t&c method statement

7/23/2019 T&C Method Statement

1/16

SQYSN[FD[HOLIN Q[OABLM YN[VBINY

Hngda Yonhnl fd{ OIHV Qnyblm & Idhhbyybdlblm

Idlnly5 (

BLQ[DA^IQBDL

BLYQ[^HNLQOQBDL

S[N@BHBLO[R S[DINA^[NY

S[N(IDHHBYYBDLBLM & YNQQBLM QD ]D[J

MNLN[O@ S[DINA^[NY FD[ IDHHBYYBDLBLM DF]OQN[ & OB[ YRYQNHY

ADI^HNLQOQBDL

IDHHBYYBDLBLM M^BAN


2/16



;

BLQ[DAÎQBDL

Qgby adi~hnl goy knnl s{nso{na oy o m~ban d gn oss{doig }n }b`` kn ojblm }gnl io{{rblm d~gn Idhhbyybdlblm ola Qnyblm df gn Ob{ ola ]on{ yrynhy blyo``na o @diobdl d kn hnlbdl

Fd{ noyn df {noablm }n govn k{djnl b ad}l bld ynibdly oy fd``d}y5 (

Blyq{~hnlqy ( O `by df s{dsdyna bly{~hnly d kn ~ynaola o k{bnf d~`bln df gnb{ f~libdl

S{n`bhblo{r S{dina~{ny ( D~`blny gn oibvbbny d kn io{{bna d~ s{bd{d idhhnliblm S{n(Idhhbyybdlblmoibvbbny

S{n(idhhbyybdlblm$Ynqqblm qd ]d{j ( Anob`y lninyyo{r oibvbbny d kn io{{bnad~ d hblbhbun {byj df aohomn d{ ble~{ra~{blm blbbo` yo{ df sòl

Mnln{o` S{dina~{ny fd{ Koòliblm ( Anob`y gn hngday }n o{n s{dsdyblm doads d io{{r d~ gn koòliblm df gn Ob{ola ]on{ yrynhy

Adi~hnlqoqbdl ( Abysòry yohs`n ny ygnny }n o{n

s{dsdyblm d ~yn

B ygd~à kn ldna go gby adi~hnl by blnlana d kn ~yna oy o m~ban dl`r, ola go }gn{n

lninyyo{r o hd{n anob`na oiid~l df gn idhhbyybdlblm oyjy ygd~à kn yd~mg f{dh LNKK(QgnS{dina~{o` Yolao{ay Fd{ Qnyblm, Oae~yblm ola Koòliblm df GVOI Yrynhy ?22?


3/16



9

BLYQ[^HNLQOQBDL

Ol oanq~on y~ss`r df gn lninyyo{r bly{~hnlobdl }b`` kn y~ss`bna d ybn s{bd{ d idhhnliblmIdhhbyybdlblm oibvbbny ]gn{n oss`biok`n gnyn }b`` kn s{dvbana }bg ~s d aon io`bk{obdlin{bfbiony Qgn bly{~hnly }n o{n s{dsdyblm d ~yn o{n oy fd``d}y5 (

Ob{ Yryqnhy5 (

N`ni{dlbi Hbi{dholdhnn{ ( Ob{ Lnd{dlbiy $ Ob{f`d}

Bli`bln Holdhnn{ ( Ob{f`d}

Sbd Q~kny ( Ob{f`d}Ab{ni [noablm F`d}gdda$Ko`dhnn{ ( Ob{f`d} $ O`ld{

N`ni{dlbi [doblm Voln Olnhdhnn{ ( Ob{f`d}

]oqn{ Yryqnhy5 (

Hn{i~{r Holdhnn{ ( Sn{f`d} $ Sdaar

F`~d{d(io{kdl Holdhnn{ ( Sn{f`d} $ Sdaar

Idhs~n{buna Ko`oliblm Bly{~hnl ( I{oln

Kd~{adl Mo~mn ( Koadgn{h $ ]bjo

A{bvn Ysnnay5 (

Idloi Qoigdhnn{ ( Yhbgy Bla~y{bny

Dsbio` Qoigdhnn{ ( [Y Idhsdlnly

N`niq{bio` Hnoy~{nhnlq5 (

I`ohs Bla~ibdl Ohhnn{ ( [Y Idhsdlnly $ OSSO

H~`bhnn{ ( [Y Idhsdlnly $ OSSO

Qnhsn{oq~{n Hnoy~{nhnlq5 (

N`ni{dlbi Qgn{hdhnn{ ( [Y Idhsdlnly

Y`blm Syrig{dhnn{ ( Ioyn``


4/16



1

O {nid{a df o`` bly{~hnly dl ybn }b`` kn jns blabioblm io bk{obdl aony ola }gnl {nio`bk{obdl bya~n, g~y nly~{blm oanq~on {ns`oinhnly iol kn s{dvbana bl bhn }gnl {nio`bk{obdl by ojblms`oin Olr bly{~hnl aohomna a~{blm gn id~{yn df }d{jy }b`` kn {nignijna fd{ io`bk{obdl ofn{{nsob{ nvnl bf {n(io`bk{obdl by ld a~n ola oae~yna oy lninyyo{r

O`` hnhkn{y df gn idhhbyybdlblm noh }b`` kn {oblna d kn o}o{n df }go bly{~hnl by ~yna fd{noig oibvbr Qgnr }b`` o`yd kn ok`n d oanq~on`r dsn{on gn bly{~hnl ola {nid{a gn aoo, oy}n`` oy hobloblblm gn bly{~hnl bl mdda }d{jblm d{an{

