Technology Innovation, opportunities for Iraq’s Banking sector

Mohammad Harb, Misys Iraq Finance Conference 2012

© MISYS 2012

Misys – Who we are

• The world’s broadest portfolio of trusted and reliable software products for the banks and financial institutions.

• Vista Equity Partners a leading private equity firm focused on investing in software and its enablers. The newly-launched new Misys with 1,800 customers in 120 countries.

• Impressive track record of recognition and industry accolades with 62 awards in the last three years alone

• Exceptional management team, led by Bret Bolin, CEO.

• Unmatched local presence and continuity of service worldwide.

• Investment in local partners such as B plan in Iraq.

Slide 2 © MISYS 2012

No.1 independent Financial Services software provider

The most complete suite of capital markets and banking solutions Scale and capacity to serve customers across all geographies and all market segments

Approx. 1,800 customers in 120 countries

Supported from 66 offices around the world in 49 countries

More than 100 partners across the globe

Over 30 years of experience delivering powerful and proven Capital Markets and Banking solutions

Deep pool of highly-skilled domain experts

47 of the world’s top 50 banks

15 of the top 25 syndicated loan book runners

More than 60 buy-side firms

© MISYS 2012

The Industry’s Most Comprehensive Solution

* BF Universal Banking, BF Equation, BF Midas, BF Shared Applications © MISYS 2012

The Industry’s Most Comprehensive Solution

Exchanges E-trading Telephone

Brokers Liquidity VenuesSingle Dealer

Platforms

EMS OMSTrade

Matching

Product Structuring Order Book

Trade Capture

Position Keeping

PricingTrade

Processing

Confirmations Accounting Payments

Trading Risk

Trading P& L

ATM

e-banking

Call Centre

Branches

Mobile Web

Kiosk

CustomerAcquisition

Interest Calculation

WealthManagement

Lending &Deposits

Fees and Charges

PartyModel

Treasury

IslamicBanking

“Know your Customer” & anti-money laundering

Banking Risk(limits & delinquency)

Collateral Management

Market Risk Credit RiskLiquidity

RiskSettlement Risk ALM

Management Analytics

& CRM

Documents/Legal Payments General Ledger

Sales &DistributionChannels

Operations (system of record)

EnterpriseIntelligence

Finance & CashManagement

TRADING BOOK BUSINESS BANKING BOOK BUSINESSMisysPresence

MisysExpansion

NonMisys

Mar

ket

Dat

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anag

emen

tS

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c D

ata

Man

agem

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DataVendors

TradeServices

© MISYS 2012

BankFusion* Payment Manager

Global Collateral Management

Front Office Dashboard

Front Office Dashboard

Banking Risk(limits & delinquency)

BankFusion*Misys Global Risk

BF Teller, BF MobilePortal: Trade, Cash & Personal

Finance, LoanIQ Trader Desktop

Summit / Kondor+e-trading

Summit / SophisKondor+ / Opics Plus

BankFusion* LoanIQOpics

TI Plus

Dominating the Market

Core Banking Market Share Capital Markets Market Share

Source: Data from IBS Intelligence Sales League Table - 2012

Misys47%

SunGard12%

Murex10%

Calypso8%

FIS7%

Financial Software Systems

6%

Wall Street Sys-tems8%

Others3%

Misys18%

Temenos18%

OFSS15%

Tata Consul-tancy Ser-

vices11%

Infosys6%

Fiserv4%

Neptune Software

3%

FIS2%

SAP2% Others

21%

© MISYS 2012

Iraqi economic outlook

• Iraq has boosted oil production to 3 million barrels a day with the help of international oil companies. That's up from the 2.5 million barrels before the 2003 U.S.-led invasion. The government expects to expand capability to 10 million barrels a day in six years, which would put it at the top of world oil producers [USA Today].

• The IMF forecasts Iraq's economy will grow 11.1% this year to about $144 billion

• Last year, Iraq attracted $55.67 billion in foreign investment and other commercial activity, a 40% increase from the previous year [ Dunia Frontier Consultants]

• The real estate business is expected to expand rapidly as Iraq's government attempts to close an acute housing shortage. Iraq estimates it needs to build more than 800,000 homes or apartments.

© MISYS 2012

Iraq demographics

Slide 7 © MISYS 2012

Age Groups

0 - 14 Years 15 - 64 Years 65 and above

38% 58.9% 3.1%

Male Female Male Female Male Female

19.35% 18.68% 29.86% 29.04% 1.43% 1.64%

** Source: CIA World Factbook as of July 26, 2012

• Real GDP growth

2005 2006 2007 2008 2009 2010 2011 2012 *

-0.7% 6.2% 1.5% 9.5% 4.2% 0.8% 9.9% 11.1%

* Estimated** Source: Global Finance

So what?

• Need for a modern banking environment

• Support TCM requirements for such a booming economy with excess funds in the near future

• Support the banking requirements of Gen Y

• Risk management

Slide 8 © MISYS 2012

Misys in Iraq

• Misys have been working in Iraq since 2006. The clients we are currently working with are:

Trade Bank of Iraq - (Equation Core, EBA, TI)Commercial Bank of Iraq – (Equation Core, Opics)Rafidain Bank – (Bank Master, BFUB)

The future• Partnering with Bplan for Misys is providing our customers with

comprehensive, innovative and unrivalled solutions that meet their growing and changing requirements in more efficient, cost effective and faster way.

• Together we create winning solutions with our partners to enable our customers to differentiate themselves and drive competitive advantage.

PLEASE COME AND TALK TO ONE OF OUR EXPERTS HERE TODAY

© MISYS 2012

Commitment Innovation Development

Thank you

Mohammad Harb, Misys Iraq Finance Conference 2012

© MISYS 2012