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The Funding Group, LLC

140 Mountain Ave, Suite 301 Springfield, NJ 07081

The Funding Group LLC

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The Funding Group, LLC Introduction

Specialize in purchasing sub and non-performing secured real estate notes on both single and small multi-family residential properties

Currently manage a $32 million dollar portfolio of mortgage loans

Service notes in 45 states

Own/manage more than 1,200 properties

Been purchasing distressed properties since 2002

Generated a return of 18% on portfolio

Profitable each year since inception

Very well respected in the industry

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The Funding Group, LLC The Opportunity

Looking to expand with other investment groups

Interested in handling investments for non-performing 1st mortgages and REO (real estate owned) throughout the country

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The Funding Group, LLC Experienced Staff

Senior, experienced management with decades of experience

Collections department

Bankruptcy department

Foreclosures department

Customer service

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The Funding Group, LLC Operations

Combine old fashion person-to-person communications with modern technology

Fully functional web site available 24 hours, 7 days per week

Customers can access their loans on line

Customer service representatives are available from 8:30 AM to 7 PM EST, Monday – Friday via a toll-free number

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The Funding Group, LLC Extensive Due Diligence

Full research staff

Evaluate >1,000 investment properties per month

Computer programs that provide up to date information on the property and the borrower

Very effective at reducing the risk factor on purchasing of notes

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The Funding Group, LLC Impressive Performance

Profitable every year

18% return on portfolio

2002 2003 2004 2005 2006 2007Capital Investment $454,635 $355,100 $530,689 $175,000 $819,250 $1,913,250Cash Flow $330,371 $1,083,283 $2,293,169 $2,875,393 $2,543,799 $2,433,522Notes Paid Off $38,783 $176,840 $735,946 $703,884 $616,600 $510,650 (cost basis)Expenses $31,000 $145,000 $316,000 $442,000 $497,000 $460,000Bad Debt $91,000 $71,000 $106,137 $35,000 $163,950 $382,650Net Income $169,588 $690,433 $1,135,086 $1,693,509 $1,266,349 $1,080,222

Before tax

Historical Financials ($1,000's)

Company has accounted for a 20% reserve on bad debt on capital investment

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The Funding Group, LLC Keys to Success

Stuck to what we know (specialty buyer of distressed real estate, with an emphasis on strong diligence)

Resisted investments in large pools of real estate

Kept a balanced overhead with quality as opposed to quantity

Maintained our employees and have very little (almost no) turnover

Utilized our expert knowledge of the market and different state laws and regulations