wood floors, giant 1bd1ba, cha, dishwasher,

washer/dryer conn1200sf $750mo $650dpStudio $550mo $450dpEfficiency $425mo $325dp

409-7989 no sec 8

616 E Hillcrest 1800sf 4bd2ba 2car $1300mo $1200dep 409-7989 no sec 8

3615 NW 51st St 1300sf2bd 2ba 2 car. Near Baptist/Deaconess $900 mo, $900

dep 409-7989 no sec 8

1507 NW 17th1bd 1ba, 1200sf $575mo$300dep. Free laundry

409-7989 no sec 8

3400 N Robinson 700sf1bd 1ba $400 mo, $300dep 409-7989 no sec 8

6523K Avondale 1350sf3bd 1.5ba 1car + carport$950 mo $900 deposit409-7989 no sec 8

3804 W Indian Hills Road2100 sf 3/2.5/2liv. 1 acrew/ wkshop, RV parking.$234,500. 573.3756

Rental HelperCurrent Home Rental

Listings•Only $39•Homes and Duplexes•Rent starting at $149•1,2 and 3 bedroomsMon.-Sat. 10am to 5pm

1112 NW 23rd,Suite 111B in the Gold

Dome(23rd and Classen)

8300 NW 75th, 3/2/2, 2living, sunroom, close tohwy, 1st time for lease,$1575, 590-8177.

OWNER RETIRINGEst. 2500sf Restaurant +5bd/3ba dbl wide on 4 ac.

in rural Cleveland Co.360-6586, 226-2015 co.

Financing» Lease Purchase» Rent to Own 2, 3 & 4bd

houses in all areas.buyahouseinoklahoma.com

562-0000 or 973-4322

Financing» Lease Purchase» Rent to Own 2, 3 & 4bd

houses in all areas.buyahouseinoklahoma.com

562-0000 or 973-4322

Rent Specials 605-54772, 3 & 4bd Houses

All Areas $395-1295buyahouseinoklahoma.com







Owner fin 3600 SW 383/2 Big lot • 417-2176www.homesofokcinc.com

Owner fin 2212 NE 262/1/1 Like new 417-2176www.homesofokcinc.com

3.5A 4/3/2 Like newWash sch • 417-2176

www.homesofokcinc.com

2319 NW 10 2/1 $475Nice home • 732-3411

9304 NE 14, Nice 3/1.51 car $550 • 732-3411

3324 SE 57, 4bd, 2balg & nice $650 732-3411

3 bed, 1 bath, laundryroom, storage shed,

dining area, large livingroom, fenced yard, ch&a,

$600 mo + dep,4005 Parkwood Ln,

390-2970

LEASE PURCHASETotally redone, 4bd/2 ba2car $1150mo 308-9291

For lease/for sale, 4 BR,2200sf, Mustang Schls,$1700 mo, 405-820-6607.

Spacious 4bd home, ch/a,large fenced yard, greatarea, new carpet, freshpaint. Seller will pay all ofbuyer's closing & prepaids,$99,750. Fidelity RE

692-1661, 417-1963

Executive Quail Creek,4 bed, 3 bath, 2 car, lg yd3200sf, very nice! Avail

Now $1750mo 301-2031

112K SE 1st. Spacious1bd garage apt, excellentcond, clean $375. No pets

Fidelity RE 692-1661

5216 Briarwood, nice 2bdbrick home, 1-car garagech/a clean nice area $595


Large 1570 sf, 3 bd/ 2Kba, 2 car garage,

10022 Hefner VillageTerrace, $950 month.

Call Abraham 677-3535

3261 SW 47th nice clean3bd, fenced yard, $475Fidelity RE 692-1661

2332 SW 49th spacious4bd, 2 living areas, ch/a,storm shelter, no garage,$650 Fidelity RE 692-1661

101 NE 8th, spacious 3bdhome, 2 living areas,ch/a, corner lot $800 mo


BANK OWNED 9.62 acres3/2 manf 2052sf Blt 98,$44.9k Arlene 414-8753

BANK OWNED 3/2/2, 2 livBlt 94 1760sf $114,900crn lot Arlene 414-8753

Workshop 24x24 XL 3/1.5/1w/updates near .25 acres$59.9K Arlene 414-8753

Wooded 1ac, 3 or 4 bd2.5ba 2liv/din Blt '06 2783sf$249,9K Arlene 414-8753

737 NW 111th St. 2bd,2ba, 2car, $650+ $500depSec 8 OK 936-9058

4336 NW 49th St3 bed, 2 bath, sunroom,

1420 sf, large yard &workshop, PC Schools,Call for appt. 204-8478

Section 8 OK 3 bed336 NW 85th

942-3552

2620 N Ann Arbor 3/2 sec8 ok $725mo 748-8520

www.redbudrealestate.com

3513 SW 36th,3 bed, 2 bath,

washer/dryer hk-up, 1car garage, w/ appli-ances 405-570-5865

Exec 5/3/2 lease/leasepurch PC schl $1500+dep7637 NW 102 209-6906

2408 W. Park Pl, 3/2/2,fenced, $915/mo+dep,285-0305 or 823-6550

2 bed washer dryer hkup,$475mo, $250 deposit

631-8039

Very nice acreage, 2.18ac, 3 bed, 2K bath, 2 car+ 2 carports, $138,700.

