TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA)NOMBRE ESTUDIANTE: EDERSON GARCIA GRADO:8_A

VALOR TOTAL PRESTAMO $ 10,000,000 INTERES (EFECTIVO ANUAL) 26.1%PLAZO (AÑO) 1 AÑO No PAGOS POR AÑO 12

TASA INTERES MENSUAL 1.95% (funcion tasa.nominal)VALOR DE CUOTA MENSUAL $ 942,772.21 (funcion pago)

TABLA DE AMORTIZACION CUOTA FIJA# CUOTA VALOR CUOTA INTERES AMORTIZACION SALDO

0 0 0 0 $ 10,000,0001 $ 942,772.21 $ 195,133.66 $ 747,638.55 $ 9,252,361.45 2 $ 942,772.21 $ 180,544.72 $ 762,227.49 $ 8,490,133.96 3 $ 942,772.21 $ 165,671.09 $ 777,101.12 $ 7,713,032.84 4 $ 942,772.21 $ 150,507.23 $ 792,264.98 $ 6,920,767.86 5 $ 942,772.21 $ 135,047.48 $ 807,724.73 $ 6,113,043.13 6 $ 942,772.21 $ 119,286.05 $ 823,486.16 $ 5,289,556.97 7 $ 942,772.21 $ 103,217.06 $ 839,555.15 $ 4,450,001.82 8 $ 942,772.21 $ 86,834.51 $ 855,937.70 $ 3,594,064.13 9 $ 942,772.21 $ 70,132.29 $ 872,639.92 $ 2,721,424.21

10 $ 942,772.21 $ 53,104.15 $ 889,668.06 $ 1,831,756.14 11 $ 942,772.21 $ 35,743.73 $ 907,028.48 $ 924,727.66 12 $ 942,772.21 $ 18,044.55 $ 924,727.66 $ 0.00

$ 11,313,266.52 $ 1,313,266.52 $ 10,000,000.00

TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA)NOMBRE ESTUDIANTE: EDERSON GARCIA GRADO:8_A

VALOR TOTAL PRESTAMO $ 20,000,000.00 INTERES (EFECTIVO ANUAL) 16.68%PLAZO (AÑO) 4 años No PAGOS POR AÑO 12

TASA INTERES MENSUAL 1.29% (funcion tasa.nominal)VALOR DE CUOTA MENSUAL $ 561,962.98 (funcion pago)

TABLA DE AMORTIZACION CUOTA FIJA# CUOTA VALOR CUOTA INTERES AMORTIZACION SALDO

0 $ 0 0 0 $ 20,000,0001 $ 561,962.98 $ 258,767.99 $ 303,194.99 $ 19,696,805.012 $ 561,962.98 $ 254,845.13 $ 307,117.85 $ 19,389,687.163 $ 561,962.98 $ 250,871.51 $ 311,091.46 $ 19,078,595.704 $ 561,962.98 $ 246,846.49 $ 315,116.49 $ 18,763,479.215 $ 561,962.98 $ 242,769.39 $ 319,193.59 $ 18,444,285.616 $ 561,962.98 $ 238,639.53 $ 323,323.45 $ 18,120,962.177 $ 561,962.98 $ 234,456.24 $ 327,506.73 $ 17,793,455.448 $ 561,962.98 $ 230,218.83 $ 331,744.15 $ 17,461,711.299 $ 561,962.98 $ 225,926.59 $ 336,036.38 $ 17,125,674.90

