ECLF /SEC/2019-118

May 14,2019

BSE Limited PJTowers, Dalal Street. Fort. Mumbai - 400 001.

Dear Sirs,

National Stock Ex~hange of India Limited Exchange Plaza, Bandra Kurla Complex, Bandra (E), Mumbai- 400 051.

Sub.: Outcome of the Board Meeting- May 13, 2019

Pursuant to the Securities and Exchange Board of India (Usting Obligations and Disclosure Requirements) Regulations, 2015 (the Regulations), this is to inform you that the Board of Directors of the Company at their meeting held on May 13, 2019 have approved the Audited Finandal Results for the financial year ended March 31, 2019, accordingly, we are enclosing herewith:-

i) A copy of the Audited Financial Results of the Company for the financial year ended March 31, 2019 together with the report of the Auditors' thereon;

M/s. S. R. Batliboi & Co. LLP, the Auditors of the Company have issued an unmodified opinion on the financial Results; and

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ii) Certificate from the Debenture Trustees, in accordance with the provisions of Regulation 52(5) of the Regulations.

Kindly take the same on record.

Thanking you,

Yours faithfully, For ECL Finance Limited

Jitendra Mahethwari Company Secretary

End: as above

Ea. Flnlnce Umlted Corpor~t~ ld~ntity Numb~r : U6S990MH2005PlC1S4854 Reglst~red Office : Edelweiss House, Off CST Road, Kalinill, Mumbai 400098 0 +91 22 4009 4400 -w.~elweassfin .com

S.R. 8ATI.IBOI & Co. LLP 12\h floor. lhl' Ruby 29 Senapah Bapal MarQ Oadar (We~!) Clllrttrtd Atc:ountlnts Mumb.>o · 400 026. India

Tel : +91 27.68 19 8000

Independent Auditor's Report on Financial Ruulta Pursuant to the Regulation 52 of the SEBI (Uattng Obligations and Disclosure Requirement.) Ragulatlons, 2015

To The Board of Directors ECL Finance Limited

1. We have audited the accompanYing statement of lnd AS financial results of ECL Finance Limited ('the Company') for the year ended March 31, 2019 ('the Statement') attached herewith. being submitted by the Company pursuant to the requirements of Regulation 52 of the SEBI (Ustlng Obligations and Disclosure Requirements) Regulations, 2015 ('the Regulation'), read with SEBI Circular No. CIRIIMD/DF1/6912016 dated August 10, 2016 ('the Circular'). This Statement has been prepared on the basis of the audited financial statements for year ended March 31, 201g, which is the responsibility of the Company's management and has been approved by the Board of Directors of the Company. Our responsibility Is to express an opinion on the Statement based on our audit of the financial statements as at and for the year ended March 31. 2019, prepared in accordance with Indian Accounting Standards ('lnd AS') specified under section 133 of the Companies Act, 2013 read With relevant rules issued thereunder and other accounting principles generally accepted in India and the relevant requirements of the Regulation and the Circular.

2. We conducted our audit In accordance with the Standards on Auditing, Issued by the Institute of Chartered Accountants of India. Those standards require that we plan and perform the audit to obtain reasonable assurance as to whether the Statement is free of material misstatement.

3. An audit involves performing procedures to obtain sufficient audit evidences about the amounts and diKiosures in the Statement. The procedures selected depend on the auditor's judgement including the assessment of material misstatement of the Statement, whether due to fraud or error. In making those risk assessment, the auditor considers Internal controls relevant to the Company's preparation and fair presentation of the Statement in order to design audit procedures that are appropriate In the circumstances but not for the purpose of expressing an opinion on the effectiveness of the Company's Internal control. An audit also Includes evaluating the appropriateness of the accounting policies used and the reasonableness of the accounting estimates made by the Management, as well as evaluating the overall presentation of the Statement. We believe that the audit evidence we have obtained Is sufficient and appropriate to provide a basis for our audit opinion.

4. In our opinion and to the best of our information and according to the explanations given to us, the Statement:

i. Is presented in accordance with the requirements of the Regulation, read with the Circular, in this regard; and

II. gives a true and fair view of the net profit including other comprehensive income and other financial information of the Company for the year ended March 31, 2019

5. The comparative financial results for the year ended and as at March 31, 2018 included in these lnd AS financial results, are based on the previously issued financial results for the year ended and as at March 31, 2018 prepared In accordance with the accounting standards specified under section 133 of the Companies Act, 2013, read with relevant rules issued thereunder and other accounting principles generally accepted in India and audited by the predecessor auditor who expressed an unmodified opinion on those financial results on May 2, 2018, as adjusted for the differences in the accounting principles adopted by the Company on transition to the lnd AS, which have been audited

~.--~by us.

~rn :~~ ~d

S.R ~!';boo & Co UP • • l..,.t~ ~ .. bolliY P¥1nt<>h•P "'l~ LLP ldtnhl1 Hr. ue 4194 lloQd Olh<• lZ Cotn.l<SI'"' llkK> 'ft looroo.,r ~~<>l•u·>OOOI6

S.R. BATLIBOI & Co. LLP Ch~rtered AccountiMitS

6. Further, we report that the figures for the half year ended March 31, 2019 represent the derived figures between the audited figures in respect of the financial year ended March 31, 2019 and the published figures for the half year ended September 30, 2018, which were subjected to a limited review, as required under the Regulation and the Circular.

per Shrawan Jalan Partner Membership No.: 102102 Place: Mumbai Date: May 13, 2019

FlnancHI ~suits for d\e half,.., endH and yHr ended Much 31 2011 (t In Croree)

Half Year Ended YaJ'Ended Particulars March March Much March

31, 2011 31,2011 31,2011 11,2011 (Audited) {Unaudited) (Audited) (Audltedt

1 Revenue from operatl-(a) lntlft!St income 1,832.84 1,578.32 3,759.45 2.912.80 (b) Olvfdend Income 1110.27 45.79 190.34 45.80 (c) Fee and commission inoonle 68.41 103.44 117.33 165.68 (d) Net gain on f8if value c:hanges (73.98) 27.74 (84 52) 13880 TGtal rewnue from opwatlona 2,017.54 1,753.21 4,012.80 3,ze3.14

2 OdNit Income 12.41 8.28 14.88 9.21 3 Totllllncome (1+2) 2,021.15 1,711.57 4,017.41 3,272.35 4 &pen a ..

(a) Finance co.la 1,235.58 942.67 2,439..83 1,885.87 (b) Employee beneflla expense 141.89 131.15 24103 185.75 (c) Depreciation lind a1110111sa1ion ~ 8.10 3.38 10.65 5.28 (d) Net loss on denK:ognitlon of ftnanelallnttluments under

97.44 125,00 97.04 130.68 amortised COli c:.legory (e) lmpelfment on financial irmrUmenll U7 118.51 14984 208.28 (f) Other expenses 160.91 70.87 29813 13711 Totalexpenaea 1,150.57 1,371.31 3,234.52 Z,SSUS

5 Profit before eu (3-4) 371.31 390.11 712.94 713.40 6 Tax expense • Current lex and Deferred lax 81.11 136.32 217.01 242.17 7 Net Praflt for the period ($.1) 110.27 253.17 5415.11 470.SS a Other Compnhenllve Income

(A) (i) Items that v.itl not be reclassified to prollt or loss (O.&i) 0.09 (0.51) 0 .3$

(ii) Income w relating to llems lhlt will not be 0.24 (0.03) 0.18 (0 12) reclassirN!d to profit or Jon (B) (I) Items that wiU be reelassiC'Ied to proftt or loss (li) Income tax releUng to Items that wut be redaasifred to profit or loss

8 Total Comprehenalve Income {7+1• 309.12 253.93 565.55 470.77

10 Eamlnp Per Sher9 ~) (Face Valu. of If 11· aach) • Balic (Not Annuallsed) 1.44 1.34 2.73 2.49 • Oikllecl (Not Annualised) 1.44 1.34 2.73 2.49

Notes: 1. ECL Finance Limited (the 'Company') has prepared audited financial results (the 'Statement') ror the halt year ended March 31 , 201e in

accordance Vo«h Regulalion 52 of the SEBI (Listing Obligations and Dtsc:lolure Requirements) Regulations, 2015 (the 'Listing Regulations, 2015') and the Accounting Stantt.rda epecirced under section 133 of the Companies Act 2013 read with lhe Companies (Indian Accounting Standalds) Rules, 2015 as amended and the rete~o~ant pt'O'IIsion of the Companies Acl, 2013. •• applicable.

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2. Reconcllatlon of Net Profit for the half year ended and year ended March 31, 2018 u reported under er.twNie lndlen GAAP and lncf M ate aunvnarised aa betow:

(f In Crore~}

H81f ~r ended YHrended Partlcula,. March 31,2018 March 31, 2011

{Unaudn.d) (Audlt.d)

!!!.J!oflt .tter tax u Nf)Oittcll under Indian GAAP 211.21 48%.04 lnd AS adjustments lncraaslng I (decreaalng) net profit as I reported under lndltn GMP:

Effective lnlalett rate on ftnanclalaueta and llablltlea (net) (1.23) (33.17)

IExPecltd cted1t lou J)fovlllon (36.88 (21.63) Fair valuation of uatta and labllltlea 23.08 68.35 Fair veiUitlon of emDiovee atock optlont (2.95 (4.21 Interest apreacf on aaaklnment llanlldions 0.82 _(0.12j lnteraa11neome racoanltlon on Staae 3l.oans LU4 2.89 Profit u ~~er lnd A8 24t.l1 472.11 Tu affed on above tdiustmenlll 4.12 (1.38 Total Comp,.henelvelncome •• .,., lnd AS 213.13 470-77

3. Reconciliation of Equity as at March 31, 2018 aa reported under er.twtlila Indian GAAP and lnd AS are summarised u below.

- <' In Croraa)

Partlc:ulara •-' March 31,2011 -----·---- (Audited)

Net Worth u report.d under lndlen GAAP 2,131.31 lnd AS adjustmenla Increasing I (decreeslng) nel profll a a ~orted_under Indian GMP:

Effect~ Interest rata on ftnanctal aneta and Vabllitiea (net) (5&.42)

~d credit ~·Jon (122.1?l Fair valuation of a11e11 and nabllltles 59.49 Interest spread on aulgnment tranaacllona 1.51 lnteteat IncOme racogn11lon on Stege_ 3 loans 40.14 Total 2,10.17 Tax effect on above adjusllnents 41 .21 Total Equity aa per lnd AS 2,101.11

4. Reaulta for the half year ended March 31, 2018 have baen restated aa per lnd AS and have not been 1ubjected to Limited revieW or audit However, !he management has exttclaad due diligence to ensure that lhe flnandal multl provide a true and fair vieW of !he Company's lffairs.

