tacu february newsletter

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940 North Superior Avenue PO Box 940 Tomah, WI 54660 Phone: 608.372.4736 Fax: 608.372.4394 www.tacuonline.com TACU Credit Union l February 2011 Issue TACU ANNIVERSARY Eric Czarnecki, TACU’s Mortgage Loan Officer recently celebrated his 7th year working at TACU. EXPRESS Because time is money DID YOU KNOW? In 2010, more than 540,000 Treasury-issued checks were reported lost or stolen. Come to our Annual CMN Bowling Tourney! Get ready for it! The Children’s Miracle Network bowling tournament will be at the Hooterbowl in Hustler, WI and will have a Hawaiian theme. Join us Saturday, March 19 and 26 at 3:30 and 7:30pm. Bowling spots are sold out, but you can still join us for the luau. There will be a variety of raffle prizes donated by area businesses and Hawaiian food and drink specials all day. TRY MONEY MISSION YET? Hands on learning, scholarship money, and cost effectiveness (free!) are three reasons to try Money Mission today! www.tacuonline.com TAX TIPS! Tax season can be a stressful time for many of us. But it doesn’t have to be. Here are a few fool-proof tax tips to make this tax season a breeze: - Visit www.freetaxrefund.org. This website was created by the Wisconsin Credit Union League to: - Take you though each step of the tax return process, whether you are using a tax professional or doing it yourself. - Provide information for getting the most return possible. - Visit the TACU lobby. Our lobby has a variety of tax forms you may need and some tips you may find useful. - Use direct deposit. Tax professionals agree, directly depositing your refund into your credit union account is the safest and fastest way to get your tax return. You will get your refund earlier and you run less risk of your check getting lost in the mail. Verified by Visa Works for You Your Debit Card Provides Extra Protection In today’s fast-paced world…lots of us shop online. Maybe it’s for a better selection, a better price, or just for the ease and convenience of shopping from the comfort of our own home. But with the epidemic of identity theft, how can we be sure that our card number is protected when we use it online? Enroll in a free service provided by Visa—VERIFIED BY VISA. Verified by Visa protects your existing Visa Debit card with a password you create, giving you assurance that only you can use your Visa card online. The list of participating online stores is constantly growing. After you activate, check out the Places to Shop link to see which of your favorite online shops give you this extra level of security! To activate: 1. Log on to www.tacuonline.com. 2. Go to the “Links” page. 3. Click the Verified by Visa link. 4. Click the activate now link and follow their directions.

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February Newsletter for TACU Credit Union in Tomah, WI.

TRANSCRIPT

Page 1: TACU February Newsletter

940 North Superior Avenue PO Box 940 Tomah, WI 54660

Phone: 608.372.4736 Fax: 608.372.4394

www.tacuonline.com

T A C U C r e d i t U n i o n l F e b r u a r y 2 0 1 1 I s s u e

TACU ANNIVERSARY

Eric Czarnecki, TACU’s

Mortgage Loan Officer recently celebrated his 7th

year working at TACU.

EXPRESS B e c a u s e t i m e i s m o n e y

DID YOU KNOW?

In 2010, more than 540,000

Treasury-issued checks were

reported lost or stolen.

Come to our Annual CMN Bowling Tourney!

Get ready for it! The Children’s Miracle Network

bowling tournament will be at the Hooterbowl in

Hustler, WI and will have a Hawaiian theme. Join

us Saturday, March 19 and 26 at 3:30 and

7:30pm. Bowling spots are sold out, but you can

still join us for the luau. There will be a variety of

raffle prizes donated by area businesses and

Hawaiian food and drink specials all day.

TRY MONEY MISSION YET? Hands on learning, scholarship money, and cost effectiveness

(free!) are three reasons to try Money Mission today!

www.tacuonline.com

TAX TIPS!

Tax season can be a stressful time for many of us. But it doesn’t

have to be. Here are a few fool-proof tax tips to make this tax

season a breeze:

- Visit www.freetaxrefund.org. This website was created

by the Wisconsin Credit Union League to:

- Take you though each step of the tax return

process, whether you are using a tax

professional or doing it yourself.

- Provide information for getting the

most return possible.

- Visit the TACU lobby. Our lobby has a variety of tax forms

you may need and some tips you may find useful.

- Use direct deposit. Tax professionals agree, directly

depositing your refund into your credit union account is the

safest and fastest way to get your tax return. You will get

your refund earlier and you run less risk of your check

getting lost in the mail.

Verified by Visa Works for You Your Debit Card Provides Extra Protection

In today’s fast-paced world…lots of us shop online. Maybe it’s for a better

selection, a better price, or just for the ease and convenience of shopping from the comfort of our own home. But with the epidemic of identity theft, how can

we be sure that our card number is protected when we use it online?

Enroll in a free service provided by Visa—VERIFIED BY VISA.

Verified by Visa protects your existing Visa Debit card with a password you create, giving you assurance that only you can use your Visa card online.

The list of participating online stores is constantly growing. After you activate, check out the Places to Shop link to see which of your favorite online shops give

you this extra level of security!

To activate:

1. Log on to www.tacuonline.com.

2. Go to the “Links” page.

3. Click the Verified by Visa link.

4. Click the activate now link and follow their directions.

Page 2: TACU February Newsletter

Federally Insured by NCUA up to $250,000

Equal Housing Lender

www.tacuonline.com

T A C U C r e d i t U n i o n l F e b r u a r y 2 0 1 1 I s s u e

Low Loan Rate Notice!!

3.75%

Our loan rates are at historic lows!

Motorcycles, RVs, Trucks, Cars, Boats… you name it! Rates as low as:

APR*

Youth Week at TACU April 18-22

Cookies and juice in lobby all week for all visitors

All youth may enter for prizes, have cookies and juice, or choose a sticker or balloon.

Prize drawings in lobby for youth under age 18

1st Prize – Ipod shuffle

2nd Prize – 1GB Flash Drive

3rd Prize – Pizza Party Basket

Coloring contest for 5-spot youth club members.

A free $5 deposit for all new youth accounts.

Free gift for every youth deposit of $20 or more.

Tito’s TACU, inside Tomah High School

Free mood cups and juice for each transaction at Tomah High

School on 4/18 and 4/22.

Inside the Next Newsletter: 71st Annual Meeting Report

2011 TACU Privacy Notice

Membership Survey

Want it Now, But Don’t Have the Money? Our Kwik Cash Loans Have you Covered

A TACU Kwik Cash Loan (aka, open-ended line of credit) allows you to make

purchases even if you don’t have the cash on hand. These loans give you

needed funds up front in the form of cash, check, or direct deposit. You can

purchase practically anything with our Kwik Cash Loans, but popular choices

include:

Furniture for your home

Stereo or home theatre purchases

Hunting gear and accessories

New flat screen TV

Extra cash when you need it

The interest rate is low and the process is easy. Loan papers are signed only

once and are not necessary for future advances - up to your established limit.

You may request funds at any time by using our Member Access Line, stopping

into the TACU office, or logging onto Online or Mobile Banking and transferring

directly to your checking account. Minimum advance amount is $200.

Examples of Payments

Payment = Balance (rounded up to next hundred) x 4%

If balance is $500, payment is $20

If balance is $750, payment is $32

If balance is $1000, payment is $40

Call us today at 608-372-4736 to get you started on a Kwik Cash Loan!

*Rates are subject to change at any time so be sure to get

your loan while the rates are low! Your rate may vary based on credit score and other factors.

Refinance your existing loans from other places and save

big money! Apply today!