@byna kn`d} o{n gn anob`y df gn hdy idhhdl`r ~yna idhhbyybdlblm bly{~hnly5 (

OB[ YRYQNH5 (

S{nyy~{n Hnoy~{nhnl

S{nyy~{n {noablm bly{~hnly o{n ~yna fd{ hnoy~{blm5 (

o Qdo`, yobi ola vn`dibr s{nyy~{ny bl o a~i}d{j yrynh }gnl ~yna }bg o Sbd ~kn

k Yobi s{nyy~{ny bl a~i}d{j kr gn ~yn df yban}o`` idllnibdly

i Abffn{nlbo` s{nyy~{ny kn}nnl dln ysoin ola oldgn{

Holdhnn{y

Qgn bly{~hnly hdy idhhdl`r ~yna fd{ s{nyy~{n hnoy~{nhnl o{n gn N`ni{dlbi Hbi{dHoldhnn{ ola gn Bli`blna Holdhnn{

Qgn n`ni{dlbi hbi{dholdhnn{ iol idhhdl`r hnoy~{n s{nyy~{ny dl }d {olmny5 (

3 ( ?222 So3 ( ?2222 So

B o`yd blid{sd{ony o {olya~in{ y~ig go }gnl ~yna bl idle~libdl }bg o Sbd ~kn iolidlvn{ vn`dibr s{nyy~{n ab{ni`r bld o vn`dibr {noablm bl hn{ny$yni

Qgn Bli`blna Holdhnqn{by fb``na }bg ol db`(koyna f`~ba Qgby bly{~hnl goy fd~{ s{nyy~{n {olmny5 (

3 ( ?;> So3 ( ;>3 So3 ( >33 So3 ( ;,>33 So

B o`yd ~yny o yio`n d idlvn{ vn`dibr s{nyy~{n d o vn`dibr {noablm gby dsn{ony dl }d {olmny5 (

3 ( ?13 h$y3 ( ;73 h$y


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>

Sbd Q~kn

Qgn yolao{a Sbd ~kn, }gbig by ~yna bl idle~libdl }bg o y~bok`n holdhnn{, s{dvbany oybhs`n hngda df ann{hblblm ob{ vn`dibr bl o a~i Qgn Sbd ~kn by df ad~k`n idlinl{bi~kn idly{~ibdl, idlybyblm df 9;hh blln{ ~kn, }gbig by idlinl{bio``r `diona blyban dfol 73hh d~n{ ~kn

Sbd ~kny o{n ~yna d hnoy~{n do`, yobi ola vn`dibr s{nyy~{ny bl a~i}d{j ]gnl~yna }bg o io`bk{ona Holdhnn{ by ~yn by gn s{nfn{{na hngda df hnoy~{blm df ob{vn`dibr ola s{nyy~{n

Ab{ni [noablm F`d}gdda $ Ko`dhnn{

Qgn f`d}(hnoy~{blm gdda by o anvbin go idvn{y gn n{hblo` ob{ d~`n anvbin d foib`bonojblm ob{ vn`dibr d{ ob{f`d} Qgn idlbio` d{ sr{ohba ygosna gdda iol kn ~yna d id``ni o``df gn ob{ abyigo{mna f{dh ol ob{ n{hblo` ola m~ban b dvn{ f`d} hnoy~{blm bly{~hnlobdlGdday mnln{o``r o{n idly{~ina yd go gn d~`n osn{y ad}l d ol nffnibvn o{no df dlnyq~o{n fdd O vn`dibr hnoy~{blm m{ba ola io`bk{ona holdhnn{ bl gn gdda }b`` {noa gnob{f`d} bl ifh '`$y"

Qd hnoy~{n ob{ d~`n anvbiny ab{nibdl bl ifh '`$y", ydhn abmbo` bly{~hnly govn hnhd{r,ovn{omblm ola s{blblm iosokb`bbny

[doblm Voln Olnhdhnn{

Fd{ gn s~{sdyn df ob{ koòliblm, b hor kn lninyyo{r d ~yn ol olnhdhnn{ bl idle~libdl}bg o s~{sdyn k~b` f`d} gdda M~ban`blny fd{ anybml ola idly{~ibdl df gnyn f`d} gdday

ygo`` kn io{{bna d~ bl oiid{aolin }bg Qgn Qniglbio` Hnhd{ola~h Ld 1 Anybml dfId``nibdl Gdday fd{ Qnyblm & Koòliblm, s{da~ina kr gn IdhhbyybdlblmYsnibo`byy Oyydibobdl '^J"

[doblm voln olnhdhnn{y }b`` rsbio``r govn ~s d g{nn {olmny5 (

3 ( ? h$y3 ( > h$y3 ( ;> h$y

Qgn koòliblm idln d{ gdda }b`` kn ob`d{na fd{ gn so{bi~ò{ edk Qgn ò{mn nla df gn idln}b`` kn ybuna d fb dvn{ gn idhs`nn abff~yn{ ola ygo`` govn o moyjn o{d~la gn sn{bhnn{d s{nvnl nojomn

Io{n ygo`` kn ojnl }gnl idly{~iblm gdday d ovdba oaablm ol nwinyybvn o{bfbibo`{nybyolin d gn n{hblo` knblm hnoy~{na

Gdda {noablmy }b`` kn idhso{na }bg o Sbd {ovn{yn {noablm ola id{{nina oy lninyyo{r

Gd}nvn{, fd{ gn s~{sdyn df adi~hnlobdl ola {nsnookb`br, bl o`` ioyny o idhhdlio`bk{ona ab{ni vd`~hn f`d}(gdda $ ko`dhnn{ }b`` kn ~yna fd{ gn fblo` yiol ola}bqlnyyblm, Qgby idhhdl blyq{~hnlq }b`` kn s{nynlqna fd{ s{bd{ oss{dvo`,


