What consumers want

Enrollment Authentication ElectronicSignatureLoyalty Prepaid Payment

GatewayPayment

Processing

What merchants want

What acquirers need

Mobile POS

THE SWIFF PRODUCT SUITE OFFERS AN INTEGRATED MOBILE SOLUTION TO ALL PLAYERS OF THE PAYMENT ECOSYSTEM.

Swiff Certificate is an integrated enrollment solution that empowers merchants to provide an enhanced customer experience to their clients. It dematerializes the enrollment process, allowing for a certified enrollment within minutes. The double-factor authentication ensures the right person is utilizing the service.

Swiff’s digital signature is suitable for public and private organizations as well as indus-tries. Fully automated signature-dependent processes offers an affordable and compliant alternative that allow is organiza-tions to go paperless, saving both time and money.

Consumers want to buy products anywhere at anytime without hassle and with complete security. They also want to be informed of relevant products with rewards for their loyalty.

The merchant wants to increase sales volume by tapping into the full power of mobile Points of Sale (mPOS), as well as provide his clients with an enhanced customer experience. The merchant also wants a deeper engagement with his customers through a powerful loyalty platform that enables CRM, allowing him to intimately understand his customer’s profile and reward them accordingly.

Acquirers need to provide merchants with competitive solutions in line with rapidly evolving consumer trends and expectations. With Swiff, the acquiring bank can roll out an ambitious mPOS strategy seamlessly by integrating Swiff into its platform and meet current and future payment industry challenges. The card issuer can also grow its customer base by implementing schemes encouraging new and existing customers to take up additional card products.

Swiff empowers the consumer to enjoy the freedom of easy mobile payments in total security.

Swiff Enrollment is a fully online, automated dematerialized subscription process. Through the use of any webcam or smartphone/tablet camera, it retrieves, analyzes and verifies the conformity of identity documents through scoring the documents and finalizes a secure enrollment process within minutes.

Swiff Authentication provides a patented two-factor authentication process utilizing the user’s smart-phone or tablet as a key component. This secure system is protected by an encrypted passcode known only to the user. Swiff Pay is the world’s leading

end-to-end certified mobile Point of Sale system featuring the same security as current chip-and-pin solutions.

This product optimizes the use of mobile phones and tablets as credit/debit card terminals.

Swiff Pay is a revolutionary platform for secure cashless payments between individuals, merchants and banks.

Swiff Gateway is our proprietary payment gateway providing our bank partner merchants with a fast, easy and secure end-to-end payment processing solution for any transaction  (Mobile, Ecommerce, Mail or Telephone Order (MOTO) or Retail Point of Sale). Tokenization, Online reporting and multi-currency support provide a robust interface solution for any merchant to monitor and track their sales activities.

Swiff Gateway allows financial institutions to process merchants card payments securely and efficiently, including features such as reporting, fraud and risk tools, velocity controls, transaction limits and an extensible set of APIs.  All card payments are processed and authorized through a fully PCI compliant gateway.

Swiff Switch enables the user to issue and control plastic cards, debit or credit, charge or stored value/prepaid cards, as well as loyalty programs linked to credit cards. All cards issued are compliant with Visa and Master-Card requirements.

Swiff Switch can interface with most embossing machines such as loyalty card management programs and private label cards.

Mobile payment is immediate and intimate; it opens huge loyalty opportunities for merchants, which allows them to develop loyalty offerings that provide instantaneous benefits and recognition.

Swiff mWallet solutions address the “anytime, anywhere” consumer profile of today. As such, the platform allows consumers to:

Consult gift card and coupon offers on the move or while in the store.

Buy directly from his/her mobile phone or download vouchers in the event that they did not previously buy one on the internet.

Offer a gift card or voucher to a friend (via email for instance, so that they can download the store’s app to utilise the gift card).

In-store utilization via 1D or 2D barcode on their smartphone allowing secure and real-time redemption.