so you want to be a commercial lender? presented by lasalle bank n.a

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SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A.

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Page 1: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

SO YOU WANT TO BE A COMMERCIAL LENDER?

presented by

LASALLE BANK N.A.

Page 2: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

ASK YOURSELF

What am I like?

What do I want from a career?

Page 3: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

ASK YOURSELF...

Do I enjoy interacting with people?Do I want to manage people?Am I project-oriented or task-

oriented?Do I write and speak effectively?Do I work well with numbers?

Page 4: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

WHAT DO I WANT TO WEAR?

Businesses still view visits to the bank as an occasion to look their very best.

Commercial Bankers at LaSalle wear business attire EVERYDAY!!!!

Page 5: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

Do I Want An Office When I Graduate?

Page 6: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

AM I TASK ORIENTED?

Commercial Lenders build relationships.

This takes time to establish trust, evaluate needs, and provide solutions.

Juggling many projects at once is essential to your success.

Page 7: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

MAKING PRESENTATIONS

You will make both written and verbal presentations to senior management of the bank AND to CFO or business owners.

EXCELLENT communication skills are important.

Page 8: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

AM I A RISK TAKER?

Banking is a conservative business.

Commercial lenders are usually compensated on a salary and eventually a bonus based on group performance.

Page 9: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

DO I ENJOY WORKING WITH NUMBERS?

Lending money requires a solid foundation of accounting.

Minimum of 2 accounting classes.

Page 10: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

9 to 5

FACT OR FICTION

BANKER’S HOURS

Commercial lenders work as many hours as is required to get the job done.

Page 11: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

MIXING PERSONAL AND BUSINESS LIFE

Marketing and client entertainment is an increasing responsibility as you climb the Commercial Lending ladder.

Page 12: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

INDIVIDUALIST OR TEAM PLAYER?

Getting the job done requires working closely with co-workers, clients and management.

Page 13: SO YOU WANT TO BE A COMMERCIAL LENDER? presented by LASALLE BANK N.A

OKAY…so I want to be a commercial lender!!

Mid-sized MarketsWork with owners.Company prepared

financials.Asking for the right

information.Limited need to

travel.

Big National Accounts

Contact with CFO.Accountant

prepared financials.

Public information.Travel