6/16



6

]OQN[ YRYQNHY5

F`d} Hnoy~{nhnl

Qgn{n o{n holr sdyybk`n hngday df hnoy~{blm f`d} }bgbl sbsn yrynhy ola hdy {nq~b{ngn blyn{bdl df o f`d} hnoy~{nhnl anvbin bl gn sbsn`bln Nwsn{bnlin goy blabiona gogdyn anvbiny koyna dl mnln{oblm o abffn{nlbo` s{nyy~{n }bgbl gn sbsn}d{j yrynh, nmd{bfbin sòny, vnl~{b(lduu`ny, s{nyy~{n ossna fbwna d{bfbin vo`vny, ni o{n gn hdy y~bok`nfd{ ~yn bl gn k~bàblm yn{vbiny bla~y{r Yblin gn f`d} hnoy~{nhnl anvbin by so{ df gnsbsn}d{j yrynh, gn dl`r bly{~hnl gn idhhbyybdlblm ysnibo`by {nq~b{ny by dln y~bok`nfd{ hnoy~{blm gn abffn{nlbo` s{nyy~{n Qgby iol ojn gn fd{h df o }on{(dvn{(hn{i~{r d{

f`~d{dio{kdl holdhnn{, o s~{sdyn(hoan abosg{omh s{nyy~{n mo~mn, d{ o s{nyy~{nabffn{nlbo` holdhnn{$f`d} hnn{

Hn{i~{r Holdhnn{

Qgn hdy idhhdl`r ~yna bly{~hnl fd{ hnoy~{blm abffn{nlbo` s{nyy~{n oii~{on`r bl }on{yrynhy by gn }on{(dvn{(hn{i~{r holdhnn{, }gbig blabiony s{nyy~{n kr gn gnbmg df oid`~hl df hn{i~{r Qgn bly{~hnl by ybhs`n, goy ld hdvblm so{y, ola {nm~ò{ io`bk{obdlby ld {nq~b{na S{dvbana in{obl koybi s{dina~{ny o{n fd``d}na, gn bly{~hnl }b`` mbvn{n`bok`n ola {ns{da~ibk`n {noablmy

Qgn hn{i~{r holdhnn{ blid{sd{ony gn fd``d}blm fno~{ny5

O o{mn hn{i~{r {nyn{vdb{ }bg hnoly df un{d oae~yhnl:

O yofnr igohkn{ d {na~in gn {byj df k`d}blm gn hn{i~{r d~ df gn holdhnn{ bfgn blyo`òbdl s{nyy~{n by m{non{ gol gn {olmn df gn holdhnn{:

Bln{igolmnok`n idllnibdly fd{ ~yn dl vo{bd~y sbsn ola f`d} hnoy~{nhnl anvbinossblmy:

O vo`vn igohkn{ fd{ s~{mblm ob{ d~ df gn holdhnn{ ola oyydibona sbsn}d{j:

O hnoy~{blm {olmn df 3 ( 6> jSo

F`~d{dio{kdl @bq~ba Holdhnn{

Qgby by o`hdy banlbio` bl anybml d gn hn{i~{r holdhnn{ anyi{bkna okdvn, nwins go bgoy o `d}n{ abffn{nlbo` s{nyy~{n {olmn df 3 ( 1> jSo Qgby {olmn by oigbnvna kr ~yblm orn``d} f`~d{dio{kdl `bq~ba }bg o ysnibfbi m{ovbr df ?77, blynoa df hn{i~{r oy gnholdhnn{ f`~ba

Abffn{nlbo` Abmbo` Holdhnn{$F`d} Hnn{

O }on{ s{nyy~{n {olya~in{ ny yn by ol n`ni{dlbi abffn{nlbo` s{nyy~{n(hnoy~{blm anvbin,}gbig by s{n(s{dm{ohhna d nlok`n gn ab{ni {noablm df abffn{nlbo` s{nyy~{n ola f`d} Bl


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=

oaabbdl, gn {nm~òblm vo`vn hol~foi~{n{-y Jv foid{ iol kn jnrna bld gn bly{~hnl dlybn d mbvn ioì~òna vo`vn ynblmy

O rsbio` bly{~hnl }b`` blid{sd{on gn fd``d}blm fno~{ny5

nhsn{o~{n ola abffn{nlbo` s{nyy~{n hnoy~{nhnly:

ab{ni f`d} hnoy~{nhnl {noablmy:

vo`vn gola }gnn` ynblmy:

o~dhobi io`bk{obdl ola an(on{obdl

Qd yn ola dsn{on gby bly{~hnl, gn hol~foi~{n{-y bly{~ibdly ygd~à kn io{nf~``rfd``d}na

S{nyy~{n Hnoy~{nhnl

Qgn{n o{n vo{bd~y sdbly }bgbl o }on{ yrynh }gn{n s{nyy~{n hnoy~{nhnl horkn lninyyo{r, bl oaabbdl d gdyn {nq~b{na o f`d} anvbiny Ydhn nwohs`ny o{n`byna kn`d}5

Oi{dyy }on{ igb``bn{ nvosd{od{y ola idlanlyn{y:

Oi{dyy kdb`n{y:

Oi{dyy s~hs yny:

Oi{dyy io`d{bfbn{y:

Oi{dyy ybhbò{ n{hblo` ~lby idllnina d o yblm`n f`d} hnoy~{nhnl anvbin

]gn{n gn s{nyy~{ny d kn hnoy~{na `bn }bgbl gn {olmn df gn hn{i~{r holdhnn{, gbyygo`` kn ~yna Fd{ yblm`n sdbl s{nyy~{n {noablmy, gn `d}(s{nyy~{n idllnibdl d gnholdhnn{ ygd~à kn nf dsnl d gn ohdysgn{n

F{nq~nl`r, gn s{nyy~{ny d kn hnoy~{na }b`` kn d~yban gn {olmn df o yolao{aholdhnn{ ola o idlvnlbdlo` s{nyy~{n mo~mn }b`` govn d kn ~yna Qgn s{nyy~{n mo~mnyfbna oy so{ df gn blyo`òbdl ygd~à ld kn ~yna fd{ ny hnoy~{nhnly k~ ygd~à kn