5. The reaulta for the half year ended March 31, 20111 baing the derived figures between audited ligures in respect of ful financial ~ar ended March 31. 2019 and lhe publlahed year to date ligures up to lhe half year of the current financial year which Wl8 1ub,lec:t to fimlted review by statutory auditOB of the Company.

6. The above financial reaulll of the Company are reviewed and recommended by the Audit Committee and have been taken on record by the Board of Directors at lit meeting held on May 13, 2019.

7. Pursuant to Securitiea S\lbacripllon Agreement dated March 5, 2019 amongst lhe Company, Edelweiss Financial Servlcea Umltad, Edelweiss Sacurltles limited, Edelwel11 Rwal & Corporate Servlc:es limited (Formerty known aa Edehwiu Commoditlu Sarvlc:ea Umlted) and Edel Finance Company Umlted and CDPQ Private Equity Alia Pte Umlted (aa the "lnvestof), a wt.ony owned aubaldl;uy of Calaae de d•p6t at plac:ement du Qu6bac: (CDPQ). for an Investment of US$ 25D miHon. amounting to approximately Ra 18,000 mDDon lnlo the Company, 1he Investor hat aublcribed 1o 1000 Equity aharee or Re. 11· each at premtum of Rl- 31/· per EqUity Share and 103,849,880 Compulaarily Convertllla Debentures (CCDs) at Ra. 100 per CCD and accordingly paid the Company a totalaum of Rl. 10.395 mAiions on May 7, 2018, towardsllrat trlncfle.

a. A Scheme of Amalgamation for merger (Merger by Absorption) of Edelwal.. Retail Flnenca Urnlled ("ERFL 1 with the Company ("Transferee Company") and lhelr reapectlw lhareholdera under MCtion 230 to 232 of U. Companies Act, 2013 and the Rulaa made there under has been filed With the Hon'ble National Company law Tribunal ("NCL T) on March 26, 2019.

,.., .. ' "" ·I

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Mumbal, May 13 2019. \~~~ • ~ ~ .... ~, .

-.\,... ~~-

On behalf of the Boa:;~~

~Mitlal Managi~ Director & CEO

DIN : 00010337

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ASSETS Flnandal assets (a) Cash end cash equ,valents (b) Bank balances other than (a) above (e) Oeltvatlve flnanclellnttrumellts (d) Securities held for trading (e) Receivables

(I) TradeiWCeiYablll (f) Loans (g) Other lnvHtmenta (h) Other financlai11Mts

Ncm-Raa11dal aucts (a) CUII'ent lax assets (net) (b) o.sen.d tax aaets (nel) (c) Pfoperty, Planl and EqUpment (d) Capital WOfk In progr..a (e) Intangible suets Wider development (f} Other Intangible nsets (g) Other non- financial aaHis

TOTAL ASSETS

UABIUTIES AND EQUITY FlaandalllabUitics (a) Deril!athle ftnanc:iallnstrumenta (b) Payable&

(I) Trade payables (I) toS.I outstsndlng dUes of micro enterprises and small enJerprt"s (II) tote! outstandll1g dues of creditors other than micro enlefpfit.es llld small enterprisu

(c) Debt Mc:urities (d) Betr'IM4nga (ott. lhan debt MWritJes) (e) Subotdnated Ll8biitlel (f} Other flnanc:'-1 ~ablha

Non-linandal Uabllltlet (a) Current tax liabilities (net} (b) Provisions (c) Other no,..rrnanoatllabllities

Equity (a) Eqully share c:apitll (b) OU.r equlty

TOTAL UABIUTIES AND EQUITY

(f Ia Croraa) March 31, 2011 Marcfl31, 2018

(Audited) (AudltH)

