S.M.A.R.T Goals

Candice Waldron

3 Personal Goals

• I want to lose 50lbs by the Beginning of February 2011

• I want to finish my associates degree by Fall of 2012

I want to purchase my first home by June, 2013

I want to lose 50lbs by the Beginning of February 2011

• I will start counting “points” based on the Weight Watchers program.

• I will attend weekly meetings.

• I will increase activity to at least 3 days a week.

• I will keep track of everything I eat.

• I will not eat out of boredom.

Overcoming some barriers that may prevent me from reaching

my goalBarriers

• Thanksgiving• Christmas• Hanging out with

Friends and family• Lunch at work• My sweet tooth

How to Overcome• Not deprive myself

on eating, but to keep track of EVERYTHING I eat. Bringing my lunch from home will help in making a healthier choice so that I will not be tempted to eat fast food.

My Reward for meeting my weight loss goal…

I want to finish school by fall 2012

• I will attend school as many semesters as possible.

• I will take 9 credits or more each semester.• I will ask for help as needed.• I will study every day as much as possible.• Meet with an academic advisor once every

3 months to make sure I am on the right path.

• I will finish my assignments on time.

Barriers that might keep me from reaching my goal

• Life changing events; marriage, birth, or tragedy.

• My two-year old• My job schedule.

How I will overcome these barriers

• I will stay focused on my goal• Pick classes that work around my

work schedule.• Confirm help with my son before

adding too many classes.• Should a life changing event happen,

I will deal with it and pick back up where I left off.

My reward for meeting my graduation deadline…

I want to buy a house by June 2013

• I will repair some items on my credit• I will decide where I want to purchase a home• I will save half of my tax returns each year

towards a down payment• I will decide what I am looking for in a home- 3

bedroom, 2 bathroom, garage, central air etc.• I will work overtime if asked• I will regulate my spending• I will meet with a financial planner

Some barriers that might interfere with my goal

• Emergencies, such as; car breaks down, and medical emergencies.

• Unforeseen expenses with my son

Overcoming those barriers

There is really no way to overcome some of life’s unforeseen circumstances, but I will not give up and keep saving until I get there!!!!!

My reward to myself when I finally get my new house….