{nsòina }bg io`bk{ona ny mo~mny

MNLN[O@ ( OB[ & ]OQN[ YRYQNHY5 (

[dobdlo` Ysnna Hnoy~{nhnl

Hnigolbio` oigdhnn{y o{n mnln{o``r ~yna d hnoy~{n {dobdlo` ysnnay }gn{n gn ygofdf gn fol d{ hdd{ by oiinyybk`n S{dvbybdl ygd~à kn hoan fd{ gn blyn{bdl df gnoigdhnn{ ysbla`n g{d~mg ol oiinyy osn{~{n bl gn m~o{a oy hnoy~{nhnly ygd~àlnvn{ kn hoan dl ol ~lm~o{ana a{bvn]gn{n b by ld sdyybk`n d ~yn o hnigolbio` oigdhnn{, blab{ni hngday ~yblmbly{~hnly y~ig oy gn dsbio` oigdhnn{ iol kn nhs`drna


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7

Hnigolbio` Idloi Qoigdhnn{

Qgnyn idhhdl`r govn g{nn hnoy~{blm {olmny ola o `dij d gdà howbh~h {noablmMbvny o ab{ni {noablm df ysnna bl [nv$hbl

Dsbio` Qoigdhnn{

Qgby bly{~hnl s{deniy o lo{{d} knoh df `bmg d}o{a gn {doblm ygof d{ s~``nr dl }gbigo y{bs df {nf`niblm osn goy knnl fbwna Qgn {nf`nina `bmg s~`yny f{dh gn osn o{nhnoy~{na oy f{nq~nlir '{nv$hbl" kr gn hnn{ Qd kn nffnibvn, gn hnn{ h~y kn gnà}bgbl 3>h df gn ygof d{ s~``nr

Vdòmn ola I~{{nl Hnoy~{nhnl

Io{n ygd~à kn ojnl go dl`r idhsnnl sn{ydly io{{r d~ vdòmn ola i~{{nlhnoy~{nhnly

Iòhs Bla~ibdl Ohhnn{

B by bhsd{ol d ignij gn fol ola s~hs hdd{ i~{{nl d nly~{n go b by }bgbl gn anybml{olmn O iòhs(dl(rsn bla~ibdl ohhnn{ by {nidhhnlana fd{ i~{{nl hnoy~{nhnlyQgn bly{~hnly by noyr d ~yn, b adny ld govn d kn }b{na bld gn ib{i~b, ola b goy o fbnàhnoy~{nhnl oii~{oir df okd~ 9. df gn f~`` yio`n {olmn Qgn {bmmn{(dsn{ona eo}y dfgn ohhnn{ o{n sòina o{d~la gn idla~id{ o olr idlvnlbnl sdbl ola gn bla~ina

i~{{nl bl gn ohhnn{ by blabiona oy gn oi~o` i~{{nl bl gn idla~id{ Bly~òbdl adnyld offni gn {noablm k~ b by bhsd{ol d {nhnhkn{ go gn bly{~hnl }b`` dl`r }d{j dl oyblm`n idla~id{, ld o }bl iok`n, ola fd{ OI dl`r

Bl ~yblm gn bly{~hnl, gn fd``d}blm yofnr s{nio~bdly oss`r5

? Ad ld d~ig ol ~lbly~òna n`ni{bio` ib{i~b

; Lnvn{ s~q rd~{ golay blqd o `bvn n`niq{bio` abyq{bk~qbdl kdw,

9 Ad ld onhs d fd{in gn bly{~hnl eo}y bld sdybbdl

1 Ad ld ooig gn bly{~hnl knfd{n yo{blm gn hdd{ Qgn yo{(~s i~{{nl, }gbigiol kn f{dh g{nn d fbvn bhny gn hdd{ lohnsòn i~{{nl, id~à aohomn gnbly{~hnl

> Nly~{n go gn id{{ni bly{~hnl {olmn by yn`nina Bf bl ad~k, knmbl }bg gngbmgny {olmn ola {na~in oy oss{ds{bon

Qnhsn{o~{n ola G~hbabr

Mòyy Q~kn Qgn{hdhnn{y

Hn{i~{r fb``na mòyy gn{hdhnn{y govn o ~ynf~` nhsn{o~{n {olmn df f{dh (13I d?3>I Qgnr o{n ovobòk`n bl o vo{bnr df yolao{a nhsn{o~{n {olmny, yio`nm{oa~obdly ola `nlmgy


9/16



2

Y`blm Syrig{dhnn{

O y`blm syrig{dhnn{ idlybyy df }d hn{i~{r fb``na gn{hdhnn{y, dln df }gbig goy oi`dg }bij d{ ydij o{d~la by k~`k }gbig bl ~{l by fbwna bld o }on{ {nyn{vdb{ Qgn }dgn{hdhnn{y o{n hd~lna yban kr yban dl o f{ohn fbna }bg o gola`n kr }gbig gnanvbin iol kn }gb{`na }bg o ynoar hdbdl g{d~mg gn y~{{d~lablm ob{ Qgn }gb{`blmhdbdl by ydssna sn{bdabio` r d ojn {noablmy df gn }n ola a{r k~`k gn{hdhnn{y 'blgo d{an{" ~lb` y~ig bhn oy idlyni~bvn {noablmy knidhn ynoar A~n d gnnvosd{obdl, gn }n k~`k gn{hdhnn{ }b`` blabion o `d}n{ nhsn{o~{n gol gn a{rk~`k gn{hdhnn{, ola gn abffn{nlin by jld}l oy gn }n k~`k ans{nyybdl

Qgn }n k~`k ans{nyybdl iol gnl kn ~yna d ioì~òn gn {nòbvn g~hbabr df gn ob{

N`ni{dlbi Qgn{hdhnn{y ola Grm{dhnn{y

N`ni{dlbi gn{hdhnn{y ola grm{dhnn{y hnoy~{n nhsn{o~{n ola {nòbvn g~hbabrQgnr govn ol oaana oavolomn dvn{ gn mòyy ~kn gn{hdhnn{y bl go gnr govn oq~bijn{ {nysdlyn bhn ola ò{mn{ {olmny Gd}nvn{ gnr {nq~b{n f{nq~nl {n(io`bk{obdl