88.54 1112.80 -47.02 t853 38.33 12.54

1.837.84 2,-484-48

72.10 547.-45 23.798.87 22,002.47

858.5-4 572.73 813.01 1117.IHI

4224 -45.77 148.02 151.113 5383 54.14 135 5.40 432 7.85 419

-43.14 21.49

27,414.51 21,S70AO

47.118 45.03

3-4133 13019 11.487.19 7.183.3-4

11,328 75 13,&20.88 1,99946 1.957.98

35753 24285

2900 568-4 2 93 14.75

21 .25 17 38

21383 1e4&1 3,835.83 2.708.37

27,41-4.51 28,370.-40

on behalf of the Boa~~~;~

~~~ Managing Director & CEO

DIN . 00010337

Annexure·A

Information as required pursuant to Reaulation 52(4) of SEBI (listinl Obligations and Dlsclosu .. es Requirements) Reaulatlons, 2015

a) Details of credit rating Instrument category CRISIL ICRA CARE Brickworks Aculte

i) Long lT-NCD,lT Sub-

Term LT·NCD,LT Sub· LT-NCD,LT Sub- LT·NCD,LT Sub-Debt and Perp-

LT·NCD and Instrument Debt and BLR Debt and BLR Debt and BLR

Debt Perp-Oebt

s Rating CRISIL

[ICRA] AA CAREAA BWR AA+, BWR AA ACUITEAA AA/Stable +/Stable

Amount in 17J,465.20 18,000.00

millions :ZSO,JOO.OO 31Z,862.50 4,500.00 i) Short Term CPs-STand ST·NCD,CPs·ST CPs-STand Instrument CPs- Episodic and CPs- Episodic CPs- Episodic s - -Rating CRISIL A1+ (ICRA) A1+ CARE A1+ - . Amount in

150,000.00 155,000.00 100,000.00 millions . . iii) Market linked debentures a. Short

ST-SP ST-SP Term . . . Rating CRISIL PP· MLD PP·MLD

Al+R (ICRA)A1+ . . . Amount in

12,000.00 9,000.00 millions . . -b. Long

LT-SP LT-SP and LT· sub

LT-SP lT-SP Term DebtSP -Rating CRISil PP-MLO

PP·MlO [ICRA)AA CARE PP-MLD

BWR PP-MLO AA+ AAr/Stable AA .

Amount in zs,zso.oo 24,116.30 5,2.86.30 1,500.00 millions .

~-- - . ~-·--Half year ended -

! Particulars I March 31, -.-. - March 31, March 31, March 31,

I bll Debt-equity Ratio- ,--- -P--

2019

6.16 1 2018

8.35 _ z_o __ 19

6.16_ ~ _ -2018

8.35- 1 :&:r ca;;it"al redemption reserve -- ~-- ~ d) ! Debenture redemption 3 837.87 l 1 720.61 3,837.87 I 1,720.61

reserve # ' ' 1

e)_ ~_!!t worth.. ---~---3,ioos:32 -=- 2,74-95-.4-7-.l!---3-,7-00-S.:._ill_,=--=-~-2-,74-9-5.47

Rupees In Millions Year Ended -·--

II- As per Rule 18(7)(b)(ii) of the Companies (Share Capital and Debentures) Rules, 2014 the Company, being NBFC, is not required to create debenture redemption reserve in respect of privately placed non convertible debentures. •• - Net worth = Share Capital + Reserves & Surplus - Deferred tax assets

- . f) Asset Cover Available: All Secured NCDs issued by the Company are fully secured by way of mongaae of

identified immovable property as stated In the respective debenture trust deed(s) and/or by way of charge/ hypothecation of book debts/loan receivables/ESOP Receivables on first pari-passu/exclusive charge, as may be ~pl~able, to the extent stated In the re~e_ective information mem~and~m.

g) Details of previous due date, next due date for the payment of interest and repayment of principal of non-convertible debt securities ------------------·-

Redemplfon I

Previous dae date from October 01, 2018 to Ned due d1le fro ... Aprill, 2019 to (PriDdpal+lntnest Sr.Na. Debenta-. Series

M.rch 31, 2019 Septembu 3G, 2019 ) A. mount Rs. in ,.._

Priadpal For lnteTtst for Principal For Interest For Principal ADUJant+lnterHt

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20-Feb-19 HA 37 NA HA - · 21-Feb-19 - . - --OD daled 21-ftb·ll NA 21·05·2019 21·05-2019 13.60 · 38

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48 00 dated fi·Dec·18 -~ ----·~-~!' NA ~ ------- N~ . ECLF Pllbllc; luui • 28-llr\·14 • ·-·-.. -

NA 28-JAn-19 NA NA NA 49 IN£804107510

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Ol5 :

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Eru Publk: Issue • 45·Aur·ll • NA ------~ .. NA-~~ NA ss INE1041075Y2 -------- -------------·· ----

EQF Public issue - 6·Au1· ll • NA NA ........ I II .. ~~ ~ "" S6 INE11041071YO -- _J MUMS ~I r-~ ·'c" -~~.o]d ... ~~~

Redemptfa• Pftriaus due dt~te f10m Cktaber 01, 2018 to Ned due d.tte tro .. April 1, 2119 to (Prindpt~l+lnkftst

Sf .... . btlltuft Series MaKh 31, 2019 Septtlllbet30, 2.019 )

Amount Rs.ln

Pmu:ip•l For lntemt for Prlnrip..J Forlntemt For Prtnclpt~l A-1111t+lntHtSt

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ECLF Public issue 26-Jwn 14· 1 oct 11, 1nav 11, 1 dec NA 1apt 19, 1 01\'Y 19, 1 NA u INEI04 Olti01 11, 1 jln 19, 1 feb 19. 1 jun 19, 1 Jull9, 1 au 3.29

mit 19 1U sep19 u U9 u ,, u

EClf Pultlk isJIM 26-.lun·14· NA NA NA NA NA ~ IN£104~27

EClf Public Issue 26-.lun•14· NA NA NA 2.19 64 IH£104101619

-· ----- -----65 £Clf Pvblit inue • 4 Januor 2019 • 17·Jin·19 NA NA NA 66 EClF Public Issue· 4 Janu11 , 2oa • NA NA NA N

EClF l'llblic issue 4 JlnHry 1oii': Ol·Mtr·19 NA NA 1.03 INEI04107n7 1

1.03

1.03 61 1.03

£elF hbllt !SIUI • 4 JlnUII'( 2019 • NA NA NA

" IN£104107125 ECLF Pllbllc Issue· 4 J1nu1ry 2019 • NA NA NA NA

69 IN£104t079Z3 ECLF hblic hsue · 4llnvary 2019 • 01·Milr·19 NA 1 liM' 19. 1 may 19. 1 l'fA 0.96 INEI041A7014 jun 19. 1 jul19, taus 0-93

19, 1 Stp l9 0.96 0.9) 0.96

70 0.95 tClF Pllblk: Issue • 4llnuary 2019 • NA NA NA HA NA

71 IN£1041A70U --1!- AOA70)A NA NA NA. NA 73 A701A NA NA No\ NA 74 701A01 NA NA NA 75 A3Al01A02 NA -~ NA 76 A3A701A03 NA NA 77 NA NA 78 NA OZ·AU1·19 n NA 11·1un·19 10 NA »MI', -19 11 NA 22·Arr-19

NA ~~t·19 NA Z7·Mai ·19 NA 07·~·19 NA 14 Jllll-19

16 NA 16-Au~:l9 NA 02-StJJ;19 us

~ NA NA NA 19 NA NA NA NA ~ HA NA 26-JU_!';l! 491 _!!__ NA NA _10.Jun·1! us __R_ NA NA O~t $.45

9) NA NA 10 JuUt 1.00 __ 94_ NA NA ll·JIII:19 us

95 NA NA 2t A..,_19 ) .00

" NA 22-~11}"19 150 _n 891460ZA NA l'fA

" 89H6021 ~~ NA 99 89l501A NA NA

s.. •· De'btatun Series Previou• due date from October 01, :zot8 to

Muthn,20t9 Next due d•te from Aprill, 2Gl9 lo

September 30, 2019

RedempUoa (Pri ft<lp.al+lnlerat

) A 1noanl Rt, 'n

c-

For lateftat For Prind(NI fill' Interest For Principal Pri11cipal

Amount+Inttrest ----:-:-~I~ ~_!110Unt __

--· _100 _ C~~~-------···--- _ l-----='ll~i!f_:l9 --------____!!_~ _______ _!!~t-------:~"-:1'-------_.:.:::NA 101 C6U01 NA NA NA NA _ ~

"1 412 ""- OCS02A - .. !iA --------NA --------.. A NA NA

:=-ill .. ..= ~~11) ----=---=----=-~ -------·---~ -----~:_-~ _______ NA ---:::JHul-19 7.00 104 C8C601£ NA NA NA 02·Aui;·l9 ---- _!Jl! 105 C8C6011 NA ------....!!_~ __ ----- NA ... NA NA .:JOG== Cii.6o11 NA. -· ·----· NA .•. • ·-· NA . 107 C9::0"'E60~-=1A"-------- ·I---------:"N~ -----~ .. HA --------'::':"I

- l 08- C9E6illC____________ NA. NA HA -------::=cl

-:~~~ ~::: --- -~ =~--=~-~ -~~A =· -. - - =~ ~-~--- ~-H601A NA ----- -~ ---- ·---~ ----=~ ~-- C9K6~~A NA N~ -------~ ------:-:--:--7.:'1------,~

114 C9K60~B _ NA NA NA -------"7.--:-l-------.::;'.= _ _____ill_ DJF701A ~~ ------~ -------~ ----------:::~1 __ l i,.L _ Q!~701A01 N~ ______ __!!~ ________ l'/~ ----··------7.':'1-----~· _ _!!! _ 1_)_!~701~=2--------t-------:-:'NA':'I-----------:-N!o _______ '!_A -·----:7:-ll-----..!!:::t _ill ___ Q.!~.!.~,J'------------ NA NA NA NA NA

_ _!!~--- ~~601~--------- ~ ===---==~ --03-:r.;a.;.t~ ---· NA 11.00

NA I NA N~ NA : N~ NA NA tiA

07~·1.? l~ ~19 J.75 Z•·Sel!·19 2.00

NA NA ' Ol·Aut·l9 1.011

NA NA NA NA NA NA

-~ D:::7:.:0:--;150~2,~C, ________ , _______ -:N7:-A.1 _________ f!'~~-------~ ---·- NA NA

-~!_- ~OISOtF_ . NA NA NA 30-511'1'·19 10.05

_____!!~- D8DI501H ----------=--=--~ ==-=--=~- NA NA ----·NA -------NA ~- ~~SOlA ·----------~ ------~~~ 18 NA NA ·-------"~ _ _!!~-- ~~- -~~ ------~NG¥:!! -----------~ ---· NA ----~~ ~-- DBI$01!- NA ________ _1_1,_-Qt_!•_!! -------· NA ----··· NA NA _.....H!_ DBISOlll. -~ ___ _1!!:~~_!._8 ---------·-·---_!j~ ----- Nil. _____ _!j~ _ 127 _ 09E601A _ ,. _______ Nf'- ________ N~ _______ N~ ----· NA NA

121!_ 09E602A --·------- ________ .....:.N;;.A,I -----------~~ -----·-----~ ______ ____ N_II. _ _ ___ _,N~A ___H9 __ 09£6~- NNAA _________ __ _!IN~A ---·----~N-'-AA ________ ____!!_NAil. --- NANA -~.!'_ ___ ~~~-- t

131 ~I!_E~4A_ NA -------- N~l :=-===-...:.y~ ~-=-~===---"-" ~ ~--- E7E701A ----------t - - ------:N'::A. _____ _ _ _ NA, _____ O'!:M•t 19 _ NA 4S.OO -~- ~E7061L_________ NA 22·Nov·18 NA NA NA

134 E8E706C ---- ·--- ---~ ----~ - - NA NA NA :: m _ eaE706D _____ ~~~~~~~-----t--·----------- N" ----3i:~_ii:i; - - ·-----·---fi, ----·--- ---~- NA ---------,..,

136 E8E71J6E --------·----~~ 31·Mir-19 NA NA NA ------------~ ---l2·"Nc;y·11 NA -·---- ---.u NA

E~!_71J6H ·-----I NA ·------M -MII·ltf NA NA .. ----NA-

