0.5%

0.3%

0.2% 0.2%

0.0%

0.2%

0.4%

0.6%

Cashouts Hardship withdrawals

Post 59 1/2 Loan defaults

$272,000

$110,000

$203,000

$85,000

$0

$100,000

$200,000

$300,000

401(k)s IRAs

Without leakages

With leakages