swot a nalysis between bank & i nsurence
TRANSCRIPT
![Page 1: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/1.jpg)
Group - 5
![Page 2: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/2.jpg)
![Page 3: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/3.jpg)
Hard to make
Easy to protect
![Page 4: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/4.jpg)
• Started as an joint venture Bank in Bangladesh• DBBL is the pioneer in CSR in Bangladesh.• DBBL was first automated bank in Bangladesh.• DBBL also operates the nation's largest ATM.• Now it is totally commercial Bank.
Company Brief-history
![Page 5: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/5.jpg)
ONE OF
THE CSR
VIDEO
![Page 6: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/6.jpg)
Savings Deposit Account
Current Deposit Account
Short Term Deposit Account
Resident Foreign Currency Deposit
Foreign Currency Deposit
Account-Bank
Convertible Taka Account
Non-Convertible Taka Account
Exporter's FC Deposit(FBPAR)
Current Deposit Account-Bank
Short Term Deposit Account-Bank
![Page 7: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/7.jpg)
Monthly Term Deposit ( 3 , 6, 12, 24, 36 Months)
Term Deposit 6 Months Payout
Term Deposit 36 Months 1 Year Payout
Term Deposit Above 36 Months
![Page 8: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/8.jpg)
Life Line (a complete series of personnel credit facility)Loan agst. Trust ReceiptTransport LoanReal Estate Loan (Res. & Comm.)Loan Agst. Accepted BillIndustrial Term LoanAgricultural Term Loan
Lease FinanceOther Term LoanFMO Local currency Loan for SMEFMO Foreign currency LoanCash Credit (Hypothecation)Small Shop Financing SchemeOverdraft
![Page 9: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/9.jpg)
THE SERVICE DBBL
GIVES
![Page 10: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/10.jpg)
Number of
Branches105
Number
of ATM529
Total AssetsTaka
60,682million
Earning Per Share
Taka82
Deposit Taka
51,576million
Highlights
![Page 11: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/11.jpg)
![Page 12: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/12.jpg)
2008 2007 2006 20050
1000
2000
3000
4000
5000
6000
7000
8000
Total Revenue
In m
illio
n Ta
ka
2008 2007 2006 20050
10000
20000
30000
40000
50000
60000
70000
Total Assets
![Page 13: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/13.jpg)
2008 2007 2006 2005
5157542110 40111
27241
Total deposits
2008 2007 2006 2005
29.58%24.02% 24.07%
31.01%
Return on Equity
![Page 14: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/14.jpg)
Company profile Name of the Company Standard Insurance Limited
Year of Establishment November 03, 1999
Number of Branches 21
Number of Man power 260 Head office
Address 69, Mohakhali C/A (4th floor), Dhaka -1212
![Page 15: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/15.jpg)
Product’
s
![Page 16: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/16.jpg)
FIRE Insurance
• Fire insurance ( Including allied perils)
• Industrial all Risk (IAR)
![Page 17: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/17.jpg)
MARIN Insurance
•Marine Cargo Insurance transit by Steamer or Powered Vessel •Marine Cargo Insurance transit by Rail/Lorry/Truck
•Marine Cargo Insurance transit by Inland Rail or Road Conveyance •Marine Cargo Insurance transit by Inland Cargoes (water borne)
•Marine Cargo Insurance transit by Air Cargo
Marine Hull Insurance(TLO)
![Page 18: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/18.jpg)
ENGENERING insurance
•Machinery Insurance (Machinery Breakdown) •Deterioration of Stock (DOS) •Boiler and Pressure Vessel (BPV) •Electronic Equipment Insurance (EEI)
•Erection All Risks (EAR)
•Contractor's All Risks (CAR)
![Page 19: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/19.jpg)
• Motor Insurances for Commercial Vehicle
• Motor Insurances for Private Vehicle
• Motor Insurances for Motor Cycle/ Scooter
Motor Insurance
![Page 20: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/20.jpg)
Miscellaneous
• Burglary & House Breaking Insurance • Cash in Safe • Cash in Transit • Cash on Counter • Cash in Premises
• Business Interruption
• Workmen's Compensation
• Overseas Med claim and Holiday Insurance
• including Study and Employment
• People Personal Accident (PPA)
![Page 21: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/21.jpg)
![Page 22: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/22.jpg)
`
2008 2007 2006 2005
335.2
191
132 125
Total Assets
In m
illio
n Ta
ka
2008 2007 2006 2005
165
130.1
101.5
82.8
Gross Premium
In m
illio
n Ta
ka
![Page 23: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/23.jpg)
2008 2007 2006 20050
5
10
15
20
25
30
Net profit
Taka
in m
illio
n
2008 2007 2006 20050
10
20
30
40
50
60
Net claim paid
![Page 24: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/24.jpg)
2008 2007 2006 2005
15.90%13.39%
5.94% 5.86%
Return on Equity Ratio
2008 2007 2006 2005
2.17 2.392.65
1.84
Current Ratio
![Page 25: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/25.jpg)
The SWOT
ANALYIS OF DBBL(Dutch-Bangla Bank Limited)
![Page 26: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/26.jpg)
SWOT
STRENGTH WEAKNESS
• DBBL offer best customer service.• DBBL have largest ATM network.• Deposit for opening a saving account is less.• DBBL have over 100 branches.• Offer new product with the support of IT.• Batter risk management.
