szw pp presentation cai version[1]
TRANSCRIPT
November 10, 2010
347 N. Pottstown PikeExton, PA 19341
610-363-0974www.simonezajac.com
Securities and Investment Advisory Services offered through Capital Analysts Incorporated. Member FINRA/SIPC. Capital Analysts and SimoneZajac Wealth Management LLC are independent non-affiliated entities .
Firm ProfileSimoneZajac Wealth Management Group, LLC is a comprehensive financial planning firm founded in 1993 and headquartered in the Philadelphia, PA region.
• Privately Owned and Independent• 5 full time and 1 part time employees•3 CERTIFIED FINANCIAL PLANNER™ Practitioners. •2 Certified Public Accountants• 1 Chartered Life Underwriter ® • Provide comprehensive wealth management services
2See notes and disclosures at the end of this presentation
Securities and Investment Advisory Services offered through Capital Analysts Incorporated. Member FINRA/SIPC. Capital Analysts and SimoneZajac Wealth Management LLC are independent non-affiliated entities .
Professional Profile
James J. SimoneCFP®, CPA
Managing PrincipalBA, St. Josephs University
James J. SimoneCFP®, CPA
Managing PrincipalBA, St. Josephs University
Richard A. ZajacCFP®, CPA
Managing PrincipalBA, Lawrence Technical InstituteMBA, Drexel University
Richard A. ZajacCFP®, CPA
Managing PrincipalBA, Lawrence Technical InstituteMBA, Drexel University
PrincipalsPrincipals
Wealth Management ServicesWealth Management Services
Daniel R. ZajacCFP®, CLU
Associate PlannerBA, Drexel University
Daniel R. ZajacCFP®, CLU
Associate PlannerBA, Drexel University
OperationsOperations
Denise WoodDenise Wood Tracy Franciscus
MBA, West Chester UniversityBA, West Chester University
Tracy Franciscus
MBA, West Chester UniversityBA, West Chester University
3See notes and disclosures at the end of this presentation
Strategic Relationships
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CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss in
a declining market. See notes and disclosures at the end of this presentation
Target Markets
* These listed services not provided by Capital Analysts 5
Client Services(* these services are not provided by Capital Analysts Incorporated.
Capital Analysts does not provide tax or legal advice services)
CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss
in a declining market. See notes and disclosures at the end of this presentation6
Client Benefits
Wealth Management AdviceSolutions tailored to meet individual risk profile, taking into consideration risk/return
preferences and liquidity needs
Flexible Investment PlatformAccess to multiple asset classes including stock, bond, ETF, real estate, and alternative
investments through Capital Analysts, CAAMS™, and third-party money managers
Experienced Professional ServiceWide range of staff expertise offers opportunity for in house coordination of client needs
Independent Company StructureGiven that SimoneZajac does not distribute products, we are able to keep our
independence and objectivity to truly service our clients needs
Transparent Fee StructureDisclosed fee structure aligns client and advisor interests
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CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss
in a declining market. See notes and disclosures at the end of this presentation
Financial Advisor RoleEstablish Client Objectives
Investment Risk Tolerances and Risk ExpectationsEstablish Income Needs and Targeted Savings Goals
Life/LTC Insurance ObjectivesEstablish Estate Needs and Desires
Develop Financial PlanEvaluate Current Investment Profile vs. Desired Profile
Develop Retirement Savings/Income PlanEvaluate Insurance Coverage's, Needs, Exposures
Implement Plan (if needed)Transfer Existing Assets into Suggested Diversified Model Portfolios
Begin Application and Underwriting Process for New Insurances
Ongoing MonitoringEncourage Discipline
Minimize Taxes and Expenses
See notes and disclosures at the end of this presentation 8
Investment Management
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Securities and Investment Advisory Services offered through Capital Analysts Incorporated. Member FINRA/SIPC. Capital Analysts and SimoneZajac Wealth Management LLC are independent non-affiliated entities .
CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss
in a declining market. See notes and disclosures at the end of this presentation
SimoneZajac Wealth Management Group, LLC
Investment PhilosophyWe believe that broad diversification is the cornerstone of investing. Our asset allocation process and resultant models reflect a sophisticated multi-tiered approach with diversified
investment styles and market capitalization using multiple asset classes. The objective is to seek superior returns on a risk-
adjusted basis.
We believe that a research effort employing both quantitative and qualitative analysis can lead to selection of superior performing
mutual funds. One such approach is the CAPSL™ method introduced in 1987. The time tested methodology has produced superior performance* on both a total return and risk adjusted
basis in both bull, bear, and complete market cycles.
*Performance measured based upon composite benchmark, details can be provided upon request.
See notes and disclosures at the end of this presentation 10
Investment Process
See notes and disclosures at the end of this presentation 11
CAAMS™ Research Overview
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CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss
in a declining market. See notes and disclosures at the end of this presentation
CAPSL™ Research Process
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CAPSL™ and CAAMS™ are investment management services offered by Capital Analysts. All investments subject to risk of loss. No investment strategy can guarantee a profit or protect from a loss
in a declining market. See notes and disclosures at the end of this presentation
Investor Profiles
See notes and disclosures at the end of this presentation 14
Sample Allocation
See notes and disclosures at the end of this presentation15
The sample CAAMS™ portfolio provided is subject to change based upon the research conducted by the Capital Analysts IMR Team via the CAPSL™ method and other research techniques. This chart is not an investment or allocation recommendation.