~- ~£1!1_61 __ --· t------·-----J!~ _- 31·MII•19 -·· ~- NA ~ ====--~ _!ill__ ~E706J __ ·--·------I---·-----~ ___ 3l·Ma1·191 ~·---~ ---~ ------~ _ _!:14~1. ___ ,f-c8':!.!1~60~1~11----~----I-------.......:N-"-A'I - 3Jolltc:18 -------~ ·-------~ ------J!~

142 E9F602A NA NA NA NA NA 143 E9FI502C NA - NA - ~ ~ NA = 144 ~ E9F6020_____ NA -----l l·Jan7i9 ----~ ---------,u_ --- NA

-i-~ - ~ ~i ~::--- ~ ~~ : "~ ==---,~ .-~-~~--- ,_ ~ _-- ----..A : NA NA

~- ···-·-· ··-· ·-------- -- :~ 13-Aul·19 - -.

·- !~ - :~::~:at r-- ·--------~ _______________ FN~~AA~--- :NA. 13-~~ - --- : :::: 152 __ FOF802A02 ,.. 13-~·19 35.011 153 FOF802AOJ - -- . - -- tU ---- NA - fU 13-Au$·19 _!5~

1~ FOF80ZA04 tU NA lUI 13-~~ 12.00

137 fiE71J6G Ul

155 FOFIOZAOS tU NA lUI 13-Au~·~ ~ 1 5$ ___ i5f7Dii-- -~ NA 14·Jun·19 NA 5.00

157 F7F701A --- --------jji -----HA --- 13·Jun·19 NA 10~

~- F1JSO~--------- ----- _lj.j -----~ ----- --~ 03-Ma~-2 2.42 1S9 F7K5038 ---- ---------~ --·----,.-:~ NA 160 FID601A _... 03-0ct-11 NA NA --~

-~~- ::::: ==-~~=~~=~I ~=--~=- !t~~~; ~---= --=:-~ : =~ !: :::::~ ----------~ _____ _!!·Oct~ -------~ ~ ·--- ::

!: ::~ ==::~~;~~~ :~~~~~- ~~:~~i -~~ ~-~~~~ . :: :~ 1&1 F9HiiOJA NA NA N" NA HA 169 F9Hii0111 -- ---:-fii --·-· -·Oi"Ftb-i9 ---·- - NA NA HA

--110-- ·- G&tt&OtA- -:=-=-~ __ - ~~-~ - ---- NAr- ~ NA: "'1 71 - ii70tio1o_______ NA NA - --,_, M 29·Au~:!! ~

:~! :~:::~ ·---- -----------: 16-0ct:ii ~h"l:~ :: --~_;

::: _;;:::: - --=---=F ==-:l~~EH- '-.:,_ -_,: ~··V. Mr

176 G7KS01f 1n GU7018 171 G8G601A

J7t ·~~· 110 '9lC 111 ~9G~A

1U G~A 11~ G9G60SO 11!,- '!_9GIIG6A 1~L - G9G6061 115 GtttalA 117 G9H&011 111 9146010 11! 9H601E 190 G9l601C 191 HIIIIMA 192 H11104A01 193 HSH501A 194 H7H601C 195 HIH601A 196 HIH602A 197 HIN602C 191 IIIH6020 lllt HIH6021 200 HIH6021 201 H81601A 202 H81602A 203 H816020 204 H9A601& 205 H9~10

206_ t!JEt04A 207 H9E7041 201 H9f704C 20t H9f7040 210 H9E104E 1ll H9l704F 1U H9E704G 2_!.3 H9f704H

214_ ~9~~~· 215 H9E704J

~-" _ 21!.

l19 220 121 222 m 224 225 226 227 228 219 no 231 U1 2)) 234 ns u' 237 lJI Ut 240 141

H9f704R

'I H9E7045 , H9E704T H9E704U H9l704V H9l706A H9l1051 H9(106(

H9l7060 tm'706E H9E706F

241 H91601C 20 H9l401 244 ISI501A 245 ' 17A601 B ---m- 1716021 2~'- 17 J60J8 141 17J60)f 249 ltl6011 250 601C ZSl lA

Pre¥1oat due d&te hom October 01, 2011 to M~ll31,2019

POl' lateral

NA NA NA NA NA N

N

NAI :t NA NA

NA NA

NA NA NA NA NA NA NA NA NA NA NA

HA HA HA

"" NA NA NA NA NA

NA NA NA HA NA NA

for Principal

fiji

M JO.Octtl »-Oct·11

M M NA

22.()(1-11 NA NA NA NA

12-llcw·ll 14-Ncw-11

"" NA

"" NA

"" OJ·Oec·ll 30-Ngy.Jt

01-0eNI ,.,. lO•NCN-11

NA

10.01C•ll IO.Otc·ll IO·OIC•ll

NA ZI·Ncw-11 u .... , .• , ll·M1t·lt ll•Mif·l9 ll·Mif-19 ll·MN·It ll·Mit-19 ll·MN-19 ll•MN•It ll•MII•It ll·MN•lt 11-MII•It

11-Mif·lt :ll•MII·l9 ll•MII·19 l1·Mit•19 ll·M.,· lt ll·Mu·lt ll·M1t·19 ll•MN•lt 31-MII•J9 l l ·Mif•lt ll•Mif•lt ll·Mw•19 ll·Mit·lt H~r·l9

31-Mar 19 31-Mar-19 31-Mar.J9 U·Mar·lt ll-Mit 19 JI-M~r-19

Jl M•r·lt NA NA NA

OHotw-19 U-Oec·ll

IIA IIA

ot-l•n·t9 ta.o., ••

NA 07-Jirt-19 J1 01C 11 01·0ct·ll OJ llft19

Not due date flOII'I April I, 2019 to Septellllbtr 30, 201'

Forl•laat

NA NA .. ,.• NA NA

16-Au •19 NA NA MA

NA NA NA NA NA NA NA HA NA NA NA NA NA NA NA NA NA NA HA HA MA

for Prindl'<')

ll-MI ·lt M-Mat·19

NA NA NA NA NA NA ,.,. NA NA

.. NA NA NA NA NA NA NA NA HA

NA HA

NA NA NA NA NA NA NA NA MA NA

NA HA HA NA HA NA NA NA NA NA HA NA NA NA NA NA NA NA NA

NA NA MA NA NA NA NA NA HA

RHe•ptloa (Prt~~elpal•laternt

• A-atR.s.ia

Amotn1t _ o.u

4.)5 MA NA NA

~ NA

~" NA MA NA

""

NA NA HA NA NA

: I NA

"" "" "" :, NA MA NA

~

"" NA NA H H NA

"" HA HA NA HA NA NA

:1 NA NA HA Nil NA NA NA NA NA NA

700 NA NA

H MA NA

"" ""

Sr. NI». Dektlt\IR Series Prevtoaa da~ cl.lk (11'0111 Octotlfl Ot, ZOt8to Mardt3l,2019

Nm da~ cl.lt~ from Aprill, 2019 to ~peembrr 30,2019

.Rede•ptlon IPII'IIrip&l+lntnat

) A.-At lb. Ia

_n...

Fclr lnt~fttt

-- - --·~---- --JS1 1911&011_ ~----- -----··--253 ~ ~601.~"--------- ------· lS4 191601A lSS 1916010 1S6 191602A

U7 _ 19~1~----------- ------­lSI 191603C Ut 19J&01A 160 19J&OlA

_ _!:16~1c.._.II9::!J!!60~J~A:..._ _________ :_·.-- -

262 ~H601C ------- ------_!!263~-F'I17~~::!0~ll,__ _______ _

16' ~7K60SM _ __ _

-~26~S---F~~~0~7~01=0~----------- _ 266 !Jitt60tA ----·--267 JIH60JI 261 IJIJ60JC 269 J8J601E

2~ J8J60~~~~-------~ 271 !JinOJI 271 fl8J603C ___ _ m !Jt.l603o ________ _ 174 i'IJ60lE m fi!K&OtA ____ _

: .. : : NA

: : NA NA

NA NA

276 JIK6018 NA 277 IJIIK60ZA ____ ____ ·-· NA

271 J9.1601A ------- ·--- ... NA

279 [11.1602• -----···-- ---·--280 IJt160n 281 J91602A -------1---- --282 IJ9=1160~ll:.... ________ _ 28l _ jjiK60ZC

1_...;2:,:114::..__ 1:K:!,7=:150;::::.:1B:_ _________ -----ZIS K71t601A

NA NA H~

IU

N~

NJ NA

Zl& K7lt6018 --------- ---·--- NA

ll7 K71t601C -- ---------211 lt7K6010 289 lt7U021 ------------_2~0 1t7l60ZC 291 lt7t60ZC01 Ul lt1l60ZC02 ----·--- ------__1!!__ lt7l60ZC03

294 lt7:.:l60:;:2:.:::C04~-------2~ IC7l60ZCOS 296 lt7l60ZO

_ .l9!.... lt7l60U 298 K8£S01A 299 ltii601A 300 KIJ601C

~ . '!:8~01~ 302 _ K8~602A 303 ICILI04A

304 Kll605A 30S IC9A601A

306 K906010 307 Kt060U: 308 IC90601F

-----·----

309 Kt£60JA 310 IC9k60::01A'----·----·- ------311 K91C60ZA ~l!!_~A __

313 l2G7018 -·------· ·-- 31~- ~2H701A

315 UH7010 ·-·--------1-· __

NA NJ NA NA HA

:, NA NA Hlo NA NA NA lUI NA NA NA ~~~~

NA NA NA NA NA NA NA NA NA NA

NA

-

316 LSlSOlA ll•Ote·ll 117 L1f6020

318 l7f603F --------I NA l19 LIA70ZA ------ - NA 320 llf70ll ·-·-------1 - ------.. --~

__ 321_ Lal502A ______________ ---- NA

322 Lal603A ------------321 ;:LI::::l604=A~--------324 - ~1.60411 -

-------- ~~~~ NA NA

__1!5 l8W19A --------- ------ NA NA 326 l8L609C

327 L8Ui10A HA

For Princip~l Forint~ For Principal Principal

ADWwlllt+lnt~rwlt

---\11!011.•J NA ----- ~ --·- NA NA

--- NA N~ --- NA --- ~ :: ~: -== : ===== : ~ ------N.I!.4 NA NA 29·Mir·19 lUI -----.;.oNA"' I--------._..:.:::~

Z4·oU·18 lUI ::~::. NA =---_-_ NA _ NA N~ __ HAl---·- NA _ NA --- H. NA _ lilA

NA _ _ lUI NA _ NA 09-Hov-11 lUI NA -- NA OI·Fe0-19 -------=NAt-- NA

NA. N• lO.MI ·11 NA NA - 29 lul-U

06·Ftb·U NA NA 07·NCW·ll -----_----;fA - NA

NA NA __ NA

·- NA

---~ --- _.!-~

NA ---- NA _ NA NA 21-Jifl·19 ..... NA NA NA ~ • NA.

1____ NA NA

NA NA NA ItA

__-- ~ -----==-==-...!.:=:!!·-====-....::: __ - : 04·feb-!? NA -~A ·-_-_ NA

NA ____ NA NA _ __M

--- ~ ___ __.,N::::AJ----'OHI!a~·lll _ ---- 1-SS NA ___ _::N~ _ NA

1

NA

NA ----- NA NA --- NA NA __ NA _ _ NA --- NA

NA ---- NA __ NA ·-- NA NA __ NA NA --- NA

NA NA NA --- ~ U ·Mar-l!J -~~--::::-~ --==- NA --· ~

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-= ~NA ~ ·-- NA --·- N~ __ NA _____ ...;H::.A:I---- NA

02·MII·J9 ---- NA.1____ NA NA ~ NA NA NA NA

NA

--~ : _::::_-----=~:::;:· -·---"~ ___ N_A NA NA ______ NA ---- HA

"" ·-"-" ~ NA NA -""•------...:."::.:" --04-Mar•l!ll NA

04·Dec·11 ---~ 18·feb-19 NA

lilA 1l·.Jun·t9

NA NA ---· NA

NA -- ~ _ 03·.Jun·1~ 07·Mar•19 NA ~ = - ·-~ -- NA =-= 17-.Jun-19

NA NA _____ .:.;NA~I

2S·ftb·l9 NA ---- NA HA NA NA

-- ~ ______ !'/::..:"1--- NA HA NA HA

NA ..... NA NA NA NA ItA

---- "" NA NA NA NA

175 NA NA NA

uo NA

~---150

-----"~ H•

- ~ fU

-----~""1------~N~A~I-------~""=1-·-------:NA= NA NA NA _ --~-NA NA NA _ NA NA NA NA NA NA NA NA - NA NA NA NA NA ==- Nl. -----~~~~,.~~--:::::_--'-'NA'-'f --- ~ NA ~ ~ NA N~ - NA

___ _:.:NA __ ... NA _ ~ 08·A~r·l9 _ . ____ ..::;4 ·c:-OO..:

NA NA NA NA ··-·--:-:u""'-M""a-r·-7193------:N:7:A] ------7.HA:':!I--------!"fU:::

___ ...;Z;,:2::;·M:;a~r-~l9:I------:N~A~I------7.NA71 _____ ...;N·~:.::: lS·Mar-19 _,.~r:::-JWIIC HA _ NAI

NA NA

~A~~ NA fiA ffi:'' ~ ~ 01-Apr-19 1!0

NA j~~ ~ \ Ot~r-19 1.00

M 1~<;;~ 'JOI~·U 5.0

Redemption

Pmlous due d;~te iro111 Odobn 01, 20111 to Nut due dille (rom Aprlll, 2019 to tPrindpal+lamat Sr. lllo. Debtntu,. Series

Mvch.ll,~'J S•ptember JO, 2019 l A111aunt Rt. In c-

Princlp;al For Interest for Prtncip,l( For lntrrr•t For PrinCiPill Aaouat+Jnlnett

A-!H l !_l LM701A -- ·- NA IIA NA - HA 1M ll!t I.!AJOlA -- 1- HA NA NA NA NA no l9E601A NA IIA NA NA NA --1- -Ul L9l6011 NA OI·MM•19 NA HA NA !31 L9U02A NA NA NA HA NA -- -- -Jll L9F701A -- 1-- NA NA NA HA NA -ll• L9H01A NA NA NA NA NA

---Notes:

l Thr Come!!!r.!!!!JI•id •••tt• due amouftb ollnterest/ rillci II o" thtres ectlvt due datu d~~tllh ~! ~If '" en did Marett 11, 21119 llledetalls wttlo retard 10 lnlertst/principallft prOYidtd ia 1M rnptet oltlooie serltt, in rtsptd ol whith 1M IAtertst/prillclpll ,..,.,n.,.t w" due ia tile previOitS

