Benefits for you & your family

2022 Open Enrollment Presentation

Benefit Package

Benefits to meet your needs. Our commitment to your wellness!

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Wellness

Continued Growth

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Open Enrollment

Nov 1 - 12

Make your selections in UKG

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Retirement

CapTrust

Schwab

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Resources To Help

www.SmithersConnect.com

Benefit Handbook

HR Partner

Guardian EAP

Health Advocate

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Life & Disability

Vol Life Offering

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Medical

Rx Copay Enhancement

Where to Seek Care

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Summary

Make your selections in UKG

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Agenda & Overview

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MedicalPrescription

Wellness DisabilityShort TermLong Term

Retirement

HRA FSA

Dental Vision

Basic Life AD&D Voluntary

•www.SmithersConnect.com!

•ARAGLegal

•Health Reimbursement Account•Flexible Spending AccountsEarn & Save

•PTO – Sick, Vacation•HolidayRecharge

•SmithersConnect.com•Schwab 401kRetirement Planning

•GuardianLife & AD&D, Vol Life, EAP

•Health Advocate, www.HealthAdvocate.com•Guardian Employee Assistance ProgramsSupport for You & Your Family

•Smithers Short Term Disability•Guardian Long Term DisabilityDisability

•Delta Dental•EyeMedDental & Vision

•Medical www.aetna.com•Wellness – www.portal.spark360.comMedical, Prescription & Wellness3

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Annual Benefit Open Enrollment What is Open Enrollment?

• Annual open enrollment is the one time a year employees can make changes to their benefit elections for the following

plan year which begins January 1, 2022

• What do I need to do?

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Annual Benefit Open Enrollment Can I make changes to my plan decision throughout the year?

• Generally, you will not be able to enroll or make changes until the next open enrollment period. However, if you have a

qualifying life event throughout the year, you will be able to make a change.

What is a qualifying event?

You must submit this change in UltiPro within 30 days of the qualifying event date to make a change.

Timing for Enrollment

Enroll between November 1st -12th

UltiPro Open Enrollment

• Action Still RequiredAll Employees MUST confirm benefits

You must re-elect all benefits for 2022

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Resources Ready To Help

Your HR Rep is always ready to help you understand your benefit choices.

• www.SmithersConnect.com

• Share the site with your spouse or family

• Visit the 2022 Open Enrollment tab for more information specifically about what’s changing for 2022

• Video of open enrollment changes is also on the website

• Benefit Handbook

• Health Advocate

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What’s New in 2022?

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Smithers is committed to offering a quality and comprehensive benefit program for employees and your families. Like other

employers, we are faced with rising costs to offer health coverage..

What’s New For 2022:

• Medical Carrier Change to Aetna

• HRA/FSA Provider (FSA pay first – auto pay out) Prior to 12-31 send to UHC, all submission after will go to PAYFLEX

• Drug copay enhancement

• No changes to dental & vision plan offering or contributions

• Holiday Plan change for TSG, MSE, MDT, SMI, SQA

Aetna 2022 Medical Program

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$1,000 PPO $3,000 HRA $4,000 HRA In- Network In-Network In-Network

Annual Deductible (embedded) $1,000 Single$2,000 Family

$3,000 Single$6,000 Family

$4,000 Single$8,000 Family

Coinsurance (after deductible) 20% 20% 20%

Out-of-Pocket Maximum (embedded) $5,000 Single$10,000 Family

$6,000 Single$12,000 Family

$7,150 Single$14,300 Family

Preventive Care $0 $0 $0Primary Care Visit Dependents Under 19 $0 $0 $0Primary Care Visit Dependents 19 and Over $10 Copay $15 Copay $15 CopaySpecialist* $40 Copay $50 Copay $50 CopayVirtual Visit $0 $0 $0Outpatient Therapy & Treatment $10 Copay $15 Copay $15 CopayLab | X-ray | Diagnostic $40 Copay 20% after deductible 20% after deductibleMajor Diagnostic $500 Copay 20% after deductible 20% after deductible

Urgent Care $25 Copay $25 Copay $25 CopayEmergency Use of ER

(copay waived if admitted)20% after deductible + $300

copay20% after deductible + $300

copay20% after deductible + $300

copay

Aetna 2022 Prescription Program

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2022 Prescription Benefit All Plans