10/16



?3

S[N(IDHHBYYBDLBLM & YNQQBLM QD ]D[J

Qgn fblo` oibvbbny d kn sn{fd{hna s{bd{ d idhhnliblm gn nyblm, oae~yblm ola koòliblm}d{jy }b`` kn gn s{n(idhhbyybdlblm ola ynblm d }d{j df gn yrynh

S{n(Idhhbyybdlblm

Qgn hobl dkenibvn df gn s{n(idhhbyybdlblm oibvbr by d hblbhbun gn {byj df ble~{r olaaohomn d sn{ydlln` ola nq~bshnl

]bg gn n`ni{bio` y~ss`r bydòna o s{n(idhhbyybdlblm ignij`by }b`` kn io{{bna d~ Qgnyn

ignijy nly~{n go gn yrynh by yobio``r idhs`nn ola {noar d yn d }d{j

Ignijy io{{bna d~ }b`` bli`~an gn fd``d}blm5 (

Ob{ yrynhy5 (

Hnoy~{nhnl sdbly banlbfbna ola ny gd`ny a{b``na

Aohsn{y blyo``na ola oiinyybk`n

Fol igohkn{, a~i}d{j ola yrynh idhsdlnly fbna ola i`nol

Fb{n aohsn{y dsnl

]b{blm idhs`nn & sd}n{ ovobòk`n

O`` n`ni{bio` nyy idhs`nna

Fol ola hdd{ f{nn d {don

Kno{blmy `~k{biona A{bvn yrynh id{{ni`r yn

]on{ yrynh5 (

Hnoy~{nhnl sdbly y~bok`r diona

Yrynh gd{d~mg`r nyna ola }on{bmg

Yrynh f`~ygna, i`nolna ola o`` y{obln{y ignijna fd{ i`nol`blnyy

Yrynh vnlna ola hojn ~s y~ss`r dsn{obdlo`

]b{blm idhs`nn ola sd}n{ ovobòk`n

O`` n`ni{bio` nyy idhs`nna

S~hs ola hdd{ f{nn d {don

Kno{blmy `~k{biona A{bvn yrynh id{{ni`r yn


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??

Ynblm d ]d{j

Dlin o`` gn oss`biok`n s{n(idhhbyybdlblm oibvbbny govn knnl yobyfoid{b`r bijna dff, gnyrynh }b`` kn {noar d yn(d(}d{j Gd}nvn{, gby oibvbr }b ` o`yd kn io{{bna d~ bloiid{aolin }bg o s{n(s{nso{na ignij ygnn

Ignijy io{{bna d~ }b`` bli`~an gn fd``d}blm5 (

Ob{ yrynhy5 (

O`` k{olig ola n{hblo` aohsn{y dsnl

Fol hobl aohsn{ >3. dsnl O~dhobi aohsn{y yn d f~`` f{nyg ob{ d{ f~`` {nib{i~`obdl

Y~ss`r ola nw{oi foly ovob`ok`n d {~l

]blad}y ola add{y i`dyna

Ab{nibdl df {dobdl id{{ni

Ld ~la~n ldbyn d{ vbk{obdl annina

F~yny, y}bigmno{ ola hdd{ ld dvn{y{nyyna

[~llblm i~{{nl d}n{ gol hdd{ F@I

Fol s{nyy~{n anvn`dsna ld nwinnablm yrynh anybml

]on{ Yrynhy5 (

O`` ld{ho``r dsnl vo`vny o{n dsnl ola ld{ho``r i`dyna vo`vny o{n i`dyna

O`` o~dhobi vo`vny hol~o``r dvn{{baanl

S~hs abyigo{mn vo`vn >3. i`dyna d `bhb yo{ i~{{nl

Ab{nibdl df {dobdl id{{ni

Ld ~la~n ldbyn d{ vbk{obdl annina

F~yny, y}bigmno{ ola hdd{ ld dvn{y{nyyna

[~llblm i~{{nl d}n{ gol hdd{ F@I

S~hs s{nyy~{n anvn`dsna ld nwinnablm yrynh anybml


12/16



?;

MNLN[O@ S[DINA^[NY FD[ IDHHBYYBDLBLM DF OB[ YRYQNHY

Qgn fd``d}blm s{dina~{n by o k{bnf m~ban, }gbig d~{ yoff }b`` kn ~yblm d io{{r d~ gn nyblm,oae~yblm ola koòliblm df `d} vn`dibr ob{ yrynhy O`gd~mg hd{n gol dln hngda df oss{doigd koòliblm by sdyybk`n }bg gn yohn fblo` {ny~`, }n fovd~{ gn s{dsd{bdlo` koòlin hngda

]gn{n lninyyo{r f~{gn{ {nfn{nlin }b`` kn yd~mg ab{ni`r f{dh LNKK ( Qgn S{dina~{o`Yolao{ay Fd{ Qnyblm, Oae~yblm ola Koòliblm df GVOI Yrynhy ?22?

Ofn{ nly~{blm go o`` s{n(idhhbyybdlblm ola ynblm(d(}d{j ignijy govn knnl idhs`nnayobyfoid{b`r gn fd``d}blm ynsy fd{ Idhhbyybdlblm }b`` kn fd``d}na

S{nso{obdl

o" Idlfb{h go nvn{r bnh offniblm gn ob{f`d} df o a~i yrynh by {noar fd{ gn QOK }d{j,y~ig oy add{y ola }blad}y knblm i`dyna, inb`blm b`ny '{n~{l ob{ s`nl~hy" bl sòin, ni

k" Idlfb{h go o`` o~dhobi idl{d` anvbiny }b`` ld offni Idhhbyybdlblm dsn{obdly

i" Nyok`byg gn idlabbdly fd{ gn howbh~h anhola yrynh ob{f`d}

Yrynh Yo{(^s

o" Ofn{ nly~{blm go gn yrynhy d kn koòlina o{n bl gnb{ ld{ho` dsn{oblm idlabbdlbn o`` ld{ho``r dsnl aohsn{y dsnl ola ld{ho``r i`dyna aohsn{y i`dyna, govn olo~gd{buna sn{ydl yo{ gn lninyyo{r foly 'Hobl fol VIA-y ygd~à kn {nm~òna d