l ~ rMIIChl ~-•· Octoller I , 2011 ~arch u . 111191 oo 11..,. clue il'ltlle ne•t 6 mont-s (tt Allf~ 1, 2019to September 30, l019l

., cas. of eenchrNrk Lltlled D~tllrtt, CiOIIOO" IS fillktd to perfonn1nce ollllt "".,.,..,....benchmark illdUt. Accorot~«&Jy the eo~~pon Will be ulculattd on the

3 redtf!lptiOn diet Jnd will b<l! paid aloftl with the prlrlelpal rnewlio-' .... -- ----

j

5694/0PR/BTL/2019-20 Date: May 14, 2019

ECL Finance Umited Edelweiss House, Off. C.S.T Road, Kalina, Mumbal400098

Dear Sir/Ma'am,

Certificate for receipt and notjns of information (Pursuant to Regulation 5215) of the Securities and Exchange Board of India (listing Obli&ations

and Disclosure Requirements) Regulations. 20151

.~

We write In capacity as Debenture Trustee for the Non-Convertible Debentures (NCO's) aggregating to 2000 crs Issued with respect to the Debenture Trust Deed dated August 1, 2018 and Non-Convertible Debentures (NCO's) aggregating to 2000 crs with respect to the Debenture Trust Deed dated December 28, 2018 by ECL Finance limited ("Company"').

Pursuant to Regulation 52(4) read with Regulation 52(5) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("Reaulatlons•), the Company while submitting its half yearly/annual financial results to the Stock Exchanges, is required to submit a letter to the Debenture Trustee ("Beacon Trusteeship Umlted") that the Debenture Trustee has noted the contents furnished by the Company in terms of Regulation 52(4).

In pursuance thereof, we hereby confirm that we have received the said information vide your email dated 141h May 2019 along with relevant/necessary supporting and we have noted the contents In respect of the Debt Securities issued by the Company.

Further, please note that we have not independently verified the contents submitted by the Company vide your above letter and the aforesaid noting Is subject to the following: -

1. The Debenture Trustee is relying on the information/status as submitted by the Company for the purpose of submission to the Stock Exchange without reconfirming.

2. Any commitment pertaining to the interest/principal payable on the future due dates are sole commitment on the Company's part and the Debenture Trustee is not liable in any manner if the Company falls to fulfil/does not fulfil its commitment.

This Certificate Is being issued pursuant to the requirements of Regulation 52(5) of the aforesaid Regulations, for onward submission to Stock Exchange by the Company.

This is for your Information and records.

Yours faithfully, \

For Beacon Trusteeship Umited

*~ Authorised Signatory

BEACON TRUSTEESHIP LTD. Registered and Corporate Office: 4C & 0, Siddhivinayak Chambers, Gandhi Nagar, Opp MIG Cricket Club, Bandra East IE), Mumbai- 400 051

CIN: U74999MH201SPLC271288, Phone: 022-26558759 I Email: contact @lbeacontrustee.co.in 1 Website: www.beacontrustee.co.in

CATALYST Beli•v~ In yourself. .. Trust us!

No.CTLJDEB/ 19-20/Noting Certi ticate/33 78

May 14.2019

To Whomsoever It May Concern.

CERTIFICATE FOR RECEIPT AND NOTING OF INFORMATION

[Pursuant to Regulat ion 52(5) of the Securitll!s and E:\change Board of lndi_tilisting Obligations and Disclosure Requirements) Regulations. 201 51

We, Catalyst Trusteeship Limited ("Debenture Trustee'') hereby confirm that we have receiwd and noted the information. as specified under regulation 52(4) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulation, 2015 ("Regulations"). provided to us by ECL Finance Limited for the Half year ended March 31, 2019.

This Certificate is being issued pursuant to the requirements of regulation 52(5) of the aforesaid Regulations, tor onward submission to Stock Exchange(s) by the Company.

For Catalyst Trusteeship Limited

~·

Authorised Signatory L.

.J

CATALYST TRVSTEESH\P l.IM\TED~"""~~~w~•~"""~'!.!!:""~"":!l".:.::":.:::c'•"~"~"'~"''---------------------__;.M;.;.l;;:.So::.:;:900=1;,.:;Coln=l)a:;;:.n~ Mumbal Office Office No. 83- 87, tlth Floor. 8 W ing. M lttal Tower, NArlma" Point. Mumbol•ooo~• Tel •91 {0221 uu osss F .. •91 {0221 41>22 osos

ReQCI. Oftke COA House. Plot No. BS. Bhusarl Colony (Right). Paud Road, Pune 411 038 Tel •91 (020) 25280081 Fax +il (020) 25280275 0•1111 Ollie• Office No. 213, 2nd floor.Navrang House. 21 Kasturba Gandhi Marg. New Delhi 110 001. Tel, 011 43029101. CIPI Plo. U7499tPN1997P~Cll02&2 Emell dttsctltrustoo com Webalte www.c:at.>lysttrust&e.com • 0

r!l

0 SBICAP Trustee

Ref.no.646/SBICTCLIDT/20 19-20

ECL Finance Limited Edelweiss House, 14th Floor. OffC.S.T. Road, Kalina. Mumbai 400 098

SBICAP Trustee Company Ltd.

Date: 14'h May 2019

Sub:-Certificate u/r 52(5) of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015, for Debentures Issue of Rs.400 Crores, Rs.750 Crores, Rs.IOOO Crores, Rs. I 000 Crores, Rs. 2000 Crores, Rs. 2000 Crores, Rs. 1000 Crores and Rs. 2000 Crores issued by ECL Finance Limited ("Issuer"), for the half year ended 3P' March 2019.

Dear Sir/ Madam,

We arc acting as Debenture Trustee for the captioned Debenture Issues. Pursuant to RPg uhltinn 1\?(4) rP~rl with 'RPflUhti0n 51(5) of SEBI (Li£ting ObligationG & DiGolor;uro Requirements) Regulations, 2015, the issuer is required to submit its half yearly financial results with a certificate of Debenture Trustee, that the Debenture Trustee ha:. uott:J th~: contents tumtshed by the issuer as per the Regulation 52(4).

In pursuance thereof we hereby confirm that we have received the said information vide your email dated May 14, 2019 along with the relevant/ necessary supporting and we have noted the contents of the financial results furni shed by the issuer as per the Regulation 52( 4) of the Regulations.

Yours faithfully, For SBICAP Trustee Company Limited

Authorised Signatof)'

G www sbicaptrustee com

e +91 22 4302 5566 +91 22 4302 5555

rdl +91 22 2204 0465 B helpdesk@sblcaptrustea.com

Corporate Office : Apeejay House. 6 th Floor. 3. Dmshaw Wachha Road. Churchgate. Mumbai. Pin · 400 020

A Group Company o.fSBI

Registered Office : 202, Maker Tower E.

Cuffe Parade, Mumbai • 400 005. CIN : U65591MHPLC158386

A. AXIS TRUSTEE ATSL/C0/2019·20/ Cf~ 6 May 14,2019

ECL Finance Ltd., Edelweiss House, Off. CST Road, Kalina, Mumbai- 400098.

Kind Attn.: Mr. lltendra Mabeshwarj

Sub; Letter of Debenture Trustee pursuant to Re&Ulation 52 (5) ofthe SEBI (Listim~ Obllptloos and Plsclosure Requirements) 2015)

Dear Sir /Madam,

This has reference to the various Non-Convertible Debentures (NCDs) issued by ECL Finance Ltd. ("Company") and listed on the National Stock Exchange oflndia Limited and BSE Limited ("Listed Debt Securities").

Pursuant to Regulation 52(4) read with Regulation 52 (5) of the SEBI (Listing Obligations and Disclosure Requirements) 2015, the Company is required to submit its half yearly/annual financial results to the Stock Exchange, with a letter of the Debenture Trustee (Axis Trustee Services Limited) that the Debenture Trustee has noted the contents furnished by the Company as per Regulation S:Z(4).

In pursuance thereof we hereby confirm that we have received the said aforesaid information vide your letter dated May 14, 2019 (enclosed herewith) along with the relevant/necessary supporting (enclosed herewith) and we have noted the contents in respect of the Listed Debt Securities issued by the Company.

Thanking You,

Yours Faithfully For Axis Trustee Services Limited (Debenture Trustee)

RAH L VAISHYA SENIOR MANAGER

Encl.: aja

AXIS TRUSTEE SERVICES L.TD. (A wholly owned subsidiary of Axis Bank)

Corporate Identity Number (CIN) : U74999MH2008PLC182264 aeGISTERED OFFICE: Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai • 400 025.

CORPORATE OFFICE: Axis Trustee Services Limited 1 The Ruby I 2nd Floor I SW 1 29 Senapati Bapat Marg 1 Dadar West I Mumbai· 400 028

Tel. No.: 022 6230 0451 • Website: www.axlstrustee.com

Mayt4,2019

Axie Trustee ServiC!es Umited Axis House, Bombay Dyeing Mills Compound Pandurang Budhkar Marg, Worli, Mumbai -400 025.

Sub: Certificate under Regulation 52(5)

Dear Sir,

In terms of Regulation 52(5) ol the SEBI (Listing Obligations and Disclosure Requirements), 2015 we request you to provide a Certificate stating that you have taken note of the contents of the Financial Statements for year ended March 31, 2019.

In this Regard, the Signed Financial statement for the said period is enclosed.

Yours faithfully, For ECL Finance Limited