Tier 1: Retail (30 day)$20 Copay

Tier 1: Mail Order (90 day) $50 Copay

Tier 2: Retail (30 day) $45 Copay

Tier 2: Mail Order (90 day) $112.50 Copay

Tier 3: Non-Formulary Retail (30 day) $75 Copay

Tier 3: Non-Formulary Mail order (90 day) $187.50 Copay

Decrease to Tier 3 Level

Same

Same

2022 Bi-Weekly Medical Premiums

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Coverage Tier $1,000 PPO $3,000 HRA $4,000 HRA

Employee Only $156.78 $68.31 $54.53

Employee + Spouse* $360.55 $130.86 $102.68

Employee + Child(ren) $327.80 $113.12 $88.40

Family* $459.71 $180.81 $139.30*Spousal surcharge of $60 per pay will apply for those covering spouses/domestic partners who have coverage available through their employer or Medicare.

Aetna Tools & Resources

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Aetna Tools & Resources

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AetnaStandard Managed Choice Plan

Aetna Virtual Visits Has You Covered

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PAYFLEX

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2022 FSA and HRA Vendor will change to PAYFLEX Jan 1, 2022.

• Submit claims until December 31st to UHC

• Starting January 1st all claims will be submitted to PAYFLEX

Wellness Plan

Wellness is a multifaceted approach to living that promotes being well in all areas of life.• It is more than just the absence of disease or illness. Being

well requires active engagement, making the choices that support wellness.

• Wellness is unique to each individual and involves a dynamic process that changes with every new experience. We are continually searching for new ways to meet you where you are in your wellness journey!

• Smithers is committed to offering you tools and incentives to actively manage your wellness! Your health happiness is important to us…stay well!

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Your Personal Wellness Coach & Concierge

Meet Kerri Holdash, she can help you enroll in the Wellness website, offer resources to help you achieve your goals, and develop a personal Wellness Plan that meets your needs – no matter where you are on your wellness journey. Certified Health Education Specialist (CHES) Master of Public Health from Kent State University,

concentrating on Social and Behavioral Sciences. Bachelors of Arts in Exercise Science from Baldwin

Wallace. Kerri states, “with helping others become educated

about their health in every way, I can help build confidence in their abilities to make changes in their everyday lifestyle.”

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888-330-6891 x704Message her through the PeopleOne portal

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Your 2022 HRA Wellness Incentives

Non-Tobacco Incentive*

Participate in the 360-Wellness Plan to earn additional

Incentives

Total Potential Wellness HRA

Incentives

Employee Attestation

Spouse Attestation

Maximum Combined

Employee Only $550 $550 $1,200 $1,750

Employee + Spouse $1,050 $160 $1,210 $1,200 $2,410

Employee + Child(ren) $1,050 $1,050 $1,200 $2,250

Family $1,050 $160 $1,210 $1,200 $2,410

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2022 HRA Incentives

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Incentives will be applied quarterly and distributed by the dates below. The HRA Non-Tobacco attestation will open December 20th to be deposited in early January.

Accumulated Points HRA Dollars10 Points $200

20 Points $200

35 Points $400

50 Points $400

Total if you earn all points $1,200 Annual Max

Points Balanced Earned Date DepositedNon-Tobacco Attestations

December 29, 2021January 20, 2022

January 4, 2022January 25, 2022

April 1, 2022 April 15, 2022

July 1, 2022 July 15, 2022

October 1, 2022 October 17, 2022

December 10, 2022 December 15, 2022

PeopleOne (formerly Spark360) Health Portal

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• Tobacco attestation will be done directly through the PeopleOne Health Portal (Employee & Spouse)

• Seamless device connectivity through the portal

• Ongoing ability to track your physical activity and nutrition year-round

• Private messaging with your coach via portal app

• Access to library of healthy living resources like articles, recipes and videos

• Easier-to-use, resource rich, intuitive

• Up to date program communications through portal

• Refreshed content offered to earn your Wellness Points

*Tobacco attestation for employee and spouse will continue to be through the PeopleOne Health portal

Complete your tobacco attestation by December 29, 2021 to receive your Non-Tobacco incentive by early January.

If you complete your attestation after January 20th your incentive will be provided in the following quarterly HRA deposit.

New Contribution Limits

2022 Saving – FSA, HRA, and 401k

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Contribution Limits

FSA Dependent Care $5,000

FSA Healthcare $2,750

401k $20,50050 and over +$6,500 catch up

• The flexible spending account requires you elect your contribution each year• 401k catch up is available to anyone that turns 50 during that calendar year

Delta Dental Program

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Benefits PPO Premier Out-Of-Network

Diagnostic & Preventive(exams covered twice per year, x-rays etc.)