>3. d `bhb blbbo` hdd{ yo{ i~{{nl" Qgdyn ~lby, }gbig hbw f{nyg ola {nib{i~òna ob{,}b`` kn blbbo``r nyna ~y~o``r bl gn f~`` {nib{i~òbdl ob{ idlabbdl Qgn s{dsd{bdl df f{nygob{ d {nib{i~òna ob{ }b`` kn yn ~s ofn{ gn yrynh goy knnl koòlina

k" Dlin foly govn knnl {~l ~s d ld{ho` {~llblm ysnna ignij {~llblm i~{{nl d nly~{n bby }bgbl gn f~`` `doa iosoibr df gn hdd{ Fol anvn`dsna s{nyy~{n ygd~à o yd knhnoy~{na d nly~{n b adny ld nwinna gn yrynh anybml

i" ]gb`y hdlbd{blm gn hdd{ {~llblm i~{{nl ola yrynh s{nyy~{n dsnl gn hobl folVIA d by f~``r dsnl sdybbdl d{ }bgbl hdd{ {~llblm i~{{nl ola yrynh s{nyy~{nd`n{oliny

a" [nsno oibvbbny 'o" d 'i" fd{ o`` oyydibona foly

Fol Qny

o" Hnoy~{n do` fol a~bny kr hnoly df Sbd {ovn{yn df a~i Qgby ygd~à kn hnoy~{na blo y{obmg {~l df a~i }n`` o}or f{dh olr yd~{in df ~{k~`nlin A~n d a~i}d{jidlfbm~{obdl b hor ld kn sdyybk`n d {nid{a o yblm`n {noablm Bl }gbig ioyn o l~hkn{df k{oligny hor lnna d kn hnoy~{na ola gnl do``na d dkobl gn {nq~b{na {noablm

k" Qgn do` fol a~r ygd~à kn }bgbl ?3. df gn {nq~b{na yrynh a~r Bf gn a~r by `d}ignij s{nyy~{n a{dsy oi{dyy fb`n{ koljy ola idb`y ni ola i{dyy({nfn{nlin d anybmlfbm~{ny fd{ oldho`bny Bf gn a~r by gbmg b }b`` lnna d kn {nm~òna kr hnoly df gnhobl aohsn{ d{ s~``nr igolmn

i" [nsno oibvbbny 'o" ola 'k" fd{ o`` oyydibona foly


13/16



?9

Koòliblm ( 'S{dsd{bdlo` Hngda"

o" ]gn{n s{oibio` hojn Sbd ~kn {ovn{yny dl o`` hobl y~ss`r ola hoed{ k{olig a~iy dann{hbln gn ob{ aby{bk~bdl Blvnybmon olr k{olig go by vn{r `d} bl iosoibr d hojny~{n go ld k`dijomn nwbyy

k" Io{{r d~ ol blbbo` yiol df o`` n{hblo`y ~yblm o ab{ni vd`~hn F`d}gdda $ ko`dhnn{ d{olnhdhnn{ ola idly{~ina hnoy~{blm gdda 'bf lninyyo{r" ola `dm {ny~`y dl {n`nvolny adi~hnl

i" ]bg gn oba df o yblm`n `bln yignhobi ola gn dkoblna ny aoo banlbfr gn blanwn{hblo` 'idhhdl`r gn f~{gny k{olig f{dh fol"

a" ]d{jblm koij d}o{ay gn fol f{dh gn blanw n{hblo`, oae~y noig n{hblo` aohsn{ bl~{l d dkobl o {noablm bl s{dsd{bdl }bg gn blanw 'bano``r ol dvn{o`` {noablm df }bgbl?3. kn}nnl n{hblo`y ygd~à kn dkoblok`n"

n" Dlin o`` n{hblo`y dl gby k{olig o{n s{dsd{bdlo``r bl koòlin }bg noig dgn{ hdvndld gn lnw lno{ny k{olig Qojblm gn n{hblo` }bg gn `d}ny a~r idhso{na d byanybml {nsno gn nwn{ibyn anyi{bkna bl 'a" okdvn Qgby oibvbr by gnl {nsnona ~lb` o``k{oligny govn blabvba~o``r knnl s{dsd{bdlo``r koòlina

f" Qgn lnw yns by d s{dsd{bdlo``r koòlin gn hobl k{oligny Yn`ni gn blanw k{olig,gby }b`` kn gn k{olig }gdyn nyna a~r by gn `d}ny idhso{na d by anybml a~rQgnl, }d{jblm koij d gn fol, gn dgn{ k{oligny o{n oae~yna kr ~yn df gnb{ hoblaohsn{y ~lb` gnr o{n s{dsd{bdlo``r bl koòlin }bg gn blanw

Oy hnoy~{nhnl kr Sbd {ovn{yn iol kn o `nlmgr s{dinyy, oy `dlm oy gn ny gd`ny govn knnl sdybbdlnaad}ly{noh df gn aohsn{, koòliblm df gn k{oligny iol kn io{{bna d~ ~yblm gn yq~o{n ò} {nòbdlygbskn}nnl yobi s{nyy~{n ola f`d} Qgn{nfd{n dl`r yblm`n sdbl yobi s{nyy~{n {noablmy lnna kn ojnlO`n{lobvn`r olnhdhnn{ {noablmy f{dh gn blanw n{hblo` df noig k{olig id~à kn ~yna

m" Dlin o`` k{oligny o{n bl s{dsd{bdlo` koòlin gn hobl fol vd`~hn ygd~à kn {nnynaBf gn fol a~r by d~yban df gn anybml d`n{oliny yn, gnl b ygd~à kn oae~ynaoiid{ablm`r Qgby iol kn kr hnoly df s~``nr igolmn d{ oae~yhnl df gn hobl aohsn{