~~~ Jitendra Maheshwari Company SeC!retary

Encl: AB above

ECL finance Limited

-.

Corporate Identity Number : Uli5990MH200SPLCLS48S4 Registered Office : EdC!Iwelss Hause, Off CSf Road, Kalina, Mumba I 400098 0 +91 Z2 4009 4400 www.edeh..,tissfin.CDm

S.R. BATLIBOI & Co. L LP I Zlll Floor. T t1q R~orby 29 senapat1 Bap•t Marq Oar1~r CWf~l ) Chartered Account•nts Mt.mb~ 40() 0Z8. 1ndia

Tel • 91 21 6tH9 0000

Independent Auditor's Report On Financial Results Pursuant to the Regulation 52 of the SEBI (Lietlna Obligations and Disclosure Raqulrements) Regulations, 2015

To The Board of Directors ECL Finance Limited

1. We have audited the accompanying statement of lnd AS f.oanclal results ot ECL Finance Limited ('the Company') for the year ended March 31, 2019 ('the Statement') attached herewith, being submitted by the Company pursuant to the requirements of Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ('the Regulation'), read with SEBI Circular No. C I RIIMD/DF1169120 16 dated August 1 0, 2016 ('the Circular'). This Statement has been prepared on the basis of the audited r.nanclal statements for year ended March 31, 2019, which Is the responsibllty of the Company's management and has been approved by the Board of Directors ot the Company. OUr responsibility Is to express an opinion on the Statement based on our audit of the financial statements as at and for the year ended March 31, 2019, prepared In accordance with Indian Accounting Standards ('lnd AS') specified under section 133 of the Companies Act, 2013 read with relevant rules lsaued thereunder and other accounting principles generally accepted in India and the relevant requirements of the Regulation and the Ci'cular.

2. We conducted our audit in accordance with the Standards on Auditing, Issued by the Institute of Chartered Accountants of India. Those standards require that we plan and perform the audit to obtain reasonable assurance as to whether the Statement Is free of material misstatement.

3. An audit involves performing procedures to obtain sufficient audit evidences about the amounts and disclosures In the Statement. The procedures selected depend on the auditor's judgement Including the assesament of materlat misstatement of the Statement, whether due to fraud or error. In making those risk assessment, the auditor considers Internal controls relevant to the Company's preparation and fair presentation of the Statement In order to design audit procedures that are appropriate In the circumstances but not for the purpose of expressing an opinion on the effectiveness of the Company's Internal control. An audit also Includes evaluating the appropriateness or the aocountlng policies used and the reasonableness of the accounting estimates made by the Management. as well as evaluating the overall presentation of the Statement. We believe that the audit evidence we have obtained Is sufficient and appropriate to provide a basis for our audit opinion.