Nossaman Rlty 410-9945

Quiet 3/2/2 brick home,$895 huge yard 255-4300

Wholesale Property 104Units $995K » 20 Units$499K » 16 Units $400K» Development Projects10%-15% R.O.I. from $100K

Seabrooke Realty405-409-7779

6612 Laurel Rd 3bd 2ba2car, ch/a $850429 NW 88 3/1.5/1 $6951701 NW 34th 3/1 $525

681-7272

2100 SW 78 3/1.5/2 $825629 SW 49th 2 or 3bd(gar. converted) 1ba$550633 SW 33rd 2/1 $3502401 SW 43rd #7 1bdapt, total elect, waterpaid $325

681-7272

5312 Bodine, 3/1/2, new-ly redone, Sec 8 ok $7252605 SE 50th 3bd 1.5ba2car, 2 living $675

681-7272

S. QUAIL: 6100 SF, POOL3 CAR GARAGE, 4 BED,4 BATH 850-0532

1301 Parkwoods Ter, 3bd1ba 1-car, ch/a $625

681-7272

1120 NE 19th, 3bd 2ba,detached gar. Sec 8 ok $6502300 N. Prospect large2bd 1ba $395

681-7272

900 N. Fretz #84, 3bd1K ba mobile home $475

681-7272

2 bed, 1 bath w/garage,Wholesale Bargain!

$24,900 cash. GREATNeighborhood 301-6495

Large 3 bed 1bathfenced yard 1500sf.

$19,900 cash. 301-6495

1 bd, water & gas paid,1819 B NW 38, $475mo +dep, 943-8999, 620-1496

3bed 1bath hugefenced backyard.

$15,750 CASH 301-6495

NW Gorgeous RecentlyRemodeled 2/2+, pool,$110,000, 843-6797

Nichols Hills: 2 bed,2 bath, 2 living, 2c gar,

fncd, fp, $1200. 751-2058

Clean, ch&a, w/w carpet,tub/shower combo, fullyfurnished, 232-9437

$650 2 Bed / 2 BathNantucket Condo's Up-dated 2/2 upstairs unit.$600 deposit 1 yr leaserequired. Prefer no pets

ph-405 752 1986/[email protected], community pool,

GREAT SpaceOFFICEConvenient

NW Locations:I-40 & Meridian

NW Expressway & MayBritton/Lake HefnerParkway 200-6000sf

946-2516

1 & 2 BEDROOMS,QUIET! Covered ParkingGreat Schools! 732-1122

House & 60 Acres, Cres-cent, 250K OBO. 160Acres in Logan County.Hunting. $1350/AC. RobOCHS R.E. 405-519-6982

809 Lotus Ave. 3 bed,1 bath, 1 car, ch&a,

stove, refridge, w/dhookup. $625 , 378-3693

137 Ac. in OKC, bottomland, previous sod farm.Irrigation well with 1 mi.of pipe. 50% mineralrights. 3 bd house, allelec. Large barns, cattlecorrals. ‘ $875,000

405-463-0127

2324 SW 48 RedecoratedEffic./house stv/frig sec8 ok, $300mo 650-0963

South Oklahoma CityBrand New PremiumHome in gated communi-ty 5bed, 3ba, 4 Car3070 sq.ft. $2595.

405-203-0405

PROFESSIONALPROPERTY

MANAGEMENTSINCE 1982

Spectrum Management848-9400

usespectrum.com

3 bd, 2 ba, 1890 sf, oakwood thru-out house, inTuttle area. 2.1ac$189,500 405-381-5123

3/2/2 on 2K ac, lg shop,424 Sherwood Lane, Ed-mond, $170K, 436-3055.

3120 Park Pl., 3 bed 1 ba,2 liv. areas, $800 mo

$600 dep. 405-922-9782

V-Nice, 1 mi E of Tinker,3/1/2 ch&a, util rm, $575+$300, no pets, 732-4351

7K A. $14,950, $450 dwn$171Mo. Pavement. 55miSW of OKC 405-745-5889

Acreage For Sale 302

Condominiums,TownhousesFor Sale 304

Farms, RanchesFor Sale, Okla. 308

RE for sale

Blanchard 311.5

Choctaw 312

Del City 313

Harrah 315

MWC 317

Moore 318

OKCDowntown 322.5

OKCNortheast 323

OKCNorthwest 324

OKCNorthwest 324

OKCSouthwest 326

Piedmont 327

Spencer 328

Tuttle/Newcastle 329

Yukon 330

Suburban, SE(Tecumseh, Shawnee, Noble, Purcell, Etc.) 333

Open Houses 334.2

Lots For Sale 337

Mobile Homes, Manufactured Houses 339

Oklahoma Property For Sale 340

Real EstateAuctions 342

Real EstateNotices 345

Real EstateWanted 346

Vacation PropertyFor Sale 347

Commercial RE

Established Business For Sale

FranchiseOpportunity 353

Industrial Property For Sale 354

Investment Property For Sale 355

Offi ce SpaceFor Rent 363

AcreageFor Rent 400.5

Apartments

Edmond 422

MWC 424

Moore 425

OKCDowntown 429.5

OKCNorthwest 431

OKCNorthwest 431

OKCSoutheast 432

OKCSouthwest 433

Condominiums,TownhousesFor Rent 441

Duplexes

Bethany/Warr Acres 442.5

OKCNortheast 452

OKCNorthwest 453

OKCNorthwest 453

OKCSouthwest 455

Village/Nichols Hills 459.5

Yukon 460

Hotels/Motels 462

RE for rent

Edmond 466

MWC 468

Moore 469

Mustang 470

OKCNortheast 474

OKCNorthwest 475

OKCSoutheast 476

OKCSouthwest 477

Village/Nichols Hills 481.5

Yukon 482

Mobile HomeRentals 483

Rental Services 487

12F SATURDAY, JUNE 19, 2010 NEWSOK.COMTHE OKLAHOMAN

the oklahoman real estate

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