10 $ 561,962.98 $ 221,578.82 $ 340,384.16 $ 16,785,290.7511 $ 561,962.98 $ 217,174.79 $ 344,788.18 $ 16,440,502.5612 $ 561,962.98 $ 212,713.79 $ 349,249.19 $ 16,091,253.3713 $ 561,962.98 $ 208,195.06 $ 353,767.92 $ 15,737,485.4614 $ 561,962.98 $ 203,617.87 $ 358,345.11 $ 15,379,140.3515 $ 561,962.98 $ 198,981.46 $ 362,981.52 $ 15,016,158.8316 $ 561,962.98 $ 194,285.06 $ 367,677.92 $ 14,648,480.9117 $ 561,962.98 $ 189,527.90 $ 372,435.08 $ 14,276,045.8318 $ 561,962.98 $ 184,709.18 $ 377,253.80 $ 13,898,792.0319 $ 561,962.98 $ 179,828.12 $ 382,134.86 $ 13,516,657.1720 $ 561,962.98 $ 174,883.91 $ 387,079.07 $ 13,129,578.1021 $ 561,962.98 $ 169,875.72 $ 392,087.25 $ 12,737,490.8522 $ 561,962.98 $ 164,802.74 $ 397,160.24 $ 12,340,330.6123 $ 561,962.98 $ 159,664.13 $ 402,298.85 $ 11,938,031.7624 $ 561,962.98 $ 154,459.02 $ 407,503.96 $ 11,530,527.8125 $ 561,962.98 $ 149,186.57 $ 412,776.40 $ 11,117,751.4026 $ 561,962.98 $ 143,845.91 $ 418,117.07 $ 10,699,634.3327 $ 561,962.98 $ 138,436.14 $ 423,526.84 $ 10,276,107.4928 $ 561,962.98 $ 132,956.38 $ 429,006.60 $ 9,847,100.9029 $ 561,962.98 $ 127,405.72 $ 434,557.25 $ 9,412,543.6430 $ 561,962.98 $ 121,783.25 $ 440,179.73 $ 8,972,363.9131 $ 561,962.98 $ 116,088.03 $ 445,874.95 $ 8,526,488.9632 $ 561,962.98 $ 110,319.12 $ 451,643.86 $ 8,074,845.1033 $ 561,962.98 $ 104,475.57 $ 457,487.41 $ 7,617,357.7034 $ 561,962.98 $ 98,556.42 $ 463,406.56 $ 7,153,951.1335 $ 561,962.98 $ 92,560.68 $ 469,402.30 $ 6,684,548.8336 $ 561,962.98 $ 86,487.36 $ 475,475.62 $ 6,209,073.2237 $ 561,962.98 $ 80,335.47 $ 481,627.51 $ 5,727,445.71

38 $ 561,962.98 $ 74,103.98 $ 487,859.00 $ 5,239,586.7139 $ 561,962.98 $ 67,791.87 $ 494,171.11 $ 4,745,415.6040 $ 561,962.98 $ 61,398.08 $ 500,564.90 $ 4,244,850.7041 $ 561,962.98 $ 54,921.57 $ 507,041.40 $ 3,737,809.2942 $ 561,962.98 $ 48,361.27 $ 513,601.71 $ 3,224,207.5943 $ 561,962.98 $ 41,716.09 $ 520,246.89 $ 2,703,960.6944 $ 561,962.98 $ 34,984.92 $ 526,978.05 $ 2,176,982.6445 $ 561,962.98 $ 28,166.67 $ 533,796.31 $ 1,643,186.3346 $ 561,962.98 $ 21,260.20 $ 540,702.78 $ 1,102,483.5547 $ 561,962.98 $ 14,264.37 $ 547,698.61 $ 554,784.9548 $ 561,962.98 $ 7,178.03 $ 554,784.95 $ 0.00

$ 26,974,222.94 $ 6,974,222.94 $ 20,000,000.00

TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA)NOMBRE ESTUDIANTE: EDERSON GARCIA GRADO:8_A

VALOR TOTAL PRESTAMO $ 12,000,000 INTERES (EFECTIVO ANUAL) 23.70%PLAZO (AÑO) 2 No PAGOS POR AÑO 12

TASA INTERES MENSUAL 1.79% (funcion tasa.nominal)VALOR DE CUOTA MENSUAL $ 619,334 (funcion pago)