4. In our opinion and to the best of our Information and according to the explanations given to us, the Statement:

I. Is presented in accordance with the requirements of the Regulation, read with the Circular, in this regard: and

H. gives a true and fair view of the net profit Including other comprehensive income and other flnancial lnfonnatlon of the Company for the year ended March 31, 2019

5. The comparative financial results for the year ended and as at March 31 , 2018 Included In these lnd AS financial results, are based on the ptevlously issued financial results for the year ended and as at March 31, 2016 prepared In accordance with the accounting standards specified under section 133 of the Companies Act, 2013, read with relevant rules Issued thereunder and other accounting principles generally accepted In India and audited by the predecessor auditor who expressed an unmodified opinion on those flnanclal results on May 2, 2018, as adjusted for the differences In the accounting principles adopted by the Company on transition to the lnd AS, which have been audited

~ ........ :::,..by us.

~~~ 0 5-A. &ft•-. A C • . U P. ' '-ilritt OL .. ~y ,.,..H~ 'llr4n t ' f'- tHnhty , ., 114 8 ·4l 94

Itt .. OIIIU 22 CMN< Sltffl llo<• 'I ' J•d f'IMI • • •M•·100016

S.R. BATLIBOI & Co. LLP

6. Further. we report that the figures for the half year ended March 31, 2019 represent the derived figures between the audited figures In respect of the financial year ended March 31. 2019 and the pubbhed ftgurea for the half year ended September 30, 2018, which were subjected to a limited review, as requk'ed under the Regulation and the Circular.

per Shrawan Jatan Partner Membership No.; 102102 Place: Mumbal Date: May 13, 2019

Flnendal Result. for the helf re•r encSed and yHr ended Merc:h 31 n11

~lnCforn} Half Yur Endod Year Ended

Partlcldars MlrCI'I Muct. March March :u. 2019 S1 , 21J11 31,2011 :n. 2011 (Auclledl (Unaudltadl (Audited} (Audleed)

Revenue from operdons (a) lntet'tSt income 1.832.84 1.5711.32 3,7511.45 2,912.80 (bl Oivldand Income 180.27 45.711 190.34 45.8e (c) F" and commlss4on lnoorne 68.41 103.44 117.33 uss.ee (d) Net gain on fair value changes (73.98) 27.74 f84.52) 138.80 Totlll.r.venu•frotn operations 2,017.!W 1,7$3.21 4,002.811 3,2Q.14

2 OtflerlncOIM 12.41 U8 14.118 9.21 s Total Income (1+2) 2,021.15 1.781.57 4,017.41 U7US 4 Expt-

(a) Finance costs 1,235.56 tlo42.47 2,438.83 1,88587 (b) Employet be!l8fila expense 141.89 131.15 24103 18515 (c) Dopreclallon and amortisation expense 6 .10 3.38 10.~ 5.28 (d) Net loss on derecognltlon of flnenclal lnsttuments under 97.44 12500 07.04 13e.ll6

amortlaod COli clltegory (e) Impairment on linanclallnlt_!Umenla 8.87 98.51 14084 208.28

; (I) Other e•pe"'" 1eG.91 70.87 298.13 137.11 'Totlll expansn 1,850.&7 1,37U8 3,2M.SZ 2.851.15

s Profit before tax f3-4) 379,38 310.19 712.M 713.40 8 leJCtiCptiiH • CLment tax and Deferred tax 89.11 131.32 211.08 24U'7 ., N.t Profit for tbe pttlod (5·8) 31U7 253.87 . 185.11 470,11S II Othw Comprehenelve Inc-•

(A) (I) 1\ems lllat Will not be rec:lalsllled to pront orloas (0.69) O.Oil (0.51) 0 .315

• {n) Income taK relailng to .. ms lhat will not be 0.24 (0.03) 0.18 (0.12) redusilled to prolit or loll (B) (I) llems 11\el v.(U be recla$slfled to prollt or loss (ti) Income cax relellng to Items 1\at will be reclaHirl8d to profit or 1011

• Tatlll Compr"-lve lnCOfll (7-tl) 308.82 25:U3 585.15 47U7

10 :Eamlnp Per Shar. (') (Fac:e Vahle of' 11· .. c:ll) • Balle (Not Annualised) 1.44 1 .34 2.73 2.49 • Dluled (Not Annuallsed) 1.44 1.34 2.73 2.49

Notet: 1. ECl Finance Umlled (lhe 'Company') hu prepared audited nnanc:1411 resuns (tlle 'Statement') for \he half yeer ended Mardi 31 , 2019 In

~dane:• .tth Regulation 52 d the SEBI (U&Ung ObllgaUona .nd Disclosure Requlrenwtnls) RegulaUons, 2016 (IIIII 'Listing Regulellont, 2015') end the ~nttng Standards spet.if'sed under section 133 of lhe Companies Act, 2013 '"d wltn lhe Compan-. (Indian ~untlng St.ndl«<l) Rulee, 2015 as amended and tho n~levanl provision of 1111 Companies Act, 2013, 11 applicable.

--

t' • r 1 I 1 ' t

'· ' ' . . . - , I I , .. . . . . . ( ,J· r- ( 1 ·. I . ' • E ' • • ·~, '' I I 0 I • ... • ..f • o/ 1 , ) '

t ' , - I • I

2. RecOflc:llltlon o1 Net Proftl for the half yeer anded 11\d ~lr ended Marct131, 2018 •• IWPOrled under eratwhlle Indian GAAP •nd lnd AS are lummlflled II belOW;

{tlnCr~)

Half ytar encltd Yllrencled Partlclllllrs March 11, 2011 March 31, 2018

(UnaudiWdl (Audited)

Net profit after tu aa .,.ported vnder Indian OAAP 111.21 .. 2.04 lnd AS adjuttmenll lncreulng I (dec:ruulng) net profit u ~"*' undttr Indian GMP:

Etfec:t!w lntamlrate on ftnuctal uatll and Habllllltt (net) (1.23) (33.17)

credit toss DI'OV!alorl (38.881 (21.831 Fair vaiVallon Of MMtl and llbllltle& 23.08 88.35 r:w velulllon of atock_ opi!Onl_ (2.t6) (421 lnllrlllllltlld on ullllnment llanNCIIoN 0.82 (0.12) lniiiSIIInCOme recoanldon on Sl.ae 3 L011n1 6.M 2.89 Proftl II per lnd AS 241.11 47'2.11 Tax~ on lbove tdlullmentl <4.12 cua TCIUI Com,PNMatv.lncome a per lnd AS 28*-t) 470.77

' · Reconclllllon of EquHy u 11 Mtlrch 31, 2018 •• reported under ~t~twhlle Indian GMP and lnd /IS are summerlled" below:

_l, lnCro~}

Panloutare lilt

- ·-- March $1,2018 . (AIIdltecl)

Nit WOI'Ih II repOrted under Indian OMP !.nUl lnd AS ldjullmenl$ lmreaalng I (d8c1Aalng) net profilaa !!f!.DMd .under Indian GMP:

Elfltcllw klllml rate on tlntnelal aalltl and Mablllllea (net) (58.42)

EIIPK1ect ctecllt ~lon Fw veluallon of uaeta and llabiDtles

(122.1~l 59.48

lnlefelt ·~act on u~ntlnlnlactlons 1.51 ~~mt~ononSt.Qe3loant 40.14 TG111 2,811.17' Tax efflct on lboVO adluttrnenta 41.21 TCIUI E_gultv • per lnd AS 2101.11

4. R•IUUI tor the helf year endad March 31. 2016 have been ... alated • ptr lnd AS and hive not bien subjtcled to Llmlllld revtew or aUdit. Howevtr. U1e m.nagement hu earciMd dua dlllgtnce to eNure that lhe tlnanelal ,..ulll provldl • trut and fair ¥lew of.,. Company'a dtln.

5. The rea~ II klr the half y.ar e""-d Mardi 31, 2018 being the d1rtved ligures biiWeen audlltd figures In rllptcl of ful tlnanclel year tndld Mtrch 31, 2019 1nd the published ~r to dati n;urea up lo "" half yelr of the currtntllnanclal year which w-. IUbjectto llmltact revllw 11y ltltul«v 11141101'1 o11he Compa~.

8. TN above nnandll reaulll of the Compa~ aM revlawed and recommended by tho Audit Commlllae and have been lakin on record by lhe Bolnf of Director~ 1t Ita mM1!ng held on Mey 13, 2018.

T. Plll'luant to Securttlu Sub~n Agreement dat>td March 5, 2018 emongst tho Company, Edlhnlu Flnanclld S.SW:.a Umllld, Edelweill S.CUIIIIN Limited, EdeiWelu Rulli & Corporall Sentlell Umlled CFonMrl)' known II Edllw8ill Commoclltlu SltYicel Umlted) and Edel FlnlnCo Company Umlted and COPQ Pttvall Equity Alia pte Umlrod Cas the "Investor"). I -.tiDily owned aubaldlaly of CaiRe do d6pGt et placement du Qutblc CCDPO). for an lnvealmtnt of US$ 250 miVon. amounting to app~ R1 11,000 million Into lho Company, lhe lnveator 1111 IUblcrtllld to 1000 Eqllly lhar11 or Re. 11- each at premium of Ra. 311· per EqUity 8tiiR and 11)).849,810 Oomput$orly Convertllle Dobenlurel (CCOI) It Ra. 100 per CCD and ac:cordln81Y paid the Company a ~I 111m of Ra. 10,3N m11on1 on May 7, 201V, towanfa tnllflnc:tlt.

a. A Schenle of Amalgamation for ~M~V•r (Mtrger by Ab&orpllon) of Edetwelta ReUIII FinanCe Umllld ("ERFL ") oMih Che Company ("franaferM Company") and lhH' reapecllvl Wrlllolders Ullder Hekn 230 to 232 of Ule Compnlel /ld, 2013 and til Rulea macre tllerl under hat Mtn flllrf with the Hon'ble National Company Law T!l)unal ("NCL 'r) on March :zo. 2011.

. ' ...

I~

On blhelf ollhe Boa:;~~

~MIUII Managing Dlreelor & CEO

DIN ; 00010337

8alance Shall •• at

ASS&T$ Fln1nc1a1 •••• (a) Ca1h and cash equlllalenls (b) Bank balances Olher t111n (a) above (c) Derivative tn1nclal lnstrum1111ts (d) Securitlealleld for ll'lldlng (e) Racelvablea

(I) Trade recalvables (f) loans (g) Olher lnvlllmenla (h) Olhlr Hnanclat assets

I'Con-nnanelll tslela (a) Current tax anela (1111) (b) o.Jarred .. II asaets (net) {c) Proper1~. Planl and Equipment {d) C:epltal WOitc In progress (ellntangible nMtl und.r development (f) Olher'lntanllible uiBls (g) Othw non-linanc;lal asels

TOTALAIS!TS

UABIUl'IES AND EQUITY FlaandalllahiHIIe• (a) Der~allvo flnanctalln•trumenta (b) Payabtee

(II Trede payablu (i) total outs .. ndlng Clues of micro enterprise• and small entatplll:es (I) total outslandlng d~ or creditor• other lhan micro enlerpflsea and smallllllltrprllel

(c) Debt securllles (d) Bon"OWirlga (other than debt securMin) (e) Subordlnaled Uabllitres (f) Other flnandaiMablllltl

Non•Rnanel.! lltbllllin (a) Current taxllabiiiUea (net) (b) Provlslofls (c) Other non.flnanclllll Uabllllea

Eqalt)' (a) Equity alwe capllel (b) Other equ[Jy

TOTAL UABIUTES AND EQUITY

Mumbll, May t3 201e.

~ .. ..

(flnCroNt) Mareh l1,11UI M1rch 31. Z011 _

(Au diCed) (Audl .. d)

98,54 162,80 47.02 118.53 38,33 12.54

1,637.94 2,494,-48

72.10 547.45 23,796.87 22,00U7

858.54 672.73 &13.01 1!17.8$

42.24 45.77 148.62 151.83 53.83 64.14

1.35 5.40 4.32 7.85 4.19

43.14 21.49

21AIUI 28,370.40

47.88 45.03

341.33 130,19 9,437.19 7,183.34

11.321U5 13,620.88 1,1i19t.48 1,8$7.1)8

357.63 242.85

28.00 68.84 2.e:J 14.75

2125 17.38

213.83 19"-81 3,835.83 2,708,37

27AM.S8 26,371.40

u" btthalf of the Boa~d 1ot. ~;;;t

~"~~ Managing Olreelor & CEO

DIN : 00010337

. I

Annexure • A

Information as required pursuant to Re1ulatlon 52(4) of SEBI (Listlna Obllaatlons and Disclosures Requirements) Re&ulatlons, 2015

a) Details of credit ratins Instrument

cate1orv CRISIL ICRA 1) lona Term lT·NCO,lT Sub- LT-NCO,lT Sub-Instrument Debt and BLR Debt and BLR s

Rating CRISIL [ICRA) AA AA/Stable Amount In millions 250,300.00 312,862.50 i) Short Term CPs-STand ST -NCD,CPs-ST Instrument CPs- Episodic and CPs- Episodic s Rating CRISilAl+ [ICRA) Al+ Amount In

150,000.00 155,000.00 millions llrJMarket linked debentures a. Short

ST-SP ST-SP Term Rating CRISIL PP· MLD PP-MLD

Al+R [ICRA)Al+ Amount in

12,000.00 9,000.00 millions b. long

LT-SP LT-SP and LT-sub

Term DebtSP Rating CRISIL PP·MLD PP-MLO (ICRA)AA

AAr/Stable Amount in

25,250.00 24,116.JO millions

-~--~--------- Particulars

CARE

LT-NCD,LT Sub-Debtand BLR

CAREAA

173,465.20

CPs-STand CPs- Episodic

CARE Al+

100,000.00

.

-.

LT-SP

CARE PP-MLO AA

5,286.30

, .. ~- ... ~, r)l •\ \r\.\"

. t ~· j;

' -

.

Brickworks Aculte

lT-NCO,LT Sub-Debt and Perp- LT-NCO and

Debt Perp-Oebt

BWR AA+, BWR AA ACUITEAA +/Stable