• less branch in rural area.
• By offering ATM network they get more account holder.• Students are opening more accounts.• Lunching more ATM & Branches.• They offer online Banking.• By doing CSR practice they are become famous.
Opportunity
Threat
• Others Banks enrich their ATM network.• other’s also try to offer the same product.• Some of the bank has more branches.
![Page 27: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/27.jpg)
The SWOT
ANALYIS OF SIL(Standard Insurance Limited)
![Page 28: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/28.jpg)
SWOT
• In Bangladesh the public awareness about general Insurance is not good.• There are lot of general insurance company. • This is a new insurance company.• The competition is much more High. • The insurance law is not good for Business.
Threat
• The promotional package is not good.
• Not famous in Insurance.
Strength
Opportunity
• Slowly the awareness about insurance is increases.
• General insurer is increases.
•Big organization shift their risk to General Insurance limited's.
•Take the risk of customer things.
•They have productive employee.
•They have various product.
Weakness
![Page 29: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/29.jpg)
BANK INSURANCE
Dutch-Bangla Bank Standard Insurance
COMPARISON BETWEEN BANK & INSURANCE
![Page 30: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/30.jpg)
Dutch-Bangla Bank Limited• This is an service oriented
organization.• They deals with customer
money.• They hold account holder
money.• Any time customer can
withdraw their money.• They offer some exclusive
deposit program.
Standard Insurance Limited• This is an service oriented
organization.• They deals with risk.• They hold all risk of Clint. • Premium is unrefundable.• They give the money if any
risk is occur.
•
![Page 31: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/31.jpg)
Ratio of DBBL Ratio & Statistics 2008 2007 2006
Return on Equity(ROE%) 29.58 24.02 24.07
Loan Deposit ratio(%) 80.85 69.82 75.93
Return on Assets (ROA%) 1.49 1.01 0.93
Return on Investment(ROI%) 9.69 9.48 7.30
Price Earning (P/E)ratio (times) 52.47 28.50 10.27
Cost of Fund 7.66 8.44 8.80
![Page 32: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/32.jpg)
Ratio of Standard InsuranceRatio 2008 2007 2006
Gross margin Ratio (%) 1.32% 1.77% 2.44%
Net income ratio(%) 9.18% 8.48% 4.41%
Return on equity ratio(%) 15.90% 13.39% 5.94%
Return on investment(%) 15.41% 9.34% 5.94%
Earning per share(EPS) 19.52 10.01 3.34
Current ration 2.17 2.39 2.65
Quick ratio 2.17 2.38 2.64
![Page 33: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/33.jpg)
SoWhich one is best
Bank Insurance
![Page 34: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/34.jpg)
SoWhich one is best
Bank Insurance
![Page 35: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/35.jpg)
SoWhich one is best
Bank Insurance
![Page 36: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/36.jpg)
![Page 37: Swot A Nalysis Between Bank & I Nsurence](https://reader036.vdocuments.site/reader036/viewer/2022062303/5554f4bab4c905bb2a8b50cc/html5/thumbnails/37.jpg)
Presetting Farhana Akter RinaSyeda Farha AfrinH.M.Fazle Rabbi
Rifat-Bin MannanMd. Helal Uddin
Thanks to DBBL
SILSpecial ThanksRehain Frjana