g" Dlin gn anyb{na a~r goy knnl dkoblna o gn fol, io{{r d~ o fblo` yiol df o``k{oligny ola n{hblo y ~yblm dl`r gn idhhdl f`d} gdda $ ko`dhnn{ @dm {ny~`y dl{n`nvol ny adi~hnl Fol$hdd{ ysnnay, {~llblm i~{{nl ola yrynh s{nyy~{nyygd~à o`yd kn {nojnl ola `dmmna

b" Aohsn{y ygd~à gnl kn ho{jna fd{ noyn df {nynblm bl gn nvnl df ohsn{blm

e" [nsno oibvbbny 'o" d 'b" fd{ o`` oyydibona foly


14/16



?1

MNLN[O@ S[DINA^[NY FD[ IDHHBYYBDLBLM DF ]OQN[ YRYQNHY

Qgn fd``d}blm s{dina~{n by o k{bnf m~ban, }gbig d~{ yoff }b`` kn ~yblm d io{{r d~ gn nyblm,oae~yblm ola koòliblm df gn igb``na }on{ yrynh O`gd~mg hd{n gol dln hngda df oss{doigd koòliblm by sdyybk`n }bg gn yohn fblo` {ny~`, }n fovd~{ gn s{dsd{bdlo` koòlin hngda

]gn{n lninyyo{r f~{gn{ {nfn{nlin }b`` kn yd~mg ab{ni`r f{dh LNKK ( Qgn S{dina~{o`Yolao{ay Fd{ Qnyblm, Oae~yblm ola Koòliblm df GVOI Yrynhy ?22?

Ofn{ nly~{blm go o`` s{n(idhhbyybdlblm ola ynblm(d(}d{j ignijy govn knnl idhs`nnayobyfoid{b`r gn fd``d}blm ynsy fd{ Idhhbyybdlblm ygo`` kn fd``d}na

S{nso{obdl

o" Nly~{n yrynh goy knnl f`~ygna, {nfb``na ola s{dsn{`r vnlna

k" Idlfb{h o`` o~dhobi vo`vny o{n hol~o``r dvn{{baanl bld gn f~`` f`d} idlabbdl

i" Nly~{n s{nyy~{buobdl ~lb d{ F & N olj o{n fb``na ola dsn{obdlo`

Yrynh Yo{(^s

o" Nly~{n go gn yrynh d kn koòlina by bl by ld{ho` dsn{oblm idlabbdl, bn: o``ld{ho``r dsnl vo`vny o{n dsnl ola ld{ho``r i`dyna vo`vny o{n i`dyna 'Bl ioyny }gn{n9 sd{ o~dhobi idl{d` vo`vny o{n blyo``na gnr ygd~à kn yn d f~`` f`d} g{d~mg gnidb` ola gn krsoyy vo`vn ygd~à kn bydòna"

k" Govn ol o~gd{buna sn{ydl yo{ ~s gn s~hs 'Hobl abyigo{mn vo`vn ygd~à kn{nm~òna d >3. d bhb blbbo` hdd{ yo{ i~{{nl"

i" Dlin s~hsy govn {~l ~s d ld{ho` dsn{oblm ysnna, ignij hdd{ {~llblm i~{{nl dnly~{n b by }bgbl gn f~`` `doa iosoibr df gn hdd{ S~hs anvn`dsna s{nyy~{n ygd~àkn hnoy~{na d nly~{n b adny ld nwinna gn yrynh anybml

a" ]gb`y hdlbd{blm gn hdd{ {~llblm i~{{nl ola yrynh s{nyy~{n dsnl gn hobl vo`vn dby f~``r dsnl sdybbdl d{ }bgbl hdd{ {~llblm i~{{nl ola yrynh s{nyy~{n d`n{oliny


15/16



?>

S~hs Qny

o" ]bg s~hs {~llblm, m{oa~o` r i`dyn hobl abyigo{mn vo`vn f~``r ola {nid{a y~ibdl olaabyigo{mn s{nyy~{ny

k" ^yblm yg~(dff gnoa, ann{hbln ola vn{bfr oi~o` s~hs dsn{oblm i~{vn ola gn ybun dfbhsn``n{ Idhso{n gby aoo }bg gn y~khbna aoo i~{vny Bf gn ny sdbl fo``y dl gnanybml i~{vn, s{dinna d gn lnw yns: bf ld, s`d o ln} i~{vn so{o``n` }bg dgn{ i~{vnydl gn igo{, f{dh un{d f`d} d howbh~h f`d} Hojn y~{n gn ny {noablmy }n{n ojnlid{{ni`r knfd{n s`dblm o ln} i~{vn S{nfn{ok`r dln mo~mn ygd~à kn ~yna d {noaabffn{nlbo` s{nyy~{n

i" Dsnl gn abyigo{mn koòliblm vo`vn y`d}`r d gn f~``r dsnl sdybbdl: {nid{a gn

abyigo{mn s{nyy~{n, y~ibdl s{nyy~{n ola do` gnoa ^yblm gn do` gnoa, {noa gnyrynh }on{ f`d} f{dh gn id{{nina s~hs i~{vn nyok`bygna bl yns k

a" Bf f`d} hnn{y d{ io`bk{ona koòliblm vo`vny o{n blyo``na, }gbig }d~à o``d} gn f`d}{on df gn s~hs ib{i~b'y" d kn hnoy~{na, sn{fd{h gn lninyyo{r }d{j ola {nid{a gnaoo Idhso{n gby d gn {noablm {nid{ana f{dh gn s~hs i~{vn

n" Qgn do` s~hs f`d} {on ygd~à kn }bgbl ?3. df gn anybml {nq~b{nhnl Bf b by `d}ignij s{nyy~{n a{dsy oi{dyy idb`y, gno nwigolmny, y{obln{y ni ola i{dyy({nfn{nlin danybml fbm~{ny fd{ oldho`bny Bf gn a~r by gbmg b }b ` lnna d kn {nm~òna dl gn hoblkoòliblm vo`vn