18,000.00 4.soo.oo

- . . -

. -

. -

- -

- -LT-SP -

BWR PP-MLD AA+ -1,500.00 -

#-As per Rule 18(71(b)(ll) of the Companies [Share Capital and Debentures) Rules, 2014 the Company, being NBFC, is not required to ueate debenture redemption reserve in respect of privately placed non conveftlble debentures. •• - Net worth • Share capital + Reserves & Surplus - Deferred tax assets

f} Asset COver Available: All Secured NCDs Issued· by the Company are fully secured by way of morti ase of Identified Immovable property as stated In the respective debenture trust deed(s) and/or by way of charge/ hypothecation of book debts/loan receivables/ ESOP Receivables on first parl-passu/el<clusive char1e, as may be applicable, to the eJCtent stated In the respective Information memorandum.

g) Details of previous due date, next due date for the payment of Interest and repayment of prlndpal of non-convertible debt securities _.._ -----·-·-·---

Sr. No. Deb~nhlre Series

l 1 I tall I D Uttd Hila ·11 4 DUttd9-Ma ·11 4 0-ckj,j ll·MI •16 -

' DO da~eCi '6-Ua .-17

• DO tli~ed ZS·Mir•14 7 0 datld 20.Ma ··16

• 00 ut.d Nun·l6 t oo d~ed IG·Jun 1&

cio11aec1 ti01:i.ls 10

110 dtlld 16•0Ct·14 tt 12 DO hl.cl JI•Ma ·14 14 _- cfa«.cl n-.~u~, :Js ts OD dattcf J~hJ5 U - daled IS.Se; -i 7

----p- oo d.wd U·Se·l7 11 _ • _o c!atecllHe.>-17 I~ • dl111d ~D·Sf>.l:_l~ 20 ~ _ of:ated l•Oct-15 Tt ocii.-6-0cH7 22 D!ft.-&•Oct-15 25 tlittd Uofloot-14 24 00datlldli·0«·17 2S DO dated 22·DK·l5 ~' oodiieiz4:-DtH4 21 00 .deled 30-k-lS :za oo moid JO.O.C:-u

__ 29 __ ~itei iO.IiC:Ji 30 CO dattd ZS·NIW•U ~I 00 lfattd Z~·Oec:14 ~z _ D!!_~t·lan·l7 31 DO lf.u4 lf.ll,.lG

_ ~ oo ~~ Zll·~·is 35 DO dated l4•ftb•17 H 00 ~iad 1&.fob·lS n oo olat~d lo-Fob·l4

31 "41 ~I -42 43 44 4$

ss

51

56

~U4aHI

CLF Public: rnue":'u.Jin· 14 • EI04D7$U

fClF Puble btue ·U oMat·IS • 1111ZN7

Prevlou$ due dllle rrom October Ot, 2018 to M.rch Jt, 2019

Ned due dale ("»Ill Aprill, 201'J lo SepU,mber 30, 201!1

Redtmpeion I 4Print'i paJ+IniHCSI

}

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Rede~ot~ptioft

Prnlous due date from Octohr l l , lOU to Next due d1te froll'l April I, 2019 to (Principal +interest Sr. No. Debenture Stries

March 31,2019 Septembtr 30, 2019 ) Amount Ita. In

For lnlertsl For Princip.al For Interest For Principal Principal

Amount+lllttre&t A~,!!U_nl

ftlF Pvbl<c lu•e •·"'us·tl - NA IIA 06-Aua· lt NA 0.07

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mlr19 19,1 tep 19 u U9 1.4

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64 IHIIOCI086l9 IS [C!f Public ISIV. · 4 lanull 201, • 17·~-19 NA NA NA NA

" lCtf Mtlc bl"t •4 IIIIUit.- 20i t • NA NA NA HA NA ,u; Publ'c lssw • 4 11.,j,y 2019 • Ol.fW!ar·l' NA I apr u . 1 ntty 1,, 1 NA l.DJ llftl04107/ll ).ltl 19. 1jol1t,l 1UI 1

19. 1 $tplt 1.01 1

1.03

" 1.03 rcu ,._.bile lnue -4 lon••rv 2011 • NA NA NA ItA NA

" 111[80&107125 CC\F Mille sue · 4 1-.ry lOlt .- 114 HI\ "" IIA NA

" IIIU04107'Zl ICLF Public lss~e • 4 l1nu1ry 1019 • 01-Mor·lt NA IIPI 19, 1 may U, l NA 0.96 NEI041A1014 Jun 19, 1 Jul1!),1euc o.t5

19, 1sep tt o.u o.n o.u

10 0.96 IClF "'* ln w • 4 fiiii~IIY 2019 - "'" NA NA NA NA u IPI_0041A70U ·-n A703A ,., NA NA Nil HA

7J 70111 NA No\ NA NA NA ;. HA HA NA NA "" --,r HA No\ NA NA NA

NA "'" NA li·JIIft 19 NA NA HA

HA NA NA 02 ..... ,.., HA NA NA 14-lln• l9 NA HA HA Ja..ll',··l9 NA NA NA 21-Aur-19 NA NA NA 29-'k.r-1; NA NA NA 17 ..... .,

14 IIA NA NA 07-....:tt 15 NA NA NA 14~~

" NA NA NA 16-Au.,-11 17 NA NA NA 02.Se..'- lt •• NA NA NA NA --.,. NA NA NA NA ~ NA NA l6·&11\•lt It NA NA 10· ... ·19 t2 NA OlJuJ.lt

NA 10-Jool.t! NA ll.JuUt HA l!~·it

~--NA 22-111~19 _,_7_ NA H~ NA ,. HA IIA

" NA ~ - 1/A

Sr 'Ill. D!lloenture Series

~~ 101 102 101 S04 105 10fi 101 101 1CI'J

u~ Ill U1

~u 114 llS 11, 11; -111 119

1 1o 1_21 llZ lU

_!!4 us 121i 127 ua 129

144

~

·~· 147 - .it

l ! t 150 151 -fi02A01 152 fOFI02A02

. .-.l!!._ FOFIOlAOJ 154 fOFI02A04 ~FOF802AOS

156 F~F701A ----m-· FmOiA-----lst /1!10~1

1St f7K5031 ~

l ll 16i .

l 6l 164"

l6s 166 167 1M 169 170

111 l?.Z J7J - --su-·

_!!!

--

Pnviou• du( dat( lro111 October 01, 2018 to March 31, 101'1

Forlnternt

JI-M~r·19

_____ ....

HA ~

~

HA HA HA ,.,. NA HA NA

,.,. HA NA NA NA H/1.

Hllo

Nllo Nllo NA HA ,.,. NA HA

,.,. HA ,.,. ,.,. HA NA HA

!lA NA NA H~ Nill HA

NA ,.,. HA HA

~ NA HA

For Prindpal

NA

Nt. Nt. NA NA NA NA NA NA NA NA NA

NA NA NA NA NA HA

"!" N~

-~ ,.,. NA

0§-Nov-11 OS·ft!w·ll 11-QcMI OHtav-U

NA NA NA NA NA NA

U·N~·ll li·Mu-19 Jl·Mfr·U .ll·M•-19 U•Nov-11 li·Mif•19 :U·Mar·l9 ll·M•-19 ll·Dec·ll

PIA f'!A

11-1-l'J NA NA NA NA

"'NA

NA OJ·Od·11 IZ•OK•ll 01·0tt·11 01-0d·;,•

NA NA

l4·D!C·ll 16·Jfft·l9

NA 04·rcb·l9

-NAo NA

Nm due date from April!, 201' to Srptembn 30, 201'

fl ea~ptto11 {Prindpai+Jnkftsl , '

ADIOUIIt Rs. Ia

For Interest

"" NA Nllo NA HA HA

"" NA NA NA NA ~

NA NA NA NA NA NA NA

Ot·M• ··19 NA NA NA NA NA NA NA

"" NA NA NA NA

01-Ma,•lt NA _NA NA ,.,. NA NA NA NA N~

NA NA iM NA NA If!.

.H" NA

l'i'bdp.& for Prindpal Amount+lntere•t

Amount NA Nllo NA NA NA HA

:U..Iul·lt 700 OZ·A'* •19 I 30

NA HA NA NA ~ HA H/t. HA

NA

"" NA NA ..... NA NA

""' NA NA

NA NA

Ol-MI>·l9

~ NA tiA ... NA ..,. HA tiA NA

NA a-:-10 3.75 200

N" 1.00

NA NA NA NA

11.00 NA

14.05 NA NA N"

~---NA NA NA

- "~ NA ..... NA

---..,. .. -'-5.00

----

JIA ~ NA

"~ NA NA NA ~ NA NA NA ~

NA l.OO

NA

NA NA NA NA NA NA

Ru~mption

PN"Wious clue date f10m Otlober 01,2018 fct Nm duf d•le from April I , 2(119 to (Priacip~l+lnterest Sr. No. Dcbenhlre Series

March 31, 2019 S~tembu 30, 2019 ) Amount Rs. hi

P« Jntneal Forrrind p•l For fnterl!<t Priatlp•l

For l'ri11dp•J A11111unt+lnttNst

176 NA NA "" A (!IOU III

U ·MI ·1!1 o.n 177 NA ""' NA ., ..... · IJ 4,U 171 Hili JO.()(HI Nil NA "" 179 NA »Dct-ta NA .... "" 110 NA IIA NA NA _NA lll NA "" NA NA NA 112 Mill NA NA NA NA Ill NA Jl.()(HI NA NA NA 114 Nil NA ___ .... NA NA liS Nil NA NA NA NA lH "'" NA NA ~ NA 117 "'" NA NA "" HA. Ill 9H601D NA 1HIOY·11 NA Nil "'" 1&9 "'011 NA 14 ... 0•·" NA "" NA . IIJO-

'l601C NA "" "" NA fiA 191 H11104A Nil NA NA NA NA 191 H11804A01 NA NA "" "" NA - i;l ~ ., ...... , ·19 NA H5H5DIA NA l .D8 194 H7H601C H~ HA "" NA NA .!!!..... HIH601A NA OJ•Otc-11 NA NA ~ 116 l&lt602A NA )O.,.,ov.ta NA NA 117 "'*OJC "" O!·Dec·ll NA .,. HIH60l0 NA IIA NA 199 HIH60l , "" l O·Nov·ll NA 100 "" "" NA 201 Nil 10•Dte·U NA 201 NA IG·Dec·ll N "" ·---203 NA 111-Dte·11. N "" Nil NA NA NA

Nil 21-Hov•ll "'" NA Z06 E701A Nil .......... , "" "" 207 119£7011 NA H ·Mft·IJ "'" NA 201 H9t104C Nil U •MM·I9 NA "" HA ~ HU704D - !!A )l·M114' ·l9 NA !fA NA _ZIO • ~f701£ NA JI·M114'·19 NA Nil HA lll Htl704F NA l l·MafolJ NA NA NA Ul H9E701G ~ Sl-Mar-19 Nil HA NA zn H9E704H NA )1 . .. ., •• , NA Nil NA ~ H9UII41 Nil )1 ....... , Nil "" 1M llS H9E704J NA ll-MIN' Nil .... Nil 216 Nil U-Mtt·l; Nil NA Nil 117 NA )1-Mat·ll Nil HA NA 111 NA Sl•MM·lt Nil -~ ~ ll9 NA ) l ·Mif·l9 NA 1M uo NA U·Ma<·l9 fiA NA lll I6A U ·Ma<•l9 NA It~ JU NA ll•MI<•lt HA ~ zn Nil 3l·Mar·l9 fill

NA U·Mtr•lt Nil NA 31-M&r·l9 NA NA n.u,.,.a; NA NA )1 ... ., •• • Nil Nil ll·Ma•·l9

""' NA Sl-t"or·lt NA NA )l·Mir·l· Nil NA

"" ,,....,, .. ,

HA NA U ·Mar·lt HA NA ll-Mar•ll

-~ NA 11<1\lfll'·lt 1M NA U-Mar·lt NA NA U-M••·II NA NA ) l .fl4ar•lt NA NA NA lUI NA Nil "" 1M !!~ .... "" 1M Nil OS-Mar 19 NA "" NA U.Otc-11 fiA HA Nil lfA 1M JlA

~· Nil NA ... J.GQ ----245 NA 09-#an lJ NA NA l4' ~~ 18-0tc·l~ "" HA

Nil NA NA NA NA NA

.;~.-. ~~ ........... Nil ---- NA. NA NA '·t t'

{ ' < -

Redemption

rl'l!vlou• due dele (roll\ OctoiNr 01, lOll to Nelli du., d•te From A.prtll, 2019 to (Prlnd p •l+interest 5r ,,., Debenture Seriu

March 31, llll9 September 30, 2019 I A•Dtlat lb. in

For Interest for l'rincipaJ few lntnrJI For Principal PriOKlpal

AIIIOunt+lnterut

lSl NA NA A.~"' NA IIA

ZS3 NA ..... NA IIA ZS4 NA NA NA NA zss ·- NA NA HA NA as6 NA NA HA NA 157 l'J·Mit-19 NA NA "" 251 24-Dt~ll HA HA Z59 NA ItA IIA 260 HA ..... 1M Ml ~ NA IIA 212 09-Noo.-11 IIA NA HA 2&1 outb-~ HA IIA HA ~JGol NA NA lOMa··n us i&s IIA NA 2H'!!·U 1.00 l" 04i·Feb·lt NA ...... "" 267 07-Nov-11 NA NA i NA ' 261 NA NA "" NA l6t NA NA NA IIA 110 HA ll·laoo-19 NA NA IIA 111 NA NA IIA NA MA l1l IIA ..... HA NA NA 171 IIA NA NA NA HA 1,. IIA HA "" "" HA ns NA 0Htll·19 NA NA IIA 276 IIA N4 NA NA MA 277 "" N4 NA 0:1-Ma,• l!l lJ$ J71 NA N4 · Hll IIA i 179 NA NA ItA ---- ..... 110 Nil NA NA NA 111 NA HA NA NA

- 111 NA N4 NA NA 113 NA NA NA NA lN 2HIIM·19 ItA NA NA liS NA NA NA MA 216 NA IIA NA NA 211 HA NA NA N4 211 NA NA NA NA

~·~ Ol-11n·l9 NA NA I NA 190 HA NA IIA 'lii'- NA HA NA NA zn NA NA NA "" ------ NA NA NA HA

NA HA ..... NA NA NA HA NA ItA .....

H6 ..... NA NA NA NA -~(- NA IIA ..... .... NA

2,. -NA NA HA U·Jun·l!l 115 NA Ooi•MII•I9 NA NA. NA NA 04·0tc·ll NA ..... NA No\ II-Ftb·19 NA ~ HA NA NA "" Ol·Jun-19 tiO NA ..... NA NA

~ ..... 17-Jun·lt 150 NA NA NA NA ..... ~-" HA NA

307 Not. NA IIA NA - w- NA NA NA ..... 309 NA NA NA NA 310 HA ---- NA ~ NA 311 NA NA NA NA HA

fiA N4 No\ IIA IIA 'NA NA NA IIA HA l

NA IIA - · ii.a. IIA NA 31'> l2"!010 HA "" NA Nil NA 316 SUOlA Zl·Otc·ll N4 "" NA 317 7£&DZD NA NA "" NA ii,a- UWF NA NA IIA NA Jl9 1.11170111 "" NA De·A r•l9 4.00 no LW18 IIA IIA HI\ HI\ 321 lllSOZA "" U ·MM·I9 HA 32_2 _ -~-'" If.:' _. 11-MIM·lt No\ ]23 111.6044 1111. 2S·M•r·11 NA ----w--

"" NA NA l25 HI\ NA uio 316 HI\ HI\ 1.cil U7 NA NA s.oo

Red-a•plfoa

Prevlou du" d.te fn11n Octo !let 01, Zlllllo N~ daell&k fmm Aprill, 2019 to (Prlnrlpal+lntetut Sr. No. Debnturw Seria M.urh ll, 2019 S.plellllltr 30, 20l' I

A-untRt.la CroftS

Priac:lpal Forlnm11t For PriMipal for lllteral JWPrinclpal Amount+ ln-..l'llt

A._o•nt JZI LtA101A NA HA NA NA HA Jl' l9A901A NA HA NA IIA NA 330 LtEGOIA NA "" NA NA HA Ul l9l10lt NA OI·Mat·lt "" NA HA ~31 IS€6~2A NA IIA NA NA ""' Jll l9f701A "" "" HA IIA NA }J4 ltntllA IIA NA NA "" HA

Nolll: 1 l,.C_I!!!!J!!.tpold .&tho! olue i"""!!!_~~lnt.,.osl/ :ri11d al on tht res e<ll" due cbte> d .. ln. the t..ll ur e~ Mooch 11, JD~9

l,. cfelalls Wlllu..-.lllllmlrctllprindPIIare prO\IIded Ill !Mretpectoftllo.e Mila, In,.,_,, o( "'""h tile lllteml/p<lndpal payiMtlt wM du•ln thepr-t z 6 malllhs Jl•. ~· l, 2011 1!> M.ll<h ll, :lilt 1 or lallfll du1ln the ne>t 6 m011thtll.t Apo111,10lt to Sept~~ 10, 20191.

,In CIM of ltnehmtrk Linked D.tllllltUret, cou~on Is linked to ~rform111c. ol the underlylfll benchnmk tnd"ocet. Al.catdlnaly the coupon will be tai,Ui;i ttd on the

J 1rtdcmpli0n dMt 11111 WIU be paid 110111 wtlh thtllflndptl mto.tloncd tb-. - --: ' I