TABLA DE AMORTIZACION CUOTA FIJA# CUOTA VALOR CUOTA INTERES AMORTIZACION SALDO

0 $ 0 0 0 $ 12,000,0001 $ 619,334 $ 214,585.14 $ 404,748.56 $ 11,595,251.442 $ 619,334 $ 207,347.39 $ 411,986.31 $ 11,183,265.133 $ 619,334 $ 199,980.21 $ 419,353.49 $ 10,763,911.644 $ 619,334 $ 192,481.29 $ 426,852.41 $ 10,337,059.235 $ 619,334 $ 184,848.27 $ 434,485.42 $ 9,902,573.806 $ 619,334 $ 177,078.76 $ 442,254.93 $ 9,460,318.877 $ 619,334 $ 169,170.32 $ 450,163.38 $ 9,010,155.498 $ 619,334 $ 161,120.46 $ 458,213.24 $ 8,551,942.259 $ 619,334 $ 152,926.64 $ 466,407.06 $ 8,085,535.19

10 $ 619,334 $ 144,586.31 $ 474,747.39 $ 7,610,787.8011 $ 619,334 $ 136,096.83 $ 483,236.87 $ 7,127,550.9312 $ 619,334 $ 127,455.54 $ 491,878.16 $ 6,635,672.7813 $ 619,334 $ 118,659.73 $ 500,673.97 $ 6,134,998.8114 $ 619,334 $ 109,706.63 $ 509,627.07 $ 5,625,371.7415 $ 619,334 $ 100,593.43 $ 518,740.27 $ 5,106,631.4716 $ 619,334 $ 91,317.27 $ 528,016.43 $ 4,578,615.0417 $ 619,334 $ 81,875.23 $ 537,458.47 $ 4,041,156.5718 $ 619,334 $ 72,264.35 $ 547,069.35 $ 3,494,087.2219 $ 619,334 $ 62,481.60 $ 556,852.10 $ 2,937,235.1220 $ 619,334 $ 52,523.92 $ 566,809.78 $ 2,370,425.3421 $ 619,334 $ 42,388.17 $ 576,945.53 $ 1,793,479.8122 $ 619,334 $ 32,071.18 $ 587,262.52 $ 1,206,217.2923 $ 619,334 $ 21,569.69 $ 597,764.01 $ 608,453.2824 $ 619,334 $ 10,880.42 $ 608,453.28 $ 0.00

total $ 14,864,009 $ 2,864,008.77 $ 12,000,000.00

TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA)NOMBRE ESTUDIANTE: EDERSON GARCIA GRADO:8_A

VALOR TOTAL PRESTAMO $ 50,000,000 INTERES (EFECTIVO ANUAL) 18%PLAZO (AÑO) 5 No PAGOS POR AÑO 12

TASA INTERES MENSUAL 1.39% (funcion tasa.nominal)VALOR DE CUOTA MENSUAL $ 1,233,670 (funcion pago)

TABLA DE AMORTIZACION CUOTA FIJA# CUOTA VALOR CUOTA INTERES AMORTIZACION SALDO

0 $ 0 0 0 $ 50,000,000 1 $ 1,233,670 $ 694,422 $ 539,249 $ 49,460,751 2 $ 1,233,670 $ 686,932 $ 546,738 $ 48,914,014 3 $ 1,233,670 $ 679,339 $ 554,331 $ 48,359,682 4 $ 1,233,670 $ 671,640 $ 562,030 $ 47,797,652 5 $ 1,233,670 $ 663,834 $ 569,836 $ 47,227,817 6 $ 1,233,670 $ 655,920 $ 577,750 $ 46,650,067 7 $ 1,233,670 $ 647,896 $ 585,774 $ 46,064,293 8 $ 1,233,670 $ 639,761 $ 593,909 $ 45,470,384 9 $ 1,233,670 $ 631,512 $ 602,158 $ 44,868,226

