THE GLIDE PATH Your Guide to Predictable Financial Living

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Creating your path requires a competent and resourceful guide to ensure your journey is as smooth and enjoyable as possible. That’s where McGill Junge Wealth Management comes in. We are a boutique wealth management firm in Des Moines, Iowa that specializes in:

• Comprehensive Planning

• Tax-efficient Accumulation and Distribution

Strategies

• Investment Management

• Life Planning

Choosing McGill Junge Wealth Management to be at the center of your financial life creates a path toward stability, clarity and peace of mind. We want to help you achieve your life goals. We look forward to getting to know you.

LET’S GET STARTED!

Our paths are not mapped; they’re made."— PRIYA ARDIS

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L ISTENWhen you walk in the door at McGill Junge Wealth Management, your concerns will become our concerns, and we will listen.

Wealth is not an end in itself.

We understand that each client's objectives and values are unique. Our job is to help you realize your dreams, which is why we begin by listening carefully.

Our mission is to provide you a lifetime of predictable financial freedom. Before leaving on a journey, it's best to have a destination in mind. To understand your unique path we:

• Conduct an in-depth interview

• Analyze current assets, expenses

and investment strategy

• Review your insurance planning

• Evaluate your estate plan

• Discuss multigenerational planning

We will discuss where you stand relative to where you want to be and create a path to get there.

WHAT IS THE PURPOSE OF YOUR PATH?

PLANNING FOR THE JOURNEY

Financial Security

Financial Independence

Multi Generational

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PREPARE PREPARE

"If you don’t know where you’re going, you’ll end up someplace else."

— YOGI BERRA

MAKING THE CLIMB... Everyone wants to reach the top of the mountain. For most people, that’s saving enough money to retire. However, reaching the summit is only half the challenge. 80 percent of the accidents on Mt. Everest happen on the way down.* As your guides, we will be by your side on the climb up and help navigate the path down your financial mountain.

...MEANS CREATING A PLAN... McGill Junge Wealth Management is dedicated to holistic planning. We build you an efficient glide path to help achieve a lifetime of financial success. This starts with a robust discovery process with creative solutions.

...AND CLIMBING TOGETHER. We collaborate to implement your strategy and we'll be with you for every turn in the road or bump in the path. Together—every step of the way—with insight, wisdom and innovation.

*Death on the Mountain, National Post 2012

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EMBARK EMBARKRETIREMENT DISTRIBUTION PLANNING

Our team will create a financial plan unique to you that begins with the foundation of meeting essential expenses, builds to help you feel confident about your future and ultimately encourages you to dream about your legacy.

INVESTMENT MANAGEMENTOur investment philosophy is built

on a goals-based investment strategy, tailored to your financial plan and implemented through a low-cost, tax-efficient global asset allocation process.

TAX-EFFICIENT PLANNINGNavigating the tax code to

implement tax diversification, efficient asset location, charitable gifting, estate planning and tax-bracket management strategies is central to our wealth management philosophy.*

ADVISOR COORDINATIONWealth management and financial

planning require a team. We coordinate with your CPA, attorney and other key professional advisors to ensure your team is operating as efficiently and seamlessly as possible.

BUSINESS PLANNINGWe collaborate with business

owners to help them solve their unique planning needs, which include risk management strategies, qualified retirement, rewarding key employees, buy/sell and succession planning.

PROTECTING YOUR FAMILYProtecting those you love and

the life you have built is a cornerstone of wealth management. Our team will identify and recommend the appropriate insurance solutions for your risk management strategy.

To achieve a lifetime of predictable financial freedom, you must have tools. McGill Junge Wealth Management's comprehensive services provide the tools to align your financial and life goals.

AT THE CENTER OF YOUR FINANCIAL LIFE

*We do not provide tax advice and may work with your independent tax advisor.