Koòliblm ( 'S{dsd{bdlo` Hngda"

o" Io{{r d~ ol blbbo` yiol df o`` koòliblm vo`vny ola `dm {ny~`y dl {n`nvol ny

adi~hnl Blvnybmon olr okld{ho``r `d} {noablm fd{ k`dijomn d{ ob{ `dijk" ]bg gn oba df o yblm`n `bln yignhobi ola gn dkoblna ny aoo banlbfr gn blanw vo`vn

'idhhdl`r gn f~{gny vo`vn f{dh s~hs"

i" ]gb`y hdlbd{blm gn {noablm dl gn blanw vo`vn }d{j koij d}o{ay gn s~hs oae~yblmnoig vo`vn dl gn {nysnibvn k{olig bl ~{l ~lb` {noablmy o{n s{dsd{bdlo``r koòlina'Bano``r ol dvn{o`` {noablm df ?3. kn}nnl vo`vny ygd~à kn dkoblok`n"

a" Oibvbr 'i" ygd~à kn io{{bna d~ dl o`` n{hblo` vo`vny ~lb` noig blabvba~o` k{olig bys{dsd{bdlo``r koòlina O gby yomn rd~ }b`` mnln{o``r fbla ydhn k{oligny gbmgn{ golgn s~hs . a~r ola ydhn `d}n{

n" Idllni o holdhnn{ d gn blanw k{olig ola ojn o {noablm ]gb`y hdlbd{blm gby{noablm, }d{j koij d}o{ay gn s~hs oae~yblm noig k{olig vo`vn bl ~{l ~lb` gnr o{n

o`` bl s{dsd{bdlo` koòlin }bg gn blanw

f" Bf gn yrynh goy hd{n gol dln {byn{ gn lnw yns }d~à kn d }d{j koij f{dh gnblanw {byn{ io{{rblm d~ gn yohn nwn{ibyn oy anob`na bl 'a" & 'n"

m" Dlin o`` n{hblo`, k{olig ola {byn{ vo`vny o{n bl koòlin gn krsoyy vo`vny dl gn 9 sd{vo`vn o{{olmnhnly iol kn yn Qgnyn ygd~à kn {nm~òna d sdyn ol banlbio`{nybyolin g{d~mg gn krsoyy sbsn oy go df gn idb` 'Krsoyy vo`vny iol kn yn o olryomn df gn koòliblm s{dina~{n, oy gnr }b`` ld offni gn dvn{o`` koòlin"

g" S{nyy~{n a{dsy oi{dyy OG^ idb`y, gno nwigolmn{y, idlanlyn{y, nvosd{od{y ni ygd~àkn ojnl }gn{n sdyybk`n ola `dmmna oy lninyyo{r

b" Vo`vn ynblmy ygd~à gnl kn {nid{ana ola gn vo`vn gola`ny `dijna bl sdybbdl


16/16



NLVB[DLHNLQO@ NVO@ÔQBDL$FBLN Q^LBLM

Fbln(~lblm df gn yrynhy iol kn io{{bna d~ o gby yomn d bhs{dvn gn nlvb{dlhnlo` idlabbdl dfgn ysoin Qgby fblo` ~lblm }b`` ~y~o``r kn bl gn fd{h df oae~yhnly d gn idl{d`y yrynh {ogn{gol gn sgrybio` yrynh

Bf b by fd~la lninyyo{r d hojn olr hoed{ oae~yhnly d ob{ d{ }on{ f`d}, b ygd~à kn k{d~mg d gnonlbdl df gn anybml noh s{bd{ d hojblm y~ig oae~yhnly Qgn idhhbyybdlblm noh {n`bny dlgn aoo mbvnl d gnh kr gn anybml noh }gd }b`` govn io{{bna d~ o`` gn `doa ioì~òbdlyQgn{nfd{n bf gn yrynh goy knnl yn d gn anyb{na a~bny k~ gnl adny ld sn{fd{h oy blnlana gbyby ld gn {nysdlybkb`br df gn idhhbyybdlblm ysnibo`byy

ADI^HNLQOQBDL

Qgn bhsd{olin df oii~{on, }n`` s{nynlna adi~hnlobdl iolld kn dvn{nhsgoybuna B fd{hy gndl`r sgrybio` nvbanlin df gn idhs`nbdl df gn idhhbyybdlblm oibvbr, oy }n`` oy knblm df vbo`bhsd{qolin qd qgn dsn{oqbdl ola hoblqnlolin qnohy, Bq iol yovn holr hoblqnlolin hol gd~{ya~{blm fo~` fblablm kr knblm o koyn `bln ignij fd{ o`` o{noy df o yrynh

Qny {ny~`y }b`` kn adi~hnlna bl gn Q & I Fd{hy

IDHHBYYBDLBLM M^BAN

Qgby adi~hnl goy knnl s{nso{na bl {nòbdl d gn fd``d}blm s{dina~{o` yolao{ay ola

idhhbyybdlblm m~bany [n`nvol nwin{sy govn knnl ooigna fd{ noyn df {nfn{nlin

? LOQBDLO@ NLVB[DLHNLQO@ KO@OLIBLM K^[NO (

S[DINA^[O@ YQOLAO[AY FD[ QNYQBLM, OAE^YQBLM OLA KO@OLIBLM DF GVOIYRYQNHY ( ?22?

; IDHHBYYBDLBLM YSNIBO@BYQY OYYDIBOQBDL ' J"

QNIGLBIO@ HNHD[OLA^H LD 1ANYBML DF ID@@NIQBDL GDDAY FD[ QNYQBLM &KO@OLIBLM

Nla df Q & I

Uoblo` Hdga Yo``ngHYi H{`y Yi

t&c method statement

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