10 $ 1,233,670 $ 623,149 $ 610,521 $ 44,257,705 11 $ 1,233,670 $ 614,670 $ 619,000 $ 43,638,705 12 $ 1,233,670 $ 606,073 $ 627,597 $ 43,011,108 13 $ 1,233,670 $ 597,357 $ 636,313 $ 42,374,795 14 $ 1,233,670 $ 588,519 $ 645,151 $ 41,729,644 15 $ 1,233,670 $ 579,559 $ 654,111 $ 41,075,533 16 $ 1,233,670 $ 570,475 $ 663,195 $ 40,412,338 17 $ 1,233,670 $ 561,264 $ 672,406 $ 39,739,932 18 $ 1,233,670 $ 551,925 $ 681,745 $ 39,058,187 19 $ 1,233,670 $ 542,457 $ 691,213 $ 38,366,974 20 $ 1,233,670 $ 532,857 $ 700,813 $ 37,666,161 21 $ 1,233,670 $ 523,124 $ 710,546 $ 36,955,614 22 $ 1,233,670 $ 513,255 $ 720,415 $ 36,235,200 23 $ 1,233,670 $ 503,250 $ 730,420 $ 35,504,780 24 $ 1,233,670 $ 493,106 $ 740,564 $ 34,764,215 25 $ 1,233,670 $ 482,820 $ 750,850 $ 34,013,366 26 $ 1,233,670 $ 472,392 $ 761,278 $ 33,252,088 27 $ 1,233,670 $ 461,819 $ 771,851 $ 32,480,237 28 $ 1,233,670 $ 451,100 $ 782,571 $ 31,697,666 29 $ 1,233,670 $ 440,231 $ 793,439 $ 30,904,227 30 $ 1,233,670 $ 429,211 $ 804,459 $ 30,099,768 31 $ 1,233,670 $ 418,039 $ 815,632 $ 29,284,137 32 $ 1,233,670 $ 406,711 $ 826,959 $ 28,457,177 33 $ 1,233,670 $ 395,226 $ 838,445 $ 27,618,733 34 $ 1,233,670 $ 383,581 $ 850,089 $ 26,768,644 35 $ 1,233,670 $ 371,774 $ 861,896 $ 25,906,748 36 $ 1,233,670 $ 359,804 $ 873,866 $ 25,032,882 37 $ 1,233,670 $ 347,667 $ 886,003 $ 24,146,879

38 $ 1,233,670 $ 335,362 $ 898,308 $ 23,248,571 39 $ 1,233,670 $ 322,886 $ 910,784 $ 22,337,788 40 $ 1,233,670 $ 310,237 $ 923,433 $ 21,414,354 41 $ 1,233,670 $ 297,412 $ 936,258 $ 20,478,096 42 $ 1,233,670 $ 284,409 $ 949,261 $ 19,528,834 43 $ 1,233,670 $ 271,225 $ 962,445 $ 18,566,389 44 $ 1,233,670 $ 257,858 $ 975,812 $ 17,590,577 45 $ 1,233,670 $ 244,306 $ 989,365 $ 16,601,213 46 $ 1,233,670 $ 230,565 $ 1,003,105 $ 15,598,107 47 $ 1,233,670 $ 216,633 $ 1,017,037 $ 14,581,070 48 $ 1,233,670 $ 202,508 $ 1,031,162 $ 13,549,909 49 $ 1,233,670 $ 188,187 $ 1,045,483 $ 12,504,425 50 $ 1,233,670 $ 173,667 $ 1,060,003 $ 11,444,422 51 $ 1,233,670 $ 158,945 $ 1,074,725 $ 10,369,697 52 $ 1,233,670 $ 144,019 $ 1,089,651 $ 9,280,046 53 $ 1,233,670 $ 128,885 $ 1,104,785 $ 8,175,261 54 $ 1,233,670 $ 113,542 $ 1,120,129 $ 7,055,133 55 $ 1,233,670 $ 97,985 $ 1,135,685 $ 5,919,447 56 $ 1,233,670 $ 82,212 $ 1,151,458 $ 4,767,989 57 $ 1,233,670 $ 66,220 $ 1,167,450 $ 3,600,539 58 $ 1,233,670 $ 50,006 $ 1,183,664 $ 2,416,875 59 $ 1,233,670 $ 33,567 $ 1,200,103 $ 1,216,771 60 $ 1,233,670 $ 16,899 $ 1,216,771 $ -

$ 74,020,205 $ 24,020,205 $ 50,000,000