100% 100% 100%

Basic Services(fillings, crown repair, root canals etc.)

80% 80% 60%

Major Services (crowns, bridges, implants & dentures)

60% 60% 50%

Orthodontic Care 50% up to age 19

Deductible (S | F) $50 Single $150 Family

Waived against Preventive

Annual Maximum $1,250/ Person

Orthodontic Maximum $1,000 Lifetime

Carryover Benefit* Up to $450 per year to a max of $1,250

*Applicable if at least one covered service is paid and total benefit paid does not exceed $600

2022 Bi-Weekly Dental Premiums

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Coverage Tier DPPO

Employee Only $0 (FREE)

Employee + Spouse $14.35

Employee + Child(ren) $20.88

Family $40.26

EyeMed Vision Program

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Benefits In-Network Out-Of-Network Reimbursement

FrequencyExaminationLenses or Contact LensesFrames

Once every 12 monthsOnce every 12 monthsOnce every 12 months

Once every 12 monthsOnce every 12 monthsOnce every 12 months

Routine Eye Exam $10 Copay Up to $35

Eyeglass Frames $100 allowance + 80% of charge over $100

Up to $45

Standard Lenses $25 Copay Up to $25

Trifocal Lenses $25 Copay Up to $55

Conventional Contact LensesDisposable Contact Lenses

$115 allowance (15% off balance)$115 allowance

Up to $92Up to $92

Laser Vision Correction 15% off retail or 5% off promotional price

N/A

2022 Bi-Weekly Vision Premiums

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Coverage Tier EyeMed Plan

Employee Only $0 (FREE)

Employee + Spouse $3.23

Employee + Child(ren) $3.59

Family $6.97

ARAG Legal Insurance

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Coverage Level Per Pay Amount

Ultimate Advisor $9.58

Ultimate Advisor (Plus) $11.19

Identity theft protection/monitoring is in the Ultimate Advisor (Plus)

401k CAPTRUST

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Update your Beneficiary/Contribution

on SCHWAB

401k CAPTRUST

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401k CAPTRUST

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Update your Beneficiary/Contribution

on SCHWAB

Health Advocate

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Health Advocate gives you one-on-one support to take control of your healthcare and your healthcare spending. Offers help to you and your family, including parents, children, etc.

Health Advocate’s experts can help with a wide range of healthcare and insurance-related issues:

• Research and identify the most advanced approaches to care

• Find and arrange appointments with the right doctors and specialists

• Locate and evaluate leading physicians and medical centers for second opinions

• Help with transferring medical records, lab results and x-rays

• Resolve insurance claims and billing issues• Helps 64+ employees with Medicare Questions

Questions?Call 1-866-799-2728www.HealthAdvocate.com/members

Please give your feedback to your HR Partner – positive and negative so we can evaluate if it’s helping.

Guardian EAP

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Questions?• Call 1-800-386-7055

• Email eapcounselor@ibhcorp.com

• Web ibhworklife.com

• Password: wlm70101

Holiday Plan Change

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All the US changing to 8 paid holidays and 2 paid floating holidays allows you the flexibility to take holidays off that have special meaning to your religion, culture, heritage, family, or other personal events. Examples may include, but are not limited to, Juneteenth, Martin Luther King Day, an Anniversary, a Birthday, Passover, Rosh Hashanah, Ramadan, St. Patrick’s Day, and many more. You can choose to take the time off when you like with your manager’s approval.

Therefore, for 2022, if you are working for;• PDS, ERS, or AMS you will see not see any change in your holiday/floating holiday schedule. • MSE, TSG, MDT, SQA, or SMI your holiday schedule will change to 8 paid holidays and 2 paid floating holidays.

Floating holiday hours may not be carried over from year to year and will not be paid out upon resignation or termination. Team members will request floating holiday hours the same way PTO Vacation time is requested, and managers will approve prior to taking.

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Summary & Next Steps• Review your Benefit Guide and Open

Enrollment Tab on www.smithersconnect.com

• Make your selections in UKG www.360.smithers.com

• Myself>Open Enrollment

• DEADLINE: November 12th

• Your HR Partner is ready to help!

Questions? Thank you!

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