the future online banking concept by ux design agency

Download The future online banking concept by UX Design Agency

Post on 15-Jul-2015



Economy & Finance

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  • What could be the futureof online banking?

    Inspiring UX design concept by

    Reinventing the banking experience for millennials

  • Are you happy

    with your digital banking?

  • We are familiar with key drivers of digital banking revolution




    Mobile first




  • But is that the whole point?

  • No.Its about people!

  • But not only their pains

  • And not only their needs

  • Its about users passion.

  • What is an ideal

    digital banking for you?

  • MAKE IT USEFULallows making the most necessary things fast and easy

    LET IT BE CLEARattractive appearance and easy to use

    IT MUST TAKE CAREsupports and advises the user in his language

  • Lets deliver

    delightful experience

  • Helps withoutauthorization

  • Helps without authorization

    1. Sign in

    2. Contacts

    3. New user form

    4. Branches & ATMs locator

    5. Bank products promotion

    6. Currency converter

    7. News feed

  • Instant search of nearby objects

    If a user cant login, he knows where to call

    Call in case of a card loss or questions

    A call to become a customer

    A simple way to contact the bank

    Currency rates dynamics and current rates with an integrated calculator

    The nearest ATM or branchis indicated on the map

    We can distribute traffic between branches using markers: time until closing and waiting in line time

    Promotion of bank services

    Latest news and messages from bank

  • Financial statuson a first page

  • Financial status on a first page

    1. Balance statement

    2. Monthly income

    3. Monthly expenses

    4. Monthly and daily available

    5. Category budgets

    6. Latest transaction history

    7. Quick Access menu for every transaction

  • Convenient filter simplifies a search of necessary transaction

    The menu is clear to understand because of small amount of elements and simple icons

    Actual information on last transactions upon the login

    Switch to accounts and cards mode to see balance of all connected accounts

    Use autocomplete search to find an exact transaction

    You can send transaction history to print or save it in pdf or csv format

    Easily sort transactions list to see only incoming or outgoing transactions

    Main information on each transaction

    Fast slider-menu for each transaction allow to find similar transactions or make back payment in one-click

    Access to a more detailed information on transaction

    Instant information on expenses, income and budget for a choosen period

    Clear and visible balance statement

    All expenses at a glance with clear understanding of safe-to-spend sum

    The amount that could be spent this month (bill payments already subtracted)

    The average amount that could be spent any day this month (bill payments already subtracted). If you saved previous days budget daily available will increase

    Slightly slide side-bar to the right to see transaction list in advanced mode

  • Several accountsand cards

  • Several accounts and cards

    1. Multi-account and Multi-cards support

    2. Quick payment menu for every account

    3. Sorting throw category

    4. Easy new account ordering

    5. Access to saving goals

    6. Advanced budget management

    7. DoD and MoM expenses statistics

  • Quick access and switch between accounts and cards (including accounts and cards for legal persons)

    Wonder your overall accounts statement? Simply choose All Accounts to see overall balance, budget and transaction history

    You dont need to spend time in branch, because you are able to open new account from your online bank

    System will automatically choose a selected account when creating a payment

    Send your payment data to friends or service providers

    Rename your account, set notifications, transfers and ATM cash out limits

    Selecting a certain category, only the transactions of that category are shown in a main window

    Push to see accounts list and a fast menu

    Access to a detailed DoD and MoM expenses statement, budget restrictions and savings goals setting

  • Payments in three clicks

  • Payments in three clicks

    1. Instant access to popular payments

    2. Popular payments automatically defined

    3. Predefined default bills

    4. Private advises from bank assistant

    5. Access to video advisory

    6. Regular payment reminder

    7. Transfer fees

  • You can add any transaction to the favorite list manually or it will be added automatically if the payment was repeated several times

    Instant access to popular payments allows making most common payments in 3 clicks

  • Autocomplete makes a maximum quick search

    Information about fee for different payments and transfers

    The system remembers regular payments and reminds, if user forgot to make a payment

    Customer-centric personal touch from private advisory will provide personalized assistance in payments making or setting financial plans and goals through chatting and face-to-face remote video advising

    Private advisory also includes notification and promotion systems to inform and engage user

    A clear to a user structure and names of the categories

  • Money transfer in 30 seconds

  • Money transfer in 30 seconds

    1. Card-to-card transfers

    2. Domestics and international transfers

    3. Transfers to Mail, Facebook, Twitter contacts

    4. Top up from another bank card

    5. Clear transfer fee

  • Instruction minimizes the possible difficulties of transfer

    You will see instantly what the transfer fee will be

    Appearance and layout of elements makes a card-to-card transfer maximum simple and clear

    On the same page a user can top up his card from his another card of another bank

    Card-to-card transfersis much easier way to send small money amounts to your friends or colleagues

    Brief form allow to make transfers to domestic or international accounts

    Most advanced transfer feature allow to connect your Facebook, Twitter, Gmail, iCloud contacts and choose any recipient right from the contact list even not knowing their payment data

  • All bank products at a glance

  • All bank products at a glance

    1. Online marketplace instead of list

    2. Autocomplete search

    3. Offers separation by category and purpose

    4. Image based Offer Cards

    5. Tailored and TOP used services

    6. Social sharing

    7. Community

  • Featured offers divided by categories

    Every offer card designed to attract users attention and promote exact bank service

    Rethinking banking products promotion, as a modern online market which is friendly and familiar for millennials. Self-service instead of branches and consultants, improve knowledge of financial products, encourages exploration and saves time to consumers

    Primary page with specially promoted and user profile fitted banking offers. Can be added automatically an picked manually by advisor. Allow drastically increase user engagement.The list may vary depending on the account

    Quick view of recently browsed services

    Way to browse the interesting services that are popular among other users

    All bank offered services in one place

    Lets make bank more social. Ask for help from people like you, share your experience about bank services, explore actual topics and feedbacks from social networks

    Users can add comments to the service delivering feedbacks to the bank and creating community support for bank products. Shows bank transparency and generates social proof of service quality. Allowed only for public offers

    You can spread the word about this product to your friends in social networks. Along with comments this will enrich user experience with integration into the social context. Allowed only for public offers

    Easy to find needed service through category (investment, loan, card, stocks, etc.) or purpose (family, retirement, home, car, etc.)

    Bank featured products banners. Great way to promote services

    Direct search using autocomplete

  • UX Design Agency background

    UX Design Agency is also known as Arcana Global Ltd. an award winning and results driven user experience (UX) design agency from London.

    100+ Arcana Global clients already received profitable and engaging digital solutions based on research insights and UX strategy.

    Our user-centered interfaces (UI) deliver high ROI for startups, banking, fast loans, retail and mobile.

    Check out our portfolio:

    The best mobile application developer in Latvia according to ADWARDS 2014

    The best mobile app of 2014the 1st class order

  • E-mail:

    UX Design Agency

    Open for collaboration