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ACHIE VE ACHIE VE

WHAT’S YOUR DISTRIBUTION STRATEGY? This question is often overlooked, as the conventional mindset has focused on the accumulation of assets. A well-planned distribution strategy is critical for your successful trip down the mountain. Our team will collaborate with you to map your tax-efficient distribution plan, creating a smooth glide path into and through retirement. Along the way, we will cover essential needs by creating guaranteed streams of income and encourage you to pursue the life experiences you’ve dreamed of.

THE PURPOSE OF THE JOURNEY Together, we’ve built a lifetime of predictable financial freedom – gliding smoothly into retirement. After years of hard work and diligent planning, now is the time to focus on, and enjoy, the freedom!

ACTUALIZE A LEGACYWe will help you integrate “non-traditional assets” such as life experiences, family traditions, values and wisdom into your wealth planning.

"Someone is sitting in the shade today because someone planted a tree a long time ago." — Warren Buffett

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YOUR GUIDES

ED MCGILLCFP®, CLU, ChFC,

CASL, RICP®, AEP®

ROSS JUNGECFA®, MBA, RICP®

We founded McGill Junge Wealth Management because we saw a significant need in the marketplace to deliver an integrated approach to comprehensive financial planning and investment management. Many successful business owners, executives and professionals have not taken the time to develop a customized financial plan to address tax inefficiencies, inadequate asset allocation or a sustainable retirement distribution strategy.

Together, we’ve assembled a highly credentialed team that embraces our core values of trust, integrity, accountability, collaboration and a

passion for doing the right thing for our clients.

We understand that everyone’s situation and goals are unique and it is our responsibility as your guides to listen, educate and create a thoughtful and customized financial plan to help you realize those goals. We’re confident we will positively impact our clients, their families, their businesses and their communities.

We look forward to building a relationship with you and our team is honored to be your guides for the journey.

For more information about our team and our services, visit our website at mcgilljunge.com.

515.777.3835

2414 128th Street Urbandale, IA 50323

FRONT ROW: Scott McEachron, Jennifer Henry, Paige Junge, Justin Bunkers, Muriah Reed, Lauren VallasBACK ROW: Conor Boffeli, Ed McGill, Ross Junge, Trent Burley

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Edward McGill and Ross Junge use McGill

Junge Wealth Management as a marketing

name for doing business as a representative

of Northwestern Mutual. McGill Junge Wealth

Management is not a registered investment

adviser, broker-dealer, insurance agency or

federal savings bank. Northwestern Mutual

is the marketing name for The Northwestern

Mutual Life Insurance Company, Milwaukee,

WI (NM) (life and disability insurance,

annuities, and life insurance with long-term

care benefits) and its subsidiaries. Edward

McGill and Ross Junge are Representatives

of Northwestern Mutual Wealth Management

Company® (NMWMC), Milwaukee, WI

(investment management, trust services, and

fee-based financial planning), a subsidiary

of NM and limited purpose federal savings

bank and Registered Representatives of

Northwestern Mutual Investment Services,

LLC (NMIS) (securities), a subsidiary of NM,

registered investment adviser, broker-dealer

and member FINRA and SIPC. Edward McGill

and Ross Junge are Insurance Agents of NM

and Northwestern Long Term Care Insurance

Company, Milwaukee, WI, (long-term care

insurance) a subsidiary of NM.

The products and services referenced are

offered and sold only by appropriately

appointed and licensed entities and Network

Representatives. Network Representatives

and their staff might not represent all entities

shown or provide all the services discussed on

this material. Not all products and services are

available in all states. Financial Representatives

do not give legal or tax advice. Taxpayers

should seek advice based on their particular

circumstances from an independent tax

advisor.

Edward McGill CA License: 0B98312 AR

License: 229745

Certified Financial Planner Board of Standards

Inc. owns the certification marks CFP®,

CERTIFIED FINANCIAL PLANNER™ and CFP®

(with flame design) in the U.S., which it awards

to individuals who successfully complete

CFP Board's initial and ongoing certification

requirements.

The Chartered Advisor for Senior Living

(CASL®) designation is conferred by The

American College of Financial Services.